Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 65 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

Often rebooked

$150/session

Authentic
Warm
Open-Minded

Specialties

Parenting
Anxiety
Depression
+10
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Depression
+8
I am a Licensed Clinical Professional Counselor with 12 years of experience helping people navigate life’s changes. Grounded in both my professional expertise and a deep sense of empathy, I strive to bring warmth, understanding, and genuine care into my work. I specialize in supporting individuals through the process of navigating life’s changes and transitions. To include anxiety, depression, relationships and/or marital concerns, stress management, and grief/loss. In therapy, I aim to assess and understand the root of the issue. While creating a safe space to explore past and present experiences, develop healthier coping strategies, and build on existing strengths. My goal is to support you in finding clarity, strength, and growth as you move through life’s challenges.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented

Specialties

Parenting
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Depression
+8
Even though you may be struggling with something right now, you can choose to see it in a new way... which can lead to changing your relationship to it... which can lead to real transformation. Everything you need is already within you. My role is to help you access it, and use it. I bring curiosity, empathy, and evidence-based therapies -- including mind-body approaches (e.g., EFT tapping, energy work, breathwork, meditation/mindfulness) and the principles of ACT (acceptance and commitment therapy) and IFS (internal family systems therapy) and spiraling out from there as your story leads us. You bring openness, willingness to practice, and neuroplasticity, and you can change -- literally re-wire -- your brain. When you do, you'll be amazed at the cascade of positive changes this creates... not only within you, but all around you in your life. It is hard to be vulnerable in therapy. And while I don't yet know your story, I do know that if you are considering therapy, you are already doing the hard work of introspection. It takes courage to seek out more for yourself. You already have my respect and my empathy, and I would love to be part of your journey of healing and discovery. I'm a licensed mental health professional (LCSW-C) in Maryland and have experience as a social worker and therapist working with children and adults of all ages and backgrounds, providing individual and family therapy in a variety of settings (community mental health agency, schools, inpatient and outpatient healthcare). I learn something valuable from each client with whom I'm privileged to work, and deeply appreciate the insights I gain through our work together.
VirtualAvailable

$175/session

Warm
Authentic
Empowering

Specialties

Parenting
Anxiety
Depression
+8
Hi there, I'm Myra, Life takes turns we don't expect, and sometimes we’re able to get through them. Other times we become stuck. Allow me to partner with you to help you navigate through challenging times and move forward. I will accomplish this by offering you a safe space to process, identify, and explore your goals, your hopes, and your dreams, as well as problem-solving issues and concerns that are holding you back. My professional background includes over 20 years as a Clinical Social Worker, working as a therapist and Clinical State Director, Clinical Director, and Clinical Supervisor for therapists/clinicians. My experiences include working with clients of all ages through individual, couple, and family therapy utilizing a solution-focused, strength-based, and person-centered approach. My style of therapy is highly individualized, designed to empower you and enhance your diverse life experiences. I value the therapeutic relationship and appreciate the opportunity to be a part of your growth and development. I am here to support you on your journey toward healing and self-discovery.
VirtualAvailable

$140/session

Solution oriented
Authentic
Intelligent

Specialties

Parenting
Anxiety
Couples Counseling
+10
I am here for you. My name is Dr. Jay Rhodes, and I am a board-certified Licensed Professional Counselor-Supervisor (LPC-S) in Oklahoma, a Clinical Marriage and Family Therapist (LCMFT) in Maryland, a Licensed Marriage and Family Therapist Supervisor (LMFT-S) in Oklahoma and Texas, and a Licensed Mental Health Counselor (LMHC) in Florida. I have extensive education, experience, and expertise in various fields of counseling, ministry, and human relations. I have worked with clients from diverse backgrounds and cultures in various settings, such as military bases, combat zones, hospitals, schools, embassies, consulates, and nonprofit homeless ministries. I taught Marriage & Family Therapy (Trauma, Grief, and Counseling Theory) at the graduate level and provide clinical supervision for Texas A&M-Central Texas. I have a passion for helping individuals find healing, growth, and transformation in their lives. I have helped individuals, couples, families, children, adolescents, and groups deal with a wide range of issues such as anxiety, anger, traumatic stress, and relationships. I have helped others; I can help you.
VirtualAvailable

