Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1280 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/3/2025

Sarah Abbamonto

(she/her)

Sarah Abbamonto, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
6 years of experience
Virtual
Hello and welcome to the journey of becoming an even more incredible version of yourself! I'm Sarah, a Licensed Clinical Social Worker. I am so looking forward to meeting with you. I am a strengths-based, client centered, and solutions focused therapist. Together we will work to develop skills based on your strengths to help you thrive in your life. Our time together will be a collaboration between us to make sure that you are working on the areas that you feel will most benefit you and even those that you may not consider needing change.

Joanne Piedra

Joanne Piedra, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
34 years of experience
Virtual
Hi my name is Joanne and I am a Licensed Clinical Social Worker with 30+ years of clinical experience, and I also a Certified Alcohol and Drug Counselor. The past 16 years provided substance abuse treatment in both inpatient and outpatient programs, and telehealth services for the military with the USMC and USN active duty and retired Sailors, Marines, and their dependents. I also have provided for the last 2 years telehealth counseling services privately through Grow Therapy and BetterHelp. Experience working with teens and their families providing individual, group, and family therapy in both the state of California and New York. Providing clinical treatment in several clinical settings including residential treatment centers, day treatment/school programs, community-based programs specializing in Cognitive Behavioral Therapy and Motivational Interviewing. Received specialized training and facilitating parenting groups/classes utilizing the approach of S.T.E.P. (Systematic Training for Effective Parenting). Graduated from Fordham University in NY receiving MSW and Marist College receiving BSW Licensed Clinical Social Worker in CA and Licensed Master Social Worker in NY

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Erika Hernandez

(she/her)

Erika Hernandez, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Deciding to enter into professional counseling can be a scary idea, but I believe an individual’s ability to recognize that there is a problem, coupled with their willingness to work to find a solution, demonstrates courage. I have experience in the areas of trauma, anxiety, depression and relationship issues. My passion is working alongside my clients which includes; adolescents and adults; to help bring healing to those who have been through a traumatic or stressful experience.

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Catherine Ramsey

(She/her)

Catherine Ramsey, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
I am a Marriage & Family Therapist based in Northern California. I earned my Masters degree from Golden Gate University in San Francisco and have been licensed for 4 years. I have over 8 years of experience supporting families of patients diagnosed with Autism Spectrum Disorder and other developmental delays. I work with adults to help them uncover what keeps them stuck in unhealthy patterns and provide tools so they can achieve their personal goals. I am here to help you establish better relationships with your loved ones, learn to set boundaries, and meet your full potential.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Ligia Orellana

(she/her)

Ligia Orellana, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Are you BIPOC or Queer? Hi, I’m Ligia. I help First Gen BIPOC and Queer folks in individual therapy heal from guilt and shame so they can feel more at peace with their sense of self. If you’ve ever struggled with feeling “not enough,” put everyone else’s needs before your own, or felt pressure to shrink yourself to fit in, you’re not alone. I specialize in helping clients untangle these experiences, understand their emotions, and heal from attachment wounds in a way that honors your cultural background and lived experiences. My goal is to support you in living in a way that feels honest, spacious, and aligned with who you truly are. Together, we’ll create a safe, affirming space to explore, unlearn, and grow—so you can move through the world more authentically, joyfully, and unapologetically.

Jessica Lazos

(she/her)

Jessica Lazos, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
Hi there, I'm Jess! Real change takes time, practice and patience. I am honored to have the opportunity to accompany you on your journey. I am Bilingual in English and Spanish (Hablo español). I have been privileged to work with adults, teens, families, and couples struggling with a wide variety of issues including anxiety, depression, communication, trauma etc. I am experienced in a number of evidence based techniques including CBT, DBT, Person-Centered therapy, and I will actively work with you to find the best approach to meet your individual needs. This open and flexible approach allows you to share and comfortably express and explore your thoughts, feelings and behaviors in a warm, safe and inviting space. I hold a unique understanding of the struggles that accompany physical disabilities. I understand how hard reaching out and asking for help can be, and I am so proud of you for taking this first step towards peace and healing! Life is easier with support! Together we can discuss how therapy could benefit you and/or your family.

Kathy Kelly

(she/her)

Kathy Kelly, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
17 years of experience
Virtual
My name is Kathy Kelly, and I am a Licensed Marriage and Family Therapist. I have been licensed since 2009 and have experience working with individuals, adolescents, and families in crisis. I specialize in depression, anxiety, trauma, grief, adjustment disorders, and understanding behavior patterns that are set from childhood. I have extensive experience working with individuals who are experiencing difficult life changes, stress, and chronic mental health disorders. The most common approaches that I use are cognitive behavioral therapy, dialectical behavioral therapy, emotionally focused, mindfulness, solutions focused, grief, and trauma focused therapy. I am confortable working with various levels of life experiences, including childhood trauma, current stressors, life transitions, and I appreciate using psychodynamic and family systems therapy to help my clients understand and identify patterns of behavior, and negative thought patterns that originated from their past experiences. I provide a safe space with the goal of making my clients feel welcome, comfortable, and at ease. I have been very successful at teaching clients coping skills, and helping clients process their feelings and emotions with the goal of finding peace, happiness, and an overall sense of well being. Your journey begins today and I will be there with you to guide you and support you.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Haley Baker

