Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 396 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/2/2025

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Candice Lubin

(she/her)

Candice Lubin, LCSW - Florida Therapist at Grow Therapy
$105/session
LCSW
8 years of experience
Virtual
I am committed to providing personalized and empathetic mental health care. I have extensive experience in both outpatient and inpatient treatment settings, I've worked with individuals from diverse backgrounds, guiding them through a wide range of emotional and psychological challenges. I work from a variety of evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Strengths-Based Therapy, and Mindfulness techniques.

Emmanuel Nzuzu

Emmanuel Nzuzu, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
Welcome! I'm {Emmanuel Nzuzu}. I want to thank you sincerely for reaching out to me. Congratulations for taking this crucial first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe, structured, and welcoming environment that allows clients to explore challenges and obstacles with concerns related to alcohol and drug addiction, stress, anxiety, depression, and/or self-care. I focus on helping clients to regain control by taking back their power from alcohol and drugs. I facilitate client transformation by assisting them to learn how to be guided by a vision of the future and not memories of the past. My clients often find it beneficial to develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

James J. Cordiano

James J. Cordiano, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
My name is Jim, and I am a Licensed Mental Health Counselor in the state of Florida. I understand that something in your life has initiated this search for support and you’ve come to the right place. You may be feeling, sad, angry, anxious, depressed or you may be struggling with addiction or family issues. I can empathize with and learn how you may be feeling at this moment and I am here to help you through this stressful, troubling time by empowering change. My Specialties Include: Anxiety, Depression, Substance Use / Addiction, and Trauma

Sarah DeRosa

(she/her)

Sarah DeRosa, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
7 years of experience
Virtual
Hi! I'm Sarah, a licensed mental health therapist based in Florida. I provide virtual psychotherapy to young adults (>30). I help my clients to build self-esteem, resiliency, and overcome life's obstacles through a personalized treatment plan. Many of my clients feel "stuck" and are struggling with a range of issues including negative self-talk, specific phobias, anxiety, depression, and low self-esteem.

Dr. Tania D. Rodriguez

(she/her)

Dr. Tania D. Rodriguez, LP - Florida Therapist at Grow Therapy
$145/session
LP
20 years of experience
Virtual
¿Feeling down or stressed out lately? Struggling with changes in your life? Looking for guidance in tough times? Do you live in Florida and need a Spanish-speaking therapist? Welcome to my world, where healing begins with real, meaningful connections. As a proud Boricua Spanglish Psychologist, I’ve spent years helping kids and adults from all kinds of backgrounds. With a Ph.D. in Counseling Psychology, dual licensure in Florida and Puerto Rico, and board certification as a telehealth specialist, I bring over 20 years of experience to guide you on your journey. ¿Te has sentido deprimido o estresado? ¿Estás enfrentando cambios en tu vida? ¿Buscas orientación? ¿Vives en Florida y necesitas un terapeuta que hable español? Soy una psicóloga Boricua que habla Spanglish, con más de 20 años de experiencia y licencias en Florida y Puerto Rico, lista para guiarte en tu camino.

Rob Pritz

(he/him)

Rob Pritz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor and a National Certified Counselor with over 10 years of experience providing therapeutic services to individuals and families. I am dedicated to the field of psychotherapy and committed to the client/therapist relationship. I have a Masters Degree in Clinical Mental Health Counseling from Palo Alto University, CA. As a therapist, I am non-judgmental, empathetic and eager to see you become your best self. I am open minded and value the art of listening. I believe in the power of gained insight and self awareness. I trust that you can succeed in whatever it is you set your mind to. As a therapist and client team- We got this!

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Anthonette Nelson

(she/her)

Anthonette Nelson, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
3 years of experience
Virtual
Welcome! I'm Anthonette. First, I want to applaud you for taking a step toward improving your mental health. I specialize in helping women heal from anxiety and depression so they can live authentically and with intention. I believe every woman is equipped with her own set of solutions to the challenges she faces, and with the right guidance and support she can overcome even the most difficult experiences in life.

Sasha Rose

Sasha Rose, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hi, I’m Sasha, a Licensed Clinical Social Worker here in Florida. I first want to acknowledge how much courage it takes to seek out therapy and I truly admire you for showing up for yourself! Whether you're feeling overwhelmed, anxious, stuck, or working through grief, I’m here to help you navigate what you’re going through with compassion. I specialize in managing stress, anxiety, and grief, and in helping people set healthier, more sustainable boundaries — in relationships, work, and within themselves. I draw from evidence-based approaches like Cognitive Behavioral Therapy, Motivational Interviewing, and Solution-Focused Therapy, but my work is always centered around you. My goal is to help you develop deeper self-awareness, feel more confident in your decisions, and create meaningful, lasting change. Therapy isn’t about “fixing” you — it’s about helping you reconnect with your strengths, your voice, and the version of yourself you want to be. If you’re ready, I’d be honored to walk that path with you.

McKayla Proctor

McKayla Proctor, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I am licensed in Florida with 4 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, trauma and abuse, & motivation, self esteem, and confidence. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.

