Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 125 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/12/2026

$150/session

Warm
Authentic
Intelligent

Specialties

Foster Care/Adoption
Anxiety
Depression
+10
Welcome! I am a licensed psychotherapist specializing in trauma/PTSD, as well as mood and anxiety related concerns. With experience in both inpatient and outpatient treatment settings, I treat individuals facing a range of mental health challenges. My therapeutic approach is down-to-earth and interactive. I draw from a variety of theoretical frameworks and tailor my approach to suit each client's developmental stage, personal preferences and needs. Aside from private practice, I partner with multiple community-based nonprofit agencies serving children, adolescents, and families involved in the foster care system, as well as survivors of domestic and sexual violence. I am a doctoral candidate at the University of Pennsylvania and earned my Master of Social Work (MSW) from the University of Southern California.
VirtualAvailable

$100/session

Specialties

Foster Care/Adoption
Mood Disorders
Trauma and PTSD
+5
Hi, I'm Jenness Jones, a Licensed Mental Health Counselor and founder of Grace and Mercy Counseling, LLC. I am passionate about helping adolescents and adults navigate life's challenges with compassion, understanding, and practical support. My practice provides a safe, nonjudgmental space where clients can work through concerns such as anxiety, depression, trauma, life transitions, relationship difficulties, and stress while developing the tools needed for healing, growth, and lasting change. At Grace and Mercy Counseling, I believe that everyone deserves the opportunity to be heard, supported, and empowered. My goal is to help clients recognize their strengths, build resilience, and move toward a healthier and more fulfilling life.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
Depression
+7
Hi! I'm Christen and I am a Licensed Therapist (LCSW). I have been working with both adults and kids for more than 16 years. I love working with clients and I can't wait to meet you. Together we can come up with goals that direct our treatment plan to meet your individual needs. I am energetic, hopeful, and always find ways to creatively help my clients. ** I OFFER SAME DAY APPOINTMENTS FOR CLIENTS WHO WOULD LIKE THIS. Just Fill out intake paperwork and then text me at 813/205-1687 and we will schedule you ASAP.
VirtualAvailable

$185/session

Empowering
Warm
Authentic

Specialties

Foster Care/Adoption
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable

$120/session

Warm
Authentic

Specialties

Foster Care/Adoption
Anxiety
Coping Skills
+10
I am a warm, compassionate therapist dedicated to creating a safe and supportive space where clients feel seen, heard, and empowered. I earned my Master of Science in Mental Health Counseling from Nova Southeastern University and have over 10 years of experience working with clients of all ages and backgrounds. I support individuals navigating anxiety, depression, trauma, ADHD, pregnancy and postpartum challenges, life transitions, everyday stressors, and more. Whether you are seeking support during a difficult season or looking to better understand yourself and your relationships, I am here to help you feel empowered, supported, and capable of moving forward with confidence.
Available

$300/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Addiction
Sexual Abuse
+6
Welcome — I'm so glad you're here. I welcome EVERYONE in my practice and I provide LGBTQIA+ supportive and gender-affirming care. You are safe here. Reaching out for help takes courage, and I want you to know that I see your strength in taking this first step. Whether you're navigating trauma, struggling with addiction, or facing mental health challenges, I’m here to support you in your healing journey. I’m a Licensed Clinical Social Worker with over 20 years of experience in the fields of trauma, addiction, and mental health. I specialize in working with individuals and families dealing with childhood trauma and abuse, family crises, child welfare involvement, co-occurring disorders, substance use, and complex mental health needs. My approach is trauma-informed, client-centered, and strengths-based. I believe that healing happens in a safe, supportive space where you are truly seen and heard. I am trained as an EMDR Therapist, Ocean Therapy Practitioner, Ketamine Assisted Psychotherapist and I use a combination of evidence-based treatments, including EMDR (Eye Movement Desensitization and Reprocessing), Ocean Therapy, Trauma-Focused Cognitive Behavioral Therapy (TF-CBT), Cognitive Behavioral Therapy (CBT), and Play Therapy, tailored to meet your unique needs. In addition to being a published author and nationally-recognized trauma trainer, I’m an EMDRIA Certified Therapist, EMDRIA Approved Consultant and Basic Trainer, TF-CBT Certified Therapist, a Registered Circle of Security Parenting Facilitator, a Restorative Justice Practitioner, and a SAMHSA Certified Trauma Informed Criminal Justice Trainer. I bring this expertise to every session, always aiming to help you feel empowered and understood. If you’re ready to begin your journey toward healing, I’m here to walk alongside you.
VirtualAvailable

