Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1396 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 5/14/2025

Lauren Persad

(she/her)

Lauren Persad, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LMHC
7 years of experience
Virtual
Hello, my name is Lauren. I am dedicated to providing a safe space for clients to gain further insight into their minds, emotions, and actions. I believe all people can grow, learn, and make positive changes at any stage in life. My specializations include anxiety, depression, life transitions, behavioral issues, self-esteem and crisis management. I have extensive experience working with children, adolescents and adults. My pre and post-graduate experience includes working with individuals, families, psychoeducation, and neuropsychological testing administration. My clinical experience in both inpatient and outpatient settings has encouraged my philosophy of being flexible to each client based on their experiences and needs. My goal is to assist clients in establishing their independence and confidence to move forward in any life phase. I desire to continue practicing in progressive and innovative ways, making my client’s goals of the utmost importance. I am passionate about collaborating with clients; assisting and supporting them on their journeys.

Elizabeth Kane

Elizabeth Kane, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
32 years of experience
Virtual
I am a Licensed Clinical Social Worker with 31 years of experience in the mental health field working with a variety of clients and ages. I attended the University of Louisville and obtained a Master's in Social Work. I have worked in a variety of clinical settings including private practice, director of mental health centers, and director of psychiatric hospitals. She utilizes a variety of techniques including EMDR, somatic techniques, CBT, and faith based upon request.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Annie (Chana)

Annie (Chana), LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
I’m a warm, insight-oriented therapist who offers a steady, compassionate space for adults navigating grief, relational wounds, and the impact of growing up around emotional chaos or inconsistency. My approach is grounded in deep listening and curiosity—I help clients slow down and make sense of their inner experience, uncovering patterns that may have once been protective but now feel limiting. Together, we create room for new ways of relating—to yourself, to others, and to your story. Healing, in my work, begins with being deeply seen and understood.

Esly Valdeon

(she/her)

Esly Valdeon, LMFT - Florida Therapist at Grow Therapy
$180/session
LMFT
28 years of experience
Virtual
I am a Licensed Marriage and Family Therapist with over 25 years of clinical experience. I graduated from the University of Miami in 1996. My aim as a psychotherapist is to help people identify and change troubling behaviors, thoughts and emotions. Throughout the years, I have helped clients develop healthier and effective habits by using scientifically validated techniques. I use a practical approach to treatment in order to help clients develop effective coping skills. I am also a qualified clinical supervisor for Mental Health counselors and Marriage and Family therapists in the state of Florida. I have worked in my own private practice for over ten years. Making my clients feel comfortable and safe in the therapeutic process is my main goal as a therapist.

Nancy Poe

(she/her)

Nancy Poe, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
6 years of experience
Virtual
As a therapist, my commitment is to help my clients explore their needs and goals so they can discover what might be holding them back from a fulfilled life, providing the tools needed to navigate life's challenges. I specialize in CBT (Cognitive behavioral therapy) which offers insight into one's thoughts, feelings, and behaviors. My goal is to provide a safe and healing therapeutic space. I challenge my clients to unlock their strengths, develop life skills, and achieve desired outcomes while fostering growth and empowerment to help facilitate each person's unique journey.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
12 years of experience
Virtual
You have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place. Together we’ll explore the underlying roots of these cycles, leverage your strengths, and use tools to help you rewire your thinking styles to empower you to move forward with confidence and clarity.

John Watts (Dr. J)

John Watts (Dr. J), LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Welcome to my virtual office. I am currently offering TeleHealth sessions. I am a LCSW, licensed psychotherapist with 20 years experience, and 25 years social services/ministries outreach, providing individual and family therapy by utilizing a strengths-based, collaborative, holistic approach, allowing me to gain a clearer sense of my clients' Physical, mental, emotional, social and spiritual needs, and finding viable, alternative solutions to reach a more balanced and optimal level of coping/functioning. I endeavor to conduct psychotherapy with individuals who are challenged with a crisis, substance abuse/addictions, Porn/sexual addictions, dual diagnosis, and related codependency issues; relationships, depression, grief and loss, PTSD and anxiety-related issues, adjustment/transitional, career/vocational; Additionally, I offer Premarital counseling to establish a firm foundation for marriage; because "after every wedding comes a marriage." I utilize a holistic approach for crisis counseling, as well as evidenced-based cognitive behavioral therapy (CBT), and motivational interviewing/coaching, which facilitates my clients' ability to cope/function better with negative and self-defeating thoughts and behaviors. I firmly believe in providing a collaborative and supportive environment to maximize the therapeutic experience and identify what strengths and resources clients have to create meaningful change in their lives. For those who desire a Christian, Biblical approach, I also offer a faith-based perspective combined with psychological/systems theory I received my masters degree from Florida International University, and my B.A degree in psychology/pastoral/Biblical counseling from Southeastern College. I am a member of Phi Alpha and Alpha Chi honors societies respectively.

