Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 222 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/5/2025

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Ally Lagrange

(she/her)

Ally Lagrange, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
3 years of experience
Virtual
Hi, I’m a therapist who works with teens, young adults, and even connect well with adults who are feeling anxious, stuck, overwhelmed, or disconnected from themselves. My clients are often deep thinkers and feelers who care a lot but sometimes struggle to show care toward themselves. Many are navigating transitions, healing from the past, or trying to figure out who they really are. In therapy with me, you can expect a warm, down-to-earth space where you don’t have to pretend or have it all together. I bring humor, compassion, and curiosity to our work together and a deep respect for your lived experience. Whether you're untangling old patterns, building healthier relationships, or learning to trust yourself again, I’m here to help you reconnect with your strength and your story. Therapy isn’t about fixing you, it’s about helping you feel more like you. And I’d be honored to be part of that process.

Laura Massey

(she/her)

Laura Massey, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
4 years of experience
Virtual
I’m Laura Massey, a Licensed Clinical Mental Health Counselor, Certified Clinical Supervisor, and Licensed Clinical Addiction Specialist based in North Carolina. I work with adults 18 and older who are navigating life transitions, anxiety, depression, women’s concerns, and the everyday stress that can sometimes feel overwhelming. I offer a compassionate, supportive space where you can feel heard, understood, and empowered to grow at your own pace. I believe meaningful change happens through connection, reflection, and the courage to show up for yourself. I also support individuals working through the challenges of addiction, meeting each person with empathy, without judgment, and with a deep belief in their ability to heal and rebuild.

Julie Bridges

Julie Bridges, LCMHC - North Carolina Therapist at Grow Therapy
$115/session
LCMHC
7 years of experience
Virtual
Hi! I'm a Licensed Clinical Mental Health Counselor (LCMHC) and a Licensed Professional Counsellor (LPC). I am licensed in both Mississippi and North Carolina. I received my Masters in Mental Health Counseling from Mississippi College in 2018. The expansion of telehealth services allows me to work with clients living in MS and NC. I have past experience leading a support group in a faith-based setting and as a counselor for adults at an inpatient mental health facility. Today, I work in private practice helping adults struggling with anxiety, trauma, or emotional unrest gain a sense of calm and the ability to manage their emotions.

William Massengill

(he/him)

William Massengill, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
9 years of experience
Virtual
Hi, I'm William. I am a licensed clinical social worker (LCSW) trained to help people find solutions to their problems and concerns. I received my Masters in Social Work from East Carolina University and I have experience working with all ages. Do you feel the pressure of career, family, children and a world full of tremendous change? I am here to help you maneuver what can seem like a complex maze. Each of us has the power to grow and face challenges and sometimes we just need someone to listen and help us find the right direction. As a Licensed Clinical Social Worker I love to work with all types of people to help them live and achieve their best life. Seeking and receiving therapy can be scary for some people. But it doesn't have to be scary. Therapy should be your time to enter a place where you will feel safe and respected to share your deepest thoughts and desires. Together we will work to help you achieve your goals.

Peresia Commodore

Peresia Commodore, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
13 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (S10174) in North Carolina. I received my MA in Community and Mental Health Counseling, from Webster University in 2011. I have been in clinical practice since 2012. I have a myriad of counseling experience working with children, adults, couples, and families that have focused on a variety of presenting problems such as depression, divorce recovery, marital conflict, anxiety, codependency, parenting techniques, grief, sexual brokenness and life transition. I provide an individualized treatment approach, displaying honesty and empathy while also offering a space that's safe and allows you to be your true self. I am dedicated to making the treatment experience worthwhile as we all strive to become a better version of ourselves.

Diane Phillips

(she/her)

Diane Phillips, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am glad you are here and taking the intentional step to improve your life through therapy. I am a Licensed Clinical Social Worker and have 10 years of experience. I work with adults that are impacted by Trauma, Grief/Loss, and Adjustment issues. We look at understanding how our physical and emotional health are interconnected, chronic health outcomes, and how this manifests in our body, utilizing mind and body treatment modalities. In addition, I work with older adults that may be impacted by childhood and lifelong trauma and fractured memories, utilizing attachment and mindfulness therapeutic interventions.

Sejal Patel

(she/her)

Sejal Patel, LMFT - North Carolina Therapist at Grow Therapy
$100/session
LMFT
6 years of experience
Virtual
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.

