Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 686 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 8/14/2026

$120/session

Authentic
Warm
Challenging

Specialties

Anxiety
Grief
Life Transitions
+6
I offer a supportive space for individuals navigating trauma, grief, depression, life transitions, and cultural challenges. I integrate Gestalt, Cognitive, and Psychodynamic therapy to help clients reconnect with the present moment, explore unresolved emotions, and shift unhelpful thought patterns. My approach is compassionate and collaborative. I honor each client's unique story and create a safe environment where meaningful change can happen.
VirtualAvailable

New to Grow

$180/session

Specialties

ADHD
Anxiety
Depression
+6
Hi! My name is Alexys and I am a Licensed Professional Counselor. Since 2010, I have dedicated my clinical career to helping individuals navigate life's complex transitions, process deep-seated challenges, and build healthier, more intentional relationships. I believe that therapy is at its best when it is a true partnership. You are the expert on your own life story; my role is to provide the clinical expertise, objective perspective, and dedicated space to help you make sense of it.
Available

$100/session

Warm
Authentic
Open-minded

Specialties

Life Transitions
Self Esteem
Trauma and PTSD
+10
Hello, I’m Nicole McDuff, a Licensed Professional Counselor (LPC) based in Pennsylvania. I have over a decade of experience in the mental health field and hold a Master of Science in Clinical Mental Health Counseling from Gannon University. I take a warm, relational, and deeply individualized approach to therapy. I believe that meaningful change happens not just by managing symptoms, but by understanding yourself more fully — your experiences, patterns, relationships, and the meaning you’ve made of your story. My goal is to create a steady, compassionate space where you feel genuinely heard and supported as we explore what’s bringing you to therapy.
VirtualAvailable

$106/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Couples Counseling
Depression
+10
Welcome to FaithWorks Therapy! I provide virtual therapy for adults, couples, and families across Virginia, Pennsylvania, Delaware, Texas, New Jersey, Nevada, Georgia, and Illinois. I help clients navigate anxiety, depression, stress, grief, relationship challenges, family conflict, and life transitions in a compassionate, supportive, and nonjudgmental environment. My approach is tailored to your unique needs and goals, empowering you to build healthier relationships, develop effective coping skills, and create meaningful, lasting change. Faith-based counseling is available upon request for those who wish to incorporate their Christian faith into therapy, but it is always optional and never required.
Available

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
I work with women navigating life transitions, including changes in relationships, family roles, and health. These experiences can bring anxiety, emotional overwhelm, and the effects of trauma into focus, and can influence how thoughts, emotions, and the body interact. As a yoga teacher and yoga therapist for over 25 years, mindfulness is a natural part of my work and informs how I understand and approach the mind body connection. I integrate mindfulness based stress reduction, mindfulness based cognitive therapy, and somatic therapy into sessions in a way that supports awareness and emotional regulation. My training as a Licensed Professional Counselor in Pennsylvania, Florida, South Carolina and Delaware allows me to bring these approaches together in a way that is both clinically grounded and also responsive to your experience.
VirtualAvailable

$175/session

Solution oriented
Authentic
Intelligent

Specialties

Anxiety
Autism
Child or Adolescent
+10
Hi, I'm Dr. Lauren! I have over 10 years of clinical experience working primarily with children, adolescents, and young adults with autism, ADHD, anxiety, and selective mutism. I earned my Doctorate in Clinical Psychology from La Salle University in Philadelphia. After completing a neuropsychology fellowship at the Massachusetts General Hospital Lurie Center for Autism during the COVID-19 pandemic, I knew I wanted to return home to Philly. I went on to complete a two-year postdoctoral fellowship at the Center for Autism Research at the Children's Hospital of Philadelphia, where I later worked as a staff psychologist for nearly four years. I'm now excited to bring this experience to my own private practice, where I can focus on providing thoughtful, evidence-based care tailored to each individual and family. In my free time, I enjoy singing, playing golf, going out to eat, and spending time with my fiancé and 4-year-old rescue chihuahua-mix, Nugget.
Available

