Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1602 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/12/2026

$180/session

Authentic
Humorous
Open-Minded

Specialties

Anxiety
Men's Issues
Sex Therapy
Hi everyone, I’m a Therapist with 11 years of experience, two Master’s degrees from the University of Pennsylvania, and a Bachelor’s from UC Berkeley. I specialize in helping men who are struggling with sexual dysfunction, performance anxiety, or worry that’s taking over their daily life. I also work with men and women who are navigating relationships of all kinds—monogamous, polyamorous, open, or still figuring it out—and the communication challenges that come with them. My approach is grounded in helping you understand your thought patterns, where they may be a disservice to you and how to change them in order to create behavioral change. We’ll set clear goals together and break them down into doable steps, and I’ll be here to encourage you rather than judge you if things feel hard along the way. I also make a point of highlighting the strengths you already have and reminding you of them on the days you forget. Supporting people in feeling less alone, more understood, and genuinely heard is the part of this work that brings me joy. Please note: I don’t provide couples counseling, but I do offer individual therapy focused on relationship concerns, intimacy, and identity. I am LGBTQ+ and kink‑affirming. This is a safe space.
VirtualAvailable

$160/session

Intelligent
Warm
Authentic

Specialties

ADHD
Coping Skills
Self Esteem
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable

$180/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I’m a Licensed Marriage and Family Therapist based in California, passionate about helping adults navigate life’s challenges with compassion and self-awareness. I specialize in working with individuals experiencing trauma, anxiety, depression, relational issues, and major life transitions, providing a supportive space where they can explore their emotions, patterns, and personal growth. My approach is client-centered, meaning I tailor therapy to your unique needs, while incorporating psychodynamic therapy to help uncover how past experiences shape your present. I also utilize EMDR to support trauma processing and emotional healing. Whether you’re struggling with relationships, identity, or deep-seated emotional wounds, my goal is to help you gain clarity, heal, and move forward with confidence and inner peace.
VirtualAvailable

Often rebooked

$150/session

Warm
Empowering
Authentic

Specialties

Anxiety
Depression
Women's Issues
+8
Hello! Hola! My name is Melissa Servin and I am a bicultural and bilingual (English/ Spanish) Licensed Clinical Social Worker (LCSW) based in Southern California (San Diego). I received my Masters from California State University San Marcos in 2018. I am here to assist you through your daily stressors, grief, depression, and/or anxiety. My clinical expertise is focused on depression, life stressors, grief, loss, and trauma. I make an effort to provide a safe environment for my patient to help them feel empowered and be able to share their experiences and challenges. Together, we can identify unhealthy thought patterns that will assist in developing better coping mechanisms to be able to foster a healing environment where growth is promoted. I commend you for taking the initial step toward your healing journey and look forward to working with you.
VirtualAvailable

$120/session

Authentic
Warm
Empowering

Specialties

Coping Skills
Family Conflict
Trauma and PTSD
+11
Hi there! I’m Ashley — a Licensed Marriage and Family Therapist in California and Texas with nine years of experience helping people find healing and balance. I work with individuals and families who are navigating anxiety, depression, relationship struggles, family conflict, trauma, and life changes. My style is warm, down-to-earth, and collaborative. I believe therapy works best when you feel safe, respected, and truly understood. Together, we’ll explore your story, identify what’s holding you back, and build tools to help you move forward with confidence and self-compassion. Reaching out for therapy takes real courage, and I want you to know that you don’t have to go through this alone. I’m here to support and empower you as you create the life you want to live.
VirtualAvailable

