Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 176 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated: 10/9/2026

$150/session

Open-minded
Warm
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I have over 11 years of experience helping adults and am licensed in Washington (LMHC), Illinois (LCPC), and Wisconsin (LPC). Additionally, I hold a Rehabilitation Counseling Certification (CRC). I work with clients facing mental health issues or challenging life experiences, including trauma, substance use, negative thoughts and emotions, and relationship difficulties. I was born and raised in Taiwan and have lived in the United States for 27 years. I am very empathetic and have extensive life experience. I can provide counseling in English or Mandarin. My doctoral degree is in mental health counseling. I do not prescribe medication.
Available

Often rebooked

$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Coping Skills
Trauma and PTSD
+9
I believe therapy should be a place where you feel heard, supported, and empowered to create meaningful change. My approach is warm, collaborative, and goal-focused, blending compassion with practical strategies to help you move forward with confidence. Whether you're feeling overwhelmed by anxiety, navigating the effects of trauma, or facing a major life transition, I strive to create a safe, nonjudgmental space where healing and growth can occur. As a Licensed Mental Health Counselor (LMHC), I have extensive experience working with adults, veterans, and families facing a wide range of mental health challenges. My professional background includes serving as a crisis response trauma therapist, supporting individuals during some of the most difficult moments of their lives. I also have specialized training in adoption competency, helping adoptive families, birth families, and adoptees navigate the unique emotional experiences that can accompany adoption. In addition, I have experience as a parent educator, partnering with caregivers to strengthen relationships, improve communication, and build healthy family dynamics. My work with veterans and their families has given me a deep appreciation for the unique challenges associated with military service, including trauma, transitions, relationship stress, and reintegration. I integrate Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, Motivational Interviewing, and trauma-informed care to create individualized treatment plans that are practical and effective. Clients often describe me as approachable, supportive, and structured. Together, we'll identify your goals, build coping skills, and develop strategies that help you regain a sense of control, strengthen resilience, and create lasting change. No matter where you are in your journey, my goal is to meet you with compassion, respect, and evidence-based care that helps you move toward the life you want to live.
Available

New to Grow

$120/session

Specialties
Anxiety
First Responders/Healthcare Workers
Trauma and PTSD
+10
I’m a husband, father, and disabled Air Force veteran who loves working out and gaming. As a trauma-informed therapist with experience in hospice, mobile crisis, and telehealth, I provide a judgment-free zone for our sessions. I’m dedicated to supporting your unique journey with empathy and understanding to help you achieve your best you.
Available

New to Grow

$105/session

Specialties
ADHD
Anxiety
Depression
+10
Hello, my name is Val Golovanov. (LMHC) I believe positive transformation happens when there is collaboration for solutions, health in relationships, strengths are affirmed, and weaknesses are challenged. I offer an accepting, comfortable, and welcoming atmosphere in our therapeutic relationship. We will work together to determine the best treatment for your needs. You can expect a respectful and passionate professional who is dedicated to you and your goals. My goal is to foster a safe space and seek positive change in all areas of your life. It takes courage, resilience, and humility to begin counseling and I am excited to be a part of your unique journey. Looking forward to meeting you!
Available

$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Family Conflict
Perinatal / Postpartum
+10
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services from the convenience of your own couch. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With over 10 years experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs. Please visit my website www.telehealththerapy.org for more information. I also own Latitude Family Counseling, PLLC which is an office-based psychotherapy practice for children, adolescents, and their families in Bellevue, WA. You can visit www.latitudefamilycounseling.com for more information.
VirtualAvailable

$200/session

Empowering
Intelligent
Solution oriented
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 13 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, personality disorders, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available

$95/session

Authentic
Intelligent
Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
Available

New to Grow

$100/session

Specialties
Childhood / Intergenerational Trauma
Domestic Violence
Trauma and PTSD
+10
Trauma Therapist - 22 years experience working with VICTIMS of abuse, all sorts of abuse. I am a believer in Dreams. I believe Life is short and quality counts. I specialize in motivation and empowerment. I have specialized training in a technique called EMDR, which is especially effective for any type of trauma with rapid results. Honesty, trust, and respect are essential. We can work through anything - Life can be good - I believe in YOU!
Available

$160/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$100/session

Empowering
Authentic
Direct
Specialties
Addiction
Anger Management
Anxiety
I am a compassionate and experienced licensed clinical social worker committed to creating a safe, supportive, and nonjudgmental environment where clients feel heard and understood. I use evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Motivational Interviewing, solution-focused techniques, and strengths-based interventions. I support clients navigating anxiety, depression, stress, trauma, relationship concerns, and life transitions while helping them develop healthier coping skills, build resilience, increase self-awareness, and create meaningful, lasting change.
Available

