Therapists that accept Cash Pay in Tennessee

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 248 verified therapists in Tennessee who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MemphisChattanoogaClarksvilleMurfreesboroJohnson CityKnoxvilleBrentwood

Availability updated:

$110/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Autism
+9
Hello! am a LPC-MHSP in the state of Tennessee. I am a compassionate and client-centered counselor dedicated to supporting individuals in overcoming life's challenges and improving their overall well-being. Using evidence-based approaches such as Cognitive Behavioral Therapy (CBT), and Dialectical Behavior Therapy (DBT), I help clients develop practical skills for managing their emotions, improving their relationships, and enhancing their quality of life. Whether you're struggling with anxiety, depression, relationship issues, or simply feeling stuck, I am here to provide you with the support, guidance, and empowerment you need to create positive change and live a more fulfilling life.
VirtualAvailable
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$115/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Mood Disorders
Trauma and PTSD
+5
Hello! My name is Meredith, and I am a Licensed Professional Counselor and Mental Health Services Provider with 12 years of experience working in this field. I believe in a collaborative approach to therapy that rejects rigid, one-size-fits-all treatment plans and completely bypasses cold clinical checklists. Instead, I view us as co-collaborators working side-by-side through the circumstances that led you to the courageous decision to seek therapy. While I take my job incredibly seriously, I also believe there is a time and place for laughter and lightheartedness, just as there is a time to allow ourselves to weep. We are all souls having a unique, human experience. It is profoundly important to me that we show up as authentically ourselves as we can be as we walk this road together.
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$180/session

Authentic
Empowering
Open-minded
Specialties
Attachment Issues
Sexual Abuse
Trauma and PTSD
Hello! I’m a Licensed Marriage and Family Therapist with over 15 years of experience, and I consider it one of my greatest privileges to walk alongside clients as they navigate their journey toward healing, growth, and greater self-understanding. I believe deeply in the power of hope—especially during seasons of life when hope can feel difficult to find or hold onto. My goal is to create a warm, welcoming therapeutic space where you feel truly seen, heard, and respected. I believe meaningful change begins with a strong therapeutic relationship built on trust, compassion, and collaboration. Together, we’ll work toward understanding your experiences, navigating life’s challenges, and creating healthier, more connected relationships—with yourself and with others.
Available
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Often rebooked

$120/session

Authentic
Solution oriented
Direct
Specialties
Family Conflict
Life Transitions
Trauma and PTSD
+6
I'm Robyn Richardson, and my passion for this work runs deep. As a Licensed Clinical Social Worker with more than 20 years of experience, I've had the privilege of walking alongside children, teens, adults, and families through some of their toughest moments. My heart is especially with those healing from trauma—whether you're a survivor of abuse, navigating recovery, or working to break cycles of generational pain. I understand that, for many of my clients, privacy, discernment, and a truly bespoke experience are non-negotiable. My practice is intentionally designed to provide a discreet, elevated environment where you can be authentically yourself, away from outside pressures and expectations. I know that asking for help can feel vulnerable, especially if you've been let down before or spent years learning to manage on your own. But you deserve a space where you can finally exhale. A space where your story is held with care, your pain is taken seriously, and your capacity to heal is never in doubt.
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$110/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+9
If your mind won’t slow down, you’re constantly overthinking, or you feel stuck in the same exhausting patterns; you’re not alone. Anxiety and depression can show up in ways that are hard to explain but very real to live with. In therapy, we focus on understanding what’s going on beneath the surface and building tools that help you feel more grounded and in control in everyday life, not just during sessions. Hi, I’m Ivorie, an LCSW in Tennessee with 8 years of experience providing therapy in schools and private practice. I’ve worked with kids, teens, and adults navigating anxiety, OCD, stress, and overwhelming life transitions. My school-based background shaped my practical, down to earth approach: meeting people where they are, breaking things down clearly, and helping them apply what we discuss outside of session. My style is warm, supportive, and honest. I strive to create a space where you feel safe, understood, and comfortable showing up as you are. Together, we’ll explore what’s beneath the surface, connect the dots, and find approaches that work for your real life.
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$95/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Self Esteem
+10
Hello, and welcome. Reaching out for therapy can feel like a big step, especially if you’ve been carrying a lot on your own. Many people come to therapy feeling overwhelmed, unsure where to start, or simply wanting things to feel more manageable again. My goal is to offer a space where you can slow down, feel understood, and begin making sense of what you’re experiencing. I take a collaborative, supportive approach to therapy and work to meet you where you are. Together, we focus on understanding patterns, building emotional awareness, and developing practical tools that help you feel more grounded and confident in your daily life. Therapy with me is not about judgment or pressure—it’s about clarity, growth, and meaningful change at a pace that feels right for you.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anxiety
Depression
Life Transitions
+3
Welcome! I’m Porcia Seals, founder of Vision Space Therapy and Wellness Center. I support women navigating anxiety, depression, grief, stress, relationship concerns, and life transitions. I view therapy as a collaborative partnership where we work together to understand your experiences and identify what you need to move forward. My approach draws from humanistic, existential, and strengths-based perspectives. My faith in God also shapes how I understand healing, resilience, and personal growth. I believe every woman deserves a space where she feels seen and understood. My hope is to help you reconnect with yourself and discover what a meaningful and fulfilling life looks like for you.
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$100/session

