Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 338 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/4/2025

Patrice Brantley

(she/her)

Patrice Brantley, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
As a Licensed Mental Health Counselor and Life coach, Patrice believes in focusing on one’s total health for a happy, healthy, and Whole Life. For the last nine years, she has been working in a variety of settings and has helped numerous clients achieve WHOLENESS. I am licensed in Florida with 9 years of professional work experience. I have experience in helping clients with stress and anxiety, lack of motivation, self-esteem, and confidence issues, career difficulties, & coping with life changes. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our discussions and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Katie Allen

(she/her)

Katie Allen, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
8 years of experience
Virtual
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.

Magda Murillo

(she/her)

Magda Murillo, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
9 years of experience
Virtual
I'm Magda Murillo, a bilingual Licensed Mental Health Counselor My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Erin Moyer Johnston

Erin Moyer Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
29 years of experience
Virtual
Going through a change can be very tough and hard to navigate. Whether the changes are good or difficult, they can still be hard to work through. I can help you find a balance with the changes occurring in your life and the peace you hope to feel. Together we can work as a team to locate solutions to find acceptance and work out a plan to help you move forward in your life in a way that brings fulfillment. I use a whole self-approach, addressing the needs of your mind, body and spirit. Although I can help you work through most changes you might be experiencing, I have many year's experience working with individuals in the Hospice setting, helping patients and survivors find peace during the end of life with dignity. These experiences have been strengthened by my personal journey with breast cancer, which has given me a perspective on the other side. I hope I can use my 29 years experience as a therapist and my personal experience as a cancer survivor to help you learn how to find happiness and peace in your life.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Tim Johnston

Tim Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LMHC
3 years of experience
Virtual
My name is Tim Johnston and I am a Licensed Professional Counselor based in Texas. I own my solo practice, Waves of Grace Counseling. I received my Masters in Clinical Mental Health Counseling from Walden University. I worked years in a community mental health setting and now private practice. My specialties are anxiety, depression, post traumatic stress disorder, mens issues, and grief and loss. I provide different research based strategies which include cognitive behavioral therapies, psychodynamic, and Eye Movement Desensitization and Reprocessing. Christian counseling is also offered. These are the different 'roadmaps' that will help us get you to a place of healing, freedom, and peace of mind.

Ricky Thompson

Ricky Thompson, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Welcome! I'm a Licensed Mental Health Counselor (LMHC) in Florida. My practice focuses on helping individuals take back control of their lives. My experience includes assisting clients with a variety of issues including Depression, Anxiety, Grief, Anger, Communication, insomnia, and other life-distressing problems. I provide no-nonsense solution-focused strategies utilizing cognitive-behavioral therapy (CBT), psychodynamic, and motivational approaches. By using these proven therapeutic approaches, we will change long-standing behavior patterns or negative perceptions that may be holding you back from experiencing a more fulfilling and meaningful life.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Diane Bethel

(she/her)

Diane Bethel, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
25 years of experience
Virtual
Allow me to introduce myself. I am a flawed person saved by grace interested in helping you become the best version of yourself that you have been designed to be. I have done my work and continue to do my work and now willing to help you in the capacity you need to be whole and healthy. I believe we never arrive; however, we remain on an axle ever evolving to find that balance in the universe. I have learned over the years you cannot keep what you have unless you are willing to be a blessing to others. I have been blessed with a wealth of knowledge and well over 20 years of experience I am willing to share, meeting you where you are in your process of healing. My experience in Ministry, years of working in the substance abuse and mental health field has afforded me the opportunity to witness the miraculous in the lives of so many. My therapeutic approach is derived from techniques inspired by Aaron Beck who instituted Cognitive Therapy. In addition, I strongly believe in the essential factors necessary for growth from a person- centered perspective “self-actualization, empathy, and unconditional positive regard.” Let your Faith be bigger than your fear. I am here. Help me, help you, together we will accomplish an amazing feat.

