Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1489 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Pritam Babrah

(she/her)

Pritam Babrah, LP - California Therapist at Grow Therapy
$215/session
LP
33 years of experience
Virtual
Welcome and thank you for visiting my profile. Prior to scheduling our initial intake appointment, I suggest we have brief discussion over the phone, at no cost, regarding your past experiences in therapy and current top 10 goals for therapy. My Clinical experience includes Private Practice, Elk Grove, CA from April 1992 to June 2013 as a Marriage Family Therapist, and Licensed Clinical Psychologist from July 2013 to present. In 1996 I received my master's degree in Art Therapy. In 1998 & 1999 I studied and was certified by the founder of EMDR. I specialize in working with adults with trauma, Anxiety, and Depression.

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Melissa MacGown

(she/her)

Melissa MacGown, LMFT - California Therapist at Grow Therapy
$75/session
LMFT
20 years of experience
Virtual
Hello! I'm Melissa. I love what I do! Counseling people is my life's work. Been doing it 20 years. Whatever you are going through, I can assure you, I've worked with someone who's dealt with something similar. I specialize in treating addiction, worked in 5 in-patient drug & alcohol treatment centers/rehabs in my career (mostly w/men). I have years of professional experience working with an array of issues and populations. I enjoy working with individuals and families. I have several years experience working w/teens, including those who grew up in the system, been abused, at high-risk, or with behavioral or learning problems. Clients feedback is reported as: I'm "easy to talk to," "friendly," "down to earth." I've been told I'm helpful & a "good listener;" that's important to me. I'm mostly solution-focused, meaning...I want to understand the problem, but get into the tough work of finding solutions as soon as possible. As a therapist, I have empathy, am caring, and invested in improving your life circumstances. I'm non-judgmental. I believe no matter how similar or different we may be, we can work together and develop rapport. We can start right away, opening lines of communication so I can understand where you're coming from and help anyway I can. My hope is to develop a warm, trusting relationship in which you feel comfortable, and heard. One of my favorite things to hear as a therapist from a client is, "exactly," because I know we're on the same page, and smile when a client says after session, " I feel much better." That's my aspiration, to help, get to know you. Please understand this is not just a job for me. I'm genuinely here for you! Thanks for taking the time to read this & learn more about me as a professional.

Natalie Andre

(she/her)

Natalie Andre, LCSW - California Therapist at Grow Therapy
$70/session
LCSW
7 years of experience
Virtual
Hi, I’m Natalie — a warm, collaborative therapist who works with young adults to older adult clients navigating life’s emotional and mental health challenges. Whether you're dealing with anxiety, depression, relationship issues, low self-esteem, or major life transitions, I provide a supportive space where you can feel heard, understood, and empowered. My approach is grounded in Cognitive Behavioral Therapy, Attachment-based Therapy, Positive Psychology, and Person-Centered care. This means I tailor our work to your unique needs while offering tools to help you build resilience, improve relationships, and feel more in control of your emotional well-being. As someone who has personally overcome mental health challenges, I bring deep empathy and real-life perspective to the therapy process. I know how overwhelming it can feel — and how transformative therapy can be when it’s rooted in trust, connection, and practical change. Together, we’ll work at your pace to create a path toward healing and growth. You don’t have to go through this alone. *Some appointments can be held on nights and Saturdays by client request through written message and where Therapist's schedule will allow.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Gloria Ramirez

(she/her)

Gloria Ramirez, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
1 year of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist (LMFT) based in Santa Paula, California. I have been in the mental health field for over 15 years and my passion has led me to earn my degree in mental health counseling. I currently offer therapy in person and through telehealth. I am bilingual in Spanish, and enjoy working with others to help them achieve their best self.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Mannya Sharma

(she/her)

Mannya Sharma, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
My name is Mannya Sharma, and I am a Licensed Clinical Social Worker (LCSW) with 4 years of experience in the field. I am passionate about providing empathic and unconditional support to individuals, couples, and families in their recovery. My expertise lies in treating a wide range of concerns, including anxiety, depression, trauma, relationships, and life transitions. I am committed to creating a safe and inclusive space for all clients, and I tailor my approach to meet each individual's unique needs and goals. Whether you are seeking support for a specific challenge or simply seeking personal growth, I am here to listen and guide you toward healing and well-being.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Jamal Adams

