Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 190 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/27/2026

$100/session

Warm
Authentic
Open-minded

Specialties

ADHD
Autism
Depression
+4
I’m Gwendolyn Barnhart, PhD, PsyD, EdD, a licensed clinical psychologist with a cross-jurisdictional private practice serving Washington, Oregon, Hawaii, Alaska, British Columbia, and PSYPACT states. I have vast experience working with neurodivergence, intellectual and developmental disabilities, in multicultural settings. I primarily serve clients who identify with autism and ADHD. As an AuDHD psychologist, I bring lived experience alongside clinical expertise, which helps me create spaces that feel safer, clearer, and more attuned to neurodivergent needs.
VirtualAvailable

$110/session

Authentic
Solution oriented
Empowering

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings, my name is Jacky Jaeok Kim and my Korean name translates to “pearl of wisdom” in my native tongue. I’m also a 1st generation Korean immigrant to the US, a proud dog mom, an insatiable polymath, a technology advocate, and a person of many facets with a lifetime’s worth of stories under my belt. As a former DACA recipient and survivor of SA, I carry a deep understanding of resilience and hope with me in everything I do. I have 11 years of experience in the mental health/medical field and community-based work. My journey began advocating for the civil rights and safety of individuals in the criminal justice system with Orleans Public Defenders. From there, I expanded my work to serve diverse populations in juvenile justice, education, hospital systems and more. A formative experience in my career was a summer spent fly-fishing and working alongside grizzlies in Katmai National Park, where I was in complete reverence to Mother Nature and the remoteness of the Alaskan wilderness. This eventually led me to the Yukon-Kuskokwim region of Western Alaska upon receiving my MSW, where I worked as an itinerant social worker among the Yup’ik population. This experience deepened my respect for the indigenous way of life and reinforced my life’s commitment to providing meaningful, excellent patient care and therapy in rural settings.
VirtualAvailable

Often rebooked

$100/session

Authentic
Empowering
Warm

Specialties

ADHD
Life Transitions
Trauma and PTSD
+10
Personally and professionally, I believe in the importance of genuine connection and authenticity. I am open to whatever methods will work best for each individual and believe that treating each individual with care and respect is essential for good work. I have been working as a therapist in various areas for close to 15 years now and have experience with everything from young children to the very elderly. I cannot stress enough how important it is to me that every person is treated as the individual that they are and that getting to know the whole person is essential to me for the best therapy outcome.
VirtualAvailable

$50/session

Solution oriented
Warm
Authentic

Specialties

Addiction
Child or Adolescent
Trauma and PTSD
+10
Arlene Angeline Chandra, MSW, MHP, LICSW, LCSW, SUDPt, CPP-AAPT, is a dedicated mental health professional, first-generation American, and first-generation college graduate whose life’s work is rooted in a deep commitment to healing and empowerment. With a passion for supporting children, youth, adolescents, and families, Arlene integrates evidence-based practices with a trauma-informed, culturally responsive approach to care. She holds a Bachelor of Arts in Psychology and Sociology from Gonzaga University (2014) and a Master of Social Work from the University of Michigan (2016). Arlene has been a nationally certified Trauma-Focused Cognitive Behavioral Therapist (TF-CBT) since 2016 and received her Mental Health Professional (MHP) designation in 2018. In 2020, she became a Licensed Independent Clinical Social Worker (LICSW) in Washington and earned her Certified Clinical Trauma Professional (CCTP) credential. She expanded her leadership capacity by completing a Master of Science in Nonprofit Management from Columbia University in 2022, and subsequently became a Licensed Clinical Social Worker (LCSW) in Oregon. Arlene further broadened her clinical scope in 2024 by earning her Substance Use Disorder Professional Trainee (SUDPt) certification. That same year and into 2025, she pursued advanced training to better meet the needs of her clients, obtaining the following specialized certifications: • ADHD-Certified Clinical Services Provider (ADHD-CCSP) • Certified Clinical Anxiety Treatment Professional (CCATP) • Certified Grief-Informed Professional (CGP) • Certified Shame-Informed Treatment Specialist (CSTS) Most recently, she became a Certified Professional Practitioner of Animal Assisted Play Therapy® (CPP-AAPT), allowing her to integrate therapeutic interactions with animals into her holistic, trauma-informed work.
VirtualAvailable

$100/session

Empowering
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
My name is Meghan Jensen, and I am a Licensed Clinical Professional Counselor (LCPC) in 13 states, where I support clients, couples, and families in navigating a variety of life's challenges. Over the past eight years, I have worked in residential treatment, school counseling, and intensive outpatient settings. I am passionate about working with children, adolescents, adults, couples, and families by helping them navigate anxiety, trauma, depression, stress, and life transitions. I believe in creating a collaborative strengths-based therapeutic environment that empowers individuals and families to build resilience and develop meaningful, lasting change. I earned my Master's Degree in Counseling from the University of Wyoming with an emphasis in Play Therapy and Psychotherapy and am currently pursuing my PhD in Developmental Psychology. My clinical training includes Adlerian and Child-Based Play Therapy, Internal Family Systems, Dialectical Behavior Therapy, and Trauma-Focused Cognitive Behavioral Therapy. I enjoy integrating evidence-based approaches to meet each client's unique needs.
Available

