Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 85 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Adam Hutton

Adam Hutton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Jason Holmes

Jason Holmes, LPC - Maryland Therapist at Grow Therapy
$120/session
LPC
8 years of experience
Virtual
Greetings! I am a Licensed Clinical Professional Counselor (LCPC) and have been working in this field for eight years. I've worked with children, adolescents, adults, couples, and families in a variety of settings and capacities. My experience spans mental health, education, business and writing. I have a Master of Professional Counseling degree as well as a Master of Education degree. I enjoy spending time with family and friends, fishing, sports, reading, writing, cooking and the great outdoors. I believe that we all have a story to tell and, while some parts are beyond our control, much of the narrative is determined by how we handle the challenges faced. I am motivated to help motivate and assist others to take the steps necessary in combating challenges and improving their quality of life.

Arthur Chen

(he/him)

Arthur Chen, LP - Maryland Therapist at Grow Therapy
$200/session
LP
15 years of experience
Virtual
Hello! I'm Dr. Arthur Chen, a licensed psychologist in and the Clinical Director of a group practice dedicated to fostering mental wellness. My expertise centers on helping individuals navigate prevalent challenges such as Major Depressive Disorder, Generalized Anxiety Disorder, eating disorders, and substance abuse recovery. Beyond these core specializations, our practice is uniquely equipped to address severe mental health issues, including bipolar disorder and psychosis. As Clinical Director, I oversee a team committed to providing comprehensive care across the full spectrum of mental health needs. I'm also a Certified Clinical Trauma Professional – Level 2 (CCTP-II), meaning I'm highly trained in addressing the lasting effects of trauma. My therapeutic approach integrates powerful, evidence-based models like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Rational Emotive Behavior Therapy (REBT). I also utilize the cutting-edge Unified Protocol for Transdiagnostic Treatment of Emotional Disorders, allowing me to tailor effective strategies that lead to tangible, positive changes in your life. In therapy, my goal is to help you build resilience and develop strong coping skills. We'll work collaboratively to understand your struggles, challenge unhelpful thought patterns, and cultivate a stronger, more adaptable you. Whether you're seeking relief from anxiety or depression, working through recovery, or exploring personal growth, I offer a supportive and non-judgmental space. I believe investing in therapy is investing in your emotional well-being and happiness. As an engaged therapist, I provide practical tools and insights you can apply to everyday life, guiding you towards lasting fulfillment. Fluent in both English and Mandarin, I'm passionate about empowering individuals to achieve greater emotional balance and a more satisfying life. Ready to take the next step?

Dr. Rafiah Prince

Dr. Rafiah Prince, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
19 years of experience
Virtual
I’m Dr. Prince, a Licensed Marriage and Family Therapist with a strong reputation for my work with trauma survivors and expertise in behavioral health, interventions, individual, couples, and family therapy. I have been a practicing therapist for 19 years. My background includes a variety of populations in settings ranging from university environment with students, private practices to non-profits, and County Government. Whether you're dealing with a personal crisis or seeking long-term support, I'm here to provide compassionate, expert guidance tailored to your needs.

Nina Romá Agvanian

(she/they)

Nina Romá Agvanian, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$195/session
LCSW-C
17 years of experience
Virtual
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.

Nancy Paz Welsh

(she/her)

Nancy Paz Welsh, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
7 years of experience
Virtual
Hi, I’m Nancy Paz Welsh, a bilingual (English & Spanish) Licensed Clinical Social Worker in Maryland and Virginia. As a proud second-generation American of Salvadorian descent, I am deeply committed to advocating for mental health awareness and normalizing therapy as an essential aspect of overall well-being. I’m passionate about helping individuals navigate life’s challenges with compassion and evidence-based support. I strive to create a safe, welcoming space where you feel heard, understood, and valued. My goal is to help you uncover your strengths, build coping strategies, and develop self-awareness, empowering you to make meaningful, lasting changes in your life. I work with individuals facing a variety of concerns, including anxiety, depression, trauma, relationship difficulties, and life transitions. My focus is on building a trusting, collaborative relationship where we can explore your concerns at your pace and develop practical tools for growth. Starting therapy can feel like a big step, and I’m here to meet you where you are—without judgment. My style is warm, empathetic, and practical, balancing support with gentle challenging to help you grow in a way that feels right for you. Whether you’re struggling with overwhelming emotions or seeking greater balance in your life, I’m here to guide you with insight and compassion. If you’re ready to explore new perspectives and make meaningful changes, I’d be honored to support you in taking that first step!

