Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 99 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$150/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Depression
+8
I am a Licensed Clinical Professional Counselor with 12 years of experience helping people navigate life’s changes. Grounded in both my professional expertise and a deep sense of empathy, I strive to bring warmth, understanding, and genuine care into my work. I specialize in supporting individuals through the process of navigating life’s changes and transitions. To include anxiety, depression, relationships and/or marital concerns, stress management, and grief/loss. In therapy, I aim to assess and understand the root of the issue. While creating a safe space to explore past and present experiences, develop healthier coping strategies, and build on existing strengths. My goal is to support you in finding clarity, strength, and growth as you move through life’s challenges.
VirtualAvailable

New to Grow

$120/session

Specialties

Women's Issues
Addiction
Career Counseling
+9
Hi, and welcome, you can call me Ms. Monique everyone does. I don't know if this will be your first time attempting therapy or you have been trying for a long time. My hope is that you have come to the right place. I have 7 years of being a licensed therapist. Although, I have been working in the field of helping people for a long time. And I am still here to help. I want you to know; I will bend over backwards to help you, but if you are not willing to help yourself unfortunately I will not be able to work with you. Helping someone gain the hope it takes to endure the journey called life is a lot of work but it is my passion to help people along their way. Thank you for letting me in.
Available

$150/session

Authentic
Open-minded
Warm

Specialties

Women's Issues
Anxiety
Family Conflict
+4
I’m a Licensed Clinical Professional Counselor (LCPC) who works with adults in young to mid-adulthood navigating life transitions, relationships, family dynamics, anxiety, depression, and trauma. I take a warm, down-to-earth, and collaborative approach, creating a safe, nonjudgmental space where clients can explore challenges, gain insight, and develop practical strategies to feel more confident, balanced, and supported in their daily lives.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Depression
+8
Even though you may be struggling with something right now, you can choose to see it in a new way... which can lead to changing your relationship to it... which can lead to real transformation. Everything you need is already within you. My role is to help you access it, and use it. I bring curiosity, empathy, and evidence-based therapies -- including mind-body approaches (e.g., EFT tapping, energy work, breathwork, meditation/mindfulness) and the principles of ACT (acceptance and commitment therapy) and IFS (internal family systems therapy) and spiraling out from there as your story leads us. You bring openness, willingness to practice, and neuroplasticity, and you can change -- literally re-wire -- your brain. When you do, you'll be amazed at the cascade of positive changes this creates... not only within you, but all around you in your life. It is hard to be vulnerable in therapy. And while I don't yet know your story, I do know that if you are considering therapy, you are already doing the hard work of introspection. It takes courage to seek out more for yourself. You already have my respect and my empathy, and I would love to be part of your journey of healing and discovery. I'm a licensed mental health professional (LCSW-C) in Maryland and have experience as a social worker and therapist working with children and adults of all ages and backgrounds, providing individual and family therapy in a variety of settings (community mental health agency, schools, inpatient and outpatient healthcare). I learn something valuable from each client with whom I'm privileged to work, and deeply appreciate the insights I gain through our work together.
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Women's Issues
Anxiety
Depression
+5
Hi, I am a clinical Social Worker in Maryland. I came to this career later in life, so I bring not only my education, but my life experiences. I work with adults who are experiencing challenging relationships with family members, with themselves, or both. We will work together to uncover your true self, find self compassion and identify what you can do to become the best version of yourself.
VirtualAvailable

$100/session

Authentic
Empowering
Humorous

Specialties

Women's Issues
ADHD
Anxiety
+12
Bilingual in English and Spanish. Bilingüe en inglés y español. I am licensed in Florida with 13 years of professional work experience. Soy licenciada en la Florida con 13 años de experiencia como terapeuta profesional. I have experience in helping patients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence, and career difficulties. Tengo vasta experiencia ayudando a mis clientes con sus estresores, ansiedades, con pérdidas de seres queridos u otra índole, motivación, autoestima y autoconfianza, así como cambios o desarrollos de carreras. I work with my patients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. Trabajo con mis pacientes para crear un ambiente abierto y seguro en el cual los pensamientos y sentimientos pueden ser compartidos sin temor a ser juzgados. Tomar el primer paso hacia la terapia se puede sentir extraño, pero es el camino a una vida más plena, lo cual requiere valentía. With the application of cognitive behavioral therapy, client-centered, motivational interviewing, and solution-focused brief therapy methods as well as other individual techniques that match your individual needs, we can work towards alleviating how you feel and create insights into your unique situation. Con la aplicación de la terapia cognitiva conductual, centrada en el cliente, técnicas de motivación y con métodos de solventación de problemas, además de estrategias que pueden ser adaptadas a tus necesidades individuales, podemos colaborar para aliviar tus sentimientos y desarrollar diferentes perspectivas hacia tu situación, la cual es única e individual.
VirtualAvailable