$130/session

Warm
Solution oriented
Humorous
Specialties
Anxiety
Chronic Illness
Trauma and PTSD
+10
Many people come to therapy carrying experiences they've never told another person. Whether you're living with anxiety, depression, trauma, chronic illness, chronic pain, or navigating life as a neurodivergent person, you don't have to carry it alone anymore. I work with children, teens, and adults to create a space where you can be yourself without fear of judgment. Many of my clients have spent years masking who they are, minimizing their pain, or believing they have to handle everything on their own. Others carry experiences they worry are "too much" to share. In our work together, you don't have to hide parts of yourself or worry about being judged or misunderstood. I strive to create a therapeutic relationship where you feel safe enough to be honest, even about the things you've never said out loud. Whether you're processing trauma, navigating difficult life experiences, learning to live with chronic illness, or discovering what it means to be neurodivergent, we'll move at a pace that feels right for you. Together, we'll build practical coping skills, deepen self-understanding, and work toward a life where you feel more connected, empowered, and less alone.
Available

$160/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a compassionate and dedicated therapist who believes that every person has the potential to grow, heal and live a meaningful and fulfilling life. my approach to therapy is centered on creating a safe, welcoming and nonjudgemental environment where individuals feel heard, valued and supported as they navigate life's challenges. As a Christian, my faith is an important part of who I am and shapes my desire to serve others with compassion, grace, empathy and genuine care. I believe that emotional, mental physical and spiritual well-being all play a part in helping people experience a healthy and fulfilling life. When appropriate and welcomed, I am honored to incorporate Christian faith and values into the therapeutic process while respecting the individual's personal beliefs, experiences and journey. My goal as a therapist is help people understand themselves more deeply, develop healthy coping strategies, strengthen relationships, overcome obstacles and find hope and courage to move forward. I wany my clients to feel empowered to make positive changes and to recognize their own strengths and abilities. I strive to help people move toward a life that is happy, healthy and fulfilling. It is my privilege to walk alongside my clients during difficult times and to support them as they work toward becoming the best version of themselves.
Available

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$115/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Self Esteem
+3
Hi my name is Maria Mercedes Giol, I am a licensed Mental Health Counselor in Florida, California, Utah and Washington. I was born and raised in San Juan, Puerto Rico, and completed my Master's in Mental Health Counseling in Miami, Florida. I have lived in sunny (sometimes Florida, lol ) for 29 years and I am a devoted mother to a 17-year-old son and 1 small dog. I enjoy boating with my fiancee, watching sunsets, hiking, bicycling, singing, and making homemade soaps.
VirtualAvailable

$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Perinatal / Postpartum
I'm Heather Davies, a dedicated counselor with over 20 years of experience helping individuals navigate life's challenges. I earned my BA in Psychology from the University of Texas at Arlington and my MA in Counseling from Dallas Baptist University. My practice focuses on women's issues, parenting support, stress management, anxiety and panic disorders, and depression. Through a compassionate and personalized approach, I strive to create a safe space for healing and growth.
Available

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$125/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Depression
First Responders/Healthcare Workers
+10
I’m a licensed therapist who is passionate about helping individuals find balance, clarity, and healing in the midst of life’s challenges. I specialize in working with adults—particularly women and helping professionals—who are navigating anxiety, burnout, life transitions, and emotional overwhelm. My approach is warm, collaborative, and grounded in evidence-based practices, while also honoring the importance of each client’s unique experiences, values, and cultural background. I use an integrative style that may include Cognitive Behavioral Therapy (CBT), attachment-based work, mindfulness, and, for those who desire it, faith-based counseling. I believe that therapy should be both practical and meaningful—providing you with tools you can use in your daily life while also creating space for deeper insight and lasting change. My goal is to create a supportive, nonjudgmental environment where you feel seen, heard, and empowered. Together, we will work to help you better understand yourself, strengthen your coping skills, and move toward a more grounded, intentional, and fulfilling life.
VirtualAvailable