Denise Mitchell

(She/Her)

Denise Mitchell, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
20 years of experience
Virtual
I am a Licensed Clinical Professional Counselor (LCPC) and obtained a Master of Education degree from the University of Pittsburgh. I work with teens and adults from diverse backgrounds and experiences. I work with individuals with anxiety, depression, coping skills, conflict resolution, trauma, problem-solving, and self-harm/suicidal thoughts. I am trained in two evidence-based models: Trauma-informed therapy and Cognitive Behavioral Therapy. My goal as a therapist is to help everyone reach a place where they can be their best self. I look forward to supporting you in your journey.

Darlene Waldt

Darlene Waldt, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
20 years of experience
Virtual
I want to inspire you to be the best you can be. Life is full of challenges and your perspective on how you face them can make the difference in your ability to meet your full potential. I want to help you identify your challenges and find solutions so that you can set and achieve your goals. I have worked in a variety of settings including child welfare, outpatient mental health clinics, as a ACT Clinician, a Clinician with the IAFF COE, and have had my own private practice. I specialize in working with a variety of mental illnesses and utilize a variety of treatment methods depending on the individual and their needs.

Priscilla Reaves

(she/her)

Priscilla Reaves, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
Hi! I'm a Licensed Clinical Professional Counselor (LCPC) based in Maryland. I received my Masters from Coppin State University and have been practicing for 7 years. I am enthusiastic and excited for the opportunity to collaborate with you on your wellness journey. Together, we will explore your unique challenges and work towards meaningful, lasting change. I look forward to supporting you every step of the way as we create a path toward a more balanced and fulfilling life.

Deborah Stern

Deborah Stern, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
17 years of experience
Virtual
Hi there! I’m Deborah Stern, LCPC. I offer a warm, non-judgmental space for clients to explore what’s really going on—whether it’s anxiety, depression, relationship stress or feeling stuck in unhelpful patterns. My vibe is calm and accepting, so you can feel safe being fully yourself. I draw from psychodynamic, somatic, and relational therapies to help you build insight, heal from the inside out, and connect more deeply to who you really are. I'm available for virtual sessions and have some availability in person in the Pikesville, MD area.

Yerachmiel R Donowitz

(he/him)

Yerachmiel R Donowitz, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
30 years of experience
Virtual
I am a seasoned licensed clinical professional counselor with successful experience helping clients reach their goals and feel confident they have the tools to cope with the seas of life. I provide an integrated platform to approach issues combining the mind and the body together. A client will find his/her results are measurable. A person will not simply feel better, they will be better.

Julia May

(she/her)

Julia May, LPC - Maryland Therapist at Grow Therapy
$80/session
LPC
11 years of experience
Virtual
HI, I'm Julia a clinical therapist working in the behavioral/ mental health field for over 10 years assisting individuals with overcoming obstacles to improve their lives. As an LCPC, I've worked in all levels of care using evidence-based interventions. My passion is supporting individuals with mental and/or behavioral health concerns and those whose lives have been impacted by other factors contributing to ongoing stressors. I use a collaborative approach to help individuals work through anxiety, depression, trauma, and other stressors; supporting individuals so they may find the best path to bring them peace of mind.

Megan Wiles

Megan Wiles, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
5 years of experience
Virtual
Take a moment and close your eyes. How do you envision your 2025? Better stress management? Healthier ways to cope with your mental health? Struggling with grief? I'm here to help! I specialize in working with adults who are navigating challenges such as addiction/substance use, anxiety, depression, grief, self-esteem, and other mental health concerns. My approach is trauma-informed care, and tailored to meet your specific needs, providing both support and appropriate challenges to foster growth.

Jenn Fontal

(she/her)

Jenn Fontal, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
9 years of experience
Virtual
Hi, I’m Jenn—a second-generation Haitian American woman with a lifelong passion for supporting and encouraging others through every stage of their journey. I’ve worked across a range of mental health settings, including hospitals, residential treatment centers, and substance use programs. Through these experiences, I’ve learned that my purpose is to help you feel seen, heard, and empowered, while equipping you with tools to navigate life’s challenges with resilience and hope.

Nikis Ellis

Nikis Ellis, LPC - Maryland Therapist at Grow Therapy
$130/session
LPC
3 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) in the state of Texas. I received my Masters from LeTourneau University and have been practicing for 3 years. I work with adult clients living with self-esteem issues, anxiety, depression, and anger. The goal is to provide a safe space for clients to openly talk, gain self-awareness, and identify ways to overcome their challenges.

George Stallings

(he/him)

George Stallings, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
20 years of experience
Virtual
Hello! I'm a Licensed Clinical Professional Counselor (LCPC) with over 18 years of experience, proudly serving clients in Maryland and Virginia. I hold a Master’s degree from Towson University, PhD Capella University, and specialize in supporting adults navigating anxiety, depression, and life transitions. My goal is to help clients gain clarity, build resilience, and move toward becoming their most authentic and empowered selves.

