Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 88 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/14/2025

Constance Raines

(she/her)

Constance Raines, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
11 years of experience
Virtual
Hello my name is Constance,
I am a Licensed Clinical Social Worker (LCSW) in the states of Virginia, Maryland, DC and Florida. I have 11 years of experience employed in behavioral health facilities, outpatient therapy clinics, correctional centers, and also providing medical social work/ therapy to oncology, emergent, and crisis patients in the hospital setting. Focusing on the client through a strength-based approach, building resilience and rapport is key in obtaining a therapeutic relationship and striving for successfully outcome.

Dorothy Walker Russell

Dorothy Walker Russell, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW-C
15 years of experience
Virtual
Are you facing challenges or finding difficulty coping with life’s stressors? Well, I believe everyone has strengths and skills that can be used to make small or big changes in their lives. I believe that you have inside of you everything you need to be your authentic self, to be whole, to be happy and at peace. Let me help you to uncover your potential. I am a licensed clinical Social Worker with over 20 years of experience in the field of social work. This experience includes working with children, adults and families experiencing high levels of stress and crisis. Many of my clients are dealing with depression, anxiety and various social, emotional and mental health issues.

Adam Hutton

Adam Hutton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Lauren McCauley

(she/her)

Lauren McCauley, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
8 years of experience
Virtual
In 2016, I graduated with a Masters Degree in Professional Counseling. I am a Licensed Professional Counselor (LPC) and Licensed Substance Abuse Treatment Practitioner (LSATP) in the state of Virginia. Previously, I have provided both individual and group therapy for non-profit agencies as well as worked as a crisis therapist. I am here to help you live the life you deserve. I am LGBTQ+ affirming and welcome all people to my practice. I specialize in treating anxiety, depression, addiction, and stress management.

Dr. Rafiah Prince

Dr. Rafiah Prince, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
19 years of experience
Virtual
I’m Dr. Prince, a Licensed Marriage and Family Therapist with a strong reputation for my work with trauma survivors and expertise in behavioral health, interventions, individual, couples, and family therapy. I have been a practicing therapist for 19 years. My background includes a variety of populations in settings ranging from university environment with students, private practices to non-profits, and County Government. Whether you're dealing with a personal crisis or seeking long-term support, I'm here to provide compassionate, expert guidance tailored to your needs.

Rebecca LaFleur

(she/her)

Rebecca LaFleur, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
4 years of experience
Virtual
Are you feeling overwhelmed by life's challenges? I'm ready to walk with you through this journey. Life can be a mountain, and sometimes the climb feels impossible. Together, we'll develop strategies to build resilience, manage stress, and reach your summit. My approach is collaborative and strengths-based, focusing on what makes you unique and strong. Let's work towards the life you envision.

Milton Brown

Milton Brown, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
12 years of experience
Virtual
I'm a board-licensed therapist with extensive experience working with teens and adults. I believe that therapy is characterized by safety, trust, respect, and an emphasis on education and self-discovery. I have had the pleasure of conducting therapy with people of various ages and backgrounds. I have served in various clinical settings (e.g., inpatient psychiatric, outpatient counseling, addictions, etc.). My specializations include working with those who have experienced life-altering anxiety, depression, trauma, relationship challenges, substance use, and chronic stress.

Darlene Waldt

Darlene Waldt, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
20 years of experience
Virtual
I want to inspire you to be the best you can be. Life is full of challenges and your perspective on how you face them can make the difference in your ability to meet your full potential. I want to help you identify your challenges and find solutions so that you can set and achieve your goals. I have worked in a variety of settings including child welfare, outpatient mental health clinics, as a ACT Clinician, a Clinician with the IAFF COE, and have had my own private practice. I specialize in working with a variety of mental illnesses and utilize a variety of treatment methods depending on the individual and their needs.

Diane Younkins

(she/her)

Diane Younkins, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
12 years of experience
Virtual
Are you looking to grow in wisdom and compassion? For yourself? Your situation? Others? Diane Younkins provides support for adults who feel stuck or are in transition and want to develop in wisdom and maturity, love and compassion. Using mindfulness insight and other techniques, she encourages authentic living with awareness, gentleness, humor, creativity and courage. As a trained pastoral counselor, she encourages clients to bring the strength of their faith and belief systems into the mix as part of their healing work. Diane is trained in EMDR, Brainspotting, Counting and Mindfulness to help people heal from trauma.