Warm
Authentic
Humorous
Specialties
Anxiety
Child or Adolescent
Parenting
+10
Hello, I'm Rebecca, and I'm a Licensed Professional Counselor. I believe that therapy should be a place where you can truly be yourself—a space where you can come as you are with no fear of judgment. My practice is built on the philosophy that genuine connection and compassionate support are the cornerstones of lasting change. I specialize in supporting adolescents and young adults navigating the unique pressures of modern life. I work with those feeling overwhelmed by "big feelings"—emotions that often manifest as high anxiety, social withdrawal, or intense reactivity. My approach moves beyond simply managing symptoms; I focus on building true emotional resilience. By helping my clients identify and understand their internal landscape, I empower them to move from a place of overwhelm to one of confidence and self-advocacy. Recognizing that healthy development doesn't happen in a vacuum, I am equally passionate about supporting the parents navigating these transitions. I work closely with caregivers who feel exhausted, overstretched, or as if they are "walking on eggshells" at home. I provide a grounded space to troubleshoot the complexities of parenting, helping families trade daily chaos for deeper, more resilient connections. If you are looking for a collaborative partner to help your family find its footing, I invite you to reach out so we can begin this journey together.
VirtualAvailable
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New to Grow

$100/session

Specialties
Anger Management
Anxiety
Depression
+10
As a compassionate person, I seek to do what I can for others. I am happy, mostly quiet, present, and open to new knowledge. In practice I avail myself to work through individuals' or couples' emotions and stressors. Have you ever feel stuck in cycles of worry, sadness, or conflict that leave you exhausted? Whether it’s anxiety that won’t quiet down, depression that weighs you down, or relationship struggles that feel overwhelming, you don’t have to face these stressors alone. My goal as a therapist is to provide a safe, compassionate space where you can process and untangle what’s going on, feel understood, and begin moving toward the life and relationships you desire. I specialize in working with adults who are navigating anxiety disorders, mood disorders, life transitions ad stressors, and relationship challenges. In our work together, I use evidence-based approaches such as Cognitive Behavioral Therapy (CBT) to help you become the desires you you seek.
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$120/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Women's Issues
+7
I am a licensed therapist with 30+ years of experience working with adults and couples navigating life challenges, relationship concerns, and personal growth. I believe therapy is most helpful when people feel respected, understood, and supported in exploring both difficulties and strengths. My goal is to provide a thoughtful, collaborative space where clients can gain insight, develop practical tools, and move toward meaningful and lasting change.
VirtualAvailable
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$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+3
Do you feel as though you are lacking the skills to live your full life worth living? Having difficulty finding balance in life? Whether you are new to therapy or have been seeing a therapist for years, we can all use some assistance at various points in our lives. I am an LCSW who has experience in many areas including trauma, anxiety, depression, substance use, and relationship issues. I help adolescents to adults identify the areas they want to make improvements in and feel more satisfaction in daily living. I can help you manage stressors and set goals to find greater balance. I integrate multiple types of therapy including dialectical behavioral therapy and systems approach to look at the big picture and the right now. I will offer a safe space to work through your individual goals and treatment.
VirtualAvailable
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Often rebooked

