Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 163 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/10/2026

$180/session

Authentic
Empowering
Warm

Specialties

ADHD
Life Transitions
Trauma and PTSD
+8
I began my career as an elementary school teacher and later went on to open and run a preschool for 10 years. Working with children and families during those seasons taught me so much about resilience, connection, and the power of being truly seen. I was a late starter in my own therapy journey, and it was one of the bravest and most life-changing decisions I’ve ever made. Through the support of incredible therapists, I was finally able to face and heal the traumas I had carried for so long. Their compassion and wisdom inspired me deeply, so much so that I returned to graduate school to become a therapist myself. My desire is simple: to help others in the ways my therapists helped me. I believe that every person has their own story and lived experiences that shape who they are. I come to each session with an open mind and heart, meeting clients where they are with compassion, curiosity, and respect. My goal is to create a space where people feel safe to explore, heal, and grow. I’ve been married to my best friend for over 25 years, and together we have an adult daughter and two beloved fur babies. Outside of the therapy room, you’ll most likely find me out in nature, kayaking, walking trails, or simply enjoying the calm. My family and I love playing all kinds of board games, and I also enjoy reading, painting, and watching movies when I need to recharge. At the heart of everything I do is a deep belief that healing happens in safe, authentic connection and I am honored every time someone invites me to be part of that journey.
VirtualAvailable

New to Grow

$250/session

Specialties

Grief
Sexual Abuse
Trauma and PTSD
I am a compassionate and grounded therapist who is dedicated to helping clients navigate life’s challenges with clarity, purpose, and a greater sense of control. I bring a supportive, collaborative presence to each session, creating a space where clients feel genuinely heard, respected, and empowered to explore their experiences. My work is guided by a strong belief in personal responsibility, resilience, and each individual’s capacity for growth, healing, and meaningful, lasting change over time.
VirtualAvailable

Often rebooked

$150/session

Warm
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+7
Hi, I’m Kyra. I’m a Licensed Mental Health Counselor (LMHC) in Washington, I support adults and parents navigating anxiety, depression, trauma, burnout, and life transitions who feel stuck, disconnected, or worn down. As a mom, former military spouse, and current law enforcement spouse, I understand the invisible load of high-stress roles and the pressure to hold everything together. My lived experience allows me to approach therapy with empathy, cultural understanding, and deep respect for the challenges faced by individuals and families in high-stress roles. I use an eclectic, person-centered approach, drawing from multiple therapeutic modalities to meet you where you are and support you in reaching your goals. Therapy is not one-size-fits-all, and I believe your care should reflect your unique experiences, strengths, and needs. Even when you feel stuck, movement is possible. My role is to partner with you in a judgment-free space where you can regroup, build confidence, and reconnect with your strengths. You don’t have to navigate this alone.
VirtualAvailable

$80/session

Direct
Intelligent
Solution oriented

Specialties

ADHD
Autism
Couples Counseling
+10
I am focused on helping you live your best life, mentally, physically, spiritually, and culturally, to have a deeper connection with those around you, and finally begin the process of self-acceptance & healing. Why continue down the same path, only to yield the same results? Allow yourself the opportunity to heal, love, and grow. Having the right therapist in trauma recovery makes all the difference, when it comes to either being re-traumatized and regressing, or cognitively processing events, and eliminating phobias. This was my reason for becoming a counselor years ago, and undoubtedly my strongest area. Experience merits a level of expertise that cannot compare to books.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Mood Disorders
Women's Issues
+6
Hello! I'm Tabitha Rupard, a Licensed Professional Counselor with a passion for helping individuals navigate through life's challenges. I have dedicated my career to treating a range of conditions including anxiety, depression, substance abuse, and a particular focus on women's issues. It’s my belief that everyone deserves a safe, non-judgmental space where they can express their feelings, fears, and hopes, and this is what I strive to provide to each of my clients. Over the years, I have developed a compassionate, empathetic, and client-centered approach to therapy. I understand that each individual's journey is unique, and therefore, I tailor my therapeutic approach to meet the specific needs of each client. Whether you're dealing with anxiety, struggling with depression, battling substance abuse, or grappling with issues related to womanhood, I’m here to support you, offering the tools and guidance necessary to help you reclaim your life and your happiness.
VirtualAvailable

