Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 136 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 5/24/2025

Madison Steffey

Madison Steffey, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi! I am a licensed clinical social worker. I graduated in May 2020 with my Masters in Social Work from the University of Kentucky and have been practicing for 5 years. I am certified in Parent Child Interaction Therapy through PCIT International. I help caregivers and their children improve their bond and decrease behavior issues through Parent ChIld Interaction Therapy.

Shelly Mark Lewin

(he/him)

Shelly Mark Lewin, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
30 years of experience
Virtual
My name is Shelly Mark Lewin, and I am deeply honored to be joining the team of therapists at Grow Therapy. I am a Licensed Clinical Social Worker (LCSW) with over 30 years of experience working with individuals, groups, and families in a variety of settings including private practice, outpatient mental health clinics, hospitals, healthcare systems, hospice care, and private organizations. My work is informed by my own personal life experience with mental health challenges and my goal is always to provide you with support and guidance during difficult times and on your healing journey. My professional career includes clinical positions in renown healthcare organizations including Northwestern Memorial Hospital and Joint Commission in Chicago, Kaiser Permanente in California and Mount Sinai Health System In New York City. I have extensive experience working with multi-cultural and diverse populations providing individual and group therapy, case management and crisis intervention. Throughout my career I have always advocated for the uninsured, underinsured and low-income clients.

Jessica Green

(she/her)

Jessica Green, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
8 years of experience
Virtual
Are you feeling overwhelmed and need support? Are you struggling with anxiety or having trouble in your relationships? Maybe you're finding it difficult to achieve your goals? It can be exhausting to navigate the obstacles life throws at us. I understand how difficult and scary it can be to take the first step and begin the healing process. In our sessions, I'll meet you where you are with compassion and evidence-based practices so we can identify what's not working and find a way to help you meet your goals for a healthier, happier life. I offer telehealth counseling services for individual adults of all ages and all walks of life who reside in the state of Kentucky. My therapeutic approach is primarily strengths-based, applied within evidence based interventions such as cognitive behavioral, psychodynamic, motivational interviewing, and mindfulness therapies. My goal as a therapist is to create a comfortable and welcoming environment for you to explore and express your thoughts and feelings. Let's work together!

Amaris Blevins

(she/her)

Amaris Blevins, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
5 years of experience
Virtual
Hello! My name is Amaris and I'm happy you're here :) Do you ever feel confused by your behavior? Do you act in ways that are incongruent with who you want to be? Do you struggle with self-doubt and wish you could have more confidence? There are always reasons why people do the things they do. My approach is to help alleviate shame and unnecessary guilt by helping clients understand the “why” behind their emotions and behaviors. I use a trauma-informed approach with all my clients and aim to create an emotionally safe space to explore vulnerable thoughts and feelings. Sometimes personal growth means accepting that you're either going to deal with your stuff, or your stuff is going to deal with you. Therapy is a great place to start the healing process.

Jessica Gibo

(she/her)

Jessica Gibo, LMFT - Kentucky Therapist at Grow Therapy
$125/session
LMFT
5 years of experience
Virtual
I am a Licensed Marriage and Family Therapist, in Kentucky. I have over 13 years of experience in healthcare and mental health. I work with individuals, families, and couples across the life span. I typically see clients ages 14 and above. I have had success with short term (3-5 sessions) and long term (weekly or bi-weekly) therapy sessions. I provide couples counseling services as a Prepare and Enrich provider, and a Gottman-informed therapist. I also offer Premarital Counseling services. I offer assessments and will work with you to advocate for your individual needs with your medical providers, workplace or school.

Lucas Stinnett

Lucas Stinnett, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Shannon Woods

Shannon Woods, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
20 years of experience
Virtual
Hello! I am a licensed clinical social worker (LCSW) based in Kentucky. I earned my Doctorate in Social Work from the University of Kentucky in 2025 and have over 20 years of experience in the field. I am passionate about working with individuals from diverse backgrounds, especially those facing various challenges in their lives, including mental health issues, trauma, and socio-economic barriers.

