Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 162 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated: 9/22/2026

$200/session

Solution oriented
Authentic
Intelligent
Specialties
Eating Disorders
Life Transitions
Women's Issues
+4
I have 15 years experience working with a wide breadth of individuals. I have a speciality in helping individuals with food struggles, negative body image, anxiety, and depression. I also enjoy working with women's issues in postpartum and perimenopause. I use an integrative strengths-based approach with CBT, psychodynamics and Family Systems techniques. I can help you replace self-destructive behaviors with acceptance and self-love, while offering practical tools for managing emotions and challenging negative thoughts. My approach focuses on building resilience and fostering self-compassion for lasting change.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Women's Issues
+9
I am so glad you are here. It takes courage to reach out and I want you to feel welcomed from the very first moment. You deserve a space where you can breathe, feel supported, and be met with genuine care. Clients often tell me they feel comfortable with me quickly. I show up with warmth, calm presence, and real curiosity about who you are. I listen closely to your words and also to the emotions and meaning underneath. There is room here for laughter, honesty, vulnerability, and relief. I work from a strengths based and holistic perspective because you are so much more than your struggles. I see your resilience, creativity, and the ways you have cared for others and pushed through when life felt heavy. I help you reconnect with those strengths so you can feel more grounded and confident in yourself. I also support the mind body connection. As a registered yoga instructor and mindfulness practitioner, I guide gentle grounding practices and nervous system awareness when it feels helpful. These tools can create internal steadiness that supports healing long after you leave the session. Professionally, I am a Licensed Independent Clinical Social Worker with years of experience supporting people through anxiety, stress, grief, and life transitions. My background in clinical leadership means I know how to remain steady in complex emotional moments while holding hope when things feel uncertain. I believe therapy works best when we do it together. You are the expert on your own life. My role is to walk beside you with empathy, encouragement, and the belief that change is possible. You do not need to have everything figured out. Come as you are. Here, you can feel seen and supported as you move toward a life that feels meaningful, aligned, and fully yours.
VirtualAvailable

Often rebooked

$150/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Coping Skills
Depression
+7
Hi, I’m Kyra. I’m a Licensed Mental Health Counselor (LMHC) in Washington, I support adults and parents navigating anxiety, depression, trauma, burnout, and life transitions who feel stuck, disconnected, or worn down. As a mom, former military spouse, and current law enforcement spouse, I understand the invisible load of high-stress roles and the pressure to hold everything together. My lived experience allows me to approach therapy with empathy, cultural understanding, and deep respect for the challenges faced by individuals and families in high-stress roles. I use an eclectic, person-centered approach, drawing from multiple therapeutic modalities to meet you where you are and support you in reaching your goals. Therapy is not one-size-fits-all, and I believe your care should reflect your unique experiences, strengths, and needs. Even when you feel stuck, movement is possible. My role is to partner with you in a judgment-free space where you can regroup, build confidence, and reconnect with your strengths. You don’t have to navigate this alone.
VirtualAvailable

Often rebooked

$200/session

Empowering
Intelligent
Solution oriented
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 13 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, personality disorders, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available

$200/session

Solution oriented
Authentic
Empowering
Specialties
ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable

$175/session

Authentic
Warm
Empowering
Specialties
Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable

$150/session

Warm
Authentic
Challenging
Specialties
Anxiety
Life Transitions
Self Esteem
+10
You may look like you have things together on the outside while privately feeling stuck, overwhelmed, disconnected, or uncertain about what comes next. I work with adults navigating anxiety, self-esteem, relationship challenges, and life transitions, including people who are used to being capable, dependable, or successful but are struggling beneath the surface. With more than 10 years of experience as a social worker, I offer a collaborative and down-to-earth space to better understand the patterns shaping your life and relationships. Together, we'll build on your strengths, explore what matters most to you, and work toward changes that feel meaningful and sustainable.
Available

$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+5
Welcome! I’m Ronica Sobiech. Thank you for taking a moment to get to know me. Scheduling that first appointment for mental health can be tough. It is the hardest part of the journey. Finding a provider that fits your personality and needs can also be a challenge. Take a moment to get to know me to determine if you feel we will be a good fit to help you be a better version of you. I am a Licensed Independent Clinical Social Worker (LICSW) with over 17 years of experience providing clinical counseling to active-duty military service members, retirees, and their families. I graduated in 2003 from the University of Washington, School of Social Work. I have extensive experience assisting clients with a broad range of concerns, including crisis intervention, life transitions, anxiety, depression, grief and loss, self-esteem, and trauma/PTSD.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$175/session