$125/session

Empowering
Authentic
Solution oriented

Specialties

Foster Care/Adoption
Anger Management
Coping Skills
+7
I am an LPC who is best positioned to serve children, adolescents, adults, and families who are experiencing emotional, behavioral, and relational challenges, particularly those involved in high-stress systems. I have extensive experience working with trauma-exposed youth, parenting stress, and complex family dynamics, I am well equipped to support clients who may feel overwhelmed, misunderstood, or resistant to traditional therapy approaches. I am especially effective with individuals and families who benefit from structured, skills-based interventions combined with a strengths-focused and practical approach. My clinical style allows me to meet clients where they are, build trust quickly, and provide meaningful support that promotes stability, resilience, and lasting change.
VirtualAvailable

New to Grow

$150/session

Specialties

Foster Care/Adoption
First Responders/Healthcare Workers
Men's Issues
+10
I’ve been a counselor for 3 years and have over 12 years of experience helping individuals, couples, and families navigate trauma, anxiety, addiction, depression, ADHD, behavioral challenges, and personality disorders. I offer a supportive, practical, and collaborative approach focused on healing, growth, and lasting change. I communicate in a calm, respectful, and supportive way. Sessions are nonjudgmental and collaborative, allowing space for honesty, curiosity, and growth. I aim to create a safe environment where clients feel heard, understood, and encouraged. Goals are set collaboratively and guided by each client’s needs and priorities. I help turn concerns into concrete action steps, track progress over time, and adjust strategies to support steady, realistic growth. I take a trauma-informed, collaborative approach that prioritizes safety, understanding, and empowerment. Therapy focuses on practical tools, emotional regulation, and insight, helping clients move forward with greater confidence and resilience.
Available

$90/session

Holistic
Open-minded

Specialties

Foster Care/Adoption
LGBTQ
Life Transitions
+10
Welcome! I'm Samuel, a Licensed Clinical Social Worker who believes therapy should be a space where you feel safe, understood, and supported without judgment. I work with adolescents, adults, couples, and families from diverse backgrounds, including members of the LGBTQ+ community. My approach is compassionate, collaborative, and trauma-informed, and I tailor each session to your unique experiences and goals. Whether you're navigating anxiety, depression, trauma, relationship concerns, identity exploration, or life transitions, we'll work together to build practical coping skills, increase self-understanding, and create meaningful, lasting change at a pace that feels right for you.
Available

$130/session

Authentic
Warm
Solution oriented

Specialties

Foster Care/Adoption
Anxiety
Depression
+10
Hi! I’m Lauren. I’ve been helping individuals and families navigate life’s challenges for over 20 years. My background includes supporting both children and adults, in residential and outpatient settings. I utilize a combination of modalities while always tailoring treatment to each person’s unique needs. I believe therapy should feel collaborative, compassionate, and centered around what matters most to you. I’m also deeply passionate about raising awareness for suicide prevention and creating safe spaces where people feel heard and supported.
VirtualAvailable

Often rebooked

$100/session

Open-minded
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
Coping Skills
+10
You deserve to feel seen, heard, and supported. As an LCSW, I offer a compassionate and nonjudgmental space where you can explore what’s weighing on you and begin to heal. Whether you're facing anxiety, depression, trauma, relationship challenges, or life transitions, I’m here to walk alongside you at your pace, helping you reconnect with your strengths and move toward the life you want. I believe the most important part of therapy is the relationship. I take time to truly understand who you are—not just your symptoms, but your story, values, and goals. My approach is grounded in evidence-based practices like Cognitive Behavioral Therapy (CBT), mindfulness, and trauma-informed care. I work with adults and teens, and I tailor approach to meet your unique needs. Together, we’ll build insight, develop practical coping tools, and gently challenge the patterns that may be keeping you stuck. You are welcome here. Nothing is off-limits in our work together. Whether it’s depression, trauma, body image, sex, or money—I create a safe, judgment-free space where you can talk about whatever’s on your mind. I’ve heard it all, and you don’t have to hold anything back.
VirtualAvailable