Nikki Layne

(she/her)

Nikki Layne, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$125/session
LPCC
10 years of experience
Virtual
Hey y’all, are you ready to break free from stress, anxiety, hopelessness, or self-doubt and create a life aligned with your true potential? I’m Nikki Layne, a Licensed Professional Clinical Counselor (LPCC) with over 9 years of experience guiding individuals through life’s toughest challenges. I was born and raised in a rural town in Eastern Kentucky. I know how isolating it can feel to be unsure of who to turn to or how to move forward. That’s why I’m committed to providing a safe, non-judgmental space where you can truly be yourself, explore your feelings, and discover your strengths. My personal experiences inspired me to open my private practice, Counseling in the Holler, LLC; having navigated challenges myself, I wanted to create a space where others could find support, healing, and understanding in a compassionate, inclusive environment. So whether you’re facing anxiety, depression, self-identity struggles, addiction, or LGBTQI+ issues, I’m here to help you break free from what’s holding you back and create the life you deserve.

Lana Bunner

(She)

Lana Bunner, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Walking with people through life's difficulties and struggles is a privileged, honor, and part of my purpose in life. I commit my life to helping people find their way back to the right paths that they want to be on to live out their purpose. Hi! My name is Lana and I have been a LCSW since 2011. I have experience working with children, adolescents, adults, and families. I specialize in issues of adjustment, trauma, depression, anxiety, crisis, grief, child and adolescent behaviors, and sexual abuse. I also have experience with talking with individuals with mood and personality disorders, PTSD, and issues surrounding divorce. On a more personal level, I enjoy traveling and refer to myself as a coffee connoisseur. I also have two small dogs that think they run the world and like to introduce themselves from time to time in my sessions. I always have a plan but I believe some of life's greatest adventures are in taking the scenic route.

Michael Farjellah

Michael Farjellah, LP - Kentucky Therapist at Grow Therapy
$150/session
LP
21 years of experience
Virtual
Welcome my friends. I’m a combat veteran and retired Army officer, a devout Christian, husband, father, grandfather, and experienced clinical psychologist. Let’s get into the root causes of your battle and find ways to overcome, change, forgive, accept, and move upward toward the light. The darkness will eventually lift, and the light will surely shine again. Life is a battle in the heart, so I live by the adage that I will be in my own battle or someone else’s battle for the rest of my life. Our days are like the weather and so are emotions. Many days the sun shines, but the rains do come and sometimes a destructive storm hits hard (a divorce, the loss of a loved one, cancer, suicidal thoughts, et cetera). It is ego (pride), self-esteem, and emotions often at the root of our relational conflicts. I have been honored to be in the field of psychology for 20 years since 2004. Through the years, more than half of my time was in the Army where I primarily worked with soldiers enduring anxiety, depression, trauma, Traumatic Brain Injury, and all the other usual suspects of psychological distress such as guilt, fear, worry, shame, pain, heartbreak, addiction, identity conflicts, and sorrow. I’ve also worked in the prisons for many years with extreme situations (i.e., murder, severe mental illness, rape, child molestation, drug kingpins, gang leaders). I have seen many miracles. So, no matter what your circumstances are, never quit and never give up!

Brock D'Alessandri

Brock D'Alessandri, LCSW - Kentucky Therapist at Grow Therapy
$95/session
LCSW
5 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) based in Kentucky. I understand that seeking help takes courage, and I believe that real, lasting change—though often difficult—is always possible. My approach is warm, collaborative, and grounded in mutual respect. I consider it a privilege to hear your story, support your healing process, and help you move toward the life you want to live. You deserve to feel seen, supported, and empowered—through an approach that feels right to you.