Daisy Alberto

Daisy Alberto, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
24 years of experience
Virtual
" From the comfort of your own home, lets walk through this therapy journey together, bring your coffee or your tea and lets talk and process your stressors." Tired of the Healthcare Hustle? Find Your Quest Complete Here. Are you searching for a healthcare experience that truly puts you first? One that understands your unique needs and respects your busy life? Look no further. I offer individualized care, genuine flexibility, and a warm welcome to everyone seeking to optimize their well-being. In a world of rushed appointments and impersonal care, it's easy to feel lost in the system. But what if you could break free from the rigid constraints of traditional healthcare and find a practitioner who truly sees you as an individual? No wait time just book appointment yourself ! Addressing the Burden of Depression and Anxiety;Seeking Support for Substance Abuse, Individual Therapy: It's a confidential space where you can explore your thoughts, feelings, and behaviors, gain insights into your patterns, and develop strategies for personal growth and healing. Se habla espanol LMHC Bilingual Therapist and Qualified Supervisor for the State of Florida My goal is to help clients find their way in this journey of life and help them achieve their goals in their personal life. Life can sometimes get tough and It is my hope that my clients gain valuable tools to identify and challenge negative thought patterns in their life and learn practical strategies to manage difficult emotions, develop healthier coping mechanisms, and ultimately, my hope is that they are able to improve their ability to respond to challenging situations in a more positive and effective way.

Marie Judith Charpentier-Thorpe

(she/her)

Marie Judith Charpentier-Thorpe, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
3 years of experience
Virtual
I am a school counselor with over 16 years of experience, dedicated to helping others navigate and overcome their personal challenges. I take pride in offering a safe, non-judgmental space where clients can express themselves freely. Through active listening, empathy, and patience, I work collaboratively with clients to help them gain clarity, build emotional resilience, and move toward positive change. My approach is rooted in emotional intelligence, introspection, and self-reflection, helping individuals unlock their potential and thrive.

Femina Patel

(she/her)

Femina Patel, LMHC - Florida Therapist at Grow Therapy
$132/session
LMHC
10 years of experience
Virtual
Hi! I'm Femina Patel, a Licensed Mental Health Counselor, I believe that the best way to empower individuals is through counseling. I specialize in providing counseling services to individuals and families. My goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. I have much experience in helping individuals improve their mental health. I have worked within many community mental health agency settings and am familiar with clients that have a range of diagnoses from anxiety/depression to SPMI(Serious and persistent mental illness). I believe in creating a safe and supportive environment for my clients to share their thoughts and feelings so they can discover their strengths and learn the skills necessary to overcome their challenges. With my help, you can achieve the mental and emotional well-being you need to reach your goals and lead a happy and fulfilling life. ***If you are seeking services for a minor a consultation with me is required to move forward with an intake appointment.***

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Priscilla J. Cole

(she/her)

Priscilla J. Cole, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
7 years of experience
Virtual
Hi there! My name is Priscilla J. Cole, and I am so excited that you have taken this step towards improving your quality of life! I am a Licensed Clinical Social Worker (LCSW) in Florida with 6 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, motivation, self esteem and confidence, & depression. I believe in treating everyone with respect, sensitivity, and compassion. With a client-centered and strength-based approach, I will tailor our sessions and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support and empower you in that journey.

Dee Hinton

(she/her)

Dee Hinton, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
8 years of experience
Virtual
With over eight years of expertise and experience, I am dedicated to advancing mental health education and awareness. Educating clients about mental health is a crucial aspect of my work. By helping clients understand their conditions, I aim to empower them, reduce stigma, and motivate adherence to treatment plans and healthy lifestyle changes. Expertise in psychotherapy, crisis intervention, evidenced-based treatments, and trauma-informed practices. Throughout the treatment process, I provide continuous support and guidance. My goal is to help clients navigate the challenges of mental health, ensuring they feel less isolated and more understood. I provide live sessions via in-person, telehealth, and live chat to ensure accessible, compassionate mental health support—particularly for individuals who may feel overwhelmed by traditional technology platforms. just inform me at your first session if you prefer chat when scheduling.

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Larry Goble

(he/him)

Larry Goble, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
55 years of experience
Virtual
Glad you stopped by! I'm Larry Goble, a licensed Clinical Social Worker. Taking the step to talk to a therapist is not easy. You are showing courage and determination to explore what it might be like. In working with folks who are feeling stuck, anxious, maybe sad and confused, I find using a practical and sometimes humorous approach helps to learn and develop specific ways to counter stress, manage thoughts and feelings that can overwhelm you, and to increase self-confidence.

Marc Crandall

Marc Crandall, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$75/session
LMHC
29 years of experience
Virtual
Thank you for taking the time to consider my services! I have my Doctorate Degree in Clinical Psychology and I am a Licensed Mental Health Counselor in the state of Florida as well. I have over 28 years of experience helping individuals and families and I would love the opportunity to assist you in your healing process. Please contact me today to schedule your free consultation! I offer sessions in-person, online, and in-home for those within a specified geographical area. I'm available most weekdays and evenings.

Cindy Anne Paillant

(she/her)

Cindy Anne Paillant, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMFT
22 years of experience
Virtual
Hi, I am a licensed Marriage and Family Therapist with 21 years of experience. I Graduated with my master's in science at Nova Southeastern University. I am licensed in the state of Florida. I have worked with Individuals who need help managing stress, anxiety and depression. I help them learn strategies that help them feel better and lead better lives.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Career Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.