Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 205 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/5/2025

Joe Henson

Joe Henson, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
5 years of experience
Virtual
I am Joe Henson, Licensed Marriage and Family Therapist. I consider myself a Bowen Family Therapist that has also utilizes CBT, DBT, and Solution focused treatment. I have extensive history working with children, teens, and young adults who are are just starting to figure out independent living. My style of therapy best serves those that want to both understand how their challenges and goals came to be as well as have a strong game plan to tackle those challenges for a meaningful change.

Luke Lorefice

(he/him)

Luke Lorefice, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
6 years of experience
Virtual
Hi, I’m Luke Lorefice, a therapist and college/career counselor dedicated to helping young adults, including neurodivergent students and those facing emotional or academic challenges, find clarity, confidence, and purpose. I hold a Master’s in Social Work from Simmons University and a College Counseling Certificate from UCLA Extension. My work blends mental health expertise with practical career guidance to support individuals navigating education, employment, and life transitions. Through Grow and my private practice, Wave Point Counseling, I help clients explore meaningful paths—whether that’s higher education, a career pivot, or rediscovering a sense of direction.

Matthew Tapia

(he/him)

Matthew Tapia, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
12 years of experience
Virtual
Hello! I am a Licensed Marriage and Family Therapist (LMFT), currently licensed in Arizona and California. In my life, I’ve seen many people with a broad spectrum of challenges. I’ve also seen that hope and relief are possible. I offer a unique perspective in getting you that help. I enjoy seeing individuals and families solve problems and feel closer together. My experience comes from providing direct mental health and behavioral counseling for kids, teens, and adults with a variety of presenting issues including anxiety, autism, Asperger's syndrome, depression, stress, relationship and family issues, life transitions, parenting, and caregiving issues in a variety of settings. My approach and therapy style draws influence from Acceptance and Commitment Therapy (ACT), Dialectical Behavior Therapy (DBT), Mindfulness, and Cognitive Behavioral Therapy (CBT). It is important that you and I work together as a team using a collaborative approach and that I meet you where you are.

Bella Lurie

(she/her)

Bella Lurie, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
6 years of experience
Virtual
I am a psychotherapist, a meditation teacher, and an amateur naturalist. In my home country, I am licensed to conduct learning disability evaluations. My growing up was first-hand impacted by 3 very different languages and cultures. These cultures informed the style of my relationships and my esthetic preferences. For as long as I can remember, I have been mystified by human memory functioning, first as a scientist, then as a meditator. Having gone a long way from trying to remember everything I deemed worth remembering to a more effortless and drama-free attitude toward memory-creating moments, I am still making sense of what it means to integrate each moment of life as it comes. Approaching this subject experientially and relationally informs who I am as a practitioner and as a person. If topics like cognitive functioning, memory styles and focus make your curiosity antennas hum, this is a place for you. My approach to psychotherapy is highly relational and somewhat didactic. I love to explain everything I see and say at every step of the process. With me, you will never experience a blank screen characteristic of traditional psychoanalytic approaches (from which I draw inspiration in the realm of dream interpretation and theory).

Dawniel Page

(she/her)

Dawniel Page, LMFT - California Therapist at Grow Therapy
$120/session
LMFT
18 years of experience
Virtual
Hello! I'm a Licensed Marriage and Family Therapist with over 18 years of experience working with adults, families and children. I have experience working with a wide range of challenges and concerns including anxiety, depression, mood disorders, relationship issues, life transitions, and other life challenges as they arise. My approach is personalized and interactive. I believe in treating others with dignity, respect, and compassion. My approach is eclectic with a strong focus on strengths and treating the whole person. I like to combines cognitive-behavioral, humanistic, and some mindfulness techniques. Together we will create an individualized treatment plan to meet your unique needs. I earned my B.A. In Psychology from the University of California, Davis. I also have a Masters in Counseling Psychology with an emphasis in Marriage and Family Therapy, a second masters degree in business management and my doctorate is in organizational development. It takes courage to seek a more fulfilling and happier life and to take the first steps towards a change. When you are ready to take that step I am here to support and empower you. I look forward to working with you!

Ilusión Millan

(she/her)

Ilusión Millan, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in California. I received my Masters from Pepperdine University and have been practicing for 7 years. I provide compassionate, evidence-based care to support clients in navigating life’s challenges and achieving personal growth. Specializing in grief and loss, anxiety, and professional stress, I work with clients across the adolescent and adult life span to help them process emotions, build resilience, and rediscover meaning in their lives. Through approaches such as narrative therapy, cognitive behavioral therapy, and solution-focused techniques, I create a safe and empowering space for clients to explore their experiences and identify their strengths. My goal is to foster healing, self-discovery, and lasting change in a collaborative and supportive environment.

