Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 159 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 7/16/2025

Felicia N. Reid

(she/her)

Felicia N. Reid, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$235/session
LCMHC
13 years of experience
Virtual
Hi, I'm Felicia N. Reid! Thank you for considering sharing your journey with me. Starting counseling can be stressful, but hopefully we can start this process together, getting you to a better place mentally. I received a Bachelor of Science in Experimental Psychology from University of South Carolina-Spartanburg (Upstate)-2002 & Master of Arts in Counseling w/Mental Health emphasis from Webster University-2007. Also, I've received training in mediation & conflict resolution for about 11 years.

Johnathan Morgan

Johnathan Morgan, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hello! My name is Johnathan Morgan and I am a Licensed Clinical Social Worker in the state of North Carolina with a Masters in Social Work and thousands of hours of clinical experience. I work with adults, children, and adolescents of all ages and I specialize in treating anxiety, depression, behavioral disorders, attention deficit disorder, parenting, loss of meaning, phobias, impulse control disorders, and relationships.

Jessica Bates

Jessica Bates, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
8 years of experience
Virtual
Hello! I am licensed in North Carolina, Iowa, North Dakota, Michigan, Utah, and Florida. I have experience in helping clients with stress and anxiety, depression, Autism, ADHD, coping with grief and loss, motivation, self-esteem, and confidence. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. Congratulations on getting to this very important step! I am excited to support & empower you in that journey.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Sherrita Ried

(she/her)

Sherrita Ried, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
7 years of experience
Virtual
I’m a licensed clinical mental health counselor. My approach is warm, person-centered, and grounded in empathy, honesty, and collaboration. I work with individuals and couples navigating life transitions, trauma, grief, anxiety, relationship issues, and identity-related challenges. My goal is to help each client feel seen, supported, and empowered to make meaningful changes. With over a decade of experience, I specialize in trauma-informed care, drawing from Person-Centered Therapy, Solution-Focused Brief Therapy, and Cognitive Behavioral Therapy. I’m also trained in Eye Movement Desensitization and Reprocessing (EMDR), which allows me to help clients process and heal from past trauma in a safe and structured way. Before counseling, I worked in nursing, where I saw firsthand the impact of unaddressed emotional pain. That insight continues to shape my commitment to holistic, compassionate care. Whether you’re feeling stuck, overwhelmed, or simply ready to grow, I’m here to walk alongside you with curiosity and care. At R&R Counseling, I strive to create a space where you can breathe, reflect, and take steps toward the life you want. Therapy isn’t about fixing you, it’s about rediscovering your strength.

Joy Close

(she/her)

Joy Close, LCSW - North Carolina Therapist at Grow Therapy
$145/session
LCSW
30 years of experience
Virtual
Hello there, my name is Joy. I think it is wonderful that you have decided to try therapy. Deciding to come to therapy is a big decision and takes courage. My passion is for individual psychotherapy. People come to work with me on issues such as depression, anxiety, grief/loss, life transitions and relationship concerns. I have expertise in each of these problems and feel that it is an honor to be invited to accompany my patients on this part of their journey. I am passionate about social justice, my work and making the world a better place. I am an anti-racist, anti-sexist, and LGBTQIA+ affirming clinician.

SJ Avery

(they/them)

SJ Avery, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) in North Carolina. I graduated in 2020 with my Master's of Social Work from Western Carolina University, and I've been working with youth and families for over 15 years, 8 of those being in the mental health field. I help neurodivergent, queer, and gender-expansive adolescents, teens, and young adults find ways to live authentically as themselves in a world that can be unkind and harsh. I also support people who have had negative experiences with therapy in the past and want to try again with a more person-centered and affirming approach.

Peresia Commodore

Peresia Commodore, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$100/session
LCMHC
13 years of experience
Virtual
I am a Licensed Clinical Mental Health Counselor (S10174) in North Carolina. I received my MA in Community and Mental Health Counseling, from Webster University in 2011. I have been in clinical practice since 2012. I have a myriad of counseling experience working with children, adults, couples, and families that have focused on a variety of presenting problems such as depression, divorce recovery, marital conflict, anxiety, codependency, parenting techniques, grief, sexual brokenness and life transition. I provide an individualized treatment approach, displaying honesty and empathy while also offering a space that's safe and allows you to be your true self. I am dedicated to making the treatment experience worthwhile as we all strive to become a better version of ourselves.

