Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 175 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

New to Grow

$150/session

Specialties
Anxiety
Coping Skills
Life Transitions
I work with adults who struggle with anxiety and are looking for practical tools to feel more in control of their lives. My approach is warm, supportive, and person-centered, meeting you where you are while helping you build lasting coping skills. I incorporate evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and EMDR when appropriate, tailoring treatment to your unique goals, experiences, and pace.
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New to Grow

$175/session

Specialties
Anger Management
Anxiety
Coping Skills
+10
I want to work with you to gain the tools and strategies to help you move past the area that is of concern. I believe that we must find the positive and the good in each day, even if it's small, to give us the power and motivation to move forward. It is not always easy, but it is definitely worth it.
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New to Grow

$100/session

Specialties
Addiction
Anger Management
Anxiety
I am a compassionate and experienced licensed clinical social worker committed to creating a safe, supportive, and nonjudgmental environment where clients feel heard and understood. I use evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Motivational Interviewing, solution-focused techniques, and strengths-based interventions. I support clients navigating anxiety, depression, stress, trauma, relationship concerns, and life transitions while helping them develop healthier coping skills, build resilience, increase self-awareness, and create meaningful, lasting change.
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New to Grow

$160/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a compassionate and dedicated therapist who believes that every person has the potential to grow, heal and live a meaningful and fulfilling life. my approach to therapy is centered on creating a safe, welcoming and nonjudgemental environment where individuals feel heard, valued and supported as they navigate life's challenges. As a Christian, my faith is an important part of who I am and shapes my desire to serve others with compassion, grace, empathy and genuine care. I believe that emotional, mental physical and spiritual well-being all play a part in helping people experience a healthy and fulfilling life. When appropriate and welcomed, I am honored to incorporate Christian faith and values into the therapeutic process while respecting the individual's personal beliefs, experiences and journey. My goal as a therapist is help people understand themselves more deeply, develop healthy coping strategies, strengthen relationships, overcome obstacles and find hope and courage to move forward. I wany my clients to feel empowered to make positive changes and to recognize their own strengths and abilities. I strive to help people move toward a life that is happy, healthy and fulfilling. It is my privilege to walk alongside my clients during difficult times and to support them as they work toward becoming the best version of themselves.
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New to Grow

$110/session

Specialties
Trauma and PTSD
Anxiety
Depression
+6
Hi, I am Olena. I understand how overwhelming trauma, PTSD, and painful memories can feel. I’ve found that my niche is helping clients who are tired of feeling stuck, caught in old patterns, or reliving the past. You don’t have to keep carrying the weight of painful memories, past experiences, or emotions that feel impossible to manage alone. My approach is compassionate, collaborative, and person-centered. I believe you are the expert on your own life, and therapy should be a safe space where you feel supported, respected, and empowered throughout your healing process. I look forward to hearing your story.
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$200/session

Authentic
Direct
Empowering
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Dr. Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 10 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
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$110/session

Solution oriented
Empowering
Authentic
Specialties
Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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$95/session

Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
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$120/session

Authentic
Warm
Empowering
Specialties
Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 14 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable
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New to Grow

$100/session

Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+7
I believe that change happens when people are given the proper guidance and tools needed to pursue their goals while also giving them the autonomy to pull on their own strengths and qualities that will get them to the finish line. I provide clients with a space full of compassion and support to help them overcome obstacles and move forward in life. My therapeutic experience mostly consists of services provided to adult and adolescent clients struggling with depression, anxiety, trauma, family conflict, and stress related issues. I tailor various therapeutic modalities such as, Cognitive Behavioral Therapy, Solution Focused, Positive Psychology and Motivational Interviewing according to the client’s individual needs and wants. I believe that everyone is entitled to pursue and live a fulfilling and happy life. I believe that a large part of wellness is having healthy, meaningful relationships, not just with others, but with ourselves.
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$110/session

Authentic
Empowering
Open-minded
Specialties
Anxiety
Depression
Mood Disorders
+3
I'm Ashley Cross, a Licensed Clinical Social Worker and Board-Approved Clinical Supervisor with over 15 years of experience helping adults navigate anxiety, depression, bipolar disorder, life transitions, stress, and other emotional challenges. I believe therapy should be a place where you feel safe, supported, and free from judgment. My approach is compassionate, collaborative, and tailored to your unique needs and goals. Together, we'll work to better understand the challenges you're facing, build effective coping skills, and create meaningful, lasting changes that support your overall well-being and help you move toward a more balanced and fulfilling life.
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New to Grow

$130/session

Specialties
Addiction
Anger Management
Child or Adolescent
+9
I’m Kira Watley, LPC, LCDC, and owner of The Wellness Spot. I support clients navigating anxiety, depression, trauma, substance use, life transitions, and relationship stress. My practice offers a compassionate, culturally responsive space where clients can feel heard, supported, and empowered to heal. I have an extensive background working with multiple populations. I am here to support you through this journey.
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$140/session

Warm
Authentic
Empowering
Specialties
Anxiety
Grief
Trauma and PTSD
+10
You are not broken—you are becoming. Life brings challenges, and therapy can be a space where you feel safe, accepted, and empowered to grow at your own pace. I believe in a compassionate, collaborative approach that blends evidence-based practices with genuine curiosity about your unique story. Together, we’ll explore what matters most to you, track progress, and set meaningful goals that support healing and resilience. I am an EMDR certified therapist and child mental health specialist, licensed in both Washington, Idaho, and Montana , with a master's degree in Marriage and Family Therapy from Gonzaga University.
VirtualAvailable
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$160/session

