Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 84 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/12/2025

Stephanie Bardales

(she/her)

Stephanie Bardales, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
8 years of experience
Virtual
Greetings! Bienvenido! Let's take a moment to reflect on the courage it takes to begin therapy. You are brave. Change is hard, but the rewards of healing from distress, trauma and internal pain are powerful. As are you! I have experience helping people with trauma, anxiety, depression, grief, bereavement, loss, family/relationship conflicts, self-harm, anger management, parenting, child welfare system, foster care, adoption, school transitions, divorce, abortion, survivors of narcissism, career changes, stigmatized experiences and other major life changes. I can assist you identify patterns and help break the multigenerational trauma cycle and create new patterns to help you find fulfillment in your life. I love working with people from all ages and walks of life. We will work at your pace and challenge you when you are ready. I am happy to make accommodations as requested. I will ensure you have a safe space to process and complete the work that needs to be done to make therapy successful. Non-traditional beliefs, ideas, and experiences are welcomed to be explored without judgment or pressure to conform. In fact, some the most rewarding therapy sessions for my clients have been discussing unique philosophies that are contrary to popular opinion and culture. I pride myself in maintaining a strong work ethic, staying well organized, focused and applying strong self-care interventions. I work 4 jobs, 7 days a week, morning until night. I will do my absolute best to ensure our sessions begin and end on time. However, due to the nature of this career, there are occassions where I may be delayed with another person to evaluate for additional interventions (therapists are mandated reporters in Florida). Please keep this in mind when considering mental health services. If delays do occur, I apologize in advance. I will make sure you receive the best therapeutic services possible.

Alex Vis

Alex Vis, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
8 years of experience
Virtual
I am a farm boy from Minnesota who, after being diagnosed with Multiple Sclerosis and losing a career in banking, suffered and endured a few years of physical and emotional health instability. My own journey of having my story and heart cared for by a compassionate yet sturdy mentor and friend led me to reconnect with a desire to help people, a desire that I had some knowledge of but had not yet cultivated. My wife and I met during my career transition, and after enduring infertility treatments we adopted 2 boys, whom I am daily delighted by. My story is messy and beautiful, and my ability to own my insecurities, weaknesses, and failures has led me to know a strength that I did not know existed before. I want to help others experience the kind of sturdiness that I know operate with, at least most of the time!

Alisha Ladha

Alisha Ladha, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$110/session
LCSW
8 years of experience
Virtual
I’m Alisha Ladha, a Licensed Clinical Social Worker dedicated to helping individuals navigate life’s challenges with compassion and understanding. I specialize in providing support for grief and loss, anxiety, life transitions, and building self-esteem, among other areas. My approach is rooted in humanistic therapy, creating a safe and welcoming space where you can explore your experiences, discover your strengths, and work toward personal growth. Together, we’ll collaborate to help you achieve your goals and build a fulfilling, balanced life.

Gabe Lamas

(he/him)

Gabe Lamas, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
I would describe myself as a goofy and radically empathetic therapist that struggles with severe ADHD and also anxiety. Not to mention the grief! I am big on being vulnerable myself. We must lead by example. I also am a strong believer in the power of connection. If you cannot connect with your therapist, research says that therapy is not likely to be effective. I prioritize the therapeutic relationship above all else. That is my foundation. That means I pride myself on not being a robot. I cannot believe I have to say this, but many students in therapy have told me that they have had robotic therapist. That is not me. I believe the most powerful therapeutic techniques are empathy and unconditional love, and those are the values I do my best to display consistently. I currently provide individual counseling to students at Miami Dade College and I have found that I really enjoy working with college students that recently graduated from high school. I find that the world treats them cruelly at such an overwhelming time of their lives and they deserve unconditional love, not tough love.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

John Brennan

John Brennan, LMFT - Florida Therapist at Grow Therapy
$65/session
LMFT
5 years of experience
Virtual
Hi! I’m a licensed Marriage & Family Therapist with the State of Florida. I received my Masters from Stetson University in 1999. I have about five years experience in therapy and also worked in foster care for about five years. I have primarily worked with children but I'm looking forward to working with adults who are motivated to make improvements in their lives.

Amy Allen

Amy Allen, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Have you lost your balance in relationships and need to recalibrate? Want to close the gap between who you are and who you want to be? Do you feel anxiety or depression robbing you of your own life and need help finding the GOOD? I can help! As a licensed mental health counselor working in private practice, I have experience with children, individuals, couples, and families. As a school district counselor leader and trainer, as well as a fitness instructor, I can help guide you to live your best life through goal setting and goal reaching in nearly every area of your life. It may feel like a big step to email or call, but it will be worth it! I would be honored to support you in unraveling the knots of your heart, mind, and body and help you breathe easily, taking next steps for growth on your unique journey.

