Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1169 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/30/2025

Emily Zavala-Aguilar

(she/her)

Emily Zavala-Aguilar, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
3 years of experience
Virtual
Welcome! I’m Emily. I am a licensed psychotherapist working in the Sacramento area. My therapy practice welcomes children, adolescents, adults, and families. I operate from the framework that through our shared humanity, we can find connection, understanding, and healing. As a humanistic and psychodynamic therapist, my practice emphasizes genuineness, self-discovery, and uncovering unconscious behaviors and patterns within a non-judgmental and empathic space

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Bianca Rus

Bianca Rus, LMFT - California Therapist at Grow Therapy
$130/session
LMFT
6 years of experience
Virtual
Renowned psychologist Carl Rogers once stated that the process of a ‘good life’ involves stretching, growing, and becoming more and more of one's potential. He argued that the individual who chooses growth as their compass in life is truly an inwardly free individual (Rogers, 1961). Inspired by Rogers’ humanistic and timeless outlook, I focus my work with clients on expanding their process of growth into an engaging endeavor rather than a strenuous one. I believe that every individual has tremendous inner resources that need support in coming to light. My goal is to make every client feel empowered to create the best life for themselves individually and in their relationships.

Melissa MacGown

(she/her)

Melissa MacGown, LMFT - California Therapist at Grow Therapy
$75/session
LMFT
20 years of experience
Virtual
Hello! I'm Melissa. I love what I do! Counseling people is my life's work. Been doing it 20 years. Whatever you are going through, I can assure you, I've worked with someone who's dealt with something similar. I specialize in treating addiction, worked in 5 in-patient drug & alcohol treatment centers/rehabs in my career (mostly w/men). I have years of professional experience working with an array of issues and populations. I enjoy working with individuals and families. I have several years experience working w/teens, including those who grew up in the system, been abused, at high-risk, or with behavioral or learning problems. Clients feedback is reported as: I'm "easy to talk to," "friendly," "down to earth." I've been told I'm helpful & a "good listener;" that's important to me. I'm mostly solution-focused, meaning...I want to understand the problem, but get into the tough work of finding solutions as soon as possible. As a therapist, I have empathy, am caring, and invested in improving your life circumstances. I'm non-judgmental. I believe no matter how similar or different we may be, we can work together and develop rapport. We can start right away, opening lines of communication so I can understand where you're coming from and help anyway I can. My hope is to develop a warm, trusting relationship in which you feel comfortable, and heard. One of my favorite things to hear as a therapist from a client is, "exactly," because I know we're on the same page, and smile when a client says after session, " I feel much better." That's my aspiration, to help, get to know you. Please understand this is not just a job for me. I'm genuinely here for you! Thanks for taking the time to read this & learn more about me as a professional.

Havi Wolfson Hall

Havi Wolfson Hall, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
25 years of experience
Virtual
For over 20 years, Havi Wolfson Hall has been creating meaningful therapeutic relationships, helping individuals and families navigate challenges like depression, anxiety, life transitions, and parenting. In 2005, she created Health-E-Connections to address the unique challenges technology poses to relationships. You don't have to face your challenges alone. Please reach out to see if Havi is the right therapist for you. "I look forward to connecting with you. Take care, Havi".

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy
$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 13 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Sheena Boyd

(she/her)

Sheena Boyd, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$140/session
LMFT
12 years of experience
Virtual
Hello, I'm Sheena. Do you feel like life is always throwing you for a loop? Are you struggling to keep your head above water? Are we losing sight of who we are as a person? I help individuals, families, and couples manage the demands and challenges that life brings. Together, we will identify the causes of your challenges and develop solutions to empower yourself to find life balance. You should have a safe space to openly discuss your thoughts and feelings. Treatment should not be cookie-cutter but individualized to your needs, which is focused on in our sessions. Change is a scary concept in our lives, but it is easier when you have someone with you along the journey. I'll meet you with empathy, compassion, honesty, and evidence-based techniques to allow you to work toward the goals you want for yourself. Let's go on this journey together!

