Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 139 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/21/2026

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New to Grow

$120/session

Specialties

Anxiety
Child or Adolescent
Life Transitions
+10
Welcome! I am a Licensed Clinical Social Worker that honors client-led sessions to support your wellbeing journey with humility. I seek to support clients in identifying a desired outcome and explore how to build upon their strengths and examples of success to address their emotional, social and psychological wellbeing. I am passionate about working with youth and their caregivers to provide early intervention during the formative years of development to support the youngest in our community and help them flourish. I believe in the impact of recognizing positive feelings and functioning in life, in addition to character strengths and behaviors that help build a meaningful and purposeful life. I recognize the importance of cultural and community strengths to demonstrate how our social environment can benefit our mental health outcomes.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Couples Counseling
Depression
+10
'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
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New to Grow

$175/session

Specialties

Anxiety
Depression
Trauma and PTSD
+3
Dr. Maria Williams, Ph.D., LMHC, LPC I am a licensed therapist with over nine years of experience providing compassionate, evidence-based behavioral health care to adolescents and adults. I am dedicated to helping individuals navigate life’s challenges, heal from difficult experiences, and create meaningful, lasting change. I earned her Doctor of Psychology with a minor in Addictions, along with a Master of Counseling Psychology. My clinical experience spans both inpatient and outpatient settings, where she has supported individuals with a wide range of mental health and substance use concerns. I provide collaborative, strengths-based approach to therapy, helping clients build practical coping skills, strengthen emotional resilience, and gain deeper insight into their experiences. She strives to create a safe, supportive environment where clients feel heard, understood, and empowered to make meaningful progress.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Depression
LGBTQ
+6
Welcome to Your Therapeutic Journey! My name is Trent, and I am pleased to assist you in addressing the behavioral health concerns you've brought to your journey with me today. As a Client-Centered and Solution-Focused therapist, my goal is to support you in defining and achieving your personal dreams and aspirations. To begin, I would like to introduce the "miracle question." This exercise will help us envision what your ideal life would look like if you were to wake up tomorrow with everything in place as you hope. Once we establish this vision, we can prioritize your goals and collaborate on developing strategies and coping mechanisms that align with your desired outcomes. It's important to recognize that your fulfillment is shaped by your efforts and the meaningful interactions that you've identified as significant. Once we've created a treatment plan based on your objectives, we will work through each goal step by step. Regular check-ins will allow us to assess your feelings about your progress and make any necessary adjustments to the treatment plan, including the addition of new goals as they arise. Please keep in mind that the therapeutic process can sometimes feel challenging before it improves, so your feedback is crucial. It will enable me to adapt your treatment plan to ensure that your therapeutic goals are being effectively addressed. Should you wish to schedule your first session, I invite you to check my calendar for available slots and self-book at your convenience. I look forward to meeting with you soon. In the meantime, please feel free to reach out for support or with any questions or concerns you may have. I strive to respond to chat messages within 24 hours when possible. Congratulations on taking this significant step toward your therapeutic goals! Best regards, Trent
VirtualAvailable

Often rebooked

$120/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I have been licensed for 35 years. I received my degree in clinical psychology from George Fox University. I specialize in PTSD, depression and anxiety. I use EMDR and CBT to address trauma. I enjoy helping people discover stories they have been living that no longer work for them. Hope is an essential quality to have as you embrace new narratives and ways of being in the world. I am committed to honesty and compassion as you discover new ways of being. I employ a style that is relational and collaborative. Faith has been an important part of my journey and I am comfortable incorporating that into your work if you desire.
VirtualAvailable

$125/session

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+10
My name is Melyssa Rivera-Lopez; a Forensic Licensed Clinician who graduated with high honors from Barry University. I have 9+ years of experience working as a clinician. Responsibilities include delivering evidence-based treatment options, assessments, diagnosis, recommendations pertaining to mental health status, and serving as an expert witness. Other functions include policy and program development, mediation, advocacy, and behavioral science research.
VirtualAvailable

$120/session

Intelligent
Warm
Authentic

Specialties

Anxiety
Spirituality
Trauma and PTSD
+3
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I’m a Marriage and Family Therapist specializing in trauma, anxiety, depression, and relationship issues. I help adults make sense of what they’re feeling and understand why these patterns keep showing up—especially in relationships. My work is grounded in an attachment-based, trauma-informed approach. Many of the struggles we face as adults are rooted in earlier experiences of emotional inconsistency, neglect, or psychological harm. These experiences can shape how we see ourselves, how safe we feel with others, and how we respond when relationships become stressful. Together, we’ll go beyond just talking about your thoughts. Using a bottom-up approach, we’ll work with your nervous system and emotional responses to create real, lasting change—not just temporary coping.
VirtualAvailable

$125/session

Open-minded
Warm

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
I am a Licensed Clinical Social Worker and have worked in the therapeutic field for over 20 years. People want to be heard, loved, and accepted without judgment for their thoughts and feelings. As a therapist, I provide that safe space for individuals to do so. I take pride in helping my clients look beyond the surface of personal challenges to identify and heal root issues. I have experience with children, adolescents, and adults with mental health conditions and other social stressors. I specialize in helping individuals dealing with depression, anxiety, low self-esteem, relationship with self, phase of life changes, parenting issues and others.
VirtualAvailable

$130/session

Authentic
Humorous

Specialties

Anxiety
Bipolar Disorder
Depression
I am a Licensed Professional Counselor with a passion for helping people. I believe that each person has the capacity to heal and grow, and I am committed to providing a safe and supportive environment for my clients to explore their challenges and develop effective coping mechanisms. I have a wide range of experience working with individuals, couples, and families, and I tailor my approach to each client's unique needs. I am committed to helping my clients overcome life's challenges and achieve their goals.
VirtualAvailable

