Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 175 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/22/2026

New to Grow

$150/session

Specialties
Anxiety
Coping Skills
Life Transitions
I work with adults who struggle with anxiety and are looking for practical tools to feel more in control of their lives. My approach is warm, supportive, and person-centered, meeting you where you are while helping you build lasting coping skills. I incorporate evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and EMDR when appropriate, tailoring treatment to your unique goals, experiences, and pace.
Available

$95/session

Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
Available

$110/session

Solution oriented
Empowering
Authentic
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

$110/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Mood Disorders
+3
I'm Ashley Cross, a Licensed Clinical Social Worker and Board-Approved Clinical Supervisor with over 15 years of experience helping adults navigate anxiety, depression, bipolar disorder, life transitions, stress, and other emotional challenges. I believe therapy should be a place where you feel safe, supported, and free from judgment. My approach is compassionate, collaborative, and tailored to your unique needs and goals. Together, we'll work to better understand the challenges you're facing, build effective coping skills, and create meaningful, lasting changes that support your overall well-being and help you move toward a more balanced and fulfilling life.
Available

New to Grow

$155/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
Life can feel overwhelming when you're carrying the weight of anxiety, difficult relationships, or painful experiences from the past. You may find yourself putting others first, struggling with boundaries, or feeling stuck in patterns you can't seem to change. I work with adults who are ready to better understand themselves, heal from past experiences, and create healthier relationships. Together, we'll explore what's keeping you stuck, build on your strengths, and help you move toward a life that feels more balanced, meaningful, and authentic. I specialize in attachment, trauma, anxiety, depression, relationship concerns, and life transitions. I use CBT, DBT, person-centered, mindfulness, and attachment-focused therapies such as Lifespan Integration therapy, tailoring each session to your unique needs. My goal is to help you gain insight, build resilience, and create lasting change.
Available

$200/session

Authentic
Direct
Empowering
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Dr. Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 10 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available

$75/session

Authentic
Warm
Humorous
Specialties
Anxiety
Depression
Family Therapy
+9
Hi there! I'm Nadine. I am a bubbly, kind, and caring therapist. I go above and beyond for my clients, and I am so glad that you have taken this step in your healing journey. Deciding to begin, try, explore, or re-start therapy can be a nerve-wracking choice to make. Then you are given this huge task of choosing a therapist. Ugh! So, why choose me? Well, first of all, I am a normal person. I am not stuffy or a therapist that just tells you that you are always right. I am a human that speaks with you like you are also human! I have a great memory, I am engaging, and I like to think I also make therapy fun! If you feel like we might be a good fit, why not give meeting with me a try? If we aren't the right fit, no worries. I just want you to get the help that you feel is right for you. Hopefully we meet soon!
Available

New to Grow

$110/session

Specialties
Trauma and PTSD
Anxiety
Depression
+6
Hi, I am Olena. I understand how overwhelming trauma, PTSD, and painful memories can feel. I’ve found that my niche is helping clients who are tired of feeling stuck, caught in old patterns, or reliving the past. You don’t have to keep carrying the weight of painful memories, past experiences, or emotions that feel impossible to manage alone. My approach is compassionate, collaborative, and person-centered. I believe you are the expert on your own life, and therapy should be a safe space where you feel supported, respected, and empowered throughout your healing process. I look forward to hearing your story.
Available

$160/session

Direct
Open-minded
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$225/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Coping Skills
+6
I am a Licensed Professional Clinical Counselor (LPCC) and have been practicing since 2020. I earned my Master of Arts in Clinical and School Counseling from Loyola Marymount University, Los Angeles, in May 2020. I incorporate a range of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), Acceptance and Commitment Therapy (ACT), Motivational Interviewing (MI), and trauma-informed care. I tailor my approach to each client’s unique needs, helping them build resilience, improve relationships, and create meaningful change. In my free time, I enjoy hiking, traveling, reading, painting, journaling, and spending time with family and friends.
VirtualAvailable

$100/session

Authentic
Empowering
Specialties
Addiction
Anger Management
Anxiety
I am a compassionate and experienced licensed clinical social worker committed to creating a safe, supportive, and nonjudgmental environment where clients feel heard and understood. I use evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Motivational Interviewing, solution-focused techniques, and strengths-based interventions. I support clients navigating anxiety, depression, stress, trauma, relationship concerns, and life transitions while helping them develop healthier coping skills, build resilience, increase self-awareness, and create meaningful, lasting change.
Available

$119/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+9
With over 23 years of experience, I have had the privilege of working with a diverse range of individuals and families navigating life’s challenges. My work includes helping people manage anxiety, depression, grief and loss, relationship concerns, and life transitions. I also bring experience supporting military members and others who have experienced trauma, including PTSD and traumatic brain injuries. My approach to therapy is collaborative. I believe that therapy works best when we work together as a team. I strive to create a safe, supportive environment where you can share your story openly and feel heard without judgment. From there, we can explore practical tools and strategies that help you make meaningful and healthy changes in your life. Seeking support can feel like a big step, and I respect the courage it takes to begin the process. My goal is to help you gain insight, develop practical coping skills, and move toward a life that feels more balanced, meaningful, and fulfilling.
VirtualAvailable

