Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1063 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Sarah Shead

(She/Her)

Sarah Shead, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
2 years of experience
Virtual
Hi, my name is Sarah and I am an LCSW (Licensed Clinical Social Worker) in CA. I work with adults and the geriatric population, specializing in managing anxiety and depression through a variety of therapeutic modalities. I focus on client-centered therapy and utilize the empowerment model. My approach varies based on the needs of the client. I frequently work with clients through CBT, supportive therapy and strengths-based therapy.

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Jeff Yoo

(he/him)

Jeff Yoo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an RLT trained therapist, I specialize in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your life and relationships. We will work together to foster personal growth and empowerment.

Helen Caldwell

(she/her)

Helen Caldwell, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
24 years of experience
Virtual
Hi, I’m a licensed clinical social worker and therapist with a passion for supporting individuals navigating life transitions, identity shifts, and relationship challenges. I work with clients who are often juggling multiple roles—professionals, partners—and help them reconnect with their values, cultivate self-compassion, and build more sustainable ways of living and relating. My approach is collaborative, grounded, and strengths-based. Whether someone is managing stress, grief, or rediscovering their sense of self, I aim to create a space that feels safe, affirming, and forward-moving.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Jessica Dulin

Jessica Dulin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist with 8 years of experience. My clinical experience is working with individuals who are dealing with cancer and chronic illness, both from a personal and clinical perspective. I have successfully helped clients navigate through challenges such as anxiety, depression, and OCD. My goal is to provide a safe and supportive environment where clients can explore their emotions, develop coping strategies, and ultimately find healing and growth.

Jill Cordova Holt

Jill Cordova Holt, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
PLEASE NOTE: I am a Gerontological Counselor. I believe in empowering older adults by fostering independence, resilience and sense of identity. Aging is a journey that should be met with dignity, respect, and opportunities for growth. By actively listening, providing tailored support, and encouraging self-determination, I can help older adults maintain their autonomy and confidence. Resilience is nurtured through meaningful connections, purposeful activities, and a focus on strengths rather than limitations. I am committed to honoring an individual's experiences, celebrating their uniqueness, and creating environments where people feel valued and capable. I challenge stereotypes about aging and promote a vision of later life filled with possibility and fulfillment.

Janaelyn Mitchell

(she/her)

Janaelyn Mitchell, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
8 years of experience
Virtual
We all experience life's challenges, feel alone, stuck and unsure what to do sometimes. I understand, it can be scary, seeking professional help for personal issues. I also know, therapy can be deeply healing, when one can open up and take the first step towards mental well-being and self-love! My name is Janaelyn Mitchell, and I am a Marriage and Family Therapist that provides individual therapy and coaching.

Adrian Romo

Adrian Romo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
17 years of experience
Virtual
I am a helper. And I help people who are currently struggling with depressive, anxious, and other mental illness-related symptoms. I help them expand their mindfulness, improve their assertive communication skills, and view themselves, and, consequently, the rest of the world, as living beings worthy of love and respect. I don't merely believe in therapy, I know first-hand the beneficial power it can provide. Before seeking mental health services for myself, not only did I suffer from low self-esteem and other depressive symptoms, I also suffered from severely disturbing panic attacks. I am grateful each and every day that I no longer suffer from those symptoms. This is just one of many reasons why mental health is the greatest passion of my life.

Albert Vasquez

(he/him)

Albert Vasquez, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
21 years of experience
Virtual
I have over 20 years experience working in a forensic setting addressing a range of mental health issues that include anger management, psychosis, general anxiety, depression, and trauma related symptoms. I offer therapy using cognitive based interventions along with mindfulness strategies to manage mood symptoms and control negative thinking patterns. I also offer assertive communication techniques to help improve communication style between partners, family, friends, and workplace.

Catherine Ramsey

(She/her)

Catherine Ramsey, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
4 years of experience
Virtual
I am a Marriage & Family Therapist based in Northern California. I earned my Masters degree from Golden Gate University in San Francisco and have been licensed for 4 years. I have over 8 years of experience supporting families of patients diagnosed with Autism Spectrum Disorder and other developmental delays. I work with adults to help them uncover what keeps them stuck in unhealthy patterns and provide tools so they can achieve their personal goals. I am here to help you establish better relationships with your loved ones, learn to set boundaries, and meet your full potential.