$150/session

Warm
Open-minded
Authentic
Specialties
ADHD
Anxiety
Depression
+9
I am a Licensed Marriage and Family Therapist (LMFT) who is trauma-informed and deeply passionate about the healing that can take place within the therapeutic relationship. I believe therapy can be truly life-changing, and it continues to amaze me what can unfold in the course of a single hour when someone feels safe, seen, and supported. At the heart of my work is the belief that life is about connection—that relationships are what give our lives meaning and are often the reason we get up each day, whether those connections are with partners, family, friends, or ourselves. My goal is to help clients strengthen these relationships, heal from past wounds, and experience greater emotional safety, understanding, and fulfillment.
VirtualAvailable
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$130/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
You’re used to handling a lot. Whether it’s your career, your relationships, or being the person others rely on, you’ve learned how to push through—even when it’s exhausting. But at some point, pushing through stops working. I work with adults who are navigating anxiety, burnout, trauma, and relationship patterns—especially when life looks “together” on the outside but feels overwhelming or unsustainable underneath. Many of my clients are thoughtful, capable, and self-aware, yet find themselves stuck in cycles like overthinking, people-pleasing, or feeling disconnected from themselves or others. My approach is trauma-informed, relational, and grounded in evidence-based practices, including Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and attachment-based work. In our sessions, we’ll look at both the deeper patterns shaping your experiences and the practical strategies that help you feel better day-to-day. Clients often come to therapy wanting relief from constant stress or mental overload. Over time, they develop a clearer understanding of themselves, stronger boundaries, and the ability to respond to challenges with more focus and confidence. I’m active and engaged in the therapy process. I won’t just sit back and listen. I help you connect the dots, notice patterns in real time, and build tools that actually translate into your daily life. I bring 5 years of experience in community mental health, working with children, adolescents, and adults. Clients often describe me as calm, steady, and easy to talk to—while also helping them move forward in meaningful ways.
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$120/session

Authentic
Warm
Humorous
Specialties
LGBTQ
Trauma and PTSD
Women's Issues
Greetings! I am a Licensed Clinical Social Worker (LCSW) based in Tennessee. The past 23 years I have worked in a variety of therapeutic roles in a variety of populations. I specialize in treating trauma and women's issues, but I don't exclusively see women. My job is to make you feel safe and comfortable when doing the work, and I am pretty good at it. Looking forward to getting to know you and walk along your recovery path together.
VirtualAvailable
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New to Grow

$120/session

Specialties
Childhood / Intergenerational Trauma
Grief
Life Transitions
I'm Dr. Chelsea Hall, a licensed therapist offering compassionate online therapy for kids, teens, adults, and couples. I specialize in helping clients navigate anxiety, trauma, grief, life stress, and major transitions. My goal is to create a warm, safe, and confidential space where you feel truly heard, seen, valued, and understood. Together, we will work collaboratively to build resilience, heal from the past, and move toward meaningful personal growth.
Available
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$150/session

Authentic
Solution oriented
Direct
Specialties
Addiction
Anxiety
Men's Issues
+3
As a clinical mental health therapist and high-performance coach, I am passionate about helping men navigate the complexities of life. Specializing in identity, anxiety, depression, career challenges, resilience, perfectionism, communication, and conflict, I offer a tailored approach that fits the unique needs of each client. My mission is to help high-performing individuals like you not just survive, but thrive, both personally and professionally.
VirtualAvailable
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$135/session

Intelligent
Authentic
Direct
Specialties
Life Transitions
Peer Relationships
Substance Misuse
+7
As a seasoned professional specializing in trauma-informed care, I recognize the profound impact that life experiences can have on someone’s over well-being. My therapeutic approach integrates evidence-based clinical modalities with a deep respect for each individual’s unique journey. I approach each client with the understanding that no two stories are the same and that therapy must be tailored to honor the individuality of your experiences. I integrate evidence-based practices with respect for each individual’s journey, I support clients through healing the emotional and historical roots of conflict. With expertise in substance use, relationships, and trauma, I support understanding how unresolved pain, unmet needs, and inherited patterns shape daily life and connection.
VirtualAvailable
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$115/session

