Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 544 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/19/2025

Mercedes Harrison

Mercedes Harrison, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
1 year of experience
Virtual
I am a Licensed Mental Health Counselor with over 10 years of experience as School Counselor. I have great deal of experiences working with multiple populations from all walks of life. I collaborate with my clients to help them address their challenges and find their own inner strength! We address challenges like anxiety, mood, stress, adjustment challenges, anger management, conflict resolution, self-expression, goal setting, traumatic experiences, isolation, coping skills, emotion management, and family/peer relationship

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Rick Lee

(he/him)

Rick Lee, LCSW - Florida Therapist at Grow Therapy
$175/session
LCSW
5 years of experience
Virtual
Adults seeking improve your current work/life balance, self-esteem, and overall mental stability day to day. You find balancing your professional career, personal relationships, and finances can be stressful and overwhelming. You may feel frustrated, scared, discouraged, or confused. Im here to help individuals overcome such issues. Through therapy addressing the circumstances and past experiences leading to these felling's, I create a safe place to allow individuals to move forward to transform into successful, empowered, and healthy individuals. My typical clientele includes health care workers, first responders and professional/career focused individuals and more. My first-hand experience of over ten years working in such environments (hospital, corporate roles, etc) allows me to emphasize and relate, creating a foundation for a successful therapeutic journey. I am a graduate of The University of Central Florida and offer telehealth services throughout the State of Florida.

Marchella Carter

(he/him)

Marchella Carter, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$85/session
LMHC
15 years of experience
Virtual
Hi my name is Marchella Carter a licensed mental health counselor in Florida with over 10 yrs of experience in the behavioral health field. I have experience treating co-occuring disorders, mood disorders, anger, anxiety, panic, adjustment disorder, unresolved family issues and trauma. Serving Florida counties outside of Escambia, Santa Rosa, Okaloosa and Walton. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Tasha Singh

(she/her)

Tasha Singh, LCSW - Florida Therapist at Grow Therapy
$500/session
LCSW
10 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker, providing virtual services to support you through life’s transitions. Dealing with responsibilities, relationships, and stress, can sometimes create and imbalance and have you feeling lost. I can help you navigate and provide skills to assist you to creating a calmer balance and consistently overcome these issues. Building a trusting relationship is at the forefront in the ability for the relationship to grow over time, therefore making the client feel safe and comfortable to open up are my goals as a therapist. ** Please feel free to reach out if you want to check availability outside of what is posted, I am able to accommodate***

Olushola A. Lawal

(he/him)

Olushola A. Lawal, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Olushola Abiodun Lawal was born and raised in South Florida. He is an alumnus of Florida State University. Shola, as his friends call him, graduated from FSU with his Bachelor's of Social Work in 2013 and again with his Master's of Social Work in 2015. While a student at FSU, Shola gained an interest in the field of substance abuse, child welfare, and mental health disorders/ life coaching. As a Licensed Clinical social worker in the state of Florida, Shola has insight and understanding of the different criteria and appropriate diagnosis for an array of mental health disorders. Shola has over 5 years of experience as a Primary Therapist, case manager, and clinical care coordinator.

Nicole R. Smith

(she/her)

Nicole R. Smith, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello beautiful person! I am Nicole, a Native of Orlando, Florida, an enthusiastic, energetic, and extremely passionate Licensed Mental Health Counselor with over 10 years of experience in the fields of Mental Health, Behavioral Health, and Substance Use Disorders. I am a proud HBCU graduate from The Illustrious Tuskegee University, where I received my Bachelors of Arts degree in Sociology with a Minor in Psychology. I then went on to gain my Masters of Science Degree in Clinical Mental Health Counseling from Nova Southeastern University. I love to utilize a unique, authentic, and genuine approach to provide; holistic Clinical Mental Health Therapy, addiction Therapy, Trauma Informed care, therapeutic academic tutoring, effective communication skills, parenting coaching, and Motivational & Therapeutic Life Coaching services to adults and teenagers from various backgrounds, genders, and ages; that suffer with Adjustment disorders, Depression, Serious Mental Illnesses, Personality disorders, Major Depression, PTSD, Negative Self Image, Substance Use disorders, learning disabilities, Conduct Disorders, incarceration & re-entry, and co-occurring disorders such as ADHD & Anxiety. In my free time one of my very favorite hobbies is using my creativity to Curate, promote and plan parties and events for the youth and the underserved in my community. These events are exciting, super Fun, and a whole vibe for my friends, family and neighbors to collectively celebrate Love, Life, and share all-around good energy!  

Desiree Williams

(she/her)

Desiree Williams, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
6 years of experience
Virtual
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Kristi Morrison

(she/her)

Kristi Morrison, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
I’m Kristi, a therapist dedicated to helping adults navigate life’s challenges and heal from past experiences. I specialize in Trauma-Focused Cognitive Behavioral Therapy (TFCBT) and trauma therapy for adults, providing a safe and supportive space to work through difficult emotions and experiences. Together, we can focus on building coping skills, improving self-esteem, and fostering resilience so you can feel more empowered and confident in your life.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Kassiana Casimir

(she/her)

Kassiana Casimir, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My name is Kassiana Casimir, and I hold a Master of Science in Counselor Education. I am a Licensed Mental Health Counselor based in Florida. I support individuals in managing emotional regulation, improving relationships, and navigating life transitions. I use evidence-based, culturally sensitive approaches to help clients gain insight, heal, and build healthier coping strategies in a safe, supportive environment.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Desiree Reed

