Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 83 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/7/2026

$120/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Anxiety
Depression
+5
Life is not always a walk in the park. Stress, worry, & concern can feel overwhelming to the point that things feel out of control. I find it very important to allow a safe, non-judgmental, therapeutic space for clients to feel welcomed and comfortable. I am a board-certified Licensed Clinical Professional Counselor (LCPC) in Maryland providing individual counseling services to adults and adolescents. I have experience working with individuals seeking help due to increased anxiety, depression, communication /relationship challenges, grief & loss, and general life challenges. I have a bachelor of Science in psychology from Morgan State University, and a Master of Science from Loyola University Maryland in clinical mental health counseling. My education and hands on experience has allowed my career in the mental health field to thrive for over 20+ years. I have training in Pastoral Counseling from Loyola University, allowing a holistic approach integrating psychotherapy with spiritual/faith/religious understanding to help an individual pursue healing and growth. My goal as a counselor is to be present through your therapeutic journey and continue to be there when you discover what helps to lift the heavy burden, noticing a sense of relief, a sense of peace, and security. https://www.rhcounselingmindset.com
VirtualAvailable

$50/session

Authentic
Empowering
Warm

Specialties

Family Conflict
Anger Management
Grief
+3
Hello I am Amanda! When I think of myself as a social worker, I always wanted to Empower, Educate & Enlighten people and my community. I believe that each individual creates a goal, and as therapists, we are here to apply the tools to accomplish the goals. I practice goal-oriented, strengths-based, and motivational interviewing, focusing on learning and implementing healthy coping skills and problem-solving. I utilize the 3 (Empower, Educate & Enlighten) to help one achieve those goals and create an individualized treatment plan. I have a non-judgmental, caring, and compassionate style to support individuals dealing with life experiences. I strive to Empower individuals to rediscover and recreate themselves. I strive to Educate about various mental health needs. I strive to Enlighten one with resources to help achieve those goals.
VirtualAvailable

Often rebooked

$150/session

Authentic
Direct
Solution oriented

Specialties

Family Conflict
Anxiety
Depression
+10
MALES-ONLY THERAPIST*** Jason has experience working with Males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.
VirtualAvailable

Often rebooked

$140/session

Solution oriented
Authentic
Intelligent

Specialties

Family Conflict
Anxiety
Couples Counseling
+10
I am here for you. My name is Dr. Jay Rhodes, and I am a board-certified Licensed Professional Counselor-Supervisor (LPC-S) in Oklahoma, a Clinical Marriage and Family Therapist (LCMFT) in Maryland, a Licensed Marriage and Family Therapist Supervisor (LMFT-S) in Oklahoma and Texas, and a Licensed Mental Health Counselor (LMHC) in Florida. I have extensive education, experience, and expertise in various fields of counseling, ministry, and human relations. I have worked with clients from diverse backgrounds and cultures in various settings, such as military bases, combat zones, hospitals, schools, embassies, consulates, and nonprofit homeless ministries. I taught Marriage & Family Therapy (Trauma, Grief, and Counseling Theory) at the graduate level and provide clinical supervision for Texas A&M-Central Texas. I have a passion for helping individuals find healing, growth, and transformation in their lives. I have helped individuals, couples, families, children, adolescents, and groups deal with a wide range of issues such as anxiety, anger, traumatic stress, and relationships. I have helped others; I can help you.
VirtualAvailable

$200/session

Authentic
Solution oriented
Empowering

Specialties

Family Conflict
Anxiety
Depression
+4
I am passionate about helping others reach their goals. I offer a holistic approach as we are all beings with physical, emotional, social, spiritual and intellectual needs. My tailored therapeutic approach consists of utilizing Cognitive Behavioral Therapy (CTB) techniques, strength based perspective, solution focused therapy, family systems theory and psychodynamic psychology. I have experience working at outpatient mental health agencies, schools and community based organizations. I specialize in treating with individuals who are experiencing anxiety, depression, PTSD, family conflict, and relationship challenges. I believe a key component of therapy is building rapport with each client to spark change. My role is to assist in developing insight to promote growth and well-being. It is a joy witnessing others experience peace as they reach their goals.
VirtualAvailable

