Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 141 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/26/2026

Often rebooked

$160/session

Authentic
Warm
Intelligent
Empowering
Open-minded
Direct
Solution oriented
Solution oriented
Humorous
Challenging
Holistic

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable

New to Grow

$175/session

Specialties

ADHD
Anxiety
Couples Counseling
+4
Hi, My name is Lindsay Emerson and I am passionate about helping people experiencing healing and freedom in their lives! I desire to see couples thrive in fulfilling relationships through deeper connection, effective communication, and healthy conflict resolution. I also help individuals with ADHD, depression, anxiety, and those who have experienced trauma and PTSD. Healing takes time and your personal story matters. You can expect to gain valuable tools to better equip you for the challenges you may be facing personally or with close relationships.
VirtualAvailable

$120/session

Intelligent
Warm

Specialties

Anxiety
Depression
LGBTQ
+6
Welcome to Your Therapeutic Journey! My name is Trent, and I am pleased to assist you in addressing the behavioral health concerns you've brought to your journey with me today. As a Client-Centered and Solution-Focused therapist, my goal is to support you in defining and achieving your personal dreams and aspirations. To begin, I would like to introduce the "miracle question." This exercise will help us envision what your ideal life would look like if you were to wake up tomorrow with everything in place as you hope. Once we establish this vision, we can prioritize your goals and collaborate on developing strategies and coping mechanisms that align with your desired outcomes. It's important to recognize that your fulfillment is shaped by your efforts and the meaningful interactions that you've identified as significant. Once we've created a treatment plan based on your objectives, we will work through each goal step by step. Regular check-ins will allow us to assess your feelings about your progress and make any necessary adjustments to the treatment plan, including the addition of new goals as they arise. Please keep in mind that the therapeutic process can sometimes feel challenging before it improves, so your feedback is crucial. It will enable me to adapt your treatment plan to ensure that your therapeutic goals are being effectively addressed. Should you wish to schedule your first session, I invite you to check my calendar for available slots and self-book at your convenience. I look forward to meeting with you soon. In the meantime, please feel free to reach out for support or with any questions or concerns you may have. I strive to respond to chat messages within 24 hours when possible. Congratulations on taking this significant step toward your therapeutic goals! Best regards, Trent
VirtualAvailable

$100/session

Warm
Authentic
Open-minded
Intelligent
Solution oriented
Empowering
Holistic
Direct
Humorous

Specialties

ADHD
Autism
Depression
+4
I’m Gwendolyn Barnhart, PhD, PsyD, EdD, a licensed clinical psychologist with a cross-jurisdictional private practice serving Washington, Oregon, Hawaii, Alaska, British Columbia, and PSYPACT states. I have vast experience working with neurodivergence, intellectual and developmental disabilities, in multicultural settings. I primarily serve clients who identify with autism and ADHD. As an AuDHD psychologist, I bring lived experience alongside clinical expertise, which helps me create spaces that feel safer, clearer, and more attuned to neurodivergent needs.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded
Empowering
Humorous
Challenging
Direct
Intelligent
Solution oriented
Holistic

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
I am a Licensed Clinical Social Worker and have worked in the therapeutic field for over 20 years. People want to be heard, loved, and accepted without judgment for their thoughts and feelings. As a therapist, I provide that safe space for individuals to do so. I take pride in helping my clients look beyond the surface of personal challenges to identify and heal root issues. I have experience with children, adolescents, and adults with mental health conditions and other social stressors. I specialize in helping individuals dealing with depression, anxiety, low self-esteem, relationship with self, phase of life changes, parenting issues and others.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 13 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable

Often rebooked

$150/session

Authentic
Warm

Specialties

Anxiety
Depression
Life Transitions
+5
I believe therapy works best when you feel truly seen, safe, and understood. My approach is warm, collaborative, and grounded in the belief that meaningful change happens through connection. I work with adults navigating anxiety, grief, life transitions, and the emotional weight of caregiving, relationships, and work stress. Many of my clients come to therapy feeling overwhelmed, stuck, or unsure how to move forward — and together we create space to slow down, make sense of what’s happening, and build tools that actually fit your life. Therapy with me is not about “fixing” you. It’s about helping you reconnect with your strengths, deepen self-compassion, and move toward a life that feels more balanced and authentic. I strive to create a space that is nonjudgmental, affirming, and supportive of your unique story
VirtualAvailable