$120/session

Authentic
Direct
Intelligent
Specialties
Anxiety
Depression
Self Esteem
Hi, I'm Carla, and I'm glad you're here. Reaching out for therapy isn't always easy, and I believe finding the right therapist is an important first step. I work with women who are feeling overwhelmed by anxiety, depression, burnout, low self-esteem, or the constant pressure of trying to hold everything together. Whether you're balancing work, family, relationships, or simply feeling disconnected from yourself, you don't have to navigate it alone. My approach is warm, supportive, and collaborative. I strive to create a space where you feel comfortable being yourself without fear of judgment. At the same time, I believe therapy should be practical. I won't just listen; we'll work together to understand what's keeping you stuck, identify patterns that are no longer serving you, and develop realistic strategies you can use in your everyday life. I primarily use Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), and person-centered techniques, tailoring each session to your unique needs and goals. I also value cultural humility and understand how life experiences, family expectations, identity, and personal values can shape the way we experience stress and healing. My goal is to help you feel more confident, develop healthier coping skills, strengthen your self-worth, and create a life that feels more balanced and fulfilling. I believe meaningful change happens one step at a time, and you don't have to have everything figured out before you begin. If you're ready to invest in yourself and start creating lasting change, I'd be honored to walk alongside you on your journey.
Available

$200/session

Solution oriented
Authentic
Empowering
Specialties
ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Obsessive-Compulsive (OCD)
+7
I am a licensed professional counselor with experience working with mental health, trauma, addiction, grief, and couples counseling. I am here to walk alongside you and see the world as you see it. I believe that with support, people can change their beliefs, thoughts, and behaviors in order to live productively and joyfully. It is my hope to build trust in a therapeutic relationship by providing safe and nonjudgmental therapy. My desire is for you to feel comfortable in relating your goals and needs. I will collaborate with you in understanding what will work best for you to reach those goals and get your needs met. Through knowledge, encouragement, support, and relationship, I will help you reach your full potential.
VirtualAvailable

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$140/session

Warm
Authentic
Empowering
Specialties
Anxiety
Grief
Trauma and PTSD
+10
You are not broken—you are becoming. Life brings challenges, and therapy can be a space where you feel safe, accepted, and empowered to grow at your own pace. I believe in a compassionate, collaborative approach that blends evidence-based practices with genuine curiosity about your unique story. Together, we’ll explore what matters most to you, track progress, and set meaningful goals that support healing and resilience. I am an EMDR certified therapist and child mental health specialist, licensed in both Washington, Idaho, and Montana , with a master's degree in Marriage and Family Therapy from Gonzaga University.
VirtualAvailable

New to Grow

$160/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a compassionate and dedicated therapist who believes that every person has the potential to grow, heal and live a meaningful and fulfilling life. my approach to therapy is centered on creating a safe, welcoming and nonjudgemental environment where individuals feel heard, valued and supported as they navigate life's challenges. As a Christian, my faith is an important part of who I am and shapes my desire to serve others with compassion, grace, empathy and genuine care. I believe that emotional, mental physical and spiritual well-being all play a part in helping people experience a healthy and fulfilling life. When appropriate and welcomed, I am honored to incorporate Christian faith and values into the therapeutic process while respecting the individual's personal beliefs, experiences and journey. My goal as a therapist is help people understand themselves more deeply, develop healthy coping strategies, strengthen relationships, overcome obstacles and find hope and courage to move forward. I wany my clients to feel empowered to make positive changes and to recognize their own strengths and abilities. I strive to help people move toward a life that is happy, healthy and fulfilling. It is my privilege to walk alongside my clients during difficult times and to support them as they work toward becoming the best version of themselves.
Available

Often rebooked

$150/session

Authentic
Warm
Direct
Specialties
Anxiety
Depression
LGBTQ
+7
I believe that healing happens when we look at the whole picture. Mental wellness isn't just about what is happening in our minds, rather it is deeply connected to our environment, our social structures, and our lived experiences. With a professional background rooted in systemic advocacy, housing case management, and youth mentorship, my practice is built on the understanding that real emotional healing requires a foundation of physical, environmental, and psychological safety. I offer a space that is both deeply compassionate and grounded, where you can feel safe to explore your most authentic self. My communication style is a blend of gentle curiosity and direct, honest reflection, ensuring our sessions feel like a genuine conversation. I believe in meeting you with warmth and a touch of real-world relatability.
Available