Tremaine Riley

(she/her)

Tremaine Riley, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
4 years of experience
Virtual
If you are looking to embrace your past experiences and reach your full potential, I am the therapist for you. I am passionate about my work in mental health. My relationship with therapy has had a profoundly positive influence on my life and the goal in my practice is to instill those same experiences in you. During our time together, you will address issues that affect your mental well-being, and learn to replace unwanted behavior with new activities.

Donita Smith

(she/her)

Donita Smith, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
I’m Donita Smith, a Licensed Clinical Social Worker, but more importantly, I’m someone who truly believes in the power of change, even when life feels heavy or uncertain. At my core, I’m a helper. I show up for my clients with empathy, honesty, and a calm, grounded presence. My role is to walk alongside you, helping you make sense of your experiences and supporting you as you build the life you want to live. I bring over six years of experience working with individuals, children, and families navigating depression, anxiety, trauma, and life transitions. I began my career as an Intensive In-Home Therapist, where I gained firsthand experience with complex family dynamics, conflict resolution, and the emotional toll of caregiving and stress. That background shaped me into a therapist who listens deeply, sees the full picture, and responds with both compassion and practical tools. Clients often tell me I’m easy to talk to, down to earth, and genuine. I value building a real connection in therapy; one that makes you feel safe enough to be honest, even when it’s hard. I’ll help you learn how to manage overwhelming thoughts, cope with stress, and rediscover your strengths. I believe therapy should be collaborative, empowering, and tailored to your pace. I believe in showing up authentically, in life and in the therapy space, and I invite my clients to do the same.

Erin Sweeney

(she/her)

Erin Sweeney, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$85/session
LCSW
9 years of experience
Virtual
What's been happening? My name is Erin, I am a licensed clinical social worker currently based in North Carolina. I received my Masters from Fordham University in New York, where I grew up. I have been working in the field for several years and have experience in different settings and practices. I have recently started the journey of working for myself and provide therapy and life coaching.

Tonya Becker

(she/her)

Tonya Becker, LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
7 years of experience
Virtual
Hello! Whether you’ve ended up here by chance or made the brave decision to begin this path, I’m excited to be your guide on this therapeutic adventure. With over 15 years of experience in the mental health field, including 7 years exclusively in counseling, I've had the honor of supporting individuals from various backgrounds. Helping others is at the core of my purpose, and I am committed to offering the same dedicated support to you throughout our work together.

Teshia Weeks Purvis

(she/her)

Teshia Weeks Purvis, LMFT - North Carolina Therapist at Grow Therapy
$125/session
LMFT
16 years of experience
Virtual
Hi, I'm Teshia. Despite your best efforts, do you find yourself on the verge of divorce? Your marriage may be a disaster, but your divorce doesn't have to be! As a Licensed Marriage and Family Therapist with nearly 20 years of experience as a family law paralegal, I possess a unique set of skills that are invaluable to those who find themselves in the throes of divorce. In addition to providing support through one of the most difficult life transitions, understanding that the legal process of divorce has the potential to inhibit the healing process and completely devastate families, I provide my clients with a better way to divorce...a way that builds up instead of tears down...a way that refashions your family instead of leaving it shattered. Since every ending brings a new beginning, my goal as your therapist is to guide you through the uncertainty of divorce, help you regain your balance and help you lay the foundation for a HEALTHY new beginning. No matter where you are in the divorce process, whether working as your therapist or as your divorce coach, I am dedicated to helping you regroup, recover and grow. "GREAT IS THE ART OF BEGINNING, BUT GREATER IS THE ART OF ENDING." -Henry Wadsworth Longfellow

Christishawn Gore

(she/her)

Christishawn Gore, LCMHC - North Carolina Therapist at Grow Therapy

Frequently rebooked

$150/session
LCMHC
20 years of experience
Virtual
Do you struggle with feeling disconnected from yourself and/or others? Do you feel like your life could be more fulfilled? Life entails wins, successes, accomplishments, ups and downs, transitions, unexpected events, detours, stumbling blocks, and so much more. My passion is boosting your self-efficacy, meanwhile, helping you to identify and implement new perspectives and practices to transform and start living a better life. It might mean learning to set boundaries, working through a loss, coping with life transition(s), altering your thinking process, and changing behavior(s) and patterns that are keeping you stuck. Regardless of what it is, my goal is to normalize prioritizing your self-care, improve your coping capacity, build resilience, and increase your self-awareness.