$175/session

Specialties

Foster Care/Adoption
Anxiety
Child or Adolescent
+10
Feeling exhausted from carrying the weight of parenting, family responsibilities, and your own emotional needs? You're not alone. I specialize in supporting burnt-out moms, children, and teens through trauma-informed therapy that helps families reduce stress, improve communication, heal from difficult experiences, and reconnect with their strengths. I became a therapist because I am passionate about helping people heal from difficult experiences, build resilience, and feel more connected to themselves and others. Having navigated my own journey of healing and personal transformation, I feel deeply honored to walk alongside others as they discover their own strength.
Available

Often rebooked

$150/session

Authentic
Open-minded
Warm

Specialties

Foster Care/Adoption
Anxiety
Depression
+4
I am a Licensed Mental Health Counselor and a Board Certified Art Therapist, and my approach is strength based and client centered. Although I mostly use a cognitive behavioral framework, art therapy is something special I offer to my clients knowing it can be a powerful and unique way to process emotions and experiences. Whether a client is going through a challenging life transition, suffer from more chronic clinical diagnoses or have areas of life they want to reflect on to change or improve, I encourage them to reach out for a complimentary consult call. I look forward to working with individuals on their own journey of personal growth and healing.
VirtualAvailable

$85/session

Warm
Authentic
Humorous

Specialties

Foster Care/Adoption
Anxiety
Autism
+7
I am a Licensed Mental Health Counselor and Board Certified Autism Technician. I hold a Master’s degree in Clinical Mental Health Counseling from the University of the Southwest. I started my counseling education while working as an ABA therapist, working with children and teens on the autism spectrum. I went on to lead in-school group counseling, and working with adults in-office. I strive to create a warm and welcoming environment for clients, while promoting a safe place for healing without judgement.
VirtualAvailable

$250/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
First Responders/Healthcare Workers
+4
As an LMHC specialized in trauma, I work with both children and adults who are navigating anxiety, emotional pain, difficult life experiences, and relationship challenges. I believe that healing begins when people feel truly heard, understood, and supported. My approach to therapy is compassionate, grounded and collaborative. I have over 14 years experience working with clients that have experienced PTSD, including first responders, military families and individuals that have had an abuse experience. I am a mother, practicing Catholic, runner and philanthropist. I believe that every individual has the capacity to heal and grow. I look forward to collaborating with you and helping you on your journey.
Available

$132/session

Warm
Authentic
Solution oriented

Specialties

Foster Care/Adoption
Anxiety
Coping Skills
+9
Hi! I'm Femina Patel, a Licensed Mental Health Counselor, I believe that the best way to empower individuals is through counseling. I specialize in providing counseling services to individuals and families. My goal is to help you uncover your true potential and lead a life that is worth celebrating. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. By applying complementary therapy approaches and techniques, we will unearth long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. I have much experience in helping individuals improve their mental health. I have worked within many community mental health agency settings and am familiar with clients that have a range of diagnoses from anxiety/depression to SPMI(Serious and persistent mental illness). I believe in creating a safe and supportive environment for my clients to share their thoughts and feelings so they can discover their strengths and learn the skills necessary to overcome their challenges. With my help, you can achieve the mental and emotional well-being you need to reach your goals and lead a happy and fulfilling life. ***If you are seeking services for a minor a consultation with me is required to move forward with an intake appointment.***
VirtualAvailable

$120/session

Warm
Authentic
Solution oriented

Specialties

Foster Care/Adoption
Anxiety
Health/Medical Issues
+10
Feeling stuck? You're not alone. Whether you're navigating medical challenges, anxiety, depression, relationship struggles, or trauma, I’m here to walk alongside you. For over 20 years, I’ve supported people through some of life’s toughest moments—with compassion, honesty, and care. I’m especially drawn to working with those who feel weighed down by emotional pain, illness, or big life transitions. As a cancer survivor, I deeply understand how healing can be messy, powerful, and deeply personal—and I believe in your ability to grow through it.
VirtualAvailable