Ligia Orellana

(she/her)

Ligia Orellana, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
Are you BIPOC or Queer? Hi, I’m Ligia. I help First Gen BIPOC and Queer folks in individual therapy heal from guilt and shame so they can feel more at peace with their sense of self. If you’ve ever struggled with feeling “not enough,” put everyone else’s needs before your own, or felt pressure to shrink yourself to fit in, you’re not alone. I specialize in helping clients untangle these experiences, understand their emotions, and heal from attachment wounds in a way that honors your cultural background and lived experiences. My goal is to support you in living in a way that feels honest, spacious, and aligned with who you truly are. Together, we’ll create a safe, affirming space to explore, unlearn, and grow—so you can move through the world more authentically, joyfully, and unapologetically.

Venecia Ebneof

Venecia Ebneof, LMFT - California Therapist at Grow Therapy
$100/session
LMFT
7 years of experience
Virtual
I am authentic genuine, warm, direct and client centered. I have worked in Residential treatment centers, conducted risk assessments in hospital settings , worked in skilled nursing facilities , worked as a Program Director and have experience working with families, couples and individuals. I believe in the field and am excited for every interaction and opportunity when individuals show up for themselves and I am honored to join them on the journey to aid with tools to assist with living life from a place of abundance and courage.

Jordan Elaine Fink

(she/her)

Jordan Elaine Fink, LMFT - California Therapist at Grow Therapy
$250/session
LMFT
12 years of experience
Virtual
I’m Dr. Jordan Elaine Fink. I hold a Ph.D. in Counseling Education, and I am a licensed marriage and family therapist in California. I have over 10 years of experience helping people achieve meaningful life changes and rediscover hope. I am certified in evidence-based & strengths-oriented therapeutic modalities that I will draw from and tailor to your unique needs. You are not meant to carry the weight of problems alone, or struggle in isolation. You deserve safety, empathy, and connection. I will provide a non-judgmental and emotionally safe space for you to discuss your concerns and begin building the life you want. When you are ready, I am here for you.

Stacia Narasky

(she/her)

Stacia Narasky, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
8 years of experience
Virtual
Hello! My name is Stacia, I am a Licensed Clinical Social Worker, specializing in therapy services in California. Providing therapy is my career, but it is also a passion of mine. To help another person learn to navigate their own struggles is a blessing in itself. "Give a man a fish and you feed him for a day; teach a man to fish and you feed him for a lifetime". I would love to work with you to navigate whatever it is you are going through! ​ I have been providing therapy services since 2015, and have worked with all ages. I am currently providing online therapy services young adults (aged 18 and up) who are currently struggling with anxiety, depression, trauma, relationship issues, grief and loss, work stress, life stressors and life transitions. Therapy sessions are conducted online.

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Becca Paushter

(she/her)

Becca Paushter, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
8 years of experience
Virtual
Welcome! My name's Becca. I'm a Licensed Clinical Social Worker with a passion for helping others. I’m dedicated to creating a strong therapeutic alliance, founded in shared goals for a life worth living. I’ll provide a warm, supportive, safe, and professional space for you to feel comfortable delving into difficult past and present situations, in order to pave a new, happier, and healthier way forward. Making the decision to start therapy can bring up a mix of emotions. You have reached a point where you are ready to take control of your life and create a change for the better. For this, I greatly applaud your courage! While the work may be challenging at times, I am a firm believer that “The only way out is through.” And oh, will it be worth it when you break through. In working together, it is my ambition that you (re)gain a sense of empowerment in your life. If this is what you’re looking for, then let’s get started.

