Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 176 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated: 10/8/2026

New to Grow

$105/session

Specialties
ADHD
Anxiety
Depression
+10
Hello, my name is Val Golovanov. (LMHC) I believe positive transformation happens when there is collaboration for solutions, health in relationships, strengths are affirmed, and weaknesses are challenged. I offer an accepting, comfortable, and welcoming atmosphere in our therapeutic relationship. We will work together to determine the best treatment for your needs. You can expect a respectful and passionate professional who is dedicated to you and your goals. My goal is to foster a safe space and seek positive change in all areas of your life. It takes courage, resilience, and humility to begin counseling and I am excited to be a part of your unique journey. Looking forward to meeting you!
Available

New to Grow

$120/session

Specialties
Anxiety
First Responders/Healthcare Workers
Trauma and PTSD
+10
I’m a husband, father, and disabled Air Force veteran who loves working out and gaming. As a trauma-informed therapist with experience in hospice, mobile crisis, and telehealth, I provide a judgment-free zone for our sessions. I’m dedicated to supporting your unique journey with empathy and understanding to help you achieve your best you.
Available

$150/session

Open-minded
Warm
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I have over 11 years of experience helping adults and am licensed in Washington (LMHC), Illinois (LCPC), and Wisconsin (LPC). Additionally, I hold a Rehabilitation Counseling Certification (CRC). I work with clients facing mental health issues or challenging life experiences, including trauma, substance use, negative thoughts and emotions, and relationship difficulties. I was born and raised in Taiwan and have lived in the United States for 27 years. I am very empathetic and have extensive life experience. I can provide counseling in English or Mandarin. My doctoral degree is in mental health counseling. I do not prescribe medication.
Available

$200/session

Empowering
Intelligent
Solution oriented
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 13 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, personality disorders, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available

$160/session

Authentic
Open-minded
Solution oriented
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a compassionate and dedicated therapist who believes that every person has the potential to grow, heal and live a meaningful and fulfilling life. my approach to therapy is centered on creating a safe, welcoming and nonjudgemental environment where individuals feel heard, valued and supported as they navigate life's challenges. As a Christian, my faith is an important part of who I am and shapes my desire to serve others with compassion, grace, empathy and genuine care. I believe that emotional, mental physical and spiritual well-being all play a part in helping people experience a healthy and fulfilling life. When appropriate and welcomed, I am honored to incorporate Christian faith and values into the therapeutic process while respecting the individual's personal beliefs, experiences and journey. My goal as a therapist is help people understand themselves more deeply, develop healthy coping strategies, strengthen relationships, overcome obstacles and find hope and courage to move forward. I wany my clients to feel empowered to make positive changes and to recognize their own strengths and abilities. I strive to help people move toward a life that is happy, healthy and fulfilling. It is my privilege to walk alongside my clients during difficult times and to support them as they work toward becoming the best version of themselves.
Available

$150/session

Authentic
Warm
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+10
Hi, I’m Kristen Levin, LCSW. Life can feel overwhelming at times, and holding everything together isn’t always easy. If you’re going through a challenging season, feeling stuck, or simply needing space to focus on yourself, therapy can offer support, clarity, and relief. My approach is client-centered and strengths-based, with care tailored to each person’s unique needs and goals. I work collaboratively with clients to better understand their thoughts, emotions, and patterns, while gently guiding, supporting, and challenging them when helpful. I strive to create a safe, trusting, and comfortable environment where you can openly express yourself, process emotions, build coping skills, and develop a stronger sense of self. Together, we work toward meaningful change and a more balanced, fulfilling life. I draw from a range of evidence-based modalities, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Internal Family Systems (IFS), Solution-Focused Therapy, Mindfulness, Motivational Interviewing, and Client-Centered Therapy. Treatment is always collaborative, and we’ll develop a plan together that aligns with your specific goals. I look forward to connecting and supporting you on your journey.
VirtualAvailable

$100/session

Empowering
Authentic
Direct
Specialties
Addiction
Anger Management
Anxiety
I am a compassionate and experienced licensed clinical social worker committed to creating a safe, supportive, and nonjudgmental environment where clients feel heard and understood. I use evidence-based approaches, including Cognitive Behavioral Therapy (CBT), Motivational Interviewing, solution-focused techniques, and strengths-based interventions. I support clients navigating anxiety, depression, stress, trauma, relationship concerns, and life transitions while helping them develop healthier coping skills, build resilience, increase self-awareness, and create meaningful, lasting change.
Available