Abey Adams-Adasah

Abey Adams-Adasah, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a compassionate and client-centered therapist dedicated to helping individuals navigate anxiety, depression, life transitions, and emotional challenges with evidence-based approaches like CBT, DBT, and Christian counseling for those seeking a faith-based perspective. My dream clients are individuals who are ready to work on self-discovery, emotional regulation, and personal growth, whether they are struggling with stress, self-doubt, or relationship issues. I create a safe, supportive, and judgment-free space where clients can develop practical coping skills, build resilience, and regain a sense of control and confidence in their lives.

Jennifer Cronley

Jennifer Cronley, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
18 years of experience
Virtual
I have spent two decades working with survivors of complex trauma, including interpersonal conflict, abuse, and grief/loss. I am trained as a Ketamine Assisted Psychotherapist and certified in Applied Metapsychology (Traumatic Incident Reduction, Life Stress Reduction), which is client-centered, solution-focused and can help you start to feel better faster than conventional talk therapy. . I love to learn and keep myself up to date with best therapeutic practices. I also love to laugh and sing and spend as much time in nature as possible.

Dr. Jeni Groot

Dr. Jeni Groot, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor in the State of Florida and co-owner of Hope in the Gale Therapeutic Healing where I provide individual and group therapy, collaborate to curate tailored wellness services, and consult on areas related to psychology and trauma. I have worked in diverse settings with youth, adults, and families as a counselor supporting clients as they strive to bolster their mental health, build resilience, and find joy in life. I also have a background in military and federal service. My 13-year military career included work as an Explosive Ordnance Disposal Technician and Special Agent with the United States Air Force Office of Special Investigations where I specialized in crimes against children and counterintelligence. I also spent ten years with the Department of Homeland Security’s Federal Law Enforcement Training Centers as a Research Psychologist, Behavioral Science Division Program Manager, and Counterterrorism Division Branch Chief. I have earned Associate of Arts Degrees from the Community College of the Air Force in both Explosive Ordnance Disposal and Criminal Justice, a Bachelor of Science in Behavioral Science, a Master of Arts in Counseling, and a PhD in International Psychology with an emphasis in Trauma Services.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Kathie Land

(she/her)

Kathie Land, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
Welcome! I'm Kathie, Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Moises R Ramy

(he/him)

Moises R Ramy, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
30 years of experience
Virtual
Hello, My name is Moises Ramy. I am a licensed mental health therapist, a Qualified Supervisor in the State of Florida, and a doctor of psychology. I graduated as a Doctor of Clinical Psychology from Carlos Albizu University, Miami Campus and completed my doctoral internship at the Federal Medical Center (FMC) in Lexington, Kentucky. At that time, the mission of FMC was a federal prison/hospital for incarcerated females with medical and psychological conditions. During my doctoral internship, I completed three clinical rotations. Two at FMC, in the Crisis Wing and in the General Population Unit and an elective rotation at Ridge Behavioral Health System (formerly Charter Ridge Hospital of Lexington), Lexington, Kentucky, assessing suicidality of adolescents in crisis from the Lexington area and the Appalachians. My clinical spectrum covers diverse females and males, LGBTQ members, homeless veterans, and young college students experiencing moderate to severe adjustment problems as well as older adult issues. During these clinical years, I have acquired vast experience helping clients from all walks of life struggling with depression, anxiety, stress, interpersonal conflicts, bipolar disorder, gender and sexual identity issues, abuse and trauma, and substance abuse. I have offered most of my clinical services in different prisons and rehabilitation centers, private and community mental health hospitals, and veteran homeless organizations. My exposure and experience working with these populations have extraordinarily helped me become a more empathetic, non-judgmental and non-directive clinician. My whole idea about psychotherapy is helping clients to help themselves so that they work on solutions, develop the strength to cope with their everyday challenges and regain competence and control of their lives.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Adina Martinez

Adina Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Florida. I received my Masters from Florida International University and have been practicing for 6 years. I help children, adolescents, and adults struggling with depression, anxiety, low self esteem, addiction and more. I help my client's by empowering them and provide emotional support by helping them feel valued and understood. I teach different coping strategies to mange stress and other difficulties.