$150/session

Empowering
Direct
Humorous

Specialties

Parenting
Anxiety
Coping Skills
+5
I have been working with individuals, families and couples for over 25 years in Maryland. Over that time, I have experience on how to engage and team with clients to help them make meaningful progress in their lives. Most often, I use a trauma-focused cognitive-behavioral approach to the work. Trauma events (single events or long-time exposure) can affect how we think and behave. Understanding how trauma impacts us biologically as well as emotionally can help us I adhere to a strength-based perspective in treatment. Even when times are rough, it is important to remember that everyone does have strengths. A key purpose of going to therapy is to build confidence in yourself. Identifying and highlighting successes is important. Research shows that it is easier to implement change if you are building on existing strengths rather than developing brand new ones.
VirtualAvailable

$85/session

Warm
Authentic
Direct

Specialties

Parenting
Anxiety
Self Esteem
+7
Welcome! I'm Tiffany Pope, a Licensed Professional Counselor serving clients in Georgia, Florida, and Maryland. With more than 24 years of experience supporting children, families, and adults, I provide a compassionate, judgment-free space where you can explore life's challenges, strengthen your relationships, and develop practical tools for lasting change. My approach is collaborative, solution-focused, and trauma-informed, drawing from evidence-based practices while honoring your unique experiences, strengths, and goals. Whether you're navigating anxiety, life transitions, parenting challenges, stress, or relationship concerns, I'm committed to helping you cultivate resilience, confidence, and meaningful growth.
Available

$100/session

Authentic
Empowering
Humorous

Specialties

Parenting
ADHD
Anxiety
+12
Bilingual in English and Spanish. Bilingüe en inglés y español. I am licensed in Florida with 13 years of professional work experience. Soy licenciada en la Florida con 13 años de experiencia como terapeuta profesional. I have experience in helping patients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence, and career difficulties. Tengo vasta experiencia ayudando a mis clientes con sus estresores, ansiedades, con pérdidas de seres queridos u otra índole, motivación, autoestima y autoconfianza, así como cambios o desarrollos de carreras. I work with my patients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. Trabajo con mis pacientes para crear un ambiente abierto y seguro en el cual los pensamientos y sentimientos pueden ser compartidos sin temor a ser juzgados. Tomar el primer paso hacia la terapia se puede sentir extraño, pero es el camino a una vida más plena, lo cual requiere valentía. With the application of cognitive behavioral therapy, client-centered, motivational interviewing, and solution-focused brief therapy methods as well as other individual techniques that match your individual needs, we can work towards alleviating how you feel and create insights into your unique situation. Con la aplicación de la terapia cognitiva conductual, centrada en el cliente, técnicas de motivación y con métodos de solventación de problemas, además de estrategias que pueden ser adaptadas a tus necesidades individuales, podemos colaborar para aliviar tus sentimientos y desarrollar diferentes perspectivas hacia tu situación, la cual es única e individual.
VirtualAvailable

$106/session

Authentic
Solution oriented
Warm

Specialties

Parenting
Anxiety
Couples Counseling
+10
Welcome to FaithWorks Therapy! I provide virtual therapy for adults, couples, and families across Virginia, Pennsylvania, Delaware, Texas, New Jersey, Nevada, Georgia, and Illinois. I help clients navigate anxiety, depression, stress, grief, relationship challenges, family conflict, and life transitions in a compassionate, supportive, and nonjudgmental environment. My approach is tailored to your unique needs and goals, empowering you to build healthier relationships, develop effective coping skills, and create meaningful, lasting change. Faith-based counseling is available upon request for those who wish to incorporate their Christian faith into therapy, but it is always optional and never required.
Available

