Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 161 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/12/2026

Often rebooked

$180/session

Warm
Authentic
Direct

Specialties

Racism
Anxiety
Coping Skills
+10
Hi, I’m so glad you’re here. Seeking support is a courageous step, and I’m honored to be part of your journey. As a Licensed Marriage and Family Therapist & a Licensed Professional Clinical Counselor, my approach is warm, collaborative, and rooted in compassion. I offer a safe, judgment-free space where you can explore your story, build on your strengths, and move at a pace that feels right for you. I work with teens, young adults, and adults navigating anxiety, trauma, life transitions, identity, and more—especially BIPOC clients, moms, and transitional age youth. I draw from evidence-based, strength-based, and person-centered practices tailored to your unique needs. Therapy is a space for healing and growth, and I’d be honored to walk alongside you as you reconnect with yourself, your goals, and your resilience.
VirtualAvailable
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$150/session

Direct
Solution oriented
Empowering

Specialties

Racism
Depression
Grief
+5
My name is Jonathan Meza, Licensed Professional Clinical Counselor. I have been working in the mental health field since 2008. My practice is based in the Los Angeles area in Southern California, but I am also available via telehealth for clients throughout the state. Finding the right therapist for you is important. I'm known for being a great listener, and a kid at heart. I'm a believer that life’s hardships can be opportunities for amazing growth. My approach is to gently challenge my clients with sensitivity for everyone's unique pace in self-discovery and motivation to achieve their goals.
VirtualAvailable
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$150/session

Empowering
Warm
Authentic

Specialties

Racism
Life Transitions
Trauma and PTSD
Experiencing adversity is part of the human experience, and everyone deserves a safe space to heal and thrive. Whether you're facing communication challenges, wanting to further develop insight, or managing traumatic responses, I am here to support. Together, we will work towards solutions that promote resilience, connection, and well-being. At the foundation of all goals, I hope to instill and restore a sense of safety, trust, and empowerment in your life. In addition to my clinical work, I am passionate about advocacy and education surrounding trauma-informed care. I believe in the importance of raising awareness and reducing stigma surrounding mental health and trauma, and I actively engage in community outreach and attend regular training initiatives to stay abreast current events.
VirtualAvailable
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$150/session

Empowering
Authentic
Warm

Specialties

Racism
Anxiety
Depression
+5
Hello! I'm a Licensed Clinical Social Worker, proudly based in Oakland, California. I have supported folks over the last decade and was called to social work while employed at an art studio for adults with various health needs. In 2017, I received my Master's in Social Welfare from the University of California, Berkeley. I have been practicing as a social worker for 9 years. I support folks 18+ in navigating trauma and self worth. As a Lebanese-American therapist, I aim to work with folks who are seeking the opportunity to re-examine their cultural storyline and get creative in unpacking their identity. Together, let’s challenge societal expectations and strive to center your authentic self. A little about me, personally: I identify as an artist and child of the earth, as diaspora has scattered my ancestors across the Arab world, Africa, Europe, and North America. I am fascinated by intersectionality and the powerful ways that resilience shapes our multi-hyphenate individuality. It is important that I take care of myself so that I can be a pillar of support to my clients. The way that I release painful feelings is by channeling them into creative projects. I also work hard to stay connected to my body and my surroundings. Whether it’s through writing, building clay sculptures, beading, or making collages, self-expression is a healing practice. I encourage everyone to play a little bit!
VirtualAvailable
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$158/session

Authentic
Empowering
Solution oriented

Specialties

Racism
LGBTQ
Life Transitions
+8
My practice, Raíz Psychotherapy, is deeply grounded in the understanding of how systemic issues of the world we live in play major roles in our mental health. Acknowledging the system impacts to individuals’’ lives, I take a liberatory approach as we dive deeper in our work together to explore the factors influencing your day-to-day life to better support you in meeting your therapeutic goals. I love to work with people who are motivated to engage in therapy, and that can look many different ways. Sometimes motivation manifests as curiosity to look at certain patterns or areas of your life in new ways, it can also look like knowing exactly what changes you want to make in your life and knowing it's time to start that work, and or others being motivated looks like finally taking the big step to ask for support. Regardless of how motivation looks for you, if this resonates with you, we can do great work together to get to the root of your experience and create change. Past clients have described me as collaborative, understanding, trustworthy, authentic, and supportive.
Available
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$150/session

