Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 234 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/10/2025

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Luke Lorefice

(he/him)

Luke Lorefice, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
6 years of experience
Virtual
Hi, I’m Luke Lorefice, a therapist and college/career counselor dedicated to helping young adults, including neurodivergent students and those facing emotional or academic challenges, find clarity, confidence, and purpose. I hold a Master’s in Social Work from Simmons University and a College Counseling Certificate from UCLA Extension. My work blends mental health expertise with practical career guidance to support individuals navigating education, employment, and life transitions. Through Grow and my private practice, Wave Point Counseling, I help clients explore meaningful paths—whether that’s higher education, a career pivot, or rediscovering a sense of direction.

Ilusión Millan

(she/her)

Ilusión Millan, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in California. I received my Masters from Pepperdine University and have been practicing for 7 years. I provide compassionate, evidence-based care to support clients in navigating life’s challenges and achieving personal growth. Specializing in grief and loss, anxiety, and professional stress, I work with clients across the adolescent and adult life span to help them process emotions, build resilience, and rediscover meaning in their lives. Through approaches such as narrative therapy, cognitive behavioral therapy, and solution-focused techniques, I create a safe and empowering space for clients to explore their experiences and identify their strengths. My goal is to foster healing, self-discovery, and lasting change in a collaborative and supportive environment.

Rebecca Foster

Rebecca Foster, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
5 years of experience
Virtual
Are you feeling down, depressed, anxious, isolated, or overwhelmed with life? Hi! I’m Rebecca, a Licensed Marriage and Family Therapist. I have a Bachelor’s degree in Psychology and a Master’s Degree in Clinical Mental Health Counseling. Providing therapy is not just a job for me, it is my passion. I have worked in the mental health field for over 10 years devoting my time and efforts in the non-profit world. I utilize a client-centered approach with my clients, focusing in on my clients’ strengths to help them achieve success. I like to tailor my interventions and strategies around each client’s needs. In the past, I have utilized CBT, DBT, motivational interviewing, and solution focused modalities. I have personal experience in the areas of depression, anxiety, stress, trauma, and addiction. I can personally relate to the issues that you are going through and want to be the support system that you need to get through this! I offer an empathetic, non-judgmental, and safe space to discuss and work on your issues. Let’s work together to help you succeed through your life journey.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Brooke Barnidge

Brooke Barnidge, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
4 years of experience
Virtual
Hello! My name is Brooke and I am a Licensed Clinical Social Worker based in California. I am a strengths-based, client centered, and solutions focused therapist. I strive to create an environment that you feel supported, safe, and free of judgment. I work with individuals and couples of all ages who are experiencing anxiety, depression, peer/interpersonal relationship conflicts, bullying, life transitions, low self-esteem, burnout, insomnia, anger, panic attacks, and stress management. My approach is to integrate evidence-based practice and theory while honoring your individual needs and meeting you where you are at. My goal is to provide you with the tools to enhance your quality of life and feel more confident with navigating life's presenting challenges. My promise as a therapist is to be with you every step of the way. I look forward to meeting you!

Joanna Orlowska

Joanna Orlowska, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LCSW
10 years of experience
Virtual
Hi my name is Joanna! I am licensed in California with over 8 years of professional clinical experience. I have experience in helping clients with stress and anxiety, motivation, self esteem, and confidence, career difficulties, and depression. I believe in treating everyone with respect, understanding, and compassion. I enjoy collaborating with clients on creating goals that are unique and specific to their needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support and empower you in that journey. I enjoy going on walks with my dog, hanging out at the beach, and going to the gym. I live my life by the principle: ‘we rise by lifting others’ - Robert Ingersoll.

Natasha Clark

Natasha Clark, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$250/session
LMFT
7 years of experience
Virtual
Hello, I'm Natasha, a Licensed Marriage and Family Therapist based in Fresno, CA. Do you feel like you’re constantly overthinking, putting others first, or avoiding conflict to keep the peace? Anxiety has left you feeling exhausted and disconnected, or past trauma makes it hard to feel safe and grounded. You want to break free from these patterns, set healthy boundaries with confidence, and experience emotional stability. Your goal is to feel calm, confident, and in control of your life, but you’re unsure how to get there. If this sounds familiar, you don’t have to figure it out alone. I specialize in supporting people struggling with anxiety, trauma, and patterns of people-pleasing or overthinking. Using a compassionate, person-centered approach, I help you build healthy coping skills, process difficult experiences, and create healthier relationships with yourself and others. Together, we’ll work to help you find peace and confidence. Starting therapy can feel overwhelming, but you're already showing strength by exploring your options. You deserve support, healing, and a space where you feel heard. I offer virtual individual therapy for clients in California, providing compassionate care tailored to your needs. If you're ready to take the next step toward healing, I’m here to help. https://www.clarkfamilycounseling.com

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Eduardo Umana Cobar

(he/him)

Eduardo Umana Cobar, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in California. I received my Masters from the University of Southern California and have been practicing for 7 years. I help pre-teens, adolescents, and adults struggling with different life challenges become the best versions of themselves. I work full time as a Behavior Health Counselor for a school district in California, and I take clients part time in the evenings from 4:30pm to 7:30pm.

