Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 490 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/4/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Olushola A. Lawal

(he/him)

Olushola A. Lawal, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Olushola Abiodun Lawal was born and raised in South Florida. He is an alumnus of Florida State University. Shola, as his friends call him, graduated from FSU with his Bachelor's of Social Work in 2013 and again with his Master's of Social Work in 2015. While a student at FSU, Shola gained an interest in the field of substance abuse, child welfare, and mental health disorders/ life coaching. As a Licensed Clinical social worker in the state of Florida, Shola has insight and understanding of the different criteria and appropriate diagnosis for an array of mental health disorders. Shola has over 5 years of experience as a Primary Therapist, case manager, and clinical care coordinator.

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Jorge Cruz

Jorge Cruz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello, my name is Jorge, and I'm here to support you on your journey to a healthier and more fulfilling life. As a Licensed Mental Health Counselor and Certified Addiction Professional, with 60 years of life experiences I bring a unique and valuable perspective to therapy. I have gained a deep understanding of the evidence-based practices that can help you address issues with substance use addiction as well as behavioral addictions including compulsive Internet use, gambling, and compulsive sexual behavior. Addressing the underlying causes of addiction is of equal importance and often involves trauma-focused therapy and Psychotherapy to manage the anxiety and depression that frequently are part of the problem. By tailoring a comprehensive approach to addiction therapy, we will address the unique needs of each individual to produce the best possible results.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Samantha Toney

(she/her)

Samantha Toney, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
15 years of experience
Virtual
Hi there! Thanks for taking the time to check out my profile. I am a Marriage and Family Therapist, Licensed in Florida, with over 15 years of experience. You don't have to be coupled or dealing with family issues for me to work with you, it simply means I have a unique perspective on how to assist you to meet the challenges of your life and thrive.

Amy Milin

(she/her)

Amy Milin, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
Hi there, I'm Amy Do you feel depressed or anxious? Having trouble in a personal or professional relationship? Have you been feeling stuck or as if you’re repeating the same mistakes? Feeling dread, resentment and emptiness? You may feel you have lost your way and could be unsure of what comes next. You have options, even though they may not always be clear. Therapy can help. As a clinician, I pull from a variety of therapeutic styles including Experiential, Narrative, Acceptance and Commitment, Family Systems, Motivational Interviewing, and Cognitive Behavioral Therapy. You deserve to live a life that excites you, motivates you and leaves you feeling fulfilled. I know each person’s journey to feeling mentally well is distinct and unique, and it is my privilege to offer healing and transformation to those who seek help. I am a Licensed Clinical Social Worker Counselor and a Qualified Supervisor in the state of Florida. I received my Master’s in Social work in 2013 from Florida Atlantic University. Since the completion of my degree, I have worked with an array of populations dealing with substance use, trauma, anxiety, Infertility, women’s issues, LGBTQIA+ issues, and eating disorders.

Alex Byron

(she/her)

Alex Byron, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
As a therapist, I often work with individuals coping with anxiety, low self-esteem, difficulty coping day to day and relationship dynamics. As your therapist, I will always meet you where you're at and help you in finding a path that allows you to meet your goals. I am here to help you find your way back to yourself. In our counseling sessions, I am here to support, challenge and guide you as you learn to grow and embrace new ways of approaching life. As a therapist, I also have a strong background in a wide range of specialties. I have worked in a residential hospital, in private practice, and as an elementary school teacher. Having a diverse background allows me to support all clients in a way that best fits their needs.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Mark Gruber

Mark Gruber, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
25 years of experience
Virtual
I am a Licensed Mental Health Counselor, Certified Addiction Professional and Qualified Supervisor. I have over 20 years of counseling experience working with diverse populations including at risk youth, juvenile delinquents, and over the past several years, I have worked mostly in adult substance abuse treatment. I also identify with and specialize in working with LGBT persons. I am skilled at treating anxiety, depression, family of origin issues, career and relationship issues as well. I employ an empathic and motivational approach to working with clients. I utilize personal knowledge from being in recovery to connect with clients. I like to develop understanding and connection with what each client is struggling with as they progress in therapy. I am well versed in cognitive behavioral therapy and motivational enhancement, but also use a variety of other interventions to keep clients engaged and active in their own therapy process.

Kelsey Williams

(she/her)

Kelsey Williams, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
I am a licensed clinical mental health therapist (LMHC) located in south Florida. Whether this is your first time exploring the options for a therapy or you are seeking to return to the "therapy couch" to work on something different, know I'm proud of you for taking that step! I recognize that participating in therapy can be a struggle all within itself due to beliefs and preconceived notions. My goal is to meet you where you are and walk beside you with compassion and empathy to achieve your goals. As a therapist, I have worked in a range of areas, including outpatient substance abuse treatment, with individuals involved in intimate partner violence (survivors and perpetrators), in addition to education-based interventions for anger management & substance use. Additionally if you decide you would like to meet with me, feel free to reach out if a time slot you would need is not available. I am more than willing to accommodate with advance notice on days/times you may need.

