Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 150 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/20/2025

Larry Reidt

Larry Reidt, LMFT - Florida Therapist at Grow Therapy
$60/session
LMFT
25 years of experience
Virtual
Hello! My name is Larry. Life can get pretty overwhelming and sometimes we need a helping hand. I have 20 plus years experience helping folks with overwhelming anxiety, depression, burnout, relationship issues and recovery from trauma. My approach is to join you in partnership to identify your needs and create personalized solutions. I enjoy working with a wide range of folks from all walks of life. I am LGBT friendly and affirming. I take a “whole person” holistic approach while employing evidence based practices. As such, we can work to help you integrate your family life, work life, spirituality as we work toward healing and becoming your very best self. Seeking therapy is a brave thing! You've already taken the first step. Let's work together.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Gabe Lamas

(he/him)

Gabe Lamas, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
I would describe myself as a goofy and radically empathetic therapist that struggles with severe ADHD and also anxiety. Not to mention the grief! I am big on being vulnerable myself. We must lead by example. I also am a strong believer in the power of connection. If you cannot connect with your therapist, research says that therapy is not likely to be effective. I prioritize the therapeutic relationship above all else. That is my foundation. That means I pride myself on not being a robot. I cannot believe I have to say this, but many students in therapy have told me that they have had robotic therapist. That is not me. I believe the most powerful therapeutic techniques are empathy and unconditional love, and those are the values I do my best to display consistently. I currently provide individual counseling to students at Miami Dade College and I have found that I really enjoy working with college students that recently graduated from high school. I find that the world treats them cruelly at such an overwhelming time of their lives and they deserve unconditional love, not tough love.

Makisha Brown-Harp

(she/her)

Makisha Brown-Harp, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
7 years of experience
Virtual
Whether it be therapy, counseling, guidance, coaching, or the need for connection that influenced your search for services, I’m glad you did it and am looking forward to assisting you as you create your version of a life worth living. For many people and for different reasons, it’s hard to say you want help much less take the steps to find it and I commend you, genuinely for taking the initiative to do so. With your perseverance and my understanding of behavior change, insight development, and skill building; you will be successful in achieving your goals. My approach to improving mental health is aided by a thorough understanding of acute, chronic, and situational mental illnesses as well as experience in the assessment, diagnosis, and treatment of diverse populations including working professionals, LGBTQIA, students, and communities of color. I specialize in the treatment of personality disorders, trauma, and suicide prevention. I am certified in several psychotherapeutic modalities, including Dialectical Behavior Therapy, Motivational Interviewing, and Cognitive Processing Therapy. I also utilize Acceptance and Commitment Therapy and Mindfulness practices. I have a Bachelor of Science in Psychology from Florida State University and a Master of Social Work from Saint Leo University. I have gained my current knowledge from working with community, private, medical, and school mental health services. Looking forward to working with you. I am currently accepting new clients. If for some reason you can't book an appointment or schedule, please call the new client booking team at (646) 687 9932. If you would like to work with myself and need to request sliding scale information, please book your first appointment via cash pay. Appointments are paid for following completion. Sliding scale fees can be discussed prior to this.

Robert Abraham "Brahm" Fay

(he/him)

Robert Abraham "Brahm" Fay, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
20 years of experience
Virtual
Greetings, You may have read through a few profiles, and I owe you to feel the difference with mine. My name is Brahm, well, actually it is Robert Abraham Fay, my parents were hippies, so you can see where that went. Life can be difficult, and I know this first-hand. By the age of 17 I was in a homeless shelter (due to a violent alcoholic stepfather), and I had some people help me along the way. Vocational Rehabilitation helped me get a bike, and I rode to Valencia College for 2 years, was recruited to Rollins College on a grant, and attended grad-school at Troy University. I have taught upon resilience in: China, Russia, Germany, and the US. Here's what's up, of course life is difficult, and the more we run from it the more we suffer. All those years in homeless shelters taught me how to ask for help when necessary. I am a licensed clinician - perhaps trapped in a case manager's body. Counselors can provide a flashlight on all of the nooks & crannies of the past, but as your case manager, we are looking at a spotlight on your future. My job is to get fired. Plain and simple. If you are a member of a marginalized population, including all of my LGBTAQLatin+ Non-Binary, Sis, Pan, Poly & Unlabeled family, I see you and I love you. Let's find your voice, and then you can fire me! YAY!!! (confetti) That's the thrust of my existence, when I text you -- and you say, "Thank you for everything, Brahm, I think I've got this now." See? That's what's up.

