Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 193 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Shelby Saliba-Rogers

(she/her)

Shelby Saliba-Rogers, LPC/MHSP - Tennessee Therapist at Grow Therapy
$75/session
LPC/MHSP
3 years of experience
Virtual
Hello! I am a Licensed Professional Counselor-Mental Health Service Provider in the state of Tennessee. I received my Master of Science in Clinical Mental Health Counseling from Capella University. I help adolescents and adults through some of life's most challenging circumstances and give them the space they need to process such events and experiences. I want to assist you through your past and current adversities.

Norman Shaffer

(he/him)

Norman Shaffer, LCSW - Tennessee Therapist at Grow Therapy
$90/session
LCSW
11 years of experience
Virtual
Greetings, My name is Norman Shaffer and I am a Licensed Clinical Social Worker in the state of Tennessee. I have been practicing as a social worker for over a decade now. I like working with adults who are actively seeking a positive change in their life. I like to partner with clients and guide them towards better outcomes and a healthier balance in life.

Lee Owen

(he/him)

Lee Owen, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
5 years of experience
Virtual
Hello! My name is Lee Owen, and I am a Licensed Clinical Social Worker (LCSW) providing virtual therapy in Tennessee. My focus is serving young adults and adults navigating life transitions. I believe that the emotions we are most tempted to run away from– fear, grief, anger– exist to tell us about the kind of life we want. I help clients learn to identify and listen to their emotions rather than being overwhelmed or shut down. I use evidence-based approaches to treat depression, anxiety, trauma and PTSD, and eating disorders. We will also work together to increase mindfulness and self-compassion and strengthen the relationships in your life.

Kelly Franklin

(she/her)

Kelly Franklin, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC/MHSP
10 years of experience
Virtual
My name is Kelly Franklin and I am a Licensed Professional Counselor with a Mental Health Service Provider designation (LPC-MHSP) in Tennessee. I specialize in helping individuals who are experiencing trauma, PTSD, anxiety, depression, grief, and navigating significant life changes. I am passionate about providing a safe non judgmental space where you are seen and heard. Together we can outline the steps to reach your goals of healing and well being. It is such a wonderful journey!

Edward Korn

Edward Korn, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
With over 20 years of experience, Edward Korn is a seasoned therapist committed to guiding individuals from all walks of life towards emotional well-being and resilience. He is a graduate of the top-ranked University of Michigan School of Social Work and has worked with all populations by telehealth for the past few years. Specializing in Cognitive Behavioral Therapy, Solution Focused Therapy, and Motivational Interviewing, he crafts personalized treatment plans to empower his clients to face life's challenges head-on. Choose Edward for a therapeutic journey designed to inspire growth, self-awareness, and lasting change.

Karin Booher

(she/her)

Karin Booher, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
24 years of experience
Virtual
Are you feeling stressed out, zoned out, or off-balance? Do you feel like you're drowning under the weight of responsibilities, while others seem to be thriving? Have you been using social media, toxic relationships, or substances to numb or distract yourself from the discomfort? I'd love to try and help you find your footing and feel more like yourself again. Most of the clients I work with have a lot more in common than they realize. They are struggling...but they believe they SHOULD be able to manage everything! They believe they are somehow flawed or weaker than others. I want you to know it’s okay to be struggling. Prolonged stress and trauma from things like the Covid pandemic, social and political unrest, racism, homophobia, and bullying can greatly impact our mental and physical health. Anxiety, depression, or trauma symptoms may be showing up as a way to say, “Hey, I’m not okay right now. I need to talk about this.” I am here to listen and help you navigate tough situations like these. I have a background in both mental health and medical social work. I have worked in a variety of settings, including outpatient clinics, hospitals, community agencies, and addiction centers. My specialties are grief and loss, mood disorders, and issues facing the LGBTQ+ community. I have worked in this field for over twenty years, and I am more passionate than ever about helping others. I look forward to meeting you soon!

Joseph Dabbs

(he/him)

Joseph Dabbs, LCSW - Tennessee Therapist at Grow Therapy
$125/session
LCSW
14 years of experience
Virtual
Hello! I am an experienced Licensed Therapist in 3 states (Tennessee, Kentucky, and Massachussetts) and I am passionate about wellness and providing a non-judgmental and safe space for all individuals. Having compassion and knowledge to help people going through life’s challenges and transitions is truly a privilege for me. Through a strengths-based, trauma informed, and person-centered therapeutic approach a trusting relationship is created to help individuals establish and attain their treatment goals. Watching someone empower themselves to have a better quality of life is the end goal, no matter the situation. Over the years I have held several different positions in the clinical services arena. I have been a Director of Clinical Operations and therapist for residential facilities (120 beds and 66 beds). I oversaw five outpatient clinics as a Clinical Services Supervisor and provided therapy at the clinics. I’ve worked as a therapist and director in Mental Health Courts, Drug Courts, and Veterans Courts. In the end, my true love has always been doing individual and group therapy. I am originally from Nashville, Tennessee. I left to play college basketball at 18. After graduating from Missouri State University with a teaching degree, I moved to Florida to be close to my handicapped older brother. During this time, I feel in love with helping others even more. I went back to school and graduated with a Master’s Degree in Clinical Social Work from the University of Tennessee. I have specialized in trauma work, substance use, and co-occurring mental health concerns. My goal is to support a person find the best version of who they want to be in life. I love watching someone find their best version of themselves and begin living life to the fullest.

