Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 122 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 1/6/2026

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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Older Adults
+9
Laura's holistic health approach, blends Mind, Body and Spirit with an Eco-therapy connecting you to the Earth, Water, Air, and the Fire within you, to bring balance and restorative health. I also do Life Coaching for change and growth. This is a cash only appointment and has many of the same therapy features, plus a lifetime accumulation of non clinical and experiential techniques to help you grow. I also have a group therapy on Tuesday Evenings for empowerment and self esteem. My Holistic Journey began with 30 Years of therapeutic Massage, blending with spiritual teachings, and completing with a clinical mental health degree. I have been through all stages of life with body awareness, positive psychology, mindfulness and gratitude. With celebrations and rituals to transform and empower you. My website gives you information at www.http:/natures-renewal.com With Renewal wilderness retreats and in person appointments coming in 2026.
VirtualAvailable
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Frequently rebooked

$125/session

Authentic
Humorous
Open-minded

Specialties

LGBTQ
Spirituality
Trauma and PTSD
+8
I am a husband, father, and twin brother (I have and identical twin sister). I am also a reiki master and hypnotherapist. When I am not conducting psychotherapy (talk therapy), I enjoy conducting past life regressions to help people resolve past life trauma. I also use hypnotherapy to heal trauma. Hypnotherapy is not covered by most insurances and may result in cash pay. I enjoy helping people identify their wants and needs so they can then identify their goals and dreams. I believe we all have had experiences that have stifled our self-confidence which then causes us to doubt our ability. I enjoy helping people discover that part of themselves that is hidden as a result. I believe the world is a collective of people. We need to take care of ourselves, each other, and the animals we share this planet with. I DO NOT CURRENTLY ACCEPT COUPLES FOR MARRIAGE COUNSELING.
VirtualAvailable
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$160/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+5
I am a Licensed Marriage and Family Therapist who has been practicing for seven years in a nationally recognized outpatient healthcare clinic. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic has provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others.
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+5
Hi. I am a Licensed Clinical Professional Counselor (LCPC) and a Licensed Mental Health Counselor (LMHC). Perspective clients need to know I genuinely care about the people I work with, and have a passion for joining people on their journey to a new self. The fact that you are searching for a therapist shows you would like something to change. This is very brave. We often lose perspective about situations and how we deal with them. This can be a result of things we have buried from our past, or relationships that did not support us in the way we need. I will give you a safe and supportive place to look at your unwelcome patterns and find a way to make your journey more fulfilling. My counseling focus is on adolescents, adults, and elders (65+). My philosophy is client-centered, Mindfulness based, trauma informed, and goal oriented. I have training and experience with Dialectical Behavior Therapy (DBT), Cognitive Behavior Therapy (CBT), and Mindfulness. My areas of focus include trauma, attachment issues, difficulties with distress tolerance and emotional regulation, along with families dealing with Alzheimer's. Your thoughts, feelings, and behaviors are what make you who you are. As we work together to understand these parts of you, we will find a way to alter those thoughts that no longer work for you and strengthen those that are helping you become who you wish to be.
VirtualAvailable
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Frequently rebooked

$100/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+7
Hello there, I am a Licensed Clinical Social Worker in the states of California and Washington. I graduated from UCLA with a masters in social work in 1995 and with a BA in Psychology from UCLA in 1992. I have more than 25 years of experience as a licensed mental health therapist and have worked in administrative and clinical supervision in community mental health clinics, administrative and clinical supervision in the county jail system supervising a team of 25 staff including psychiatrists, psychiatric nurse practitioners, psychiatric nurses, social workers, and Marriage and Family therapists and psychiatric Technicians. I also worked in county government as a program manager. I supervised a county drug and alcohol community program and worked to assure county program compliance. I have many years of direct practice and supervision of interns and clinicians seeking licensure in a variety of settings. I have worked with adults, children and families from diverse backgrounds. I have successfully helped clients with a range of problems including depression, anxiety, family conflicts, trauma, abuse, and addictions. I have done a lot of individual counseling, marriage and family counseling, and group counseling. I also worked with Hospice clients, crisis intervention and was a crisis team member for many years evaluating clients for danger to self, danger to others and grave disability. I am happily married and have two successful adult children and three grandchildren. I was born and raised California. I have lived in Western Washington for the past six years as part of a semi-retirement.
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New to Grow

