Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 54 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

David Oyedele

(he/him)

David Oyedele, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Texas. I received my Masters from the Howard University and have been practicing for 5 years. I help people realize the underlying reasons to their stressful factors and lay out a personalized plan towards the goals they would like achieve. Therapy itself can sometimes feel overwhelming, but I am fully engaged with you through your journey.

Frances Williams-Crawford

(she/her)

Frances Williams-Crawford, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
29 years of experience
Virtual
I have been working with individuals, families and couples for over 25 years in Maryland. Over that time, I have experience on how to engage and team with clients to help them make meaningful progress in their lives. Most often, I use a trauma-focused cognitive-behavioral approach to the work. Trauma events (single events or long-time exposure) can affect how we think and behave. Understanding how trauma impacts us biologically as well as emotionally can help us I adhere to a strength-based perspective in treatment. Even when times are rough, it is important to remember that everyone does have strengths. A key purpose of going to therapy is to build confidence in yourself. Identifying and highlighting successes is important. Research shows that it is easier to implement change if you are building on existing strengths rather than developing brand new ones.

Rhonda Thomas

(she/her)

Rhonda Thomas, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
25 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Virginia and LCSWC in Maryland. I received my Masters from Virginia Commonwealth University and have been practicing for over 20 years. My history and background is inclusive of treating adults with specialty population of veterans and persons that have experienced trauma. I help adults struggling with stress with regards to self worth challenges, recovery from toxic relationships, navigating the complexities of co-parenting or healing after relationship break up or divorice . I treat the individual while considering their whole health needs and help them to heal and become the best version of themselves.

Jason Schiren

(he/him)

Jason Schiren, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Jason has experience working with males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.

Tara Zandi

(she/her)

Tara Zandi, LCSW-C - Maryland Therapist at Grow Therapy
$190/session
LCSW-C
17 years of experience
Virtual
Meet Tara Zandi, LICSW – a compassionate and highly skilled therapist with over a decade of experience supporting adults, children, and families. Tara holds a Master’s in Clinical Psychology and an MSW in Clinical Social Work, blending deep academic knowledge with practical expertise. She’s trained in a powerful range of evidence-based approaches, including CBT, DBT, PCIT, EMDR, and even yoga for children—offering a holistic and personalized approach to healing. Whether working through depression, anxiety, or behavioral health challenges, Tara meets her clients with empathy, insight, and culturally sensitive care. Fluent in English and Farsi, Tara creates a welcoming space for diverse communities to feel seen, heard, and supported on their journey toward wellness.

Dr. Rafiah Prince

Dr. Rafiah Prince, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
19 years of experience
Virtual
I’m Dr. Prince, a Licensed Marriage and Family Therapist with a strong reputation for my work with trauma survivors and expertise in behavioral health, interventions, individual, couples, and family therapy. I have been a practicing therapist for 19 years. My background includes a variety of populations in settings ranging from university environment with students, private practices to non-profits, and County Government. Whether you're dealing with a personal crisis or seeking long-term support, I'm here to provide compassionate, expert guidance tailored to your needs.

Nancy Paz Welsh

(she/her)

Nancy Paz Welsh, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
7 years of experience
Virtual
Hi, I’m Nancy Paz Welsh, a bilingual (English & Spanish) Licensed Clinical Social Worker in Maryland and Virginia. As a proud second-generation American of Salvadorian descent, I am deeply committed to advocating for mental health awareness and normalizing therapy as an essential aspect of overall well-being. I’m passionate about helping individuals navigate life’s challenges with compassion and evidence-based support. I strive to create a safe, welcoming space where you feel heard, understood, and valued. My goal is to help you uncover your strengths, build coping strategies, and develop self-awareness, empowering you to make meaningful, lasting changes in your life. I work with individuals facing a variety of concerns, including anxiety, depression, trauma, relationship difficulties, and life transitions. My focus is on building a trusting, collaborative relationship where we can explore your concerns at your pace and develop practical tools for growth. Starting therapy can feel like a big step, and I’m here to meet you where you are—without judgment. My style is warm, empathetic, and practical, balancing support with gentle challenging to help you grow in a way that feels right for you. Whether you’re struggling with overwhelming emotions or seeking greater balance in your life, I’m here to guide you with insight and compassion. If you’re ready to explore new perspectives and make meaningful changes, I’d be honored to support you in taking that first step!