Authentic
Humorous
Solution oriented
Specialties
Career Counseling
Life Transitions
Women's Issues
+8
Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington, Virginia, and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable

New to Grow

$85/session

Specialties
ADHD
Anxiety
Autism
+8
Thank you for your interest and congratulations in taking the first steps in reaching your goals and making the changes you want to make! I am a Licensed Professional Counselor (LPC) licensed in the states of Georgia and Washington and live in GA so I am in the EDT timezone. I have worked with clients with a wide range of concerns such as depression, anxiety, life transitions, work related stress, parenting challenges, ADHD, and Autism. I believe that counseling can provide education, support and a plan for the direction you would like to go. Therapy is a safe place where you can explore many emotions, fears and patterns of behavior that are preventing you from healing yourself and living a life where you are content and at peace. Any answers you need about how to live the life that is going to bring you fulfillment, joy and peace, are within you. Healing requires action. You can heal yourself with some bold and decisive moves. Counseling can provide a plan of action. If you are dealing with life transitions, stress, depression or anxiety, it is time to get real with yourself and deal with anything that isn't serving you. Commit to feeding thoughts, words and actions that are going to lead to joy and growth. I look forward to working with you!
Available

Often rebooked

$100/session

Open-minded
Warm
Authentic
Specialties
ADHD
Child or Adolescent
Trauma and PTSD
+7
Hello! I am a licensed mental health counselor that has been actively practicing with a variety of ages and issues for the past 15 years. The bulk of my work has been with children, adolescents, and adults in individual, group, and couple's counseling work. I have done a large amount of extra training in trauma work, neurodivergence, attachment and relational issues. I blend several modalities in order to provide a person centered, strengths-based approach that best fits the individual client. I am a believer that the tools to heal are already inherently inside of all of us, and work to help you find your way to your stability, growth, and comfort.
Available

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Perinatal / Postpartum
I'm Heather Davies, a dedicated counselor with over 20 years of experience helping individuals navigate life's challenges. I earned my BA in Psychology from the University of Texas at Arlington and my MA in Counseling from Dallas Baptist University. My practice focuses on women's issues, parenting support, stress management, anxiety and panic disorders, and depression. Through a compassionate and personalized approach, I strive to create a safe space for healing and growth.
Available

$140/session

Authentic
Humorous
Open-minded
Specialties
Anxiety
Depression
Life Transitions
+10
I’m a Licensed Clinical Social Worker who believes healing happens when we slow down and reconnect with ourselves. I work with adolescents, adults, and older adults navigating anxiety, depression, and major life transitions. My approach blends evidence-based therapies like CBT, ACT, and Motivational Interviewing with grounding, mindfulness, and experiential work. I focus on practical tools you can use in real life, not just insight. My goal is to help you feel steady, confident, and more aligned with who you want to be.
VirtualAvailable

$120/session

Solution oriented
Empowering
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I will meet you where you are and work tirelessly to assist you in getting to where you want to go. I strive to be warm, compassionate and empathetic as I gently guide you through the healing journey. I recognize that healing is individualized and treatment approaches should be tailored for each person for the best possible outcome potential. I look forward to walking alongside of you as you explore your concerns.
Available

$150/session

Warm
Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+2
I am a licensed professional clinical counselor with over 10 years of experience specializing in treating anxiety related disorders such as , Generalized Anxiety, Obsessive Compulsive Disorder, and Hoarding Disorder. I also work with people experiencing life transitions, grief issues, and women's issues. I have a masters degree in clinical psychology from Azusa Pacific University and enjoy helping clients reach their life goals.
VirtualAvailable

$85/session

Solution oriented
Intelligent
Warm
Specialties
Addiction
Anxiety
Depression
+10
Hello! I'm delighted you're taking the courageous step of seeking support. As an independently licensed therapist with over 20 years of practice, I bring a wealth of experience and a deep commitment to helping individuals and couples achieve their desired mental health outcomes. My educational foundation includes a Master of Clinical Social Work with a focus on Mental Health and Addictions Practice from Indiana University, and a Ph.D. from Western Michigan University. I'm licensed to practice across multiple states, including Michigan, Oregon, Illinois, Texas, and Washington, allowing me to serve a broad range of clients. My passion is helping adults successfully navigate challenges such as: • Stress • Mood Disorders (including anxiety and depression) • PTSD, anger management • Substance Use Disorders and other co-occurring conditions I also work with couples who are facing relationship challenges, guiding them toward stronger connection and communication. Ready to start your journey toward better mental health and a more fulfilling life? I look forward to partnering with you.
VirtualAvailable