Kattera Cordero

(she/her)

Kattera Cordero, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Hello, I'm Kattera. Are you feeling overwhelmed or being stretched thin? Are you looking for a positive outlet and someone safe to talk to? Are you having a hard time with negative or intrusive thoughts? Are you struggling with self-esteem or having confidence? Having challenges in your relationships? I am here to help and support you along your journey. I can help to identify those negative things in your life and explore ways to ease anxiety, depression, worry, and thoughts of self-doubt. Together, we can explore ways to create balance and address your health as a whole so that you can find the peace and confidence you are looking for. Therapy can feel kind of scary in the beginning, but taking that first step can be a life changer. You deserve a safe and healthy place to learn, grow, and become the person that you want to be. Healing takes time and I know that healing can happen. I truly believe in the power of therapy and the safety of the therapeutic relationship to help guide you in your healing journey. You are not alone in this process. Together, we will find ways for you to navigate and overcome the barriers that arise and create new meaning in your life. I am so excited to work with you and to support you in attaining the life that you want and are looking forward to.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Victor Washington

Victor Washington, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social worker in California with a demonstrated ability to develop rapport with people from various backgrounds. As a social worker, I have had the opportunity to work in various settings from medical and psychiatric hospitals, community mental health agencies and the criminal justice system (juveniles and adults). I have also worked with individuals challenged by addiction. Through the use of interpersonal dynamics, I can support individuals in accessing various psychological parts of themselves while focusing on the past, present and future.

Tracee Couch

Tracee Couch, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
14 years of experience
Virtual
Do you ever feel stuck and don't know what to do? Does the thought of getting out of bed or completing a task feel so overwhelming that you'd rather just go back to bed and not think about it? It can be hard to carry on with the day to day activities that life brings us when we struggle with the stress, anxiety and overwhelming feelings around it. I enjoy working with clients to find the joy in life. I will listen to you, understand where you are coming from, and gently encourage you to move toward your goals. I will call you out on repetitive patterns that are getting you no where, and help brainstorm some ways of getting you out of that funk. You've done it your way, now let's work together to find a new way!

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Elizabeth Deol

(she/her)

Elizabeth Deol, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
I have 8 years of experience working with individuals, children, youth, and families. For the past 3 years, I've supported children and adolescents involved in the foster and judicial system. I'm passionate about helping clients navigate through life stressors, understand the connection between trauma and dysfunctional patterns, and achieve personal growth. I utilize an integrative approach which allows me to tailor interventions to your specific needs. I'll provide a safe non-judgemental space for you to show up as your authentic self and explore what tools you need to evolve into your best self.

Rebecca Foster

Rebecca Foster, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
5 years of experience
Virtual
Are you feeling down, depressed, anxious, isolated, or overwhelmed with life? Hi! I’m Rebecca, a Licensed Marriage and Family Therapist. I have a Bachelor’s degree in Psychology and a Master’s Degree in Clinical Mental Health Counseling. Providing therapy is not just a job for me, it is my passion. I have worked in the mental health field for over 10 years devoting my time and efforts in the non-profit world. I utilize a client-centered approach with my clients, focusing in on my clients’ strengths to help them achieve success. I like to tailor my interventions and strategies around each client’s needs. In the past, I have utilized CBT, DBT, motivational interviewing, and solution focused modalities. I have personal experience in the areas of depression, anxiety, stress, trauma, and addiction. I can personally relate to the issues that you are going through and want to be the support system that you need to get through this! I offer an empathetic, non-judgmental, and safe space to discuss and work on your issues. Let’s work together to help you succeed through your life journey.

Anthony Parham

(he/him)

Anthony Parham, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
15 years of experience
Virtual
I am licensed in California with 14 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, trauma and abuse, & parenting issues. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Joanna Orlowska

Joanna Orlowska, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LCSW
10 years of experience
Virtual
Hi my name is Joanna! I am licensed in California with over 8 years of professional clinical experience. I have experience in helping clients with stress and anxiety, motivation, self esteem, and confidence, career difficulties, and depression. I believe in treating everyone with respect, understanding, and compassion. I enjoy collaborating with clients on creating goals that are unique and specific to their needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support and empower you in that journey. I enjoy going on walks with my dog, hanging out at the beach, and going to the gym. I live my life by the principle: ‘we rise by lifting others’ - Robert Ingersoll.

Brooke Barnidge

Brooke Barnidge, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
4 years of experience
Virtual
Hello! My name is Brooke and I am a Licensed Clinical Social Worker based in California. I am a strengths-based, client centered, and solutions focused therapist. I strive to create an environment that you feel supported, safe, and free of judgment. I work with individuals and couples of all ages who are experiencing anxiety, depression, peer/interpersonal relationship conflicts, bullying, life transitions, low self-esteem, burnout, insomnia, anger, panic attacks, and stress management. My approach is to integrate evidence-based practice and theory while honoring your individual needs and meeting you where you are at. My goal is to provide you with the tools to enhance your quality of life and feel more confident with navigating life's presenting challenges. My promise as a therapist is to be with you every step of the way. I look forward to meeting you!

