Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 138 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 1/31/2026

$120/session

Direct
Warm

Specialties

Anger Management
Anxiety
Depression
+10
I like working with individuals with a wide array of problems including: depression, anxiety, anger, trauma, relationship problems, behavioral disorders, substance abuse, impulse control problems, low self-esteem, low self-confidence, family problems, life skills deficits, and problems with decision-making. My goal is to help you achieve your goals. I am in the happiness business and I want help you achieve a happy, fulfilling lifestyle. I provide compassionate care and I am an efficient and effective counselor who uses evidence-based approaches like CBT and EMDR. I have an eclectic approach and I am skilled at cognitive-behavioral therapy, interpersonal therapy, psychodynamic therapy, existential therapy, reality therapy, grief therapy, and couples and family therapy. I provide therapy in a supportive, patient, and motivating manner. I do thorough assessments so that I can truly understand your situation and work with you to find solutions to your problems. I try to create an individualized, specific treatment approach for each client. Together, we will identify your challenges and goals - where you want your life to be a month, six months, a year from now. Then, we'll identify options and strategies you can use to get there. You'll leave the session with a better understanding of what you're facing with an "actions I can take right now" approach. There will always be room for suggestions concerning our work together, including keeping each other accountable.
VirtualAvailable
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Often rebooked

$102/session

Authentic
Humorous
Open-minded

Specialties

LGBTQ
Spirituality
Trauma and PTSD
+8
I am a husband, father, and twin brother (I have and identical twin sister). I am also a reiki master and hypnotherapist. When I am not conducting psychotherapy (talk therapy), I enjoy conducting past life regressions to help people resolve past life trauma. I also use hypnotherapy to heal trauma. Hypnotherapy is not covered by most insurances and may result in cash pay. I enjoy helping people identify their wants and needs so they can then identify their goals and dreams. I believe we all have had experiences that have stifled our self-confidence which then causes us to doubt our ability. I enjoy helping people discover that part of themselves that is hidden as a result. I believe the world is a collective of people. We need to take care of ourselves, each other, and the animals we share this planet with. I DO NOT CURRENTLY ACCEPT COUPLES FOR MARRIAGE COUNSELING.
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$200/session

Authentic
Warm

Specialties

LGBTQ
Perinatal Mental Health
Women's Issues
+6
Hello! I am Arwen, a Licensed Clinical Social Worker, committed to helping clients begin to live their best lives. Making the decision to seek help is a big step and is the beginning to changing the issues that are interfering with your daily life. I use a safe, holistic, compassionate, judgement free approach, knowing you are the expert of you. We all have past scars, but they do not need to dictate our future. Please note that I only work with individuals 18 and older. I do not do family or couple's therapy.
VirtualAvailable
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Often rebooked

$150/session

Warm
Direct

Specialties

Anxiety
Couples Counseling
Depression
+6
Congrats on deciding on therapy! Choosing a therapist is a daunting task. I have over 14 years of experience with couples, families, children and individuals. I believe you are the expert on you. I bring the outside perspective to help highlight challenges, find new ways of interacting with your self and others. I use humor, straight talk and empathy to build trust and find solutions.
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$150/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded

Specialties

Couples Counseling
LGBTQ
Life Transitions
I have over 20 years of experience and provide a safe, nonjudgmental space to adults and couples. I am CBT certified but utilize a blend of therapeutic approaches for clients to gain support and help developing skills .I am very passionate about empowering my clients to maneuver through any hindrances to inner peace and self-love. Let me help you develop skills to get you through some of those difficult transitions. Skills that will empower you and strengthen your foundation in preparation for the expected and unexpected twists and turns of life.
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$115/session

Challenging
Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
I am a Licensed Clinical Social Worker and have worked in the therapeutic field for over 20 years. People want to be heard, loved, and accepted without judgment for their thoughts and feelings. As a therapist, I provide that safe space for individuals to do so. I take pride in helping my clients look beyond the surface of personal challenges to identify and heal root issues. I have experience with children, adolescents, and adults with mental health conditions and other social stressors. I specialize in helping individuals dealing with depression, anxiety, low self-esteem, relationship with self, phase of life changes, parenting issues and others.
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$175/session