$125/session

Authentic
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I’m a Marriage and Family Therapist specializing in trauma, anxiety, depression, and relationship issues. I help adults make sense of what they’re feeling and understand why these patterns keep showing up—especially in relationships. My work is grounded in an attachment-based, trauma-informed approach. Many of the struggles we face as adults are rooted in earlier experiences of emotional inconsistency, neglect, or psychological harm. These experiences can shape how we see ourselves, how safe we feel with others, and how we respond when relationships become stressful. Together, we’ll go beyond just talking about your thoughts. Using a bottom-up approach, we’ll work with your nervous system and emotional responses to create real, lasting change—not just temporary coping.
VirtualAvailable

New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

New to Grow

$160/session

Specialties

Anxiety
Coping Skills
Depression
+9
I help teens and adults cope with stress, express themselves honestly, and explore personal meaning and purpose. I have experience working with teens and adults in private practice and other settings, using my skills as a therapist to help people find relief, direction, motivation, and meaning. I use relational psychodynamic methods, with insights from CBT and others. My focus is on a person's feelings, which are the gateway to the unconscious, although thoughts and thinking are also important. By exploring feelings we can attain greater self understanding, and this can help us to find solutions and coping skills to deal with our problems.
VirtualAvailable

New to Grow

$90/session

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+3
I have been licensed as a professional counselor since 2005 in Oregon, and in 2007 in WA, and more recently in AZ. I came to the profession after a career in telecommunications business and before that as a research and public librarian. My last 18 years have involved serving military Veterans in civilian readjustment and career preparation. Helping people solve their life problems and seek future-forward opportunities for growth is my true goal. Individuals and couples seeking some sort of help and guidance about their dilemmas and challenges may find my broad, worldly experience very beneficial.
VirtualAvailable

$125/session

Empowering
Warm
Authentic
Solution oriented
Intelligent
Direct
Humorous
Open-minded

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+10
Melyssa Rivera-Lopez is a licensed clinical social worker with more than twenty years of experience, a track record marked by depth and tenacity. She earned top honors from Barry University, then spent the next two decades serving as a behavioral health specialist, clinical director, consultant, and expert witness. Her days range from conducting careful assessments, making complicated diagnoses, and offering evidence-based recommendations to testifying in court as an expert in her field. Every role demands quick adaptation and a focus on policies that improve lives. Some days she’s an advocate, other times a mediator, but all of it demands grit, empathy, and resilience. After twenty years, you can’t help but see that every chart represents a real life, and every report or recommendation is a chance to nudge the social system toward something better. Melyssa Rivera-Lopez is known for blending different evidence-based methods—Rapid Resolution Therapy, Exposure Therapy, Post-Traumatic Growth, Dialectical Behavioral Therapy, Mindfulness, Narrative Therapy, Cognitive Behavioral Therapy, Reality Therapy, and Psychodynamic Therapy—which are personally tailored plans for each individual. Based in Miami, she serves clients remotely as a licensed provider in Florida, Washington State, and New Hampshire. She accepts over 200 types of insurance and is widely regarded as a trauma specialist.
VirtualAvailable

$115/session

Empowering
Warm
Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+4
Hi my name is Maria Mercedes Giol, I am a licensed Mental Health Counselor in Florida, California, Utah and Washington. I was born and raised in San Juan, Puerto Rico, and completed my Master's in Mental Health Counseling in Miami, Florida. I have lived in sunny (sometimes Florida, lol ) for 28 years and I am a devoted mother and girlfriend to a 16-year-old son and two small dogs. I enjoy boating with my family, watching sunsets, hiking, bicycling, singing, and making homemade soaps.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I help individuals who feel stuck in deep-rooted anxiety, depression, or trauma find lasting relief through an integrative body-centered approach by combining the rapid neuroplasticity of Ketamine assisted therapy with specialized trauma tools like EMDR and brainspotting. I create a safe healing container that goes beyond traditional talk therapy. I provide a caring, compassionate, and collaborative approach. The synergy between EMDR, brainspotting, and KAP accelerates healing, moving beyond talk therapy to access deep-seated somatic memories and subconscious habits, and is aimed at rapid, lasting transformation. Trauma manifests in several ways. Re-experiencing, avoidance, hyperarousal, performance anxiety, emotional numbness hinder total wellness and relationship quality. My passion is working with adults who are ready to work and heal. Relief from your symptoms will result in improved interpersonal relationships, work performance, and overall happiness
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Direct
Empowering
Solution oriented
Challenging
Open-minded
Holistic