Jamie N. Bell

(she/her)

Jamie N. Bell, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Hi there, I'm Jamie. In life, do you often feel as if you are driving alone down a dark road and are sometimes overcome with the burdens of everyday life? Is it hard for you to be kind to yourself? Do you feel that depression or anxiety is taking away your joy? Let me help you get that joy back. Seeking therapy can be scary but you are making the right choice. You are in the driver's seat. I am merely a passenger, with the necessary tools to assist you in finding the light at the end of the tunnel. I utilize an interpersonal approach that is specific to your needs to assess the situation and provide guidance along the way. My goal is to meet you where you are in your journey and help you get where you want to be. You deserve a safe space to heal and grow. In our sessions together, I'll help you with compassion and evidence-based techniques, so you can overcome the 3 H’s – hangups, hardships, and habits- that are holding you back. I can't wait to meet and talk so we can work together to reach your goals!

Ellie Bates

(she/they)

Ellie Bates, LPCC - Kentucky Therapist at Grow Therapy
$60/session
LPCC
5 years of experience
Virtual
Hi there, I'm a therapist who is part of the LGBTQ+ community. I strive to make the work I do a safe and caring space for my clients. I have work the past 5 years in private practice/addiction facilities. I am a License Professional Clinical Counselor and I have worked with individuals struggling with symptoms of ADHD, Autism, depression, anxiety, Disassociative Identiy Disorder, PTSD, and identity concerns.

Tracey Zion

(she/her)

Tracey Zion, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Congratulations on taking the first step to wellness! Hi, my name is Tracey and I am a clinically licensed therapist with over 20 years of experience supporting, educating, and assisting people like you who want to make some positive changes in their lives. I provide a safe and nonjudgemental space for you to identify what's not working in your life and causing you to feel unwell. Using a whole self approach and addressing the issues that are most relevant to you, I use tools and strategies that will lead to positive changes and wellness. Whether you are experiencing a life challenge, having issues with relationships, or struggling with feeling well emotionally, I look forward to the opportunity to help you discover new ways to improve, heal, and grow. Thank you for considering sharing your journey with me. I look forward to meeting you.

Jessi Jones

Jessi Jones, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$75/session
LPCC
6 years of experience
Virtual
Hi! My name is Jessi Jones. I'm a Licensed Professional Counsellor (LPCC) based in Kentucky. I received my master's from Lindsey Wilson College and have been practicing for 6 years. I serve people struggling with addiction and different mental health symptoms such as depression and anxiety. I have worked with several different populations including children, adolescents, adults and people with intellectual delays.

Ericka Morrison

(she/her)

Ericka Morrison, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
3 years of experience
Virtual
My name is Ericka Morrison. I am a Licensed Professional Clinical Counselor (L.P.C.C.) and a Licensed Clinical Alcohol and Drug Counselor (L.C.A.D.C.). I hold a Master's degree in Mental Health Counseling from Western Kentucky University (WKU). Over the past twenty years, I have worked in various roles within the mental health field. In my counseling practice, I have supported both adults and teenagers facing a wide range of mental health challenges. I provide a safe and supportive environment where my clients feel respected and heard.

Melinda Mays

(she/her)

Melinda Mays, LPCC - Kentucky Therapist at Grow Therapy
$60/session
LPCC
20 years of experience
Virtual
I am a retired school counselor who began private counseling as my second career. I also have served as an educator for master's level counseling students. This has given me a lot of access to a variety of best practices. I like hearing client stories and helping them to find a better life for themselves. I like using my skills and experience to help people.