$100/session

Authentic
Humorous
Empowering

Specialties

First Responders/Healthcare Workers
Life Transitions
Trauma and PTSD
+9
Navigating through the journey of life we inevitably run into hindrances that challenge our momentum. Change is hard and can often be sudden and unpredictable, leaving us without the proper tools to cope with these changes. We have to learn to acclimate to our surroundings on our terms. Whether it's a traumatic response, addiction, grief and loss, anxiety, loss of confidence, feeling lost and overwhelmed, feelings of depression or stagnation, there's hope. It takes courage to look into a mirror and see who's looking back, it takes strength to want to make a change and hope to inspire change. My goal is to inspire Hope. To inspire people to look inward and see what is there, what already exists. I want to see people believe in themselves. My goal is to assist people in regaining a strong and confident sense of self.
VirtualAvailable
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New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable
No reviews yet
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New to Grow

$120/session

Specialties

Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 13 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable

$125/session

Direct
Open-minded

Specialties

Coping Skills
Mood Disorders
Trauma and PTSD
With over twenty years experience as a therapist, I have always considered it a privilege to be allowed into the most intimate details of my clients' lives, their pain, their sorrows and their joys. Using a collaborative approach, I help clients gain insight into the thoughts and behaviors that may be holding them back. I help clients to draw on their strengths, and to learn coping skills in order to improve their lives, and find greater happiness. I specialize in mood disorders, personality disorders, relationship issues, sexual addiction, grief, trauma and anxiety. Therapy, can be hard but rewarding work, and I honor your trust by providing a safe and supportive environment in which you can share your story and heal.
VirtualAvailable
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New to Grow

$160/session

Specialties

Anxiety
Coping Skills
Depression
+9
I help teens and adults cope with stress, express themselves honestly, and explore personal meaning and purpose. I have experience working with teens and adults in private practice and other settings, using my skills as a therapist to help people find relief, direction, motivation, and meaning. I use relational psychodynamic methods, with insights from CBT and others. My focus is on a person's feelings, which are the gateway to the unconscious, although thoughts and thinking are also important. By exploring feelings we can attain greater self understanding, and this can help us to find solutions and coping skills to deal with our problems.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+8
If you're feeling overwhelmed by anxiety, haunted by past trauma, or burdened by depression, you're the client I'm here to support. Through a holistic and collaborative approach, I help my clients to untangle complex emotions and develop practical tools for lasting change. My passion is to help clients discover a renewed sense of peace, clarity, and the internal strength to live more fully and joyfully, reclaiming their well-being.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$175/session

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable

$225/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

$115/session

Solution oriented
Authentic

Specialties

Anxiety
Depression
Self Esteem
+4
Hi my name is Maria Mercedes Giol, I am a licensed Mental Health Counselor in Florida, California, Utah and Washington. I was born and raised in San Juan, Puerto Rico, and completed my Master's in Mental Health Counseling in Miami, Florida. I have lived in sunny (sometimes Florida, lol ) for 28 years and I am a devoted mother and girlfriend to a 16-year-old son and two small dogs. I enjoy boating with my family, watching sunsets, hiking, bicycling, singing, and making homemade soaps.
VirtualAvailable

$120/session

Direct
Authentic

Specialties

Addiction
Anxiety
Depression
+6
I'm a Licensed Mental Health Counselor who knows that you are much more than a diagnosis. Having spent many years working in crisis intervention, suicide prevention, and with people in a variety of difficult legal and personal situations, I tend to be unflappable. I want to help you control the anxiety and depression that can feel so limiting. As someone in recovery myself, I welcome those who are looking to move beyond the stifling grip of substance abuse. I begin from a place of acceptance and positive regard, and utilize evidence-based strategies in collaboration with the client, to come together in a plan for meaningful growth.
VirtualAvailable

$150/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable

$150/session

Authentic

Specialties

Anxiety
Career Counseling
Life Transitions
I work with adults navigating anxiety, stress, and major life transitions—especially those who are used to holding everything together for everyone else. In therapy, we approach your story like a collaborative puzzle: you bring the pieces, and together we make sense of the bigger picture so you can slow down, reconnect with yourself, and grow. I support clients experiencing depression, anxiety, and chronic life stress by offering a warm, practical, and personalized space for reflection and healing. My approach blends compassion with actionable strategies, helping you build insight, strengthen coping skills, and create meaningful, sustainable change. If you’re feeling overwhelmed and looking for a therapist who understands the pressure of balancing work, relationships, and daily responsibilities, I’m here to help you move toward clarity and calm.
VirtualAvailable

Often rebooked

$125/session

Authentic
Solution oriented
Warm

Specialties

Family Conflict
Anxiety
Coping Skills
+8
Hello! I am a licensed marriage and family therapist licensed in WA and CA. I received my master's degree in psychology from California Polytechnic University, Pomona. I have been actively practicing with a variety of populations for over 9 years. I use a number of therapeutic modalities based on the needs of my clients. I find that the therapeutic process is journey that I am honored to be on, my objective is to help my clients achieved their desired goals from treatment.
VirtualAvailable
No reviews yet
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New to Grow

$185/session

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi! I’m Dave McNew, a licensed clinical psychologist. I work to help those with marginalized identities (sexually & gender queer, BIPOC) to heal chronic struggles with trauma, anxiety, and depression. I use my passion for relational healing, mindfulness, and self-compassion to build space in which you can know yourself more fully and live more authentically. I help to cultivate more safety and joy in your relationships with others, and with yourself. I make space for you to face the parts of yourself that are hardest to feel. Where there was pain and confusion, I help you find greater calm, peace, and connection.
VirtualAvailable
Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.