$40/session

Empowering
Solution oriented
Intelligent

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable

$150/session

Authentic
Warm
Challenging

Specialties

Anxiety
Couples Counseling
Depression
+5
Congrats on deciding on therapy! Choosing a therapist is a daunting task. I have over 14 years of experience with couples, families and individuals. I believe you are the expert on you. I bring the outside perspective to help highlight challenges, find new ways of interacting with your self and others. I use humor, straight talk and empathy to build trust and find solutions.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+4
I am an independently licensed clinical social worker in Washington and Oregon. I have four years of experience as a therapist and over a year of experience in independent clinical practice. Coming to this career later in life, I bring valuable life experience, perspective, and a commitment to lifelong learning to my work. I am passionate about social justice, respecting individual differences, and recognizing the unique strengths each person brings. My previous experience as a teacher and a social worker has given me the opportunity to work with people from many backgrounds. It is deeply important to me, , to honor our differences while recognizing our shared humanity, . I am passionate about helping people heal from trauma, navigate life transitions, develop greater self-understanding, and cultivate self-compassion. My goal is to provide a supportive, collaborative space where clients can understand themselves and move toward a life that is authentic and fulfilling.
Available

Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
Hi, I’m Valerie Harris-Reamer. I’m a Licensed Marriage and Family Therapist Do you turn to food, alcohol, or drugs to deal with feeling lonely or rejected, or to cope with added stress and anxiety? Have you lost the joyful feelings that you used to have in life? Do you feel fear-stricken, even in the “comfort” of your own home? Do you feel like there are so many things to manage and your forever-growing “to-do list” leaves you feeling completely overwhelmed? I work with women who have experienced tough stuff in their childhood and feel like they have lost their way. Sometimes we turn to food, alcohol, and drugs or, we withdraw from friends and family, just to cope. Does this sound like you? These coping skills affecting our lives as adults often stem from hurts that happened during childhood and were never healed. My goal is to help you stop engaging in patterns that started from what you learned as a way of survival. You will get encouragement and a toolbox of practical actions you need to find your way to living your best life. I believe that you are worthy of love and care. I believe that therapy should address the whole person – their mind, body, and spirit. I believe that loving and accepting ourselves for who we are, scars and all, is one of the most courageous things we can do. Start making yourself a priority and begin enjoying your life. Let's do this!
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Vicky! I am a Licensed Professional Counselor (LPC) in Pennsylvania and have 11 years of experience. I have experience working with clients with a wide range of presenting concerns, including anxiety, depression, relationship issues, and more. My counseling style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion. I am flexible in my treatment approaches and will tailor my approaches to best fit your needs. It takes courage to seek a more fulfilling and happier life and to take the first steps towards positive growth and change. I am here to support and empower you and will help you every step of the way. I look forward to working with you!
VirtualAvailable

Often rebooked

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I have been licensed for 35 years. I received my degree in clinical psychology from George Fox University. I specialize in PTSD, depression and anxiety. I use EMDR and CBT to address trauma. I enjoy helping people discover stories they have been living that no longer work for them. Hope is an essential quality to have as you embrace new narratives and ways of being in the world. I am committed to honesty and compassion as you discover new ways of being. I employ a style that is relational and collaborative. Faith has been an important part of my journey and I am comfortable incorporating that into your work if you desire.
VirtualAvailable

$185/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi! I’m Dave McNew, a licensed clinical psychologist. I work to help those with marginalized identities (sexually & gender queer, BIPOC) to heal chronic struggles with trauma, anxiety, and depression. I use my passion for relational healing, mindfulness, and self-compassion to build space in which you can know yourself more fully and live more authentically. I help to cultivate more safety and joy in your relationships with others, and with yourself. I make space for you to face the parts of yourself that are hardest to feel. Where there was pain and confusion, I help you find greater calm, peace, and connection.
VirtualAvailable

$135/session

Empowering
Authentic
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$250/session

Authentic
Empowering
Direct

Specialties

Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable

New to Grow

$140/session

Specialties

Trauma and PTSD
Family Conflict
Family Therapy
+8
In-Person Sessions: Tuesdays My name is Val Jones. I specialize in trauma recovery using body-based and narrative approaches. I work with adults and families, both online and in-person. Whether you want to find your voice after trauma, reconnect with your body, heal from relationship wounds, or reimagine your story in new ways, I’m ready to meet you where you are with presence and care.
Available

New to Grow

$150/session

Specialties

Addiction
Anxiety
Trauma and PTSD
+3
I’m Michael, a Licensed Independent Clinical Social Worker and Substance Use Disorder Professional with a background in crisis work. I work with adults navigating anxiety, depression, trauma, life transitions, and substance use concerns. My style is supportive, practical, and nonjudgmental. I help clients build insight, strengthen coping skills, and take realistic steps toward feeling more grounded, confident, and in control of their lives.
Available

