Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 77 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 8/17/2026

$200/session

Authentic
Warm
Empowering

Specialties

Eating Disorders
Anxiety
Self Esteem
+10
Welcome! I'm Silvie Wilson. I'd like to acknowledge the strength it requires to take that first step of reaching out for help with your mental health from a therapist. I know it's not easy to begin the journey to better self understanding, compassion, and mastery. My aim is to create a safe environment in which we can explore your own personal history, themes, and challenges, in order to find resources and solutions to the obstacles that hold you back from being exactly the person you've always wanted to be. I will pay attention to who you are as an individual, reflect back your strengths, and help you to tie together the seemingly disparate aspects of your life so that you realize how much sense you make, have compassion for all phases of your development, and leave behind what no longer serves you to find the life you've always wanted. Together we can build up your sense of self, your resilience, and your ability to find peace of mind.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Eating Disorders
Anxiety
Depression
+10
Hello! My name is Molly and I've been a licensed Marriage & Family Therapist since 2012 and studying in the field since 2006. A little about myself, I'm originally from MN, I've resided in Southern CA for several decades now. I have a few mixed fur-babies and enjoy taking them on walks and to the park. I stay busy parenting a 15 year old teen, reading, taking hikes, and I've recently been able to start traveling again with my kiddo reaching an age of wanting more friend time and less "mom time." I also enjoy live music and going to the beach.
VirtualAvailable
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$295/session

Authentic
Warm
Intelligent

Specialties

Eating Disorders
Anxiety
Depression
+6
I’m Dr. Claudia Nuñez a licensed clinical psychologist with over a decade of experience supporting adults through anxiety, depression, trauma, grief, and major life transitions. I believe therapy is not about reliving pain for its own sake. It is about understanding what your suffering has been signaling and bringing that understanding into the present so you can live with more clarity, self-compassion, and choice. Many of the people I work with feel caught in anxiety and overthinking, people pleasing, guilt, burnout, or a deep sense that something needs to change but they cannot quite name what. Others are moving through grief or life transitions that have shaken their identity, relationships, or sense of direction. Some are navigating a spiritual calling or values shift, and feeling both pulled toward meaning and exhausted by the weight of it all. My approach is integrative, trauma-informed, culturally responsive, and grounded in Internal Family Systems and liberation psychology. Rather than viewing symptoms or recurring patterns as personal flaws, we explore them with curiosity and consider how they may have been shaped by your history, relationships, culture, environment, and ways of adapting. Together, we identify what is no longer serving you, clarify what you need now, and develop responses that feel more intentional, sustainable, and aligned with your values. Alongside talk therapy, I may incorporate mindfulness, somatic awareness, narrative exploration, and evidence-informed cognitive and behavioral strategies. Grounding and breath practices are offered collaboratively and adapted to your comfort—not to bypass pain or minimize the realities around you, but to help you remain present and build greater capacity for choice. My style is warm, honest, and collaborative. We move at a pace that respects your boundaries while supporting meaningful reflection and change.
VirtualAvailable
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Eating Disorders
Anxiety
Couples Counseling
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
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New to Grow

$125/session

Specialties

Eating Disorders
Anxiety
Depression
+10
Starting therapy can feel like a big step, I congratulate you on starting your journey. I am a licensed Marriage and Family Therapist who specializes in working with individuals who have anxiety, depression, trauma and difficulty with life transitions. My goal is to create a warm, safe place for you to learn skills to face life's challenges, and develop assertive communication and boundaries with yourself and those around you to improve your quality of life.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Eating Disorders
Anxiety
Coping Skills
+8
I'm Stacie, I am a Licensed Marriage and Family Therapist. As an LMFT, I approach therapy from a systemic perspective, which means I look at the bigger picture of your life and consider how your relationships, family experiences, and environment may be impacting the challenges you're facing today. While understanding the past can provide valuable context, our work is centered on helping you apply those insights in the present so you can move forward to healthier patterns, stronger relationships, and a more fulfilling life. Note: **currently not accepting new couple's at this time due to being at capacity for couple's therapy, however I am still accepting individuals for individual therapy. I will update when I am accepting couple's again, thank you!**
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$125/session