Pam Nuchols

(she/her)

Pam Nuchols, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
24 years of experience
Virtual
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.

Lindsey McAllister

(she/her)

Lindsey McAllister, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.

Sarah Berger

(she/her)

Sarah Berger, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$115/session
LCSW
23 years of experience
Virtual
Hello! I am licensed clinical social worker, LICSW who is a dedicated and compassionate therapist committed to supporting you on your path to emotional well-being and personal growth. I have had the privilege of guiding individuals through their various challenges for over two decades, helping each client discover their inner strength and resilience to manage symptoms or overcome life transitions and difficulties. I have worked with people of all ages ranging from children to the elderly, with more focus devoted to people in late teens to mid-life stages. I current reside and am licensed in Tennessee with additional licensure in Florida, North Dakota and Minnesota.

Virginia Addison

(she/her)

Virginia Addison, LPC/MHSP - Tennessee Therapist at Grow Therapy
$100/session
LPC/MHSP
7 years of experience
Virtual
Hi! My name is Virginia and I am an LPC-MHSP in TN and LPC in VA. I have been working as a therapist for 7 years with 5 of those years focused on children and adolescents and the most recent 2 focused on crisis interventions. I help children and adolescents work through life events and transitions. Recently I have started working with moms as they adjust to motherhood and help them recenter themselves.

Sheila Stoner

(she/her)

Sheila Stoner, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
11 years of experience
Virtual
I am licensed in Tennessee with 10+ years of professional work experience. I have experience in assessing clients with coping with grief and loss, parenting issues, anger management, & coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support them in that process.

Dr Robert m Cox

(he/they)

Dr Robert m Cox, LPC/MHSP - Tennessee Therapist at Grow Therapy
$120/session
LPC/MHSP
24 years of experience
Virtual
Life can be tough, leaving us feeling helpless and tired. You don't have to be alone during those times. When you're struggling with grief, pain, anxiety, or depression from the effects of traumatic experiences, discrimination, toxic environments, or substance use (yours or another's), Cox Family Wellness can help. We will support your strength and resilience, help you problem-solve, and, most of all, help you live into a new future. We are trauma-informed and certified in Autism-informed treatment. Dr Robert Cox and Cox Family Wellness provide a safe, quiet, confidential, professional space for adults and couples to discuss whatever is on their minds. I work from a mindful, compassionate approach that allows people to feel seen and heard. My experience is in crisis services, substance use, anxiety, and depression. I am glad to chat about your concerns and your resilience. I want to help you remember your power. If you would like to talk about the power of attachment, the stress in your body, and the uses of self-compassion and mindfulness, please call or email. We can talk once or often. Same-day and single-session appointments are available. Be good to you!

Patricia Bishop

(she/her)

Patricia Bishop, LCSW - Tennessee Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Hello! I'm Patricia. Thanks for checking out my profile. Grief enters our lives uninvited and its impact can continue to effect us for years. It may have been the death of a loved one, either recent or long ago. It may have been a divorce or the break up of a romantic relationship. It may have been the loss of a treasured pet, or any of the more than forty other losses that a person can encounter in a lifetime. Regardless of the cause of your broken heart, you know that life is not as happy or fulfilling as you want it to be. Often, well-meaning people say to "be strong" or "just give it time" which can leave us feeling like we are doing something wrong or should feel differently. Sometimes, we simply tuck our feelings away, hoping that they will eventually disappear. In our sessions, we will uncover the misinformation and beliefs keeping you stuck and unhappy. Unresolved grief stems from the things we wish we'd said or done differently, better or more. You will learn how to discover and communicate those unsaid things, so that they no longer limit you or affect your capacity for happiness.

Lea Hunter

Lea Hunter, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC/MHSP
25 years of experience
Virtual
I am a Licensed Mental Health Clinician in Georgia, Tennessee, and Florida. I have been practicing for more than 20 years using an integrated style of theories in counseling (CBT, Mindfulness, Trauma Focused, Solution Focused, Narrative, and Family Systems Theory). I believe the intervention should match the client verses "one size fits all." I see adults, couples, and adolescents via Telehealth.

Ashley Richmond

(she/her)

Ashley Richmond, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
10 years of experience
Virtual
Is life feeling messy? Are you ready to take charge of your thoughts, emotions and behaviors? It can seem overwhelming when asking yourself "Where do I begin?". I'm happy to walk alongside you to provide support and guidance while building your skill set and coping skills to feel more grounded and stable. Hi! I'm Ashley Richmond, a therapist in the Tennessee community working with individuals navigating their life journey. At the heart of my practice is a commitment to providing non-judgmental support, a safe space to communicate openly, and evidenced based treatment interventions.