Angie Hamilton

Angie Hamilton, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
8 years of experience
Virtual
Welcome! My name is Angie Hamilton and I’m a Licensed Psychotherapist. Are you tired of life weighing you down? Do you want to get un-stuck? Do you keep repeating the same mistakes? I specialize in anxiety, PTSD, trauma, self-esteem issues, and also addictions. I use traditional psycho-analytic techniques to get to the bottom of the issues to the root causes. They say it will feel worse before it gets better, but I promise you it is well worth it, and YOU are worth it. I'm honest and will give you a clear view of what I see is going on! I believe healing is found in the truth. PLEASE ONLY BOOK APPOINTMENTS ON THE FULL HOUR.

Takiyah Thomas

Takiyah Thomas, LMHC - Florida Therapist at Grow Therapy
$75/session
LMHC
5 years of experience
Virtual
Hello, my name is Takiyah Thomas Licensed Mental Health Counselor based in Florida with 5 years of experience. I want to start affirming you by saying "You are improving your mental health symptoms every day." I'm stating this because you made the healthy choice to seek therapy. As your therapist I will always be on the lookout for strengths and empowering tools that I can use to keep you motivated to stay the course. Why? Because many times our maladaptive responses to our mental health symptoms form habits that require motivation and practice to unlearn. I will be there every step of the way to encourage you to keep moving forward. You got this, but it's nice to have your own personal cheerleader encouraging you and believing in you.

Laura Schwades

Laura Schwades, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
Welcome!! I’m Laura Schwades, a Licensed Mental Health Counselor in Florida. If you are reading this, it likely means you are going through something difficult, and I want you to know that you are not alone. Whether you are feeling anxious, overwhelmed, stuck in sadness, or trying to make sense of past trauma or substance use, I see your courage in looking for support. It takes strength to ask for help, and I truly honor that step. I specialize in working with adolescents and young adults who are navigating these very challenges. I understand how heavy life can feel at times and how hard it can be to open up, especially when you are unsure if anyone will truly listen or understand. My goal is to create a space where you feel safe, supported, and never judged; a space where we can talk openly and work together to help you find clarity, confidence, and healing. I will meet you where you are, and together we will build tools that help you manage emotions, understand yourself more deeply, and create meaningful change in your life. Whether you are just starting out or have tried therapy before, this is your space, and I am here to help guide you through it. You do not have to carry it all alone. Healing takes time. But it starts with a single step, and I would be honored to be part of that journey with you. If you are ready to talk, I invite you to reach out. I am here when you are ready.

Kristian Battenfield

(he/him)

Kristian Battenfield, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I use Cognitive Behavioral Therapy to help individuals identify and change negative thought patterns and behaviors. I want to all individuals to grow and evolve through their struggles with mental health by changing their maladaptive behaviors. I am a graduate from FIU who works at Aventura Hospital in a crisis stabilization unit. I offer a challenging yet empathetic approach to help you move out of your comfort zone and towards growth.

Emmanuel Nzuzu

Emmanuel Nzuzu, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
Welcome! I'm {Emmanuel Nzuzu}. I want to thank you sincerely for reaching out to me. Congratulations for taking this crucial first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe, structured, and welcoming environment that allows clients to explore challenges and obstacles with concerns related to alcohol and drug addiction, stress, anxiety, depression, and/or self-care. I focus on helping clients to regain control by taking back their power from alcohol and drugs. I facilitate client transformation by assisting them to learn how to be guided by a vision of the future and not memories of the past. My clients often find it beneficial to develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Melissa Ruff

(she/her)

Melissa Ruff, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am a practicing clinical social worker with 29 years of experience and have practiced in Maryland; currently new to Florida. I utilize a collaborative approach to self determination and self improvement with adults and families. I have extensive experience in Bipolar Disorders, Traumatic Brain Injuries and Trauma. I worked as a Social Worker with older Adults for 10 plus years and am comfortable with providing resources and mental health support to that population.

