Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 142 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Wen Soon

(he/him)

Wen Soon, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
Hi! I'm Wen. I am a licensed marriage and family therapist. I help adults who are struggling to deal with everyday stressors and burnout. I empathetically listen to what you have to share and want to fully understand your situation before working collaboratively on solutions. I consider myself a direct person and try to break down the concepts that I teach into easily understood ideas.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Jeff Yoo

(he/him)

Jeff Yoo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an RLT trained therapist, I specialize in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your life and relationships. We will work together to foster personal growth and empowerment.

Jessica Lee

(she/her)

Jessica Lee, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
8 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) based in Los Angeles. I received my Masters from the University of Southern California (USC). As a therapist, I am committed to providing a safe and inclusive space where individuals from diverse backgrounds feel heard, valued, and respected. My approach is rooted in cultural competence, recognizing and honoring the unique experiences and perspectives each client brings to the therapeutic relationship.

Jerry Kao

(he/him)

Jerry Kao, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$155/session
LMFT
8 years of experience
Virtual
Hey there! Feeling weighed down by depression or gripped by anxiety? Lost in life's twists and turns? Your journey matters, and I'm here to walk alongside you. I specialize in supporting those facing depression and anxiety by offering a compassionate hand to guide you toward healing and growth. I also assist those feeling adrift, helping them rediscover their purpose and direction. Our sessions are anything but cut-and-dried. They're dynamic, engaging, and full of possibilities. Bring a pen and notebook as we co-create strategies to propel you toward your aspirations. With EMDR therapy training, Certified Breath Coach, and expertise in Cognitive Behavioral Therapy, I bring a diverse toolbox to our partnership. Your well-being is my top priority, and together, we'll illuminate the path to a brighter, more fulfilling life. Ready to take that courageous step toward greater well-being? Let's embark on this transformative journey together.

Caitlinn Concepcion

(She/Her)

Caitlinn Concepcion, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
5 years of experience
Virtual
My name is Caitlinn Concepcion and I am a Licensed Marriage and Family Therapist (LMFT) in the state of California working towards my Doctor of Marriage and Family Therapy (DMFT) degree (ABD). I am a compassionate therapist dedicated to empowering individuals on their journeys of self-discovery and healing. I create a safe, nurturing space for clients to explore their inner worlds, build resilience, and embrace personal growth. My therapeutic approach blends introspection with practical strategies, helping clients uncover insights, address challenges, and cultivate a deeper connection to their authentic selves.

Wendy Mark

(she/her)

Wendy Mark, LMFT - California Therapist at Grow Therapy
$199/session
LMFT
15 years of experience
Virtual
Hi, I'm Wendy Mark, LMFT, your Chronic Pain Therapist in Los Angeles, California. Are you feeling stuck in chronic pain and doctors have told you there isn’t anything more they can do? Have your activities decreased so much that you are no longer doing the things that you used to enjoy? Whether you have been dealing with pain for 6 months or 50 years, we can work together to help you decrease your pain levels and get you back to living a life filled with joy in a reasonably short amount of time. In my own journey through pain, I tried every treatment possible to get rid of the pain and I was desperate to find a treatment that worked. I was lost. Then I discovered Pain Reprocessing Therapy, and it was a total game changer for me! While my passion is working with clients with chronic pain, I have also had over 15 years of success in working with a wide range of mental health issues including ADHD, Anxiety, Depression, relationship issues, school problems, trauma and PTSD, and women's issues. I enjoy empowering clients to reach their full potential.

Adrienne Yam

Adrienne Yam, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
1 year of experience
Virtual
As a therapist, I am committed to helping you have healthier, more balanced, harmonious lives and relationships. My therapy approach includes traditional and holistic healing techniques that involve mind, body, heart and spirit as well as things unseen. My years of experience in community mental health include individual, child, couples, co-parenting and family therapy. I am able to relate well to many different cultural, ethnic, socio-economic groups. With an M.A. in transpersonal psychology and an M.B.A. from University of Chicago plus 25 years of corporate experience, I use a broad range of skills to help my clients explore their needs and goals. As a certified yoga and meditation teacher, many of my clients have learned mindfulness techniques that enhance their recovery. All of us need confidential support for different things at times. My job is to compassionately support you in what you need, with your values, to have the life that you want.