$160/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$95/session

Authentic
Intelligent
Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
Available

$150/session

Authentic
Warm
Empowering
Specialties
Couples Counseling
LGBTQ
Life Transitions
+4
COUPLES-Please note that most insurances will not cover the cost of couples session unless the reason for counseling is related to the a mental health diagnosis for the insured partner so the sessions will be billed as self pay. I have over 20 years of experience helping adults and couples navigate life's challenges in a safe, supportive, and nonjudgmental environment. My goal is to create a space where you feel heard, respected, and empowered to make meaningful changes that align with your values and goals. As a Certified Sex Therapist and CBT-certified therapist, I use an integrative approach to treatment, tailoring therapy to meet your unique needs rather than relying on a one-size-fits-all model. While Cognitive Behavioral Therapy (CBT) serves as one foundation of my work, I also incorporate evidence-based techniques from other therapeutic approaches to provide individualized care. I have experience working with clients facing anxiety, depression, relationship challenges, intimacy and sexual concerns, LGBTQIA+ issues, military-related experiences, and major life transitions. Whether you're navigating communication difficulties, rebuilding trust, managing stress, exploring your identity, or working toward greater emotional and relational wellness, I am committed to helping you develop practical skills and lasting insight. I believe therapy is a collaborative process built on trust, authenticity, and compassion. Together, we will identify your strengths, explore patterns that may be keeping you stuck, and develop strategies to help you move forward with confidence. My approach is warm, direct, and solution-focused while honoring your pace and individual experiences. Seeking therapy is a courageous step, and I consider it a privilege to walk alongside my clients throughout their journey. I am passionate about helping people build healthier relationships, improve emotional well-being, strengthen resilience, and create fulfilling lives that reflect who they truly are.
VirtualAvailable

$150/session

Authentic
Open-minded
Warm
Specialties
ADHD
LGBTQ
Women's Issues
+10
Welcome! I'm excited to embark on this journey of self-discovery and growth with you. Here, you'll find a safe, non-judgmental space where you can explore your thoughts, feelings, and experiences openly and honestly. Whether you're seeking support for issues related to sex, kink, polyamory, or identity within the LGBTQ+ community, know that you're in a welcoming and affirming environment. I understand the importance of embracing diversity and celebrating the richness of human experience. My goal is to empower you to navigate these aspects of your life with confidence and authenticity. Together, we'll work collaboratively to explore your goals and develop strategies to help you live a more fulfilling and authentic life. You're not alone on this journey. I'm here to walk alongside you, offering guidance, support, and compassion every step of the way. Your courage in seeking help is a testament to your strength and resilience, and I'm honored to be a part of your healing process. Thank you for trusting me with your care. I look forward to working with you and helping you create positive change in your life.
Available

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Challenging
Specialties
Anxiety
Life Transitions
Self Esteem
+10
You may look like you have things together on the outside while privately feeling stuck, overwhelmed, disconnected, or uncertain about what comes next. I work with adults navigating anxiety, self-esteem, relationship challenges, and life transitions, including people who are used to being capable, dependable, or successful but are struggling beneath the surface. With more than 10 years of experience as a social worker, I bring a collaborative and down-to-earth approach to therapy. Together, we'll explore the patterns shaping your thoughts, emotions, and relationships while developing practical strategies to navigate challenges, build confidence, and make changes that feel meaningful to you.
Available

$225/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

Often rebooked

$130/session

Warm
Authentic
Empowering
Specialties
ADHD
Autism
LGBTQ
+2
Hi! I'm a queer feminist who cares deeply about uplifting my community. I believe that my job is all about helping others be unapologetically themselves. I do not believe in the concept of "cringe" and I encourage my clients to really examine shame and unpack how this emotion has attached so deeply into our understanding of self. I have been serving the queer, neurodivergent, sex-positive, and polyamorous community for years. If you fall under with any of those or are wondering if you do, you're in the right place!
VirtualAvailable

