Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 365 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/18/2026

New to Grow

$100/session

Specialties

Men's Issues
Chronic Illness
Grief
+10
I am a Licensed Clinical Social Work with over 40 years of clinical experience in healthcare and provided clinical interventions targeted with patients who are interested in a journey of personal growth through therapeutic interventions to assist with healing and good mental health. I specialize in HIV/AIDS, LGBTQI concerns, oncology, HIV/AIDS, end of life and life transitions. I am licensed in Florida and Illinois.
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New to Grow

$125/session

Specialties

Men's Issues
Coping Skills
LGBTQ
+8
Hi, I'm Nic, founder of Revision Therapy. Many people come to therapy because they want to know themselves better, improve relationships, navigate life transitions, or become more intentional about how they live. I work with anxious overachievers, LGBTQ+ folks, and anyone mid transition wondering how they got here. Maybe it's the anxiety that never fully turns off, the one that's been running in the background so long you forgot it wasn't supposed to be there. Maybe you're looking for someone who won't need to explain your identity to. Maybe you're in the middle of a transition, a breakup, a move, a new job, a version of your life you didn't sign up for, and you feel weirdly behind for something nobody actually prepares you for. Wherever you're starting from, you don't need to have it figured out before you walk in. Together, we'll explore the beliefs, patterns, and experiences that have shaped you, then focus on building practical strategies that create real change in your daily life. Therapy isn't about endless processing, but about understanding yourself while building the life you want to live. My goal is to create a space where you feel safe, welcomed, and comfortable enough to be honest about what's working and what isn't.
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New to Grow

$150/session

Specialties

Men's Issues
Anxiety
Depression
+7
I'm a Licensed Mental Health Counselor who works with teens, adults, and couples navigating anxiety, depression, relationship challenges, and life transitions. I believe therapy should be a place where you feel heard, understood, and supported, while also being challenged to grow in meaningful ways. My approach is collaborative, compassionate, and practical. I strive to create an environment where you can be yourself without fear of judgment.
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New to Grow

$200/session

Specialties

Men's Issues
Substance Misuse
Trauma and PTSD
+9
Hello! I’m a Licensed Professional Clinical Counselor (LPCC) with over 15 years of experience supporting adults as they navigate anxiety, grief, depression, and major life transitions. I’m also a Certified Anxiety Treatment Professional and have extensive training in grief work, mindfulness‑based approaches, and cognitive behavioral therapy (CBT). My goal is to help clients build the skills and confidence needed to move toward a life that feels more grounded, empowered, and aligned with who they want to be.
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$120/session

Authentic
Direct
Empowering

Specialties

Men's Issues
Anger Management
Anxiety
+10
I am a licensed marriage and family therapist who has worked with many families, adults, and children to assist with anxiety, depression, ADHD, narcissistic abuse, and trauma. Additionally, I have worked as an assessor, making diagnoses and treatment recommendations. My passion is working with adults to assist with empowering, coaching and helping them meet their goals as well. I received my graduate degree from Carlos Albizu University in 2005 and I have been licensed since 2009.
VirtualAvailable
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Often rebooked

$120/session

Authentic
Solution oriented
Intelligent

Specialties

Men's Issues
Grief
Trauma and PTSD
I’m a Licensed Mental Health Counselor in Florida, and I provide therapy exclusively through telehealth for adults and teens. My goal is to offer a supportive, down-to-earth space where you can explore what’s been weighing on you and begin to make sense of your experiences in a meaningful way. Over the years, I’ve helped clients work through a wide range of challenges, including ADHD, trauma, anxiety, depression, addiction, anger, grief, communication, and major life transitions. I also work with people who feel stuck, unmotivated, or uncertain about their direction in life—those moments when questions about meaning, regret, or identity start to surface. My approach is collaborative, compassionate, and grounded in evidence-based practices like cognitive behavioral therapy (CBT), mindfulness, and trauma-informed care. I believe therapy is not about “fixing” you—it’s about understanding yourself more fully, finding what works for you, and building a life that feels more balanced, authentic, and fulfilling. I value creating a safe and nonjudgmental space where you can speak freely and be met with genuine empathy and respect. Whether you’re looking to process painful experiences, manage difficult emotions, or gain clarity about your next steps, I’m here to help you navigate that process at your own pace. All sessions are held online for your comfort, privacy, and convenience—making it easier to access support wherever you are in Florida.
VirtualAvailable
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$100/session