$80/session

Empowering
Warm
Authentic

Specialties

ADHD
Child or Adolescent
Family Conflict
--- I have experience working with community based mental health agencies, managed care, and private practice. My passion is working with children and families. I believe that the family is an important institution to society, that needs to be preserved. I am sensitive to the clients perspective and I never prescribe or make recommendations that are in direct violation of the client culture, values or beliefs. My specialty areas include: trauma, child abuse, parenting issues , family therapy, coping with loss, play therapy, stress management and life transitions. I approach therapy from a client centered approach, focusing on validating the clients feelings displaying empathy, with a strong emphasis on the client being the expert.
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Life Transitions
Racism
Trauma and PTSD
Experiencing adversity is part of the human experience, and everyone deserves a safe space to heal and thrive. Whether you're facing communication challenges, wanting to further develop insight, or managing traumatic responses, I am here to support. Together, we will work towards solutions that promote resilience, connection, and well-being. At the foundation of all goals, I hope to instill and restore a sense of safety, trust, and empowerment in your life. In addition to my clinical work, I am passionate about advocacy and education surrounding trauma-informed care. I believe in the importance of raising awareness and reducing stigma surrounding mental health and trauma, and I actively engage in community outreach and attend regular training initiatives to stay abreast current events.
VirtualAvailable

$125/session

Empowering
Warm
Authentic

Specialties

Anxiety
Depression
Family Conflict
+1
Hello! My name is Lisa Thiel and I’m a Licensed Clinical Social Worker in the state of California. I have had the opportunity to work with a wide range of individuals from all backgrounds. I started my career working with children and families focusing on attachment and family relations. I currently work with individuals who struggle with depression, anxiety, addiction, and personality disorders. I encourage my clients to think about what they want their lives to look like and then we work to get there. It is always a collaborative relationship and everyone benefits from learning new skills they can take with them for the rest of their lives.
VirtualAvailable

$120/session

Empowering
Warm
Humorous

Specialties

Anxiety
Child or Adolescent
Coping Skills
+3
Hi, I’m Sandy. I have a passion for working with children and teenagers who are facing challenges in school, dealing with anxiety, depression, anger issues, peer relationships, or family struggles. My goal is to create a safe, supportive space where you can feel heard and understood. You don’t have to go through this journey alone. Together, we’ll set meaningful goals and explore strategies to help navigate life’s ups and downs. I’m excited to work with you and help you achieve the growth and change you're seeking. I look forward to meeting you!
VirtualAvailable

$175/session

Empowering
Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi, I am a Licensed Clinical Social Worker (LCSW) based in California. I received my master's from California State Dominquez Hills and have been practicing for 15 years. I help adults and adolescents who are experiencing life challenges become more productive in their personal lives and in their community. My specialties are in the areas of relationship challenges and clinical issues such as anxiety, depression, mood, anger, impulsivity, and self-esteem. Moreover, I have experience with families dealing with child abuse, family custody challenges, substance abuse counseling (men/women), psychotherapy (men/women/adolescents), and group services. My clinical training and therapeutic skills have helped individuals navigate life's experiences through their ups and downs. I am confident in utilizing Cognitive Behavioral Therapy (CBT) and Coping Skills Development with a client-centered and solution-focused approach. I focus closely on what I can offer to help, taking one step at a time, keeping the communication active, and empowering individuals to concentrate on self-care. Most of all, to build individuals' motivation to enhance their everyday living.
VirtualAvailable

$160/session

Empowering
Authentic
Warm

Specialties

Anxiety
Grief
Women's Issues
¿Repite patrones familiares que no le sirven? Esto puede deberse a un trauma infantil. El trauma infantil puede dejarle con la sensación de que algo anda mal en usted; de que es defectuosa, diferente o indigno de amor. Estos sentimientos probablemente sean proyecciones que recibió de sus cuidadores. Si esto le resuena y desea cambiar esos patrones, le apoyaré a explorar la conexión entre sus experiencias pasadas, a menudo de la infancia, y su mentalidad actual. ------------------------------------------------------------------------------------------------------------------------------------------------ Do you find yourself repeating family patterns that don’t serve you? This can be due to childhood trauma. Childhood trauma can leave you with the sense that there's something wrong with you; that you are defective/different/unlovable. These feelings are likely projections that you received from your caregivers. If this resonates with you and you want to change those patterns, then I will support you to explore the connection between your past experiences–often from childhood–and your current mindset. I work with Women’s Mental Health Concerns such as menopause, Grief, Anxiety, Depression, and job stress.
VirtualAvailable