$185/session

Empowering
Warm
Authentic

Specialties

Women's Issues
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable

Often rebooked

$250/session

Authentic
Warm
Intelligent

Specialties

Women's Issues
Anxiety
Depression
+6
Hello! I'm a Licensed Clinical Social Worker based in Maryland. I received my Master's from the University of Southern California and have been practicing for 7 years. I help adults struggling with mood disorders, depression, and anxiety navigate their symptoms and find effective coping mechanisms to help them succeed. Using a variety of treatment modalities I aim to help clients grow while feeling supported and understood throughout the process.
VirtualAvailable

$120/session

Empowering
Solution oriented
Authentic

Specialties

Women's Issues
Anxiety
Coping Skills
+6
Hi, I’m glad you’re here. I work with individuals who may be feeling overwhelmed, anxious, or stuck and are looking for support and clarity. My approach is warm, collaborative, and practical—I’ll help you better understand your thoughts and emotions while also giving you tools you can actually use in your day-to-day life. I strive to create a space where you feel comfortable being yourself, without judgment, while we work together toward meaningful change.
VirtualAvailable

Often rebooked

$130/session

Authentic
Warm
Empowering

Specialties

Women's Issues
ADHD
Fertility & Reproduction Issues
+9
**Please note, I can only offer day time options at this time. I also do not prescribe medications.** With over 15 years of experience as a Licensed Clinical Social Worker (LCSW) in Delaware, Pennsylvania, Maryland and New Jersey, I am dedicated to supporting adults as they navigate life's challenges and transitions. I earned my Master’s in Social Work from Widener University, and since then, I’ve had the privilege of helping individuals manage a range of concerns including anxiety, depression, bipolar disorder, ADHD, reproductive and fertility issues, postpartum challenges, and major life transitions. My approach is rooted in empathy, collaboration, and respect. I am passionate about empowering clients to develop effective coping strategies, build resilience, and create more fulfilling, balanced lives. Whether you're facing a difficult season or seeking long-term personal growth, I strive to provide a safe, supportive, and non-judgmental space where you can freely explore your thoughts, emotions, and experiences. You don’t have to face things alone—together, we can work toward the change you seek.
VirtualAvailable

$180/session

Warm
Solution oriented
Authentic

Specialties

Women's Issues
Anxiety
Coping Skills
+3
Welcome. My name is Dr. Susan Boyer. If you are reading this, chances are you're dealing with something that has been weighing heavily on you. You're not alone and together we can help you find lasting relief, growth, a sense of well-being and meaningful change. I am a Licensed Psychologist (Ph.D.) with 30+ years experience helping adults understand and change long-standing patterns in their lives and relationships.
VirtualAvailable

$165/session

Warm
Open-minded
Empowering

Specialties

Women's Issues
Anxiety
Depression
+10
Whether you are struggling with life’s daily stressors, setting boundaries with family members or friends, struggling in your marriage or relationship, transitioning to a new career, or just need someone to vent to about it all - I am here to help and listen. It’s amazing what you can accomplish when you have the added support of a dedicated therapist in your corner! My goal is to create an environment where you feel relaxed to let your mind run free. There are no right or wrong thoughts or feelings - no pressure to filter those thoughts! I would love the opportunity to be that therapist supporting and encouraging you to live your best life.
Available