$150/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+10
Hi, I’m Kristen Levin, LCSW. Life can feel overwhelming at times, and holding everything together isn’t always easy. If you’re going through a challenging season, feeling stuck, or simply needing space to focus on yourself, therapy can offer support, clarity, and relief. My approach is client-centered and strengths-based, with care tailored to each person’s unique needs and goals. I work collaboratively with clients to better understand their thoughts, emotions, and patterns, while gently guiding, supporting, and challenging them when helpful. I strive to create a safe, trusting, and comfortable environment where you can openly express yourself, process emotions, build coping skills, and develop a stronger sense of self. Together, we work toward meaningful change and a more balanced, fulfilling life. I draw from a range of evidence-based modalities, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Internal Family Systems (IFS), Solution-Focused Therapy, Mindfulness, Motivational Interviewing, and Client-Centered Therapy. Treatment is always collaborative, and we’ll develop a plan together that aligns with your specific goals. I look forward to connecting and supporting you on your journey.
VirtualAvailable

Often rebooked

$130/session

Warm
Authentic
Empowering
Specialties
ADHD
Autism
LGBTQ
+2
Hi! I'm a queer feminist who cares deeply about uplifting my community. I believe that my job is all about helping others be unapologetically themselves. I do not believe in the concept of "cringe" and I encourage my clients to really examine shame and unpack how this emotion has attached so deeply into our understanding of self. I have been serving the queer, neurodivergent, sex-positive, and polyamorous community for years. If you fall under with any of those or are wondering if you do, you're in the right place!
VirtualAvailable

$100/session

Humorous
Intelligent
Solution oriented
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+7
I believe that change happens when people are given the proper guidance and tools needed to pursue their goals while also giving them the autonomy to pull on their own strengths and qualities that will get them to the finish line. I provide clients with a space full of compassion and support to help them overcome obstacles and move forward in life. My therapeutic experience mostly consists of services provided to adult and adolescent clients struggling with depression, anxiety, trauma, family conflict, and stress related issues. I tailor various therapeutic modalities such as, Cognitive Behavioral Therapy, Solution Focused, Positive Psychology and Motivational Interviewing according to the client’s individual needs and wants. I believe that everyone is entitled to pursue and live a fulfilling and happy life. I believe that a large part of wellness is having healthy, meaningful relationships, not just with others, but with ourselves.
Available

$120/session

Solution oriented
Warm
Authentic
Specialties
Coping Skills
Grief
Life Transitions
+6
Hi, I’m Sarah Sohal, DSW, LICSW, a licensed clinical social worker offering Telehealth therapy for adults and older adults. I specialize in supporting clients through life transitions and helping them process recent stressors that may feel overwhelming or disruptive. My Punjabi last name reflects my family through marriage rather than my own cultural background. My husband and our daughter are Punjabi, and being part of their family has given me a meaningful appreciation for South Asian culture while reinforcing my commitment to providing culturally humble, respectful, and inclusive care for clients from diverse backgrounds. My approach is collaborative, compassionate, and grounded in evidence-based practices. I draw from Cognitive Behavioral Therapy (CBT), solution-focused interventions, and mindfulness to help clients gain clarity, build resilience, and develop practical tools for moving forward. Whether you're navigating a career change, retirement, caregiving responsibilities, loss, or simply feeling stuck, therapy can offer a space to reflect, reset, and grow. I believe in meeting clients where they are, and creating a supportive, nonjudgmental environment where they feel heard and empowered. If you're looking for thoughtful, goal-oriented support during a challenging time, I’d be honored to work with you. *Please note- at this time I am only offering individual therapy, and am unable to offer couples or family therapy
VirtualAvailable

Often rebooked

$120/session

Intelligent
Solution oriented
Authentic
Specialties
First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
Available

$225/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

$120/session

Authentic
Intelligent
Warm
Specialties
Coping Skills
Couples Counseling
Grief
+1
My approach is solution focused with the belief that you are coming to me for ideas and strategies that you may not have tried before. It is a collaborative approach that is by invitation. That means if one skill set doesn't work for you, we can explore another which may be more in line with your experience. This is also known as a client centered approach.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Challenging
Specialties
Anxiety
Life Transitions
Self Esteem
+10
You may look like you have things together on the outside while privately feeling stuck, overwhelmed, disconnected, or uncertain about what comes next. I work with adults navigating anxiety, self-esteem, relationship challenges, and life transitions, including people who are used to being capable, dependable, or successful but are struggling beneath the surface. With more than 10 years of experience as a social worker, I bring a collaborative and down-to-earth approach to therapy. Together, we'll explore the patterns shaping your thoughts, emotions, and relationships while developing practical strategies to navigate challenges, build confidence, and make changes that feel meaningful to you.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.