Karen Piekarski

(she/her)

Karen Piekarski, LCSW - North Carolina Therapist at Grow Therapy
$140/session
LCSW
20 years of experience
Virtual
Hello and welcome, With over 20 years of experience in the mental health field, I am passionate about guiding individuals on their journey to balance, mindfulness, and joy. Throughout my career, I've had the privilege of working with diverse populations and addressing a wide range of mental health challenges. This journey has reinforced my belief that each person's path to well-being is unique and deserves a personalized approach. My therapeutic style is eclectic, drawing from various modalities to create a tailored experience for every client. Whether you're seeking support for anxiety, depression, life transitions, or simply looking to enhance your overall well-being, my approach is designed to meet you where you are. By integrating techniques from different therapeutic models, I aim to provide the most effective and compassionate care possible. I believe that life is about finding balance and learning to navigate our paths with mindfulness and joy. In our sessions, we will work together to uncover your strengths, explore new perspectives, and develop practical strategies to help you achieve your therapeutic goals. Your journey is unique, and so is my approach. I am here to assist you in finding your own sense of well-being and to support you every step of the way. Thank you for considering me as a partner on your path to mental wellness. I look forward to working with you and helping you create a life filled with balance and fulfillment.

Lynda Rostar

Lynda Rostar, LCSW - North Carolina Therapist at Grow Therapy
$125/session
LCSW
16 years of experience
Virtual
Welcome! I am a Licensed Clinical Social Worker (LCSW) with over 16 years of experience providing therapeutic services to families, children, and adults. My approach is deeply rooted in person-centered care, which emphasizes understanding and respecting each individual's unique experiences and perspectives. Whether you are struggling with anxiety, depression, relationship issues, or simply feeling stuck, I am here to guide you in your journey. Utilizing evidence-based practices tailored to your unique needs; while helping you cultivate resilience and achieve a deeper sense of well-being.

Remi Ewharekuko

(she/her)

Remi Ewharekuko, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
9 years of experience
Virtual
I am Remi. I have been working with individuals and families for over 10 years. I am a first-generation immigrant and I am passionate about family and cultures that we are actively creating. I can collaborate with other healthcare professionals, integrate complementary therapies, or address systemic factors that impact clients' well-being. I have a diverse background and an open mind.

Katie Quin

Katie Quin, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello and welcome. I'm Katie, a Licensed Clinical Social Worker (LCSW) with 12 years of experience working with diverse populations. Finding a therapist can be intimidating, but I'm here to support you in your journey in whatever way I can. As an added bonus, my pitties Gumbo and Yoshi will want to introduce themselves and offer virtual support in our sessions! I'm currently accepting new clients who are struggling with anxiety, depression, trauma, relationship conflict, and self-esteem/body image issues. I also have experience treating military service members and their families.

Lynn Childress

(she/her)

Lynn Childress, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$120/session
LCMHC
13 years of experience
Virtual
Are you looking to improve your overall mental health? Do you struggle with anxiety or depression? Do you want to change the way that you view yourself or life itself? I give tools that can help you overcome the lies that you have been told about who you are and discover the truths about yourself. I am an LCMHCS and I specialize in anxiety, depression, and trauma. My philosophy is that no adversity is a waste of your time if you learn from it, become stronger because of it, and help others through it. That is what I do.

Jennifer N Alfonso

Jennifer N Alfonso, LCMHC - North Carolina Therapist at Grow Therapy
$90/session
LCMHC
4 years of experience
Virtual
Hey! I'm Jennifer Alfonso, a Bilingual Mental Health counselor licensed in North Carolina. My major specialty is working with grief, whether it be the loss of a loved one, a job, a dream, or one's own self-esteem. I am a passionate and understanding therapist who values each person's unique strengths and goals. My approach is to provide a safe and comfortable environment for you to explore your thoughts, feelings, experiences, and personal values. I have experience working with a variety of issues such as anxiety, depression, relationships, grief, and trauma. I believe in the power of creating a strong therapeutic alliance to achieve positive results. My journey as an individual has provided me with compassion, empathy, and an understanding of mental health. I am also committed to continuing my education and emphasizing the importance of self-care. I believe in creating a safe environment for individuals to openly and honestly express their thoughts and feelings. I look forward to meeting you!

