Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 47 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/2/2025

Karen Reiss

(she/her)

Karen Reiss, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Amanda Hawkins

Amanda Hawkins, LPCC - Kentucky Therapist at Grow Therapy
$150/session
LPCC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Heather Thornberry

Heather Thornberry, LPCC - Kentucky Therapist at Grow Therapy
$50/session
LPCC
10 years of experience
Virtual
I have been working in this field for about 10 years, I have worked with children to elderly individuals. I have worked in hospital settings and worked crisis situations. I am direct therapist and I will not put more into therapy than my clients put into their own therapy. I have the knowledge, tools and want to help but it is up to the individual to implement what they learn in order to be successful at therapy.

Amber Coyle

(she/her)

Amber Coyle, LPCC - Kentucky Therapist at Grow Therapy
$65/session
LPCC
3 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor (LPCC) in the state of Kentucky. I have been working as a therapist since 2021. Prior to that I worked as a case manager in the mental health field. I help adults and adolescents transition through difficult seasons in their lives. I actively work with addiction and recovery clients by providing Groups such as IOP and OP along with individual sessions when needed.

Madison Davis

(she/her)

Madison Davis, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
10 years of experience
Virtual
Madison is a seasoned therapist with over 10 years of experience dedicated to empowering women and mothers through their mental health journeys. Specializing in body image issues and serious mental illness, Madison creates a safe and supportive environment where her clients can explore their feelings and build resilience. Using Cognitive Behavioral Therapy (CBT) as a foundational approach, Madison focuses on helping clients challenge negative thought patterns and develop healthier coping strategies. She is also Health at Every Size® (HAES) trained, promoting a holistic understanding of health that celebrates body diversity and encourages self-acceptance. Madison’s compassionate and client-centered approach has made her a trusted ally for many women navigating the complexities of motherhood, self-image, and mental health. She believes in the power of connection and is committed to helping her clients find their strength and voice in their healing journeys.

Candice Jackson

(she/her)

Candice Jackson, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker with experience providing care to a wide range of clients, but my focus has been working with people finding their way through grief and loss. While grief is a universally human experience, most of us don't talk or share much about it, much less how to live through it. No one is meant to grieve alone, and it is my privilege to join others on this path.

Vanessa Sewell

Vanessa Sewell, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$85/session
LPCC
5 years of experience
Virtual
Hello! My name is Vanessa Sewell and I am a Licensed Professional Clinical Counselor. I received my Bachelor's Degrees in Psychology and History from Western Kentucky University and my Master's Degree in Counseling and Human Development from Lindsey Wilson College. I will begin the Lindsey Wilson College Ph.D. program in Counselor Education and Supervision in the fall of 2025. I have spent time counseling individuals from ages 4-80 in community mental health, foster care, and inpatient behavioral health settings for the last 5+ years. I have worked in the mental health field for more than 15 years.

Emily Boston

(she/her)

Emily Boston, LCSW - Kentucky Therapist at Grow Therapy
$80/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social worker based in Bowling Green, KY who has an obsession with Dolly Parton, Pekingese dogs, and New Orleans. I cuss sometimes, I can't cook, and I can juggle. I have also been in practice since 2017 and have worked with clients experiencing substance abuse, severe anxiety, ADHD, depression, racial trauma history, sexual trauma, and grief and loss. I believe that therapy can awaken parts of us that hold more strength than we know and that learning more about those parts of ourselves is vital to healing. Therapy gives back to us the power and the peace that might be eluding us because of pain and confusion of trauma or neglect. I have seen the way therapy can heal and inspire change, and it is the highest honor of my life to walk alongside my clients in their journey. As a therapist, I still haven't found magic words to make it all better or take it all away. But in sessions with me, you will feel heard and seen. I will always keep your life and therapy goals in mind. I will support and challenge you with humor and sincerity. And did I mention that sometimes I cuss? When you're ready, I'm here.

Mayra Alejandra Nieto

(she/her)

Mayra Alejandra Nieto, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
11 years of experience
Virtual
My mission is to be a servant to others by empowering and helping you on your path to emotional wellness. I have helped children, teens and adults with anxiety, depression, mental health disorders, relationship conflict, and parenting concerns; assisted others to heal from acute abuse, childhood and adult traumas. I am also experienced with persons who have migrated to the US from other countries and the barriers that are encountered with those changes. Whether it be acute crises', life surprises, circumstantial stressors or complex traumas; let me teach you new skills or sharpen the ones you already use to either decrease, eliminate or change negative behaviors or unwanted symptoms. I have worked among many different populations and settings (non-profit organizations, state and government facilities, public education, and now private practice) and have learned to navigate through different challenges and with those experiences I have become a person who is compassionate to unique needs and desires. If there is an area of concern that I'm not able to assist you with I will be honest with you and seek assistance or refer you to a better qualified professional.

Faith H

Faith H, LCSW - Kentucky Therapist at Grow Therapy
$135/session
LCSW
9 years of experience
Virtual
Hi, my name is Faith. Congratulations on taking the first step. Are you struggling or feeling overwhelmed with school, work, family or relationships? Do you have difficulty with anxiety or depression? I am here to help you to manage life's difficulties and improve your mental health. I am passionate about encouraging, supporting, and empowering clients to take the necessary steps to improve their mental health and overall well-being. Together we can make necessary changes to improve your overall well-being.