(she/her)

Haley Baker, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
12 years of experience
Virtual
I have been providing individual and group therapy for over a decade. I can support you in learning to regulate your emotions, developing self-awareness, identifying and communicating your emotions, practicing and developing social skills and awareness, increasing self-compassion, improving communication skills, clarifying your personal values, goals, and intentions, learning how to advocate for your needs, and improving your personal relationships.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Heather Quisenberry

Heather Quisenberry, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
10 years of experience
Virtual
Congratulations on getting this far and reading my profile. Taking the first step to start or resume therapy can feel overwhelming and I understand how scary it can be. My own life journey has brought me to the passion I have for helping others navigate the human experience. In my therapeutic work, I strive to create a warm, safe environment where you can be yourself. My style is collaborative and authentic – I believe that therapy works best when we approach it as a team. I am not a "blank slate" therapist, meaning that you can expect me to engage with you, using humor when appropriate, metaphor and even occasional sharing from my own experience. Building rapport, trust and safety inside this sacred space we will share is my first therapeutic goal.  Since the relationship you have with your therapist is one of the most important factors in the success of treatment, I offer a 15-minute free consultation to see if we are a good fit. Feel free to schedule this time and bring any questions you may have to that appointment.

Sarah Jones

Sarah Jones, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
5 years of experience
Virtual
Hi! My name is Sarah Jones. I am a Licensed Clinical Social Worker (LCSW) licensed in both California and Idaho. I received my Master's degree from San Diego State University in 2020 and have been practicing psycho therapy since. I help young and middle aged adults with anxiety, depression, self esteem, communication, and connecting current emotions/behaviors to deep routed wounds. Visit my website to learn more about services and effective solutions. https://www.thmtherapy.com/

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Reina M. Michelle

Reina M. Michelle, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
18 years of experience
Virtual
Welcome! I am Reina Michelle, a Licensed Marriage and Family Therapist who specializes in helping people who are going through difficult times in their lives. I work with "individuals only" to express their feelings and learn to communicate better with their partner and family. Patterns in stuck relationships can be changed with learned skills and empathy towards one another. All one needs is the desire to change old tired behaviors into new successful ones. I am licensed and have a Master's Degree in Counseling Psychology from JFK University in San Jose, CA. Life is too precious to put off your happiness and well-being any longer. Helping you to improve your life is important to me. It is truly an honor to meet you.

Jeff Yoo

(he/him)

Jeff Yoo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an RLT trained therapist, I specialize in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your life and relationships. We will work together to foster personal growth and empowerment.

Diane L. Foster

(she/her)

Diane L. Foster, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years experience and training with individuals, couples and families who want to take charge of their lives. Together we can explore new coping skills, strengthen existing skills to improve relationships, and sharpen communication skills to enjoy harmony in your life. My approach is strength based, non traditional and focuses on your individualized needs. I take an empathetic, common-sense approach to exploring life's problems and guiding you through the issues you are currently facing and the ones you continue to carry from your past.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Sarah Sack

(she/her)

Sarah Sack, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
4 years of experience
Virtual
Hello and welcome! Asking for help is no small feat, and your being here means you are taking that courageous first step toward your emotional, mental, and spiritual well-being! My name is Sarah and I am a Licensed Clinical Social Worker experienced in working with adults struggling with anxiety, depression, relationship issues and codependency, low self-esteem, identity, trauma, grief, and life transitions. I take a whole person approach to help you gain the hope, skills, and confidence to navigate life’s challenges, make meaningful change, and manage your mental health and well-being and successfully. Together we can work to build the bridge from where you are now to a life with more joy, resilience, and possibility. You are no less worthy than anyone else of a full and meaningful life, and I believe that whole-heartedly. I am here to create a safe, supportive, and non-judgmental space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Tiffany Moncrease

Tiffany Moncrease, LPCC - California Therapist at Grow Therapy
$200/session
LPCC
13 years of experience
Virtual
Hi there, I'm Tiffany . Does this sound like you? Something happened to you (or someone you love) a month ago, a year ago, or years ago. You have tried everything you know to "move on" yet the mere thought of it brings tears, makes you wince inwardly, or makes getting out of bed daunting? I am here to support you as you process your experience, and find ways to alleviate some of the suffering. Let me support you as you learn stress resiliency and reduce those visceral reactions so that they no longer gut wrenching or extreme emotions. Let's make these events or feelings no longer define you or get in your way of living life. Calling a therapist can be intimidating but I hope you will take a moment (and maybe a deep breath) and reach out for support.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.