Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 160 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated: 11/3/2026

$160/session

Warm
Empowering
Intelligent
Specialties
Anxiety
Depression
LGBTQ
+8
Are you feeling overwhelmed and need support? Are you struggling with anxiety or having trouble in your relationships? Maybe you're finding it difficult to achieve your goals? It can be exhausting to navigate the obstacles life throws at us. I understand how difficult and scary it can be to take the first step and begin the healing process. In our sessions, I'll meet you where you are with compassion and evidence-based practices so we can identify what's not working and find a way to help you meet your goals for a healthier, happier life. I offer telehealth counseling services for individual adults of all ages and all walks of life who reside in the state of Kentucky. My therapeutic approach is primarily strengths-based, applied within evidence based interventions such as cognitive behavioral, psychodynamic, motivational interviewing, and mindfulness therapies. My goal as a therapist is to create a comfortable and welcoming environment for you to explore and express your thoughts and feelings. Let's work together!
VirtualAvailable

New to Grow

$175/session

Specialties
Anxiety
Life Transitions
Parenting
+10
About Me I bring a rich background spanning education, counseling, and life’s real transitions to my practice. As a parent of three—with two in college—who has walked through a personal separation, I know firsthand what it takes to navigate major life shifts. My space is calm and grounded, but my style is straightforward and lovingly transparent. I’m here to offer real human perspective, warm encouragement, and practical guidance. My Approach I combine Cognitive Behavioral Therapy (CBT), Solution-Focused Brief Therapy (SFBT), and Acceptance and Commitment Therapy (ACT) into a clear, actionable methodology. Rather than just talking in circles, we look at the connection between your thoughts, habits, and emotional well-being. We’ll examine what’s keeping you stuck, leverage your natural strengths, and implement concrete tools that foster genuine, lasting growth. My Ideal Client My work is designed for the person who is ready to hold up a mirror, take an honest look at where they are, and commit to doing the real work. If you are ready to move past surface-level fixes, break through burnout, and step fully into your power, we will build a path forward together.
Available

$180/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I take a warm, down-to-earth approach to therapy and work from a trauma-informed lens. I believe our reactions make sense, even when they feel overwhelming or confusing. Together, we slow things down and begin to understand what’s underneath your experiences. I bring in an understanding of how the brain and nervous system respond to stress, helping your reactions feel more understandable and connected to what you’ve been through. I see your reactions as signals worth paying attention to. Rather than only trying to manage them, we take time to understand why they’re showing up and what they might be connected to. From there, we can begin to shift how you respond, building tools that actually support you in a way that feels more grounded and effective.
VirtualAvailable

New to Grow

$100/session

Specialties
Anxiety
Chronic Illness / Medical Issues
Self Esteem
+6
Hi, I am a Licensed Counselor offering online individual therapy for adults. Life brings difficult thoughts, feelings, and hard situations that can pull you away from what matters most. You do not have to navigate these experiences alone. My approach centers primarily on Acceptance and Commitment Therapy (ACT). Instead of trying to battle with the pain or challenges you are experiencing, we will work together to change how you relate to it.
Available

$95/session

Intelligent
Authentic
Direct
Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
Available

$175/session

Authentic
Humorous
Solution oriented
Specialties
Career Counseling
Life Transitions
Women's Issues
+8
Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington, Virginia, and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable

$240/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
As a first-generation Filipina-American liberation psychologist licensed in California, Washington, and Hawaii, I bring over 21 years of experience supporting individuals through anxiety, depression, major life transitions, and the lasting effects of intergenerational trauma. My approach combines the best of evidence-based therapy with innovative practices such as psychedelic harm reduction, integration therapy, and ketamine-assisted psychotherapy. Clients often describe me as both warm and direct - someone who creates a safe, non-judgmental space while also helping them move toward real change. Together, we’ll focus on building clarity, resilience, and balance across mind, body, and soul. PLEASE NOTE: I do not work with clients involved in active legal cases, including disability claims or litigation-related documentation, and I do not provide letters for work accommodations, disability, or leave-of-absence requests.
VirtualAvailable

$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Family Conflict
Perinatal / Postpartum
+10
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services from the convenience of your own couch. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With over 10 years experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs. Please visit my website www.telehealththerapy.org for more information. I also own Latitude Family Counseling, PLLC which is psychotherapy practice for children, adolescents, and family counseling. You can visit www.latitudefamilycounseling.com for more information.
VirtualAvailable

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+5
Welcome! I’m Ronica Sobiech. Thank you for taking a moment to get to know me. Scheduling that first appointment for mental health can be tough. It is the hardest part of the journey. Finding a provider that fits your personality and needs can also be a challenge. Take a moment to get to know me to determine if you feel we will be a good fit to help you be a better version of you. I am a Licensed Independent Clinical Social Worker (LICSW) with over 17 years of experience providing clinical counseling to active-duty military service members, retirees, and their families. I graduated in 2003 from the University of Washington, School of Social Work. I have extensive experience assisting clients with a broad range of concerns, including crisis intervention, life transitions, anxiety, depression, grief and loss, self-esteem, and trauma/PTSD.
VirtualAvailable