Authentic
Warm
Intelligent

Specialties

Men's Issues
LGBTQ
Trauma and PTSD
+3
Hi, I'm Nick. Clients who end up finding me are often capable and self-aware, but still find themselves overthinking, shutting down, becoming defensive, or feeling responsible for other people’s emotions. They often grew up being treated as “the problem” in their family of origin, and have learned to mask important parts of themselves, or were told their needs and reactions were too much. I work with LGBTQ+ and neurodivergent individuals who want to understand why certain patterns keep returning, and actually change them in a deeper way beyond just self-awareness and insight. I view symptoms as having developed for understandable reasons and still feel necessary in situations that trigger implicit learnings from the past. Together, we’ll become curious about what a very specific pattern might be protecting and develop new ways to respond. The aim here is to create greater self-trust to allow for actual meaningful change.
VirtualAvailable
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New to Grow

$150/session

Specialties

Men's Issues
Anxiety
Coping Skills
+10
I believe healing happens when the whole person is welcomed into the room — body, mind, and spirit. My work is collaborative: you are the expert on your life, and my role is to walk alongside you with skill, honesty, and genuine care as we build a treatment plan that actually fits you. I hold a PhD from The Chicago School of Professional Psychology and a Master of Arts in Counseling from Northwestern University, and I'm a Licensed Professional Counselor and National Certified Counselor with eight years in practice and more than 5,000 hours of direct client experience. I work with teens, adults, individuals, couples, and families — in person at my Atlanta office or virtually across Georgia, Florida, Vermont, South Carolina, and New York — with dedicated experience serving Black and Hispanic communities, LGBTQ+ clients, single parents, athletes, veterans, and first responders.
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$100/session

Specialties

Men's Issues
Addiction
Anxiety
+4
My approach to therapy is person-centered, thoughtful, and exploratory. I draw from a variety of evidence-based approaches, including Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, and mindfulness-based techniques. I tailor my work to each individual, recognizing that everyone’s experiences and needs are different. I take a holistic view of mental health. This means we will look not only at your thoughts and emotions, but also at your environment, relationships, and daily routines. I believe these areas all play an important role in how we feel and function. I also have experience supporting clients who are exploring medication as part of their care. I can help you prepare for conversations with psychiatrists and think through what options might feel right for you. At the same time, I often focus on building skills and making meaningful life changes as a foundation for long-term well-being. My goal is to create a space where you feel comfortable, understood, and supported as we work together toward meaningful change.
VirtualAvailable
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$120/session

Warm
Solution oriented
Authentic

Specialties

Men's Issues
Depression
Life Transitions
+6
Choosing a therapist is a deeply personal decision, and I honor the courage it takes to begin this process. If we work together, you can expect a therapeutic relationship built on trust, collaboration, and respect. I create a supportive, nonjudgmental space where you can show up as you are—no masks, no pressure—and begin to explore what healing and growth look like for you. My approach is thoughtful and tailored. I draw from evidence-based methods like Cognitive Behavioral Therapy, Attachment-Based Therapy, and Emotion-Focused Therapy, adapting each session to meet your needs and goals. Whether you are navigating anxiety, self-doubt, relationship challenges, or simply feeling stuck, I help you make sense of your experiences, strengthen emotional awareness, and find new ways to move forward. I believe therapy should not just be about coping—it should be about transformation. That might mean learning how to quiet an inner critic, setting healthier boundaries, deepening relationships, or reconnecting with your sense of purpose. We will work at a pace that feels right for you, and I will walk beside you each step of the way with compassion, curiosity, and care. If you are looking for a therapist who listens deeply, challenges gently, and is committed to helping you build a more grounded and empowered version of your life, I would be honored to work with you.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Intelligent

Specialties

Men's Issues
Anxiety
Life Transitions
+3
Painful experiences often lead people to develop protective strategies to manage overwhelming emotions. These strategies may appear as perfectionism, emotional avoidance, anger toward loved ones, or repeated involvement in unhealthy relationships. While they can offer temporary relief, they often create disconnection from oneself and others, contributing to feelings of loneliness, shame, anxiety, and depression. I am dedicated to helping individuals strengthen their sense of self worth and process traumatic experiences that contribute to insecure attachment and unhelpful patterns. I believe that although emotional wounds often occur within relationships, healing also takes place through safe and supportive connection. With compassion, courage, and a willingness to explore difficult experiences, meaningful and lasting change is possible. Healing can happen, and there is always hope.
VirtualAvailable
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$200/session

Solution oriented
Authentic
Intelligent

Specialties

Men's Issues
Anger Management
Anxiety
+10
My individualized and pro-active approach helps create a supportive environment where clients can feel comfortable addressing life’s challenges through a strength based, solution focused and change oriented approach. It also helps people of all ages and ethnic backgrounds develop self-awareness, self-confidence and see life from a different perspective in order for them to believe in themselves and cope effectively with emotional, behavioral and stress-related problems. My therapeutic approach involves understanding how the patient’s past impacts their current level of functioning and then through this self-awareness, help them make healthier decisions today in order to reach their full potential and live mentally, physically and spiritually healthier lives.
VirtualAvailable
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$140/session