Thilini Abeygunaratne

(she/her)

Thilini Abeygunaratne, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
6 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist and Artist based in Southern California. I studied art therapy at Loyola Marymount University and have been a practicing therapist for almost 7 years. I would like to facilitate art-making during telehealth sessions whenever a client is willing to do so. I am excited and hopeful to get to be a part of your journey

Snow Lee

Snow Lee, LMFT - California Therapist at Grow Therapy
$170/session
LMFT
10 years of experience
Virtual
Hi! This is Snow Lee, I have over 10+ years working with individuals and providing human service. My background consists of working in different settings such as inpatient, outpatient, and crisis. I have experience and understanding of working with individuals from a diverse background. I start my work by collaborating with my clients working through their current issues and helping them identify its root cause. We work together by becoming aware and conscious of their thoughts, behaviors, & emotions and it its influences and relation to their root issues.

Simon Chan

(he/him)

Simon Chan, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
10 years of experience
Virtual
I ONLY SEE ADULT CLIENTS and I DON'T SEE COUPLES. I’ve wanted to be a therapist since I was 18; I knew that I was a very self-aware, emotionally sensitive, and insightful individual. I have a genuine desire to get to know each client as a human being. I find it very easy to listen to others and am interested in solving personal problems. I like to observe and analyze people. In high school, my friends always confided in me about their problems because they saw that I was trustworthy. Before becoming a therapist, I was a medic in the US Army. Whether you are struggling with porn and sex addiction, depression, anxiety, or trauma, I’m honored to support you. I specialize in helping adults get to know themselves and feel empowered to advocate for their well-being. As we work together, you will reflect, expand your awareness, and gain tools to manage adversity and grow.

Kristine Diaz

(she/her)

Kristine Diaz, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello and welcome, I'm Kristine! I am a Licensed Clinical Social Worker (LCSW) based in Orange County, California and I work with clients statewide via telehealth. Do you feel like you haven't been enjoying your life the way you would like to - or even the way that you used to? Does it seem like there have been more worries than answers/solutions in your life? I empower high performers to manage depression, anxiety, life transitions and relationship nuances. Together, we can identify what hasn't been working the way that it used to and find ways to sharpen what does work while adding new methods that can balance and bring hope back into your life. Whether you're dealing with depression, anxiety, relationship issues or the cycles of life transitions - I'm here to help. It takes a lot of courage to seek therapy so I look forward to supporting you in your journey of growth and transformation. You can expect to have a safe, nonjudgemental and empathetic space to feel seen and validated when working with me. When it comes to mental health, I follow a "No B.S." policy - No Blaming&Shaming! Together you and I will use an eclectic and flexible approach in therapy that fits your needs!

Lan Nguyen

(she/her)

Lan Nguyen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
6 years of experience
Virtual
Do you feel unseen or unheard? Maybe you feel like you don't quite belong? Or maybe you don't feel anything at all? — Often, my clients arrive at sessions, overwhelmed from trying to juggle societal pressures and their own cultural or familial expectations. — Others are burdened with the effects of childhood trauma or intergenerational trauma. — Others may feel like impostors in their workplaces or post-grad programs. — Still others struggle to have healthy, thriving relationships with themselves or with others. As a professional therapist, I am ready to journey alongside you with humor, grace, and empathy. I hope to bring renewed hope to your path towards healing, peace, and contentment. If you value direct feedback, wholehearted encouragement, and compassionate challenges from an honest coach, don't delay and let's get started today. So, are you ready to like yourself? Are you ready to unlock your true potential? Are you ready to treat yourself to deeper healing and greater fulfillment? I am ready when you are! Reach out for a FREE 15-minute phone consultation today! Better yet, if you're ready to get started, book your first session with me to jumpstart your healing journey now!