$125/session

Warm
Authentic
Direct

Specialties

Parenting
Anxiety
Couples Counseling
+6
Rebecca is a therapist who works with adults and couples navigating relationship challenges, life transitions, and emotional stress. Her approach is collaborative, compassionate, and grounded in evidence-based practice, integrating Cognitive Behavioral Therapy (CBT), mindfulness, and other therapeutic modalities to promote both practical change and deeper self-understanding. Rebecca helps clients identify and shift unhelpful patterns in their thoughts, emotions, behaviors, and relationships while developing skills that support emotional regulation, effective communication, and more intentional ways of living and relating. Her goal is to help clients gain greater clarity, resilience, and confidence as they navigate life's challenges and work toward meaningful, lasting change.
Available

$150/session

Authentic
Open-minded
Warm

Specialties

Parenting
Fertility & Reproduction Issues
Grief
+8
I have been a licensed clinician for almost 10 years. I have worked with many types of patients who have struggled with varying degrees of anxiety, depression, relationship stressors, struggles with infertility and pregnancy losses, mood disorders and instability, and history of trauma, among other mental health conditions. I specialize in utilizing Cognitive Behavior Therapy and Dialectal Behavior Therapy as well as being certified in Trauma therapy to help my patients overcome their challenges in life.
VirtualAvailable

$175/session

Open-minded
Solution oriented
Intelligent

Specialties

Parenting
ADHD
Anxiety
+10
Hi, I’m Karlye, a therapist who works with adolescents and adults navigating ADHD, anxiety, personality disorders, and major life transitions. I specialize in supporting young people ages 15 to 65 who are learning to manage intense emotions, focus challenges, and relationship struggles. My approach is warm, collaborative, and judgment-free, creating a space where you can show up exactly as you are. Together, we’ll build emotional awareness, practical coping tools, and confidence so you can feel more capable, connected, and at ease in your daily life.
VirtualAvailable

$100/session

Authentic
Solution oriented
Warm

Specialties

Parenting
Anxiety
Depression
+7
I am a Licensed Clinical Social Worker (LCSW) and I love the outdoors and most anything to do with water. I have 25+ years of experience helping people as a clinical social worker. My practice has been primarily geared toward adults, but I also have extensive experience with youth ages 12-17. In recent years, my clientele has gravitated to men's issues.
VirtualAvailable

$125/session

Empowering
Authentic
Humorous

Specialties

Parenting
Anxiety
Coping Skills
+10
My name is Leslie Dalencour, I have been a therapist for over 20 years. With over two decades in mental health and nearly a decade in private practice, I bring a holistic, integrative approach to well-being through sound healing and holistic and somatic therapies. As a Licensed Clinical Professional Counselor (LCPC) and a long-standing practitioner in the field, I specialize in blending traditional psychotherapy with body-centered modalities to support lasting resilience and inner balance.
Available

$158/session

Authentic
Intelligent
Empowering

Specialties

Parenting
Anxiety
Depression
+10
Greetings, I'm Dr. Michael Whiteside II. I'm an innovative mental health expert specializing in interpersonal relationships involving family, marital, peer, romantic, and occupational dynamics. My work involves assisting individuals and agencies in recognizing, dissecting, and understanding the mechanics and the impact that relationships have on individual satisfaction and overall fulfillment. I am a compassionate, communal, and comedic Licensed Clinical Social Worker dedicated to helping others regain control of their life and living life to the fullest. Together, we will partner in helping you have a life worth living by understanding how the pain of the past is interrupting the present and jeopardizing the future.
VirtualAvailable