Danielle Chen

Danielle Chen, LP - California Therapist at Grow Therapy
$225/session
LP
10 years of experience
Virtual
Thanks for connecting. Allow me to introduce myself. I have worked with a variety of clients dealing with anxiety, depression, eating disorders, OCD, trauma, issues of identity, questioning how to relate to loved ones, and working through issues of faith and connection to God. The common thread is connecting the past to the present and helping you make sense of questions and problems that are likely causing you a lot of distress. I want to help you gain clarity and peace, so you can experience more joy and lightness in your life. You may not even be sure what is causing pain and confusion in your life. My role is to help you put the pieces back together, so you can feel more comfortable and confident.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Lorrie LaVallee

(she/her)

Lorrie LaVallee, LMFT - California Therapist at Grow Therapy
$140/session
LMFT
18 years of experience
Virtual
Welcome! My name is Lorrie! Life can be challenging and complicated. Choosing a therapist doesn’t have to be. I believe that building a genuine, open, and honest therapeutic relationship with my client is the best way to connect. Together, we will work to explore areas of your life that are challenging to set you on a path of happiness, fulfillment, and purpose. Are you tired of relapsing?? Tired of struggling to stay sober?? My experience in the field of Substance Abuse allowed me the privilege of helping those struggling with addiction and mental health disorders as well as their families. I have worked in this field for the past sixteen years and it has given me a compassionate perspective for those struggling to get and stay sober. I am enthusiastic and passionate about helping you find unique and creative solutions to problems. Parents, would you like some peace in your home? Are you tired of the lying and manipulation? Need support dealing with a teen with addiction issues? I can help.

Jill Cordova Holt

Jill Cordova Holt, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
PLEASE NOTE: I am a Gerontological Counselor. I believe in empowering older adults by fostering independence, resilience and sense of identity. Aging is a journey that should be met with dignity, respect, and opportunities for growth. By actively listening, providing tailored support, and encouraging self-determination, I can help older adults maintain their autonomy and confidence. Resilience is nurtured through meaningful connections, purposeful activities, and a focus on strengths rather than limitations. I am committed to honoring an individual's experiences, celebrating their uniqueness, and creating environments where people feel valued and capable. I challenge stereotypes about aging and promote a vision of later life filled with possibility and fulfillment.

Janaelyn Mitchell

(she/her)

Janaelyn Mitchell, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$100/session
LMFT
8 years of experience
Virtual
We all experience life's challenges, feel alone, stuck and unsure what to do sometimes. I understand, it can be scary, seeking professional help for personal issues. I also know, therapy can be deeply healing, when one can open up and take the first step towards mental well-being and self-love! My name is Janaelyn Mitchell, and I am a Marriage and Family Therapist that provides individual therapy and coaching.

Alicea Evans, PsyD

(she/her)

Alicea Evans, PsyD, LP - California Therapist at Grow Therapy
$225/session
LP
7 years of experience
Virtual
I’m a licensed clinical neuropsychologist specializing in comprehensive neuropsychological assessment and therapeutic services across the lifespan. With advanced training in the evaluation and treatment of ADHD, autism spectrum disorders, learning differences, and related neurodevelopmental conditions, I provide individualized, evidence-based care that fosters insight, clarity, and meaningful growth. As a woman of color, I bring a culturally informed, socially conscious lens to my clinical work. I’m deeply committed to advancing equity in mental health and have a strong interest in supporting underserved populations—including BIPOC communities, individuals affected by systemic disadvantage, and children and families with limited access to care. I have extensive experience conducting diagnostic evaluations with children, adolescents, and adults, including individuals with complex presentations involving executive functioning challenges, emotional-behavioral concerns, and co-occurring substance use. My assessments are thorough and collaborative, designed to empower clients and families with practical recommendations and a deeper understanding of their unique strengths and needs. In addition to assessments, I provide individual therapy grounded in evidence-based approaches such as Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy. I work with clients across all stages of development, helping them navigate anxiety, mood disorders, identity development, emotional regulation, and life transitions. I’m passionate about bridging neuroscience and psychotherapy to support long-term, transformative outcomes. Whether I’m working with a child struggling in school, a teen exploring their identity, or an adult processing a new diagnosis, I strive to meet each client with empathy, humility, and clinical excellence. I work with individuals navigating neurodivergence, anxiety, eating disorders, and serious mental health challenges. Many of the people I support come to me feeling overwhelmed, misunderstood, or unsure of how to move forward. I am an ADHD Certified Clinical Services Provider (ADHD-CCSP) as well as a Certified Autism Spectrum Disorder Clinical Specialist (ASDCS)