Beth Hicks

(she/her)

Beth Hicks, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
Hello There!!! I'm so excited to meet you! I am a LCSW that is based here in the state of Florida. I graduated with a Master's in Social Work from Florida State University. I have a history of serving clients in a vast array of ages. I specialize in working with families, couples, individuals and adolescents. I specialize in the field of trauma, and can help you find your path of healing! This is the time to navigate your emotions and find out what is best for you! I so look forward to meeting with you and also your family.

Vaaseen Richards

(she/her)

Vaaseen Richards, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
6 years of experience
Virtual
Welcome my name is Vaaseen Richards and I am a Licensed Mental Health Counselor based out of Florida. I am a Certified Trauma Professional (CTP) and Certified Child and Adolescent Trauma Professional (CATP) dedicated to providing a safe and supportive space for individuals who have experienced trauma to heal and thrive. I utilize evidence-based approaches such as Cognitive Behavioral Therapy, Trauma-Focused Cognitive Behavioral Therapy and Traumatic Incident Reduction Therapy to help clients process their experiences, reduce distressing symptoms, and reclaim a sense of safety and empowerment in their lives. My goal is to support you on your journey toward healing and help you rediscover strength and resilience within yourself.

Sam Morrison

Sam Morrison, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
With a deep passion for breaking the stigma surrounding addiction and mental health, I have dedicated the last nine years to assisting individuals who grapple with the complex interplay of mental health issues and underlying substance abuse. I’ve witnessed how the societal stigma often conceals the very real barriers individuals face in their daily lives. My mission is to empower them with coping skills and strategies that allow them to embrace a life of recovery and resilience. As a therapist, I focus on guiding patients towards building essential skills to overcome their challenges. I believe that mental health issues come in myriad forms, and it is our duty to provide support, unburdened by negative stereotypes and judgment. Together, let’s shatter the silence and create a path towards hope, recovery and well-being.

Kelly Jaworski

(she/her)

Kelly Jaworski, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
6 years of experience
Virtual
I am a believer that compassion is a necessary ingredient for growth. I believe in utilizing the Mind-Body connection to help my clients grow and heal. I believe in thinking outside of the box. I will tailor my approach to fit your needs. I am a lifelong learner and enjoy finding new, innovative ways to help people in my work. I work with adults and adolescents. I offer traditional talk therapy, EMDR, Direct neurofeedback, Accelerated Resolution Therapy (ART) somatic work, Mindful Self-compassion techniques, Relaxation Techniques, Emotional Freedom Technique (EFT tapping), Mindfulness, and Dialectical Behavior Therapy skills. I have experience with trauma, mood issues, life changes, and substance use disorders.

Alex Lopez

Alex Lopez, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
15 years of experience
Virtual
As a mental health counselor, I specialize in helping individuals manage anxiety, depression, and improve their overall well-being. In our sessions, we'll use various therapeutic techniques, including mindfulness and relaxation exercises, to help you gain better control over your anxiety and depression symptoms. I'll also provide psychoeducation on anxiety or depression, teaching you coping skills and strategies to use in stressful situations. Our goal will be to work together to reduce depression and anxiety's impact on your life and foster a greater sense of calm and confidence. Your confidentiality is a top priority, and I'm here to support you every step of the way. Through individual counseling sessions, we'll explore your thoughts and emotions, identify coping strategies, and set achievable goals to improve your mental well-being. I use evidence-based techniques like Cognitive Behavioral Therapy (CBT) to help you challenge negative thought patterns and build resilience. My approach is tailored to your unique needs and strengths, and I'm here to empower you in your journey towards positive change and personal growth. Let's work together to help you find the peace and clarity you deserve.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Amy Kendric

(she/her)

Amy Kendric, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
20 years of experience
Virtual
Hi my name is Amy, and I first want to acknowledge how difficult and scary it feels to begin the process of therapy, either for the first time or starting with a new therapist. I take very seriously the enormous strength that takes and I work very hard to ensure that you feel safe and heard as we begin the therapeutic relationship. I am a Licensed Mental Health Counselor with 15 years of experience providing counseling in both inpatient and outpatient centers. I received my Master’s degree in counseling in 2008, from Webster University. I had the privilege of working in an inpatient eating disorder facility for five years and have continued that work in outpatient settings. I have a passion for connecting with teenagers, college students and career women to build a safe place with an adult where they can voice their feelings and experiences without fear of judgement. I also especially enjoy working with young adult women as they navigate their way through the process of beginning adulthood. I have experience with a variety of issues, including depression, anxiety, eating disorders, and general women’s issue. I am especially passionate about working with CPTSD and PTSD. I have received training and supervision in working with trauma as it is a highly specialized field. Trauma survivors need validation, belief, compassion and acceptance first and foremost before a trusting relationship can be established. I have working with women exiting a toxic relationship, having endured narcissistic abuse and/or infidelity (betrayal trauma) which is many times misunderstood by well-intentioned people. My approach is warm, compassionate and highly empathetic as I work to establish a safe environment for healing to take place.