Warm
Authentic
Empowering

Specialties

Racism
Anxiety
Coping Skills
+6
Hello! I'm Liliana Madriz but you can also call me Lily. You did it! You took the first step in seeking help which is not always the easiest. Starting therapy can cause all sorts of feelings but I strive to make this experience as pleasant and empowering as possible. In order to do that, let me tell you about myself. I a am firm believer that everyone has a set of skills and strengths that when explored, can help us achieve the unimaginable. I am a first generation Xicana who can relate to the challenges that many first generation folks face. It is important to have conversations and recognize that people of color face systemic oppression the form of mircoaggression, racism, and other discriminations. I aim to create a safe and welcoming space to help guide and support you through your wellness journey.
VirtualAvailable
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$375/session

Authentic
Empowering
Warm

Specialties

Racism
Trauma and PTSD
ADHD
+7
Hi there, I am a licensed clinical psychologist in California. Over the past decade, I have been helping others explore and process current and past challenging thoughts, emotions, and experiences to help them live a more fulfilling life. I believe that you have what you need inside of you to not just survive but thrive and my job is to help you reconnect with it. I believe that regardless of where you are in life or what you have been through, you can be whole, you can live, you can have safe, healthy, happy, stable relationships with others and yourself. Therapy is not easy, finding and protecting your peace takes work. If you are ready to take that next step, I will happily join you and walk along side you. You are not in this alone, and I will be rooting for you!
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Racism
Peer Relationships
Trauma and PTSD
+5
Hi ! I'm Jojo and thank you for taking the time to read this! I'm an Licensed Marriage and Family Therapist in California and I work with adults. I'd like to acknowledge how therapy can be overwhelming, intimidating and at times tiring, so I appreciate you being here. I prioritize working collaboratively with my clients, meaning we'll work together to set an environment that is supportive and emotionally safe. I am motivated by Social Justice and I strive to ensure that my clients have a place in this world where their voices are being heard. My approach mostly surrounds Liberation Psychology, Decolonizing and Destigmatizing Mental Health Care, Person- Centered, Identity, Attachment & Emotion Focused while providing Culturally safe and sensitive care, along with Gender Affirming Therapy Practices.
VirtualAvailable
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Often rebooked

$190/session

Authentic
Warm
Solution oriented

Specialties

Racism
Anxiety
Coping Skills
+3
As a therapist, I work with my patients to establish a foundation of mindfulness. We begin here to increase awareness and reduce judgements of the self and others. I take a collaborative approach with my clients, allowing autonomy in all aspects of treatment; while holding them accountable. I provide clear action steps after session to facilitate and foster a culture of implementation of skills and topics covered in sessions. After all, this is your life! Who know's it better than you.
VirtualAvailable
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$175/session

Warm
Empowering
Authentic

Specialties

Racism
Anxiety
LGBTQ
+10
It's easy to overlook our need for self-care when we're busy taking care of other aspects of our lives. Our priorities often revolve around work and our family's well-being, leaving us at the bottom of our list. My aim is to encourage self-determination through therapy. During our therapeutic relationship, we will work together to achieve your goals and find new ways to overcome obstacles and crises. We'll collaborate on identifying your strengths, as it's important to recognize how your current mindset and decisions are impacting the challenges you face in life.
VirtualAvailable
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$140/session

Empowering
Solution oriented
Authentic

Specialties

Racism
LGBTQ
Sexual Abuse
+10
Brianna Hernandez is a Licensed Marriage and Family Therapist in the state of California - License #143354. Her preferred name is Bri and they use She/They pronouns. Bri is a Witch (Bruja), who decided to be a psychotherapist. They are also an Artist, Clown, Queer, Chicano and a Deeply, Sensitive Human. She wants to give you a different experience in talk therapy. They want to support you in how you decide to go about your healing journey.
Available
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$125/session

