Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 107 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

Kayla Hanley

Kayla Hanley, LCSW - New Jersey Therapist at Grow Therapy
$130/session
LCSW
11 years of experience
Virtual
My name is Kayla and I am a licensed Clinical Social Worker. I earned my Masters of Social Work from Fordham University and am currently working on my Doctorate of Social Work from Rutgers University with a focus on first responder trauma. I have worked in the field for over ten years and have experience working with individuals across the lifespan. My specialty is trauma-focused therapy, which helps to resolve prior and current experiences. I also enjoy working with adults feeling depressed and anxious.

Kevin M. Ford

(he/him)

Kevin M. Ford, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
12 years of experience
Virtual
Life can be challenging and extremely overwhelming. Let me help you learn ways to process, navigate, & overcome difficult life emotions, and to begin to enjoy life again. I am a Licensed Professional Counselor (LPC) as well as a Licensed Clinical Drug and Alcohol Counselor (LCADC) in NJ with a deep passion for bettering the lives of others. I have been in the field of mental health & addictions treatment for 10+ years with experience in working with depression, anxiety, trauma/PTSD, stress, grief/loss, addiction, and mood disorders. I look forward to helping you grow through what you go through!

Samantha Skirka

(she/her)

Samantha Skirka, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
Hi, I’m Samantha! I’ve been a clinician for over twelve years and truly love what I do. I’m passionate about helping clients tap into their strengths, overcome challenges, and move toward the life they want. My background includes working with people of all ages in schools, juvenile justice, and long-term care settings. As a mom, I know how rewarding—and overwhelming—life can be. I bring that real-life perspective into my work, along with compassion, curiosity, and a sense of humor. Outside of work, I enjoy audiobooks, organizing (it’s therapeutic for me!), and family time. Fun fact: I have a degree in Philosophy and studied Japanese in high school!

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Jerry Fuller

(he/him)

Jerry Fuller, LCSW - New Jersey Therapist at Grow Therapy
$165/session
LCSW
22 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and Licensed Clinical Alcohol and Drug counselor. I am located in New Jersey. I have been in practice for 12+ years as a therapist and have another 10+ years as a case worker and administrator. Outside of my practice, I am married and have two children. I enjoy travel and running and often try to weave an overall concept of fitness=wellness into my work.

Gretchen Murchison

(she/her)

Gretchen Murchison, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
25 years of experience
Virtual
Therapy is your space. A space to pause. To exhale. To say the things you’ve been holding in. It’s yours—whether you’re working through a tough transition, feeling overwhelmed, carrying old pain, or just trying to make sense of what’s next. As a therapist with over 20 years of experience, I offer a safe, affirming space to grow through what you're going through. In a world that can feel overwhelming—especially in times of political and societal change — you don’t have to navigate it alone. I work with individuals aged 16-60(ish) who are looking to: ✔ Manage everyday stress and anxiety ✔ Explore life and career goals. ✔ Heal from trauma or grief, including suicide loss ✔ Build confidence and overcome feeling "stuck" ✔ Find affirming therapy as part of the LGBTQIA++ community ✔ Better understand and support Trans/NB loved ones ✔ Cope when loved ones struggle with addiction or mental health challenges ✔ Navigate the uncertainties and stress of today’s political and social climate I am committed to inclusive, culturally responsive care that respects your identity and lived experience. I also recognize and honor the unique challenges faced by military service members, veterans, and their families. Whether navigating the demands of military life, the stress of transitions, or the impact of service-related experiences, I provide a space for healing, resilience, and growth. Choosing the right therapist is an important decision. Please book a free, 15-minute consult call so we are both sure our connection is a good fit. If my posted availability doesn't fit your schedule, visit SunriseLCSW.com and send me a message. I accept new clients on a case-by-case basis based on therapy goals and scheduling availability.

Samantha Levinson

(she/her)

Samantha Levinson, LPC - New Jersey Therapist at Grow Therapy
$130/session
LPC
15 years of experience
Virtual
My approach is kind, down to earth, and light hearted. This is your journey. I am here to support and guide you, helping you navigate through life’s rough waters and waves of emotions. hold in great respect the opportunity to work with clients and help provide stability needed during difficult times. Through the difficulties we face in life on the other side we experience strengths. It can be a cathartic release to share your life experiences with a professional who is trained in listening, counseling, providing clarity and hope.