$160/session

Authentic
Direct
Warm

Specialties

Anxiety
Depression
Women's Issues
+9
Hi, I'm Ashley! I help women tap into their resilience, restore hope, and transform their lives with authenticity, compassion, and a passion for seeing women thrive. I like to consider myself THE therapist for women. My mission is to help individuals navigate life’s difficulties to become the best possible versions of themselves. Both my clinical and personal experiences have taught me that, though we cannot control everything, we can control our behaviors, perspectives, beliefs, actions, and HEALING. I plan to equip you with the tools needed to promote your overall well-being and facilitate lasting positive change. I hold EMDR and talk therapy sessions with clients who struggle with trauma, anxiety, depression, ADHD, mood disorders, and difficulty navigating challenges and transitions. However, I specialize in perinatal mental health, infertility, and EMDR. In addition, I run a support group for women struggling with infertility. Through additional training and certifications, I have and continue to develop a variety of tools to support you, and I may use different techniques during our work together. Accordingly, my approach is best described as client-centered and strengths-based, drawing also on theories and strategies of cognitive-behavioral therapy. When I am not practicing as a therapist, I am spending time with my family. We love to stuff our faces with tasty food and find new adventures. I also dabble in wedding photography as a creative outlet. But generally, you will find me advocating for women struggling with infertility and all the experiences it brings. I can't wait to work with you!
VirtualAvailable

New to Grow

$90/session

Specialties

Anxiety
Coping Skills
Couples Counseling
+10
Hello, I'm Yannette Barnes, LPC, and welcome to Chrysalis Mental Health—where transformation begins. Seeking therapy is a courageous step, and I am committed to providing a safe, compassionate, and nonjudgmental space where you can feel heard, understood, and supported throughout your journey. I am a Licensed Professional Counselor (LPC) serving clients in both Pennsylvania and Ohio. I earned a Master of Arts in Clinical Mental Health Counseling from Wake Forest University and a Master of Science in Administration of Justice with a concentration in Forensic Mental Health Treatment . In addition, I have advanced training as a Behavior Specialist in Applied Behavior Analysis (ABA), allowing me to integrate evidence-based behavioral interventions with a holistic, client-centered therapeutic approach. I provide psychotherapy and behavioral health services for adults (18+) experiencing a variety of emotional, behavioral, and life challenges, including: - Anxiety and depression - Trauma and stress-related concerns - Relationship and marital difficulties - Life transitions and personal growth - Emotional regulation -Obsessive and repetitive behaviors, including Body-Focused Repetitive Behaviors (BFRBs) such as hair pulling (trichotillomania) and skin picking (excoriation disorder) - Behavioral concerns requiring evidence-based interventions My counseling style is collaborative, compassionate, and strengths-based. I believe each person possesses the capacity for growth and healing, even during life's most difficult seasons. Together, we will work to understand the patterns that may be keeping you stuck, identify your strengths, and develop practical strategies that support lasting change and emotional well-being. At Chrysalis Mental Health, I believe meaningful transformation happens through connection, self-discovery, and intentional growth. Whether you are navigating a difficult life transition, seeking healthier relationships, or working toward greater emotional balance, I look forward to partnering with you on your journey toward healing and resilience.
Available

Often rebooked

$100/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Coping Skills
Depression
+4
Hello. My name is Stephanie and I am a Licensed Clinical Social Worker. I have been working in the Mental Health field for 20 years in various mental health settings. I create a safe space where you can explore challenges and develop practical strategies for growth. I specialize in helping others with anxiety, depression or relationship issues. I create a no-judgement zone where you can freely express yourself.
VirtualAvailable

Often rebooked

$95/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Grief
+6
I am a Licensed Clinical Social Worker with 13 years of experience working with individuals who have faced a variety of challenges that have made it difficult to achieve their full potential and enjoy their lives. My approach is collaborative and based on the individual needs and goals of each client. I strive to facilitate personal growth and self-awareness while supporting clients to discover solutions to the problems they face. An important component of my practice is helping clients to identify and utilize coping strategies that will serve to ensure long-term well-being.
VirtualAvailable

