Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 220 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/17/2025

Brandon Rodriguez

(he/him)

Brandon Rodriguez, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
My name is Brandon A. Sandate Rodriguez and I am a Licensed Marriage and Family Therapist in the State of California with four years of professional clinical work experience. I have experience in helping clients with stress and anxiety, depression, lgbtq+ related issues, trauma and abuse, motivation, self-esteem, and confidence. I have worked with adolescents and young adults in the juvenile justice system and with adults with serious and persistent mental health concerns. In working with marginalized communities my focus is toward enhancing self-awareness by emphasizing the importance of understanding one’s culture and identity. I aim to connect deeply with my clients and build professional and supportive relationships that can provide healing and growth.

Justina Larson

(she/her)

Justina Larson, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$160/session
LMFT
7 years of experience
Virtual
Hi! I am a Licensed Marriage and Family Therapist (LMFT) based in California. Don't be fooled by my license, I don't only work with couples and families. As a matter of fact, I work mostly with individuals. I have been in the field for 7 years working with teens, young adults and adults in their mid-life. I help clients struggling with anxiety, stress, life changes and transitions, and depression/loss. Together we will find solutions, understanding, and growth so that you can become the best version of yourself.

Lisa Talerico

Lisa Talerico, LP - California Therapist at Grow Therapy
$200/session
LP
20 years of experience
Virtual
Hello and thank you for visiting my profile and for taking the time to learn about my psychotherapy practice. I am a Clinical Psychologist who provides a safe, trusting, nonjudgmental, and respectful environment in which my clients are able to work through their difficult issues. I provide individual psychotherapy, couples therapy, and family therapy. Throughout my career I have worked with individuals of all ages from a wide variety of cultures and backgrounds. In addition to my private practice, I have had the opportunity to work with children, adolescents, and adults in various settings such as school settings, residential programs, substance abuse programs, transitional living facilities, group homes, and hospital settings. My experiences in these settings enables me to bring valuable knowledge and resources to my clients in my private practice. I specialize in depression, anxiety, eating disorders, weight management, grief/loss, substance abuse, LGBT issues, adolescent issues (school, emotional, behavioral/family), young adult issues (career, transition, relationships), and personal growth.

Nina Sandberg

(she/her)

Nina Sandberg, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
5 years of experience
Virtual
As an experienced family therapist, I have the skills and knowledge needed to help families navigate even the most challenging situations. What sets me apart is my unique perspective as a former stay-at-home mom to now-grown children, which gives me a deep understanding of the struggles and milestones that families face. If you're looking for a compassionate and experienced therapist who can make a real difference in your family's life, I invite you to consider reaching out to me for help.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Kimberly Borden

(they/them)

Kimberly Borden, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
As a therapist, I would be honored to join you on your journey toward healing, self-discovery, and personal growth. Let me share what I bring to the therapeutic table and how our collaboration can benefit you immensely. First and foremost, I believe in each individual's incredible resilience and potential. I am dedicated to creating a safe and non-judgmental space where you can explore your thoughts, emotions, and experiences freely. I will listen attentively and compassionately, fostering an environment of trust and understanding. Together, we will work towards unraveling your challenges and finding meaningful solutions. By embarking on this therapeutic journey with me, you can expect to: 1 - Gain a deeper understanding of yourself, your emotions, and your experiences. 2 - Develop healthier coping mechanisms and tools to manage life's challenges. 3 - Experience personal growth and self-empowerment. 4 - Cultivate more robust relationships and improve communication skills. 5 - Increase your self-confidence and self-esteem. 6 - Find inner peace, balance, and a sense of purpose. Therapy is a collaborative process, and active participation will be crucial in achieving the desired outcomes. I am committed to supporting and guiding you every step of the way, offering insights, encouragement, and practical strategies. If you feel ready to embark on this transformative journey toward healing and growth, I would be honored to be your therapist. Together, we will explore the depths of your inner world and help you discover the strength and resilience within. Please don't hesitate to reach out if you have any questions or want to schedule an initial session. I am here to support you on your path to well-being.