Empowering
Solution oriented
Warm

Specialties

Racism
Anxiety
Mood Disorders
+5
I am a licensed clinical social worker who have been practicing for over 12 years. My passion is working with adults and guiding them in overcoming trauma and healing wounded child parts. This passion is due to my own healing journey as a child who was touched inappropriately, exposed to domestic violence in a military household where my father abused drugs, physically abused my mother, and later experienced the death of my then 3-year-old son. Through my own healing journey, I learned how to "manage" my symptoms after receiving CBT talk therapy and grief counseling but had never healed from my trauma or knew about a wounded child part until receiving my own EMDR counseling. Since then, I have dedicated my life to supporting others who are on their own healing journeys. Before healing, I experienced symptoms consisting of low self-esteem, mood instability, not feeling safe, trust issues, and the need to control everything which negatively impacted my relationships with others. The journey was difficult but successful, thanks to EMDR. Thankfully, your journey doesn't have to be difficult. EMDR and Brainspotting are two highly effective modalities in treating trauma by helping to heal wounded parts through the brain's own healing process. If you're tired of feeling that you're always being judged, feeling stuck and unable to move forward because “something” is holding you back, experiencing trust or relationship issues, not feeling as if you're good enough, or if you're waking up sad, angry, irritable, or depressed and not understanding why, you may have a wounded part that's ready to heal. If so, I would be honored for the opportunity to help the wounded part within you to recognize that they're safe, they can trust, and that they're good enough.
VirtualAvailable
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$125/session

Empowering
Open-minded

Specialties

Racism
Anxiety
Depression
+3
I'm a Licensed Marriage and Family Therapist with 14 year experience in the mental health field. I specialize in supporting individuals who are committed to their emotional healing. I have experience in working with age groups ranging from children to adults, LGBTQ+ individuals, trauma survivors, and those who seek to live their best lives. In order to support the individuals I work with, I use Cognitive Behavioral Therapy, Strength-Based, and Person-Centered approaches.
VirtualAvailable
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$200/session

Authentic
Open-minded
Solution oriented

Specialties

Racism
Anxiety
Depression
+5
**Please Note: I am only available from 9-3:30PM Monday - Friday for new clients and follow up appointments, at this time my late afternoon & evening availability is full.** I’m a Licensed Clinical Psychologist based in the San Francisco Bay Area. As a 1st-generation immigrant myself, I deeply understand the cultural, family and career pressures experienced by Asian American adults and professionals. I specialize in therapy for individuals in the San Francisco Bay Area and across California. I received my masters and doctoral degrees from the Illinois School of Professional Psychology and completed my internship at the Los Angeles County of Department of Mental Health and my postdoctoral residency at Kaiser Permanente, Santa Clara. I have 15 years of experience working with teenagers, adults and families and specialize in working with anxiety, depression and people who are experiencing significant life transitions (changes in work, family, health, etc.) In my free time, I enjoy traveling, camping with my family, crocheting and spending time outdoors and loving on my cat, Tahoe. To learn more about me and my approach, check out https://www.sarayap.com
VirtualAvailable
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$200/session

Empowering
Authentic
Warm

Specialties

Racism
Couples Counseling
Mood Disorders
+10
Hi, I'm Dr. Alysha! Are you ready to Empower your Mental Health? By creating a safe place for processing and expression, I support persons on their unique healing journey to strengthen authenticity and resiliency. My overall approach uses psychodynamic talk therapy, offering space to those wanting to explore new perspectives, reframes, and change. When we internalize or suppress our emotions and experiences of adversity, we may be faced with lasting emotional trauma that impacts our entire well-being. However there is power in validation and relatability and that is why I utilize a client-centered, strengths-based method, with consideration for relational, intersectional, and social justice contexts. I don’t consider myself an advice giver, but instead, I will collaborate with you to recognize your choices and help you make the best one for yourself. My objective is for you to feel empowered by reducing emotional burdens, developing coping strategies, identifying resources, and enhancing your strengths. You will be treated with respectful, objective, non-biased assistance. I believe that with the right amount of support, guidance, and compassion, our capabilities are endless. **Please note Relational Therapy (couples and families) is Cash Only at $200 per session. Individual cash sessions are $150**
VirtualAvailable
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New to Grow

