Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 176 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated: 10/20/2026

Often rebooked

$150/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
Hi, I’m Valerie Harris-Reamer. I’m a Licensed Marriage and Family Therapist Do you turn to food, alcohol, or drugs to deal with feeling lonely or rejected, or to cope with added stress and anxiety? Have you lost the joyful feelings that you used to have in life? Do you feel fear-stricken, even in the “comfort” of your own home? Do you feel like there are so many things to manage and your forever-growing “to-do list” leaves you feeling completely overwhelmed? I work with women who have experienced tough stuff in their childhood and feel like they have lost their way. Sometimes we turn to food, alcohol, and drugs or, we withdraw from friends and family, just to cope. Does this sound like you? These coping skills affecting our lives as adults often stem from hurts that happened during childhood and were never healed. My goal is to help you stop engaging in patterns that started from what you learned as a way of survival. You will get encouragement and a toolbox of practical actions you need to find your way to living your best life. I believe that you are worthy of love and care. I believe that therapy should address the whole person – their mind, body, and spirit. I believe that loving and accepting ourselves for who we are, scars and all, is one of the most courageous things we can do. Start making yourself a priority and begin enjoying your life. Let's do this!
VirtualAvailable

New to Grow

$105/session

Specialties
ADHD
Anxiety
Depression
+10
Hello, my name is Val Golovanov. (LMHC) I believe positive transformation happens when there is collaboration for solutions, health in relationships, strengths are affirmed, and weaknesses are challenged. I offer an accepting, comfortable, and welcoming atmosphere in our therapeutic relationship. We will work together to determine the best treatment for your needs. You can expect a respectful and passionate professional who is dedicated to you and your goals. My goal is to foster a safe space and seek positive change in all areas of your life. It takes courage, resilience, and humility to begin counseling and I am excited to be a part of your unique journey. Looking forward to meeting you!
Available

Often rebooked

$120/session

Warm
Authentic
Empowering
Specialties
Depression
Eating Disorders
Women's Issues
+9
Many of my clients come to therapy feeling overwhelmed by difficult emotions or patterns of behavior they want to better understand and change. They seek to strengthen their sense of self-worth, build healthier relationships, and feel more grounded and confident in their daily lives. I provide a supportive and non-judgmental space where clients can safely explore their emotions, understand unhelpful patterns, and develop practical tools for change. Together, we work to strengthen self-worth, foster healthier relationships, and create lasting emotional well-being.
VirtualAvailable

New to Grow

$175/session

Specialties
ADHD
Childhood / Intergenerational Trauma
Trauma and PTSD
+7
I am a credentialed Licensed Mental Health Counselor based in Olympia, WA, dedicated to guiding individuals across the lifespan through their healing journeys. Many of my clients have already found great success in navigating difficult life experiences but are hoping to improve the quality of their connections - with themselves and others. I am particularly sensitive to clients with conflicting emotional and relational difficulties related to neurodivergence, significant life transitions—including divorce, grief and loss, and parenthood—and interpersonal violence and other forms of trauma. Utilizing a trauma-informed lens which looks at how the families we grew up in impact our relationships today, I strongly believe in empowering clients to be the best versions of themselves and recognizes the "Kairos"—the opportune moment—when healing begins. My practice integrates a variety of evidence-based approaches, including nutrition for mental health - helping clients think and feel better by changing their diet, somatic psychotherapy - applying mind-body healing, EMDR (Eye Movement Desensitization and Reprocessing) - helping clients integrate and heal traumatic memories and reduce emotional distress, cognitive-behavioral techniques - making connections between thinking and feeling to get out of unhelpful thinking patterns, and solution-focused methods - looking at what's working and expanding that, all aimed at fostering holistic health.
Available

$160/session

Authentic
Direct
Solution oriented
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$240/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+6
As a first-generation Filipina-American liberation psychologist licensed in California, Washington, and Hawaii, I bring over 21 years of experience supporting individuals through anxiety, depression, major life transitions, and the lasting effects of intergenerational trauma. My approach combines the best of evidence-based therapy with innovative practices such as psychedelic harm reduction, integration therapy, and ketamine-assisted psychotherapy. Clients often describe me as both warm and direct - someone who creates a safe, non-judgmental space while also helping them move toward real change. Together, we’ll focus on building clarity, resilience, and balance across mind, body, and soul. PLEASE NOTE: I do not work with clients involved in active legal cases, including disability claims or litigation-related documentation, and I do not provide letters for work accommodations, disability, or leave-of-absence requests.
VirtualAvailable

$95/session

Authentic
Intelligent
Warm
Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
Available