Authentic
Solution oriented
Intelligent

Specialties

Eating Disorders
Addiction
ADHD
+10
Hello ! I am Sergio Fernando Gueller, LCSW, I am an American citizen and love our Blessed country with all my heart; I am also an immigrant from Latin America, Argentina, who arrived to this country at age 19 (I am currently 65), "tired and poor" and escaping an unstable political environment and difficult socioeconomic perspectives. I completed my training in Europe and Latin America through my participation in many seminars and obtaining several certifications in this field, however, all my formal education took place in California and Oregon, in the USA. My approach to psychotherapy is eclectic and practical and am focused on providing immediate alleviation and crisis resolution to my clients via powerful cognitive/behavioral tools which I use daily in my practice. I am a simple person and my approach is formal and respectful, however, I use respectful/sensitive humor and levity therapeutically when appropriate as I believe it is a major part of my method.
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Eating Disorders
Military/Veterans
Mood Disorders
+6
As a therapist, I feel tremendous gratitude to be able to support ALL individuals on their journey of healing. I aim to use a compassionate and strength-based approach, which allows me to maintain an open mind and heart throughout our work together while focusing on the strengths and skill you already have. I practice holistically to look at the different aspects of the mind, body, emotions, and spirit to find what is needed to feel more peace and comfort in your life. Throughout our time together, I’m committed to showing up with a positive, kind, respectful, nonjudgmental and caring attitude.
VirtualAvailable
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Often rebooked

$185/session

Warm
Authentic
Open-minded

Specialties

Eating Disorders
Family Conflict
Life Transitions
+10
Hello, my name is Sang Wu and I am a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from Alliant International University and have been practicing for nine years. I work with adults who feel stuck in their current lives, and individuals who struggle with anxiety and depression. I assist in helping them navigate crucial moments, difficult forks in the road of life, uncertain futures, and help them live their best lives.
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$120/session

Warm
Solution oriented
Authentic

Specialties

Eating Disorders
Anxiety
Depression
+8
Hi! I'm a Licensed Professional Clinical Counsellor (LPCC) based in California. I received my Masters from the Cal State University of San Bernardino and have been practicing for 5 years. Inspired by my own experiences in therapy, I strive to provide clients a safe space by utilizing a non-judgmental approach to help overcome life struggles, by helping them develop healthy coping skills, reduce stress and prevent burnout. My extensive experience in various settings have equipped me to effectively support culturally diverse populations by utilizing multiple modalities of treatment tailored to each client's needs.
VirtualAvailable
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$120/session

Solution oriented
Authentic
Empowering

Specialties

Eating Disorders
Anxiety
Depression
+10
Hi, I am a LMFT based in California! I have my Master's degree from National University and have been in the behavioral health field for 17 years. I have found a passion in helping those in crisis, struggling with self-esteem, relational challenges, athletic performance and mood/eating disorders. I want to be able to make change and guide those to focus on thought patterns, feelings and emotions to challenging situations and improve their daily living.
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$100/session

Warm
Authentic
Intelligent

Specialties

Eating Disorders
Anger Management
Anxiety
+10
Hi, I am a Marriage and Family Therapist licensed in California for 20 years and I hold a doctorate degree in the Philosophy of Counseling. I am in my second marriage for 30 years now, after my 24-year first marriage failed. We have seven children between the two of us, 31 grandchildren, and 7 great-grandchildren. I have had good success counseling couples who have given up on their relationship, especially those who have experienced infidelity. I don't counsel children until they are 18. I enjoy helping people understand how they became the way they are and therefore find ways to leave dysfunction behind.
VirtualAvailable
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$180/session