New to Grow

$100/session

Authentic
Intelligent

Specialties

Foster Care/Adoption
Anger Management
Depression
+10
If you or your child are struggling with anxiety, stress, emotional challenges, relationship difficulties, or family conflict, you're not alone. With over 16 years of experience as a Licensed Mental Health Counselor, I help children, adolescents, adults, and families navigate life's challenges with greater confidence and resilience. I provide a supportive, nonjudgmental environment where clients feel safe exploring their concerns, building coping skills, and creating meaningful change. Whether you're seeking support for your child, working through relationship struggles, managing stress, or navigating cultural and family expectations, my goal is to help you feel understood, empowered, and equipped with practical tools for lasting growth.
Available

$125/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
Self-Harming
+10
With over three decades of experience in the social services field, I bring a deep commitment to supporting individuals through complex challenges. In 2015, I returned to academia and earned a Master’s degree in Clinical Mental Health Counseling from Walden University in 2022, with a specialization in Trauma and Crisis. My clinical journey began as a therapist at a 16-bed forensic residential facility, where I worked with individuals facing serious mental illnesses and co-occurring disorders. I currently serve on the adolescent unit of a crisis stabilization hospital, providing care in high-acuity environments.
VirtualAvailable

Often rebooked

$100/session

Warm
Authentic
Solution oriented

Specialties

Foster Care/Adoption
Anxiety
Child or Adolescent
+8
Hello, I’m a Licensed Mental Health Counselor (LMHC) based in Florida. I earned my Master’s degree from the University of Alaska and have been providing therapy for over seven years. I specialize in working with adolescents and adults navigating trauma, anxiety, life transitions, and relational challenges. My approach is compassionate, practical, and grounded in helping you better understand your emotions while building healthy coping skills that support lasting change. I believe therapy should be a collaborative and safe space where you feel seen, supported, and empowered to move forward with clarity and confidence. Whether you’re feeling overwhelmed, stuck, or simply ready for growth, I look forward to walking alongside you as you develop tools that bring greater balance and resilience into your everyday life.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Foster Care/Adoption
Anxiety
Depression
+8
Hello, I'm Moli and I'm passionate about helping clients overcome mental health concerns related to anxiety, depression, low self-esteem, and trauma. With a strength-based approach, I help empower my clients to discover and utilize their inherent strengths to help overcome life's challenges. I aim to create a safe and non-judgmental space where my clients can explore their thoughts, emotions, and experiences, while tailoring my therapeutic interventions to meet the specific needs and goals of each client.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Foster Care/Adoption
Anxiety
Depression
+10
Hello, I’m Stacey Anne Charles-Polycarpe, a bilingual (English/Creole) Licensed Clinical Social Worker in Florida and Texas. For over 9 years, I’ve had the privilege of supporting adults, adolescents, and families as they navigate life’s challenges. I specialize in working with concerns such as depression, anxiety, self-esteem, codependency, parenting, relationships, and trauma—and my goal is always to provide a safe, compassionate space where healing and growth can begin.
VirtualAvailable

$70/session

Warm
Authentic
Open-minded

Specialties

Foster Care/Adoption
Anxiety
Self Esteem
+10
I grew up in Florida and earned my undergraduate degree from the University of Central Florida, followed by my graduate degree from Palm Beach Atlantic University. My clinical focus is in crisis and trauma, and I am passionate about supporting individuals from all ages and backgrounds. I strive to help clients navigate and heal from life experiences that have deeply impacted them, fostering resilience, growth, and empowerment throughout the therapeutic process.
VirtualAvailable

$135/session

Authentic
Warm
Empowering

Specialties

Foster Care/Adoption
Anxiety
Trauma and PTSD
+8
Hi! I'm a Licensed Mental Health Counselor that has been practicing for over 25 years. I went to the University of South Florida for my Master's degree in Mental Health and Rehabilitative Counseling. I have worked with children and families, troubled teens, physical and sexual abuse and trauma victims, as well as people suffering from Depression and Anxiety. I have experience working with PTSD and dual diagnosis. I look forward to helping you on your journey to better mental health.
VirtualAvailable

$100/session

Authentic
Warm
Humorous

Specialties

Foster Care/Adoption
Child or Adolescent
Family Therapy
+10
Hello! I'm Abigail, a Licensed Clinical Social Worker (LCSW), based in Florida. I received my Masters from Indiana University and have been practicing for over 10 years. I help clients and families of all ages, children through elderly, who are wanting to enjoy life more, work through difficulties, and build skills for life and coping in preparation for anything life brings.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Foster Care/Adoption, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.