Therapists that accept Cash Pay in Minnesota

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 37 verified therapists in Minnesota who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/18/2025

Craig Rice

Craig Rice, LPCC - Minnesota Therapist at Grow Therapy
$90/session
LPCC
7 years of experience
Virtual
I am well versed in several counseling techniques and have a compassionate approachable demeanor. My counseling experience is above par and I am also organized with an attention to detail. Clients warm up to me quickly and I enjoy helping them reach goals and learn new thinking patterns to view life in a more positive manner. My therapeutic style incorporates expert listening, positive feedback, direct guidance, and creating an environment where you will feel comfortable to discuss your personal thoughts and feelings.

Tobias Wilde

(he/him)

Tobias Wilde, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
13 years of experience
Virtual
My name is Tobias (He/Him/His). I am a Licensed Independent Clinical Social Worker (LCSW/LICSW) with 13 years of professional work experience. I recieved my Masters from the University of Utah. I have many roles in life, in addition to being a therapist, I was born in the United States. I am a son and a brother in a blended family. I am also an advocate, a father, a friend, a mentor, a student of life, as well as a teacher by heart. I am also a Child of a Deaf Adult (CODA) and fluent in American Sign Language (ASL).

Joy Watkins

Joy Watkins, LICSW - Minnesota Therapist at Grow Therapy
$180/session
LICSW
22 years of experience
Virtual
Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.

Hiedi Roberts

(she/her)

Hiedi Roberts, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
20 years of experience
Virtual
I am both a country and city girl. I enjoy outdoors and being around people. I enjoy all ages from 16-99. I like to humbly say I am experienced in multiple therapies and have worked in all areas of Behavioral Health from inpatient to outpatient over 20 years of experience. I am open, supportive, and honest. Sessions start with you and where you are at. We talk about your concerns and what you would like to achieve. We both then identify how to support you. I view each person as unique and have their own individual concerns/struggles.

Valencia Campbell

(she/her)

Valencia Campbell, LICSW - Minnesota Therapist at Grow Therapy
$130/session
LICSW
11 years of experience
Virtual
I am a licensed clinical social worker in FL, Idaho; licensed independent clinical social worker in Massachusetts and Minnesota. I graduated from Barry University in 2014 and have been working within the mental health and hospital field since. I enjoy helping others overcome the challenges life throws at them. With the right mindset, support and environment, I believe anything is possible. I provide psychotherapy services to clients in a collaborative, supportive, and safe environment.

Kayci Rush

(she/her)

Kayci Rush, LICSW - Minnesota Therapist at Grow Therapy
$90/session
LICSW
25 years of experience
Virtual
I earned my Masters in Social Work from the University of Minnesota had have been a licensed clinical social worker for 15 years. I have worked in a variety of settings with teenagers and young adults who are looking toward the future while living in an uncertain world; women who have had a traumatic birth, or an unexpected disability; women who are looking toward a return to the workforce or a career change; adults looking to improve their relationships or their own quality of life; and those grieving the loss of partner, a child, a parent or other significant relationships.

Bill English

Bill English, LP - Minnesota Therapist at Grow Therapy
$150/session
LP
10 years of experience
Virtual
Those who work with me A) Have a stronger marriage and family, B) Resolve conflicts in healthy ways, C) Communicate well, D) Gain freedom from the past, and E) Walk more closely with God. If you want these five things, then schedule a free Zoom call with me at onpathcounseling.com or schedule your first full appointment with me through Grow Therapy. I look forward to working with you.

Portia Harmon

(she/her)

Portia Harmon, LPCC - Minnesota Therapist at Grow Therapy
$120/session
LPCC
6 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor (LMHC) in Florida. I have several years of experience providing therapy services. I have experience in helping clients with stress and anxiety, coping with grief and loss, motivation, self esteem, and confidence, & depression. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Karen Larson

(she/her)

Karen Larson, LP - Minnesota Therapist at Grow Therapy
$125/session
LP
33 years of experience
Virtual
I am a licensed psychologist based in Minnesota. I received my Master's degree from Fort Hays State University and have been practicing for over 30 years. I help adults struggling with life transitions, trauma, health issues, anxiety, and depression to learn coping strategies, be more aware of things that impact their mood both positively and negatively, and to identify ways to create a sense of meaning and purpose.

Jenny Schwieger

(she/her)

Jenny Schwieger, LPCC - Minnesota Therapist at Grow Therapy
$90/session
LPCC
18 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor and have been practicing in Minnesota for 18 years. My hope as a therapist is to build relationships and work collaboratively with individuals to address their specific goals. My intention is to bring an accepting, inviting and non-judgemental presence into each session, with encouragement in helping you navigate life’s challenges and assisting you in developing strategies and skills to make positive changes in your life. In addition to working as a therapist, I also have 25 years experience working as a school counselor.