Ozzie Lomeli

(he/him)

Ozzie Lomeli, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
Hi. I'm a licensed clinical social worker and received my Masters from USC. I've provided therapy since 2010. I've spend 14 years working with adolescents but i also having experience working with veterans and people with addiction. I've worked with people that have PTSD, Depression, Anxiety, anger issues, drug and alcohol addictions; I've also facilitated various groups in schools and in psychiatric facilities

Claire McNally

(she/her)

Claire McNally, LPCC - California Therapist at Grow Therapy
$110/session
LPCC
5 years of experience
Virtual
Hey I’m Claire, I’m a Licensed Professional Clinical Counselor based in California. During my time with clients, I aim to provide a safe space through a client centered approach where we work together with what you bring to therapy. I work from a lens of creativity — meaning each session will be unique to you by incorporating your strengths and interests in order to empower you to find a meaningful way of expression that feels both comfortable and safe. I lead with empathy and my belief that people are capable of change and can use our strengths to navigate life’s bumps.

Lesly Sibrian

(she/her)

Lesly Sibrian, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hi! I am a Licensed Clinic Social Worker (LCSW) based in California. I received my Masters at California State University Northridge and have been practicing for five years in the field. I am a passionate and results-driven professional dedicated to helping clients achieve their goals through personalized support and expert guidance. My goals is to give a voice to the voiceless.

Bonnie Mende

(she/her)

Bonnie Mende, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
Hello, My name is Bonnie. I am a Licensed Marriage and Family Therapist in the state of California since 2005. I am also licensed as a Registered nurse and have worked in the field for 35 + years. I am a 58-year-old mom of 18 twin daughters in their first year of college. Yep, raising teenagers is no joke! Parenting has its fair share of hills and valleys. I have been married for 23 years. Are you finding that maintaining relationships is a struggle at times? Do you need someone to listen and hear you? I want to build rapport and understanding with each client. I have worked with clients struggling with a variety of issues and concerns. I have experience with clients who have experienced Anxiety, Depression, OCD, family and job stress, domestic violence, complex trauma, PTSD, child custody issues, teen issues, parent-child concerns, grief process, and people experiencing difficulties with substance abuse and use. My therapy is individualized according to what each client wants and needs. My goal is to align with my clients so they will experience being supported in their lives. I use therapy modalities that include: compassion-focused, solution-focused, multicultural, strength-based, Christian, mindfulness, cognitive-behavioral, and dialectical therapies. My strengths lie in my ability to put people at ease. I am honest, straight-forward, down to earth, value authenticity, and enjoy getting to know all kinds of people while refraining from judgment. I enjoy music and I sing and play the piano. I enjoy my family, traveling, reading, and my dog Toto, and 2 cats. I look forward to meeting you. Let's talk!

Dr. S. Kyle Cardwell

Dr. S. Kyle Cardwell, LPCC - California Therapist at Grow Therapy
$225/session
LPCC
16 years of experience
Virtual
I’m Dr. S. Kyle Cardwell, a licensed mental health professional with over 15 years of experience providing therapy to teens, young adults, and adults. I specialize in helping people navigate anxiety, trauma, depression, OCD, identity concerns, and life transitions. I’ve worked extensively with adolescents in both outpatient and residential settings, and I understand the unique emotional, relational, and developmental challenges they face. In addition to my clinical work, I’ve also served in executive leadership roles—including as CEO of a residential treatment center for youth—where I oversaw program development, staff training, and systems-level implementation of trauma-informed care. My approach to therapy is both compassionate and direct. I offer a safe space for patients to speak freely, but I also ask meaningful questions and challenge patterns that may be holding them back. I use a range of evidence-based methods including CBT, DBT, EMDR, REBT, and psychodynamic principles, adapting treatment to meet the needs of each individual. For patients who wish, I can also integrate Christian faith into the process in a respectful and thoughtful way. Whether you’re feeling overwhelmed, stuck, or simply ready for change, I’m here to walk with you toward healing, clarity, and a more grounded life.