$40/session

Solution oriented
Empowering
Intelligent
Specialties
Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable

$155/session

Authentic
Empowering
Specialties
Anxiety
Depression
Obsessive-Compulsive (OCD)
+8
I work with teens, emerging adults, and adults who may be feeling stuck, overwhelmed, disconnected, or simply wanting a better understanding of themselves. I believe therapy should be a place where you can show up as you are, feel heard and understood, and explore your experiences without fear of judgment. Together, we can look at the ways you think, feel, and respond to challenges, and begin to understand how those patterns may be affecting your life and relationships. My approach to therapy is warm, accepting, and collaborative. I don’t believe there is a one-size-fits-all approach to healing, so I work with each client to understand their unique experiences, strengths, needs, and goals. I use evidence-based approaches and practical tools to help you build greater self-awareness, develop skills that feel meaningful and manageable, and find healthier ways of navigating life’s challenges. Most importantly, I believe you already have strengths within you that can help you move forward. My role is to walk alongside you, help you uncover what may be underneath the struggles you’re experiencing, and support you in building resilience, confidence, and a deeper understanding of yourself. Therapy can be a place to slow down, make sense of what you’re going through, and create space for meaningful change.
Available

$199/session

Authentic
Direct
Open-minded
Specialties
ADHD
Crisis Intervention
Depression
+6
I'm a Licensed Professional Counselor with over 20 years of experience, currently seeing clients in the states of Arizona and Washington. I hold a Master's in Counseling and a Certificate in Domestic Violence Advocacy from The Seattle School of Theology and Psychology. I self-identify as neurodivergent (AuDHD) and am a committed BIPOC ally. That means I bring both clinical expertise and real lived experience to the work — I understand from the inside what it means to navigate a world that wasn't built with you in mind. My approach is warm, collaborative, and grounded in real-life experience. I specialize in working with adults navigating ADHD, Autism, and the full complexity of being neurodivergent. I also support clients dealing with anxiety, depression, trauma, relationship issues, addiction, and major life transitions. Earlier in my career I worked in severe mental illness, clinical psychiatry, social work with homeless populations, and domestic violence advocacy — giving me a wide and deep foundation to draw from. I use evidence-based therapies including CBT, DBT, and ACT, always through a trauma-informed and strength-based lens. I honor the ways that culture, race, and lived experience shape mental health, and I strive to create a space where your identity is respected and your voice is heard.
VirtualAvailable

$126/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Suicidal Ideation
+7
Hi there! My name is Essence Jones, and I support individuals of all ages in navigating life’s many stressors—from the challenges of higher education to the often-overlooked adjustment period after graduation and beyond. I am a licensed professional counselor and art therapist who is inspired by art and creativity. I work with people who may be struggling to balance their schedules, relationships, family dynamics, and other responsibilities while trying to stay grounded in who they are. If you're feeling stuck, off-track, or uncertain about your next steps, I’m here to help you work through this chapter and reconnect with yourself along the way. If you are a parent looking for an accessible way to get your student started in therapy, please reach out! I also support clients who are coping with the difficulties of seeing loved ones experience cognitive decline.
VirtualAvailable

$160/session

Authentic
Direct
Open-minded
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$100/session

Warm
Empowering
Solution oriented
Specialties
Anxiety
Depression
Life Transitions
+7
Hello, I’m Linda, a Licensed Clinical Social Worker dedicated to fostering meaningful change and personal growth through a person-centered, strengths-based approach. My style is warm, empathetic, and grounded in deep respect for your lived experience. I offer a safe, nonjudgmental space where you can explore your thoughts, emotions, and life transitions—whether you’re navigating career shifts, relationship challenges, or personal identity exploration. I work with a diverse range of clients across cultures, backgrounds, identities, and ages. My practice is inclusive and affirming, welcoming those seeking support in cultivating resilience, self-awareness, and a deeper understanding of themselves. Through active listening and collaborative dialogue, I aim to understand your unique perspective and co-create a therapeutic path that feels empowering and aligned with your values
VirtualAvailable

$250/session

Intelligent
Solution oriented
Authentic
Specialties
Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.