Anne Wilson

Anne Wilson, LCSW-C - Maryland Therapist at Grow Therapy
$110/session
LCSW-C
4 years of experience
Virtual
Even though you may be struggling with something right now, you can choose to: see it in a new way... feel differently about it... be open to change... and ultimately, transform. Everything you need is already within you. My role is to help you access it, and use it. I bring curiosity, empathy, and evidence-based therapies -- usually leading with mind-body approaches (e.g., EFT tapping, energy work, breathwork, meditation, mindfulness) and the principles of ACT (acceptance and commitment therapy) and IFS (internal family systems therapy) and spiraling out from there as your story leads us. You bring openness, willingness to practice, and neuroplasticity, and you can change -- literally re-wire -- your brain. When you do, you'll be amazed at the cascade of positive changes this creates... not only within you, but all around you in your life. I'm a licensed mental health professional (LCSW-C) in Maryland and have experience as a social worker and therapist working with children and adults of all ages and backgrounds, providing individual and family therapy in a variety of settings (community mental health agency, schools, inpatient and outpatient healthcare). I learn something valuable from each client with whom I'm privileged to work, and deeply appreciate the insights I gain through our work together. It is hard to be vulnerable in therapy. And while I don't yet know your story, I do know that if you are considering therapy, you are already doing the hard work of introspection. It takes courage to seek out more for yourself. You already have my respect and my empathy, and I would love to be part of your journey of healing and discovery.

Yerachmiel R Donowitz

(he/him)

Yerachmiel R Donowitz, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
30 years of experience
Virtual
I am a seasoned licensed clinical professional counselor with successful experience helping clients reach their goals and feel confident they have the tools to cope with the seas of life. I provide an integrated platform to approach issues combining the mind and the body together. A client will find his/her results are measurable. A person will not simply feel better, they will be better.

Suzanne Day

(she/her)

Suzanne Day, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
20 years of experience
Virtual
Hey there! I am a Licensed Clinical Social Worker that practices Behaviorism. What that means is that we will work together to target behaviors that can help you improve your current mental state. I want to help you see quantifiable progress from our work together. A little about me: My name is Suzanne. I’m a person that loves the sun, being by water and dogs! In my free time I volunteer with a Great Dane rescue. I enjoy those huge, goofy, couch potato dogs. I’ve moved around a lot and went to school at Syracuse University and graduate school in Washington D.C. I have two decades of experience specializing in trauma, grief, relationship issues, anxiety, addiction and depression. I’ve been heavily involved in working with military, veterans and first responders. You are the subject matter expert in what you need and I will supply tools, support, information and backing. We will work together on making goals and action steps on how to reach your goals.

Danika Girdner

(she/her)

Danika Girdner, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
5 years of experience
Virtual
Hi! I'm a Licensed Certified Social Worker, Clinical (LCSW-C) based in Maryland. I received my Masters from the University of Maryland, Baltimore and have been practicing since 2019. I help couples strengthen their relationships by improving communication, building trust, managing conflict, and deepening emotional connection using evidence-based approaches like the Gottman Method. I also enjoy helping young adults find their voice, navigate relationships, and life changes by providing a supportive space to explore their experiences, improve communication, build healthy connections, and develop effective coping strategies during times of transition.

Nikis Ellis

Nikis Ellis, LPC - Maryland Therapist at Grow Therapy
$130/session
LPC
3 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) in the state of Texas. I received my Masters from LeTourneau University and have been practicing for 3 years. I work with adult clients living with self-esteem issues, anxiety, depression, and anger. The goal is to provide a safe space for clients to openly talk, gain self-awareness, and identify ways to overcome their challenges.

Nina Romá Agvanian

(she/they)

Nina Romá Agvanian, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$195/session
LCSW-C
17 years of experience
Virtual
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.

Marvida Lake

Marvida Lake, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
Hi, I’m Marvida Lake, a Licensed Clinical Professional Counselor. I provide a safe, culturally affirming space for individuals and families—especially those from underserved communities, the LGBTQ+ community, and military backgrounds—to explore their experiences, heal from trauma, and reconnect with their strengths. My therapeutic style is warm, direct, and deeply person-centered. I specialize in family dynamics, identity development, anxiety, depression, and trauma. My approach is goal-focused and holistic, honoring the connection between mind, body, and spirit. I believe that true healing happens when therapy is culturally relevant, collaborative, and grounded in both clinical expertise and authentic human connection. My educational background includes a B.A. in Psychology from North Carolina A&T State University and a Master’s in Mental Health Counseling from Bowie State University. I am also a National Certified Counselor (NCC), awarded by the National Board for Certified Counselors (NBCC). I’m here to walk alongside you with empathy, cultural humility, and care, supporting your journey toward clarity, wellness, and empowered change.

Ritchie McCall

Ritchie McCall, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
Hi I am a Licensed Clinical Professional Counselor. I received my Master's Degree in 2010 from Loyola University and have been seeing clients since then . I especially enjoy helping adults deal with stressful transitions and challenges in life. My goal is to help clients gain insight and understanding about their challenges so that we together can find helpful solutions.