Donna Fontana

(she/her)

Donna Fontana, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
1 year of experience
Virtual
Hello, I’m Donna, a Licensed Clinical Social Worker dedicated to supporting individuals through life’s challenges. With a background in special education for over two decades I have experience working with diverse populations. I bring a compassionate and understanding approach to therapy. I specialize in helping adults navigate mental health concerns such as anxiety, depression, ADHD, grief, trauma, and substance use disorders. In our work together, I use evidence-based approaches like cognitive behavioral therapy, mindfulness, and dialectical behavior therapy, tailored to your unique needs and goals. My focus is on creating a safe, non-judgmental space where you feel heard and empowered to explore your strengths, overcome obstacles, and achieve meaningful growth. I’m here to walk alongside you on your journey toward healing, resilience, and a more fulfilling life.

Francina Fantauzzo

(she/her)

Francina Fantauzzo, LPC - New Jersey Therapist at Grow Therapy
$135/session
LPC
6 years of experience
Virtual
Welcome! I'm so glad you are here. Let's take a moment and recognize that you've taken the first step towards improving your mental health, because we both know that therapy can feel daunting, yet hopeful at the same time. My name is Francina and I am here to help you on this journey. I am a licensed professional counselor and I practice in New Jersey and Pennsylvania. I am a board certified art therapist, certified autism spectrum disorder specialist, and certified clinical trauma professional. I provide a safe and inviting environment that enables clients to confront challenges related to anxiety, depression, self-care, trauma, and more. I am welcoming, non judgmental, accepting, and understanding. My focus is on assisting clients in developing self-awareness so they can be empowered to make choices in how they want to live their lives. Therapy can promote what you truly deserve. Someone to hear you, to see you. To believe you. I listen with compassion but I don't just sit there while you talk; rather it is a conversation. If that resonates with you, I'm here whenever you feel ready to take the next step.

Laura Lee Jones

(she/her)

Laura Lee Jones, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
16 years of experience
Virtual
Greetings! My name is Dr. Laura Lee Jones and I am a licensed clinical social worker in New Jersey and Florida. I began my career in clinical social work over twenty years ago. I hold a Doctorate of Social Work from Capella University, a Masters of Social Work from Monmouth University and a Bachelors of Arts in Liberal Studies from Rutgers University. I consider myself to be an inspirational clinician who effectively communicates in a way that encourages action and change. Through my many years in the field of psychotherapy, I am an expert behavioral health clinician specializing in mental health services to improve the quality of life for individuals of all ages and circumstances. My passion is helping people realize their potential to effectuate change through mindfulness, empowerment, and person-centered approaches. My style is friendly, warm, and honest. I find that trust and acceptance is the foundation for an effective therapeutic relationship and humor is a must! I approach each session by meeting the individual where they are at and go from there.

Christine Antonelli

Christine Antonelli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
30 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in New Jersey. I have a doctoral degree from the University of Pennsylvania and have been practicing for several years. I am a dedicated and compassionate mental health therapist who is committed to promoting mental wellness and emotional resilience. I work with my clients to develop a personalized treatment plan so they can reach their goals successfully.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Francis Haggerty

Francis Haggerty, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
22 years of experience
Virtual
Welcome, my name is Fran Haggerty and I want to thank you for choosing therapy. Thank you for dedicating your time and energy into improving your situation. I am confident that Therapy will benefit you greatly and provide you with the necessary tools to help you sort through your challenges. My goal is to create a safe and supportive space for you to explore your thoughts and feelings. Together, we will navigate the challenges you are facing and create an improvement plan that will allow you to move forward with confidence. I value your dedication and commitment to this process that has proven invaluable to many who have garnered the strength to improve their lives. I have been a licensed Clinical Social Worker (LCSW) since 2002 and have worked with men, women, and couples to improve their ability to think logically and communicate effectively. I aspire to work with individuals, couples, and young adults who are feeling overwhelmed with what life has thrown at them. These challenges include increased anxiety, depression, addiction, self-esteem, and embracing the confidence to move forward. My professional approach combines evidence-based interventions including CBT, and motivational interviewing, along with proven coaching strategies to effectively accomplish your goals.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Hieka Wiese

Hieka Wiese, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW), I am committed to empowering individuals and couples to overcome life's obstacles. I specialize in offering compassionate therapy and assistance for issues such as substance use, anxiety, depression, interpersonal conflicts, and various life challenges with individuals and couples. My passion lies in creating a safe and supportive environment where my clients can embark on their journey towards healing and personal growth.