$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

$120/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 14 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable

$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable

$100/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Grief
Trauma and PTSD
+5
Hi, I’m Ashley therapist, animal lover, creative soul, and lifelong daydreamer. I bring a warm and down-to-earth approach to my work, and I believe that connection, curiosity, and authenticity are at the heart of healing. When I’m not in session, you can usually find me lost in a good book especially fantasy, romantasy, or dark romance (I’m a proud BookTok girly). Some of my favorite reads have come straight from client recommendations. I always love hearing what’s on your bookshelf. I’m also a big fan of all things crafty. Paper crafting is my go-to especially junk journals and mini albums but I’ve dabbled in wreaths, t-shirts, and tumblers. My creativity also spills into my love of music, which spans from Sleep Token to George Strait to Eminem. I’m always up for discovering new bands or catching a local show. On slower days, I love wandering through antique stores and thrift shops. Most of my home is decorated with pieces that have a story either found secondhand or passed down through family. I find comfort in giving old things new life. Animals have always been a grounding force in my world. I’ve been riding horses since I was four, and my heart horse, Kirby, is my trail buddy and snack-sharing best friend (she’s a big fan of applesauce and cupcakes). My two dogs, Oliver and Dottie, are certified therapy dogs who’ve joined me in visits to hospices, hospitals, nursing homes, and children’s reading programs. Together, Kirby, Oliver, and Dottie inspired the name Free to Wander Counseling, a reflection of my belief that healing often begins when we allow ourselves to explore, play, and connect in gentle, open-hearted ways. Wherever you are on your journey, you are welcome here just as you are.
VirtualAvailable

New to Grow

$130/session

Specialties

Chronic Illness
Health/Medical Issues
LGBTQ
+10
I’m passionate about supporting adults navigating life with anxiety, depression, chronic illness, disability, complex family dynamics, grief, and life transitions. I also work a lot with clients who are neurodivergent or part of the LGBTQ+ community. I know how important it is to feel truly seen, heard, and understood. I combine personal life experiences with evidence based strategies to help you achieve your treatment goals.
Available

New to Grow

$150/session

Specialties

Anxiety
Health/Medical Issues
Life Transitions
+6
When life shifts, your body often feels it first. You might experience a "heavy" fatigue, or a nervous system that feels permanently stuck in "fight or flight." It can be difficult to find the best tools to manage life's challenges, but learning how to regulate your mind and body can significantly improve your quality of life. I'm Meghan, a Counselor specializing in Somatic-Informed Therapy. I believe that true resilience isn't just "mind over matter"—it's learning to listen to what your body is telling you. My approach combines traditional clinical insight with somatic (body-based) tools and mind-body techniques. We won't just analyze your stress; we will work to discharge it from your nervous system. Whether you are navigating something new or seeking new coping tools, I provide a grounded space to help you reconnect with yourself.
Available

$150/session

Direct
Warm

Specialties

ADHD
Autism
Trauma and PTSD
+8
I use play, mindfulness, emotionally-focused, and Attachment and Commitment in my practice. I am a strong believer that one of the only ways to come back from overwhelm is to do nothing, and the best way to do nothing is to play. I completed my internship in 2020 with the organization Child Abuse Prevention Association providing trauma informed care to adults and children via telehealth. After graduation I was a school based therapist working primarily with elementary children and their families. In that time I developed a specialty with neurodivergence. I have spent the last year working with neurodivergent children, teens, and adults here in Washington.
Available

Often rebooked

$150/session

Warm
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+7
Hi, I’m Kyra. I’m a Licensed Mental Health Counselor (LMHC) in Washington, I support adults and parents navigating anxiety, depression, trauma, burnout, and life transitions who feel stuck, disconnected, or worn down. As a mom, former military spouse, and current law enforcement spouse, I understand the invisible load of high-stress roles and the pressure to hold everything together. My lived experience allows me to approach therapy with empathy, cultural understanding, and deep respect for the challenges faced by individuals and families in high-stress roles. I use an eclectic, person-centered approach, drawing from multiple therapeutic modalities to meet you where you are and support you in reaching your goals. Therapy is not one-size-fits-all, and I believe your care should reflect your unique experiences, strengths, and needs. Even when you feel stuck, movement is possible. My role is to partner with you in a judgment-free space where you can regroup, build confidence, and reconnect with your strengths. You don’t have to navigate this alone.
VirtualAvailable