Authentic
Intelligent
Warm

Specialties

Eating Disorders
ADHD
Men's Issues
+7
I have extensive training in cognitive-behavioral therapy, applied behavioral analysis, neuropsychology, and psychoanalysis. My therapeutic approach is integrative, drawing from one or a combination of these methodologies based on what will be most beneficial for each individual. Additionally, humanistic and Adlerian psychology have significantly influenced my perspective, shaping my practice into an eclectic framework. I believe that there is no single ‘best’ therapeutic approach—only what is best suited for the individual seeking support. My diverse training allows me to tailor interventions to meet the unique and specific needs of each client, ensuring a personalized and effective therapeutic experience.
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$145/session

Authentic
Warm
Empowering

Specialties

Eating Disorders
Anxiety
Self Esteem
+6
Hola hola! First off, proud of you for exploring the option of therapy, it is not easy to take that first step. My name is Alanna and I am a Licensed Clinical Social Worker here in California. I genuinely enjoy supporting my clients through the therapeutic process. My approach is collaborative, culturally minded, authentic (pain is real), and based on evidence and truth. Whether it is a faith crisis, recent or historical traumatic event, challenges with your relationship with food/ body image, or navigating new life changes; I am here to walk alongside you in this season. In our sessions together, let's be real and identify the key area of struggle so you can move forward empowered and free.
VirtualAvailable
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$120/session

Warm
Authentic
Humorous

Specialties

Eating Disorders
Depression
LGBTQ
+8
Do you feel like nothing you do is ever right or that you have to put yourself last to make sure everyone else in your life is taken care of? Maybe you’ve been struggling with self-criticism or setting appropriate boundaries, either with yourself or with others. Life is hard enough without us getting in our own way. You deserve to live a life that is in line with your values or priorities; a life filled with joy and success, however, you want to define it. I help people see their potential and to use their strengths to make changes in their lives. I also help people learn to live in the present moment and to find peace in the current situations they find themselves in. I work with older teens and adults struggling with depression, anxiety, life transitions, eating disorders, assertiveness/boundary setting, self-criticism, and family/relationship conflicts. I use a blend of many different therapy approaches; my focus is on finding what works for you. I only see clients over video so that therapy can happen around your busy life and in a place where you feel comfortable. I am a Licensed Clinical Social Worker, I graduated with my master’s degree in social work in 2016. I also hold bachelor's degrees in psychology and multicultural queer studies. In my free time, I enjoy reading, playing board games with friends, and watching the waves at the beach near my home.
VirtualAvailable
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$275/session

Specialties

Eating Disorders
Self Esteem
Women's Issues
+2
Hi, I'm Jaclyn, a Licensed Marriage and Family Therapist specializing in eating disorders, body image concerns, anxiety, perfectionism, and self-esteem. I am passionate about helping people build a healthier relationship with food, their bodies, and themselves so they can spend less time struggling and more time engaging in the things that matter most to them. Many of the clients I work with feel exhausted by constant self-criticism, food and body thoughts, anxiety, or the pressure to get everything "right." They may find themselves stuck in cycles of restriction, binge eating, emotional eating, people-pleasing, or perfectionism, despite their best efforts to change. My goal is to help clients better understand the patterns keeping them stuck while developing practical tools to create meaningful and lasting change. My approach is warm, collaborative, and grounded in evidence-based practices. I integrate Cognitive Behavioral Therapy (CBT), mindfulness-based interventions, self-compassion work, and values-based approaches to help clients develop greater awareness, emotional resilience, and flexibility. I believe that lasting change is most sustainable when it comes from a place of understanding and self-compassion rather than shame or self-judgment. Therapy with me is not about achieving perfection. Instead, it is about learning how to navigate life's challenges with greater confidence, self-awareness, and kindness toward yourself. Whether you are struggling with an eating disorder, body image concerns, anxiety, or feeling disconnected from yourself, I strive to provide a supportive, nonjudgmental space where healing and growth can occur. Reaching out for support can be difficult, and I am honored to walk alongside clients as they move toward a more fulfilling and meaningful life. This sounds polished for Grow while still feeling like you—warm, compassionate, and clearly focused on eating disorders and body image work.
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Often rebooked

