Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2269 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/12/2025

Christy Evans

Christy Evans, LCSW - Florida Therapist at Grow Therapy
$35/session
LCSW
15 years of experience
Virtual
Hi there - I am a Licensed Clinical Social Worker. I completed my Master of Social Work degree at the University of South Florida. I also have a Bachelor degree in Psychology from Southeastern University. I have worked in the mental health field for 15 years. I have provided case management services, family therapy, parenting skills, romantic relationships skills, and other counseling services for people facing life’s many problems.

Colette Biondi

(she/her)

Colette Biondi, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
40 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.

April Smith

April Smith, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
13 years of experience
Virtual
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Olushola A. Lawal

(he/him)

Olushola A. Lawal, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Olushola Abiodun Lawal was born and raised in South Florida. He is an alumnus of Florida State University. Shola, as his friends call him, graduated from FSU with his Bachelor's of Social Work in 2013 and again with his Master's of Social Work in 2015. While a student at FSU, Shola gained an interest in the field of substance abuse, child welfare, and mental health disorders/ life coaching. As a Licensed Clinical social worker in the state of Florida, Shola has insight and understanding of the different criteria and appropriate diagnosis for an array of mental health disorders. Shola has over 5 years of experience as a Primary Therapist, case manager, and clinical care coordinator.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Sasha Thompson

(she/her)

Sasha Thompson, LCSW - Florida Therapist at Grow Therapy
$60/session
LCSW
8 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) who believes in the power of feeling heard and understood. I hold a Bachelor of Science Degree in Psychology and a Master of Social Work Degree, with certifications in Marriage and Family Therapy and Mental Health Disorders. I became a therapist to be a voice of hope and a listening ear for those who may feel like they don’t have one. Whether you're navigating anxiety, depression, trauma, or just feeling stuck, I’m here to walk alongside you—without judgment.

Kaylee Muñoz

(she/her)

Kaylee Muñoz, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
I am someone who believes all people have the capacity to heal, grow, and live fully when given the right support. I recognize that life has many challenges and sometimes we just need help in facing the obstacles in our way. I became interested in psychology and understanding people after my brother was diagnosed with schizophrenia and I saw a drastic change in who he was as a person. This journey of trying to understand people, started in middle school, continued through college where I fell in love with Psychology, and into my masters program where I got a degree in Social Work. I started a career as a mental health therapist in 2019, and I continue my journey of learning and growing to better serve the needs of my clients now and in the future.

Annielle Timmons

(she/her)

Annielle Timmons, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
7 years of experience
Virtual
Hi, I'm Annielle (Ann'yell), a Licensed Clinical Social Worker with over a decade of experience in the Social Work field. My passion is helping individuals and couples through tough times, offering support to cope with their unique challenges, resolve relationship issues, and reach personal goals. I specialize in depression, trauma, anxiety, communication, self-esteem, and life transitions. I hold a Master's degree in Clinical Social Work from the University of South Florida. My personal journey has given me academic knowledge and resilience as a trauma survivor. As a woman of color with a background of humble beginnings, I bring empathy, warmth, and a non-judgmental approach to my clients. My goal is to help you not just survive but thrive. I use evidence-based techniques like mindfulness, CBT, motivational interviewing, trauma-focused interventions, and person-centered therapy. Life will bring stressful seasons for all of us. I'm here to support you through your current phase with compassionate listening, affirmation, and fresh perspectives. If you're ready for personal growth and healing, schedule an appointment today. Your well-being is my top priority. Hope to talk to you soon.

Rick Lee

(he/him)

Rick Lee, LCSW - Florida Therapist at Grow Therapy
$175/session
LCSW
5 years of experience
Virtual
Adults seeking improve your current work/life balance, self-esteem, and overall mental stability day to day. You find balancing your professional career, personal relationships, and finances can be stressful and overwhelming. You may feel frustrated, scared, discouraged, or confused. Im here to help individuals overcome such issues. Through therapy addressing the circumstances and past experiences leading to these felling's, I create a safe place to allow individuals to move forward to transform into successful, empowered, and healthy individuals. My typical clientele includes health care workers, first responders and professional/career focused individuals and more. My first-hand experience of over ten years working in such environments (hospital, corporate roles, etc) allows me to emphasize and relate, creating a foundation for a successful therapeutic journey. I am a graduate of The University of Central Florida and offer telehealth services throughout the State of Florida.

Daniel Celmer

Daniel Celmer, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I’m a human first and a therapist second. I believe in showing up authentically, because real connection is what helps people heal. I care deeply about creating space for people to feel safe, heard, and respected. I don’t pretend to have all the answers—but I know how to walk beside you as you find your own. Who I am is someone who believes in your ability to grow, even when things feel messy.

Neda Koehnemann Ph.D.