Sasha Georgeson

(she/her)

Sasha Georgeson, LMFT - California Therapist at Grow Therapy
$175/session
LMFT
8 years of experience
Virtual
Are you feeling overwhelmed by life’s challenges? Are you struggling in relationships or feeling numb to the enjoyment that life offers? I am committed to supporting you in overcoming the challenges that impact your ability to have a well balanced life. My style is warm, collaborative, trauma informed, interactive and process oriented. I integrate mindfulness into my work as a way to strengthen your relationship to yourself and others. I also bring creativity into discussions as a way to offer additional perspectives so you can find easier paths towards resolution. Whether you are struggling with PTSD, anxiety, depression, substance abuse or relationship issues, I will meet you with compassion, curiosity and respect. Let’s work together to overcome your challenges.

Sarah Jones

Sarah Jones, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
5 years of experience
Virtual
Hi! My name is Sarah Jones. I am a Licensed Clinical Social Worker (LCSW) licensed in both California and Idaho. I received my Master's degree from San Diego State University in 2020 and have been practicing psycho therapy since. I help young and middle aged adults with anxiety, depression, self esteem, communication, and connecting current emotions/behaviors to deep routed wounds. Visit my website to learn more about services and effective solutions. https://www.thmtherapy.com/

Amber Potter

Amber Potter, LMFT - California Therapist at Grow Therapy
$180/session
LMFT
16 years of experience
Virtual
Hello, I'm Amber Potter, a Licensed Marriage and Family Therapist committed to providing a supportive space for your well-being and growth. With over 15 years of clinical experience, I'm passionate about empowering you to live a meaningful life. Together, in a safe and compassionate environment, we'll collaboratively explore your goals, address challenges, and build upon your strengths. Whether you're navigating relationship difficulties, managing stress, or seeking emotional regulation, I'm here to help you cultivate a life that you love.

Diane L. Foster

(she/her)

Diane L. Foster, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
22 years of experience
Virtual
I am a Licensed Clinical Social Worker with over 20 years experience and training with individuals, couples and families who want to take charge of their lives. Together we can explore new coping skills, strengthen existing skills to improve relationships, and sharpen communication skills to enjoy harmony in your life. My approach is strength based, non traditional and focuses on your individualized needs. I take an empathetic, common-sense approach to exploring life's problems and guiding you through the issues you are currently facing and the ones you continue to carry from your past.

Noor Pinna

(she/her)

Noor Pinna, LPCC - California Therapist at Grow Therapy
$135/session
LPCC
10 years of experience
Virtual
As a South Asian Muslim immigrant, I understand the rebuilding process of who we are from generational trauma and patterns, as well as navigating identities that make us authentic. I am passionate about this work because I have seen clients shed their stories and step into their authentic selves when aligned. It brings me immense joy to see individuals no longer surviving but thriving. I invited you to be curious and connect to see how we can work together to help you. I look forward to your phone call.

Haley Baker

(she/her)

Haley Baker, LMFT - California Therapist at Grow Therapy
$210/session
LMFT
12 years of experience
Virtual
I have been providing individual and group therapy for over a decade. I can support you in learning to regulate your emotions, developing self-awareness, identifying and communicating your emotions, practicing and developing social skills and awareness, increasing self-compassion, improving communication skills, clarifying your personal values, goals, and intentions, learning how to advocate for your needs, and improving your personal relationships.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.