Jennifer Dobies

(she/her)

Jennifer Dobies, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
10 years of experience
Virtual
After two decades in public education, I realized my true passion was helping people navigate life’s challenges on a deeper level. Becoming a therapist felt like a natural next step—one where I could use my ability to truly listen, think creatively, and see the whole picture to make a lasting impact. My work in schools, Major League Baseball, and private practice has given me a broad perspective and deep compassion for the struggles people face. With specialized training in different therapeutic modalities, I’m committed to offering personalized, evidence-based care to help clients feel understood, supported, and empowered to heal.

Ehsan Adib Shabahang

(he/him)

Ehsan Adib Shabahang, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
3 years of experience
Virtual
Are you feeling overwhelmed or struggling with your relationships? Does anxiety or stress seem impossible to shake off? Maybe you're at a crossroads with your career or finding it hard to connect with yourself. Or perhaps you've experienced trauma that you cannot navigate alone; you're not alone, and there is help available. I'm Ehsan Shabahang, a Licensed Professional Counselor (LPC) dedicated to helping you overcome life's challenges. Having worked with over 4,000 clients, including individuals, families, couples, students, groups, children, and non-profit organizations, I understand that life can be unpredictable. My military experience and multidisciplinary approach to therapy have taught me resilience and the importance of mental health. As an LPC, I hold a Master of Science in Clinical Mental Health Counseling and am currently pursuing a PhD in Social Psychology. I use a unique blend of therapy models in my practice, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), the Gottman Method, and sex therapy as a Certified Sex Therapy Informed Professional (CSTIP). This diverse approach allows me to better address your mental, emotional, and spiritual needs. I also integrate mindfulness, yoga, and art therapy to help you build a stronger, more positive relationship with yourself. My approach is especially supportive for those who have experienced trauma, providing a safe and nurturing environment to process and heal. Whether you're dealing with career stress, relationship issues, trauma, or looking to improve your self-awareness, I'm here to help. I offer a safe, compassionate, and judgment-free space where you can find the support you need. Together, we'll use practical tools and scientifically proven methods to help you achieve your goals. Take the first step towards a better life. Let's embark on this journey of growth and self-discovery together.

LaQuanda Coulote

(she/her)

LaQuanda Coulote, LMFT - North Carolina Therapist at Grow Therapy
$200/session
LMFT
9 years of experience
Virtual
I’m dedicated to helping people reconnect with their inner strength, heal from past wounds, and build lives rooted in self-love and self-trust. My approach blends evidence-based practices with deep cultural awareness, honoring the whole person, mind, body, and spirit. I work especially well with individuals navigating stress, transitions, and the layered complexities of developing a sense of identity, that is "out of the box". My listed availability is limited. If you don’t see times that consistently work for you, we can explore alternate scheduling options during your intake session to better support your needs.

Greg Jones

Greg Jones, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
15 years of experience
Virtual
I believe therapists are only wounded survivors with education and training, who seek to help their fellow person face life's difficulties. Just like you, I have faced hardship and continue to work every day towards a better self. I aim to provide my clients with an experience that puts them in a position to succeed. My space is a judgment-free zone, with work taken at your pace. I don’t have the magic solution to solve your problems, but I am well-equipped to help you find those answers within yourself. I encourage you to take a leap of faith for yourself, as life changes are achievable when individual ideas collide with positive actions.

Maggie Timmerman

(she/her)

Maggie Timmerman, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker- currently licensed in NC and seeking licensure in Georgia. I am also a Licensed Clinical Addiction Specialist Associate. I received my Masters from the University of Georgia and have been practicing since 2020. I wear many hats outside of my role as a therapist, one being a new mother. This transition into motherhood has given me a new lens to see life through. I am also wife, daughter, outdoors enjoyer, cook, and exercise enthusiast. We all wear many hats or view the world through different lenses which help us relate to one another in this wild world we live in. As a therapist, I believe I bring a compassionate and calm energy to the space I share with clients. I show up as my authentic self which means I can be a little irreverent, I will gently challenge you, and I will probably laugh at jokes that, as a therapist, I shouldn't. I am not a "blank slate" kind of therapist, but I also won't tell you what choices you should make as I believe the client is the expert in their own life. I walk along side my clients and hold space where you need it- whether that is you needing an empathetic ear or assistance with making life changing decisions. I recognize that it is a privilege to do what I do. I look forward walking along side you!