Rosa Footman

Rosa Footman, LMFT - Florida Therapist at Grow Therapy
$250/session
LMFT
5 years of experience
Virtual
Hello, my name is Rosa Footman and I have over five years of experience in the mental health field as a LMFT. I am the Founder and Owner of Be Inspired Counseling Services INC. I also served 12 years as an Active Guard Reservist who counseled service members members on all aspects of life. I enjoy empowering, encouraging, and nurturing my clients through innovative solutions. My specialty is working with people in relationships who want to communicate clearly, compromise in a healthy way, build friendships in their romantic relationships, and be vulnerable in safe spaces. My goal as a Licensed Marriage and Family Therapist is to identify the root cause of the client's issues to be able to eliminate the residue of symptoms. I value each of my clients and having their trust does play a major role in their success. I received a Bachelor of Science degree in Religion and minor in Psychology at Southwestern Adventist University. I received a Master of Science degree in Marriage and Family Counseling Therapy at Capella University. I am credentialed as a Licensed Marriage & Family Therapist for the state of Florida providing services throughout the state of Florida. I am a Certified Christian Counselor who provides services nationwide.

Katherine Roth

(She/Her)

Katherine Roth, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
15 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Pamala Keen

(she/her)

Pamala Keen, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a Licensed Mental Health Counselor in the State of Florida. I received my Master's Degree in Mental Health Counseling from Nova Southeastern University and have been practicing for 4 years. I am a native of the community that I serve, St. Lucie County. I work with children, adolescents and adults to improve overall mental well-being through the use of adaptive coping skills to reduce and manage symptoms.

Dr. Kathy Thompson

Dr. Kathy Thompson, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
Dr. Kathy Thompson is a Licensed Mental Health Counselor (LMHC) who specializes in individual therapy with children, adolescents, and adults. Dr. Thompson is a Certified Clinical Trauma Professional (CCTP) and enjoys working with first responders, children, adolescence, and LGBTQ individuals. Dr. Thompson completed training in Eye Movement Desensitization & Reprocessing (EMDR) and offers EMDR sessions. Dr. Thompson received her Bachelor of Science degree in psychology from Florida Southern College in 2004, master's degree in clinical mental health counseling from Capella University in 2017, and her doctorate 2021. Dr. Thompson has an extensive background in child and family services and transitioned from child welfare professional to counselor in 2017. Dr. Thompson began working in private practice in 2019 and has spent the last 4 years working directly with first responders and individuals in crisis. Dr. Thompson prefers to collaborate with each individual client in identifying and achieving goals after establishing a trusting relationship. Dr. Thompson desires to work together to find realistic and lasting ways to achieve successful outcomes. Dr. Thompson‘s primary approach is integrative with a heavy influence on cognitive behavioral therapy (CBT), where exploring maladaptive thinking can change behavior. Other strategies are developmental, psychoanalytical, and humanistic in approach and encourage one to develop a stronger healthier sense of self. All approaches are evidence-based meaning research has influenced the practice.

Lynn Scott

Lynn Scott, LMFT - Florida Therapist at Grow Therapy
$120/session
LMFT
10 years of experience
Virtual
Hello! I'm a Marriage and Family Therapist based in Florida with a master’s degree from Liberty University. With 10 years of experience, I specialize in helping adults navigate and improve their relationships—whether with spouses, significant others, children, parents, siblings, peers, or friends. My goal is to provide support and guidance to individuals and families facing relational challenges, fostering healthier connections and communication patterns.

Robin Staley

(she/her)

Robin Staley, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Robin! I am a Licensed Mental Health Counselor (LMHC) with over five years of experience, and I bring a compassionate, creative approach to therapy. My array of life experiences allow me to deeply connect with my clients on a meaningful level. I often utilize experiential and hand-on tools in therapy that help create a space of learning and growth. When I'm not in the office, you can find me with my kiddos, in the garden, exercising, or working on a craft.

Dr. Melissa Miller-Muñoz

Dr. Melissa Miller-Muñoz, LMHC - Florida Therapist at Grow Therapy
$95/session
LMHC
8 years of experience
Virtual
I am licensed in Florida with 10+ years of professional work experience in conflict resolution and mental health counseling. I believe that empowerment is an essential and powerful tool in the healing process. I approach the therapist-client relationship with an open heart and mind, building upon trust, collaboration, and empathy to produce positive, transformative outcomes. I seek to facilitate change by entering the client’s psychological world, utilizing a phenomenological lens; this allows me to focus on the lived experiences of each individual and the personal meaning behind their circumstances past, present, and future to determine the most effective therapeutic interventions. My holistic approach to psychotherapy focuses on the overall relationship between mind, body & spirit. I have experience in helping clients with LGBTQ+ related issues, relationship issues, life transitions, family conflicts, coping with grief, coping with loss, motivation, and self esteem. I believe in treating everyone with respect, sensitivity, and compassion.