(she/her)

Desiree Reed, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
Hi, I'm Desiree Reed. I have my Masters in Counseling and Psychology, I take pride in helping individuals work through their life's obstacles. As a therapist, I provide an open, safe environment to explore difficult emotions and provide guidance to help clients navigate life's challenges. My goal is to help my clients build resilience and foster self-compassion. I'm passionate about providing quality care to my clients and helping them reach their full potential. I specialize in Cognitive Behavioral Therapy (CBT) and Dialectical Behavioral Therapy (DBT). My goal is to help my clients develop the skills they need to manage their emotions, thoughts, and behaviors in order to reach their desired outcomes. I'm passionate about empowering individuals to make positive changes in their lives and helping them create sustainable solutions for their problems. My goal is to help people understand their hurdles and how to move forward in a positive and healthy way. I use evidence-based practices to provide a safe and confidential environment for my clients to explore their thoughts and feelings. My goal is to create a space where individuals can be heard, understood, and supported as they work towards becoming the version of themselves that they want to be.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in Washington, DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Ashley Famularo

(she/her)

Ashley Famularo, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I’m Ashley Famularo, a licensed clinical social worker and therapist passionate about helping individuals and couples heal, grow, and reconnect—with themselves, with others, and with their purpose. I offer a compassionate, down-to-earth approach that blends evidence-based methods with intuition, creativity, and, when welcomed, Christian faith. Whether you’re navigating anxiety, trauma, relationship challenges, or life transitions, I’m here to walk alongside you with honesty, empathy, and support.

Keanne Owens

(she/her)

Keanne Owens, LCSW - Florida Therapist at Grow Therapy
$175/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker in Florida with over 8 years of experience. I currently work as a Psychotherapist and Qualified Supervisor. I have worked with clients with a wide range of concerns including, depression, anxiety, relationship issues, parenting problems, career challenges, Postpartum Depression, and adjustment issues. My therapy style is client-focused, solution oriented, warm, and interactive. I believe in treating everyone with respect, sensitivity, empathy, and compassion. My approach combines cognitive-behavioral, humanistic, psychodynamic, and rational-emotive therapy. I will tailor our sessions to meet your unique and specific needs while empowering you to function at your highest self.

Cynthia Menard Clinton

Cynthia Menard Clinton, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I am a Licensed Mental Health Counselor and Certified Clinical Trauma Professional. I am the founder and CEO of SHATTERED NOT BROKEN THERAPY (SNB). I have an extensive background working with children, adolescents, and adults in several environments including: inpatient residential, outpatient clinics, and community-base/ wrap around services. I have experience treating several mental help conditions including but not limited to Substance Use Disorder, Depression, Anxiety, Trauma, Mood disorders, and Stress.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Abigale Thomas

(she/her)

Abigale Thomas, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
1 year of experience
Virtual
I am Abigale Thomas, an LMFT, and I am deeply passionate about helping individuals, couples, and families navigate the complexities of their relationships and emotional well-being. My work is grounded in understanding the impact of trauma, grief, life transitions, and emotional dysregulation. I use a variety of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Narrative Therapy, and Family Systems Therapy, to support clients in exploring their experiences and finding meaningful solutions to life's challenges. I specialize in working with clients experiencing grief, emotional dysregulation, and those in blended family situations. I help them understand how their backgrounds and relationships shape their lives. My experience extends to working with couples managing cultural differences and infidelity, as well as clients dealing with substance abuse. I believe in a holistic approach, focusing on self-awareness, boundary-setting, and equipping clients with tools to manage their emotions effectively. Professional development is important to me, and I regularly reflect on my growth as a clinician. I value supervision and peer feedback, as these opportunities allow me to refine my skills and stay attuned to my own biases. My therapeutic style is centered on creating a safe, supportive space where clients feel heard and empowered to reflect on their experiences. Whether I’m working with children, adults, or couples, my goal is to help them make sense of their journeys and move forward in a way that aligns with their values and aspirations. Through empathy, insight, and practical strategies, I strive to help my clients build healthier, more fulfilling lives.

Angela Trotter

Angela Trotter, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
Hello, I’m a Licensed Clinical Social Worker (LCSW) based in Florida, with over 11 years of experience. I earned my Master’s degree from Western Kentucky University, and throughout my career, I’ve developed a deep passion for fostering a therapeutic environment built on acceptance, safety, and non-judgment. My goal is to provide a space where clients can explore and make sense of the most challenging aspects of their lives. I believe that every individual is the expert of their own experience, and my role is to serve as a compassionate guide, offering support and reflection to help you discover your own path toward healing and growth. I have experience working with adolescents, teens, adults, and families, and I specialize in helping clients navigate issues related to anxiety, depression, family dynamics, and school-related challenges.

Abey Adams-Adasah

Abey Adams-Adasah, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a compassionate and client-centered therapist dedicated to helping individuals navigate anxiety, depression, life transitions, and emotional challenges with evidence-based approaches like CBT, DBT, and Christian counseling for those seeking a faith-based perspective. My dream clients are individuals who are ready to work on self-discovery, emotional regulation, and personal growth, whether they are struggling with stress, self-doubt, or relationship issues. I create a safe, supportive, and judgment-free space where clients can develop practical coping skills, build resilience, and regain a sense of control and confidence in their lives.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.