$85/session

Authentic
Warm
Empowering

Specialties

Couples Counseling
LGBTQ
Sex Therapy
+10
I am a licensed marriage and family therapist/sex therapist in Pennsylvania with over 12 years of professional work experience. I have specialized experience in helping clients with coping with addictions, relational/sexual issues, intimacy, family conflicts, & LGBTQ+. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. I take a nurturing and affirming approach to validate one’s experiences and perspective; and we will work together to shift that perspective where needed. I strive to take a collaborative approach in treatment identifying all aspects of one’s life e.g. family, religious background, relationships, career, and overall beliefs and values in order to challenge clients to look at all pillars in their lives to see where and if change needs to occur. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
Available

$145/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Grief
Welcome to Grow Therapy! My focus as a mental health therapist is to guide my client through the emotional ebb and flow of life. When one experiences turbulence in life, whether it be depression, anxiety, relationship issues and so much more, I aim to sit with my client. Extending my insight and clinical experience to guide them in their transition through the many challenges of life. Using evidence-based practices and intuition, I find that I have an innate ability to cultivate change and improved wellness. My passion for Psychology and Counseling began in 2004 while attending Western Michigan University. I then went on to Graduate School at Oakland University in Rochester Hills, MI. There I graduated Magna Cum Laude, in 2012 with a MA in Counseling.
VirtualAvailable

$100/session

Solution oriented
Authentic
Warm

Specialties

ADHD
Anxiety
Autism
+7
You might be here because life feels heavier than it should, your thoughts won’t slow down, or you’re tired of trying to hold everything together on your own. As a licensed therapist in Pennsylvania, I work with people who are navigating stress, anxiety, depression, ADHD, self‑doubt, and the everyday challenges that can leave you feeling overwhelmed or stuck. My approach is down‑to‑earth and collaborative. I don’t believe in one‑size‑fits‑all therapy — your experiences, your pace, and your goals matter. Together, we’ll explore what’s getting in the way, build practical tools you can use in real life, and create space for you to feel understood without judgment. I draw from evidence‑based practices, but just as importantly, I bring compassion, curiosity, and respect for your unique story. Whether you’re working on managing emotions, improving focus, building confidence, or simply trying to feel more like yourself again, I’m here to support you every step of the way. My goal is to help you feel more grounded, more capable, and more connected to the life you want to live.
Available

$125/session

Warm
Authentic
Open-minded

Specialties

Coping Skills
Self Esteem
Women's Issues
+7
I am an experienced Licensed Professional Counselor who offers a warm, genuine, and compassionate space where people can heal, grow, and flourish. I believe meaningful change happens through authentic connection, deep understanding, and honoring each person’s unique journey. With years of clinical experience, I provide thoughtful, compassionate therapy that helps people move beyond survival into growth and fulfillment. I create a safe and genuine relationship where clients feel truly seen, supported, and empowered.
VirtualAvailable

Often rebooked

$130/session

Empowering
Humorous
Authentic

Specialties

Life Transitions
Parenting
Postpartum
+8
As an art therapist with Grow Therapy, I specialize in helping clients explore and express their emotions through the creative process, often using humor to create a relaxed and comfortable environment. By integrating traditional therapeutic techniques with art-making and a touch of lightheartedness, I provide a unique and effective approach to mental health care. My goal is to support you in your journey toward healing and self-discovery, offering a safe and nurturing space where you can process your experiences and gain new insights.
VirtualAvailable

New to Grow

$85/session

Solution oriented
Warm

Specialties

Anxiety
Depression
Mood Disorders
+10
If you've been feeling overwhelmed, stuck, anxious, emotionally exhausted, or like you're carrying more than you can manage on your own, therapy can be a place to slow down, make sense of what's happening, and begin moving toward the life you want. Whether you're working through anxiety, depression, relationship difficulties, low self-esteem, recovery, therapy can provide a place to better understand what you're experiencing, build practical coping skills, and create meaningful, lasting change. My goal is to help you feel comfortable and overcome hurdles. Here you'll have space to be honest without fear of judgment while also learning practical skills you can use outside of therapy. I believe the most meaningful progress happens not only during our sessions, but in the small moments between them as you begin applying what you've learned in your everyday life. Most importantly, you don't have to show up as your “perfect” self. Come as you are—whether you're hopeful, skeptical, anxious, or simply unsure where to begin. This is a down-to-earth space where you can be yourself, and together we'll work toward helping you feel more confident, resilient, and like yourself again!
Available