Open-minded
Humorous

Specialties

Coping Skills
Mood Disorders
Trauma and PTSD
+9
I am a Licensed Mental Health Counselor in the state of Washington and began my education at the University of Washington receiving a Bachelor of Arts Degree in Psychology. I went on to receive a Master of Arts Degree in Clinical Psychology from Argosy University in Seattle, Washington. After spending 8 years in the United States Army, I felt I could continue to serve my community and country by more intimately assisting those in need. I wanted to first understand "why do people do the things they do?" and second, learn how to help those people use their freedom to enjoy the life they want to live. I have worked in the mental health and social services field since 2008 with experiences that range from being a Court Appointed Special Advocate for children, a Behavioral Support Specialist for youth with disabilities and at-risk youth, a Child and Family Therapist, and an Adult Therapist for adults with serious (chronic) mental illness and substance use. I have been in private practice since 2019 continuing to help individuals and families with a variety of mental health needs.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+8
Hello! I am a licensed clinical social worker with 4 years of experience as a therapist I have experience in helping clients across the lifespan with stress and anxiety, trauma and abuse, anger management, motivation, self esteem, and confidence. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. I became a therapist to help people find healing, peace, confidence and fulfillment. One of my mentors described being a therapist as being a Sherpa-a guide through the wilderness of life, and I love that metaphor. Whatever your peak looks like, I want to help you get there.
VirtualAvailable
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$130/session

Warm
Empowering
Intelligent

Specialties

Anxiety
Coping Skills
Depression
+5
Hello, my name is Nicole. I will create a safe space for you to feel comfortable in sharing your concerns. If you are dealing with depression, anxiety, or possibly having difficulty adjusting to life stressors or changes, I am here to support and work with you as you navigate these issues. I utilize a variety of evidence-based interventions including Cognitive Behavioral Therapy to support client's in achieving mental well-being. For those who are solely interested in life coaching meetings and not psychotherapy, I do provide life coaching services to address (ex: career goals, etc.), please book a meeting with me on this platform.
VirtualAvailable
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$150/session

Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I have 10 years of experience helping men and women in the prison system. I'm currently licensed in Wyoming, Washington state, and Michigan and am certified in accelerated resolution therapy (ART) and trained in EMDR. I am LGBTQI+ and kink friendly. I am a certified clinical trauma professional. I like working with clients who may be dealing with trauma, especially PTSD, regardless of the cause because A.R.T. is so powerful. A.R.T. is especially helpful for veterans and first responders.
VirtualAvailable
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$120/session

Open-minded
Warm

Specialties

Addiction
Anger Management
Anxiety
+5
Hello, I'm therapist, Keith Jones . I am a LPCC with extensive experience with Substance Use Disorder issues. My passion is in the area of performance which has lead me to counsel individuals, athletes, artist, students, professionals, executives , groups and teams. This person- centered approach has been successful in helping clients identify their strengths, and to address the areas that keep them from their top performance. Together we will device a treatment plan and practice that will help you reach your goals and and let you be your best self.
VirtualAvailable
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$100/session

Authentic
Intelligent

Specialties

Anxiety
Mood Disorders
Serious Mental Illness
+10
With 15 years of clinical experience, I am dedicated to supporting you on your journey toward healing and personal growth. I have extensive experience working in the field with all developmental ages. My approach is deeply client-centered—I believe that every person’s story is unique, and my role is to provide a safe, nonjudgmental space where you feel heard and empowered. Together, we will work collaboratively to identify your strengths, overcome challenges, and develop strategies tailored to your goals. Whether you are seeking support for anxiety, depression, life transitions, or simply want to improve your overall well-being, my commitment is to help you build resilience and find lasting change. I look forward to being a partner in your growth and supporting you every step of the way. I am passionate about building authentic relationships with my clients and believe that trust and openness are essential to the therapeutic process. I strive to create a warm, approachable environment where you can feel comfortable being yourself and working towards meaningful change. My approach to helping you navigate through your challenges can be insightful and motivational. I incorporate evidence-based techniques that are tailored to your needs. You don’t have to deal with your challenges alone. I encourage you to take that first step towards a more fulfilling life.
VirtualAvailable
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$120/session