Cynthia White

(they/them)

Cynthia White, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
30 years of experience
Virtual
I am a Licensed Independent Clinical Social worker and live in Minnesota, where I have been in private practice for almost 25 years. I really love my work with clients. I especially enjoy helping clients move from feeling stuck in their lives to feeling empowered. My goal is to help clients live the life they most desire and I have helped thousands of clients to do this.

Dr. Glenda Hayden

Dr. Glenda Hayden, LICSW - Minnesota Therapist at Grow Therapy
$175/session
LICSW
20 years of experience
Virtual
Thank you for taking steps toward improving your well-being! As a Licensed Clinical Social Worker specializing in Clinical Child and Family Psychology, Crisis Management, and Christian Counseling, I bring over 20 years of experience helping adults, teens, and families cope with anxiety, depression, caregiver stress, and life transitions such as death, divorce, and job loss. My goal is to foster a brave space where all thoughts and feelings are valued, allowing clients to embrace vulnerability. Together, we will work on creating meaningful personal goals to support your overall well-being. I look forward to supporting you on your healing journey.

September Prushek

(she/her)

September Prushek, LPCC - Minnesota Therapist at Grow Therapy
$175/session
LPCC
7 years of experience
Virtual
Hi there! I'm September and I am a Licensed Professional Clinical Counselor (LPCC) practicing in Minnesota. I graduated with my master's degree in clinical mental health counseling from Saint Cloud State University in 2021 and have practiced in a variety of settings including my current private practice, community mental health, DBT intensive outpatient programming, corrections through the DOC, crisis, and foster care settings. I enjoy working with clients experiencing trauma (specializing in betrayal trauma), self-esteem concerns, codependency, relationship concerns, and those who may be navigating narcissistic abuse.

Kenny Turck

(he/they)

Kenny Turck, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
14 years of experience
Virtual
Hi, I have been in the mental health field for many years and have worked in many settings and with people from many backgrounds, beliefs, and perspectives. I am a licensed mental health professional (LICSW) and work with children, teens, couples, adults of all ages, and members of the LGBTQIA+ community. My areas of expertise are related to social justice, mental health, and food security. I specialize in trauma-responsive care and the autonomic nervous system working together with participants to identify, treat, decrease, and recover from impairments experienced as a result of a mental health condition/life experiences. I think it's very important for people to understand a bit more how emotional or psychological distress impacts the body and innovative, cutting edge strategies, benefitting from recent findings in neuroscience, neurobiology, and psychophysiology.

Jennifer Runyan

(she/her)

Jennifer Runyan, LICSW - Minnesota Therapist at Grow Therapy
$175/session
LICSW
6 years of experience
Virtual
Hi, I’m Jennifer. Are you feeling lost, overwhelmed, or stuck? Have you been trying your best to navigate challenges that feel like too much? You’re not alone. You deserve support, and you can heal and find relief. You may be going through a life transition, have become more aware of past or present traumas impacting you now, or have faced a recent difficult experience, and are ready to begin your healing journey. I help empower individuals to overcome past adverse and traumatic experiences to live fulfilling and meaningful lives.

Heidi Dummer

(she/her)

Heidi Dummer, LICSW - Minnesota Therapist at Grow Therapy
$100/session
LICSW
15 years of experience
Virtual
As a seasoned therapist with dual degrees in Occupational Therapy and Social Work, I offer a unique blend of expertise to guide clients through various life challenges. With experience spanning outpatient, inpatient, and community settings, I've had the privilege of working with individuals of all ages, from infants to adults. I consider it a privilege to accompany clients on their journey towards healing and personal growth. Every individual's story is unique, and I am committed to walking alongside you with empathy, respect, and unwavering support. If you're seeking guidance through life's challenges, I'm here to help you discover your inner strength and resilience. Together, we can navigate the path towards a brighter tomorrow.

Kevin Hardwick

Kevin Hardwick, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
25 years of experience
Virtual
As a therapist, I am a Licensed as a Marriage and Family Therapists and as an Independent Clinical Social worker. As a minister, I am ordained and have served as an assistant pastor, youth pastor, and chaplain in a children's home for abused and neglected children as well as in correctional settings. I strive to ensure that all sessions combine Christian counseling and other evidence-based therapy models to enhance your emotional, behavioral, and spiritual growth. Our work together will be mindfulness driven and trauma-informed meaning we would agree to take an ongoing inventory of wellbeing and to identify/address individual and relational needs related to anxiety, depression, substance abuse, grief and loss, and trauma. Our goal would be to enhance existing strength factors (assets) and to reduce risk factors (triggers). Therapy will work if you work it!!!