Michael Golinkoff

Michael Golinkoff, LP - New Jersey Therapist at Grow Therapy
$250/session
LP
30 years of experience
Virtual
I am a doctoral level clinical psychologist licensed in PA and NJ. I received my degree in Clinical and Developmental Psychology from the University of Illinois - Chicago. I completed a pre-doctoral and postdoctoral fellowship at the Cornell Medical Center. I have over 30 years of experience treating adolescents, adults and older adults in individual and couples therapy. We all have patterns in our behaviors and relationships that lead to predictable outcomes. My approach focuses on identifying those patterns, learning why they exist and understanding their impact on our lives - both good and bad. I help people use that insight to gain more control of their lives and make healthy changes. I try to create a warm, supportive and safe environment that promotes curiosity and courage in my clients. It is important for me to understand what my client feels would be a better life for them and what is most important for them to achieve and improve in their life.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Susan Bergen

(she/her)

Susan Bergen, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.

Alexandra Degirolamo

Alexandra Degirolamo, LPC - New Jersey Therapist at Grow Therapy
$165/session
LPC
10 years of experience
Virtual
Hi! My name is Alex. I am a dual licensed LPC, or Licensed Professional Counselor and LCADC, Licensed Clinical Alcohol and Drug Counselor. I am licensed and practice in NJ. I have been in the field in some capacity for over a decade. I have worked in many modalities of treatment, with diverse populations ranging in age, presenting topic, race, socio-economic status, etc. I work with clients ranging in age from 6-65. My goal is to assist you in tackling the presenting issue whether it be parenting skills, family dynamics, addiction, mood, coping skills, or other by utilizing a variety of techniques. I believe in teaching the theories and skills so that you may utilize them down the road if and when needed. I pride myself on honesty and straightforwardness, delivered with compassion and care.

Liss Rinker

(she/her)

Liss Rinker, LPC - New Jersey Therapist at Grow Therapy
$175/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor. I hold licenses in Pennsylvania and New Jersey and specialty certification as a Certified Advanced Drug & Alcohol Counselor and a Certified Clinical Trauma Professional. I am a firm believer in everything that happens creates the person. I am a whole life counselor and work with people to explore what it would take to move past the difficult times in life. I take the time to get to know my clients and have many clients who have been with me for years. That doesn't mean someone will see me every week for the rest of their life. It means client know I am available when they have need. I do have clients who have seen me weekly for years not because they are dependent on me but because they have found benefit in processing their life regularly. I have had a successful personal practice for years and can offer clients the space and reverence to unpack the most unpleasant things to reorder them in a way they no longer can cause harm as they once did. There is no perfect childhood and it is likely families do the best they can and it may not have filled the needs of their child. I am happy to take as much time as needed to work through the problem as you understand it.

Esther Abergel

(she/her)

Esther Abergel, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC
9 years of experience
Virtual
Hi there, I'm Esther. I have been working in private practice for the past 9 years. I have a lot of expereince working with clients who suffer from anxiety, depression, life changes, couples, and any other mental health concerns. I look forward to working with you to be the best version of yourself.

Theresa Hicks

(she/her)

Theresa Hicks, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
25 years of experience
Virtual
Hi there, I'm Theresa. Do you feel overwhemed, do you feel no matter what you try, or what you do, nothing changes? Are you struggling with your relationships, work and health? Is it hard to be kind to yourself? I help indivduals that just feel plan stuck, stuck in their personal life, stuck in problem solving and stuck in this thing we call life. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I love to integrate measurable goals so that you build upon small goals that create change! Whether you're dealing with feeling overwhelmed, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Gena Figliuzzi

(she/her)

Gena Figliuzzi, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
7 years of experience
Virtual
Hi, Im a Licensed Professional Counselor who has been in private practice for the last 7 years. I have been a School Counselor for the last 17 years. I work with a range of ages from children through adulthood. I am currently Licensed in New Jersey. I enjoy working with clients online because it offers counseling to a wide range of clients.

Greg Caiafa

Greg Caiafa, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I know anxiety and depression. I know how it feels to fall down over and over and believe like you're destined to fall again. I also know firsthand how changing our thinking can help us to overcome even the most daunting challenges. I've helped countless people make significant progress in every aspect of their lives. I utilize established modalities like CBT, ACT and Motivational Interviewing, but I also know the value of listening.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.