Direct
Open-minded
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
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Often rebooked

$150/session

Authentic
Warm
Direct
Specialties
Anxiety
Depression
LGBTQ
+7
I believe that healing happens when we look at the whole picture. Mental wellness isn't just about what is happening in our minds, rather it is deeply connected to our environment, our social structures, and our lived experiences. With a professional background rooted in systemic advocacy, housing case management, and youth mentorship, my practice is built on the understanding that real emotional healing requires a foundation of physical, environmental, and psychological safety. I offer a space that is both deeply compassionate and grounded, where you can feel safe to explore your most authentic self. My communication style is a blend of gentle curiosity and direct, honest reflection, ensuring our sessions feel like a genuine conversation. I believe in meeting you with warmth and a touch of real-world relatability.
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$120/session

Authentic
Empowering
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+9
I'm Anabel, a clinical social worker and certified trauma therapist in TX and WA states. I work with people who are really good at holding it all together — until they're not. If you're exhausted in a way that's hard to explain, carrying more than your share, and wondering if this is just what life feels like now — this is the space I built for that. I work with adults who are holding everything together — managing responsibilities, relationships, and internal pressure — while quietly wondering why it all still feels so hard. My practice, Surviving to Thriving, exists for people who are ready to stop white-knuckling their way through life and start actually living it.
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$140/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Trauma and PTSD
Depression
+1
I am Jessica Gonzalez, a licensed mental health therapist and doctoral candidate in Counselor Education and Supervision with over a decade of experience working with individuals, families, and communities impacted by trauma, life transitions, and systemic stress. I specialize in culturally responsive, trauma informed care and forensic and immigration psychological evaluations, and I am especially passionate about supporting BIPOC, immigrant, and marginalized communities. My work blends clinical depth with compassion, helping clients feel seen, understood, and empowered as they navigate healing, growth, and major life transitions.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable
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$225/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Coping Skills
+6
I am a Licensed Professional Clinical Counselor (LPCC) and have been practicing since 2020. I earned my Master of Arts in Clinical and School Counseling from Loyola Marymount University, Los Angeles, in May 2020. I incorporate a range of therapeutic approaches, including Cognitive Behavioral Therapy (CBT), Emotionally Focused Therapy (EFT), Acceptance and Commitment Therapy (ACT), Motivational Interviewing (MI), and trauma-informed care. I tailor my approach to each client’s unique needs, helping them build resilience, improve relationships, and create meaningful change. In my free time, I enjoy hiking, traveling, reading, painting, journaling, and spending time with family and friends.
VirtualAvailable
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$120/session

Warm
Empowering
Authentic
Specialties
School Issues
Trauma and PTSD
Women's Issues
+8
Do you feel disconnected from your relationships and unsure of where to turn? Are you someone who is living with hurts from your past? Are you a parent searching for a better way to connect with your child? Or, maybe you are a teen who can't seem to figure out how you fit into your world. Whether you are struggling with depression, anxiety or trauma-related symptoms, I can help you embrace mental wellness through an impactful and transformative process. I offer an accessible, affirming and safe environment for you to discover the best version of yourself. I provide services using an online format that is secure, convenient and tailored to your needs. Are you ready to take the first step to a peaceful, purposeful life? Let's work together to uncover obstacles and barriers to living your best life.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Life Transitions
Self Esteem
+1
Has everything looked like it’s going well on the outside, but inside you feel like you’re hanging on by a thread? Are you waking up tired regardless of how much sleep you get? Do you see yourself as “the fixer” or “the caretaker” with your loved ones, but feel as though you don’t have any energy left when it comes to taking care of yourself? Does it feel selfish to take care of yourself? Does the thought of disappointing others and telling a loved one “no” fill you with dread? Old belief patterns don’t have to keep you feeling powerless anymore. Reaching out is a big first step in prioritizing your needs. I am committed to supporting you with warmth and compassion every step along the way. Together we can examine ways your old narrative no longer serves you and help foster a more peaceful and purposeful way of living.
VirtualAvailable
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$150/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable
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$115/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Self Esteem
+4
Hi my name is Maria Mercedes Giol, I am a licensed Mental Health Counselor in Florida, California, Utah and Washington. I was born and raised in San Juan, Puerto Rico, and completed my Master's in Mental Health Counseling in Miami, Florida. I have lived in sunny (sometimes Florida, lol ) for 29 years and I am a devoted mother to a 17-year-old son and 1 small dog. I enjoy boating with my family, watching sunsets, hiking, bicycling, singing, and making homemade soaps.
VirtualAvailable
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$175/session

Warm
Empowering
Authentic
Specialties
Anxiety
Depression
Grief
+9
I am a Licensed Clinical Social Worker providing teletherapy to teens, adults, and couples. I collaborate with patients to find solutions to the challenges that disrupt their lives. Overcoming a crisis in your relationship, working your way through loss as you grieve a loved one or life change, managing feelings or moods that overwhelm you and keep you from healthy functioning......these are just a few of the reasons that people begin therapy. Whatever might be challenging you and keeping you from living your best life, we can find solutions together, in therapy. Let's get started!
VirtualAvailable
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$120/session

Intelligent
Authentic
Solution oriented
Specialties
First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.