Ingrid Nembhard

(she/her)

Ingrid Nembhard, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.

Natasha Bowditch

Natasha Bowditch, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
17 years of experience
Virtual
I have over 15 years of experience helping to improve the lives of my clients through compassionate, client-focused care. I specialize in anxiety, depression, PTSD, relationship issues, stress management, grief, and chronic illness, among other mental health and substance use issues. I utilize various evidence-based techniques, including, but not limited to, Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), solution-focused therapy, and mindfulness-based approaches, to empower my clients on their journey.

Tessa Walls

(she/her)

Tessa Walls, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Tessa Walls, LCPC is a dedicated therapist who offers telehealth services specializing in guiding clients through life’s transitions with compassion and professionalism. She brings a wealth of knowledge in grief, relationship conflict, life changes, college and career counseling, self-esteem, neurodivergence, and spirituality in therapy. She has expertise in working with clients with depression, anxiety, and trauma. Holding a Certificate of Advanced Study in Pastoral Counseling from Loyola University Maryland and a Master's degree from the University of Maryland College Park in Clinical Psychological Science.

Candace Mukendi

(she/her)

Candace Mukendi, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
12 years of experience
Virtual
I'm here to help you in your journey as you navigate the issues in your life, and I'll also celebrate your wins with you! I provide brain-based, mind-body, and solution-focused interventions to help clients overcome their challenges. I believe that you are stronger than you know, and I'll offer you support to help you realize that strength. If you are experiencing anxiety, life transitions, grief, or women's issues, my practice may be a good fit for you.

Ritchie McCall

Ritchie McCall, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
Hi I am a Licensed Clinical Professional Counselor. I received my Master's Degree in 2010 from Loyola University and have been seeing clients since then . I especially enjoy helping adults deal with stressful transitions and challenges in life. My goal is to help clients gain insight and understanding about their challenges so that we together can find helpful solutions.

Summer Post

(she/her)

Summer Post, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
9 years of experience
Virtual
Summer Post is a Licensed Clinical Mental Health Counselor with over 7years of experience working with individuals who are coping with severe persistent mental illness, depression, anxiety, trauma, family conflict, substance use, and many other presenting issues that individuals may be struggling with. Summer Post utilizes a wide range of tools to address clients' presenting issues. Summer is looking forward to meeting with you.

Marvida Lake

Marvida Lake, LPC - Maryland Therapist at Grow Therapy
$90/session
LPC
6 years of experience
Virtual
Hi, I’m Marvida Lake, a Licensed Clinical Professional Counselor. I provide a safe, culturally affirming space for individuals and families—especially those from underserved communities, the LGBTQ+ community, and military backgrounds—to explore their experiences, heal from trauma, and reconnect with their strengths. My therapeutic style is warm, direct, and deeply person-centered. I specialize in family dynamics, identity development, anxiety, depression, and trauma. My approach is goal-focused and holistic, honoring the connection between mind, body, and spirit. I believe that true healing happens when therapy is culturally relevant, collaborative, and grounded in both clinical expertise and authentic human connection. My educational background includes a B.A. in Psychology from North Carolina A&T State University and a Master’s in Mental Health Counseling from Bowie State University. I am also a National Certified Counselor (NCC), awarded by the National Board for Certified Counselors (NBCC). I’m here to walk alongside you with empathy, cultural humility, and care, supporting your journey toward clarity, wellness, and empowered change.

Noam Dinovitz

Noam Dinovitz, LCSW-C - Maryland Therapist at Grow Therapy
$200/session
LCSW-C
9 years of experience
Virtual
My goal as a therapist is to help you navigate life's challenges and achieve meaningful change. I focus on providing results-driven therapy to people dealing with issues such as depression, trauma, grief and loss, anxiety, stress management and more! I aim to offer a safe, confidential, and judgment-free space where you can explore your concerns, develop practical coping strategies, and work towards becoming the best version of yourself.

Molly Samalio

Molly Samalio, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
8 years of experience
Virtual
When I was in grad school I was asked this question: why do you want to do therapy? My answer was immediate: "I want to alleviate suffering!" A more experienced clinician shared a perplexing truth with me: sometimes you can't, you can just sit with the person through it. Over the years I have been honored to hold space for my clients to share their stories of courage and pain. I started to see what she meant, and revised my motto: I want to alleviate suffering and when I can’t I want to create a soft place to land. So, "Why therapy?” For all those who have forgotten their strength and just need a soft place to land. Using a blended approach of top therapy models, I partner with Clients to create lasting change and find freedom in ways that feel authentic to each person. Together we will learn new concepts, practice practical skills, and transform self-limiting patterns. Life can be hard. I want to help. Let’s talk!

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.