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

New to Grow

$175/session

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable

$120/session

Authentic
Direct

Specialties

Addiction
Anxiety
Depression
+6
I'm a Licensed Mental Health Counselor who knows that you are much more than a diagnosis. Having spent many years working in crisis intervention, suicide prevention, and with people in a variety of difficult legal and personal situations, I tend to be unflappable. I want to help you control the anxiety and depression that can feel so limiting. As someone in recovery myself, I welcome those who are looking to move beyond the stifling grip of substance abuse. I begin from a place of acceptance and positive regard, and utilize evidence-based strategies in collaboration with the client, to come together in a plan for meaningful growth.
VirtualAvailable

$110/session

Solution oriented
Empowering
Authentic
Warm
Solution oriented
Direct
Intelligent
Open-minded
Holistic
Humorous
Open-Minded

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
First Responders/Healthcare Workers
+10
I’m a licensed therapist who is passionate about helping individuals find balance, clarity, and healing in the midst of life’s challenges. I specialize in working with adults—particularly women and helping professionals—who are navigating anxiety, burnout, life transitions, and emotional overwhelm. My approach is warm, collaborative, and grounded in evidence-based practices, while also honoring the importance of each client’s unique experiences, values, and cultural background. I use an integrative style that may include Cognitive Behavioral Therapy (CBT), attachment-based work, mindfulness, and, for those who desire it, faith-based counseling. I believe that therapy should be both practical and meaningful—providing you with tools you can use in your daily life while also creating space for deeper insight and lasting change. My goal is to create a supportive, nonjudgmental environment where you feel seen, heard, and empowered. Together, we will work to help you better understand yourself, strengthen your coping skills, and move toward a more grounded, intentional, and fulfilling life.
VirtualAvailable

$225/session

Direct
Authentic
Open-minded
Solution oriented
Empowering
Warm
Intelligent
Holistic
Humorous

Specialties

Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

$40/session

Solution oriented
Empowering
Authentic
Warm
Intelligent
Open-minded
Direct
Holistic

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable

Often rebooked

$125/session

Solution oriented
Warm
Authentic
Direct
Empowering
Humorous
Intelligent
Solution oriented

Specialties

Family Conflict
Anxiety
Coping Skills
+8
Hello! I am a licensed marriage and family therapist licensed in WA and CA. I received my master's degree in psychology from California Polytechnic University, Pomona. I have been actively practicing with a variety of populations for over 9 years. I use a number of therapeutic modalities based on the needs of my clients. I find that the therapeutic process is journey that I am honored to be on, my objective is to help my clients achieved their desired goals from treatment.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Couples Counseling
Depression
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
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New to Grow

$100/session

Authentic
Holistic
Humorous

Specialties

ADHD
Anxiety
Depression
+6
I am a Clinical Social Worker dedicated to creating a safe, compassionate space where individuals, military members, veterans, and their families can explore challenges, build resilience, and move toward meaningful change. I work with clients navigating anxiety, depression, life transitions, relationship stress, and emotional overwhelm. My goal is to help clients gain insight, strengthen coping skills, and reconnect with their sense of purpose so they can experience greater balance, confidence, and fulfillment in their daily lives. I am licensed in Alaska, Alabama, Mississippi, Montana, and Washington.
VirtualAvailable

$200/session

Warm
Authentic
Open-minded
Empowering
Humorous
Intelligent

Specialties

LGBTQ
Perinatal Mental Health
Women's Issues
+6
Hello! I am Arwen, a Licensed Clinical Social Worker, committed to helping clients begin to live their best lives. Making the decision to seek help is a big step and is the beginning to changing the issues that are interfering with your daily life. I use a safe, holistic, compassionate, judgement free approach, knowing you are the expert of you. We all have past scars, but they do not need to dictate our future. Please note that I only work with individuals 18 and older. I do not do family or couple's therapy.
VirtualAvailable
Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.