Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 191 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/28/2026

$110/session

Authentic
Solution oriented
Empowering

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings, my name is Jacky Jaeok Kim and my Korean name translates to “pearl of wisdom” in my native tongue. I’m also a 1st generation Korean immigrant to the US, a proud dog mom, an insatiable polymath, a technology advocate, and a person of many facets with a lifetime’s worth of stories under my belt. As a former DACA recipient and survivor of SA, I carry a deep understanding of resilience and hope with me in everything I do. I have 11 years of experience in the mental health/medical field and community-based work. My journey began advocating for the civil rights and safety of individuals in the criminal justice system with Orleans Public Defenders. From there, I expanded my work to serve diverse populations in juvenile justice, education, hospital systems and more. A formative experience in my career was a summer spent fly-fishing and working alongside grizzlies in Katmai National Park, where I was in complete reverence to Mother Nature and the remoteness of the Alaskan wilderness. This eventually led me to the Yukon-Kuskokwim region of Western Alaska upon receiving my MSW, where I worked as an itinerant social worker among the Yup’ik population. This experience deepened my respect for the indigenous way of life and reinforced my life’s commitment to providing meaningful, excellent patient care and therapy in rural settings.
VirtualAvailable

$50/session

Solution oriented
Warm
Authentic

Specialties

Addiction
Child or Adolescent
Trauma and PTSD
+10
Arlene Angeline Chandra, MSW, MHP, LICSW, LCSW, SUDPt, CPP-AAPT, is a dedicated mental health professional, first-generation American, and first-generation college graduate whose life’s work is rooted in a deep commitment to healing and empowerment. With a passion for supporting children, youth, adolescents, and families, Arlene integrates evidence-based practices with a trauma-informed, culturally responsive approach to care. She holds a Bachelor of Arts in Psychology and Sociology from Gonzaga University (2014) and a Master of Social Work from the University of Michigan (2016). Arlene has been a nationally certified Trauma-Focused Cognitive Behavioral Therapist (TF-CBT) since 2016 and received her Mental Health Professional (MHP) designation in 2018. In 2020, she became a Licensed Independent Clinical Social Worker (LICSW) in Washington and earned her Certified Clinical Trauma Professional (CCTP) credential. She expanded her leadership capacity by completing a Master of Science in Nonprofit Management from Columbia University in 2022, and subsequently became a Licensed Clinical Social Worker (LCSW) in Oregon. Arlene further broadened her clinical scope in 2024 by earning her Substance Use Disorder Professional Trainee (SUDPt) certification. That same year and into 2025, she pursued advanced training to better meet the needs of her clients, obtaining the following specialized certifications: • ADHD-Certified Clinical Services Provider (ADHD-CCSP) • Certified Clinical Anxiety Treatment Professional (CCATP) • Certified Grief-Informed Professional (CGP) • Certified Shame-Informed Treatment Specialist (CSTS) Most recently, she became a Certified Professional Practitioner of Animal Assisted Play Therapy® (CPP-AAPT), allowing her to integrate therapeutic interactions with animals into her holistic, trauma-informed work.
VirtualAvailable

$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

$120/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 14 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable

New to Grow

$130/session

Specialties

Chronic Illness
Health/Medical Issues
LGBTQ
+10
I’m passionate about supporting adults navigating life with anxiety, depression, chronic illness, disability, complex family dynamics, grief, and life transitions. I also work a lot with clients who are neurodivergent or part of the LGBTQ+ community. I know how important it is to feel truly seen, heard, and understood. I combine personal life experiences with evidence based strategies to help you achieve your treatment goals.
Available

New to Grow

$150/session

Specialties

Anxiety
Health/Medical Issues
Life Transitions
+6
When life shifts, your body often feels it first. You might experience a "heavy" fatigue, or a nervous system that feels permanently stuck in "fight or flight." It can be difficult to find the best tools to manage life's challenges, but learning how to regulate your mind and body can significantly improve your quality of life. I'm Meghan, a Counselor specializing in Somatic-Informed Therapy. I believe that true resilience isn't just "mind over matter"—it's learning to listen to what your body is telling you. My approach combines traditional clinical insight with somatic (body-based) tools and mind-body techniques. We won't just analyze your stress; we will work to discharge it from your nervous system. Whether you are navigating something new or seeking new coping tools, I provide a grounded space to help you reconnect with yourself.
Available