$150/session

Warm
Authentic
Empowering
Specialties
Coping Skills
Life Transitions
Self Esteem
+2
Hi, I'm Daphne, a Licensed Professional Counselor and State-Approved Clinical Supervisor with over 12 years of experience helping adults build healthier relationships with themselves, strengthen emotional resilience, and navigate life's challenges with greater confidence. I work best with individuals experiencing anxiety, depression, stress, life transitions, relationship concerns, self-esteem issues, and mood-related concerns. Whether you're feeling stuck, overwhelmed, or simply looking to better understand yourself, therapy can provide a supportive space to gain insight, develop practical coping skills, and create meaningful, lasting change. My approach is collaborative, compassionate, and tailored to your unique needs. I integrate Internal Family Systems (IFS), Dialectical Behavior Therapy (DBT), and Cognitive Behavioral Therapy (CBT) to help clients increase emotional awareness, improve coping, strengthen relationships, and move toward the life they want to build. I work best with clients who are curious about themselves, open to learning new perspectives, and ready to actively participate in the therapeutic process. Together, we'll identify realistic goals, build on your existing strengths, and develop strategies that support lasting growth and emotional well-being. Clients often report improved emotional regulation, stronger self-understanding, healthier relationships, and increased confidence. I aim to honor your story while helping you build resilience and practical tools for long-term growth. Please note: Requests for letters, evaluations, or documentation outside of standard therapy services require additional fees and are not billable to insurance. ESA letters are available after intake and two additional therapy sessions.
VirtualAvailable

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Women's Issues
+9
I am so glad you are here. It takes courage to reach out and I want you to feel welcomed from the very first moment. You deserve a space where you can breathe, feel supported, and be met with genuine care. Clients often tell me they feel comfortable with me quickly. I show up with warmth, calm presence, and real curiosity about who you are. I listen closely to your words and also to the emotions and meaning underneath. There is room here for laughter, honesty, vulnerability, and relief. I work from a strengths based and holistic perspective because you are so much more than your struggles. I see your resilience, creativity, and the ways you have cared for others and pushed through when life felt heavy. I help you reconnect with those strengths so you can feel more grounded and confident in yourself. I also support the mind body connection. As a registered yoga instructor and mindfulness practitioner, I guide gentle grounding practices and nervous system awareness when it feels helpful. These tools can create internal steadiness that supports healing long after you leave the session. Professionally, I am a Licensed Independent Clinical Social Worker with years of experience supporting people through anxiety, stress, grief, and life transitions. My background in clinical leadership means I know how to remain steady in complex emotional moments while holding hope when things feel uncertain. I believe therapy works best when we do it together. You are the expert on your own life. My role is to walk beside you with empathy, encouragement, and the belief that change is possible. You do not need to have everything figured out. Come as you are. Here, you can feel seen and supported as you move toward a life that feels meaningful, aligned, and fully yours.
VirtualAvailable

$200/session

Warm
Empowering
Authentic
Specialties
Anxiety
Life Transitions
Parenting
+9
Hello and welcome to my practice! I believe that mind, body, and spirit are all interconnected. Mental health is not a destination, but a process. It's about how you drive, not where you are going. I am here as a Licensed Clinical Social Worker, in practice since 2012, I specialize in treating anxiety, depression, life transitions, women's issues, and parenting. I am proud of you for taking the first step towards therapy. Change can be hard and taking this first step is not always easy. I aim to provide a safe, judgment free space to anyone looking for help and wanting positive change. We will address your thoughts and feelings at a pace that works best for you. My therapy style is supportive, reassuring, accepting, and genuine. In our therapeutic relationship, I will provide tools you need to reach your goals. You will do all the heavy lifting, but I will be here to support and encourage change.
VirtualAvailable

$150/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Parenting
+10
Hi there, I'm Leslie. Do you often find yourself overwhelmed by the demands of a busy life? Maybe you feel like something is "off" that you cannot quite identify. You may feel disconnected and experience frequent low moods. You might be someone who has been diagnosed or self-identified as neurodivergent, or you may be raising a neurodivergent child and feeling lost in coping with your feelings about how to navigate that challenge. You might be stuck in (or exiting) a romantic relationship that does not serve you, but you are struggling to find your path forward. Whatever the source of your anxiety, I am here to help! I support individuals across a spectrum of ages and circumstances to understand how to find their footing in their daily lives. I use a unique person-centered behavioral approach that is affirming and includes action steps to access change. When you meet with me, you will hear "real talk" grounded in evidenced-based techniques. Together we will discover a path to a more manageable daily life that fits your specific circumstances. Congratulations on taking the step to seek support through therapy. l look forward to working together!
VirtualAvailable

Often rebooked

$175/session

Authentic
Open-minded
Warm
Specialties
Perinatal Mental Health
Postpartum
Trauma and PTSD
+10
Being a mom can be beautiful, and brutally overwhelming. If you’re carrying invisible weight while trying to hold everything (and everyone) together, you’re not alone. Hi, I'm Olivia Lauzon, LCSW/LICSW and Certified Perinatal Mental Health provider. I specialize in working with mothers navigating trauma, anxiety, burnout, and the deep identity shifts that come with parenthood. Whether your trauma is recent or rooted in childhood, becoming a mom has a way of bringing it to the surface. The sleepless nights, the mental load, the pressure to “do it all,” it can stir up old wounds in ways no one prepared you for. I am licensed to see clients in CO, FL, and WA.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.