Rebecca DeLong

(she/her)

Rebecca DeLong, LCSW - Tennessee Therapist at Grow Therapy
$150/session
LCSW
16 years of experience
Virtual
Compassion, trust and balance are at the heart of the work that we do. We approach challenges with curiosity and collaboration. We strive to provide a supportive and therapeutic environment where you can navigate your concerns and align yourself with your goals. Treatment is customized and unique, as each person who we work with is special and has distinct strengths, needs and preferences. We value diversity and foster inclusivity as an ally and as a partner on your individual path. We are direct and thoughtful, supportive and empathic. We work with clients to develop strengths and achieve life goals.

Jeremy Pitzer

Jeremy Pitzer, LCSW - Tennessee Therapist at Grow Therapy
$160/session
LCSW
20 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker and have been practicing in a variety of settings for 20 years. I enjoy working with clients and families to build upon skills and resilience that will serve them in their treatment journey. I have extensive experience treating trauma, mood disorders, self harm / suicidal thinking, anxiety and addiction. I believe clients can and should thrive in the therapeutic experience.

Danielle Mattingly

Danielle Mattingly, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social working serving both Kentucky and Tennessee. I received my Masters from the University of Southern California and have been practicing for 10 years. My therapy approach is dedicated to empowering individuals of all ages who are navigating significant shifts in mood and self-esteem. My goal is to help you explore underlying challenges, transforming them into opportunities to become a stronger and more resilient person.

Tyler Clemmons

Tyler Clemmons, LCSW - Tennessee Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
I work with adults who are struggling with effects of trauma, grief, anxiety, depression, low self-esteem, anger, and other issues. I want to provide a safe and supportive space for you to grow as you work toward your goals. Whatever situation you find yourself facing, you have value and worth. As a therapist, I have practiced in medical, in-home, and outpatient settings. Feel free to reach out with any questions.

Robyn Chaffee

(she/her)

Robyn Chaffee, LPC/MHSP - Tennessee Therapist at Grow Therapy
$125/session
LPC/MHSP
5 years of experience
Virtual
I’m a Licensed Professional Counselor who believes in a collaborative therapeutic relationship, where both therapist and client can show up authentically. I prioritize each client’s sense of safety and honor that trust is built over time. My approach is client-centered, relational, and trauma-informed. I love to laugh with my clients and also gently offer reflections, observations, and connections to support deeper insight. I take an integrative approach to therapy, drawing from multiple modalities to meet each client’s unique needs. I’ve been working in the mental health field since 2015, primarily in community-based settings, and I’m passionate about walking alongside clients as they reclaim their stories and build lives rooted in authenticity and self-trust.

Jeffrey Freiden

(he/him)

Jeffrey Freiden, LPC/MHSP - Tennessee Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC/MHSP
23 years of experience
Virtual
Greetings: I'm a Licensed Mental Health Counselor in Florida. I am also licensed in Tennessee, my home state. I received my Doctorate in Counseling from the University of Memphis. I have been in practice for 20 years. Currently, I work with adult males with men's issues. The pressure of employment and maintaining healthy relationships impact men in unique ways. I help to help you become happier with your life choices.

Melissa Fowler

(she/her)

Melissa Fowler, LCSW - Tennessee Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.

Meredith B Cleveland

(she/her)

Meredith B Cleveland, LPC/MHSP - Tennessee Therapist at Grow Therapy
$150/session
LPC/MHSP
7 years of experience
Virtual
Hi! I am a Licensed Professional Counselor-Mental Health Service Provider for the state of TN. I have been licensed for over three years but have worked with the mental health field for over 13 years. I love creating a safe place for clients to be able to address root issues related to unhealthy behaviors and thought patterns. I've spent many years working with adolescents and young women in a variety of residential settings including a domestic violence shelter, a children’s group home, and residential treatment facilities.

Erin Armour

(she/her)

Erin Armour, LP - Tennessee Therapist at Grow Therapy
$150/session
LP
13 years of experience
Virtual
I am a licensed clinical psychologist in Tennessee with over 10 years experience. I have worked with patients with a variety of concerns, including anxiety, depression, bipolar disorder, post-traumatic stress, ADHD, relationship problems, and sleep difficulties. I have helped people with chronic pain and disability. I have also assisted individuals and couples improve their communication and relationships. My counseling style is warm, compassionate, and aimed at empowering my clients to make positive changes in their lives. My approach combines motivational interviewing with cognitive-behavioral, humanistic, and solution-focused techniques to help individuals achieve their goals. I work with each client to write an individualized, mutually agreed upon treatment plan based on empirically supported techniques. It takes tremendous strength and courage to ask for help with making positive changes. I'm honored to be a part of that process. I look forward to working with you!

Frequently asked questions

Why filter by Tennessee rather than a city like Nashville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.