Felisha Babb

Felisha Babb, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
15 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker. My goal is to create a nonjudgmental supportive environment while collaboratively working with my patients as team to assist them with gaining and maintaining emotional stability. I am a client centered therapist with 5 years experience in mental health counseling. I have been successful in using my expertise to understand, assist, and guide clients to learn components of emotional intelligence that they can use to assist them with meeting their behavioral health goals. I am highly accomplished in designing psycho-educational programs that empower clients with self-efficacy and the motivation to change. I am Skilled at using Dialectal Behavioral Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavioral Therapy and other therapeutic modalities to assist clients with meeting their therapeutic needs. I am Smart Recovery Certified and skilled at working with individuals who are battling addiction, depression, anxiety, and PTSD. I am hard working, motivated, team oriented, and dedicated to the field of mental health. I strongly believe in giving clients tool that they can use to gain and/or maintain safety, sobriety, and stability.

Terri Hoag

(she/her)

Terri Hoag, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
Hi, I am a Licensed Independent Clinical Social Worker. I currently live in Mobile, Alabama but I am licensed in four other states as well. I have a Masters Degree in Social Work from the University of Iowa. I have been a Social Work for 30 years and have worked with all ages. I feel my purpose is to help you identify ways to improve your life.

Amy Hall

(she/they)

Amy Hall, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
I have been a child, adult, and family therapist who has worked with hundreds of clients to address the barriers that negatively impact their lives. I take a collaborative approach that meets my clients where they are to work together to identify what they would like to get out of therapy and the best path to meet those goals. I provide my clients with a variety of tools and skills that they can use between sessions to help them manage their lives and address challenges they face.

Leslie Birdwhistell

(she/her)

Leslie Birdwhistell, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
Hi there, I'm Leslie. Do you often find yourself overwhelmed by the demands of a busy life? Maybe you feel like something is "off" that you cannot quite identify. You may feel disconnected and experience frequent low moods. You might be someone who has been diagnosed or self-identified as neurodivergent, or you may be raising a neurodivergent child and feeling lost in coping with your feelings about how to navigate that challenge. You might be stuck in (or exiting) a romantic relationship that does not serve you, but you are struggling to find your path forward. Whatever the source of your anxiety, I am here to help! I support individuals across a spectrum of ages and circumstances to understand how to find their footing in their daily lives. I use a unique person-centered behavioral approach that is affirming and includes action steps to access change. When you meet with me, you will hear "real talk" grounded in evidenced-based techniques. Together we will discover a path to a more manageable daily life that fits your specific circumstances. Congratulations on taking the step to seek support through therapy. l look forward to working together!

LaToya Brown-Diallo

(she/her)

LaToya Brown-Diallo, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Greetings, I’m a Licensed Clinical Social Worker (LCSW). I earned my first master’s degree in religious studies (MAR) from Yale University and then went on to earn my master’s in social work (MSW) from The Catholic University of America in Washington, DC. My philosophy as a clinician is that each client is the expert in their own lives. As your clinician I am here to journey through this chapter of life alongside of you.

Emma Mattingly

(she/her)

Emma Mattingly, LPCC - Kentucky Therapist at Grow Therapy
$115/session
LPCC
4 years of experience
Virtual
Hi there, I'm Emma. I admire your courage in taking the first step to improving your mental and emotional well-being. Are you struggling to find a sense of inner peace and contentment? Feeling misunderstood? Overwhelmed by endless self-defeating thoughts? Exhausting all efforts to cope with pain, trauma, fear, relationships, loss, stress? As a client-centered, holistic therapist I'll hold a safe, supportive space for you to show up as your authentic self to cultivate healing and wholeness. I'm a Licensed Clinical Counselor in Kentucky and have worked with adolescents and adults treating anxiety, depression, addiction, and other mental health challenges. If you’re ready to actively seek a happier, healthier life, contact me to set up an appointment. I look forward to hearing from you.

Tiffany D'Alessandri

Tiffany D'Alessandri, LCSW - Kentucky Therapist at Grow Therapy
$80/session
LCSW
5 years of experience
Virtual
Are you feeling overwhelmed and in need of a helping hand? Struggling with anxiety, past trauma, or parenting difficulties? Life's obstacles can be draining to navigate. I understand the difficulty and fear that comes with taking that initial step towards healing. In our sessions, I'll meet you where you are, providing compassionate support and evidence-based techniques. Together, we'll identify what's not working and chart a path towards a healthier, happier life. Most of my experience is centered around children, adolescents, young adults, and parents. I have focused on treating anxiety, depression, and trauma. Drawing from a strengths-based approach, I incorporate proven interventions such as cognitive-behavioral therapy, motivational interviewing, and mindfulness techniques. My objective as a therapist is to cultivate a comfortable and inviting space where you can freely explore and express your thoughts and emotions. Let's collaborate and make progress together!