$175/session

Authentic
Warm
Direct

Specialties

Family Conflict
Anxiety
Child or Adolescent
+6
I am a therapist who specializes in helping individuals manage and overcome social and relationship anxiety. Whether you struggle with social interactions, fear of judgment, or difficulty navigating relationships, I understand how challenging these experiences can be. My goal is to provide a safe, supportive space where you can feel heard and understood while working through the barriers that hold you back from living more fully and authentically. In our work together, I focus on building a solid foundation of self-awareness and self-compassion. We'll explore the root causes of your anxiety and identify negative thought patterns that may be contributing to your stress in social situations. By gaining insight into how anxiety affects your thinking and behavior, we can work together to challenge these unhelpful thoughts and replace them with healthier, more realistic perspectives. I also teach practical tools and techniques to help you manage anxiety in the moment, such as mindfulness, grounding exercises, and relaxation strategies.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm

Specialties

Family Conflict
Anxiety
Life Transitions
+4
I’m a Licensed Clinical Professional Counselor (LCPC) who works with adults in young to mid-adulthood navigating life transitions, relationships, family dynamics, anxiety, depression, and trauma. I take a warm, down-to-earth, and collaborative approach, creating a safe, nonjudgmental space where clients can explore challenges, gain insight, and develop practical strategies to feel more confident, balanced, and supported in their daily lives.
VirtualAvailable

Often rebooked

$120/session

Warm
Open-minded
Solution oriented

Specialties

Family Conflict
ADHD
Crisis Intervention
+8
I’m a Christian, foster and adoptive mom, and part of a beautiful, blended family, which gives me a personal understanding of the joys and challenges families face. I’m passionate about supporting individuals, couples, and children through life’s transitions and struggles, helping them grow, heal, and find balance. With experience in faith-informed counseling, Cognitive Behavioral Therapy (CBT), Somatic Therapy, and couples work, I meet clients where they are providing guidance, support, and practical tools tailored to their unique journey.
VirtualAvailable

$120/session

Authentic
Direct
Holistic

Specialties

Family Conflict
Anxiety
Crisis Intervention
+9
I earned my Master of Social Work focused on working clinically with families and children at the University of Maryland, Baltimore. I am a Licensed Certified Social Worker- Clinical (LCSW-C) currently practicing in the State of Maryland. I have 16 years of experience helping to work with children and adults to decrease feelings of anxiety and depression, develop healthier patterns of thinking, and to process past experiences that are causing current challenges and distress. As the therapist I will use a person-centered approach to assist clients in developing a therapeutic partnership. This therapeutic partnership allows clients to actively engage in change therapeutically.
Available

$120/session

Empowering
Solution oriented
Authentic

Specialties

Family Conflict
Anxiety
Coping Skills
+6
Hi, I’m glad you’re here. I work with individuals who may be feeling overwhelmed, anxious, or stuck and are looking for support and clarity. My approach is warm, collaborative, and practical—I’ll help you better understand your thoughts and emotions while also giving you tools you can actually use in your day-to-day life. I strive to create a space where you feel comfortable being yourself, without judgment, while we work together toward meaningful change.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Life Transitions
Peer Relationships
+2
Hello, my name is Michelle. I believe therapy is a time to examine internalized experiences that shape our perspectives and behaviors. Engaging in introspective work together can challenge us to reframe maladaptive thoughts. I aim to assist clients with managing emotional dysregulation and symptoms associated with depression, anxiety, and trauma in a safe, nonjudgmental space. I hope to foster growth and strengthen coping skills during difficult transitional points in a person’s life. I am interested in exploring my clients' family of origin and attachment styles. I have a special sensitivity to sociocultural factors and intergenerational trauma. I embrace the complexities that make up the lived experiences of my clients and affirm their unique identities.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Family Conflict
Anxiety
Self Esteem
+10
Welcome to my profile. I'm a clinical social worker licensed in Maryland and Pennsylvania. I also have a PhD in psychology, a clinical trauma certification, and am a 200-hr trained yoga instructor. My passion in life is to learn and understand things so that I can pass it on to others in a practical way to help improve lives and relationships. My doctoral dissertation focused on mindfulness and adult romantic partner conflict. As a military spouse myself, I am uniquely positioned to support military partners and spouses through relationship challenges. Additionally, I particularly enjoy to support healing professionals including therapists, nurses, reiki teachers, and massage therapists.
VirtualAvailable