$155/session

Specialties

Crisis Intervention
Grief
LGBTQ
+10
I am a Licensed Clinical Social Worker committed to guiding individuals through life’s most difficult seasons while helping them discover strength, healing, and renewed purpose. My professional experience spans acute psychiatric care, correctional settings, medical hospitals, and community mental health, allowing me to support people with diverse backgrounds and complex needs. I specialize in trauma recovery, grief and bereavement, crisis stabilization, substance use-related concerns, and the treatment of anxiety and depressive disorders. My approach is warm, collaborative, and grounded in evidence-based interventions including Cognitive Behavioral Therapy (CBT), Trauma-Focused CBT (TF-CBT), Solution Focused Brief Therapy (SFBT), and grief therapy techniques. I also offer faith-based counseling for clients who want to integrate their spirituality into treatment, recognizing the powerful role faith can play in resilience and emotional wellness. I value the unique identity and lived experiences of every client and strive to create a safe, nonjudgmental environment where honesty, vulnerability, and personal growth can occur. I believe that healing is not a one-size-fits-all process. Together, we will explore what is getting in the way of the life you want and build practical skills and insights that support long-lasting change. Whether you are coping with trauma, managing overwhelming emotions, experiencing loss, or simply feeling stuck, I am here to walk alongside you as you move forward with hope and confidence. My goal is to empower you to reclaim your narrative, strengthen your mental health, and live a life that feels meaningful and fulfilling.
VirtualAvailable
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$150/session

Warm
Direct

Specialties

Anxiety
Couples Counseling
Depression
+6
Congrats on deciding on therapy! Choosing a therapist is a daunting task. I have over 14 years of experience with couples, families, children and individuals. I believe you are the expert on you. I bring the outside perspective to help highlight challenges, find new ways of interacting with your self and others. I use humor, straight talk and empathy to build trust and find solutions.
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$150/session

Specialties

Anxiety
Life Transitions
Obsessive-Compulsive (OCD)
+6
After two decades in public education, I realized my true passion was helping people navigate life’s challenges on a deeper level. Becoming a therapist felt like a natural next step—one where I could use my ability to truly listen, think creatively, and see the whole picture to make a lasting impact. My work in schools, Major League Baseball, and private practice has given me a broad perspective and deep compassion for the struggles people face. With specialized training in different therapeutic modalities, I’m committed to offering personalized, evidence-based care to help clients feel understood, supported, and empowered to heal.
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New to Grow

$115/session

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
I am a Licensed Clinical Social Worker and have worked in the therapeutic field for over 20 years. People want to be heard, loved, and accepted without judgment for their thoughts and feelings. As a therapist, I provide that safe space for individuals to do so. I take pride in helping my clients look beyond the surface of personal challenges to identify and heal root issues. I have experience with children, adolescents, and adults with mental health conditions and other social stressors. I specialize in helping individuals dealing with depression, anxiety, low self-esteem, relationship with self, phase of life changes, parenting issues and others.
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New to Grow

$150/session

Specialties

Anxiety
Career Counseling
Life Transitions
I work with adults navigating anxiety, stress, and major life transitions—especially those who are used to holding everything together for everyone else. In therapy, we approach your story like a collaborative puzzle: you bring the pieces, and together we make sense of the bigger picture so you can slow down, reconnect with yourself, and grow. I support clients experiencing depression, anxiety, and chronic life stress by offering a warm, practical, and personalized space for reflection and healing. My approach blends compassion with actionable strategies, helping you build insight, strengthen coping skills, and create meaningful, sustainable change. If you’re feeling overwhelmed and looking for a therapist who understands the pressure of balancing work, relationships, and daily responsibilities, I’m here to help you move toward clarity and calm.
VirtualAvailable
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$175/session

Open-minded
Humorous

Specialties

Coping Skills
Mood Disorders
Trauma and PTSD
+9
I am a Licensed Mental Health Counselor in the state of Washington and began my education at the University of Washington receiving a Bachelor of Arts Degree in Psychology. I went on to receive a Master of Arts Degree in Clinical Psychology from Argosy University in Seattle, Washington. After spending 8 years in the United States Army, I felt I could continue to serve my community and country by more intimately assisting those in need. I wanted to first understand "why do people do the things they do?" and second, learn how to help those people use their freedom to enjoy the life they want to live. I have worked in the mental health and social services field since 2008 with experiences that range from being a Court Appointed Special Advocate for children, a Behavioral Support Specialist for youth with disabilities and at-risk youth, a Child and Family Therapist, and an Adult Therapist for adults with serious (chronic) mental illness and substance use. I have been in private practice since 2019 continuing to help individuals and families with a variety of mental health needs.
VirtualAvailable
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$150/session