Danielle Williams

Danielle Williams, LCSW-C - Maryland Therapist at Grow Therapy
$175/session
LCSW-C
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW-C), (LICSW) based in Maryland and DC. I have spent 8 years developing my skill set, with the goal of providing quality care services to every person I encounter. My compassion and love for people is what has driven me to pursue an Associates Degree in Human Services, a Bachelor's Degree in Social Work at Coppin State University and a Master's Degree in Social Work at Morgan State University with a concentration on Urban Youth and families.

Laurie McGuire

(she/her)

Laurie McGuire, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
27 years of experience
Virtual
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Do you want a provider for your child who is playful and skilled at engaging children? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!

Anna Presley Mills

(she/her)

Anna Presley Mills, LCMFT - Maryland Therapist at Grow Therapy

Frequently rebooked

$200/session
LCMFT
6 years of experience
Virtual
I view my clients holistically, as people are inherently dynamic with many facets that make them up. Just like many of you, I am a daughter, a sister, a friend, a partner, and so much more. Whether it is in my personal or professional life, I have always wanted to help people achieve their best lives and create the most fruitful relationships. I came into this field over 10 years ago and can honestly say I have thoroughly enjoyed working with all of my clients everyday since. I have worked in different areas of mental health some including residential facilities with women struggling with severe eating disorders, private practice with individual, couples, children and families struggling with anxiety, depression and relationship issues, as well as, in a community mental health telehealth start up managing a team of therapists and working with crisis situations. I am born and raised in Miami, Florida and have had the opportunity to work with clients of different cultural backgrounds, ethnicities, sexual orientations, and socioeconomic status. I am now licensed in two states, Florida and Maryland, and hope to expand to more states to widen my reach to clients in need of my services. presleycounseling.com https://instagram.com/presleycounseling

Ingrid Nembhard

(she/her)

Ingrid Nembhard, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.

Jenna Borrelli

(she/her)

Jenna Borrelli, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
13 years of experience
Virtual
Hello- I'm Jenna Borrelli and I am a Licensed Clinical Social Worker in California and Maryland. My background is in working with individuals and families. I have extensive experience treating depression, anxiety, trauma, relationship and family issues, parenting challenges, life transitions, and personal growth/exploratory work. I am competent and enjoy working with the LGBTQ+ community as well. Making the decision to start therapy is your first and usually biggest hurdle toward feeling better or making a change in your life. I tailor my approach to best fit each person's needs but draw from the following theoretical orientations/modalities: cognitive behavioral therapy, motivational interviewing, mindfulness practices, solution-focused therapy, and positive psychology. Whether you're dealing with being overwhelmed, relationship issues, or cycles of anxiety and depression, I'm here to help. My ultimate hope for all my clients is that they develop deeper self-knowledge, compassion, and develop skills so that they are able to lead more fulfilling and authentic lives. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome or better manage the challenges in your life.

