Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1524 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/17/2025

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Janelle Owens

Janelle Owens, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
7 years of experience
Virtual
Hi! I'm a licensed clinical social worker from Los Angeles, CA, and I work with college students, young adults, and adults. I bring a compassionate and personalized approach to therapy. I earned my MSW from the University of Southern California (USC). I specialize in helping my clients navigate anxiety, life transitions, and self-esteem issues, guiding them through challenges with empathy and understanding. I focus on empowering my clients to recognize their strengths and potential, fostering resilience and growth. I believe that therapy is a collaborative journey where the impact I have on a client's life can lead to meaningful change, helping them build a more fulfilling and balanced life.

Jill Cordova Holt

Jill Cordova Holt, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
PLEASE NOTE: I am a Gerontological Counselor. I believe in empowering older adults by fostering independence, resilience and sense of identity. Aging is a journey that should be met with dignity, respect, and opportunities for growth. By actively listening, providing tailored support, and encouraging self-determination, I can help older adults maintain their autonomy and confidence. Resilience is nurtured through meaningful connections, purposeful activities, and a focus on strengths rather than limitations. I am committed to honoring an individual's experiences, celebrating their uniqueness, and creating environments where people feel valued and capable. I challenge stereotypes about aging and promote a vision of later life filled with possibility and fulfillment.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Wen Soon

(he/him)

Wen Soon, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Becca Paushter

(she/her)

Becca Paushter, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
8 years of experience
Virtual
Welcome! My name's Becca. I'm a Licensed Clinical Social Worker with a passion for helping others. I’m dedicated to creating a strong therapeutic alliance, founded in shared goals for a life worth living. I’ll provide a warm, supportive, safe, and professional space for you to feel comfortable delving into difficult past and present situations, in order to pave a new, happier, and healthier way forward. Making the decision to start therapy can bring up a mix of emotions. You have reached a point where you are ready to take control of your life and create a change for the better. For this, I greatly applaud your courage! While the work may be challenging at times, I am a firm believer that “The only way out is through.” And oh, will it be worth it when you break through. In working together, it is my ambition that you (re)gain a sense of empowerment in your life. If this is what you’re looking for, then let’s get started.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy
$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Tatiana Buch

Tatiana Buch, LPCC - California Therapist at Grow Therapy
$180/session
LPCC
8 years of experience
Virtual
I empower clients to explore their feelings and experiences authentically. This supportive environment can foster increased self-awareness, self-acceptance, and a stronger sense of self, which are crucial in alleviating symptoms of anxiety and depression and promoting personal growth. IFS model helps me to bring to my session the tools to help clients by reduce the internal conflict that often fuels anxiety and depression.

Ramona Wells

(she/her)

Ramona Wells, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
23 years of experience
Virtual
I have 23 years of experience working with clients who struggle with depression, anxiety, trauma, and grief. I'm privileged to have worked with a multitude of cultures, communities and organizations aimed to address both personal and environmental stressors which lead to unique feelings and responses. I provide coping skills to manage anger behaviors that arise from life events, relationships and traumas. I provide therapeutic homework which allows you to practice independently the skills that are taught in therapy.

Havi Wolfson Hall

Havi Wolfson Hall, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
24 years of experience
Virtual
For over 20 years, Havi Wolfson Hall has been creating meaningful therapeutic relationships, helping individuals and families navigate challenges like depression, anxiety, life transitions, and parenting. In 2005, she created Health-E-Connections to address the unique challenges technology poses to relationships. You don't have to face your challenges alone. Please reach out to see if Havi is the right therapist for you. "I look forward to connecting with you. Take care, Havi".

Emily Means

Emily Means, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
8 years of experience
Virtual
Hello! I'm Emily; a San Francisco-based, dually licensed therapist with a deep belief in the healing power of self inquiry in the context of a therapeutic relationship. I trained as a drama therapist at California Institute of Integral Studies following several years working in theater and education. Are you anticipating (or already amidst) a life change? I specialize in therapeutic work related to what I respectfully call “portals”--- with an interest in helping you honor where you’ve been, where you’re at, and where you’d like to go next.

Haley Baker

(she/her)

Haley Baker, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
12 years of experience
Virtual
I have been providing individual and group therapy for over a decade. I can support you in learning to regulate your emotions, developing self-awareness, identifying and communicating your emotions, practicing and developing social skills and awareness, increasing self-compassion, improving communication skills, clarifying your personal values, goals, and intentions, learning how to advocate for your needs, and improving your personal relationships.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Salinas Tan

Salinas Tan, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
Greetings everyone! Thank you for stopping by my page. My name is Salinas Tan & I am a Cambodian-English speaking Licensed Clinical Social Worker Therapist. I graduated with my Masters in Social Work in May 2012 & began my career as a therapist shortly after. I currently work full time for LA County Department of Mental Health. Additionally, I have 3 years of experience in crisis management, over 10 years of experience in case management as well as with clients who experience various mental health disorders/ie Depression, Anxiety, Bipolar, Schizophrenia, etc)

Dunya Gilmore

(she/her)