New to Grow

$120/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I'm Anabel, a clinical social worker and certified trauma therapist and I work with people who are really good at holding it all together — until they're not. If you're exhausted in a way that's hard to explain, carrying more than your share, and wondering if this is just what life feels like now — this is the space I built for that. I work with adults who are holding everything together — managing responsibilities, relationships, and internal pressure — while quietly wondering why it all still feels so hard. My practice, Surviving to Thriving, exists for people who are ready to stop white-knuckling their way through life and start actually living it.
Available

$100/session

Empowering
Authentic
Solution oriented

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable

$180/session

Authentic
Direct
Humorous

Specialties

Addiction
Anxiety
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with over 20 years of experience working with adolescents, adults, couples, and families. I help clients navigate trauma, anxiety, depression, addiction, relationship struggles, anger, and difficult life transitions in a practical, supportive, and nonjudgmental environment. My goal is to help clients better understand themselves, break unhealthy patterns, develop healthier coping skills, and move toward lasting emotional healing and stronger relationships.
Available

$125/session

Authentic
Warm

Specialties

Anxiety
Depression
Life Transitions
+7
My name is Kelly and I live in the Pacific Northwest. I love being a therapist and helping others feel seen, heard and understood. I value family, trust, relationships, honesty, growth, and education. I am a woman, a student of life, a mother, a wife, a daughter, a sister, a nurturer, a cheerleader, a champion of the underrepresented, and a friend. I challenge myself to become the best version of myself, but also give myself the grace to be imperfect.
VirtualAvailable

$150/session

Authentic
Direct
Empowering

Specialties

Anxiety
Coping Skills
Depression
+3
I work with clients who are thoughtful, introspective, and motivated to better understand themselves but may feel stuck in patterns of anxiety, self-criticism, or uncertainty about their direction in life. Many people I work with are navigating questions related to identity, relationships, purpose, or major life transitions. My goal is to help clients gain clarity about the patterns influencing their thoughts, emotions, and behaviors so they can move forward with greater confidence and intention. My approach integrates evidence-based therapies including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and Dialectical Behavior Therapy (DBT). These approaches help clients identify unhelpful thought patterns, develop emotional regulation skills, and build practical strategies that improve daily functioning. I also incorporate narrative and reflective techniques that allow clients to explore the personal stories and experiences that shape how they see themselves and the choices they make. An important part of my work involves helping clients move beyond insight and into meaningful action. Therapy often includes identifying automatic thought patterns, practicing grounding and emotional regulation strategies, and experimenting with new behaviors that align with a client’s values and long-term goals. I also use structured check-ins and evidence-based tools to track progress over time. By regularly reviewing mood patterns, emotional changes, and skill development, clients are able to see measurable progress while staying focused on what matters most to them. Clients often describe my approach as collaborative, thoughtful, and practical. Together, we create a space where clients can reflect deeply on their experiences while also developing the tools needed to navigate challenges, build resilience, and create meaningful change in their lives.
VirtualAvailable

$160/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
Hello, my name is Nicole. I will create a safe space for you to feel comfortable in sharing your concerns. If you are dealing with depression, anxiety, or possibly having difficulty adjusting to life stressors or changes, I am here to support and work with you as you navigate these issues. I utilize a variety of evidence-based interventions including Cognitive Behavioral Therapy to support client's in achieving mental well-being. For those who are solely interested in life coaching meetings and not psychotherapy, I do provide life coaching services to address (ex: career goals, etc.), please book a meeting with me on this platform.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Women's Issues
+10
I am a dedicated clinical psychologist committed to helping individuals navigate the complexities of identity, relationships, and personal growth with authenticity and purpose. My practice provides a supportive, sex-positive, and inclusive space for high-achieving women, the LGBTQ+ community, and those exploring non-traditional relationship structures like Ethical Non-Monogamy. By integrating evidence-based techniques with a deep understanding of minority stress and life transitions, I empower my clients to break through internal barriers and cultivate a life that aligns with their truest values.
Available

Often rebooked

$120/session

Warm
Solution oriented
Open-minded

Specialties

ADHD
Anxiety
Depression
+5
Hello! I am Jeff, a licensed therapist practicing in California and Washington. I specialize in treating ADHD, anxiety, depression, and difficulties in relationships. As a certified ADHD therapist, we will work together in improving your focus, motivation, and time management. Moreover as an RLT trained therapist, I will provide support in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your personal life and relationships. We will work together to discover your best self.
VirtualAvailable
Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.