Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1249 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/15/2025

Jeff Yoo

(he/him)

Jeff Yoo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
5 years of experience
Virtual
As an RLT trained therapist, I specialize in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your life and relationships. We will work together to foster personal growth and empowerment.

Dan Fronczak

(he/him)

Dan Fronczak, LP - California Therapist at Grow Therapy
$225/session
LP
20 years of experience
Virtual
It an honor for me to support my clients as they manage their challenges on the path to establishing a life that brings them happiness, meaning, and joy. After a successful career in the business world, (both working for large corporations and managing my own business), I earned a doctorate degree in clinical psychology so that I could use my life experience and my clinical training to help people live their best lives, whether that is overcoming psychological issues like depression or anxiety, striving to maximize their potential, or just enjoying a peaceful work life balance with their loved ones.

Elizabeth Holmberg

Elizabeth Holmberg, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
7 years of experience
Virtual
Hello and nice to meet you. I'm a Licensed Clinical Social Worker (LCSW) based in California. I received my Masters from the University of Southern California and have been practicing for 5 years. I help clients going through depression, anxiety and trauma. I am trained in EMDR. I use other modalities, too like cognitive behavior therapy (CBT) and art therapy.

Ryan Silva

(he/him)

Ryan Silva, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
10 years of experience
Virtual
I am a Licensed Marriage and Family Therapist (LMFT) practicing in California. I hold a Master's degree from Alliant International University and boast over a decade of professional experience. Throughout my 11 years in practice, I have specialized in providing comprehensive support to adults spanning various age groups, addressing a wide spectrum of mental health conditions. I feel like the impact I have on clients is to help empower clients in defining meaningful and achievable goals that align with their personal growth and well-being, fostering a sense of ownership and motivation throughout their therapeutic journey

Justina Larson

(she/her)

Justina Larson, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$160/session
LMFT
7 years of experience
Virtual
Hi! I am a Licensed Marriage and Family Therapist (LMFT) based in California. Don't be fooled by my license, I don't only work with couples and families. As a matter of fact, I work mostly with individuals. I have been in the field for 7 years working with teens, young adults and adults in their mid-life. I help clients struggling with anxiety, stress, life changes and transitions, and depression/loss. Together we will find solutions, understanding, and growth so that you can become the best version of yourself.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Lisa Talerico

Lisa Talerico, LP - California Therapist at Grow Therapy
$200/session
LP
20 years of experience
Virtual
Hello and thank you for visiting my profile and for taking the time to learn about my psychotherapy practice. I am a Clinical Psychologist who provides a safe, trusting, nonjudgmental, and respectful environment in which my clients are able to work through their difficult issues. I provide individual psychotherapy, couples therapy, and family therapy. Throughout my career I have worked with individuals of all ages from a wide variety of cultures and backgrounds. In addition to my private practice, I have had the opportunity to work with children, adolescents, and adults in various settings such as school settings, residential programs, substance abuse programs, transitional living facilities, group homes, and hospital settings. My experiences in these settings enables me to bring valuable knowledge and resources to my clients in my private practice. I specialize in depression, anxiety, eating disorders, weight management, grief/loss, substance abuse, LGBT issues, adolescent issues (school, emotional, behavioral/family), young adult issues (career, transition, relationships), and personal growth.

Nina Sandberg

(she/her)

Nina Sandberg, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
5 years of experience
Virtual
As an experienced family therapist, I have the skills and knowledge needed to help families navigate even the most challenging situations. What sets me apart is my unique perspective as a former stay-at-home mom to now-grown children, which gives me a deep understanding of the struggles and milestones that families face. If you're looking for a compassionate and experienced therapist who can make a real difference in your family's life, I invite you to consider reaching out to me for help.

Teri Diette-Nelson

(she/her)

Teri Diette-Nelson, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
16 years of experience
Virtual
As a licensed psychotherapist with a Master’s Degree in Clinical Psychology from Vanguard University, I have the training and expertise needed to guide you through difficult times and help you discover your authentic self. My passion for mental health is driven by a strong desire to support others in leading fulfilling lives and reaching their highest potential. Earning my Master's degree equipped me with the essential knowledge and skills to facilitate positive change. My therapeutic approach focuses on providing tools and techniques to help you cope with anxiety and depression, foster positive transformations, and uncover the happiness you seek in life. I use methods such as Cognitive Behavioral Therapy (CBT), Mindfulness-Based strategies, Solution-Focused techniques, and Positive Psychology to tailor treatment to your specific needs.