$150/session

Specialties

Racism
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker who has been in practice in the Inland Empire area since 2014. I believe real change is a gradual evolution (hence my practice name Gentle Evolutions), and there are often many stops along the way. I bring a lot of warmth and genuine curiosity to that process, while also keeping sessions rooted in your therapy goals. I acknowledge the vulnerability that comes with sharing your story and identity with others and aim to create a space where you feel able to share 100% of what is coming to your mind. I provide stability for clients through the difficult times and ensure that we also celebrate the small successes in the therapeutic space.
Available
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$90/session

Warm
Authentic
Direct

Specialties

Racism
LGBTQ
Life Transitions
+22
Hello! I am a resourceful and trustworthy therapist, licensed for 26 years. I specialize in adults struggling with mood/anxiety/trauma/grief/life transition/psychosis/personality/substance use difficulties. I use an integrated, trauma-informed, resiliency-enhancing approach that includes aspects of existential, cognitive-emotional-behavioral, and solution-focused therapeutic practices. I find that in the healing process, a fundamental issue is enhancing one’s relationship with self. I’ve helped many people to build understanding of and compassion toward themselves, and develop strategies that helped to improve their life circumstances. I encourage you to trust in your ability to learn, heal, and grow—you’ve got this, you can do this, and you deserve to find your way. I look forward to speaking with you.
VirtualAvailable
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New to Grow

$120/session

Specialties

Racism
Anxiety
Life Transitions
+10
Hi, I'm Karen Lopez, a Licensed Marriage and Family Therapist (LMFT), artist, and lifelong student of human behavior. I believe healing begins in a space where you feel safe enough to be fully yourself—without judgment, pressure, or the need to have everything figured out. My approach is warm, collaborative, and trauma-informed. I integrate evidence-based therapies with mindfulness, creativity, somatic awareness, and practical tools to help clients better understand themselves, navigate life's challenges, and create meaningful, lasting change. My own life has been shaped by profound loss, family trauma, major life transitions, and the experience of rebuilding my identity through seasons of uncertainty. Those experiences don't define my work, but they have deepened my empathy and strengthened my belief in each person's capacity for growth. I don't see people as broken—I see people who have learned to survive, and together we can explore new ways of living that feel more authentic, connected, and fulfilling.
Available
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$200/session

Authentic
Warm
Empowering

Specialties

Racism
Anxiety
Sex Therapy
+9
Have you been a little more stressed than usual? Are you having a hard time adjusting to a change or shift in your life? Or maybe you have been struggling with sexual challenges. I empower adults to better navigate anxiety and various life stressors. From struggling with relationships to decreasing anxiety, or even just wanting to become the best version of yourself. I am a therapist that provides a safe space for you to explore, navigate, and heal from the obstacles that keep you from thriving! I use a collaborative approach and am here to support, empower, and honor you and the person you want to be.
VirtualAvailable
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$250/session

Authentic
Empowering
Solution oriented

Specialties

Racism
Coping Skills
Depression
+8
I utilize an eclectic NONJUDGEMENTAL nontraditional approach…Focusing on exploring, identifying, and clarifying past traumas and maladaptive behaviors and beliefs causing physical, psychological, and emotional pain (suffering). Assisted guidance in dissolving and eliminating pathological behaviors that cause significant impairments in one’s daily functioning via the implementation of universal techniques and principles rooted in (Self-knowledge, Self-mastery, Self-love, Self-analysis and radical Self-acceptance) allowing YOU to accelerate your HEALING. Believe in the knowing the poor choices, miscalculations (errors), mistakes, and failures are our life lessons, gifts, master teachers, as they will ALWAYS bring the greatest inner-standing of ourselves and truly illuminates our path (PURPOSEFUL EXISTENCE). Discover the “Law Of Attraction” and meta-physical teachings revealing “YOU ARE YOUR GREATEST HEALER…AS YOU ARE THE HEALING” as well as “THE ULTIMATE CREATOR” of your world, your reality, and your life as every second of your existence is EVIDENCED by your beliefs, your internal dialogue, and how you are languaging and vibrating In this physical realm of existence. BELIEVE IN THE KNOWING YOU ARE A PHENOMENAL BEING DESERVING OF BALANCE, HARMONY, PEACE, AND LOVE in every aspect of your being!!!
VirtualAvailable
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Often rebooked