$250/session

Authentic
Empowering
Warm

Specialties

Parenting
Anxiety
Depression
+10
Hello, I'm Nazli Fouladi. I'm a clinical psychologist who is genuinely committed to helping you navigate life's challenges through mental well-being and emotional balance. I have a profound passion for delving into the complexities of the human mind and assisting others in their journey towards healing, personal growth, and living their best life. My approach is built on empathy, trust, and a strong belief in each person's capacity for positive change, all within a non-directive therapeutic space. I value a holistic approach to mental health including the mind, body and spirit. In addition to my doctoral studies in clinical psychology, I also have a postgraduate background in lifespan developmental psychology. That’s why I’m particularly aware of the difficulties that may come up during the intricate stages and events of life. For example, going off to college, marriage, parenthood, work-life balance caring for older loved ones, generational events/trauma etc. My academic journey includes a Doctoral and Masters training in clinical psychology from the American School of Professional Psychology which I earned in the year 2009. Before that, I received a Master’s degree in lifespan Developmental Psychology from Johns Hopkins University. I also have a graduate background in the Fine Arts and Biology. I have been a licensed clinical psychologist in the state of Maryland since 2013 and finished my doctoral internship at George Mason Counseling and Psychological Services. Prior to that, I received two years of supervised practicum training at two clinical private practice facilities where I provided assessment, testing and psychotherapy for individuals from various age groups and ethnicities. For example, I have worked with individuals suffering from trauma/ crisis management, depression, general/specific anxiety, Traumatic Brain Injury, various neurological disorders, schizophrenia, phobia, eating, bipolar, body dysmorphic and personality disorders. Besides English, I am also fluent in Farsi.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Parenting
Anxiety
Depression
+8
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.
VirtualAvailable

$175/session

Open-Minded
Authentic
Direct

Specialties

Parenting
Anxiety
Coping Skills
+19
Hi! I am Alyson Davis, Licensed Marriage and Family Therapist. I am a millennial and military brat that grew up in Northern Virginia. Currently, I reside in Maryland and have licenses in both Maryland and Virginia. I am taking clients in both states via telehealth. For undergrad, I attended the University of Alabama (ROLL TIDE!) and for my graduate education and clinical training I practiced at Valdosta State University. The therapeutic modality I use the most often is Narrative Therapy. Using Narrative Therapy, I help clients change the problem stories in their heads to preferred stories to improve their behaviors, relationships, and life outlook. With this practice, I enjoy using journal prompts, metaphors, and media. I am not a trained Christian therapist, but I do identify as a Christian, and enjoy using all religion and spirituality in my practice, but it is not required. I am LGBTQ-IA+ affirming and believe in honoring and creating space for all identities in session. A personal joy of mine is working with Black clients who are first-timers in therapy to work on destigmatizing mental health and healing the impacts of white supremacy. More specifically, I prioritize supporting Black clients who grew up in predominantly White spaces who did not feel "Black enough." My favorite problem to work with is when someone says "I'm stuck," to help a client not only get moving but move in a healthy direction. In my personal life, I am married, am a mother to a sickle cell warrior son, have a wonderful bonus-daughter and playful Aussiedoodle. That being said, I have an appreciation for working with blended families and exploring dating post-divorce. For self-care I enjoy writing fiction, listening to 90's and 2000s R&B, and watching romcoms. Looking forward to helping your healing journey.
VirtualAvailable

$140/session

Warm
Empowering
Authentic

Specialties

Parenting
Anxiety
Coping Skills
+7
Hi, I’m Eva, Have you been struggling to keep up with your daily activities, not having a good balance in life? Or have you been troubled with anxiety, not being able to come to rest, trouble sleeping and your mind racing? Are your relationships difficult to manage and you feel your life is out of control? I belief that a fulfilling life is what people strive to achieve. To attain that goal, you might employ many different strategies, some more effective than others. I help you learn to manage thoughts and feelings so you can feel more in control in how you handle your life and relationships. Together we can explore the issues that keep you from having a more fulfilling life. So you might begin to utilize the insights and skills you learned right of way, I embrace a client-based approach, focusing on your needs and immediate concerns. I provide a safe space for you to share your concerns, to explore new options, to practice new ways, to grow, and to heal. Whether you are dealing with depression or anxiety, feeling overwhelmed with daily life or have problems relating to others, I am here to help you.
VirtualAvailable