$85/session

Solution oriented
Intelligent
Authentic
Specialties
Addiction
Anxiety
Depression
+10
Hello! I'm delighted you're taking the courageous step of seeking support. As an independently licensed therapist with over 20 years of practice, I bring a wealth of experience and a deep commitment to helping individuals and couples achieve their desired mental health outcomes. My educational foundation includes a Master of Clinical Social Work with a focus on Mental Health and Addictions Practice from Indiana University, and a Ph.D. from Western Michigan University. I'm licensed to practice across multiple states, including Michigan, Oregon, Illinois, Texas, and Washington, allowing me to serve a broad range of clients. My passion is helping adults successfully navigate challenges such as: • Stress • Mood Disorders (including anxiety and depression) • PTSD, anger management • Substance Use Disorders and other co-occurring conditions I also work with couples who are facing relationship challenges, guiding them toward stronger connection and communication. Ready to start your journey toward better mental health and a more fulfilling life? I look forward to partnering with you.
VirtualAvailable

$130/session

Warm
Solution oriented
Humorous
Specialties
Anxiety
Chronic Illness
Trauma and PTSD
+10
Many people come to therapy carrying experiences they've never told another person. Whether you're living with anxiety, depression, trauma, chronic illness, chronic pain, or navigating life as a neurodivergent person, you don't have to carry it alone anymore. I work with children, teens, and adults to create a space where you can be yourself without fear of judgment. Many of my clients have spent years masking who they are, minimizing their pain, or believing they have to handle everything on their own. Others carry experiences they worry are "too much" to share. In our work together, you don't have to hide parts of yourself or worry about being judged or misunderstood. I strive to create a therapeutic relationship where you feel safe enough to be honest, even about the things you've never said out loud. Whether you're processing trauma, navigating difficult life experiences, learning to live with chronic illness, or discovering what it means to be neurodivergent, we'll move at a pace that feels right for you. Together, we'll build practical coping skills, deepen self-understanding, and work toward a life where you feel more connected, empowered, and less alone.
Available

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Life Transitions
+10
I help clients navigate emotional struggles and transform their lives with compassionate, evidence-based therapy. I take a client centered approach to therapy, tailoring each session to your unique needs and goals. I use Cognitive Behavioral Therapy (CBT) to help you identify and reshape unhelpful thought patterns. I am straightforward, compassionate, and understanding. I will always be truthful and upfront, with the goal of creating a supportive, safe, non-judgmental environment.
VirtualAvailable

$150/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable

$175/session

Warm
Solution oriented
Direct
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I'm Sara. I help individuals caught in controlling and abusive relationships see through the gaslighting, reconnect with their intuition, and shift from survival to self-trust. I specialize in working with survivors of psychological, emotional, verbal, or physical abuse, narcissistic abuse, coercive control, and domestic violence. I also provide individuals struggling with anxiety, depression, trauma/PTSD, infertility and perinatal mood disorders, with the tools they need to begin healing. In couple's work, my approach focuses on recognizing and unlearning disruptive patterns, learning new strategies to communicate more effectively, and rebuilding emotional safety and connection. I graduated with my M.A in Counseling from Northwestern University in 2020, and am currently a doctoral student in the Counseling Education and Supervision program at University of the Cumberlands.
VirtualAvailable

$120/session

Authentic
Warm
Intelligent
Specialties
Coping Skills
Couples Counseling
Grief
+1
My approach is solution focused with the belief that you are coming to me for ideas and strategies that you may not have tried before. It is a collaborative approach that is by invitation. That means if one skill set doesn't work for you, we can explore another which may be more in line with your experience. This is also known as a client centered approach.
VirtualAvailable

$120/session

Solution oriented
Warm
Authentic
Specialties
Anxiety
Spirituality
Trauma and PTSD
+3
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$100/session

Humorous
Intelligent
Solution oriented
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+7
I believe that change happens when people are given the proper guidance and tools needed to pursue their goals while also giving them the autonomy to pull on their own strengths and qualities that will get them to the finish line. I provide clients with a space full of compassion and support to help them overcome obstacles and move forward in life. My therapeutic experience mostly consists of services provided to adult and adolescent clients struggling with depression, anxiety, trauma, family conflict, and stress related issues. I tailor various therapeutic modalities such as, Cognitive Behavioral Therapy, Solution Focused, Positive Psychology and Motivational Interviewing according to the client’s individual needs and wants. I believe that everyone is entitled to pursue and live a fulfilling and happy life. I believe that a large part of wellness is having healthy, meaningful relationships, not just with others, but with ourselves.
Available

$250/session

Intelligent
Solution oriented
Authentic
Specialties
Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.