Warm
Authentic
Empowering
Specialties
Addiction
Anxiety
Depression
+10
Hi, I’m Holly! If life feels heavier than it should right now, you don't have to carry it alone. For the last twelve years, I've walked alongside adults, adolescents, and individuals of all genders and identities as they work through some of life's hardest challenges. I believe you already have strengths within you that we can build on together. You deserve a therapist who meets you exactly where you are, without judgment. My goal is to help you navigate the challenges life has handed you by drawing on the unique strengths you already carry. Whether you're navigating substance use, the weight of adolescence, a major life transition, or a season of life that feels stuck, my hope is to create a safe space where you can speak openly, feel understood, and move toward a healthier way forward. I am a Licensed Clinical Social Worker (LCSW) licensed in Arizona, Tennessee, and South Dakota. I welcome individuals of all genders and identities, including LGBTQ+ and nonbinary clients, and strive to create a compassionate, inclusive space where you can be yourself. To learn more about me, my approach, and my practice, visit www.hollybutlercounseling.com
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$100/session

Authentic
Warm
Empowering
Specialties
Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+6
Is life feeling messy? Are you ready to take charge of your thoughts, emotions and behaviors? It can seem overwhelming when asking yourself "Where do I begin?". I'm happy to walk alongside you to provide support and guidance while building your skill set and coping skills to feel more grounded and stable. Hi! I'm Ashley Richmond, a therapist in the Tennessee community working with individuals navigating their life journey. At the heart of my practice is a commitment to providing non-judgmental support, a safe space to communicate openly, and evidenced based treatment interventions.
VirtualAvailable
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$105/session

Authentic
Solution oriented
Intelligent
Specialties
Anxiety
Life Transitions
Spirituality
+5
Hi, I'm Kelcie, and I've been a licensed professional counselor in Tennessee since 2022. I believe that relationships are the cornerstone of our lives and shape how we experience joy, pain, growth, and healing. In our world of ever increasing technology, many of us are digitally connected but feel overstimulated, over-informed, and disconnected in our personal lives. I am passionate about helping my clients experience peace and have meaningful, healthy connections in their real lives.
VirtualAvailable
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$70/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
VirtualAvailable
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$125/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Life Transitions
Self Esteem
+7
Hello, I am so glad you are reaching out. It takes courage to ask for help and I know that is not always easy and I am proud of you for taking the first step! I am a Licensed Professional Counselor with 22 years of counseling experience. I am here to support you on your journey towards mental health and well-being. I provide a safe and compassionate space for you to explore your thoughts, feelings, and experiences. My clients often struggle with the "unknowns" of life and I like to help people feel more comfortable with the unknown and to trust the process of life.
VirtualAvailable
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$100/session

Authentic
Humorous
Intelligent
Specialties
Anxiety
Depression
Substance Misuse
+9
I am a clinical social worker with more than 15 years of experience in the mental health field. Throughout my career, I’ve had the privilege of supporting a wide range of individuals—including adolescents, teens, and older adults—through some of life’s most challenging moments. I’m especially passionate about helping people navigate transitions. Whether you’re facing a major life change, feeling stuck, or working through a difficult season, my goal is to help you see beyond the hardship and reconnect with your strengths, resilience, and sense of possibility. In our work together, we’ll focus on building the skills and tools that help you move from the negative toward a more grounded, hopeful, and empowered place. I look forward to walking alongside you as you take those steps forward.
VirtualAvailable
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$150/session

Direct
Intelligent
Open-minded
Specialties
ADHD
Anxiety
Autism
+10
Reaching out for therapy takes courage, and my goal is to make the process feel approachable from the very first session. I'm a Licensed Professional Counselor with more than 14 years of experience helping adults and adolescents navigate ADHD, autism, anxiety, depression, trauma, relationship challenges, and major life transitions. I believe therapy works best when it feels like a genuine conversation built on trust, curiosity, and collaboration. Rather than simply listening or giving advice, I work alongside clients to better understand what's keeping them stuck while developing practical strategies that fit their lives. My approach integrates evidence-based therapies with compassion, humor when appropriate, and a focus on long-term growth.
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$100/session

Authentic
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+9
Reaching out for support can be one of the hardest steps, and I strive to create a space where you feel safe, heard, and accepted without judgment. My goal is to help you better understand yourself, navigate life’s challenges, and build the tools you need to create meaningful, lasting change. I work with those experiencing anxiety, depression, trauma, stress, life transitions, grief, self-esteem concerns, and relationship challenges. Whether you’re feeling overwhelmed by your past, struggling to cope with the present, or trying to build the future you want, we’ll work together at a pace that feels right for you.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Tennessee. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Tennessee from Memphis to Knoxville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Tennessee.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.