$85/session

Solution oriented
Intelligent
Authentic
Specialties
Addiction
Anxiety
Depression
+10
Hello! I'm delighted you're taking the courageous step of seeking support. As an independently licensed therapist with over 20 years of practice, I bring a wealth of experience and a deep commitment to helping individuals and couples achieve their desired mental health outcomes. My educational foundation includes a Master of Clinical Social Work with a focus on Mental Health and Addictions Practice from Indiana University, and a Ph.D. from Western Michigan University. I'm licensed to practice across multiple states, including Michigan, Oregon, Illinois, Texas, and Washington, allowing me to serve a broad range of clients. My passion is helping adults successfully navigate challenges such as: • Stress • Mood Disorders (including anxiety and depression) • PTSD, anger management • Substance Use Disorders and other co-occurring conditions I also work with couples who are facing relationship challenges, guiding them toward stronger connection and communication. Ready to start your journey toward better mental health and a more fulfilling life? I look forward to partnering with you.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

Often rebooked

$120/session

Intelligent
Solution oriented
Authentic
Specialties
First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
Available

$150/session

Specialties
Addiction
Anxiety
Depression
+1
Have you ever felt that something was missing from your life, as though you were attempting to reach a destination; however, it could not be reached? We will be looking at ways to fill up our lives that provide feelings of purpose. Sometimes it's easy to look for the next quick fix only to discover we are right where we started. Back to square one! Together, we will discover what areas of life feel unfulfilling and identify barriers and approaches to overcome the obstacles to bring more life satisfaction and self-congruency. I only offer therapy to individuals who are 18+ and no minors. I also focus on integrated hypnosis. Through holistic and integrative therapy, we will examine the areas of life that may feel unfulfilling and develop strategies to build more meaning and consistency. By examining our current behaviors, we can develop interventions that focus on self-direction and self-autonomy. I provide mental health counseling, energy healing strategies including fitness. By reaching out to me as your mental health counselor, various resources and tools can be discovered to build more life satisfaction and congruency. This time is your time. Let's work together to find real potential and bring more life purpose and identify strategies to conquer any negative self-doubt and address any feelings of uncertainty.
Available

$160/session

Authentic
Warm
Intelligent
Specialties
ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable

$160/session

Authentic
Direct
Empowering
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

Often rebooked

$140/session

Warm
Authentic
Empowering
Specialties
ADHD
Autism
LGBTQ
+2
Hi! I'm a queer feminist who cares deeply about uplifting my community. I believe that my job is all about helping others be unapologetically themselves. I do not believe in the concept of "cringe" and I encourage my clients to really examine shame and unpack how this emotion has attached so deeply into our understanding of self. I have been serving the queer, neurodivergent, sex-positive, and polyamorous community for years. If you fall under with any of those or are wondering if you do, you're in the right place!
VirtualAvailable

$125/session

Solution oriented
Authentic
Direct
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I am an attachment-based, trauma-informed Marriage and Family Therapist. I offer a warm, grounding space where you can slow down and make sense of the patterns that may be keeping you or your relationships feeling stuck. Therapy becomes a place to reconnect with yourself, strengthen your self esteem, self efficacy, relationships, and move toward a life that feels aligned, authentic, and balanced.
VirtualAvailable

$110/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Mood Disorders
+3
I'm Ashley Cross, a Licensed Clinical Social Worker and Board-Approved Clinical Supervisor with over 15 years of experience helping adults navigate anxiety, depression, bipolar disorder, life transitions, stress, and other emotional challenges. I believe therapy should be a place where you feel safe, supported, and free from judgment. My approach is compassionate, collaborative, and tailored to your unique needs and goals. Together, we'll work to better understand the challenges you're facing, build effective coping skills, and create meaningful, lasting changes that support your overall well-being and help you move toward a more balanced and fulfilling life.
Available

Often rebooked

$120/session

Warm
Solution oriented
Open-minded
Specialties
ADHD
Anxiety
Depression
+5
Hello! I am Jeff, a licensed therapist practicing in California and Washington. I specialize in treating ADHD, anxiety, depression, and difficulties in relationships. As a certified ADHD therapist, we will work together in improving your focus, motivation, and time management. Moreover as an RLT trained therapist, I will provide support in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your personal life and relationships. We will work together to discover your best self.
VirtualAvailable

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$250/session

Intelligent
Solution oriented
Authentic
Specialties
Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable

$225/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

Often rebooked

$110/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+8
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

New to Grow

$150/session

Specialties
Addiction / Substance Use
ADHD
Trauma and PTSD
+10
I’m Eddie. I’m a therapist, husband, dad, and someone who has lived enough life to know that people can change. I became a father young, have experienced my own struggles with addiction and recovery, and wasn’t always the person I am today. Those experiences taught me how connected our mental, physical, relational, and spiritual lives really are. Before becoming a therapist, I worked in substance use treatment, where my lived experience gave me a deeper understanding of the people I served. I earned my M.Ed. in Clinical Mental Health Counseling from Seattle University and am a Licensed Mental Health Counselor (LMHC) providing telehealth therapy throughout Washington State. I work with teens and adults navigating trauma, ADHD, neurodivergence, addiction, anxiety, depression, relationships, and identity. I don’t believe therapy is about fixing broken people or reducing someone to a diagnosis. To me, therapy is about becoming more aware of why we are the way we are, learning to live more intentionally, and recognizing that change is something we can actively create.
Available

$90/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Life Transitions
Perinatal / Postpartum
I'm Heather Davies, a dedicated counselor with over 20 years of experience helping individuals navigate life's challenges. I earned my BA in Psychology from the University of Texas at Arlington and my MA in Counseling from Dallas Baptist University. My practice focuses on women's issues, parenting support, stress management, anxiety and panic disorders, and depression. Through a compassionate and personalized approach, I strive to create a safe space for healing and growth.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.