$165/session

Direct
Warm
Authentic

Specialties

Eating Disorders
Men's Issues
Mood Disorders
+18
Hello, I'm Dr. Zhang, Do you feel overwhelmed by life stress? Do you have difficulty concentrating, making decisions, or getting motivated? Depression and anxiety are common reactions to chronic or acute stress. It's important to take time and care for ourselves. I help clients understanding their current difficulties and developing effective strategies and solutions. Seeking therapy can be a scary process. It's difficult to be vulnerable with a stranger. I believe clients should be treated with compassion, dignity, and respect. I encourage you to reach out and begin the healing process.
VirtualAvailable
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Often rebooked

$175/session

Authentic
Warm
Empowering

Specialties

Eating Disorders
First Responders/Healthcare Workers
Military/Veterans
+17
"You’re braver than you believe, stronger than you seem, and smarter than you think." -A.A. Milne We all struggle at times to see our inner strengths and capabilities due to the life experiences which have shaped us. I work in the belief that we each have everything we need to achieve a fulfilled and successful life already present within us; sometimes we just need a little help accessing it. Using a multi-modality approach I encourage my clients to work in the small steps, not the giant leaps, that bring us to self awareness, acceptance, and lasting change. I began my working career as an EMT in pre-hospital and Emergency Room settings. The desire to further my education and better serve my community led me to pursue becoming an LMFT. I received a Bachelor of Arts degree from Brandman University and a Master’s degree in Psychology with a dual emphasis in Marriage and Family Therapy and Clinical Counseling from Brandman University. I have additional training and experience in Clinical Pastoral Education from the College of Pastoral Supervision and Psychotherapy at David Grant Medical Center at Travis Air Force Base and have worked in both residential treatment and clinical settings. I have four sons and two grandchildren. In my off time I enjoy spending time in nature, photography, and attending baseball games with my husband of 25 years.
VirtualAvailable
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$175/session

Authentic
Empowering
Warm

Specialties

Eating Disorders
LGBTQ
Life Transitions
+10
My name is Nate (he/him) and I'm a transgender Licensed Clinical Social Worker (LCSW) in California. I provide individual therapy to adults and older adults navigating a range of challenges, from symptoms to life transitions. I aim to create a warm, non-judgmental space where clients feel truly seen and accepted. My understanding of stigma and systemic barriers comes firsthand, informing my commitment to social justice and empowerment. I offer evidence-based therapeutic tools while honoring each person's inherent wisdom and autonomy in their healing process.
VirtualAvailable
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$165/session

Authentic
Direct
Challenging

Specialties

Eating Disorders
Anxiety
Depression
+6
I am a compassionate and direct therapist who prioritizes building REAL CONNECTION. My approach is anti-diet and rooted in Health at Every Size (HAES) and LGBTQ+ affirmative care. I went through my own journey to heal my relationship with food and my body, and for the past 13 years, have centered my career around helping others do the same. I strive to offer therapy that is grounded in connection, knowledge, and authenticity in order to help my clients develop healthier relationships with food, their bodies, and themselves. I passionately believe my clients CAN experience FREER and FULLER lives.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering

Specialties

Eating Disorders
Anxiety
Depression
+8
Hello! I am a Licensed Clinical Social Worker of over twenty years and have worked with a variety of patients across multiple specialties. I also have a master's degree in Public Health. I've worked in medical social work, with patients in oncology, physical rehabilitation and dialysis. In this way, I have a robust understanding of both the physical and mental aspects of my clients.
VirtualAvailable
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Often rebooked