John L. Driessnack

John L. Driessnack, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
7 years of experience
Virtual
Greetings, my name is John Luke. I am a licensed clinical social worker and specialize in helping people to effectively manage anxiety, depression, and other mental health concerns using cognitive behavioral techniques. I have worked with a range of populations, nearly all ages, and also have experience with addiction treatment and life-coaching. I work with people to develop insight into the source of their problems, how their core beliefs about the world might be hindering their progress, and focus on their natural strengths to overcome those barriers with practical skills that generate sustainable change. Some of my other specialties include short-term, solution-focused therapy; cognitive behavioral therapy techniques; psychodynamic approaches; and marital counseling. Some of the problems I am particularly keen on solving with my clients include issues with self-image and confidence; dating and relationships; boundary-setting and assertive communication; as well as general anxiety management; and learning to identify and productively resolve emotional unrest. I am also very experienced in cognitive restructuring, which is just a fancy way of saying helping to change the way a person thinks about the world and their place in it. I also enjoy aiding people in goal setting and identification, meaning-making, and navigating family conflicts. If you feel any of this could be helpful or useful to you, please do not hesitate to reach out! (Note: I do work with couples, but only on a cash-pay basis. Also, I only work with ages 18+)

Lindsay Cole Wallace

(she/her)

Lindsay Cole Wallace, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
10 years of experience
Virtual
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.

Michelle Lee

(she/her)

Michelle Lee, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
7 years of experience
Virtual
Hello, my name is Michelle. I believe therapy is a time to examine internalized experiences that shape our perspectives and behaviors. Engaging in introspective work together can challenge us to reframe maladaptive thoughts. I aim to assist clients with managing emotional dysregulation and symptoms associated with depression, anxiety, and trauma in a safe, nonjudgmental space. I hope to foster growth and strengthen coping skills during difficult transitional points in a person’s life. I am interested in exploring my clients' family of origin and attachment styles. I have a special sensitivity to sociocultural factors and intergenerational trauma. I embrace the complexities that make up the lived experiences of my clients and affirm their unique identities.

Dr Diari Banigo

(NA)

Dr Diari Banigo, LCSW-C - Maryland Therapist at Grow Therapy
$190/session
LCSW-C
15 years of experience
Virtual
Hello, thanks for visiting my page. I am Dr. Banigo, and I love to collaborate with patients and render needed assistance. I am a skilled clinician, and I provide clinical supervision to clinicians focused on sharpening their clinical skills. I am an adjunct professor. I encourage patients to actively participate in their care with me and other treatment providers such as primary care physicians, psychiatrists, and others. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc).

Dr. Tyra Thompson

Dr. Tyra Thompson, LPC - Maryland Therapist at Grow Therapy
$140/session
LPC
10 years of experience
Virtual
I’m Dr. Tyra Thompson, a licensed therapist specializing in individual and couples counseling. I help clients navigate challenges like anxiety, depression, relationship conflict, and infidelity recovery using evidence-based approaches such as CBT, the Gottman Method, and Emotionally Focused Therapy. My style is warm, collaborative, and grounded in helping you reconnect with your strengths and move forward with clarity and confidence.

Marvida Lake

Marvida Lake, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
Hi, I’m Marvida Lake, a Licensed Clinical Professional Counselor. I provide a safe, culturally affirming space for individuals and families—especially those from underserved communities, the LGBTQ+ community, and military backgrounds—to explore their experiences, heal from trauma, and reconnect with their strengths. My therapeutic style is warm, direct, and deeply person-centered. I specialize in family dynamics, identity development, anxiety, depression, and trauma. My approach is goal-focused and holistic, honoring the connection between mind, body, and spirit. I believe that true healing happens when therapy is culturally relevant, collaborative, and grounded in both clinical expertise and authentic human connection. My educational background includes a B.A. in Psychology from North Carolina A&T State University and a Master’s in Mental Health Counseling from Bowie State University. I am also a National Certified Counselor (NCC), awarded by the National Board for Certified Counselors (NBCC). I’m here to walk alongside you with empathy, cultural humility, and care, supporting your journey toward clarity, wellness, and empowered change.

Noam Dinovitz

Noam Dinovitz, LCSW-C - Maryland Therapist at Grow Therapy
$200/session
LCSW-C
9 years of experience
Virtual
My goal as a therapist is to help you navigate life's challenges and achieve meaningful change. I focus on providing results-driven therapy to people dealing with issues such as depression, trauma, grief and loss, anxiety, stress management and more! I aim to offer a safe, confidential, and judgment-free space where you can explore your concerns, develop practical coping strategies, and work towards becoming the best version of yourself.