New to Grow

$120/session

Specialties

Women's Issues
Couples Counseling
Trauma and PTSD
I am a licensed therapist specializing in couples therapy for traditional partnerships, with a focus on strengthening communication, rebuilding trust, and deepening emotional connection. My work supports couples in navigating recurring conflict patterns, intimacy challenges, and life transitions with greater understanding and resilience. In addition to couples work, I specialize in trauma processing using Eye Movement Desensitization and Reprocessing (EMDR). I help clients process unresolved trauma in a structured and supportive way, with the goal of reducing emotional distress.
Available

$110/session

Warm
Authentic
Open-minded

Specialties

Women's Issues
Anger Management
Anxiety
+6
You can come back from anything no matter how bad you think the situation is. It is all about your mindset. Reprogramming your mindset is the key to your success. The power of change rest in your desire to want change. I believe that people have the power to change their circumstances within themselves by changing their thought pattern first. Reprogramming your mindset is the key to your success.
VirtualAvailable

$100/session

Warm
Authentic
Open-minded

Specialties

Women's Issues
Addiction
Anxiety
+9
I hold a bachelor's degree in Psychology and a master's degree in Clinical Mental Health Counseling. I am an experienced Clinical Mental Health Therapist dedicated to helping adults overcome a variety of minor and difficult issues related to mental health needs. I help adults discover a new way of life to promote healing, wellness, happiness and stability. I am also a Maryland Board Approved Supervisor instructing post-graduate students toward complete therapy licensure.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm

Specialties

Women's Issues
Fertility & Reproduction Issues
Grief
+8
I have been a licensed clinician for almost 10 years. I have worked with many types of patients who have struggled with varying degrees of anxiety, depression, relationship stressors, struggles with infertility and pregnancy losses, mood disorders and instability, and history of trauma, among other mental health conditions. I specialize in utilizing Cognitive Behavior Therapy and Dialectal Behavior Therapy as well as being certified in Trauma therapy to help my patients overcome their challenges in life.
VirtualAvailable

$125/session

Empowering
Authentic
Humorous

Specialties

Women's Issues
Anxiety
Coping Skills
+10
My name is Leslie Dalencour, I have been a therapist for over 20 years. With over two decades in mental health and nearly a decade in private practice, I bring a holistic, integrative approach to well-being through sound healing and holistic and somatic therapies. As a Licensed Clinical Professional Counselor (LCPC) and a long-standing practitioner in the field, I specialize in blending traditional psychotherapy with body-centered modalities to support lasting resilience and inner balance.
Available

$120/session

Warm
Authentic
Humorous

Specialties

Women's Issues
Grief
Life Transitions
+6
Welcome, I am a Licensed Clinical Professional Counselor (LCPC) in Maryland and Licensed Professional Counselor (LPC) in Washington, DC and Virginia. I have over 9 years of experience in helping clients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence. I also have experience working with depression. My goal is to create a safe, welcoming, and nonjudgmental space.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Coping Skills
+9
If you're experiencing inner turmoil that’s affecting your peace of mind and daily life, therapy can help—and I’m here to support you through it. Often described as a “therapist’s therapist,” I offer a grounded, compassionate approach to help you reconnect with your sense of clarity and purpose. Life is too short not to live as your best self. My goal is to meet you where you are, focus on what matters most to you, and build on your strengths through healthy coping and healing practices. If you're ready to begin that journey, I invite you to reach out—let’s work together to help you become the best version of yourself.
VirtualAvailable

$250/session

Authentic
Empowering
Warm

Specialties

Women's Issues
Anxiety
Depression
+10
Hello, I'm Nazli Fouladi. I'm a clinical psychologist who is genuinely committed to helping you navigate life's challenges through mental well-being and emotional balance. I have a profound passion for delving into the complexities of the human mind and assisting others in their journey towards healing, personal growth, and living their best life. My approach is built on empathy, trust, and a strong belief in each person's capacity for positive change, all within a non-directive therapeutic space. I value a holistic approach to mental health including the mind, body and spirit. In addition to my doctoral studies in clinical psychology, I also have a postgraduate background in lifespan developmental psychology. That’s why I’m particularly aware of the difficulties that may come up during the intricate stages and events of life. For example, going off to college, marriage, parenthood, work-life balance caring for older loved ones, generational events/trauma etc. My academic journey includes a Doctoral and Masters training in clinical psychology from the American School of Professional Psychology which I earned in the year 2009. Before that, I received a Master’s degree in lifespan Developmental Psychology from Johns Hopkins University. I also have a graduate background in the Fine Arts and Biology. I have been a licensed clinical psychologist in the state of Maryland since 2013 and finished my doctoral internship at George Mason Counseling and Psychological Services. Prior to that, I received two years of supervised practicum training at two clinical private practice facilities where I provided assessment, testing and psychotherapy for individuals from various age groups and ethnicities. For example, I have worked with individuals suffering from trauma/ crisis management, depression, general/specific anxiety, Traumatic Brain Injury, various neurological disorders, schizophrenia, phobia, eating, bipolar, body dysmorphic and personality disorders. Besides English, I am also fluent in Farsi.
VirtualAvailable