Tova Woullard

(she/her)

Tova Woullard, LCSW - North Carolina Therapist at Grow Therapy
$85/session
LCSW
20 years of experience
Virtual
I have been working in the human service field for the past 20 years. I work with the geriatric population, military families, active-duty members & veterans, teens with academic issues/child custody issues/juvenile delinquents, foster kids & blended homes, individuals with immunodeficiency disorders, incarcerated adults: males/females (jail & prisons) & those reentering society, addictions (alcohol/drugs), self-esteem issues: oppression/privilege issues pertaining to race; the homeless, & with abuse/neglect/exploited/abandoned issues. I help with acceptance & change. I work with the LGBTQ2+ community, divorce separation issues, and with those in a polyamorous relationship. I specialized in the following: ADHD, Alcohol Use Disorder/ALcoholism, Anger Management, Anxiety, Chronic Illness, Chronic Relapse, codependency, Communication skill building, Coping Skills Divorce, Domestic Violence, Dual Diagnosis, Family Conflict, Grief, Life Coaching, Dating and Romance Issues, Life Transitions, Marital and Premarital issues, Peer Relationships, Personality Disorders, Racial Identity, Re-entry into society, Self Esteem, Spirituality, Stress, Substance Use, Thinking Disorders, Transgender, Weight Loss, and Women's Issues.

Ariel Harris

(she/her)

Ariel Harris, LCSW - North Carolina Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) seeing clients in North Carolina statewide via virtual visits. I specialize in working with anxiety, depression, setting boundaries, dating in the digital era, confidence, and eating disorders. Whether, you have a small circle of friends, dealing with transitional changes in life, depression, loneliness, or even really crappy Hinge dates. You deserve to invest in your self-care and curate the most fulfilling life for yourself. If any of this speaks to you I encourage you to reach out today.

Mikayla Franklin, M.A.

(she/her)

Mikayla Franklin, M.A., LCMHC - North Carolina Therapist at Grow Therapy
$125/session
LCMHC
15 years of experience
Virtual
Are you having trouble expressing your feelings, putting YOU first or navigating life’s many challenges? Are you figuring out you cant pour from an empty cup? Life is life'ing and you may be feeling stuck and your ready for change? I see you and im here to help! As a Black Millennial therapist, who is also a military spouse, I am passionate about providing relatable therapy to BIPOC , LGBTQIA+,Millennials and Military families.

Ann Aycock

Ann Aycock, LCSW - North Carolina Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Hello, I am Ann Aycock, a Licensed Clinical Social Worker based in the heart of North Carolina. With 10 years of dedicated practice, I have had the privilege of walking alongside individuals from diverse backgrounds, helping them navigate their unique journeys toward healing, personal growth, and achieving their life goals. My mission is to create a safe, supportive space where you can feel heard and understood. Together, we will identify practical strategies and tools to overcome challenges and unlock the best version of yourself. Whether you’re seeking clarity, resilience, or a renewed sense of purpose, I am here to help you take the next step with confidence and compassion.

Jessie Smith

(he/him)

Jessie Smith, LCSW - North Carolina Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in the state of North Carolina. I have experience working with adults, adults with SPMI, adolescents, and families seeking support to overcome trauma, anxiety, depression, life transitions, grief, parenting issues, anger, self-esteem, codependency, and other challenges that arise in life. I completed a Bachelor's and Master of Social Work at the University of North Carolina at Pembroke with a minor in substance abuse. I utilize a collaborative and holistic approach to helping individuals overcome their challenges because they’re experts in their lives.

Angela Harrington

(she/her)

Angela Harrington, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
10 years of experience
Virtual
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.