Austin Nystrom

(he/him)

Austin Nystrom, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
6 years of experience
Virtual
My approach to therapy is to help each client adapt and grow from life's circumstances. I seek to help my clients thrive within their community and experience a grounded and vital sense of connectedness to self and all others. I utilize a holistic approach that embraces one's intersections and addresses mental, emotional, and somatic (bodily) experiences.

J. Allyson Garcia

(she/her)

J. Allyson Garcia, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
9 years of experience
Virtual
As a Licensed Marriage and Family Therapist and first-generation Filipino American, I bring a culturally sensitive approach to guiding individuals toward healing, resilience, and personal growth. I specialize in trauma-informed care, mindfulness-based stress reduction (MBSR), EMDR, and Brainspotting—advanced, evidence-based interventions designed to address the root causes of trauma, addiction, anxiety, and depression. With experience working with individuals from various backgrounds, I’m passionate about helping clients process life-altering events, break free from past trauma, challenge unhelpful core beliefs, and manage ongoing stress. My mission is to empower clients to build meaningful lives and strengthen their relationships. Are you feeling stuck under the weight of addiction, anxiety, or depression? Are past traumas keeping you from living the life you want? You do not need to go through each day merely trying to survive —you can thrive in life! Therapy is a compassionate, non-judgmental space where healing can flourish, and you can learn to navigate life’s challenges with greater ease and self-awareness. Healing is possible, with just a little persistence, and hope. I am here to support you every step of the way!

Vivian Do

(she/her)

Vivian Do, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
4 years of experience
Virtual
Hi there! I’m Vivian, a Licensed Marriage and Family Therapist (LMFT) in California. I’m really glad you're here. It takes courage to seek change, and I’m here to support you in navigating this process. Life can sometimes feel overwhelming, especially with all the societal and cultural expectations around us. Together, we’ll navigate those feelings and work towards a clearer understanding of what you value. My approach is all about collaboration and respect for your unique story. We’ll find ways to address the challenges you face while embracing who you are. Whether you’re feeling stuck or just looking for growth, I’m here to support you every step of the way. I look forward to working with you!

Jessica Lee

(she/her)

Jessica Lee, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) based in Los Angeles. I received my Masters from the University of Southern California (USC). As a therapist, I am committed to providing a safe and inclusive space where individuals from diverse backgrounds feel heard, valued, and respected. My approach is rooted in cultural competence, recognizing and honoring the unique experiences and perspectives each client brings to the therapeutic relationship.

Jordan Harber

Jordan Harber, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LMFT
4 years of experience
Virtual
Hi! I’m Jordan and I’m a Licensed Marriage and Family Therapist (LMFT) because I believe our mental health affects everything we do. There are lots of different ways to do therapy, but I will always make sure that you have both a non-judgmental space to share, and that you walk away with practical skills to help you deal with life’s challenges. My goal is to help you feel heard and leave empowered. I utilize an attachment framework to focus on processing key relationships in your life, while offering DBT skills and other practical tools to help regulate your emotions so that you can respond well in any situation. I live in San Diego and love working with adult clients of all different backgrounds and experiences.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Tasfia Abhadhan

(she/her)

Tasfia Abhadhan, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
15 years of experience
Virtual
Hello, I'm Tasfia, I'm a Licensed Marriage Family Therapist with a passion to help individuals reach their personal goals. I have over 10 years experience providing individual therapy, family work and case management for children, adolescents and adults. My approach to therapy is cohesive and client-centered. I assist individuals identify their strengths and barriers through individual therapy, behavioral rehabilitation, and collateral support within a multicultural community.

Dr. Tracie Hall

(she/her)

Dr. Tracie Hall, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Hi, I am a Licensed Clinical Social Worker since 2009 and Doctor of Behavioral Health based in California. I received my Doctorate from Arizona State University and my Masters from Norfolk State University. I have been practicing for 20 years. I specialize in adolescent girls ages 15+ and women’s issues to include but not limited to Depressive symptoms, Low self-esteem, and life transitions. My goal is to help all find their values, self-worth and decrease negative symptomatology that are impacting their daily functioning.