Natasha Clark

Natasha Clark, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LMFT
7 years of experience
Virtual
Hello, I'm Natasha, a Licensed Marriage and Family Therapist based in Fresno, CA. Do you feel like you’re constantly overthinking, putting others first, or avoiding conflict to keep the peace? Anxiety has left you feeling exhausted and disconnected, or past trauma makes it hard to feel safe and grounded. You want to break free from these patterns, set healthy boundaries with confidence, and experience emotional stability. Your goal is to feel calm, confident, and in control of your life, but you’re unsure how to get there. If this sounds familiar, you don’t have to figure it out alone. I specialize in supporting people struggling with anxiety, trauma, and patterns of people-pleasing or overthinking. Using a compassionate, person-centered approach, I help you build healthy coping skills, process difficult experiences, and create healthier relationships with yourself and others. Together, we’ll work to help you find peace and confidence. Starting therapy can feel overwhelming, but you're already showing strength by exploring your options. You deserve support, healing, and a space where you feel heard. I offer virtual individual therapy for clients in California, providing compassionate care tailored to your needs. If you're ready to take the next step toward healing, I’m here to help. https://www.clarkfamilycounseling.com

Denise Montano

(she/her)

Denise Montano, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$130/session
LMFT
8 years of experience
Virtual
Hello. I am a bilingual (English/ Spanish) Licensed Marriage and Family Therapist based in California. I received my MS in Counseling with and specialization in Latino Communities from California Lutheran University. I have been practicing for the past eight years. I utilize evidenced-based therapeutic approaches such as Cognitive Behavioral Therapy and Trauma Focus-Cognitive Behavioral Therapy. I offer support to teenagers and adults to address their concerns such as life stressors, life transitions, relationship issues, survivors find healing from past traumatic experiences, provide communications tools, among other skills, where together we explore their strengths to create a foundation that is tailored to their life. We collaborate to identify and develop tools that would help guide them to a greater sense of self and wellbeing.

Kiara Kebo

Kiara Kebo, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
13 years of experience
Virtual
I am a licensed Marriage and Family Therapist. I have 13 years of experience working with children (age range 0-18) and their families. My recent focus has been trauma and Infant Mental Health, providing dyadic treatment to families. I am a trauma informed clinician with an attachment based lens. I have been trained in Eye Movement Desensitization Reprocessing (EMDR) and Child Parent Psychotherapy.

Millie Montgomery

(she/her)

Millie Montgomery, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
Hi, I am Millie Montgomery, licensed therapist. Are you undergoing life changes where it is getting in the way of your happiness and daily functioning? Let us work together. I have a client-centered, trauma-informed, strength-based therapeutic style. I engage with client who are experiencing different issues or want a safe place to share their feelings and speak their mind. I believe in each individuals inner strength and resiliency to overcome any challenge that may arise in their lives. If you are ready to make changes in your life, reach out. Engaging in therapy is the first step in asking for help. You got this ! I am non-judgemental in manner and respect other's values and morals. I am currently offering virtual therapy at this time. only. Thank you for taking the time and I look forward to hearing from you.

Shaïna Joseph

(she/her)

Shaïna Joseph, LP - California Therapist at Grow Therapy
$150/session
LP
1 year of experience
Virtual
I’m Dr. Shaina L. Joseph, PsyD, a licensed psychologist specializing in working with children and adolescents. i received my degree from The Chicago School of Professional Psychology. My approach to therapy can be summarized using a famous quote: We see things as not they are, but as we are. Essentially this means that I believe in the importance of every person's unique perspectives and lived experiences.

David Tucker

(he/him)

David Tucker, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
10 years of experience
Virtual
Hello, my name is David Tucker and I am a Licensed Marriage and Family Therapist and Registered Drama Therapist. I have clinical experience working with individuals struggling with various mental health ailments from depression and anxiety to schizophrenia and bipolar disorder. I have worked and continue to work in counseling individuals of all ages and from many different backgrounds. I have experience counseling children, adolescents, and their families, adults, and children at in-patient behavioral psych hospitals, adolescents in high schools and middle schools as well as adults and children in a clinical setting.

Sergio Trejo

(he/him)

Sergio Trejo, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
15 years of experience
Virtual
Hi! I am an LMFT based in California, more specifically the Bay Area. I am a father of two beautiful girls (#girldad), an avid golfer, and blackbelt in Brazilian Jiujitsu. I have been working in mental health and performance coaching for over 10 years. My passion is to help athletes and their parents find strategies to balance the demands of their sport and other areas of their life that they may be struggling with. I especially love working with fathers trying to engage their fatherhood in new ways.

