Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2296 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/16/2025

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Daniel Celmer

Daniel Celmer, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
I’m a human first and a therapist second. I believe in showing up authentically, because real connection is what helps people heal. I care deeply about creating space for people to feel safe, heard, and respected. I don’t pretend to have all the answers—but I know how to walk beside you as you find your own. Who I am is someone who believes in your ability to grow, even when things feel messy.

Laura Schwades

Laura Schwades, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Welcome!! I’m Laura Schwades, a Licensed Mental Health Counselor in Florida. If you are reading this, it likely means you are going through something difficult, and I want you to know that you are not alone. Whether you are feeling anxious, overwhelmed, stuck in sadness, or trying to make sense of past trauma or substance use, I see your courage in looking for support. It takes strength to ask for help, and I truly honor that step. I specialize in working with adolescents and young adults who are navigating these very challenges. I understand how heavy life can feel at times and how hard it can be to open up, especially when you are unsure if anyone will truly listen or understand. My goal is to create a space where you feel safe, supported, and never judged; a space where we can talk openly and work together to help you find clarity, confidence, and healing. I will meet you where you are, and together we will build tools that help you manage emotions, understand yourself more deeply, and create meaningful change in your life. Whether you are just starting out or have tried therapy before, this is your space, and I am here to help guide you through it. You do not have to carry it all alone. Healing takes time. But it starts with a single step, and I would be honored to be part of that journey with you. If you are ready to talk, I invite you to reach out. I am here when you are ready.

Kaylee Muñoz

(she/her)

Kaylee Muñoz, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
I am someone who believes all people have the capacity to heal, grow, and live fully when given the right support. I recognize that life has many challenges and sometimes we just need help in facing the obstacles in our way. I became interested in psychology and understanding people after my brother was diagnosed with schizophrenia and I saw a drastic change in who he was as a person. This journey of trying to understand people, started in middle school, continued through college where I fell in love with Psychology, and into my masters program where I got a degree in Social Work. I started a career as a mental health therapist in 2019, and I continue my journey of learning and growing to better serve the needs of my clients now and in the future.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Joleen Espinal

Joleen Espinal, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
7 years of experience
Virtual
Hey, I’m Joleen, a Licensed Clinical Social Worker and the co-founder of CJ Counseling. I specialize in working with adolescents and young adults who are navigating anxiety, life transitions, and self-esteem challenges. My approach is warm, collaborative, and rooted in evidence-based practices like Cognitive Behavioral Therapy. Whether you’re feeling overwhelmed or simply ready for growth, I’m here to support you in finding clarity, confidence, and emotional balance.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Sharon Salichs

Sharon Salichs, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
My name is Sharon Salichs and I'm a spanish speaking Licensed Mental Health Counselor based and licensed in Florida. With 6 years of experience as a therapist, I've had the privilege of working with individuals from diverse backgrounds, each facing unique challenges. As a Licensed Mental Health Counselor, my focus is on helping individuals and families navigate through challenges that impact their emotional and mental well-being.

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$175/session
Has intro video
LMHC
12 years of experience
Virtual
Are you a high-achieving woman who looks successful on the outside but feels stuck, overwhelmed, or unfulfilled inside? Do you find yourself procrastinating, doubting your abilities, or striving for perfection, only to fall short of your own expectations? If you’re tired of self-sabotaging patterns holding you back, you’re in the right place. I’m here to help you break free from these self-defeating patterns and together we’ll explore the underlying causes of your self-sabotage, uncover your inner strengths, and develop practical strategies to empower you to move forward with confidence and clarity. If you have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place.

Sherol Ziegenbein

(she/her)

Sherol Ziegenbein, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
24 years of experience
Virtual
Hi, I’m a therapist who believes therapy doesn’t have to feel intimidating or clinical to be effective. I help people sort through stress, self-doubt, relationship tension, and life transitions—with clarity, compassion, and a healthy dose of humor. My clients often tell me they chose me because I feel relatable and real, and because I’m not afraid to laugh with them even when things are tough. I’m straightforward and down-to-earth. I’ll meet you where you are without judgment, help you challenge what’s keeping you stuck, and walk alongside you as you make sense of what’s working—and what isn’t. I don’t believe in one-size-fits-all therapy. I believe in real conversations, real growth, and helping you feel like yourself again (or maybe for the first time). Whether you’re navigating anxiety, burnout, relationship struggles, or just trying to feel more grounded in your life, I’m here to help you reconnect with your strength, your clarity, and your sense of possibility. You don’t have to be perfect or polished. Just bring yourself—we’ll take it from there.