$95/session

Warm
Empowering
Solution oriented

Specialties

Parenting
Anxiety
Family Conflict
+8
I have lived a life much like most of my clients. I have experienced hardships and achievements, sadness and joy, and disappointment in myself and in others. For most of my life, I have been lucky enough to somehow “figure it out” on my own. At one point in my life, I made a commitment to myself that no one should have to “figure it out” on their own. We all need to have someone who is committed to helping us out when we are at our most vulnerable.
VirtualAvailable

$175/session

Authentic
Solution oriented
Empowering

Specialties

Parenting
Anxiety
Child or Adolescent
+5
I believe therapy should feel like a safe and supportive space where you can be yourself without judgement. As a therapist, I bring warmth, compassion, and careful listening to every session, helping you feel truly heard and understood. My style is both thoughtful and practical-I draw on years of experience and a variety of therapeutic approaches to meet you where you are and guide you toward where you'd like to be. I was raised in Florida then Maryland and have always felt a deep connection to people and nature. Just as time outdoors can bring calm and perspective, I strive to create that same sense of grounding and clarity in our work together. Outside of my practice, family life continues to shape my appreciation for relationships, growth and the challenges that come with change. Clients often describe me as a good listener who helps them discover new ways to cope, grow and move forward with confidence. My goal is simple-to help you feel supported, understood and empowered to create the changes you seek.
VirtualAvailable

$150/session

Empowering
Warm
Solution oriented

Specialties

Parenting
Anxiety
Coping Skills
+5
Welcome! My name is Saqueita Russell. I am a therapist passionate about supporting adults as they navigate life’s challenges. I specialize in helping individuals manage anxiety, enhance self-care, and improve their relationships. My approach is compassionate, collaborative, and tailored to each person’s unique needs. Whether you're struggling with overwhelming stress, seeking balance in your daily life, or working through relationship concerns, I’m here to offer guidance and a safe space for growth. Together, we’ll work toward finding clarity, building resilience, and fostering a healthier, more fulfilling life.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Parenting
ADHD
Anxiety
+10
I am an LCSW, licensed in FL, VT, MA, MD and Co, and work with children, adolescents, and adults navigating ADHD, anxiety, numerous changes in life, and grief or loss, related to the world around us! Life can be hard sometimes, but we do not have to do it alone. I attended Rivier College for my BA and University of New Hampshire for my MSW.I have worked in multiple settings, including healthcare, hospice , adoption, addiction, and general outpatient mental health and relationships.
VirtualAvailable

$150/session

Authentic
Open-minded
Solution oriented

Specialties

Parenting
Anger Management
Anxiety
+10
Duarte Aguiar is licensed in the state of Maryland as a Licensed Clinical Professional Counselor (LCPC). He is a graduate of Loyola University with a master’s degree in Clinical Mental Health Counseling and has over 8 years’ experience providing therapy in Maryland to a diverse client-base in a variety of clinical settings including school-based (adolescent and adult), substance abuse/recovery clinic, marriage and family, individual, groups, and psychoeducation. Duarte specializes in the use of Cognitive Behavioral Therapy (CBT) and Trauma-Focused CBT, Motivational Interviewing, Person-Centered Approach, and Pastoral Counseling to treat various diagnoses. Duarte’s philosophy of care as a spiritually oriented therapist consists of a holistic perspective of the person(s) present in therapy. Inspired and informed by the person-centered approach, Duarte believes in the value of being present in a non-judgmental, therapeutic relationship while helping to challenge the client(s) to live up to THEIR own expectations. Duarte comes from the Catholic tradition and is ready, willing, and able to incorporate spirituality in sessions insofar as the client is desiring to do so. With that said, Duarte believes in bringing the client’s own beliefs, aspirations, and values to the forefront and using those unique aspects of the client’s virtues to guide the development of a trusting and open therapeutic atmosphere. Duarte is committed to providing a safe space where the client can feel heard, accepted, encouraged and even challenged.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.