Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 161 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated:

New to Grow

$100/session

Specialties
Anxiety
Chronic Illness / Medical Issues
Self Esteem
+6
Hi, I am a Licensed Counselor offering online individual therapy for adults. Life brings difficult thoughts, feelings, and hard situations that can pull you away from what matters most. You do not have to navigate these experiences alone. My approach centers primarily on Acceptance and Commitment Therapy (ACT). Instead of trying to battle with the pain or challenges you are experiencing, we will work together to change how you relate to it.
Available

$125/session

Authentic
Warm
Direct
Specialties
Anxiety
Depression
Self Esteem
+7
Hello there, I am a Licensed Clinical Social Worker in the states of California and Washington. I graduated from UCLA with a masters in social work in 1995 and with a BA in Psychology from UCLA in 1992. I have more than 25 years of experience as a licensed mental health therapist and have worked in administrative and clinical supervision in community mental health clinics, administrative and clinical supervision in the county jail system supervising a team of 25 staff including psychiatrists, psychiatric nurse practitioners, psychiatric nurses, social workers, and Marriage and Family therapists and psychiatric Technicians. I also worked in county government as a program manager. I supervised a county drug and alcohol community program and worked to assure county program compliance. I have many years of direct practice and supervision of interns and clinicians seeking licensure in a variety of settings. I have worked with adults, children and families from diverse backgrounds. I have successfully helped clients with a range of problems including depression, anxiety, family conflicts, trauma, abuse, and addictions. I have done a lot of individual counseling, marriage and family counseling, and group counseling. I also worked with Hospice clients, crisis intervention and was a crisis team member for many years evaluating clients for danger to self, danger to others and grave disability. I am happily married and have two successful adult children and three grandchildren. I was born and raised California. I have lived in Western Washington for the past six years as part of a semi-retirement.
VirtualAvailable

$180/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I take a warm, down-to-earth approach to therapy and work from a trauma-informed lens. I believe our reactions make sense, even when they feel overwhelming or confusing. Together, we slow things down and begin to understand what’s underneath your experiences. I bring in an understanding of how the brain and nervous system respond to stress, helping your reactions feel more understandable and connected to what you’ve been through. I see your reactions as signals worth paying attention to. Rather than only trying to manage them, we take time to understand why they’re showing up and what they might be connected to. From there, we can begin to shift how you respond, building tools that actually support you in a way that feels more grounded and effective.
VirtualAvailable

$95/session

Intelligent
Authentic
Direct
Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
Available

Often rebooked

$120/session

Intelligent
Solution oriented
Authentic
Specialties
First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
Available

$120/session

Warm
Empowering
Authentic
Specialties
Anxiety
Childhood / Intergenerational Trauma
Life Transitions
+1
Finding a therapist can feel personal. You want someone who will listen, understand what matters to you, and help you make meaningful changes. I’m Natalie, and I’ve spent over 10 years helping people navigate anxiety, trauma, depression, self esteem, and life transitions. My style is warm, collaborative, and honest. We can explore what you have been through, recognize patterns that no longer serve you, and develop practical ways to move forward. I know that culture, identity, relationships, and lived experiences shape how each of us sees the world, so I take time to understand what those mean for you. You do not need to have everything figured out before we begin.
Available

$160/session

Authentic
Direct
Empowering
Specialties
Anxiety
Self Esteem
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Depression
Life Transitions
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm
Specialties
ADHD
LGBTQ
Women's Issues
+10
Welcome! I'm excited to embark on this journey of self-discovery and growth with you. Here, you'll find a safe, non-judgmental space where you can explore your thoughts, feelings, and experiences openly and honestly. Whether you're seeking support for issues related to sex, kink, polyamory, or identity within the LGBTQ+ community, know that you're in a welcoming and affirming environment. I understand the importance of embracing diversity and celebrating the richness of human experience. My goal is to empower you to navigate these aspects of your life with confidence and authenticity. Together, we'll work collaboratively to explore your goals and develop strategies to help you live a more fulfilling and authentic life. You're not alone on this journey. I'm here to walk alongside you, offering guidance, support, and compassion every step of the way. Your courage in seeking help is a testament to your strength and resilience, and I'm honored to be a part of your healing process. Thank you for trusting me with your care. I look forward to working with you and helping you create positive change in your life.
Available

$100/session

Authentic
Empowering
Warm
Specialties
Anxiety
Coping Skills
Depression
+5
Welcome! I’m Ronica Sobiech. Thank you for taking a moment to get to know me. Scheduling that first appointment for mental health can be tough. It is the hardest part of the journey. Finding a provider that fits your personality and needs can also be a challenge. Take a moment to get to know me to determine if you feel we will be a good fit to help you be a better version of you. I am a Licensed Independent Clinical Social Worker (LICSW) with over 17 years of experience providing clinical counseling to active-duty military service members, retirees, and their families. I graduated in 2003 from the University of Washington, School of Social Work. I have extensive experience assisting clients with a broad range of concerns, including crisis intervention, life transitions, anxiety, depression, grief and loss, self-esteem, and trauma/PTSD.
VirtualAvailable

$120/session

Empowering
Intelligent
Specialties
Anxiety
First Responders/Healthcare Workers
Trauma and PTSD
+10
I’m a husband, father, and disabled Air Force veteran who loves working out and gaming. As a trauma-informed therapist with experience in hospice, mobile crisis, and telehealth, I provide a judgment-free zone for our sessions. I’m dedicated to supporting your unique journey with empathy and understanding to help you achieve your best you.
Available