Stephanie McGee

(she/her)

Stephanie McGee, LCMHC - North Carolina Therapist at Grow Therapy
$150/session
LCMHC
20 years of experience
Virtual
We often face challenges in our lives that cause us to shift and sometimes lose focus of ourselves and what is important to us. It is my privilege to be that compassionate and listening ear to provide support, encouragement, and tools to navigate these trying times. The ultimate goal is to provide a safe, unbiased, and nonjudgmental therapy experience to help you to feel empowered and heard. Whilst working with individuals, children, and families of all ages, races, and walks of life is a dream come true. I am here to serve! I am here for you! I am here to offer support, guidance, and the tools to ensure that the goals which you have set for yourself can be attained. I look forward to the opportunity to partner with you as we work through life’s unexpected challenges.

Ally Yarsinske

(she/her)

Ally Yarsinske, LCMHC - North Carolina Therapist at Grow Therapy
$85/session
LCMHC
8 years of experience
Virtual
Feeling overwhelmed, stressed, and exhausted constantly? Isolated and alone because you don’t want to burden your friends or family with your problems? Or maybe you don’t know quite how to name why you feel this way or how to talk about it. Well, there is good news - therapy is the place to explore these challenging thoughts and feelings. I’ve worked in mental health since 2016, helping people of all ages, backgrounds, and challenges. I approach mental health challenges with a holistic mindset to help identify what we can change, inside of our control, and increase resilience. Depression, anxiety, ADHD, and trauma are a few examples of mental health struggles that impact how we live and experience the world. However, the opposite is also true! Because our lifestyles can influence our ability to tolerate stress and feel good about ourselves. My job as a therapist is to help you identify what is working, and what isn't working, and what we can do about it. I believe in us working as a team and supporting you in achieving your goals, so you can reconnect with your inner strength, resilience, and confidence to manage life's challenging ebbs and flows. Why choose me? Well, to help me feel less like a stranger, here is more detail about my background: My M.A. in Clinical Mental Health Counseling is from Lenoir Rhyne University's Graduate Center of Asheville, NC in Dec. 2020. I hold a B.S. in Psychology from Longwood University in Farmville, VA. I'm a Qualified Mental Health Professional with 5.5 years of direct care experience with teens in residential treatment. My graduate internship was community and school-based outpatient therapy with Access Family Services. August 2021 to March 2024, I was an outpatient therapist, in-person and virtual, with a company in the Chapel Hill area.

Brandie Wesley

(she/her)

Brandie Wesley, LCMHC - North Carolina Therapist at Grow Therapy
$120/session
LCMHC
20 years of experience
Virtual
I have been in the mental health field for 20 years in a variety of settings. My experience ranges from working in a juvenile detention center, drug and alcohol rehabilitation centers, community mental health centers, psychiatric residential treatment facilities, and outpatient counseling centers. I have worked with major mental health, families, couples, as well as children and adolescents. My primary focus in the past 8 years has been with children and adolescents (more specifically adolescents). I specialize in working with families, couples, and adolescents.

Stephanie Freeman

(she/her)

Stephanie Freeman, LCSW - North Carolina Therapist at Grow Therapy
$120/session
LCSW
13 years of experience
Virtual
Hi, I’m Stephanie, a Licensed Clinical Social Worker and a Certified Clinical Anxiety Treatment Professional (CCATP) who helps individuals struggling with anxiety, low self-esteem, and the constant pressure to please others. My work focuses on creating a safe, supportive space where you can explore what’s behind the stress, self-doubt, and overwhelm you’re feeling. I’ll help you build healthier boundaries, quiet your inner critic, and start showing up more confidently in your life and relationships. Whether you’re feeling stuck or just ready for a change, I’m here to guide you through it with empathy and evidence-based tools.

Ricky Speller

(he/him)

Ricky Speller, LCMHC - North Carolina Therapist at Grow Therapy
$80/session
LCMHC
2 years of experience
Virtual
Hello, I know that sometimes counseling can seem taboo or generic. I strive to make the counseling experience more exciting and fulfilling. I have worked with many different populations and different cultures. I have worked in different settings such as offices, schools and group homes. I have conducted in person and telehealth therapy sessions to meet the needs of my clients. I have a Bachelor's in Criminology from NC State University in Raleigh, NC and a Masters Degree in Professional Counseling From Grand Canyon University. I am eager and ready to work with each client to address their specific needs whether it is couples counseling, family counseling, or individual counseling.

Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in North Carolina that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.