Arega Gera

(he/him)

Arega Gera, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
20 years of experience
Virtual
My name is Arega Gera. I always work to strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or . I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Elizibeth Ayers

(she/her)

Elizibeth Ayers, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
8 years of experience
Virtual
Hi! My name is Elizibeth and I am a licensed social worker of about 8 years. I am passionate about empowering children, families, and adults with a strengths-based and holistic approach. Specializing in trauma, ADHD, anxiety, mood disorders, and autism, I meet clients where they are, using evidence-based modalities like CBT, ACT, motivational interviewing, and psychoeducation. I am dedicated to fostering resilience and growth through a person-in-environment lens. Let's work together to build a brighter path forward.

Brandy Davidson

(she/her)

Brandy Davidson, LCMFT - Maryland Therapist at Grow Therapy
$175/session
LCMFT
12 years of experience
Virtual
Greetings! I am a Licensed Marriage Family Therapist (LMFT) for Florida, Maryland, and Texas. I received my Masters at Northcentral and have been practicing as a licensed clinician for 8 plus years. I work with individuals and couples to discover issues that are affecting their daily lives with the goal of improvement of self, not just in the temporary but long term.

Jim OMalley

(he/him)

Jim OMalley, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
23 years of experience
Virtual
I have worked in the behavioral health field for over 23 years, in both inpatient and outpatient settings. I am a licensed mental health professional in multiple states. I have earned progressively higher leadership responsibilities throughout my career, including providing clinical and executive leadership. Additionally, I have been providing telehealth services and striving to improve access to quality behavioral health services across the country since 2015. I have been fortunate to gain experience in diverse areas and feel I am equipped to help people with a variety of issues. I received a Master’s Degree in Professional Counseling from Lindenwood University and a Bachelor of Arts Degree in Psychology from McKendree University.

Dr. Launa Duffy

(she/her)

Dr. Launa Duffy, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
5 years of experience
Virtual
Hello! I am a licensed counselor in Maryland with a NCC national certification, board certified telemental health counselor, and certified clinical trauma professional designation. I have had ten plus years in graduate education in counseling and approximately 5 in diverse clinical settings. I work with clients in managing their anxieties, exploring attachment for healthier relationships now, and career counseling for all ages and stages. I feel led and called to this job and enjoy the gentle guidance this job offers my clients.

Duarte Aguiar

Duarte Aguiar, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
Duarte Aguiar is licensed in the state of Maryland as a Licensed Clinical Professional Counselor (LCPC). He is a graduate of Loyola University with a master’s degree in Clinical Mental Health Counseling and has over 8 years’ experience providing therapy in Maryland to a diverse client-base in a variety of clinical settings including school-based (adolescent and adult), substance abuse/recovery clinic, marriage and family, individual, groups, and psychoeducation. Duarte specializes in the use of Cognitive Behavioral Therapy (CBT) and Trauma-Focused CBT, Motivational Interviewing, Person-Centered Approach, and Pastoral Counseling to treat various diagnoses. Duarte’s philosophy of care as a spiritually oriented therapist consists of a holistic perspective of the person(s) present in therapy. Inspired and informed by the person-centered approach, Duarte believes in the value of being present in a non-judgmental, therapeutic relationship while helping to challenge the client(s) to live up to THEIR own expectations. Duarte comes from the Catholic tradition and is ready, willing, and able to incorporate spirituality in sessions insofar as the client is desiring to do so. With that said, Duarte believes in bringing the client’s own beliefs, aspirations, and values to the forefront and using those unique aspects of the client’s virtues to guide the development of a trusting and open therapeutic atmosphere. Duarte is committed to providing a safe space where the client can feel heard, accepted, encouraged and even challenged.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.