W Scott Natale

(he/him)

W Scott Natale, LCSW - Florida Therapist at Grow Therapy
$45/session
LCSW
20 years of experience
Virtual
Hi. My name is Scott Natale, and I am a Licensed Clinical Social Worker since 2006. I am happy you are considering a more satisfying way of life. Believe me, it is my pleasure to help you do that. Together, we can look at disappointments, core beliefs that support dysfunction, and determine the best way out. All you that will be asked of you is to participate in therapy with the courage and honesty needed to be truthful about what is getting in the way of achieving your goals, be willing to cope with fear and learn something new. In addition, along the way we will practice guided meditation and visualization with progressive muscle relaxation as a means to facilitate improved focus and mindfulness. Be well and hope to meet soon!

Sevilay Yumusak

(she/her)

Sevilay Yumusak, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Sevilay Yumusak is a compassionate, client-centered therapist dedicated to supporting adolescents and adults on their journey toward healing and growth. With experience in cognitive behavioral therapy (CBT) and solution-focused techniques, she thoughtfully incorporates dialectical behavior therapy (DBT) skills and mindfulness practices to meet each client’s unique needs. Sevilay offers services in both English and Turkish and is committed to creating a safe, nonjudgmental space where clients feel heard, understood, and empowered.

Diane Bethel

(she/her)

Diane Bethel, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
25 years of experience
Virtual
Allow me to introduce myself. I am a flawed person saved by grace interested in helping you become the best version of yourself that you have been designed to be. I have done my work and continue to do my work and now willing to help you in the capacity you need to be whole and healthy. I believe we never arrive; however, we remain on an axle ever evolving to find that balance in the universe. I have learned over the years you cannot keep what you have unless you are willing to be a blessing to others. I have been blessed with a wealth of knowledge and well over 20 years of experience I am willing to share, meeting you where you are in your process of healing. My experience in Ministry, years of working in the substance abuse and mental health field has afforded me the opportunity to witness the miraculous in the lives of so many. My therapeutic approach is derived from techniques inspired by Aaron Beck who instituted Cognitive Therapy. In addition, I strongly believe in the essential factors necessary for growth from a person- centered perspective “self-actualization, empathy, and unconditional positive regard.” Let your Faith be bigger than your fear. I am here. Help me, help you, together we will accomplish an amazing feat.

Shelley Edwards

(She/Her)

Shelley Edwards, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
7 years of experience
Virtual
I am dedicated to empowering my clients as we work together to overcome the everyday challenges of life. By exploring the underlying behavioral and emotional patterns that often arise from unmet needs or unresolved wounds, we can uncover meaningful insights and lasting change. I believe that all people have intrinsic value and purpose. I also know that being a human can be challenging. Thankfully, we’re all in this together. There are helpers for the journey. My goal is to guide you toward your goals. I consider it a privilege and an honor to walk with you as you create a life you don’t want to escape.

Lisa Amodeo

Lisa Amodeo, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
30 years of experience
Virtual
Lisa Amodeo 30 years of experience and is dual Licensed Mental Health Counselor in Florida and Licensed Clinical Professional Counselor in Illinois. She holds her Master’s Certified Addictions Professional (MCAP) through Florida Certification Board and is Certified Reciprocal Alcohol & Drug Counselor (CRADC) from Illinois Certification Board, Inc. She is trained in EMDR through Emdria. Lisa received her Master’s degree in Educational Psychology in Mental Health Counseling from Southern Illinois University at Carbondale in 1992. She grew up and was raised in South Florida. She has worked in a variety of therapeutic settings, such as detox, residential, PHP, IOP, and aftercare levels of care in substance abuse treatment; as well as community mental health, NorthWestern Medicine medical Floors, Veteran Health Administration with children, young adults, adults, and families.

Lois Plock

Lois Plock, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi! I am a dually licensed therapist in both Florida and North Carolina. I began my education later in my adult life, and believed I had arrived late to the game. But I found that life experience paired with my own belief system, allowed me the opportunity to view life's challenges through a unique lens, and because of that I am non-judgmental and empathetic towards people who are struggling with the hurts life has dealt them. I believe in using a collaborative approach in helping my clients. I use evidence-based practices, including CBT, DBT, Mindfulness, and Motivational Therapy, as well as Christian Counseling. I am supportive, yet direct with empathy, compassion and help you address the barriers in your life that are causing you pain and distress.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.