Kimura Washington

(she/her)

Kimura Washington, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
2 years of experience
Virtual
Hello, my name is Kimura (Key-mu-ra), a Southern Californian native and Licensed Clinical Social Worker (LCSW). I have had the distinct pleasure of providing client-centered care to individuals in Long Beach, Los Angeles, and surrounding cities and in partnership (case management, care coordination) with Veterans, Caregivers, Geriatric populations, Youth aging out of foster care, and individuals who were homeless. My foundation and blueprint are my faith, worship, and prayer; I provide Christian Counseling, and utilize CBT, Solution Focused, Strength Based, and Positive Psychology methods to support Clients in their personal journey to self-actualization, acceptance, and empowerment.

Sarah Sack

(she/her)

Sarah Sack, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
4 years of experience
Virtual
Hello and welcome! Asking for help is no small feat, and your being here means you are taking that courageous first step toward your emotional, mental, and spiritual well-being! My name is Sarah and I am a Licensed Clinical Social Worker experienced in working with adults struggling with anxiety, depression, relationship issues and codependency, low self-esteem, identity, trauma, grief, and life transitions. I take a whole person approach to help you gain the hope, skills, and confidence to navigate life’s challenges, make meaningful change, and manage your mental health and well-being and successfully. Together we can work to build the bridge from where you are now to a life with more joy, resilience, and possibility. You are no less worthy than anyone else of a full and meaningful life, and I believe that whole-heartedly. I am here to create a safe, supportive, and non-judgmental space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.

Simon Chan

(he/him)

Simon Chan, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
10 years of experience
Virtual
I ONLY SEE ADULT CLIENTS and I DON'T SEE COUPLES. I’ve wanted to be a therapist since I was 18; I knew that I was a very self-aware, emotionally sensitive, and insightful individual. I have a genuine desire to get to know each client as a human being. I find it very easy to listen to others and am interested in solving personal problems. I like to observe and analyze people. In high school, my friends always confided in me about their problems because they saw that I was trustworthy. Before becoming a therapist, I was a medic in the US Army. Whether you are struggling with porn and sex addiction, depression, anxiety, or trauma, I’m honored to support you. I specialize in helping adults get to know themselves and feel empowered to advocate for their well-being. As we work together, you will reflect, expand your awareness, and gain tools to manage adversity and grow.

Diane L. Foster

(she/her)

Diane L. Foster, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years experience and training with individuals, couples and families who want to take charge of their lives. Together we can explore new coping skills, strengthen existing skills to improve relationships, and sharpen communication skills to enjoy harmony in your life. My approach is strength based, non traditional and focuses on your individualized needs. I take an empathetic, common-sense approach to exploring life's problems and guiding you through the issues you are currently facing and the ones you continue to carry from your past.

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Sue De Santo

(she/her)

Sue De Santo, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
30 years of experience
Virtual
Have you ever felt like you were busy doing all the things you thought would bring you a happy life, yet felt alone and disconnected from yourself and others? These feelings are often when people turn to alcohol, drugs, food, shopping or relationships to try to create those feelings of happiness, contentment and joy. It can work for a short time however the key to moving forward is to understand the reasons we seek out these distractions. When we strengthen the relationship with ourselves, the outer world becomes much more balanced and fulfilling. Through slowing down and reconnecting with our mind, body and spirit we can feel more confident to face life events with a more stable and hopeful core sense of self. I specialize in treating relationship issues, addiction/substance abuse, depression, anxiety, job related issues, couples treatment and divorce recovery

Aaron Rohrer

(he/him)

Aaron Rohrer, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Are you struggling with issues related to depression, anxiety, substance use, trauma, grief, or major life changes? You, like the many clients I've supported over the last 15 years, may be struggling with circumstances outside of your control, feel dissatisfied with the way substances are impacting your life, or are struggling to stay motivated or connected to the version of yourself you would like to be. Using basic principles from common and evidence based practices such as ACT and CBT, combined with client centered and solutions focused approach, I can work with you to help you impact the change you would like to see in your life.

Yudelka Ureña

Yudelka Ureña, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
16 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 16 years of practice and experience. My passion is to empower you to live as your most authentic self, no matter what challenges life has presented. I combine traditional psychotherapy with the transformative practices of Kundalini yoga and meditation, guiding you from what may feel like darkness back into your radiant, authentic light. I strive to create a space of healing and growth where you feel supported, safe, and seen. My hope is to help you challenge yourself to step into—and truly own—your inner light. If you are carrying the weight of past or current stressors, trauma, anxiety, depression, or self-esteem issues, you owe it to yourself to heal and grow. This is your opportunity to dedicate time and care to you.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Depression?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Depression, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.