Robert Nwanganga

Robert Nwanganga, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
Thank you for sharing information about yourself. I'm so happy that you reached out for help. I am Robert Nwanganga, a licensed therapist. I have been a Social Worker since 2003. I also need to let you know that I am more interested in finding out why a certain behavior is occurring than I am in demonizing you for exhibiting the behavior. I have worked with a diverse populations and I have learned that therapy has to be personal if it is to be effective. I am committed to working with you in finding what modality works with your personality and focus on your strength in dealing with the situation that brought you to us.

Ozzie Lomeli

(he/him)

Ozzie Lomeli, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
Hi. I'm a licensed clinical social worker and received my Masters from USC. I've provided therapy since 2010. I've spend 14 years working with adolescents but i also having experience working with veterans and people with addiction. I've worked with people that have PTSD, Depression, Anxiety, anger issues, drug and alcohol addictions; I've also facilitated various groups in schools and in psychiatric facilities

Reina M. Michelle

Reina M. Michelle, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
18 years of experience
Virtual
Welcome! I am Reina Michelle, a Licensed Marriage and Family Therapist who specializes in helping people who are going through difficult times in their lives. I work with "individuals only" to express their feelings and learn to communicate better with their partner and family. Patterns in stuck relationships can be changed with learned skills and empathy towards one another. All one needs is the desire to change old tired behaviors into new successful ones. I am licensed and have a Master's Degree in Counseling Psychology from JFK University in San Jose, CA. Life is too precious to put off your happiness and well-being any longer. Helping you to improve your life is important to me. It is truly an honor to meet you.

Allison Baumann

(she/her)

Allison Baumann, LCSW - California Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
Do you often feel overwhelmed with all of life's demands? Are you repeating the same patterns over and over in your relationships or parenting? Are you experiencing a major life transition and feel alone? Therapy is a helpful and courageous act to process the areas where we feel stuck in our lives. I'm Allison, an LCSW in Northern California and I work with individuals struggling with anxiety, depression, life transitions and parenting challenges. With gentle support and understanding, I love to empower my clients to find healthy ways to cope with their stress and get to the root of their struggles. Using a compassionate and honest approach, together we can work collaboratively to create positive changes that align with your life's goals.

Paige Fulton

Paige Fulton, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$160/session
LPCC
7 years of experience
Virtual
Hi, I am a Licensed Professional Counselor (LPC) in California and a Licensed Clinical Professional Counselor (LCPC), Licensed Clinical Drug and Alcohol Counselor (LCADC) in Maryland. I use an Integrative and Solution-Focused approach to meet all clients where they are in in their journey, and help them to live full, healthy lives. Being heard, supported, and having a safe space can make all the difference when you are facing challenges in life.

Kimberly Borden

(they/them)

Kimberly Borden, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
As a therapist, I would be honored to join you on your journey toward healing, self-discovery, and personal growth. Let me share what I bring to the therapeutic table and how our collaboration can benefit you immensely. First and foremost, I believe in each individual's incredible resilience and potential. I am dedicated to creating a safe and non-judgmental space where you can explore your thoughts, emotions, and experiences freely. I will listen attentively and compassionately, fostering an environment of trust and understanding. Together, we will work towards unraveling your challenges and finding meaningful solutions. By embarking on this therapeutic journey with me, you can expect to: 1 - Gain a deeper understanding of yourself, your emotions, and your experiences. 2 - Develop healthier coping mechanisms and tools to manage life's challenges. 3 - Experience personal growth and self-empowerment. 4 - Cultivate more robust relationships and improve communication skills. 5 - Increase your self-confidence and self-esteem. 6 - Find inner peace, balance, and a sense of purpose. Therapy is a collaborative process, and active participation will be crucial in achieving the desired outcomes. I am committed to supporting and guiding you every step of the way, offering insights, encouragement, and practical strategies. If you feel ready to embark on this transformative journey toward healing and growth, I would be honored to be your therapist. Together, we will explore the depths of your inner world and help you discover the strength and resilience within. Please don't hesitate to reach out if you have any questions or want to schedule an initial session. I am here to support you on your path to well-being.

Emily Means

Emily Means, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
Hello! I'm Emily; a San Francisco-based, dually licensed therapist with a deep belief in the healing power of self inquiry in the context of a therapeutic relationship. I trained as a drama therapist at California Institute of Integral Studies following several years working in theater and education. Are you anticipating (or already amidst) a life change? I specialize in therapeutic work related to what I respectfully call “portals”--- with an interest in helping you honor where you’ve been, where you’re at, and where you’d like to go next.

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Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.