Thamar Blaise

Thamar Blaise, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
15 years of experience
Virtual
Struggling with stress, anxiety, feeling stuck, or low self-esteem? I’m here to help. As an experienced therapist, I offer evidence-based, person-centered therapy to guide you toward balance and growth. Whether you’re facing career or relationship challenges, or seeking faith-based therapy, we’ll work together to create a personalized path forward. As a Certified Clinical Trauma Professional, I use techniques like breathwork, mindfulness, and actionable steps to enhance healing. Taking the first step is courageous—let’s work together to achieve lasting change and well-being.

Susana Mejia-Vargas

Susana Mejia-Vargas, LCSW - Florida Therapist at Grow Therapy
$70/session
LCSW
1 year of experience
Virtual
My name is Susana Mejia Vargas. I am a fully bilingual (English and Spanish) Licensed Clinical Social Worker (LCSW), and my main focus is to help clients with unresolved trauma. Depending on how you are affected, trauma can cause difficulties in your daily life, such as hopelessness, anxiety, depression, sleep disorders, constant irritability, and stress. I help my clients better understand the challenging aspects of traumatic events that are affecting their emotional and mental health. I will make clinical judgments about how to proceed in certain situations, but you are an expert on yourself, even if you don't feel that way.

Dr. Karen Baldwin

Dr. Karen Baldwin, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
25 years of experience
Virtual
As a licensed clinical social worker, I have been in the field of social work for over 25 years. My experiences have ranged from working with birth mothers with an adoption agency, working with children/adolescents and their families with a broad range of issues stemming from divorce, blended families, trauma, grief work, foster care and adoption. I am also a Registered Play Therapist and a First Play Practitioner. Over the years I have also worked with adult clients as well as couples. My approach to therapy is to be client-centered to help maximize a client's own ability to find solutions with support from the therapist. This is done in a non-judgmental environment by displaying genuineness, positive regard and empathic understanding.

Yaimara Vazquez

Yaimara Vazquez, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
2 years of experience
Virtual
Hello! I'm a licensed mental health counselor, and I’m passionate about supporting individuals and families through life’s ups and downs. Whether you’re dealing with anxiety, relationship issues, or just trying to find balance as a busy parent or professional, I’m here to help. Life can feel like a lot sometimes, and I aim to offer a space where you can feel heard, understood, and empowered to make the changes that feel right for you.

Moli McFarland

(she/her)

Moli McFarland, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
My name is Moli and I'm passionate about helping clients overcome mental health concerns related to anxiety, depression, low self-esteem, people pleasing behaviors, and trauma. With a strength-based approach, I help empower my clients to discover and utilize their inherent strengths to help overcome life's challenges. I aim to create a safe and non-judgmental space where my clients can explore their thoughts, emotions, and experiences, while tailoring my therapeutic interventions to meet the specific needs and goals of each client.

Cynthia Harris-Maddox

Cynthia Harris-Maddox, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hi there, I am Cynthia Harris-Maddox a licensed in Florida with 6 years of professional work experience. I aim to help clients with stress and anxiety, trauma and abuse, depression, & coping with life changes. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. Let's work together!

Berinda Sapp

Berinda Sapp, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello, I am Berinda, a Licensed Clinical Social Worker with experience in maternal health, foster care, trauma, anxiety, depression, relationships, and life skills. My approach is person-centered, and I strongly focus on meeting a client where they are. I have nearly 20 years of experience in the field and have been providing individual therapy for 6 years. My goal is to support you in obtaining your goals and identifying your desired outcome.

Jaclyn Booth

Jaclyn Booth, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
11 years of experience
Virtual
As a therapist, I am dedicated to helping individuals navigate their emotional challenges and achieve personal growth. I work with a diverse range of clients, including those facing anxiety, depression, relationship issues, and life transitions. My goal is to provide a safe and supportive environment where clients feel heard and understood. Through personalized therapeutic approaches, I empower clients to develop coping strategies, gain insights into their behaviors, and build resilience. The impact of our work together can lead to improved mental well-being, healthier relationships, and a greater sense of fulfillment in life.

Stephanie Fiterman

(cy/cyr)

Stephanie Fiterman, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
My Journey to becoming a therapist began after a career in teaching and raising my three boys. My passion has always been working with children, but as a therapist, I have the ability to help people of all ages. I have a background in working with trauma, adoption, divorce, parent coaching, and the child welfare system, and I have experience working with young children, teens and adults. I specialize in working with children and families who are struggling with child behaviors, life circumstances, family dynamics, adult, relationships, or parent, child relationships, and seek greater connection, harmony, and resiliency in life.

Katie Becht Dougherty

Katie Becht Dougherty, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Great to meet you! What if therapy wasn’t just about healing—but about reclaiming the joy, power, and peace you were always meant to have? I want to help calm and heal your anxious thoughts. My goal is for you to have coping skills that you are able to utilize in order to enjoy life again! I am excited to begin this journey withy you in your wellness and healing.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Foster Care/Adoption?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Foster Care/Adoption, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.