$150/session

Direct
Warm

Specialties

ADHD
Autism
Trauma and PTSD
+8
I use play, mindfulness, emotionally-focused, and Attachment and Commitment in my practice. I am a strong believer that one of the only ways to come back from overwhelm is to do nothing, and the best way to do nothing is to play. I completed my internship in 2020 with the organization Child Abuse Prevention Association providing trauma informed care to adults and children via telehealth. After graduation I was a school based therapist working primarily with elementary children and their families. In that time I developed a specialty with neurodivergence. I have spent the last year working with neurodivergent children, teens, and adults here in Washington.
Available

$175/session

Open-minded
Warm
Authentic

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable

$120/session

Empowering
Humorous
Open-minded

Specialties

Anxiety
Depression
Family Conflict
+10
Hello and welcome. My name is Monica Grewal. I’m a licensed Marriage and Family Therapist and I use systems thinking in my practice to foster dynamic and healthy relationships within families and couples. As a postmodern therapist, I embrace the idea that no single truth prevails, and acknowledge the fluidity of identity within the ever-changing landscapes of human experience. My mission is to create a space where inclusivity thrives, each voice is heard and respected, and healing comes from within the interconnectedness of our stories and shared experience. Drawing from my own rich tapestry of life experience as a queer immigrant woman of color, I understand the profound impact that culture and intersectionality can have on one's perspective. In my practice, I wholeheartedly embrace the client's worldview, celebrating their unique experiences and identities, while gently encouraging them to explore alternative narratives and possibilities. In the therapy room, we work together as empathetic co-authors to compose narratives that reflect your values, goals, and aspirations. I act as an enthusiastic coach, cheering from the sideline as you learn to identify strengths and skills that have been hidden or overlooked, and celebrate with you when you integrate these into their self-talk, amplifying resilience and potential for positive change. By setting clear, achievable, and trackable goals, we navigate the complex ecosystem of emotions, beliefs, and behaviors, ensuring sustainable progress and working toward a sense of homeostasis. Through the lens of narrative therapy, we dissect communication patterns, uncovering missed opportunities for connection and understanding, and challenge the dominant stories that have shaped your lives. Together, cautious and determined, we walk through the labyrinth of emotions, uncovering treasures buried in half-healed wounds. Clients learn to navigate and impact their inner landscapes, finding solace and strength in their process of self-discovery.
Available

New to Grow

$150/session

Specialties

Anxiety
Coping Skills
Depression
+9
Welcome to my practice designed to help you truly flourish. As your therapist I combine deep healing tools with forward focused approaches. Together we will not just manage your symptoms, we will uncover your strengths, clarify your values and actively build a life you love. My approach focuses on helping you safely process your current struggles and also give you a practical toolkit for day to day modern challenges. I am passionate about the unique roles animals play in your well-being.
VirtualAvailable

$175/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable

$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+10
You are not broken—you are becoming. Life brings challenges, and therapy can be a space where you feel safe, accepted, and empowered to grow at your own pace. I believe in a compassionate, collaborative approach that blends evidence-based practices with genuine curiosity about your unique story. Together, we’ll explore what matters most to you, track progress, and set meaningful goals that support healing and resilience. I am an EMDR certified therapist and child mental health specialist, licensed in both Washington, Idaho, and Montana , with a master's degree in Marriage and Family Therapy from Gonzaga University.
VirtualAvailable

$160/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$150/session

Authentic
Warm
Direct

Specialties

Anxiety
Couples Counseling
Depression
+5
Congrats on deciding on therapy! Choosing a therapist is a daunting task. I have over 14 years of experience with couples, families and individuals. I believe you are the expert on you. I bring the outside perspective to help highlight challenges, find new ways of interacting with your self and others. I use humor, straight talk and empathy to build trust and find solutions.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$180/session

Authentic
Humorous
Direct

Specialties

Anxiety
Depression
Life Transitions
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable

New to Grow

$86/session

Specialties

Anxiety
Depression
Substance Misuse
I am passionate about working with individuals who are experiencing a moment or series of events in their life that seem difficult, unacceptable, or painful. I am here to listen, support, guide, and help you to work through those moments, as well as celebrate your wins and successes. "This too shall pass" moments are an absolute truth in life, and I look forward to working with you while they do. Currently serving the states of Washington, Pennsylvania and Maryland. In my spare time, I enjoy traveling all over the world, raising my teenager, learning Croatian, working out, trying new recipes, and spoiling my pit bulls!
Available