Josh Allen

(he/him)

Josh Allen, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
HI! I’m Josh. Do you feel overwhelmed, anxious, or unsatisfied regularly? Do you feel that you may need more balance in your life? Do you struggle with self-care? I have experience with helping individuals who have suffered trauma, major life changes/challenges, conflict and other stressors that have negatively impacted their lives. I have a passion for helping others work through past pain so that they can improve their future. My goal for every individual I serve is to help them become their strongest version. I strive to create a safe and healthy space for everyone and meet everyone with compassion. I utilize several evidence-based therapy techniques and some humor now and then. Taking the step towards engaging in therapy can be extremely difficult and scary, but it is one of the best decisions you can make for yourself.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

John Watts (Dr. J)

John Watts (Dr. J), LCSW - Florida Therapist at Grow Therapy
$155/session
LCSW
25 years of experience
Virtual
Welcome to my virtual office. I am currently offering TeleHealth sessions. I am a LCSW, licensed psychotherapist with 20 years experience, and 25 years social services/ministries outreach, providing individual and family therapy by utilizing a strengths-based, collaborative, holistic approach, allowing me to gain a clearer sense of my clients' Physical, mental, emotional, social and spiritual needs, and finding viable, alternative solutions to reach a more balanced and optimal level of coping/functioning. I endeavor to conduct psychotherapy with individuals who are challenged with a crisis, substance abuse/addictions, Porn/sexual addictions, dual diagnosis, and related codependency issues; relationships, depression, grief and loss, PTSD and anxiety-related issues, adjustment/transitional, career/vocational; Additionally, I offer Premarital counseling to establish a firm foundation for marriage; because "after every wedding comes a marriage." I utilize a holistic approach for crisis counseling, as well as evidenced-based cognitive behavioral therapy (CBT), and motivational interviewing/coaching, which facilitates my clients' ability to cope/function better with negative and self-defeating thoughts and behaviors. I firmly believe in providing a collaborative and supportive environment to maximize the therapeutic experience and identify what strengths and resources clients have to create meaningful change in their lives. For those who desire a Christian, Biblical approach, I also offer a faith-based perspective combined with psychological/systems theory I received my masters degree from Florida International University, and my B.A degree in psychology/pastoral/Biblical counseling from Southeastern College. I am a member of Phi Alpha and Alpha Chi honors societies respectively.

Lauren Kaplan

Lauren Kaplan, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$190/session
LP
18 years of experience
Virtual
My work experience has spanned a variety of settings, through which I developed a strong clinical background rooted in ACT, DBT, and mindfulness-based approaches. As a therapist, my goal is to provide quality care using proven therapeutic approaches with compassion, dignity, and real human connection to help patients take action toward building a meaningful life enriched by connection to personal values and a deepened sense of self.

Richelle Direny

(she/her)

Richelle Direny, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
My name is Richelle Direny, I’m a Licensed Clinical Social Worker and Qualified Supervisor with more than 14 years of experience. I am honored to join your journey towards personal growth and well-being. I am committed to helping each individual learn how to cope with the stress of life, having too many responsibilities, anxiety, setting clear boundaries, and coping with decline in functioning and other stressors in life. Through my practice, I utilize various therapeutic modalities including Cognitive Behavioral Therapy (CBT), Acceptance Commitment Therapy (ACT), Solution-Focused Brief Therapy (SFBT), Emotional Awareness techniques, and Faith-Based Therapy, to name a few. My aim is to help you become the best version of yourself while managing whatever season of life may arise for you. My extensive experience spans various settings and populations. I have worked with teenagers, parents, employing Multisystemic Therapy (MST), an evidence-based modality that addresses all the interdependent systems within an individual’s life. Furthermore, I have had the honor of serving veterans through the Veterans Affairs system as well as individuals dealing with substance abuse through individual and group therapy sessions. I firmly believe in the power of creating an engaging therapeutic relationship where you feel heard, validated, and supported. Together, we will explore your strengths and challenges to recognize and overcome any barriers or hurdles to leading a more fulfilling life. My ultimate aim is to give you tools, insights, and strategies for positive transformation that lead to long-term change for a more fulfilled existence.