Colette Biondi

(she/her)

Colette Biondi, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
40 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.

Eliza Andrzejczyk

Eliza Andrzejczyk, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
7 years of experience
Virtual
I am a compassionate and dedicated therapist specializing in experiential therapy, Gestalt approaches, and mindfulness, with a focus on equine-assisted work and play therapy. I believe in creating a safe, natural space where clients of all ages can explore their emotions, connect deeply with themselves, and heal through meaningful experiences. My approach is hands-on, creative, and tailored to each person’s unique journey toward growth and well-being.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Lauren Buck

Lauren Buck, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
I’m a licensed mental health counselor that meets you where you are — literally and emotionally. Through secure telehealth sessions, I help adults work through anxiety, trauma, burnout, life transitions, and all the messy in-between moments. My approach is trauma-informed, culturally aware, and deeply human. No judgment. No pretense. Just real talk, real healing, and real tools you can use.

Lisa B. Meotti

Lisa B. Meotti, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$97/session
LCSW
17 years of experience
Virtual
I am a Licensed Clinical Therapist in Florida, Texas, and Utah with over 17+ years of professional work experience. I am also a Certified Clinical Trauma professional (CCTP) with experience in helping clients with PTSD, C-PTSD, coping with addictions, LGBTQ+ related issues, relationship issues, and family conflicts. I specialize in helping individuals navigate life's challenges, build emotional resilience, and create meaningful change. I believe that healing begins with genuine human connection. I show up in my therapeutic sessions not just as a clinician, but as a real person - someone who values honesty, warmth, and the courage it takes to face life's challenges. My work is grounded in authenticity because I know that people heal best when they are truly seen , heard, and accepted without judgment.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Kevin Bieber

Kevin Bieber, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
About me I am a Licensed Mental Health Counselor in Florida with 25 years of professional experience come August. I am also a Qualified Supervisor of new counselors who finished their Master's Degree and have become Registered Mental Health Counselor Interns in Florida. In addition, I do Wellness Coaching throughout the USA. I am also a Teacher, Mentor, and soon an International Motivational Speaker. I have experience in helping clients with stress and anxiety, substance use and other vices and addictions, relationship issues, family conflicts, & trauma and abuse. As of 6-27-25, I am 5yrs, 7mos, and 8dys sober from marijuanna, and have also overcome the addictions of gambling, sex, and buying expensive cars beyond my means.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Blair Mead

(she/her)

Blair Mead, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

Christopher Turrentine

(he/him)

Christopher Turrentine, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
I have extensive experience with individual therapy, working for substance use treatment centers, and working at various psychiatric hospitals. I have worked in roles including Behavioral Health Tech, Case Management, Primary Therapist, and Clinical Supervisor. I have worked with age groups ranging from young children to geriatrics. I firmly believe that in order to help someone, you have to understand them. In order to understand someone, you require personal life experience to truly understand where they are coming from. I am very passionate about what I do. People have asked me previously if I enjoy what I do. I inform them that in my perspective, this is what I "designed" to be. There is no "taking off the therapy hat" for me - this is simply who I am and my purpose. You will learn very quickly how dedicated I am to serving people. I am well-versed in both DSM-IV and DSM-5 (the manuals used to diagnose someone). I have dedicated approximately 30 years of my life to this. Many clients throughout the years told me in their words that I am the "best therapist" they ever had. I encourage you to hire me and judge for yourself. I was entered into two international honor societies (top 15% of students in the field across the span of 8 countries with a flawless 4.0 GPA). Please note: I am a licensed mental health counselor. If you are seeking medication management, you will need to book an appointment with a psychiatrist.

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.