$150/session

Authentic
Warm
Empowering

Specialties

ADHD
Anxiety
Parenting
+10
Hi there, I'm Leslie. Do you often find yourself overwhelmed by the demands of a busy life? Maybe you feel like something is "off" that you cannot quite identify. You may feel disconnected and experience frequent low moods. You might be someone who has been diagnosed or self-identified as neurodivergent, or you may be raising a neurodivergent child and feeling lost in coping with your feelings about how to navigate that challenge. You might be stuck in (or exiting) a romantic relationship that does not serve you, but you are struggling to find your path forward. Whatever the source of your anxiety, I am here to help! I support individuals across a spectrum of ages and circumstances to understand how to find their footing in their daily lives. I use a unique person-centered behavioral approach that is affirming and includes action steps to access change. When you meet with me, you will hear "real talk" grounded in evidenced-based techniques. Together we will discover a path to a more manageable daily life that fits your specific circumstances. Congratulations on taking the step to seek support through therapy. l look forward to working together!
VirtualAvailable

$40/session

Empowering
Solution oriented
Intelligent

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable

$130/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Ebonie Henderson is an experienced psychotherapist, offering 18+ years of clinical practice. She is a Licensed Clinical Social Worker as well as a Licensed Addictions Counselor. Ebonie earned her Bachelor of Arts in Psychology in 2003, as well as her Master of Social Work degree in 2007 from The Ohio State University. Ebonie operates from an empowerment perspective and believes that all individuals have the right to live the life they desire and experience the fullness of a whole and unified self. Ebonie uses the therapeutic alliance to promote healing, and to assist individuals in employing practical strategies to cope with troublesome symptoms and stressors.
VirtualAvailable

Often rebooked

$150/session

Warm
Solution oriented
Authentic

Specialties

Couples Counseling
Family Conflict
Life Transitions
+8
Hello! I am a Licensed Marriage and Family Therapist serving clients in Washington, California, and Texas. I work with individuals, couples, and families facing a variety of challenges, including anxiety, stress, relationship concerns, and life transitions. I believe therapy should be a collaborative process tailored to your unique needs and goals. My approach is warm, compassionate, and practical, drawing from evidence-based modalities to help you gain insight, develop effective coping strategies, and create meaningful change. Seeking support is an important step, and I strive to provide a safe, nonjudgmental space where you can feel heard, supported, and empowered. I look forward to helping you move toward the life and relationships you want.
VirtualAvailable

$150/session

Empowering
Warm
Open-minded

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Many people come to therapy at a moment when they realize something in their life can’t continue the way it has been. You may feel stuck in painful patterns, overwhelmed by stress or uncertainty, or aware that something deeper needs attention. I offer a thoughtful, grounded space where we can slow down and explore what is happening beneath the surface so that meaningful change becomes possible. My work integrates mindfulness, somatic awareness, Internal Family Systems, and depth-oriented psychology to help clients understand themselves more clearly and move toward a life that feels more authentic and aligned.
VirtualAvailable

$150/session

Holistic
Open-minded

Specialties

Addiction
Anxiety
Trauma and PTSD
+3
I’m Michael, a Licensed Independent Clinical Social Worker and Substance Use Disorder Professional with a background in crisis work. I work with adults navigating anxiety, depression, trauma, life transitions, and substance use concerns. My style is supportive, practical, and nonjudgmental. I help clients build insight, strengthen coping skills, and take realistic steps toward feeling more grounded, confident, and in control of their lives.
Available

$100/session

Warm
Authentic
Empowering

Specialties

Anxiety
Chronic Illness
Depression
+10
Welcome, and thank you for taking this important first step. My name is Arany Orellana, and I am a licensed Clinical Social Worker in the States of Florida, Oregon, and Washington State, with 19 years of experience supporting adults facing mental health challenges. I am fluent in English and Spanish. I offer a safe, compassionate space where you can feel heard, supported, and understood. My goal is to empower you as you build self-compassion, personal growth, and a more fulfilling life. Together, we'll explore that matters most to you and how to move forward with clarity and confidence.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.