$190/session

Authentic
Empowering
Direct

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Hi there! Let's sit and chat... Are you looking for a safe space to explore and organize your thoughts and feelings? Many people see therapy as a one-sided conversation, with little opportunity for interaction or getting to experience one another as real people. I can assure you our sessions will be as real as it gets! I want to help you achieve whatever solutions and life changes you are looking for. We'll work on building trust and a sense of safety, using open communication and humor, to identify how we can improve on your already existing coping skills, supports, and knowledge. Although this process may be challenging, we will work to enjoy the process as much as possible, so you can experience yourself, your relationships, and your life in new ways. Simply put, I don't think therapy has to be a painful thing for you. Starting this step can be hard and I would love the opportunity to work with you on this journey. For Private Pay Clients: Individual Sessions: $190/hour Couple/Family Sessions: $230/hour **All couples and families are seen via private pay. This allows us to focus on the relationships in the room, rather than the diagnosis of an individual. **For those out of network, should you meet criteria for a diagnosis accepted by insurance companies, I can provide monthly superbills that you may submit to your insurance provider for potential reimbursement. Please note that the payments received by the insurance provider as reimbursement may not cover the full service fee and I cannot guarantee reimbursement.
VirtualAvailable

$100/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Serious Mental Illness
Trauma and PTSD
I focus on truly understanding you as an individual and valuing your unique experiences and perspectives because you are your own expert. My trauma informed approach emphasizes the importance of creating a supporting empathetic space where you feel heard and understood. By considering all aspects of your life (emotional, physical, social) we can work together to uncover your strengths, address challenges, and foster personal growth. This holistic perspective aims to empower you, enhance your self -awareness, and ultimately lead to significant and lasting changes.
VirtualAvailable

Often rebooked

$100/session

Authentic
Direct
Intelligent

Specialties

Grief
Life Transitions
Trauma and PTSD
+8
Hi there, I’m Rebecca! Do you feel weighed down by day to day task and activities? Finding it hard to balance life and unable be to kind to yourself. Are you or your loved one struggling with anxiety or depression? If you find it difficult to make friends and experience loneliness regularly as a result, come talk to me. Together, we will work on strategies that allow you to address the root causes of your difficulties and build meaningful social connections. I strive to create a safe place to support your efforts to grow and heal. I know no single approach is right for everyone and/so utilizes an eclectic approach tailored to your unique needs to help you meet your goals. I am a listening ear that meets with you with compassion while incorporating a variety of evidence-based therapies. Let’s work together.
VirtualAvailable

$110/session

Warm
Empowering
Authentic

Specialties

Anxiety
Coping Skills
LGBTQ
+8
Hi! I’m Kesedria and I'm a Licensed Clinical Social Worker who provides virtual therapeutic services in the state of Pennsylvania. I'm dedicated to build upon a culture of transparency, integrity, and compassion to assist people in developing better versions of themselves through mental health awareness and quality counseling services. My current clients seek support with anxiety, depression, stress management/coping skill development, LGBTQ+ affirming care, race related trauma, other trauma symptoms/experiences, family issues, peer relationship issues, strengthening assertive communication skills, and with boundary setting. As a previous social worker in medical settings, I have also provided extensive emotional support for those living with chronic illnesses such as HIV/AIDS and cancer. My professional and lived experiences have helped me adopt an inclusive, collaborative, and judgment-free therapeutic space for people to feel heard and understood as they work through their individual healing journeys. My practice operates from a person-centered, trauma-informed, and social justice lens. It would be an honor to partner with you in meeting your mental health needs and to ultimately contribute to your overall health and quality of life. You deserve to be prioritized and live a more fulfilling life! Please be aware that I see clients M-TH (morning and afternoon appointments only).
VirtualAvailable