$150/session

Warm
Challenging
Direct

Specialties

Anxiety
Couples Counseling
Depression
+8
As a Licensed Marriage and Family Therapist, I specialize in working with adults, couples, and adolescents who feel overwhelmed by trauma, depression, anxiety, and relationship challenges. Many of my clients come to therapy feeling emotionally exhausted — stuck in negative thought patterns, disconnected from their partner, constantly on edge, or weighed down by past experiences they cannot seem to move beyond. In our work together, I provide a supportive, structured, and collaborative space where we identify patterns, build emotional awareness, and develop practical tools that create meaningful change. I integrate evidence-based approaches to help you regulate emotions, improve communication, strengthen boundaries, and rebuild trust — both with yourself and with others. Therapy is about helping you understand your story, shift unhelpful cycles, and move toward the life and relationships you want. If you are ready to feel more grounded, connected, and empowered, I invite you to reach out. Change begins with one conversation — and you do not have to navigate this alone.
VirtualAvailable

$200/session

Warm
Solution oriented
Empowering

Specialties

ADHD
Anxiety
Couples Counseling
Welcome! I am a couples therapist helping partners work through conflict, communication breakdowns, and emotional disconnection. I specialize in how ADHD, anxiety, attachment wounds, and emotional stress show up in relationships. I often work with couples who feel stuck in a painful cycle where one partner shuts down, avoids conflict, or becomes overwhelmed, while the other pushes harder for connection, answers, or reassurance. Many of the couples I work with love each other deeply but feel exhausted by repeated arguments, defensiveness, resentment, or feeling more like roommates than partners.
VirtualAvailable

$150/session

Holistic

Specialties

Grief
Perinatal Mental Health
Hi, I'm Erica! I am an LCSW specializing in maternal/postpartum mental health. I am here to support new and expecting moms navigate the profound identity shifts that come with motherhood. Passionate about maternal mental health, my goal is to provide a compassionate space for new moms to explore the complexities of losing and rediscovering themselves in this new role. Whether supporting you through postpartum struggles, fertility challenges, or the emotional weight of balancing your past and present self, I am dedicated to helping you discover your inner strength. I also have a passion for supporting motherless mothers, helping those who are mothering without their mothers process grief, find strength in their journey, and build the kind of nurturing presence they may have longed for themselves.
VirtualAvailable

New to Grow

$175/session

Specialties

Anxiety
Family Conflict
Life Transitions
+6
If you are looking for an interactive, honest, and approachable therapist, welcome. I bring humor and real-world warmth to our sessions, and I love working with clients who are ready to engage and do the work to improve their lives. Together, we'll build a non-judgmental, collaborative dialogue focused on helping you heal, work on goals and grow at your own pace. We will set clear goals together, but we will also adapt as your needs shift. I am here to partner with you, talk with you and find read solutions.
Available

$500/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Coping Skills
Depression
+4
Are you feeling stuck and unable to move forward? Are you ready to make a change? It takes courage to ask for help. Therapy can be rewarding and lead to a lifetime of fulfillment. I have experienced the emotional challenges of life and can understand and empathize. In working together, we can cultivate growth by understanding the obstacles that you face and developing solutions that can help you gain control over your life and achieve your goals. Ultimately, therapy can lead you to greater self-esteem, self-awareness and most importantly, a more fulfilling life. As your therapist, I will provide a safe, caring, non-judgmental and confidential environment. I use an integrated approach to meet the specific needs and goals of my clients. I have experience working with adults, couples, teens and children
VirtualAvailable

$165/session

Authentic
Empowering
Warm

Specialties

Anxiety
Self Esteem
Women's Issues
+4
I specialize in working with young adults and adults navigating anxiety, self-esteem challenges, and relationship difficulties. Many of the clients I work with are thoughtful, insightful, and highly self-aware, yet still find themselves struggling with persistent anxiety, self-doubt, or relationship patterns that leave them feeling stuck. Common themes include people-pleasing, perfectionism, codependency, difficulty setting boundaries, and challenges rooted in family or relational dynamics. My approach is warm, collaborative, and nonjudgmental. I draw from CBT, mindfulness, trauma-informed care, and relational approaches, tailoring treatment to each client’s individual needs and goals. I deeply believe therapy can be the bridge to deeper self-understanding, healthier relationships, and meaningful lasting change. I am here to create a safe, supportive space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Life Transitions
+6
I have been in practice for 30+ years and as a clinically trained social worker. I have served in several interesting capacities. My goal as a therapist is to be a part of the therapeutic process in guiding you forward to find the fulfilling life you deserve. I provide a nurturing and safe space for us to work as a team to identify your therapy goals and it's my priority to meet you where you are at in your journey. I will approach your challenges with support and openness to assist with the process of developing healthy, and useful coping strategies that work for you.
VirtualAvailable

Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Anxiety
Parenting
Women's Issues
+11
Hello, I'm Melanie. Do you feel like your life is out of control due to your circumstances, your anxiety, or other factors? We can work together to determine what's not working and how to make life run more smoothly for you so that you feel more at peace. I have 17 years of experience as a therapist in varied settings as well as lots of life experience with loss, mental health issues and parenting. I promise to provide you with a safe space to express yourself as well as plenty of evidence-based techniques. I hope we get the opportunity to work together to help you start to feel more in control of your life and your current situation.
VirtualAvailable

$200/session

Authentic
Warm
Empowering

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
Welcome! I'm Silvie Wilson. I'd like to acknowledge the strength it requires to take that first step of reaching out for help with your mental health from a therapist. I know it's not easy to begin the journey to better self understanding, compassion, and mastery. My aim is to create a safe environment in which we can explore your own personal history, themes, and challenges, in order to find resources and solutions to the obstacles that hold you back from being exactly the person you've always wanted to be. I will pay attention to who you are as an individual, reflect back your strengths, and help you to tie together the seemingly disparate aspects of your life so that you realize how much sense you make, have compassion for all phases of your development, and leave behind what no longer serves you to find the life you've always wanted. Together we can build up your sense of self, your resilience, and your ability to find peace of mind.
VirtualAvailable

$175/session

Solution oriented
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
I am a bilingual Licensed Marriage and Family Therapist (LMFT). In 1991, I obtained a B.H. in Social Psychology from The Universidad Autonoma de Baja California (Mexico). In 2008, I graduated from University of Phoenix with an M.A. in Marriage, Family, and Child Therapy. I have more than 22 years of experience working with patients—including adolescents, parents, adults, and couples. My focus is on improving relationships and addressing mental or emotional issues such as depression, anxiety, phobias, trauma, psychosocial stressors, life challenges, and personal goals.
VirtualAvailable

$160/session

Authentic
Warm
Empowering

Specialties

Child or Adolescent
Women's Issues
Anxiety
+6
Hi, I'm Rebecca, a Licensed Clinical Social Worker in California. With over 20 years of experience, I’ve been working with children since 2001, both in educational settings and in clinical roles. Since 2009, I’ve also been supporting adults and families, helping them navigate challenges and improve their well-being. My goal is to provide compassionate, evidence-based care to help individuals and families thrive. I am a firm believer in the power of relationships as I believe they are incredibly healing. That being said, I come from an attachment and relationship-based perspective in which I value authenticity, compassion, and creating a safe space or container for you to come as you are.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Depression
Self Esteem
+6
Hello, my name is Kathy and I am a LCSW. I enjoy meeting people from all walks of life and learning about them. I am an integrated counselor and use different modalities to create an individualized approach to my work. I have been working as a counselor for about 4 years and I am privileged to do this type of work.
Available

$100/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Peer Relationships
+6
Hi, I'm Alisa! I am a Licensed Clinical Social Worker (LCSW) and I specialize in treating interpersonal concerns and have helped people adjust to life changes, decrease anxiety, and alleviate depression. Working with me, you will find our therapy sessions will be a safe place to be authentic and vulnerable. I aim to utilize appropriate interventions to help you achieve your goal from evidence-based treatments like Cognitive Behavioral Therapy (CBT), Strength-Based, and Psychodynamic. I cater my approach to each of my client’s individual needs.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Child or Adolescent
Family Therapy
+2
Hello! My name is Leah and I am a Licensed Marriage and Family Therapist (MFT) based in California, I extend a warm greeting to you. My practice is dedicated to to working with young humans and the caregivers who show up for them everyday. Therapy with me is collaborative, compassionate, and tailored to each families's unique needs, helping children and teens feel understood while empowering parents with practical support.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.