Sheena Ram

Sheena Ram, LP - California Therapist at Grow Therapy
$200/session
LP
8 years of experience
Virtual
Hello! I am a child psychologist based in California. I received my doctorate from Pepperdine University and have completed training at Children's Hospital Los Angeles and Primary Children's Hospital. I have 8 years of experience working specifically with children and their families in various treatment settings. I am dedicated to supporting the emotional and behavioral growth of children and adolescents through evidence-based, compassionate care.

Claire McNally

(she/her)

Claire McNally, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LPCC
5 years of experience
Virtual
Hey I’m Claire, I’m a Licensed Professional Clinical Counselor based in California. During my time with clients, I aim to provide a safe space through a client centered approach where we work together with what you bring to therapy. I work from a lens of creativity — meaning each session will be unique to you by incorporating your strengths and interests in order to empower you to find a meaningful way of expression that feels both comfortable and safe. I lead with empathy and my belief that people are capable of change and can use our strengths to navigate life’s bumps.

Caitlinn Concepcion

(She/Her)

Caitlinn Concepcion, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
5 years of experience
Virtual
My name is Caitlinn Concepcion and I am a Licensed Marriage and Family Therapist (LMFT) in the state of California working towards my Doctor of Marriage and Family Therapy (DMFT) degree (ABD). I am a compassionate therapist dedicated to empowering individuals on their journeys of self-discovery and healing. I create a safe, nurturing space for clients to explore their inner worlds, build resilience, and embrace personal growth. My therapeutic approach blends introspection with practical strategies, helping clients uncover insights, address challenges, and cultivate a deeper connection to their authentic selves.

Tracy McClendon

Tracy McClendon, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
18 years of experience
Virtual
Tracy McClendon, LCSW is a therapist who believes we all have the capacity to grow and looks forward to helping you on your mental health journey. Is it possible you have come to a point in your life where you want change, need to get in control of you or your environment? With direction, support, serenity you can learn to master negative thought processes that bring about negative emotions and behaviors. She believes together, you will build upon your strengths, identify your concerns and you will overcome your challenges.

Natasha Clark

Natasha Clark, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LMFT
7 years of experience
Virtual
Hello, I'm Natasha, a Licensed Marriage and Family Therapist based in Fresno, CA. Do you feel like you’re constantly overthinking, putting others first, or avoiding conflict to keep the peace? Anxiety has left you feeling exhausted and disconnected, or past trauma makes it hard to feel safe and grounded. You want to break free from these patterns, set healthy boundaries with confidence, and experience emotional stability. Your goal is to feel calm, confident, and in control of your life, but you’re unsure how to get there. If this sounds familiar, you don’t have to figure it out alone. I specialize in supporting people struggling with anxiety, trauma, and patterns of people-pleasing or overthinking. Using a compassionate, person-centered approach, I help you build healthy coping skills, process difficult experiences, and create healthier relationships with yourself and others. Together, we’ll work to help you find peace and confidence. Starting therapy can feel overwhelming, but you're already showing strength by exploring your options. You deserve support, healing, and a space where you feel heard. I offer virtual individual therapy for clients in California, providing compassionate care tailored to your needs. If you're ready to take the next step toward healing, I’m here to help. https://www.clarkfamilycounseling.com

Eduardo Umana Cobar

(he/him)

Eduardo Umana Cobar, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in California. I received my Masters from the University of Southern California and have been practicing for 7 years. I help pre-teens, adolescents, and adults struggling with different life challenges become the best versions of themselves. I work full time as a Behavior Health Counselor for a school district in California, and I take clients part time in the evenings from 4:30pm to 7:30pm.

Alana Fineo

(she/her)

Alana Fineo, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
15 years of experience
Virtual
Well done on taking the first steps to a better you! Simply acknowledging you need support and then reaching out can be the most difficult, yet empowering part of the process to a happier you. As a clinician, I specialize in working with teens, young adults and women as they navigate chapters throughout life. My goal is to facilitate a safe and nonjudgemental space for clients to verbalize thoughts and feelings. I provide a holistic approach that assesses overall physical health and its impact on mental health; looking at sleep patterns, nutrition, and social relationships. Utilizing a variety of different clinical modalities, I work alongside my clients to aid them in identifying strengths and maladaptive patterns that may interfere with happiness. Applying a strength-based approach, I guide clients in self-care practices and the development of a coping skills 'tool kit' that both empowers and equips client's with the skills necessary to build a happier and more confident life.

Nora David

(she/her)

Nora David, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Greetings. I am a Licensed Marriage and Family Therapist with a Bachelor’s degree in Psychology and a Master’s degree in Counseling Psychology, specializing in Marriage and Family Therapy. I am dedicated to assisting individuals and families facing a range of challenges, providing support and guidance throughout their healing journey. Just as each tree grows in its own way, shaped by its environment and experiences, everyone’s journey is unique and deserves to be heard. I believe that through understanding and support, we can nurture this growth together.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Child or Adolescent?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Child or Adolescent, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.