$120/session

Authentic
Solution oriented
Direct

Specialties

Anxiety
Depression
Life Transitions
+5
Each person brings a unique set of experiences and challenges. I partner with you to meet you where you are and help you achieve the personal or professional goals that matter most. Whether you’re managing stress and anxiety, feelings of depression, ADHD, or navigating life transitions, I combine empathic listening with practical strategies and a touch of humor to make growth both meaningful and manageable. Many of my clients are ambitious professionals and individuals who are accustomed to striving for excellence while privately carrying stress, self-doubt, or a relentless pressure to do more. I help clients understand and work with their inner rebel, the part that resists rigid expectations, pushes back against perfectionism, and longs for greater autonomy and authenticity. Together, we can harness this part of you as a source of resilience, creativity, and lasting growth rather than viewing it as something to overcome. I’m skilled at helping you identify both clear goals and the strengths you may overlook in yourself. Even when you feel stuck, overwhelmed, or discouraged, there are always strengths and insights we can build from, and I help bring those into focus. Together, we will clarify goals, strengthen coping skills, and develop strategies that support decision-making, confidence, and emotional balance.
VirtualAvailable

Often rebooked

$165/session

Authentic
Empowering
Open-minded

Specialties

Life Transitions
Spirituality
Trauma and PTSD
+5
Hi, I’m Kyra, a licensed clinical social worker who offers depth-oriented therapy for thoughtful, sensitive, and insight-seeking adults. Many of the people I work with are carrying trauma, grief, shame, relationship wounds, creative blockage, spiritual questions, or a sense that they’ve spent too long disconnected from their own inner life. My approach is relational, trauma-informed, and grounded in depth psychology. I help clients look beneath surface symptoms to understand patterns, emotional realities, and the deeper meanings shaping their lives. This work is often especially meaningful for people who are reflective, neurodivergent, creative, spiritually curious, or simply looking for something more honest than quick fixes. Before private practice, I worked for years in rape crisis, domestic violence, social service, and carceral settings with people impacted by trauma, oppression, instability, and violence. That background continues to shape my work in a profound way. I bring warmth, seriousness, and a strong social justice lens to the therapy relationship. If you are looking for therapy that is thoughtful, nonjudgmental, depth-oriented, and open to real inner work, we may be a good fit.
VirtualAvailable

$180/session

Specialties

Couples Counseling
Self Esteem
Sex Therapy
+10
Hi, I'm Elvan Kama Kurtz, a Licensed Marriage and Family Therapist in Pennsylvania and the founder of Praxis Relationship Therapy. I work with adult individuals and couples who feel stuck in painful relationship patterns and want real, meaningful change. My professional journey began with a double major in Psychology and Sociology at Koc University Istanbul, Turkiye and continued with my master's degree in Family Therapy at Drexel University in the United States. I've spent over a decade working with individuals and couples navigating communication breakdowns, sexual intimacy issues, betrayal trauma and affair recovery, depression, anxiety, grief, life transitions, workplace and caregiver burnout, parent and adult child relationship dynamics, parents trying to conceive, narcissistic abuse recovery, and complex relationship challenges. The word praxis means turning theory into practice, and that's exactly how I approach therapy. In our work together, we don't just talk about your relationships. We actively work on them. I'm bilingual in English and Turkish, and as a dual citizen of Turkiye and the U.S., I warmly welcome clients from diverse cultural and relational backgrounds. I offer telehealth across Pennsylvania and in-person sessions in Swarthmore. I'm a proud mom of two rescue dogs, powered by coffee, great music, and dark humor. I have huge respect for art and artists, and an endless curiosity about the world. I truly love traveling and meeting people from different cultures and learning their stories along the way!
VirtualAvailable

$185/session

Authentic
Direct
Empowering

Specialties

Addiction
LGBTQ
Trauma and PTSD
+10
Hi! I'm a Licensed Professional Counselor in Pennsylvania and a Licensed Mental Health Counselor in Florida. I received my Masters from Rosemont College and have practiced for 19 years. I'm passionate about working with people who have struggled with substance use as well as members of the LGBTQ+ community. I am well versed in treating depression, anxiety, bipolar and personality disorders.
VirtualAvailable

$190/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Coping Skills
Grief
+6
Hi, I'm Lori Gephart, a Licensed Psychologist in Pennsylvania. I received my Masters degree from Duquesne University in 1990 and I have been providing therapy to clients for 36 years. I am here to help you on your journey to feel happy and healthy, cope with stress and become the best version of yourself. I provide a safe place for you to explore issues, identify goals, develop new tools and coping strategies, enhance self awareness and achieve personal growth, leading to a more fulfilling and balanced life. Please note that, per my license, I can only meet with client who are physically located in Pennsylvania at the time of their sessions.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.