Kristina Waldron

Kristina Waldron, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
14 years of experience
Virtual
Hello and welcome! I'm a Licensed Marriage and Family therapist (LMFT) based in California. I received my Masters Degree from Phillips Graduate Institute and have been providing therapeutic services in a variety of settings with multiple populations for over 13 years. With years of experience in the field, I bring a deep understanding of the complexities of human relationships and the impact they have on your overall well-being. I draw from evidence-based therapeutic modalities, including cognitive-behavioral therapy (CBT), solution-focused therapy, attachment and family systems theory, to help you navigate through your challenges and achieve the outcomes you desire. In our sessions, we will work collaboratively to explore your concerns, uncover underlying patterns, and develop practical strategies for overcoming obstacles.

Dr. S Judah

Dr. S Judah, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
35 years of experience
Virtual
As a therapist, I’m here to help you understand your feelings and why certain things might feel hard or confusing. Together, we’ll explore your thoughts, emotions, and the ways you react to different situations. Think of it like solving a puzzle—sometimes, we just need to find the missing pieces to feel better! In our time together, we’ll talk, play, and discover new ways to handle big emotions, build confidence, and strengthen relationships with yourself and others. You’re not alone, and I’m here to help you feel more like you. Think of it as a journey of self-discovery, with me guiding and supporting you every step of the way. 💛

Alana Fineo

(she/her)

Alana Fineo, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
15 years of experience
Virtual
Well done on taking the first steps to a better you! Simply acknowledging you need support and then reaching out can be the most difficult, yet empowering part of the process to a happier you. As a clinician, I specialize in working with teens, young adults and women as they navigate chapters throughout life. My goal is to facilitate a safe and nonjudgemental space for clients to verbalize thoughts and feelings. I provide a holistic approach that assesses overall physical health and its impact on mental health; looking at sleep patterns, nutrition, and social relationships. Utilizing a variety of different clinical modalities, I work alongside my clients to aid them in identifying strengths and maladaptive patterns that may interfere with happiness. Applying a strength-based approach, I guide clients in self-care practices and the development of a coping skills 'tool kit' that both empowers and equips client's with the skills necessary to build a happier and more confident life.

Eufemio Munoz

(he/him)

Eufemio Munoz, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
I’m a laid-back, client-centered therapist who believes in creating a relaxed, nonjudgmental space where you can feel comfortable exploring your thoughts and emotions. My approach is collaborative, meaning I’ll meet you where you’re at and work together to create a path forward that fits your unique needs and goals. I value authenticity, and I’m here to listen, offer support, and help you tap into your own strengths to create positive change at your own pace.

Kandice Nelson

(she/her)

Kandice Nelson, LPCC - California Therapist at Grow Therapy
$150/session
LPCC
7 years of experience
Virtual
Do you feel like you’re doing just enough to get by, but stuck in survival mode? Are you feeling anxious, depressed, and like the world is weighing you down? I can help! I am here to listen and offer a space that feels safe and allows you to be authentically you, free of judgement, and confidential for you to grow and process your experiences.

Nicole Rabiezadeh

(she/her)

Nicole Rabiezadeh, LMFT - California Therapist at Grow Therapy
$179/session
LMFT
15 years of experience
Virtual
I am supportive, understanding, validating, open-minded, flexible, non-judgemental, kind, empowering, compassionate, hopeful, encouraging, (sometimes) humorous, and LGBTQ+ affirming. I look to you as the expert of your situation and will collaborate with you in developing goals that work so that you can overcome roadblocks and achieve better mental health! I have a deep devotion to the field of mental health, and due to my own life story decided to become a mental health therapist at a very young age. I hope to be able to help you break-through any blockages and achieve your goals.

David Tucker

(he/him)

David Tucker, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LMFT
10 years of experience
Virtual
Hello, my name is David Tucker and I am a Licensed Marriage and Family Therapist and Registered Drama Therapist. I have clinical experience working with individuals struggling with various mental health ailments from depression and anxiety to schizophrenia and bipolar disorder. I have worked and continue to work in counseling individuals of all ages and from many different backgrounds. I have experience counseling children, adolescents, and their families, adults, and children at in-patient behavioral psych hospitals, adolescents in high schools and middle schools as well as adults and children in a clinical setting.

Patricia Bevan

(she/her)

Patricia Bevan, LCSW - California Therapist at Grow Therapy
$130/session
LCSW
7 years of experience
Virtual
Hello, my name is Patricia Bevan. I have always found human behavior interesting. I love getting to know people and listening to their life stories. I find it very rewarding to empower people to achieve their best, support them through their challenges in life, as well as help ease their emotional burdens. My focus is all about "connection." My work is about connecting with clients on a genuine, compassionate and human level.