$160/session

Authentic
Empowering
Intelligent

Specialties

Racism
Anxiety
Depression
+13
Hello and Welcome! Are there moments in your life where you wished things could go better? Have you noticed changes in being able to connect with yourself (mind/body) or being able to connect with others (friends, family, new acquaintances)? Have you wondered what's wrong with your self-care? What habits are interfering with leveling up? I want to start by recognizing the tremendous courage and step forward in seeking therapy. I utilize a whole person, strength based, and compassionate approach to understanding your problems. My goal is to support you by listening and helping you find solutions that will work for you. I utilize a cultural humility and solutions focused approach to ensure that you are in the driver seat and I can be your headlights in reaching that destination. I pull from a variety of evidence-based practices and consider myself eclectic in style. In our sessions, therapy should feel natural, conversational, safe and overall be a space to promote healing. We all need someone to talk to, so let's work together. Tambien hablo Espanol.
VirtualAvailable
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$150/session

Specialties

Racism
Anxiety
Grief
+6
Hello! I'm a Licensed Marriage and Family Therapist (LMFT) based in California with a background in Theatre Arts. I received my master's degree from California State University Dominquez Hills. I have been practicing for 7 years. I help adults struggling with career stress, life transitions, anxiety, as well as individuals who have experienced historical trauma and grief. Through the use of the therapeutic process, I assist with the processing of complex emotions.
VirtualAvailable
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$140/session

Authentic
Warm
Empowering

Specialties

Racism
Anxiety
Depression
+10
Do you feel lost, stuck, burned out, or afraid of the unknown? Do you struggle with self-compassion and maintaining healthy boundaries? Are you looking for a space where you can show up fully as yourself? Through a relational lens that recognizes the importance of the mind-body-soul connection, I can assist you in uncovering and working through patterns, thoughts, and experiences that are no longer serving you while re-awakening joy, connection, curiosity, and ease. I believe in the power of the therapeutic relationship as a catalyst for reflection, change, personal development, and growth. It is my honor to hold space for healing and self-discovery to unfold at a pace that is directed by you. Choosing a therapist is a deeply personal decision that takes time and care. Schedule a free phone consultation if you'd like to connect and determine if we are the right fit for each other. I look forward to speaking with you!
VirtualAvailable
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$200/session

Warm
Direct
Holistic

Specialties

Racism
Grief
Life Transitions
+9
I’m a Licensed Marriage and Family Therapist and a Ph.D. candidate in Depth Psychology with a focus on integrative healing practices. Over the past nine years, I’ve supported individuals and families across diverse clinical settings, including schools, private practice, and NGOs globally. My work centers on helping clients reconnect with their authentic Self by gently exploring the uncharted terrain of the inner world. I believe that true transformation begins when we stop trying to fix ourselves and start listening to what our symptoms, patterns, and longings are asking of us. Therapy with me isn’t about finding quick solutions. It’s about being witnessed in your vulnerability, meeting yourself with compassion, and remembering who you are beneath the protective layers that once kept you safe. Whether you're navigating grief, relational pain, life transitions, or the quiet ache of disconnection, I offer a grounded, compassionate space for deep inquiry and healing. If something here resonates, I invite you to reach out. We can begin with a conversation and explore what’s possible.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Racism
Anxiety
Trauma and PTSD
+6
Hello, I'm Natasha, a Licensed Marriage and Family Therapist based in Fresno, CA. Do you feel like you’re constantly overthinking, putting others first, or avoiding conflict to keep the peace? Anxiety has left you feeling exhausted and disconnected, or past trauma makes it hard to feel safe and grounded. You want to break free from these patterns, set healthy boundaries with confidence, and experience emotional stability. Your goal is to feel calm, confident, and in control of your life, but you’re unsure how to get there. If this sounds familiar, you don’t have to figure it out alone. I specialize in supporting people struggling with anxiety, trauma, and patterns of people-pleasing or overthinking. Using a compassionate, person-centered approach, I help you build healthy coping skills, process difficult experiences, and create healthier relationships with yourself and others. Together, we’ll work to help you find peace and confidence. Starting therapy can feel overwhelming, but you're already showing strength by exploring your options. You deserve support, healing, and a space where you feel heard. I offer virtual individual therapy for clients in California, providing compassionate care tailored to your needs. If you're ready to take the next step toward healing, I’m here to help. https://www.clarkfamilycounseling.com
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.