Empowering
Warm
Solution oriented

Specialties

Anxiety
Mood Disorders
Women's Issues
+6
Hello! I'm Tabitha Rupard, a Licensed Professional Counselor with a passion for helping individuals navigate through life's challenges. I have dedicated my career to treating a range of conditions including anxiety, depression, substance abuse, and a particular focus on women's issues. It’s my belief that everyone deserves a safe, non-judgmental space where they can express their feelings, fears, and hopes, and this is what I strive to provide to each of my clients. Over the years, I have developed a compassionate, empathetic, and client-centered approach to therapy. I understand that each individual's journey is unique, and therefore, I tailor my therapeutic approach to meet the specific needs of each client. Whether you're dealing with anxiety, struggling with depression, battling substance abuse, or grappling with issues related to womanhood, I’m here to support you, offering the tools and guidance necessary to help you reclaim your life and your happiness.
VirtualAvailable
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$120/session

Open-minded
Warm

Specialties

Life Transitions
Trauma and PTSD
Women's Issues
+4
Hi, and welcome to a safe space for you to be able to express your thoughts and feelings. I am here to support you on your healing journey, provide validation, and help you grow by educating, processing, and calling out behaviors and areas in need of growth. In this walk, you are not alone. I am ready to walk with you.
VirtualAvailable
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Frequently rebooked

$150/session

Authentic
Warm
Open-minded

Specialties

Couples Counseling
LGBTQ
Life Transitions
I have over 20 years of experience and provide a safe, nonjudgmental space to adults and couples. I am CBT certified but utilize a blend of therapeutic approaches for clients to gain support and help developing skills .I am very passionate about empowering my clients to maneuver through any hindrances to inner peace and self-love. Let me help you develop skills to get you through some of those difficult transitions. Skills that will empower you and strengthen your foundation in preparation for the expected and unexpected twists and turns of life.
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New to Grow

$165/session

Specialties

Life Transitions
Men's Issues
Spirituality
+5
I am a Licensed Clinical Social Worker dedicated to helping individuals, couples, and families find clarity, healing, and hope in the midst of life’s challenges. My approach is grounded in compassion, curiosity, and collaboration. I believe therapy should feel like a safe, welcoming space where you can show up as your full, authentic self. I specialize in Cognitive Behavioral Therapy, Motivational Interviewing, Strength-Based approaches, faith-based counseling, and couples therapy. I bring years of experience supporting clients through anxiety, depression, trauma, relationship issues, major life transitions, and moments of feeling “stuck.” My work is deeply informed by my background in social work, my commitment to equitable wellness systems, and my belief that people thrive when they feel seen, supported, and empowered. In every session, my goal is to help you better understand your story, identify what’s getting in the way of your peace, and develop tools to move toward the life you want. I approach therapy with genuine empathy, a bit of humor when it fits, and a strong belief that healing is possible for everyone.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Coping Skills
Grief
+7
Great to meet you! Self-care is something I wholeheartedly believe in. I hold a master's degree in counseling psychology and have been helping others since 2009. The fundamental aspect of therapy is helping others to overcome life toughest seasons; addressing issues that may become a stumbling block. Life challenges can eventually lead to mental discomfort. Helping others for many years, I apply different treatment modalities that will assist you in reaching your therapy goals.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Depression
Insomnia/Sleep Issues
+10
Hello. I am a licensed clinical social worker with over 15 years of experience working in a clinical setting with youth, adults, couples and geriatrics with complex, chronic and acute mental health issues including trauma, addiction, depression, anxiety, insomnia, eating disorders, complex grief and adjustment issues among others. I am based in Florida however am dually licensed to treat individuals in both, Florida and Washington. I offer evidence based psychotherapy which is a collaborative effort that will focus on catering to your needs and preferences while also challenging unhealthy and destructive beliefs and coping strategies that keep you stuck. We will work together to develop an individualized treatment plan that incorporates your beliefs, values and needs for intervention and ultimately helps you achieve your goals for change.
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New to Grow

$150/session

Specialties

Anxiety
Grief
Women's Issues
+5
Hello, I'm Diana. I believe in a collaborative approach to therapy and will be here to help you with exploring and understanding feelings, relationships and experiences you may need more support around. I hope to help you unravel your thoughts and emotions, to promote further self-awareness, and develop healthier coping mechanisms to live a more sustainable and fruitful quality of life. As a 1st generation Asian American, I am here to also help individuals navigate the complexities of cross-cultural relationships. Whether you’re balancing different traditions, values, or communication styles, I provide a supportive space to explore identity, belonging, and connection. My approach honors cultural diversity while focusing on building understanding and resilience. Grief, illness, and loss touch every part of our lives, often leaving us feeling isolated or overwhelmed. I work with clients to process these experiences with compassion, helping them find meaning, healing, and strength in the midst of change. Together, we can create space for sorrow, hope, and perhaps gratitude.
VirtualAvailable
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$90/session