Tara Haas

(she/her)

Tara Haas, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
13 years of experience
Virtual
Do you feel overwhelmed with the demands of everyday life? Do you need a safe space to explore your feelings and emotions? If so, I am here to guide you into finding the best version of yourself. Utilizing evidence-based practice and person-centered whole health approaches to meet your therapy goals. Together we can collectively decide where you are at and what your goals are. Seeking therapy can feel scary but you're making the right choice. I am also a certified yoga teacher and can incorporate yoga, breathwork, and mindfulness into your treatment needs. I look forward to working with and guiding you toward acheiving your goals.

Annaliese Thomas

(she/her)

Annaliese Thomas, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
11 years of experience
Virtual
My name is Annaliese and I am a seasoned clinician with over 11 years of experience helping adults with their mental health goals. I have an extensive history treating individuals with depression, anxiety, trauma histories, mood disorders and other life challenges. I utilize a compassionate and holistic approach with my clients while also challenging them to consider other perspectives. My goal is to help you accomplish your treatment goals in a warm and judgement free environment. I look forward to speaking to you and seeing if we're a good therapeutic match.

Milagros Colon

(she/her)

Milagros Colon, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
15 years of experience
Virtual
I am Licensed Mental Health Counselor (LMHC) in New York and Florida. I am also certified as a substance abuse counselor in New York (CASAC) and Florida (CAC). My extensive expertise, combined with my empathetic and empowering approach, has contributed towards helping clients like you discover your strengths and achieve meaningful change. I provide individual, couples, family and group counseling sessions.

JC Caro

(she/her)

JC Caro, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
25 years of experience
Virtual
You may be nervous about participating in therapy due to worries of feeling vulnerable or being judged. I work hard to provide an environment that is accepting and supportive and simultaneously looks for ways that increase growth and healing. My approach emphasizes skill-building, self-knowledge, and balance. My experience has included working with people who struggle with depression, anxiety, self esteem issues, family conflict, trauma, and other issues that accompany adolescence and adulthood. Together we'll explore the tools that will work for you in working through your issues and coming out stronger! I view my role in your life as being part of your team where I can help you determine what is best for you. It is through working together that I believe positive changes can occur.

Judith Mondesir

(she/her)

Judith Mondesir, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
4 years of experience
Virtual
I'm a dedicated therapist committed to helping individuals and couples navigate life's challenges and find healing and growth. With expertise in areas such as Cognitive Behavioral Therapy, couples counseling, and grief support, I provide compassionate guidance and evidence-based techniques to empower my clients on their journey towards emotional well-being and fulfillment. Whether you're seeking support for personal growth, relationship issues, or coping with loss, I'm here to support you every step of the way.

Michael Luz

(He/Him)

Michael Luz, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
10 years of experience
Virtual
I'm a compassionate and collaborative therapist who believes in creating a safe, nonjudgmental space where clients can be fully seen and heard. I bring a person-centered, trauma-informed approach to my work and draw from evidence-based modalities like CBT, DBT, and CPT to support meaningful growth and healing. Whether you're navigating life transitions, emotional struggles, or past trauma, I’m here to walk alongside you with empathy, honesty, and respect.

Brandee Jones

(she/her)

Brandee Jones, LMHC - Florida Therapist at Grow Therapy
$105/session
Has intro video
LMHC
8 years of experience
Virtual
Hey! I'm Brandee - I'm a licensed mental health counselor in Florida and I'm currently offering telehealth services throughout the state. I graduated from Nova Southeastern University in 2014 with a masters degree in Mental Health Counseling, and received my bachelor's degree in psychology in 2011 from the University of South Florida. Since then, I have worked in various in person and telehealth settings.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Suicidal Ideation?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Suicidal Ideation, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.