Lisa Cohen

(she/her)

Lisa Cohen, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
23 years of experience
Virtual
I am a Licensed Mental Health Counselor and a Board Certified Art Therapist, and my approach is strength based and client centered. Although I mostly use a cognitive behavioral framework, art therapy is something special I offer to my clients knowing it can be a powerful and unique way to process emotions and experiences. Whether a client is going through a challenging life transition, suffer from more chronic clinical diagnoses or have areas of life they want to reflect on to change or improve, I encourage them to reach out for a complimentary consult call. I look forward to working with individuals on their own journey of personal growth and healing.

Jerry Phillips

(he/him)

Jerry Phillips, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
36 years of experience
Virtual
Hello, I am Jerry Phillips, a licensed mental health therapist. Welcome to our Grow platform. I'm so thankful you reached out for help. My personal and business motto has been for many years, "Helping People Help Themselves". This is also my goal with each client. I recognize that most people do not need to be fixed. Rather they need to be heard and understood. By listening and attempting to understand, I am often able to help guide people to real solutions for their personal issues. It will be a privilege to assist you exploring the concerns you discuss.

Kristin Moore

(she/her)

Kristin Moore, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
12 years of experience
Virtual
I HAVE WEEK-OF APPOINTMENTS AVAILABLE! :) Clients who come to me are strong, and often need a compassionate, listening ear of someone who "gets it." Perhaps you've never seen a therapist, or maybe you are a seasoned pro. Either way, my mission is to assist you into growing into the person and life that you've always desired. Welcome. I am here for you.

Jennifer Dobies

(she/her)

Jennifer Dobies, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
After two decades in public education, I realized my true passion was helping people navigate life’s challenges on a deeper level. Becoming a therapist felt like a natural next step—one where I could use my ability to truly listen, think creatively, and see the whole picture to make a lasting impact. My work in schools, Major League Baseball, and private practice has given me a broad perspective and deep compassion for the struggles people face. With specialized training in different therapeutic modalities, I’m committed to offering personalized, evidence-based care to help clients feel understood, supported, and empowered to heal.

Alexandra Newlon

(she/her)

Alexandra Newlon, LMHC - Florida Therapist at Grow Therapy
$145/session
LMHC
7 years of experience
Virtual
I genuinely believe in the power of therapy. So much can be improved upon through supportive connections, empathy and the general resilience of the human condition. I have a vested curiosity in the lived experiences of my clients and a commitment to their growth and goals. Change itself is inevitable, and at times can feel insurmountable, that said together we can work to direct the trajectory of where those changes may take you. A bit about me; I am Licensed Mental Health Counselor and have approximately 6 years of clinical experience. I am a born and raised Floridian - from St. Petersburg, FL - however, I spent much of my young adult life traveling and moving about (Miami, Jacksonville, Gainesville, Costa Rica, New Orleans and now back in the Tampa Bay Area). I received my Bachelors degree in Social Work, with a minor in Spanish, from the University of North Florida. In 2020, I graduated from Jacksonville University with a Masters degree in Clinical Mental Health Counseling, with a specialization in Marriage and Family Therapy. During my graduate study, I completed clinical internship (1500+ hours of direct client work) with a Hospice agency as a bereavement counselor. Post-graduation, I was hired by that same agency and counseled surviving loved ones of Hospice patients through their grief journey and efforts to adjust. Surviving loss is manageable and grief therapy can help with visualizing a more hopeful future that honors your loved ones.

Larry Reidt

Larry Reidt, LMFT - Florida Therapist at Grow Therapy
$60/session
LMFT
25 years of experience
Virtual
Hello! My name is Larry. Life can get pretty overwhelming and sometimes we need a helping hand. I have 20 plus years experience helping folks with overwhelming anxiety, depression, burnout, relationship issues and recovery from trauma. My approach is to join you in partnership to identify your needs and create personalized solutions. I enjoy working with a wide range of folks from all walks of life. I am LGBT friendly and affirming. I take a “whole person” holistic approach while employing evidence based practices. As such, we can work to help you integrate your family life, work life, spirituality as we work toward healing and becoming your very best self. Seeking therapy is a brave thing! You've already taken the first step. Let's work together.

Jennifer Baran

(she/her)

Jennifer Baran, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
23 years of experience
Virtual
I am a Licensed Clinical Social Worker in the state of Florida. I was born and raised in Western New York and graduated with a Masters in Social Work in 2002 from the University at Buffalo. I have worked in a variety of settings and with a variety of people, and am so grateful to have learned a great deal from each one of them. Life is hard. I offer a safe space for my clients to work through and process the difficulties they are facing while encouraging them to take good care of themselves, to seek out and nurture positive connections with others, and to search for and hold onto the things that make life worth living. I have a compassionate heart, and I am a good listener. I feel it is an honor and a privilege to do this work.

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Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Coping Skills?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.