Alicia Owens

(she/her)

Alicia Owens, LPCC - Kentucky Therapist at Grow Therapy
$120/session
LPCC
25 years of experience
Virtual
Hi there, I'm Alicia. Do you feel the pressure and stress of daily responsibilities?Having trouble balancing work, school, kids, bills, finances, relationships, parents, health, and time? Are you feeling overwhelmed, depressed, and anxious? Do you find it difficult to cope? Are you finding it hard to be kind to yourself? I help the tired and frazzled learn to relax and find balance and peace in their lives. Together, we can work on finding balance, relaxation and inner peace in your life. Whether you are overwhelmed and dealing with difficult relationships, work burnout, cycling depression and anxiety, I am here for you! Beginning therapy can feel scary, but you are making the right choice. You deserve to be happy, to heal and to grow in a safe space. I will meet you with compassion, humor, and evidence-based techniques so you can overcome the challenges in your life. Let's start your journey together!

Shari FrancoFisher

(she/her)

Shari FrancoFisher, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
16 years of experience
Virtual
I have worked with couples, and individuals that have mental health, marital issues, personality disturbances, mood disorders, and substance abuse issues. I am a Clinical Pastoral Counselor and an LPCCS. I graduated Ashland Seminary in 2008 with a degree in Clinical Pastoral Counseling which focused on holistic counseling including the Christian faith and other religious views. I have a passion to help others, and I look forward to meeting you!

Leo Bowman

(he/they)

Leo Bowman, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Alena Carnes

(she/her)

Alena Carnes, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$125/session
LPCC
25 years of experience
Virtual
I’ve worked in the mental health field for over 20 years. I’ve been a Licensed Professional Clinical Counselor for 17 years. I received my Masters degree in Mental Health from Lindsey Wilson College in 2004. My primary specialty is working with adults struggling with life transitions. I also address anxiety, mood disorders that may result from life’s difficulties. I offer a warm, caring environment to work through symptoms and or stressors.

Victoria Serrano

(she/her)

Victoria Serrano, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
30 years of experience
Virtual
My name is Victoria Serrano. I’ve worked in the mental health and substance abuse fields for over 25 years. I believe connection and community are essential in building and maintaining healthy lives. No one is meant to go it alone. Not everyone has the support they need. I work to support, understand, and empower clients toward their goals. I offer individual and relationship therapy for adults 18 and older. I have years of successful experience treating depression, anxiety, trauma and PTSD, substance abuse issues, life stress, LGBTQIA concerns, womens issues, and religious trauma recovery.

Neha Mahboob

(she/her)

Neha Mahboob, LPCC - Kentucky Therapist at Grow Therapy
$80/session
LPCC
4 years of experience
Virtual
Hello everyone! My name is Neha Mahboob, MACMHC, LPCC. I am a clinician working in the beautiful state Kentucky. I have been working as a clinician for 4 years and very happy with the career I have chosen as it gives me the opportunity to help those who need it. I am a firm believer in having a healthy mental/emotional mindset as it sets the stage for a healthy physical state. I help individuals find their inner-peace by giving them tools/techniques to utilize.

Regina Hancock

Regina Hancock, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
10 years of experience
Virtual
Hi, I’m Regina Hancock, M.ED., LPCC-S I’m an experienced Counselor who can help shape your perspective into a healthy and productive one. Whether it’s your relationships, or anything else that’s important to you, I’ll help you develop the habits and skills to effectively deal with the challenges and emotional moments you may encounter in life. I have been a therapist since 2016 and I obtained my LPCC in 2019. I have since obtained my LPCC-S. I am very excited to be able to help others and assist them in becoming a better version of themselves. I am a Lindsey Wilson College graduate; I first attended LWC in 2002-2007 I obtained an Associates of Arts degree in Early Childhood and Development and a Bachelors of Arts in Christian Ministries. I went back to LWC in 2014-2015 and obtained a Masters of Education in Human services and counseling. I am currently pursuing a PHD in Counselor Education and Supervision from The University of the Cumberlands.

Candice Jackson

(she/her)

Candice Jackson, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker with experience providing care to a wide range of clients, but my focus has been working with people finding their way through grief and loss. While grief is a universally human experience, most of us don't talk or share much about it, much less how to live through it. No one is meant to grieve alone, and it is my privilege to join others on this path.

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.