Solution oriented
Authentic
Open-minded

Specialties

Men's Issues
Anxiety
Spirituality
+8
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR and am a USMC Veteran. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress, and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.
VirtualAvailable
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New to Grow

$150/session

Specialties

Men's Issues
First Responders/Healthcare Workers
Trauma and PTSD
+10
I’ve been a counselor for 3 years and have over 12 years of experience helping individuals, couples, and families navigate trauma, anxiety, addiction, depression, ADHD, behavioral challenges, and personality disorders. I offer a supportive, practical, and collaborative approach focused on healing, growth, and lasting change. I communicate in a calm, respectful, and supportive way. Sessions are nonjudgmental and collaborative, allowing space for honesty, curiosity, and growth. I aim to create a safe environment where clients feel heard, understood, and encouraged. Goals are set collaboratively and guided by each client’s needs and priorities. I help turn concerns into concrete action steps, track progress over time, and adjust strategies to support steady, realistic growth. I take a trauma-informed, collaborative approach that prioritizes safety, understanding, and empowerment. Therapy focuses on practical tools, emotional regulation, and insight, helping clients move forward with greater confidence and resilience.
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$85/session

Authentic
Solution oriented
Warm

Specialties

Men's Issues
Anxiety
Couples Counseling
+9
If you are feeling tired, overwhelmed, and wondering when life will feel normal again, please know that hope and healing are possible. Whether you are navigating past trauma, relationship struggles, or the anxieties of everyday life, you deserve to live with confidence and eager anticipation for the future. You don't have to carry this weight alone. As your therapist, my heart’s desire is to partner with you, meet you exactly where you are, and create a safe, supportive environment for your growth. Over the years, I have had the privilege of working with a diverse range of clients addressing concerns such as addiction, anxiety, depression, relationships, and trauma. My approach to counseling is eclectic and holistic, utilizing evidence-based practices tailored to your unique journey. I incorporate modalities including: Cognitive Behavioral Therapy (CBT) Dialectical Behavior Therapy (DBT) EMDR and Trauma-Informed Care Emotionally Focused Therapy (EFT) Additionally, if integrating faith into your therapy is important to you, I am happy to incorporate biblical principles into our work together. I offer flexible scheduling and look forward to walking alongside you on your journey to hope, healing, and restoration.
Available
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Often rebooked

$100/session

Authentic
Warm
Empowering

Specialties

Men's Issues
Anger Management
Anxiety
+10
Are you hurting, feeling stuck, overwhelmed, scared, or lost? It can be hard to see sometimes, but you have what it takes to make powerful changes, to create your own pathway to health and well-being. Whether it is anxiety, depression, grief, adjustment to change, relationship problems, or other issues, we can work toward resolution and a greater sense of peace. I have been a licensed counselor for more than twenty five years and have helped clients of all ages, backgrounds, and circumstances. I have an eclectic and nonjudgmental approach and my goal is to unconditionally support you throughout this process. You are not here by mistake. There is no better time to begin taking steps to improve your life situation. I am licensed in South Carolina, Georgia, and Florida and my counseling practice is entirely online (video and phone). My hours are Monday through Friday, with first appointments starting at 9 AM and last appointments at 5 PM. I use the first session to get to know you better, and from there we can address your issues together.
VirtualAvailable
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$120/session

Authentic
Intelligent
Solution oriented

Specialties

Men's Issues
Anxiety
Spirituality
+5
Hello There, I'm Jeff. Do you ever feel feel lost, down, frustrated, confused, or simply scared. Or that your life can be just simply be difficult, but could it be different? Could there be a way that you look at life where it becomes vibrant again or for the first time? The answer to these questions are all a resounding yes! Finding a way to look at life and its challenges differently is what therapy and change is really all about. For over a decade now, I have been helping others through a variety of life challenges of growth including trauma, post traumatic stress, depression, loss, anxiety, life transitions, spiritual crises and anxiety as a counselor and life coach. I am committed to working with success minded individuals to find ways to help you open up, connect with a more authentic you, declutter your life, and simply work towards the life you seek. Together, we can envision your purpose driven, meaningful life and explore how to change patterns that are holding you back and simplify your approach. I look forward to assisting you in harnessing your strengths and exploring a more authentic you!
VirtualAvailable
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$185/session

Authentic
Warm
Intelligent

Specialties

Men's Issues
Anxiety
Coping Skills
+10
Hi. My name is Edmond Otis, and I'm a licensed therapist with 27 years of professional experience. I focus on helping clients who are experiencing a wide range of challenges including; stress and anxiety, relationship problems, depression, performance and motivation concerns, a lack of self-confidence and self-esteem, career difficulties, and other related issues. I maintain a small, but consistent, practice as I also consult, teach, and speak on how relationships work, stress, resilience, performance, communication, team-building, family, achieving goals, improving critical outcomes, negotiation and conflict resolution. I've developed and taught courses at the university and graduate level in Cognitive Behavioral Therapy (CBT), Health Psychology, Sport Psychology, and Therapeutic Rapport.
VirtualAvailable
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$120/session