Robin Staley

(she/her)

Robin Staley, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Robin! I am a Licensed Mental Health Counselor (LMHC) with over five years of experience, and I bring a compassionate, creative approach to therapy. My array of life experiences allow me to deeply connect with my clients on a meaningful level. I often utilize experiential and hand-on tools in therapy that help create a space of learning and growth. When I'm not in the office, you can find me with my kiddos, in the garden, exercising, or working on a craft.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Claudine Martinez

(she/her)

Claudine Martinez, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
8 years of experience
Virtual
Are you going through something that you realize you just can't handle on your own anymore? If you are looking for support and encouragement on your life's journey, I am here to help. I enjoy working with people who want to make or are adapting to major changes in their lives. I appreciate, embrace, and respect the unique qualities of everyone I serve.

Ivy Mairura

Ivy Mairura, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
13 years of experience
Virtual
As a Licensed Mental Health Counselor holding a master’s degree in Clinical Mental Health Counseling and a Doctorate of Ministry in Biblical Counseling, I am dedicated to supporting my clients through life’s challenges to focus on the possibilities ahead. My belief is that each client’s compilation of struggles requires customized treatment suited to their needs. Regardless of the treatment style, I aim to help every client increase their self-awareness, gain new perspectives, decrease their symptoms, and increase awareness of their personal strengths.

Juleen Clarke-Campbell

(she/her)

Juleen Clarke-Campbell, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
My name is Juleen Clarke-Campbell and I am a Licensed Clinical Social Worker in the state of Florida, specializing in anxiety and depression. I currently work with couples, families and individuals and is an expert in Cognitive Behavioral Therapy (CBT). I believe that it is important to work collaboratively, so that clients are able to meet all their goals and objectives. I provide an open and non-judgmental environment in which my clients will feel comfortable and able to express themselves freely.

Jillian Wade

Jillian Wade, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$135/session
LCSW
15 years of experience
Virtual
Hi there! Im a Licensed Clinical Social Worker ( LCSW ) based in Florida. I received my education and training from the University of Central Florida and have been in the field since 2007. I was influenced by my own experiences and watched people struggle to find help. This is what prompted me to start my journey as a Therapist. My passion to help others is why I'm here today.

Larry Goble

(he/him)

Larry Goble, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
55 years of experience
Virtual
Glad you stopped by! I'm Larry Goble, a licensed Clinical Social Worker. Taking the step to talk to a therapist is not easy. You are showing courage and determination to explore what it might be like. In working with folks who are feeling stuck, anxious, maybe sad and confused, I find using a practical and sometimes humorous approach helps to learn and develop specific ways to counter stress, manage thoughts and feelings that can overwhelm you, and to increase self-confidence.

Iris G Santos

(she/her)

Iris G Santos, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
9 years of experience
Virtual
¡Hola! Tu no estas sola: estoy aquí para ayudarte. Do you ever feel like you're doing everything right—being the perfect wife, daughter, sister, and friend—but still feel empty inside? Like no matter how much you give, it's just never enough? You're an amazing person, always helping and caring for others. But sometimes, it feels confusing and lonely, like something important is missing. You might even find it hard to trust what's going on around you. I get it, and I'm here to help. We're here to show you that you’re so much more than just checking off boxes. You have a big heart and so much worth. Together, we’ll find what's missing and help you feel truly happy and full again.

Callie Buchanan

Callie Buchanan, LMFT - Florida Therapist at Grow Therapy
$92/session
LMFT
8 years of experience
Virtual
Hello there! My name is Callie Buchanan, and I am a licensed marriage and family therapist. I am also a trust based relational intervention (TBRI) practitioner which means I am trained to understand attachment disorders and how early childhood trauma can have lasting negative impacts without intervention. I have experience in working with individuals, couples, families, teens, and elderly clients.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.