Solution oriented
Open-minded

Specialties

ADHD
Anxiety
Depression
+2
Hello! I am Jeff, a licensed therapist practicing in California and Washington. I specialize in treating ADHD, anxiety, depression, and difficulties in relationships. As a certified ADHD therapist, we will work together in improving your focus, motivation, and time management. Moreover as an RLT trained therapist, I will provide support in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your personal life and relationships. We will work together to discover your best self.
VirtualAvailable
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$100/session

Empowering
Direct
Authentic

Specialties

Anxiety
Grief
Trauma and PTSD
+5
Hi, I’m Ashley therapist, animal lover, creative soul, and lifelong daydreamer. I bring a warm and down-to-earth approach to my work, and I believe that connection, curiosity, and authenticity are at the heart of healing. When I’m not in session, you can usually find me lost in a good book especially fantasy, romantasy, or dark romance (I’m a proud BookTok girly). Some of my favorite reads have come straight from client recommendations. I always love hearing what’s on your bookshelf. I’m also a big fan of all things crafty. Paper crafting is my go-to especially junk journals and mini albums but I’ve dabbled in wreaths, t-shirts, and tumblers. My creativity also spills into my love of music, which spans from Sleep Token to George Strait to Eminem. I’m always up for discovering new bands or catching a local show. On slower days, I love wandering through antique stores and thrift shops. Most of my home is decorated with pieces that have a story either found secondhand or passed down through family. I find comfort in giving old things new life. Animals have always been a grounding force in my world. I’ve been riding horses since I was four, and my heart horse, Kirby, is my trail buddy and snack-sharing best friend (she’s a big fan of applesauce and cupcakes). My two dogs, Oliver and Dottie, are certified therapy dogs who’ve joined me in visits to hospices, hospitals, nursing homes, and children’s reading programs. Together, Kirby, Oliver, and Dottie inspired the name Free to Wander Counseling, a reflection of my belief that healing often begins when we allow ourselves to explore, play, and connect in gentle, open-hearted ways. Wherever you are on your journey, you are welcome here just as you are.
VirtualAvailable
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Often rebooked

$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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$185/session

Warm
Open-minded
Intelligent

Specialties

Anger Management
Life Transitions
Women's Issues
Hi, my name is Lydia Davis. I am a licensed Independent clinical social worker as well as a licensed clinical social worker in 4 states . I received my masters degree in social work in 2014 and I currently facilitate a women’s DBT group. I am well-versed in Patience with co-occurring Diagnosis. I also have an anger management specialist certificate.
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New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Life Transitions
+10
I help clients navigate emotional struggles and transform their lives with compassionate, evidence-based therapy. I take a client centered approach to therapy, tailoring each session to your unique needs and goals. I use Cognitive Behavioral Therapy (CBT) to help you identify and reshape unhelpful thought patterns. I am straightforward, compassionate, and understanding. I will always be truthful and upfront, with the goal of creating a supportive, safe, non-judgmental environment.
VirtualAvailable
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$125/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Grief
+9
I’m a seasoned Licensed Clinical Social Worker and would love to help you. I specialize in depression, anxiety and grief counseling. With years spent walking alongside individuals in their most vulnerable moments, I've come to understand the profound impact of compassion and connection. I am more than a professional; I am a guide, a listener, and a beacon of hope.
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$150/session

Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Depression
Insomnia/Sleep Issues
+10
Hello. I am a licensed clinical social worker with over 15 years of experience working in a clinical setting with youth, adults, couples and geriatrics with complex, chronic and acute mental health issues including trauma, addiction, depression, anxiety, insomnia, eating disorders, complex grief and adjustment issues among others. I am based in Florida however am dually licensed to treat individuals in both, Florida and Washington. I offer evidence based psychotherapy which is a collaborative effort that will focus on catering to your needs and preferences while also challenging unhealthy and destructive beliefs and coping strategies that keep you stuck. We will work together to develop an individualized treatment plan that incorporates your beliefs, values and needs for intervention and ultimately helps you achieve your goals for change.
VirtualAvailable
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$175/session

Authentic
Intelligent
Empowering

Specialties

Autism
LGBTQ
Physical Health Condition
+3
I am a queer, trans, and polyamorous therapist with over 30 years of experience in the mental health field. My journey began in 1992, and since then, I have worked across the clinical spectrum—from high-acuity crisis assessment in emergency departments to specialized non-profits serving the LGBTQIA+ and HIV communities. My practice is rooted in Feminist Psychotherapy, which means I view mental health through the lens of power distribution and systemic impact. I blend this with Acceptance and Commitment Therapy (ACT) to help clients move toward a value-driven life. I provide a space where you don't have to "translate" your life or identity. As a member of the queer, trans, and poly communities, I offer the ease of lived experience. For my neuro-divergent clients, I offer 30+ years of dedicated, affirming clinical specialization. My goal is to let you stop being "the teacher" so you can finally just be the client.
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$125/session

Warm
Empowering

Specialties

Anxiety
Depression
Military/Veterans
+10
Hi, I’m Maria a Licensed Professional Counselor with twenty years of experience, including more than fourteen years supporting military service members and their families. I specialize in working with adults who look put together on the outside but feel overwhelmed, exhausted, or stuck under the surface. Many of my clients are used to carrying everything alone, pushing through stress, and holding themselves to impossible standards. In our work together, we slow things down, make sense of the patterns that keep you tense or on edge, and build tools that actually fit your life. My goal is to help you move from survival mode into a steadier, more grounded way of living where you feel clear, capable, and supported, not stretched thin.
VirtualAvailable
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Often rebooked

$150/session

Empowering
Open-minded
Intelligent

Specialties

Anxiety
Life Transitions
Self Esteem
+2
Has everything looked like it’s going well on the outside, but inside you feel like you’re hanging on by a thread? Are you waking up tired regardless of how much sleep you get? Do you see yourself as “the fixer” or “the caretaker” with your loved ones, but feel as though you don’t have any energy left when it comes to taking care of yourself? Does it feel selfish to take care of yourself? Does the thought of disappointing others and telling a loved one “no” fill you with dread? Old belief patterns don’t have to keep you feeling powerless anymore. Reaching out is a big first step in prioritizing your needs. I am committed to supporting you with warmth and compassion every step along the way. Together we can examine ways your old narrative no longer serves you and help foster a more peaceful and purposeful way of living.
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$130/session

Authentic
Humorous

Specialties

Anxiety
Bipolar Disorder
Depression
I am a Licensed Professional Counselor with a passion for helping people. I believe that each person has the capacity to heal and grow, and I am committed to providing a safe and supportive environment for my clients to explore their challenges and develop effective coping mechanisms. I have a wide range of experience working with individuals, couples, and families, and I tailor my approach to each client's unique needs. I am committed to helping my clients overcome life's challenges and achieve their goals.
VirtualAvailable
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$120/session

Warm
Humorous

Specialties

Child or Adolescent
Crisis Intervention
Grief
+10
My name is Elizabeth, I am a licensed clinical social worker, first generation Latina with over 10 years of experience supporting individuals and families across diverse systems, including child welfare, medical, and school settings. I enjoy building a strong therapeutic alliance based on empathy, respect, and collaboration. I believe that each of us is on a unique journey, one that comes with its own challenges and opportunities for growth. Having a supportive, trusted person to walk alongside you and help process life’s experiences can be vital to healing and transformation
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Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.