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$120/session

Authentic
Open-minded
Direct
Specialties
Anxiety
Depression
Substance Misuse
+5
I'm a Licensed Mental Health Counselor who knows that you are much more than a diagnosis. Having spent many years working in crisis intervention, suicide prevention, and with people in a variety of difficult legal and personal situations, I tend to be pretty hard to shake. I want to help support you as you seek to control the anxiety, depression, and other stressors that can feel so limiting. I begin from a place of acceptance and positive regard, and utilize evidence-based strategies in collaboration with you, to come together in a plan for meaningful growth. Also, as someone in recovery myself, I welcome those who are looking to move beyond the stifling grip of substance abuse.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Life Transitions
+10
I help clients navigate emotional struggles and transform their lives with compassionate, evidence-based therapy. I take a client centered approach to therapy, tailoring each session to your unique needs and goals. I use Cognitive Behavioral Therapy (CBT) to help you identify and reshape unhelpful thought patterns. I am straightforward, compassionate, and understanding. I will always be truthful and upfront, with the goal of creating a supportive, safe, non-judgmental environment.
VirtualAvailable

Often rebooked

$140/session

Warm
Authentic
Empowering
Specialties
ADHD
Autism
LGBTQ
+2
Hi! I'm a queer feminist who cares deeply about uplifting my community. I believe that my job is all about helping others be unapologetically themselves. I do not believe in the concept of "cringe" and I encourage my clients to really examine shame and unpack how this emotion has attached so deeply into our understanding of self. I have been serving the queer, neurodivergent, sex-positive, and polyamorous community for years. If you fall under with any of those or are wondering if you do, you're in the right place!
VirtualAvailable

$150/session

Warm
Authentic
Direct
Specialties
Anxiety
Grief
Trauma and PTSD
+3
I'm Mary, and I'm excited to possibly support you in your journey! I have been described by people who've worked with me as disarming and easy to get along with. I am comfortable working with a diverse range of issues, but I specialize in grief/loss, trauma, in particular the treatment of PTSD and anxiety disorders utilizing CBT and somatic therapies such as EMDR and breathwork. My professional experience includes over 15 years of advocacy, crisis, and mental health care with a wide range of populations.
Available

$120/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+8
I'm Anabel, a clinical social worker and certified trauma therapist in TX and WA states, working with high-functioning anxiety and PTSD who are quietly drowning. I'm also a wife, a stepmom, a reader, a Swiftie, and a person who has spent years studying the specific kind of exhaustion that comes from being the one everyone else relies on. I work with people who are really good at holding it all together - until they are not. My practice, Surviving to Thriving, exists for people who are ready to stop white-knuckling their way through life and start actually living it.
Available

Often rebooked

$120/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+8
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

$125/session

Solution oriented
Authentic
Direct
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I am an attachment-based, trauma-informed Marriage and Family Therapist. I offer a warm, grounding space where you can slow down and make sense of the patterns that may be keeping you or your relationships feeling stuck. Therapy becomes a place to reconnect with yourself, strengthen your self esteem, self efficacy, relationships, and move toward a life that feels aligned, authentic, and balanced.
VirtualAvailable

New to Grow

$92/session

Specialties
Anxiety
Coping Skills
Life Transitions
+5
****Important: If you are in crisis, do not book a session, please call 911/988 or go to your nearest emergency room. Online care is the lowest level of care and not appropriate for emergent/crisis referrals as the message board is not monitored 24/7 and we are not on call. I am a telehealth Provider licensed in 3 states with 25 years of experience and trained in a wide away of therapies. Please note that I do not provide sex therapy, therapy for those court-ordered, high acuity, Bipolar, Psychosis, Personality Disorders, substance abuse, Child Protective Services cases or any legal issues. and eating disorders. Note that I do not provide evaluations for Emotional support animals or FMLA or related. These need to be completed by your Doctor. Other: *** Please note that there needs to be a certain level of English Profiency for this process to transpire. I cannot accommodate a translator in session. If it is determined that there is a language barrier, you would need to seek a counselor who speaks in your 1st language. As you can see online counseling has a few more rules than in person and we will review this in session too. I am a mandatory reported of child and elder abuse and neglect and if I ever got subpoenaed to court, I would need to give up medical records. If you are not motivated to change and are just looking to vent or someone to listen, I may not be the best fit as my style is more for those motivated to change and are seeking a life coach. Before we can start working together there are some forms that are required. If we were in person, I would just hand them to you, but online, we do not have that option.
Available

$250/session

Intelligent
Authentic
Solution oriented
Specialties
Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable

$90/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Life Transitions
Perinatal / Postpartum
I'm Heather Davies, a dedicated counselor with over 20 years of experience helping individuals navigate life's challenges. I earned my BA in Psychology from the University of Texas at Arlington and my MA in Counseling from Dallas Baptist University. My practice focuses on women's issues, parenting support, stress management, anxiety and panic disorders, and depression. Through a compassionate and personalized approach, I strive to create a safe space for healing and growth.
Available

$150/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I am an independently licensed clinical social worker in Washington and Oregon. I have four years of experience as a therapist and over a year of experience in independent clinical practice. Coming to this career later in life, I bring valuable life experience, perspective, and a commitment to lifelong learning to my work. I am passionate about social justice, respecting individual differences, and recognizing the unique strengths each person brings. My previous experience as a teacher and a social worker has given me the opportunity to work with people from many backgrounds. It is deeply important to me, , to honor our differences while recognizing our shared humanity, . I am passionate about helping people heal from trauma, navigate life transitions, develop greater self-understanding, and cultivate self-compassion. My goal is to provide a supportive, collaborative space where clients can understand themselves and move toward a life that is authentic and fulfilling.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.