Juho Kim

(he/him)

Juho Kim, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$75/session
LMFT
6 years of experience
Virtual
Hello, I am a Licensed Marriage and Family Therapist based in California. With a passion for supporting individuals, couples, and families to navigate the complexities of relationships and personal growth, I've dedicated my career to fostering a safe and nurturing environment where my clients can explore challenges, heal, and thrive. My approach is grounded in empathy, evidence-based practices, and a deep commitment to understanding each client's unique dynamics and strengths. Whether addressing communication issues, conflict resolution, emotional intimacy, or personal development, I aim to empower my clients to achieve greater harmony, understanding, and fulfillment in their lives and relationships.

Andrew Nguyen

Andrew Nguyen, LCSW - California Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
As a board-certified psychotherapist, I have had the privilege of collaborating with a diverse array of remarkable clients. My professional journey encompasses assisting parents in the reunification process with their children, guiding young adolescents through the complexities of emerging emotions, and supporting older adults as they navigate the challenges of lifelong illnesses. My education is a bachelor's degree in child and Adolescent Development and a master's degree in social work.

Alice Anamosa

(she/her)

Alice Anamosa, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LMFT
6 years of experience
Virtual
Be the change you want to see in yourself. The world is a garden, and I want to support your personal growth in the harder areas of your life. Therapy is more than just talking, it's a process based on human connection. I'd like the opportunity to be a part of your journey. We will confront barriers, share experiences, join in reflection, and remember the importance of joy.

Tengfei Li

(he/him)

Tengfei Li, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
6 years of experience
Virtual
With my experience throughout my therapist career life, I find people are able to get in touch with their own voice, motivation, and wisdom when they feel heard, seen, and understood. I provide therapy with love and care to clients and help them see and change their pattern in the here-and-now moment in the therapeutic relationship. Besides providing psychoeducation and coping skills to help clients manage their symptoms, I devote my work to helping clients explore their ways of transformation and getting closer to their True Self.

Tracee Couch

Tracee Couch, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
14 years of experience
Virtual
Do you ever feel stuck and don't know what to do? Does the thought of getting out of bed or completing a task feel so overwhelming that you'd rather just go back to bed and not think about it? It can be hard to carry on with the day to day activities that life brings us when we struggle with the stress, anxiety and overwhelming feelings around it. I enjoy working with clients to find the joy in life. I will listen to you, understand where you are coming from, and gently encourage you to move toward your goals. I will call you out on repetitive patterns that are getting you no where, and help brainstorm some ways of getting you out of that funk. You've done it your way, now let's work together to find a new way!

Vivian Do

(she/her)

Vivian Do, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
4 years of experience
Virtual
Hi there! I’m Vivian, a Licensed Marriage and Family Therapist (LMFT) in California. I’m really glad you're here. It takes courage to seek change, and I’m here to support you in navigating this process. Life can sometimes feel overwhelming, especially with all the societal and cultural expectations around us. Together, we’ll navigate those feelings and work towards a clearer understanding of what you value. My approach is all about collaboration and respect for your unique story. We’ll find ways to address the challenges you face while embracing who you are. Whether you’re feeling stuck or just looking for growth, I’m here to support you every step of the way. I look forward to working with you!

Loc Vu

(she/her)

Loc Vu, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
13 years of experience
Virtual
Hi there, I'm Loc. Do you find yourself struggling with life's challenges and in need of support to move forward? I help clients manage anxiety and depression while also preventing burnout. Together, we can identify what isn't working in your life and get you back to a state of balance and on track. Whether you're facing overwhelming relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel daunting, but it's a positive step to take. You deserve a safe space to heal and grow. In our sessions together, I'll provide a trusting environment and focus on practical solutions to help you overcome the obstacles and habits that are holding you back. Let's work together!