$175/session

Authentic
Warm
Empowering

Specialties

Eating Disorders
Anger Management
Anxiety
+10
You want to change your feelings, thoughts, or behaviors, but every time you try, it blows up in your face. (Not literally...hopefully.) How do you get unstuck?! The most important factor is the relationship with your therapist. My main focus is teaming up with you - not telling you what to do - in figuring out how to help you create new patterns. My practice mostly revolves around increasing your awareness of what’s happening in your mind and your body – and above all, respecting your experience. My approach focuses on mindfulness, DBT, and post-traumatic growth. This takes work, but with the help of someone you trust, you absolutely can change the structure of your brain! As much as I may be in the most privileged of demographics (see photo), I’ve taken a lifetime’s worth of feeling inferior and deployed it for good: Being able to empathize with you, the client. I've worked extensively with anger, grief, substance use, LGBTQ+-related issues, insomnia, racial identity, relationship issues, sports performance, etc. I have an easygoing way of communicating with clients. My communication style definitely doesn't have that solemn, overly serious tone that you might see depicted in movie therapists. Just to forewarn: My sessions can and will include some (very lame) jokes here and there, but that does not mean I don't take your struggle seriously.
VirtualAvailable
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$250/session

Warm
Empowering
Authentic

Specialties

Eating Disorders
Self Esteem
Spirituality
+16
Hi, I'm Dr. Holly Siegrist, and I am a psychologist licensed in California with 17 years of experience. I take a strength-based approach, and I work with clients on spirituality and meaning making, creativity, dream analysis, relationship issues, trauma, anxiety, depression, stress related to disability and other discrimination, grief, chronic illness, losses, and life change. My interests are in social justice, coping with discrimination, health and wellness, and resilience. My therapy style is warm and welcoming. I believe in treating everyone with respect and compassion, and providing a safe space to listen to clients. I have a Ph.D. in Psychology with Specialization in Existential, Humanistic, and Transpersonal Psychology from Saybrook University. I also hold a doctorate degree in Clinical Psychology from the California School of Professional Psychology at Alliant International University, an M.S. in Rehabilitation Psychology from the University of Wisconsin-Madison, an M.A. in Disability, Health and Illness from the University of Leeds, and bachelor's degrees in Psychology and Comparative History of Ideas from the University of Washington, Seattle. I specialize in dream analysis and lucid dreaming therapy. What drew me to therapy was my interest in social justice work while I was attending the University of Washington, and did peer counseling with students. I have always been interested in helping people, I enjoy hearing people’s stories, and I also find that in the therapeutic process I learn more about myself. Through my therapy journey I have gained much experience in working with diverse people. In addition, during my time at Saybrook University, I received training in spiritual approaches in therapy, and dream analysis and lucid dreaming therapy. I'm glad you are moving towards living a more fulfilling and happier life. I am here to support you so you can empower yourself on your journey of transformation.
VirtualAvailable
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$115/session

Authentic
Direct
Intelligent

Specialties

Eating Disorders
Anxiety
Depression
+10
Hi, I’m Melana—a therapist and single mother by choice. I understand the emotional complexity of family building, especially when it doesn’t follow the traditional path. I hold space for the full range of your experience with compassion and clinical care. For 14 years, I supported youth and young adults with diverse diagnoses. I work with individuals, couples, and families who are ready to explore what’s not working—and start making changes they’re proud of. My approach is grounded, compassionate, and practical. I use evidence-based methods like cognitive behavioral therapy (CBT), solution-focused techniques, and strength-based strategies to help you gain clarity and momentum. Meanwhile, my personal journey through fertility, family building, and parenting broadened my empathy—allowing me to be fully present with clients through their most difficult moments. If you’re ready to design a life with more joy, peace, and meaningful relationships, I’d be honored to walk with you. Let’s figure it out—together.
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$150/session

Authentic
Empowering
Warm

Specialties

Eating Disorders
ADHD
Anxiety
+9
I help people who are struggling with depression, anxiety, ADHD, and other mental disorders. I help them further develop their mindfulness, assertive communication skills, and capacity for love & respect for themselves, and, consequently, the rest of the world. I don't merely believe in therapy, I know first-hand the beneficial power it can provide. Before seeking mental health services for myself, I not only suffered from low self-esteem, I also experienced severe panic attacks. I am, and forever will be, grateful each and every day that those symptoms now only exist in my past. These are just a few of the reasons why mental health is by far my greatest passion in life.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Eating Disorders, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.