Michelle Cusick

(she/her)

Michelle Cusick, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
I specialize in supporting individuals navigating depression, anxiety, relationship struggles, trauma, and life transitions, aiding in the pursuit of stability and consistency. In therapy, I aim for a natural, authentic, and safe environment where you can feel comfortable and heard. My goal is to become a therapist you can trust and depend on. I work with individuals to identify their needs and take action to meet them. My therapeutic approach starts with building a strong relationship with the client in order to help identify these patterns to create lasting change.

Lois Plock

Lois Plock, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.

Vanna Lee

(she/her)

Vanna Lee, LCMHC - North Carolina Therapist at Grow Therapy
$100/session
LCMHC
13 years of experience
Virtual
Hey I’m Vanna! I am a Licensed Clinical Mental Health Counselor (LCMHC) based in southeastern North Carolina. At Focused EQ Therapy, I specialize in supporting adults and young adults navigating ADHD, Autism, and emotional intelligence challenges. My approach combines deep empathy with evidence-based strategies, focusing on self-discovery, personal growth, and the development of meaningful coping skills. I am passionate about helping you understand and harness your unique traits to live a more empowered and fulfilling life. I focus on the nuances of neurodivergence, recognizing the unique ways it manifests in each individual. My approach is tailored to unpack these complexities, leveraging both traditional therapies and innovative techniques to address the specific needs of my clients.

Kenneth J. Stephenson

Kenneth J. Stephenson, LCMHC - North Carolina Therapist at Grow Therapy
$105/session
LCMHC
29 years of experience
Virtual
I believe there is power in learning to balance our lives emotionally and spiritually. I have 25-plus years of experience as a counselor, and have been able to help clients find emotional and general life balance. I draw from primary treatment modalities of Cognitive Behavioral, Dialectical Behavioral, Solution Focused, Psychodynamic, and Existential Theories. At the conclusion of counseling, clients should be able to actively deal with their internal states in a way that allows them to feel more at peace with increased self-esteem, and well-being.

Teshia Weeks Purvis

(she/her)

Teshia Weeks Purvis, LMFT - North Carolina Therapist at Grow Therapy
$125/session
LMFT
16 years of experience
Virtual
Hi, I'm Teshia. Despite your best efforts, do you find yourself on the verge of divorce? Your marriage may be a disaster, but your divorce doesn't have to be! As a Licensed Marriage and Family Therapist with nearly 20 years of experience as a family law paralegal, I possess a unique set of skills that are invaluable to those who find themselves in the throes of divorce. In addition to providing support through one of the most difficult life transitions, understanding that the legal process of divorce has the potential to inhibit the healing process and completely devastate families, I provide my clients with a better way to divorce...a way that builds up instead of tears down...a way that refashions your family instead of leaving it shattered. Since every ending brings a new beginning, my goal as your therapist is to guide you through the uncertainty of divorce, help you regain your balance and help you lay the foundation for a HEALTHY new beginning. No matter where you are in the divorce process, whether working as your therapist or as your divorce coach, I am dedicated to helping you regroup, recover and grow. "GREAT IS THE ART OF BEGINNING, BUT GREATER IS THE ART OF ENDING." -Henry Wadsworth Longfellow

Jonathon Payne

(he/him)

Jonathon Payne, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
20 years of experience
Virtual
Hi, my name is Jonathon Payne and I am a practicing Licensed Clinical Mental Health Clinician, LCMHC, with the State of North Carolina with over 18 years of experience. Most of my work experience has come from working with individuals in crisis settings and or situations. The work has always been challenging, humbling, and rewarding. It has taught me the value of true genuineness and the importance of being able to connect with people and build working relationships. I love therapy. I respect the therapeutic process and value the hard work and introspection it requires. Therapy is something that I am passionate about. Everyday it provides me an opportunity to help others and learn from others. I am proud of the things I have learned, but even more humbled and optimistic of things that I continue to learn. One thing I would tell you is that a have a real passion and commitment to counseling and the therapeutic process. It is and has been what I love to do. I put tremendous value on the importance communication, language, and building a good therapeutic relationship or rapport. Its important to me that you, the patient feel safe, heard, and valued. My counseling style is very laid back and supportive, with a very non-judgmental stance. However, I am not afraid to roll my sleeves up and work hard. I believe in being supportive, motivating, and challenging. Its important that you have the opportunity to work hard, learn, grow, while developing realistic attainable and measurable goals.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.