Dragily Ryucer

(he/him)

Dragily Ryucer, LCSW - California Therapist at Grow Therapy
$180/session
LCSW
3 years of experience
Virtual
I'm a Licensed Clinical Social Worker based in California, providing telehealth therapy for adults facing anxiety, depression, identity concerns, and major life transitions. I specialize in helping clients gain clarity around their emotional experiences through thoughtful assessment and accurate diagnosis, which lays the foundation for effective, individualized care. My approach is grounded in Cognitive Behavioral Therapy (CBT) and Acceptance and Commitment Therapy (ACT), combining evidence-based strategies with a collaborative, compassionate style. I help clients identify unhelpful patterns, develop coping tools, and reconnect with their values to build meaningful change. If you're feeling overwhelmed, uncertain, or just ready to better understand yourself, I seek to offer you a clear, supportive path forward.

YenAn Chen

(she/her)

YenAn Chen, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
10 years of experience
Virtual
I am an LCSW working in the Bay Area, with experience in Child Protection/ At-risk family service, Home Health & Hospice service, and community mental health center. My primary clients are the Asian community (new immigrants or their descendants), and I address issues such as stress management, depression, anxiety, and immigration trauma. In my previous work, I have also supported patients dealing with postpartum depression and parenting concerns. Because I have similar experiences, I can empathize with the struggles involved and use insights from Asian traditional culture to better understand your thoughts and feelings in the therapeutic process. I offer counseling services in Chinese, ensuring that language barriers do not prevent you from receiving support. I aim not only to provide you with psychological and emotional support but also to assist you in utilizing community resources to ensure you receive comprehensive care.

Dr. Rachna Garg

(she/her)

Dr. Rachna Garg, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
Virtual
Welcome to my practice! My name is Rachna and I am a licensed Marriage and Family therapist in the state of California. I am also a PhD candidate with the Chicago School of Professional Psychology, focusing on International Psychology. I work with women ages 25-45 who have experienced pregnancy loss, depression and anxiety. When working with me, my hope is that you feel comfortable and safe as you share your life story with me.

Ryan Terao

(he/him)

Ryan Terao, LP - California Therapist at Grow Therapy
$200/session
LP
8 years of experience
Virtual
Hey there friend, I’m Dr. Ryan Terao. I am a licensed clinical psychologist who specializes in supporting those doing their best to navigate this experience we call life. I partner with my clients to discover, observe, and reconnect them with their value and find more effective ways to achieve their goals. In each session, I aim to provide my clients with new perspectives and tangible skills to adjust their mindsets to help them be more intentional in living out their values in their life.

Nathalie Du

Nathalie Du, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
Hi! I’m a Licensed Marriage and Family Therapist (LMFT) based in California, passionate about helping individuals navigate life’s challenges. I earned my Master’s in Marriage and Family Therapy from Loma Linda University, where I deepened my understanding of human emotions and relationships. Over the past three years, I’ve been honored to support adults who are struggling with anxiety and depression, guiding them on a journey toward healing in both the private practice setting and hospital setting. In my practice, I focus on empowering individuals to become the best versions of themselves. Many of the clients I work with feel weighed down by past traumas or overwhelming stressors. I use a compassionate, evidence-based approach to help them identify and challenge the maladaptive beliefs that keep them stuck. By replacing these beliefs with adaptive ones, my clients are able to rebuild their self-esteem, cultivate self-love, and approach life with a renewed sense of purpose and confidence. I understand that seeking therapy is a courageous step, and I strive to create a warm, nonjudgmental space where clients feel seen, heard, and valued. Together, we can work to uncover the root causes of the struggles, develop healthier coping strategies, and implement practical tools that foster long-term well-being. Whether it’s learning to manage anxiety, overcoming depression, or simply finding clarity in a difficult situation, I am here to provide guidance and support every step of the way. My ultimate goal is to help clients transform their lives for the better. Through therapy, clients can gain greater insight into themselves, improve their emotional resilience, and build fulfilling relationships—both with themselves and with others. I am committed to walking alongside my clients on their unique journeys toward healing, growth, and happiness. If you’re ready to take that step, I would be honored to support you in achieving the life you deserve.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.