$165/session

Warm
Open-minded
Authentic

Specialties

Family Conflict
Anxiety
Depression
+10
Whether you are struggling with life’s daily stressors, setting boundaries with family members or friends, struggling in your marriage or relationship, transitioning to a new career, or just need someone to vent to about it all - I am here to help and listen. It’s amazing what you can accomplish when you have the added support of a dedicated therapist in your corner! My goal is to create an environment where you feel relaxed to let your mind run free. There are no right or wrong thoughts or feelings - no pressure to filter those thoughts! I would love the opportunity to be that therapist supporting and encouraging you to live your best life.
Available

$158/session

Authentic
Intelligent
Empowering

Specialties

Family Conflict
Anxiety
Depression
+10
Greetings, I'm Dr. Michael Whiteside II. I'm an innovative mental health expert specializing in interpersonal relationships involving family, marital, peer, romantic, and occupational dynamics. My work involves assisting individuals and agencies in recognizing, dissecting, and understanding the mechanics and the impact that relationships have on individual satisfaction and overall fulfillment. I am a compassionate, communal, and comedic Licensed Clinical Social Worker dedicated to helping others regain control of their life and living life to the fullest. Together, we will partner in helping you have a life worth living by understanding how the pain of the past is interrupting the present and jeopardizing the future.
VirtualAvailable

$175/session

Warm
Authentic
Solution oriented

Specialties

Family Conflict
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable

$95/session

Warm
Empowering
Solution oriented

Specialties

Family Conflict
Anxiety
Life Transitions
+8
I have lived a life much like most of my clients. I have experienced hardships and achievements, sadness and joy, and disappointment in myself and in others. For most of my life, I have been lucky enough to somehow “figure it out” on my own. At one point in my life, I made a commitment to myself that no one should have to “figure it out” on their own. We all need to have someone who is committed to helping us out when we are at our most vulnerable.
VirtualAvailable

$120/session

Warm
Authentic
Humorous

Specialties

Family Conflict
Grief
Life Transitions
+6
Welcome, I am a Licensed Clinical Professional Counselor (LCPC) in Maryland and Licensed Professional Counselor (LPC) in Washington, DC and Virginia. I have over 9 years of experience in helping clients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence. I also have experience working with depression. My goal is to create a safe, welcoming, and nonjudgmental space.
VirtualAvailable

$125/session

Empowering
Authentic
Humorous

Specialties

Family Conflict
Anxiety
Coping Skills
+10
My name is Leslie Dalencour, I have been a therapist for over 20 years. With over two decades in mental health and nearly a decade in private practice, I bring a holistic, integrative approach to well-being through sound healing and holistic and somatic therapies. As a Licensed Clinical Professional Counselor (LCPC) and a long-standing practitioner in the field, I specialize in blending traditional psychotherapy with body-centered modalities to support lasting resilience and inner balance.
Available