Barb Elgin

Barb Elgin, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
35 years of experience
Virtual
Welcome! I'm an LCSW-C practicing in Maryland and I earned my MSW at the University of Maryland at Baltimore. I have over thirty five years of professional, independently-licensed experience and, because I've loved the time I've spent in this work, the time has flown! I've spent much of my time in the industry in private practice and as such, I've lots to share. Like many of my generation, I entered the workforce as globalization took hold and company loyalties waned. I've remained agile, working in a broad variety of locations, contexts, etc., moving for great opportunities and leaving less desirable ones. Additionally, I've been entrepreneurial, owning my own businesses, which isn't something most therapists can say. I've been creative and courageous designing services that reflect the best of who I am and how I believe I can serve. I continue to do so. I become wiser as I go, so I guess you could say I'm earning my own 'hard knocks MBA'. It's been an exciting ride, complete with highs and lows and everything in between. I've been called a visionary, which is really neat to hear. I am a contrarian, like my father. A boss of his said dad was a non-conformist. This is not necessarily negative. I was, for example, one of the first/only lesbian life and love coaches and matchmakers back in the early 2000's. Those of you under 50 might not realize what courage that one took at that time!

Priscilla Reaves

(she/her)

Priscilla Reaves, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
Hi! I'm a Licensed Clinical Professional Counselor (LCPC) based in Maryland. I received my Masters from Coppin State University and have been practicing for 7 years. I am enthusiastic and excited for the opportunity to collaborate with you on your wellness journey. Together, we will explore your unique challenges and work towards meaningful, lasting change. I look forward to supporting you every step of the way as we create a path toward a more balanced and fulfilling life.

Vivian K. Henderson

Vivian K. Henderson, LCSW-C - Maryland Therapist at Grow Therapy
$200/session
LCSW-C
16 years of experience
Virtual
Hi, I’m Vivian K. Henderson, LCSW-C, LCSW. I am a licensed clinical social worker in Maryland and Texas with over 16 years of experience in the mental health field. I provide evidence-based, trauma-informed therapy for individuals navigating anxiety, grief, trauma, and life transitions. My practice is grounded in clinical skill, compassion, and a commitment to empowering clients toward meaningful and lasting change.

Megan Wiles

Megan Wiles, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
5 years of experience
Virtual
Take a moment and close your eyes. How do you envision your 2025? Better stress management? Healthier ways to cope with your mental health? Struggling with grief? I'm here to help! I specialize in working with adults who are navigating challenges such as addiction/substance use, anxiety, depression, grief, self-esteem, and other mental health concerns. My approach is trauma-informed care, and tailored to meet your specific needs, providing both support and appropriate challenges to foster growth.

Josh Gonsher

(he/him)

Josh Gonsher, LP - Maryland Therapist at Grow Therapy
$250/session
LP
5 years of experience
Virtual
Hi, I’m Dr. Josh Gonsher, a licensed clinical psychologist with a warm, down-to-earth approach to healing. I specialize in helping people navigate anxiety, worry, and stress—not by fighting their symptoms, but by creating a new internal landscape where those struggles no longer take center stage. My approach is grounded in Contextual Therapy. I don’t just help clients “fix” thoughts or behaviors—I work with them to build a more meaningful life, one where old patterns and problems naturally begin to lose their grip. It’s about shifting the frame, not just adjusting the picture. I offer a space that’s collaborative, gently challenging, and deeply respectful of your unique path. You don’t need to “have it all figured out”—just a willingness to begin. Whether you’re dealing with social anxiety, overthinking, burnout, or a general sense of feeling stuck, my goal is to help you move toward a version of life that you choose, one that often feels more grounded, spacious, and aligned with whom you truly are.

Noam Dinovitz

Noam Dinovitz, LCSW-C - Maryland Therapist at Grow Therapy
$200/session
LCSW-C
9 years of experience
Virtual
My goal as a therapist is to help you navigate life's challenges and achieve meaningful change. I focus on providing results-driven therapy to people dealing with issues such as depression, trauma, grief and loss, anxiety, stress management and more! I aim to offer a safe, confidential, and judgment-free space where you can explore your concerns, develop practical coping strategies, and work towards becoming the best version of yourself.

Dr. Kelly Guyton

(she/her)

Dr. Kelly Guyton, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
10 years of experience
Virtual
Hi! I am a mental health therapist based in Maryland. I received my licensed Clinical Professional Counselor (LCPC) and National Certified Counselor (NCC) in 2018. I received my B.A. in Psychology in 2011 from San Francisco State University, my M.A. in Clinical Mental Health in 2018 from Argosy University, and my Ph.D. in Counseling Education and Supervision from Capella University. I am dedicated to providing mental health therapy to adults who are suffering from depression, anxiety, stress low self-esteem, ADHD, and life transitions. Though my primary clinical model is CBT and Person-Centered, my approach is holistic.

Jenn Fontal

(she/her)

Jenn Fontal, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
Hi, I’m Jenn—a second-generation Haitian American woman with a lifelong passion for supporting and encouraging others through every stage of their journey. I’ve worked across a range of mental health settings, including hospitals, residential treatment centers, and substance use programs. Through these experiences, I’ve learned that my purpose is to help you feel seen, heard, and empowered, while equipping you with tools to navigate life’s challenges with resilience and hope.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.