Rana Nelson

(she/her)

Rana Nelson, LICSW - Minnesota Therapist at Grow Therapy
$200/session
LICSW
13 years of experience
Virtual
Hello! My name is Rana and I have over a decade of working with children (ages 6+) and adults. I specialize in anxiety, depression, life adjustments, ADHD, parent training, and trauma. I enjoy getting to know each client on an individual level. I aim to create a warm, compassionate, and safe space for healing. Some treatment approaches I offer are Acceptance and Commitment Therapy, Cognitive Behavioral Therapy, and Accelerated Resolution Therapy.

Alissa Sladek

Alissa Sladek, LICSW - Minnesota Therapist at Grow Therapy
$125/session
LICSW
10 years of experience
Virtual
Hi, I am Alissa. Have you ever felt trapped in your own brain? Feel like your emotions are running away with your life? I help individuals to learn how to control their thoughts and emotions so they are able to enrich their lives with relationships, stress, and emotional balance. I am a LCSW who specializes in anxiety, Borderline, depression, relationship issues, and emotional distress among other things. I love to work with the strength base module and a Dialectical Behavioral Therapy (DBT) model. I believe that therapy is a relationship and that trust is important in order for you to get what you want and need out of therapy.

Dr. Rosella Collins-Puoch

(she/her)

Dr. Rosella Collins-Puoch, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
13 years of experience
Virtual
Hello, my name is Dr. Collins. Are you experiencing emotional, psychological, spiritual, or other challenges that are interfering with your ability to live your best life? My goal is to create a safe and compassionate space where you can explore your thoughts, emotions, and experiences. In our sessions, I prioritize building a trusting and collaborative therapeutic relationship. I believe in the power of empathy, active listening, and genuine understanding. Together, we will navigate the challenges you face and uncover your inner strengths and resilience.

Lori Loncharek

(she/her)

Lori Loncharek, LPCC - Minnesota Therapist at Grow Therapy
$125/session
LPCC
6 years of experience
Virtual
I have worked in the area of mental health for 38 years, 6 of those years as a therapist. I hope to cultivate wellness, peace & balance, while also gently challenging clients to shift old thinking patterns. Ultimately, my focus is to help clients recognize they have the power to create the best version of themselves & I assist in recognizing positive attributes.

Aja King

(she/her)

Aja King, LPCC - Minnesota Therapist at Grow Therapy
$115/session
LPCC
24 years of experience
Virtual
Hello, I'm Dr. Aja King, a Counseling Psychologist and Licensed Professional Clinical Counselor practicing in Minnesota. I view therapy as a collaborative journey with someone who comprehends life's complexities. Despite the challenges, I believe in the potential for recovery, inner peace, and clarity. With 23 years of experience in mental health, spanning various states including Alabama, Washington, D.C., Virginia, and Minnesota, I've had the privilege of working with diverse populations, including geriatrics, addiction, trauma/crisis, families, and those affected by domestic violence.

Linda Etim

Linda Etim, LICSW - Minnesota Therapist at Grow Therapy
$150/session
LICSW
30 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in the states of Minnesota and Missouri. I am licensed to diagnose and treat individuals struggling with mental health issues. My philosophy is that we all have the capacity to heal from within however sometimes our feelings and emotions can overwhelm us and make it difficult to find our own healing. I am here to assist clients in reaching their highest good in life.

Neil Greco

(he/him)

Neil Greco, LICSW - Minnesota Therapist at Grow Therapy
$90/session
LICSW
19 years of experience
Virtual
I have been supporting health and wellness in all its forms one day, one moment, one interaction at a time for many years. To that end I have studied many methods that allow me to bring a variety of skills and knowledge to persons I work with. I promote others feeling empowered to use not only what occurs in therapy, but their skills, talents, knowledge, etc., to move forward in every session with a greater sense of empowerment.

Pamelia Sublett

(she/her)

Pamelia Sublett, LICSW - Minnesota Therapist at Grow Therapy
$120/session
LICSW
15 years of experience
Virtual
Hi there, I'm Pamelia. Are you feeling overwhelmed, stressed, anxious, and/or sad? Feeling as if you are unable to make it through the day, that there are not enough hours in the day? Are you struggling to maintain a good work/life/family balance? I help my clients to better manage anxiety and depression. Together, we can identify what's not working and get you back to balance. We'll use a whole body approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness and meditation to help you get in touch with yourself, often becoming an improved version of your former self. Whether you're dealing with an unhealthy work/life/family balance or dealing with chronic anxiety and/or depression, I'm here to help. It takes a lot of courage and strength to reach out for help, but you're making the right choice. You deserve a safe space where you can be heard. In our sessions together, I'll provide support, active listening, and evidence-based techniques so you can feel better. My hope is that I get the chance, the opportunity to work with you on your healing journey!

Frequently asked questions

Why filter by Minnesota rather than a city like Minneapolis?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Minnesota from Saint Paul to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Minnesota.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Minnesota that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.