Amanda Nelson

(she/her)

Amanda Nelson, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Louisville, Kentucky. I received my Master's Degree from the University of Louisville. I have 6 years of experience treating children, adults, and families with various difficulties and situations. I am passionate about helping individuals and families resolve conflict in their lives, make positive changes, and become the best version of themselves!

Emily Logsdon

(she/her)

Emily Logsdon, LPCC - Kentucky Therapist at Grow Therapy
$120/session
LPCC
8 years of experience
Virtual
Hi there, I'm Emily. Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help high performers manage anxiety and avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a whole self approach, addressing the needs of your mind, body and spirit. I also integrate mindfulness, yoga and art to help you develop a stronger relationship with yourself. Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Dashira Griffith

(she/her)

Dashira Griffith, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
7 years of experience
Virtual
I am an Afro-Latina therapist who has experienced working with the Latino community and the United Stated communities. I have worked with organizations that provide community mental health services as an outpatient therapist. I worked with Client from ages 6 to 65+. I am a compassionate therapist who is here to support and accompany you through your journey of healing and self-discovery. I obtained a master's degree from University of Louisville in Social Work, and I am licensed the state of Indiana and Kentucky.

Shelly Mark Lewin

(he/him)

Shelly Mark Lewin, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
30 years of experience
Virtual
My name is Shelly Mark Lewin, and I am deeply honored to be joining the team of therapists at Grow Therapy. I am a Licensed Clinical Social Worker (LCSW) with over 30 years of experience working with individuals, groups, and families in a variety of settings including private practice, outpatient mental health clinics, hospitals, healthcare systems, hospice care, and private organizations. My work is informed by my own personal life experience with mental health challenges and my goal is always to provide you with support and guidance during difficult times and on your healing journey. My professional career includes clinical positions in renown healthcare organizations including Northwestern Memorial Hospital and Joint Commission in Chicago, Kaiser Permanente in California and Mount Sinai Health System In New York City. I have extensive experience working with multi-cultural and diverse populations providing individual and group therapy, case management and crisis intervention.

Tracy Rugg

Tracy Rugg, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hello, I'm a Licensed Clinical Social Worker based in Illinois. I have worked in the field of Social Work for 24 years at the Bachelor's level, including case management for at-risk youth, CPS investigations and medical social work. I received my Master's of Science in Social Work from the University of Louisville and have been practicing for three years. I assist adults dealing with anxiety, depression and trauma with recognizing triggers/barriers to successful living and then learning to effectively reframe in order to be a better version of themselves.

Lee Ann Hunt

Lee Ann Hunt, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
31 years of experience
Virtual
I am a Licensed Clinical Social Worker and have been in the mental health field for 31 years and a clinical therapist for 24 years. I received my bachelor degree from The University of the Cumberlands in 1987 and my Masters in Social Work from the University of Hawaii at Manoa in 1993. I provide counseling for multiple issues to include mental health, healthy relationships, anger management, and building coping skills. I specialize and have specific training and certifications in treating people who have experienced abuse and domestic violence. My mission is to provide clinically sound, faith-based counseling accessible to those who seek it. Integration of faith in therapy will be to the extent of the individual's interest. I work with multiple clientele and provide a trusting and nonjudgmental environment, and spirituality will not be discussed or forced on those that may not have a religious belief or have no interest in incorporating faith into their treatment process.

Marie Simpson

(she/her)

Marie Simpson, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
I am an LCSW with more than 25 years of experience working with individuals and families to to help them live their best lives. I offer a welcoming and safe space to address your concerns and find soultions to your problems. We will begin working on a plan to address the issue that brings you to therapy in our first session. You will leave our first session feeling heard and understood and supported.

Zoe Prowell

(she/her)

Zoe Prowell, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I am a therapist specializing in adult mental health and addiction disorders. I have 10 years of experience providing individual, group, and couples therapy. I have worked in both inpatient and outpatient environments. At Grow I offer individual, family, and couples counseling and Board of Nursing evaluations. Individual counseling is billed through insurance or self-pay at $100 per hour. Couples counseling is self-pay at $150 per hour. Board of Nursing evaluations are billed out-of-pocket due to the extensive paperwork/correspondence involved. However, follow-up visits can be billed through insurance if I am in-network with your insurance company. There is a no-show fee of $100. There is a late cancellation (less than 24 hours) fee of $100. My mission is to be used by God to help others reach their highest potential and purpose in life; to represent and teach tolerance, respect, and harmony; and to promote social and economic justice. I believe that all people regardless of race, culture, age, gender, religion, physical or mental disability, and sexual orientation are entitled to basic rights and fair, humane treatment. I believe that all members of society should have the same basic rights, protections, opportunities, obligations, and social benefits. My practice is governed by the belief that you are a valuable human being. You have the right to express your ideas and opinions openly. You have the right to direct and govern your life. You have the right to stand up for yourself without anxiety and make choices that are good for you. You have the right to change your mind. You have the right to not be liked by everyone. You have the right to be wrong. You have the right to make requests and refuse them without feeling guilty. You have the right not to be responsible for others’ behaviors, actions, feelings, or problems.

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Family Conflict?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Conflict, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.