Intelligent
Authentic
Solution oriented

Specialties

Men's Issues
First Responders/Healthcare Workers
Military/Veterans
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
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$150/session

Authentic
Direct
Open-minded

Specialties

Men's Issues
Anxiety
Child or Adolescent
+9
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.
VirtualAvailable
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Often rebooked

$120/session

Authentic
Empowering
Open-minded

Specialties

Men's Issues
Chronic Illness
Trauma and PTSD
+9
Thank you for considering me as your personal mental health therapist and emotions coach. Over the last few years, we have collectively endured traumatic, distressing, and challenging times that have reshaped how we view the world and how we choose to move forward within it. For many, this has meant clinging to familiar beliefs for comfort. For others, the weight of trauma, hopelessness, and fatigue has left them feeling stuck, unable to access their inner strengths or resilience. I believe that in those moments, we all need someone to help guide us back from the darkness into the light. I want to be that beacon of light for you. I am a Certified Clinical Trauma Professional with more than 15 years of counseling experience and over 20 years of serving families. My treatment philosophy is rooted in the belief that every individual has strengths that can be nurtured to foster healing and growth. By combining psychotherapy and clinical social work theories within a strength-based model, I help clients build coping strategies, discover new tools, and reclaim their sense of well-being. Our work together will focus on developing a trusting, supportive, and confidential therapeutic relationship—one that is grounded in empathy, respect, and validation, without pity or blame. My practice integrates Narrative Therapy, Motivational Interviewing, Trauma-Focused Therapy, and Cognitive-Behavioral Therapy, all within a behavioral change framework. These approaches allow me to tailor therapy to your unique needs, helping you move forward with resilience, clarity, and hope. Healing is a journey, and you don’t have to walk it alone. My role is to walk beside you, providing guidance, insight, and encouragement as you rediscover your strength and reclaim your light.
VirtualAvailable
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$120/session

Authentic
Solution oriented
Open-minded

Specialties

Men's Issues
Addiction
Anger Management
+10
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.
VirtualAvailable
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$90/session

Holistic
Open-minded

Specialties

Men's Issues
LGBTQ
Life Transitions
+10
Welcome! I'm Samuel, a Licensed Clinical Social Worker who believes therapy should be a space where you feel safe, understood, and supported without judgment. I work with adolescents, adults, couples, and families from diverse backgrounds, including members of the LGBTQ+ community. My approach is compassionate, collaborative, and trauma-informed, and I tailor each session to your unique experiences and goals. Whether you're navigating anxiety, depression, trauma, relationship concerns, identity exploration, or life transitions, we'll work together to build practical coping skills, increase self-understanding, and create meaningful, lasting change at a pace that feels right for you.
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Often rebooked

$160/session

Authentic
Warm
Humorous

Specialties

Men's Issues
Anxiety
Life Transitions
+5
Are you the person who has it all together on the outside, but feels like you’re "banging your head against a wall" on the inside? I specialize in working with high-functioning individuals, executives, new parents, and those in major life transitions, who are navigating the invisible weight of "doing it all." Whether you are struggling with postpartum anxiety, the pressure of a new career move, or the financial stress that often haunts big life changes, I help you stop spinning your wheels. With 12 years of experience, I don't just provide a place to vent; I provide a roadmap to clarity. My goal is to get you "on the same page and in the same book" with your own goals and your partner. Using a mix of directness, humor, and relatable metaphors, I help you break down abstract anxieties into actionable solutions. You’ve spent enough time feeling stagnant so let’s facilitate the change you actually desire. Ready to stop over-thinking and start moving? Click 'Book Session' to find a time that works for you.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Direct

Specialties

Men's Issues
Addiction
Self Esteem
+10
My name is Benjamin Miller and I have been in the field of counseling for almost 10 years. I am a Licensed Mental Health Counselor who specialize in working with adults/late teens who struggle with Drug and Alcohol addiction, Grief and Loss, Relationship Issues, Self Esteem and Identity Issues, Career Issues, Personal Growth, Depression, or your common day to day stressors. I use an eclectic approach to therapy with my focus methods being Cognitive Behavioral Therapy, Motivational Interviewing, Grief Therapy, Couples Counseling, Career Counseling, Substance Use and Addiction Therapy and Talk Therapy for your everyday stressors. I provide individual therapy, couples therapy, and group therapy. I am very passionate about empowering individuals to design their lives and remain discipline through adversity.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.