(he/him)

Jamal Adams, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LPCC
6 years of experience
Virtual
Hello, my name is Jamal and I am a Licensed Professional Clinical Counselor with seven years of experience collaborating with diverse communities including preteens, adolescents, adults and older adults, and underrepresented groups. Most of my work consists of processing trauma and assessing the relationships we have with others to build more hope for the future. I personally believe that though things may be hard right now, no one is 'crazy' and that in some way, the way we are makes sense due to our past experiences. That means we can understand and create experiences now and in the future that are more adaptive and true to how we want to live. -I currently am not seeing clients under the age of 18 nor couples due to my availability. My apologies in advance for any inconvenience-

Ligia Orellana

(she/her)

Ligia Orellana, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Are you BIPOC or Queer? Hi, I’m Ligia. I help First Gen BIPOC and Queer folks in individual therapy heal from guilt and shame so they can feel more at peace with their sense of self. If you’ve ever struggled with feeling “not enough,” put everyone else’s needs before your own, or felt pressure to shrink yourself to fit in, you’re not alone. I specialize in helping clients untangle these experiences, understand their emotions, and heal from attachment wounds in a way that honors your cultural background and lived experiences. My goal is to support you in living in a way that feels honest, spacious, and aligned with who you truly are. Together, we’ll create a safe, affirming space to explore, unlearn, and grow—so you can move through the world more authentically, joyfully, and unapologetically.

Juan Valenzuela

Juan Valenzuela, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Stephen Mosblech

Stephen Mosblech, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Diane L. Foster

(she/her)

Diane L. Foster, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years experience and training with individuals, couples and families who want to take charge of their lives. Together we can explore new coping skills, strengthen existing skills to improve relationships, and sharpen communication skills to enjoy harmony in your life. My approach is strength based, non traditional and focuses on your individualized needs. I take an empathetic, common-sense approach to exploring life's problems and guiding you through the issues you are currently facing and the ones you continue to carry from your past.

Jamie Schmidt

(she/her)

Jamie Schmidt, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
6 years of experience
Virtual
Welcome! I am a Licensed Clinical Social Worker. I know life can be exhausting at times, and I find it to be invaluable to have a space to openly process our challenges and stressors. I have worked with individuals from various backgrounds and experiences including people moving through trauma, grief and loss, depression, and anxiety. My practice focuses on supporting individuals experiencing symptoms of anxiety and depression by providing a safe space to explore healthy ways to manage these symptoms and utilize the strengths and resources you have available to promote a better quality of life.

Rena / Ro Oppenheimer

(they/them)

Rena / Ro Oppenheimer, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
6 years of experience
Virtual
My name is Ro and I am a white queer non-binary Ashkenazi Jewish somatic therapist and artist. Consent, harm reduction, and the abolition of police and prisons are important to me, and I strive to practice in ways that are honest and aligned with my values. A sense of humor is also essential to me in healing work-- I believe in making room to go deep as well as to have fun in therapy. I have experience working with folks who experience depression, self-harm, relationship issues, break-ups, trauma, and anxiety. I love working with adults, teens, families, queers, and creatives. Right now, I am only seeing clients on Telehealth.

Clara D'Agostino

(she/her)

Clara D'Agostino, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
30 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker (LCSW), based in California. I graduated from USC and have been practicing as a mental health professional for over 25 years. Living your best life is possible with the right support. If you are feeling anxious about the future, struggling to communicate, or facing challenges at work and home, you're not alone. You can learn skills to manage anxiety, improve communication and build stronger relationships, both personally and professionally. Many of my clients see real progress in in just a few months. I create a safe space for you to navigate life's challenges with confidence. I'd be honored to support you on your journey and look forward to seeing you GROW.

Haley Baker

(she/her)

Haley Baker, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
12 years of experience
Virtual
I have been providing individual and group therapy for over a decade. I can support you in learning to regulate your emotions, developing self-awareness, identifying and communicating your emotions, practicing and developing social skills and awareness, increasing self-compassion, improving communication skills, clarifying your personal values, goals, and intentions, learning how to advocate for your needs, and improving your personal relationships.

Wen Soon

(he/him)

Wen Soon, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.