Neda Koehnemann Ph.D., LP - Florida Therapist at Grow Therapy
$125/session
LP
26 years of experience
Virtual
I am a licensed psychologist in Florida with over twenty-five years of experience with children, adolescents, and adults with a wide range of mood disorders, parenting problems, behavior, and relationship issues. I have conducted evaluations for Social Security Disability and the Department of Children and Families as well as custody Parental Evaluations for families and the court system. I am trained in Collaborative Law divorce mediation to help families focus on the best interest of their children through those difficult circumstances. Working with patients that are having difficulties making life adjustments as life becomes more complex is what I enjoy the most because we all can become more adaptable and develop new skills and techniques to help us cope more effectively. I have worked with patients suffering with and recovering from significant medical issues including COPD, CVA, TBI, cancer, diabetes, COVID, and physical injury, assisting them in regaining strength and independence and being able to return home following inpatient rehabilitation intervention. Many people I work with are first responders, have PTSD, or are suffering from Acute Stress Disorder following a trauma. My therapy style varies according to the issues presented, and my role as a psychologist is not to judge but to treat people as individuals and provide needed support. I use cognitive-behavioral and reality therapy and am very much in-line with the humanistic approach in all client care. I prefer to be solution-focused and to provide clients with valuable tools that they can use in the future as needed. Decision making strategies and techniques are emphasized. I provide supportive therapy and try to aid in empowering patients in taking confident, measured steps toward where they want to be next in their life path.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Eliz Cruz

Eliz Cruz, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As a bilingual Marriage and Family Therapist, I am committed to providing comprehensive care to individuals across the lifespan. My therapeutic approach is holistic, collaborative, and person-centered, encouraging active participation in the healing process. When appropriate, I am also equipped to incorporate faith-based interventions in alignment with the client's preferences. In my role as a psychotherapist, I strive to offer steadfast support and empathetic guidance as clients work toward their therapeutic goals. Together, we will engage in a meaningful and transformative process aimed at dismantling generational patterns, addressing intrusive thoughts, and fostering a deeper understanding of emotional experiences, behavioral responses, and interpersonal dynamics. It would be a privilege to accompany you on this journey of personal growth, as you work to reshape your narrative and cultivate a more balanced and fulfilling life.

Suzanne Wright

(she/her)

Suzanne Wright, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
10 years of experience
Virtual
Hi, my name is Suzanne Wright, and I am a licensed clinical social worker LCSW with a master’s degree in social work. I have been in the social service field for over 20+ years. What I bring to you as a therapist is… a calm nature, active listening, a nonjudgmental attitude, and a supportive relationship. As a therapist, I understand that this is your journey, and I am here to be your sounding board. My goal is to foster effective self-reflection which will lead to finding personal tools to achieve your goals. Coming from a multicultural background it has allowed me to see things in all different lights and spaces. It has allowed me to observe and be present in ways not many people get to experience. I enjoy working with individuals on racial identity, and cultural acceptance.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Anthony Lewis

Anthony Lewis, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LMHC
8 years of experience
Virtual
Hello, I'm Anthony. I earned my Master’s degree in Counseling and Human Services, with an emphasis in Clinical Mental Health from the University of Colorado, Colorado Springs, and hold a Bachelor's in Psychology. I am also certified in Eye Movement Desensitization and Reprocessing (EMDR), Crisis Prevention Intervention, and serve as a Crisis Intervention Trainer. My journey in mental health has equipped me with the skills to support diverse populations dealing with complex issues such as trauma, depression, anxiety, grief, self-care, relational issues, family issues, parenting, goal achievement, and persistent mental illness. Throughout my career, I've had the privilege of working as a child protection therapist assisting families in the judicial system, and as a mobile crisis clinician and crisis program supervisor throughout rural Colorado. In my private practice, I've worked with adolescents, adults, couples, and families, utilizing an eclectic style of therapy that blends life experience with established theory. My approach is rooted in creating a safe, respectful, and dignified environment where you can feel supported while being encouraged and challenged to grow toward your goals. I have a strong passion for mental health and helping others. My goal is to provide an environment characterized by safety, respect, dignity, and support while also encouraging and challenging people to keep growing toward their goals. Whether you're dealing with anxiety, depression, life transitions, or need support as a military veteran, I'm here to help. I also offer SonderMind Video Telehealth for those who prefer or require remote sessions. If you're ready to take the next step in your journey, I invite you to reach out. Together, we can work towards achieving your goals and improving your well-being.

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Zoe Skowronski

(she/her)

Zoe Skowronski, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
4 years of experience
Virtual
Hi! My name is Zoe. I specialize in virtual therapy for teens and women navigating the lasting impact of complex PTSD, borderline personality disorder (BPD), eating disorders, anxiety, and depression. My work is rooted in the belief that healing begins with understanding—not just of symptoms, but of the emotional patterns, past experiences, and survival strategies that shaped them. I'm certified in DBT and trained in EMDR, integrating evidence-based approaches with a warm, direct style that helps clients build deeper insight, emotional regulation, and lasting change. Are you a teen or adult woman juggling the stress of work, school, or relationships while feeling stuck in a cycle of overthinking and self-doubt? Maybe past experiences still weigh on you, keeping you up at night, or you feel pressure to have it all together when, deep down, you’re struggling. You might be coping by being hard on yourself, over-controlling food or exercise, or repeating relationship patterns that don’t feel healthy. If any of this sounds familiar, you’re not alone. I get how overwhelming it can be, and I’m here to help. If you’re exhausted from holding it all in, stuck in cycles of anxiety, depression, toxic relationships, or self-doubt… I see you. If food, perfectionism, or emotional shutdown became your survival tools, you're not broken—you adapted. If you’ve been told you’re “too emotional” or “too sensitive,” but deep down you just feel too alone, this space is for you.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.