Open-minded
Holistic
Solution oriented

Specialties

Addiction
Couples Counseling
Women's Issues
+11
I have worked as a Licensed Mental Health Counselor for the past 24 years with a background in Creative Arts Therapies using Dance/Movement and Drama as therapeutic tools. For the past twelve years, I have had the pleasure and honor of working with Active Duty Service Members and their families in the USA and Europe. I have worked with clients with a wide range of concerns including depression, anxiety, relationship & parenting issues, as well as addiction recovery issues. I have helped individuals and couples who have experienced trauma and abuse. My counseling style is warm and interactive. I believe in treating everyone with respect, sensitivity, honesty and compassion. I believe it is important to support each individual's creativity and spontaneity to find viable solutions to life issues and ultimate goals! My approach combines cognitive-behavioral, humanistic, psychodynamic and rational-emotive counseling. I will tailor our dialogue and treatment goals to meet your unique and specific needs. It takes courage to seek a more fulfilling and happier life and to take the first steps toward change. If you are ready to take that step I am here to support and empower you. I look forward to working with you.
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$100/session

Solution oriented
Open-minded

Specialties

Addiction
Coping Skills
Self Esteem
+10
My name is Melissa and I'm a licensed mental health counselor based in FL and licensed in Washington as well. I received my master's degree from Capella University. I've worked with adults in many different areas of behavioral health from outpatient to residential. I have over 6 years of experience in providing counseling services with over 20 years of experience working in behavioral health, substance use and mental health.
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$120/session

Solution oriented
Open-minded

Specialties

ADHD
Anxiety
Depression
+2
Hello! I am Jeff, a licensed therapist practicing in California and Washington. I specialize in treating ADHD, anxiety, depression, and difficulties in relationships. As a certified ADHD therapist, we will work together in improving your focus, motivation, and time management. Moreover as an RLT trained therapist, I will provide support in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your personal life and relationships. We will work together to discover your best self.
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New to Grow

$125/session

Specialties

Mood Disorders
Serious Mental Illness
Trauma and PTSD
+10
I’m Ray Fredrickson, and I’m a LICSW living in Spokane, Washington, and I enjoy working with people who are ready for change. My goal is to help you feel more grounded, empowered, and connected to yourself. If your mental health is making that difficult right now, I’m here to support you in working through obstacles and finding your path forward.
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New to Grow

$90/session

Authentic
Humorous

Specialties

Military/Veterans
Serious Mental Illness
Substance Misuse
+10
As a Licensed Clinical Social Worker and Clinical Addiction Specialist Associate, I believe that mental health care is essential for creating balance, resilience, and well-being. Reaching out for support can be a difficult first step, and I want to recognize the courage it takes to begin this journey. I have extensive experience working with adults of all backgrounds, supporting those navigating anxiety, depression, trauma, life transitions, relationship challenges, homelessness, and substance use.
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$125/session

Warm
Empowering

Specialties

Anxiety
Depression
Military/Veterans
+10
Hi, I’m Maria a Licensed Professional Counselor and Approved Clinical Supervisor with twenty years of experience, including more than fourteen years supporting military service members, veterans, and their families. I specialize in working with high-achieving adults who look put-together on the outside but feel overwhelmed, exhausted, or stuck under the surface. Many of my clients are used to carrying everything alone, pushing through stress, and holding themselves to impossible standards. In our work together, we slow things down, make sense of the patterns that keep you tense or on edge, and build tools that actually fit your life. My goal is to help you move from survival mode into a steadier, more grounded way of living where you feel clear, capable, and supported, not stretched thin.
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$100/session

Specialties

Addiction
Anxiety
Trauma and PTSD
+10
Christopher Dane Keil is a Licensed Professional Counselor in Helper, UT who works with individuals and couples across the lifespan. He supports clients facing trauma, anxiety, depression, PTSD, and addiction, especially when intense emotions—like fear, shame, or low self-worth—feel overwhelming or disruptive. Christopher’s approach is warm, validating, and practical. He tailors treatment to each client and blends evidence-based methods, including EMDR and Accelerated Resolution Therapy (ART), to help the brain reprocess painful experiences and reduce symptoms. He also draws from IFS-informed, narrative, ACT, and somatic strategies as needed so clients gain tools that fit their lives. With more than 15 years in the mental health field and a Master’s in Clinical Mental Health Counseling from the University of Phoenix, Christopher’s goal is to help clients build resilience, feel more grounded, and take clear next steps in their healing.
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Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.