$175/session

Open-minded
Warm
Authentic

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable

$200/session

Solution oriented
Authentic
Empowering

Specialties

ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable

$120/session

Empowering
Humorous
Open-minded

Specialties

Anxiety
Depression
Family Conflict
+10
Hello and welcome. My name is Monica Grewal. I’m a licensed Marriage and Family Therapist and I use systems thinking in my practice to foster dynamic and healthy relationships within families and couples. As a postmodern therapist, I embrace the idea that no single truth prevails, and acknowledge the fluidity of identity within the ever-changing landscapes of human experience. My mission is to create a space where inclusivity thrives, each voice is heard and respected, and healing comes from within the interconnectedness of our stories and shared experience. Drawing from my own rich tapestry of life experience as a queer immigrant woman of color, I understand the profound impact that culture and intersectionality can have on one's perspective. In my practice, I wholeheartedly embrace the client's worldview, celebrating their unique experiences and identities, while gently encouraging them to explore alternative narratives and possibilities. In the therapy room, we work together as empathetic co-authors to compose narratives that reflect your values, goals, and aspirations. I act as an enthusiastic coach, cheering from the sideline as you learn to identify strengths and skills that have been hidden or overlooked, and celebrate with you when you integrate these into their self-talk, amplifying resilience and potential for positive change. By setting clear, achievable, and trackable goals, we navigate the complex ecosystem of emotions, beliefs, and behaviors, ensuring sustainable progress and working toward a sense of homeostasis. Through the lens of narrative therapy, we dissect communication patterns, uncovering missed opportunities for connection and understanding, and challenge the dominant stories that have shaped your lives. Together, cautious and determined, we walk through the labyrinth of emotions, uncovering treasures buried in half-healed wounds. Clients learn to navigate and impact their inner landscapes, finding solace and strength in their process of self-discovery.
Available

$110/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+9
With over 23 years of experience, I have had the privilege of working with a diverse range of individuals and families navigating life’s challenges. My work includes helping people manage anxiety, depression, grief and loss, relationship concerns, and life transitions. I also bring experience supporting military members and others who have experienced trauma, including PTSD and traumatic brain injuries. My approach to therapy is collaborative. I believe that therapy works best when we work together as a team. I strive to create a safe, supportive environment where you can share your story openly and feel heard without judgment. From there, we can explore practical tools and strategies that help you make meaningful and healthy changes in your life. Seeking support can feel like a big step, and I respect the courage it takes to begin the process. My goal is to help you gain insight, develop practical coping skills, and move toward a life that feels more balanced, meaningful, and fulfilling.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Depression
+9
Welcome to my practice designed to help you truly flourish. As your therapist I combine deep healing tools with forward focused approaches. Together we will not just manage your symptoms, we will uncover your strengths, clarify your values and actively build a life you love. My approach focuses on helping you safely process your current struggles and also give you a practical toolkit for day to day modern challenges. I am passionate about the unique roles animals play in your well-being.
VirtualAvailable

$175/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+10
You are not broken—you are becoming. Life brings challenges, and therapy can be a space where you feel safe, accepted, and empowered to grow at your own pace. I believe in a compassionate, collaborative approach that blends evidence-based practices with genuine curiosity about your unique story. Together, we’ll explore what matters most to you, track progress, and set meaningful goals that support healing and resilience. I am an EMDR certified therapist and child mental health specialist, licensed in both Washington, Idaho, and Montana , with a master's degree in Marriage and Family Therapy from Gonzaga University.
VirtualAvailable

$160/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable

$175/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Self Esteem
Trauma and PTSD
+10
I am an LPC with a PhD in psychology from Walden University. I have been counseling for almost 20 years. Before that, I was a teacher working with students with emotional concerns and their families. I know that it can be very difficult to take the first step to seek counseling. My intent the moment you “walk through the door” is for you to feel safe, cared for, listened to, and above all, understood. I am not here to judge or condemn. We all have our stuff. Life gets messy. Life can be complicated. I grew up in a Christian family riddled with dysfunction; alcoholism, addiction, anxiety, chronic pain, depression, suicidal ideation, and chronic medical issues. I have also worked in the educational sector with children with behavior issues, ADHD, ODD, OCD, attachment disorder, autism, as well as anxiety and depression. I am a people person. I am empathetic, I listen, I am real, and I can help.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$150/session

Authentic
Warm
Direct

Specialties

Anxiety
Couples Counseling
Depression
+5
Congrats on deciding on therapy! Choosing a therapist is a daunting task. I have over 14 years of experience with couples, families and individuals. I believe you are the expert on you. I bring the outside perspective to help highlight challenges, find new ways of interacting with your self and others. I use humor, straight talk and empathy to build trust and find solutions.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.