$140/session

Warm
Empowering
Authentic

Specialties

Family Conflict
Anxiety
Coping Skills
+7
Hi, I’m Eva, Have you been struggling to keep up with your daily activities, not having a good balance in life? Or have you been troubled with anxiety, not being able to come to rest, trouble sleeping and your mind racing? Are your relationships difficult to manage and you feel your life is out of control? I belief that a fulfilling life is what people strive to achieve. To attain that goal, you might employ many different strategies, some more effective than others. I help you learn to manage thoughts and feelings so you can feel more in control in how you handle your life and relationships. Together we can explore the issues that keep you from having a more fulfilling life. So you might begin to utilize the insights and skills you learned right of way, I embrace a client-based approach, focusing on your needs and immediate concerns. I provide a safe space for you to share your concerns, to explore new options, to practice new ways, to grow, and to heal. Whether you are dealing with depression or anxiety, feeling overwhelmed with daily life or have problems relating to others, I am here to help you.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Family Conflict
Addiction
Anxiety
+10
Hello! I am a Licensed Clinical Social Worker (LCSW) licensed in the state of Florida since 2021. I am also currently licensed in Massachusetts and Colorado. I attended Rivier College for my BA and University of New Hampshire for my MSW. I have worked in multiple settings, including healthcare, hospice , adoption, addiction, and general outpatient mental health and relationships.
VirtualAvailable

$200/session

Warm
Authentic
Empowering

Specialties

Family Conflict
Career Counseling
Coping Skills
+9
I have been practicing therapy for over twenty years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.
VirtualAvailable

$100/session

Authentic
Direct
Open-minded

Specialties

Family Conflict
Addiction
ADHD
+10
My name is Terrence Proctor I am Licensed Clinical Social worker who specializes in working with people who live with mental disorders. I use a trauma focused approach to help people with cope with everyday life. I work with client's to help them build on their strength of resiliency, self-regulation and fostering a positive self-image of themselves. I believe we are all healing from something, and as we heal we learn to really appreciate who we are and what we bring to the world.
VirtualAvailable

$150/session

Authentic
Open-minded
Solution oriented

Specialties

Family Conflict
Anger Management
Anxiety
+10
Duarte Aguiar is licensed in the state of Maryland as a Licensed Clinical Professional Counselor (LCPC). He is a graduate of Loyola University with a master’s degree in Clinical Mental Health Counseling and has over 8 years’ experience providing therapy in Maryland to a diverse client-base in a variety of clinical settings including school-based (adolescent and adult), substance abuse/recovery clinic, marriage and family, individual, groups, and psychoeducation. Duarte specializes in the use of Cognitive Behavioral Therapy (CBT) and Trauma-Focused CBT, Motivational Interviewing, Person-Centered Approach, and Pastoral Counseling to treat various diagnoses. Duarte’s philosophy of care as a spiritually oriented therapist consists of a holistic perspective of the person(s) present in therapy. Inspired and informed by the person-centered approach, Duarte believes in the value of being present in a non-judgmental, therapeutic relationship while helping to challenge the client(s) to live up to THEIR own expectations. Duarte comes from the Catholic tradition and is ready, willing, and able to incorporate spirituality in sessions insofar as the client is desiring to do so. With that said, Duarte believes in bringing the client’s own beliefs, aspirations, and values to the forefront and using those unique aspects of the client’s virtues to guide the development of a trusting and open therapeutic atmosphere. Duarte is committed to providing a safe space where the client can feel heard, accepted, encouraged and even challenged.
VirtualAvailable

$150/session

Warm
Empowering
Authentic

Specialties

Family Conflict
Life Transitions
Trauma and PTSD
+9
I have more than 22+ years of clinical experience in both outpatient and inpatient settings, including private practice. I hold a Master's in Social Work from the University of Maryland School of Social Work. I am trained in Animal Assisted Play Therapy with my Coton de Tulear, Sophia. This breed is known as the "anti-depressant" breed because of their joy and playfulness. I may integrate lessons learned from this training, as appropriate. I have also been trained in EMDR, trauma informed care, transpersonal psychology, mediation, conflict resolution, and collaborative divorce. I enjoy travel, meditation, Pilates, and reading.
Available

$145/session

Warm
Open-minded
Authentic

Specialties

Family Conflict
ADHD
Child or Adolescent
+6
Hi, I’m Keisharely, a bilingual (English/Spanish) therapist specializing in anxiety, trauma, and emotional development in children, adolescents, and young adults. I help clients who feel overwhelmed, stuck, or unsure how to manage their emotions build confidence, coping skills, and stronger relationships. My approach is warm, collaborative, and culturally responsive. I create a safe, supportive space where clients and families feel understood while working toward meaningful, lasting change.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.