$100/session

Warm
Authentic
Open-minded

Specialties

Women's Issues
Anxiety
Depression
+7
Hello and Welcome! I am Tammy Jones, a licensed clinical social worker in the state of Maryland. I have been in the helping profession for many years and thoroughly enjoy working with and helping others. I aspire to ensure that clients feel safe in the therapeutic environment and that they are comfortable talking with me about their personal selves. I will meet the client where they are in their journey and strive towards providing them with the tools to navigate through their depression, anxiety, and grief and loss, so they may improve their individual functioning. Therapy can stimulate personal development in areas that you wish to grow. I am willing and ready to listen when you are ready to begin your journey.
VirtualAvailable

$150/session

Warm
Empowering
Authentic

Specialties

Women's Issues
Life Transitions
Trauma and PTSD
+9
I have more than 22+ years of clinical experience in both outpatient and inpatient settings, including private practice. I hold a Master's in Social Work from the University of Maryland School of Social Work. I am trained in Animal Assisted Play Therapy with my Coton de Tulear, Sophia. This breed is known as the "anti-depressant" breed because of their joy and playfulness. I may integrate lessons learned from this training, as appropriate. I have also been trained in EMDR, trauma informed care, transpersonal psychology, mediation, conflict resolution, and collaborative divorce. I enjoy travel, meditation, Pilates, and reading.
Available

$127/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Coping Skills
+3
Hello! I'm a licensed independent clinical social worker. I received my Master's from the University of Maryland, Baltimore and have been practicing therapy for the last 5 years. I bring a client-centered approach to my work and help young adults struggling with anxiety, life transitions, and identity formation. I am committed to making a positive impact through compassionate, evidence-based practices and look forward to supporting others on their healing journey. As a Cape Verdean immigrant, I bring a culturally attuned and relational approach to therapy, with an understanding of the complexities of identity, family dynamics, and navigating multiple worlds.
VirtualAvailable

$175/session

Open-Minded
Authentic
Direct

Specialties

Women's Issues
Anxiety
Coping Skills
+19
Hi! I am Alyson Davis, Licensed Marriage and Family Therapist. I am a millennial and military brat that grew up in Northern Virginia. Currently, I reside in Maryland and have licenses in both Maryland and Virginia. I am taking clients in both states via telehealth. For undergrad, I attended the University of Alabama (ROLL TIDE!) and for my graduate education and clinical training I practiced at Valdosta State University. The therapeutic modality I use the most often is Narrative Therapy. Using Narrative Therapy, I help clients change the problem stories in their heads to preferred stories to improve their behaviors, relationships, and life outlook. With this practice, I enjoy using journal prompts, metaphors, and media. I am not a trained Christian therapist, but I do identify as a Christian, and enjoy using all religion and spirituality in my practice, but it is not required. I am LGBTQ-IA+ affirming and believe in honoring and creating space for all identities in session. A personal joy of mine is working with Black clients who are first-timers in therapy to work on destigmatizing mental health and healing the impacts of white supremacy. More specifically, I prioritize supporting Black clients who grew up in predominantly White spaces who did not feel "Black enough." My favorite problem to work with is when someone says "I'm stuck," to help a client not only get moving but move in a healthy direction. In my personal life, I am married, am a mother to a sickle cell warrior son, have a wonderful bonus-daughter and playful Aussiedoodle. That being said, I have an appreciation for working with blended families and exploring dating post-divorce. For self-care I enjoy writing fiction, listening to 90's and 2000s R&B, and watching romcoms. Looking forward to helping your healing journey.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.