Rosanna Salazar

(she/her)

Rosanna Salazar, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
Life is really complex and challenging so I’m glad you’re checking in to find ways to support a fulfilled, happy and thriving YOU. Whether you are here to process trauma, sort out your future plans or relationships, learn new coping to manage stress, or some other area of your experience that is having an impact on you, I’m honored that you’ve considered how I can support you. In a process you are empowered to design, we will create a space where you can grow, heal and feel better using a variety of evidence-based techniques, a safe virtual environment and our therapeutic relationship!

Greg Ragle

(he/him)

Greg Ragle, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$110/session
LMFT
3 years of experience
Virtual
Hi, I am Greg, You are given a safe space to discuss what you may be going through. Are you struggling with anxiety, being authentic, feeling overwhelmed or having relationship issues? Are you in a transitional period in life? Together we can identify protective factors and strengths to build upon. We can use myth, personal narrative, mindfulness and somatic exercises to address mind, body and soul. You may be nervous seeking therapy, but you deserve a guide in your healing journey. Let’s work together to walk the path.

Michelle Young

(she/her)

Michelle Young, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
Navigating life’s challenges can be overwhelming, but you don’t have to do it alone. As your therapist, my mission is to create a safe, supportive, and collaborative space where you feel seen, heard, and understood. Together, we’ll work toward meaningful growth, healing, and the tools to navigate life with confidence and resilience. I’m Michelle, and I am so glad you’re taking this brave step on your wellness journey. Life is full of ups and downs, and sometimes we encounter obstacles that leave us feeling stuck, overwhelmed, or even disconnected from who we are. These challenges might stem from past trauma, ongoing stress, or life transitions that feel too big to manage alone. My passion is walking alongside my clients to help them reconnect with their strengths, rediscover their self-worth, and build a path toward a more fulfilling and joyful life.

Mia Grajeda-Willard

Mia Grajeda-Willard, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
9 years of experience
Virtual
Welcome! I'm Mia Grajeda-Willard, LCSW. I am the proud spouse of a Marine Corp. veteran and the granddaughter of a World War II veteran. These amazing humans are proud of their military service and the legacy it provides their families for generations to come. While that is true, what is also true is that transitioning from military life back to civilian life was a struggle for them, as I know it is for many veterans and their families. I have committed my career to serving those who served this country by walking alongside veterans, and their family members to affirm their identity, transition back to civilian life, heal from painful traumas, and reconcile ruptures in relationships that may have resulted in challenges from military life or pre-military childhood upbringings.

Joe F Jones

(he/him)

Joe F Jones, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
20 years of experience
Virtual
Asking for help is one of the most courageous things you can do for yourself. Life can be stressful, and you can feel pulled in many different directions. Being an African American man growing up in Los Angeles, I have faced my share of challenges and obstacles and when stress sets in, I understand that even the smallest pebble can feel like a major Boulder. I come from a traditional family where men and oftentimes women are discouraged from seeking help to deal with life's struggles and stresses. I aim to fill that void and change that narrative. I empower Men, Women and Families to seek to understand their struggles, anxieties and life challenges and to overcome them.

Elizabeth Arredondo

(she/her)

Elizabeth Arredondo, LCSW - California Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Hello, I'm Elizabeth, a Licensed Clinical Social Worker and your compassionate guide on the journey to improved mental well-being. I am a therapist who believes in creating a safe space for you to be yourself, free from judgment. I am a compassionate and accepting therapist, dedicated to building a trusting connection with you during our sessions. Together, we'll navigate the marathon of therapy with honesty and authenticity. Let's connect and make magic happen!

Lisa Talerico

Lisa Talerico, LP - California Therapist at Grow Therapy
$180/session
LP
20 years of experience
Virtual
Hello and thank you for visiting my profile and for taking the time to learn about my psychotherapy practice. I am a Clinical Psychologist who provides a safe, trusting, nonjudgmental, and respectful environment in which my clients are able to work through their difficult issues. I provide individual psychotherapy, couples therapy, and family therapy. Throughout my career I have worked with individuals of all ages from a wide variety of cultures and backgrounds. In addition to my private practice, I have had the opportunity to work with children, adolescents, and adults in various settings such as school settings, residential programs, substance abuse programs, transitional living facilities, group homes, and hospital settings. My experiences in these settings enables me to bring valuable knowledge and resources to my clients in my private practice. I specialize in depression, anxiety, eating disorders, weight management, grief/loss, substance abuse, LGBT issues, adolescent issues (school, emotional, behavioral/family), young adult issues (career, transition, relationships), and personal growth.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Child or Adolescent?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Child or Adolescent, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.