Dunya Gilmore, LMFT - California Therapist at Grow Therapy
$250/session
LMFT
13 years of experience
Virtual
Honesty, integrity, insight, awareness, knowledge, relief and resolutions are what you'll get with me. I believe the theraputic process is organic and our sessions will unfold overtime, focusing on getting you to a place where you can think clearly, understand yourself better and feel solid. I am an out of the box thinker and doer with full acceptance for all lifes wonders. Differences are appealing and I welcome them with open arms, encouraging you to be your absolute self %100 of the time. If you need a jump start, help figuring out what makes you tick, what makes you happy, what your authentic self needs to thrive, I'd love to work with you. Life throws curve balls that can be annoying, frustrating, shocking at times. I get it because I've been there. It's ok and healthy to ask for help. My specialties include insight oriented talk therapy, cognitive behavioral therapy, solution focused and strategic therapy. My history is working with adults who have depression and anxiety, relationship distress, anger management issues, trauma histories, existential crisis and have co-occurring disorders which require medication treatment. I work with couples who seek help communicating and bringing the love back into their relationship. I provide psycho-education and real life solutions to problems that seem unsolvable at face value, but with that one tweak, you find out they were solvable all along. I fully believe in the connection between body and mind and weave differing modalities into therapy in order to address each component of healing and wellness. Often we don't realize that just one simple tweak can launch you into the lifetime you want. Are you struggling with personal challenges affecting your relationships, work, social life and, most importantly, yourself. Do you miss that hope, that loving feeling for your partner or your kids? Complex, yet common, issues around love, family, purpose in life, and doing what truly makes you happy, have become overwhelming and you’re ready to do something different. Are you feeling underwhelmed? You may have recently undergone a loss, job change, life change, a psychiatric or medical emergency, and are feeling completely stuck. I believe your truth is in you, and my role of therapist is to provide emotional support, insight, and to help you navigate through past and present so you can have the future you deserve.

Lynda Cash

(she/her)

Lynda Cash, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
17 years of experience
Virtual
Lynda is specialized in assisting individuals, couples & families with preventive, motivational & management strategies to help establish/maintain healthy and fulfilling lifestyles. She strives to create a safe & nurturing atmosphere where clients can feel supported in their efforts to grow with change & become reconnected to their strengths and life goals.

Danielle Perez

(she/her)

Danielle Perez, LCSW - California Therapist at Grow Therapy
$135/session
LCSW
7 years of experience
Virtual
I specialize in trauma, depression and anxiety. I have worked in many therapeutic settings, with individuals experiencing moderate to severe symptoms of PTSD, depression and anxiety. I enjoy working with individuals that are motivated to engage in deep self-reflection, seeking understanding of past experiences and their impact on current struggles and committed to healing and growth, showing a readiness to work through difficult emotions and patterns in order to create lasting change.

Madeleine Azar

(she/her)

Madeleine Azar, LPCC - California Therapist at Grow Therapy
$120/session
LPCC
6 years of experience
Virtual
Hi there, I'm Maddie! Do you worry all the time? Want to feel more confident and empowered? If you need someone to talk to, I’m here to help. I bring a warm and relational approach to my work. With training in mental health, mindfulness, and yoga, my counseling style is rooted in a holistic-based approach. I also have training in issues surrounding anxiety, self esteem, grief, relationships, career, depression, personal development, and LGBTQ+ topics. I am a Licensed Professional Counselor (LPC) with the Texas State Board of Examiners of Professional Counselors (License #80432) and an LPCC in the State of California (License #15087). My counseling practice is supported by a Masters of Educational Psychology from the University of Texas at Austin and hundreds of hours of continued education in psychotherapy. I’m here to encourage you to become the person you would like to be. ***Online counseling is NOT recommended for persons who: - are currently dependent on drugs or alcohol or have a recent history of substance abuse. - are suicidal, homicidal, or experiencing suicidal or homicidal ideation. - are in crisis. (*If you are in need of crisis services, please contact 911, call the National Suicide Hotline at 988, or go to your local emergency room for immediate help.*) If you meet any of the criteria listed above, online counseling will not offer an adequate level of support to meet your needs at this time. I would recommend face-to-face sessions which may offer the level of contact and engagement that would be most beneficial to you.***

Catherine Ramsey

(She/her)

Catherine Ramsey, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
I am a Marriage & Family Therapist based in Northern California. I earned my Masters degree from Golden Gate University in San Francisco and have been licensed for 4 years. I have over 8 years of experience supporting families of patients diagnosed with Autism Spectrum Disorder and other developmental delays. I work with adults to help them uncover what keeps them stuck in unhealthy patterns and provide tools so they can achieve their personal goals. I am here to help you establish better relationships with your loved ones, learn to set boundaries, and meet your full potential.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Melody Stiles

(she/her)

Melody Stiles, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
27 years of experience
Virtual
Do you wish someone understood your pain from trauma, whether it was something in the recent past or from long ago? I just might be the therapist you're looking for. I am a therapist specializing in working with those who’ve experienced trauma all along the trauma spectrum, which includes everything from PTSD to Dissociative Disorders. I am also a specialist in treating those struggling with substance use disorders. Sometimes we do both of these at the same time and occasionally throw a few other things in the mix as well. I am one to just roll with whatever you bring to the table. I am a Certified EMDR Therapist and also utilize other forms of treatment to help my clients meet their goals in treatment. When people see me, I consider it a partnership, and we work together to figure out what is going to be most helpful for you. I do not do one-size-fits-all therapy. Some common types of therapy I use are Cognitive Behavioral Therapy, DBT, Strengths-based Therapy and Client-Centered Therapy. I am a Licensed Clinical Social Worker and Licensed Clinical Addictions Counselor in the states of California and Indiana. I also teach EMDR to other therapists seeking Certification in that specialty.

Nakila Hill

Nakila Hill, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I'm Nakila Hill, a Licensed Clinical Social Worker (LCSW) committed to offering compassionate and supportive therapy. I focus on meeting clients exactly where they are in their personal journeys, assisting them in progressing towards their aspirations and goals. Specializing in depression, anxiety, and trauma-focused therapy, I create a safe and nurturing environment that encourages healing, personal growth, and positive transformation. My approach is client-centered, fostering empowerment and resilience in each individual's life.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.