Joanna Orlowska

Joanna Orlowska, LCSW - California Therapist at Grow Therapy
$250/session
LCSW
10 years of experience
Virtual
Hi my name is Joanna! I am licensed in California with over 8 years of professional clinical experience. I have experience in helping clients with stress and anxiety, motivation, self esteem, and confidence, career difficulties, and depression. I believe in treating everyone with respect, understanding, and compassion. I enjoy collaborating with clients on creating goals that are unique and specific to their needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support and empower you in that journey. I enjoy going on walks with my dog, hanging out at the beach, and going to the gym. I live my life by the principle: ‘we rise by lifting others’ - Robert Ingersoll.

Paige Esposti

(she/her)

Paige Esposti, LCSW - California Therapist at Grow Therapy
$180/session
LCSW
7 years of experience
Virtual
Hi, I'm Paige, and I'm here to be your cheerleader, your sounding board, a supportive listener—whatever you need as you navigate your journey! As a Licensed Clinical Social Worker (LCSW), I am dedicated to empowering you to make meaningful changes in your life. My approach centers on providing a nonjudgmental, safe space where you can feel heard and supported. I have extensive experience working with adolescents, young adults, and families navigating a wide range of mental health challenges and substance use concerns. By utilizing evidence-based tools and a trauma-informed perspective, we will explore how your past influences your present. Together, we’ll uncover patterns and develop a tailored plan to help you overcome obstacles and achieve your goals moving forward.

Robert Aguirre

(he/him)

Robert Aguirre, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
12 years of experience
Virtual
Hello! I'm Robert Aguirre, I am a Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from the Pacific Oaks College and have been practicing for 12 years. I often work with young individuals facing challenges with transitions, separation, anxiety and depression. I pride myself in meeting clients where they are at on their journey to healing.

Anoushey Khan

(she/her)

Anoushey Khan, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
10 years of experience
Virtual
Hi my name is Anoushey Khan and I'm a Licensed Psychotherapist in California with over 10 years experience providing mental health support to children, teens and families. I love working with teens, young adults, parents and families struggling with anxiety, self-esteem, life transitions, stress and relationships issues. I have past experience working with a school district, in a group practice, working with outpatient programs as well as with a domestic violence crisis shelter. I think the experience in all these diverse settings helped me grow as a therapist and as a human-being therefore in my counseling approach with my clients, I not only adapt my professional expertise to fit their unique needs and situation but also bring my own life experiences as a mom, as a partner, friend and fellow human who has grappled with similar issues. I live in San Diego with my husband and two sons, I love the ocean, traveling, trying foods from all over the world and getting to know and help people from all walks of life.

Rebecca Foster

Rebecca Foster, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
5 years of experience
Virtual
Are you feeling down, depressed, anxious, isolated, or overwhelmed with life? Hi! I’m Rebecca, a Licensed Marriage and Family Therapist. I have a Bachelor’s degree in Psychology and a Master’s Degree in Clinical Mental Health Counseling. Providing therapy is not just a job for me, it is my passion. I have worked in the mental health field for over 10 years devoting my time and efforts in the non-profit world. I utilize a client-centered approach with my clients, focusing in on my clients’ strengths to help them achieve success. I like to tailor my interventions and strategies around each client’s needs. In the past, I have utilized CBT, DBT, motivational interviewing, and solution focused modalities. I have personal experience in the areas of depression, anxiety, stress, trauma, and addiction. I can personally relate to the issues that you are going through and want to be the support system that you need to get through this! I offer an empathetic, non-judgmental, and safe space to discuss and work on your issues. Let’s work together to help you succeed through your life journey.

Anna Yang

(she/her)

Anna Yang, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
9 years of experience
Virtual
Hello! I'm a Hmong-American therapist based in California with experience working with BIPOC and underserved communities of color. I also have experience working in Child Protective Services where I supported children and biological, foster, and adopted parents in the foster care system. I enjoy working with teens, young adults, and adults who may be struggling with depression, anxiety, relationships, or life transitions. My approach is empathetic and client centered. As needed, I also press and push for accountability to help clients work toward the change they desire.

John Dias

John Dias, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
8 years of experience
Virtual
Welcome! I'm John Dias. I work with adolescents and adults. Working through the lens of the effects of trauma and shame; I have helped these populations to manage and/or alleviate psychological and emotional struggles that result in anxiety, depression, and poor coping skills. I use an integrative approach to find what model suits each clients needs. In doing this, I have helped clients feel more apart of their journey in therapy. Helping them feel more secure and safe in a process that can be scary to some.

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Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Child or Adolescent?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Child or Adolescent, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.