$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Perinatal / Postpartum
I'm Heather Davies, a dedicated counselor with over 20 years of experience helping individuals navigate life's challenges. I earned my BA in Psychology from the University of Texas at Arlington and my MA in Counseling from Dallas Baptist University. My practice focuses on women's issues, parenting support, stress management, anxiety and panic disorders, and depression. Through a compassionate and personalized approach, I strive to create a safe space for healing and growth.
Available

$200/session

Authentic
Empowering
Solution oriented
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 13 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, personality disorders, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Coping Skills
Life Transitions
+10
I help clients navigate emotional struggles and transform their lives with compassionate, evidence-based therapy. I take a client centered approach to therapy, tailoring each session to your unique needs and goals. I use Cognitive Behavioral Therapy (CBT) to help you identify and reshape unhelpful thought patterns. I am straightforward, compassionate, and understanding. I will always be truthful and upfront, with the goal of creating a supportive, safe, non-judgmental environment.
VirtualAvailable

$85/session

Solution oriented
Intelligent
Authentic
Specialties
Addiction
Anxiety
Depression
+10
Hello! I'm delighted you're taking the courageous step of seeking support. As an independently licensed therapist with over 20 years of practice, I bring a wealth of experience and a deep commitment to helping individuals and couples achieve their desired mental health outcomes. My educational foundation includes a Master of Clinical Social Work with a focus on Mental Health and Addictions Practice from Indiana University, and a Ph.D. from Western Michigan University. I'm licensed to practice across multiple states, including Michigan, Oregon, Illinois, Texas, and Washington, allowing me to serve a broad range of clients. My passion is helping adults successfully navigate challenges such as: • Stress • Mood Disorders (including anxiety and depression) • PTSD, anger management • Substance Use Disorders and other co-occurring conditions I also work with couples who are facing relationship challenges, guiding them toward stronger connection and communication. Ready to start your journey toward better mental health and a more fulfilling life? I look forward to partnering with you.
VirtualAvailable

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$125/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Depression
First Responders/Healthcare Workers
+10
I’m a licensed therapist who is passionate about helping individuals find balance, clarity, and healing in the midst of life’s challenges. I specialize in working with adults—particularly women and helping professionals—who are navigating anxiety, burnout, life transitions, and emotional overwhelm. My approach is warm, collaborative, and grounded in evidence-based practices, while also honoring the importance of each client’s unique experiences, values, and cultural background. I use an integrative style that may include Cognitive Behavioral Therapy (CBT), attachment-based work, mindfulness, and, for those who desire it, faith-based counseling. I believe that therapy should be both practical and meaningful—providing you with tools you can use in your daily life while also creating space for deeper insight and lasting change. My goal is to create a supportive, nonjudgmental environment where you feel seen, heard, and empowered. Together, we will work to help you better understand yourself, strengthen your coping skills, and move toward a more grounded, intentional, and fulfilling life.
VirtualAvailable

$120/session

Empowering
Intelligent
Specialties
Anxiety
First Responders/Healthcare Workers
Trauma and PTSD
+10
I’m a husband, father, and disabled Air Force veteran who loves working out and gaming. As a trauma-informed therapist with experience in hospice, mobile crisis, and telehealth, I provide a judgment-free zone for our sessions. I’m dedicated to supporting your unique journey with empathy and understanding to help you achieve your best you.
Available

$40/session

Empowering
Solution oriented
Intelligent
Specialties
Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable

$120/session

Solution oriented
Authentic
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I will meet you where you are and work tirelessly to assist you in getting to where you want to go. I strive to be warm, compassionate and empathetic as I gently guide you through the healing journey. I recognize that healing is individualized and treatment approaches should be tailored for each person for the best possible outcome potential. I look forward to walking alongside of you as you explore your concerns.
Available

$100/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Bipolar Disorder
Career Counseling
+10
Molly Rogers, MA, WA LMHC LH61506288 holds a Masters degree in psychology and mental health counseling , as well as a Masters degree in Applied Behavior Analysis. Molly has been practicing behavior intervention and modification for the past 14 years. During the past seven years Molly has enjoyed providing evidenced based mental health services to clients with co-occurring disorders to include, addiction disorders, mental health diagnosis of depression, anxiety, bipolar I, schizophrenia, and all other diagnoses. My approach Molly is a solution based therapist that utilizes evidence based therapy modalities to include Cognitive Behavioral Therapy and NLP, DBT, and talk therapy . My focus I have worked with Veterans with a diagnosis of PTSD and all individuals with General anxiety disorder and depression with adjustment discomforts coming into different stages of life.
VirtualAvailable

$120/session

Warm
Authentic
Open-minded
Specialties
Coping Skills
LGBTQ
Life Transitions
+10
Hi! I'm Sherry. Does life ever seem overwhelming, like you are pulling in a million different directions? Or do you feel stuck, like you are struggling to keep up? Have you forgotten who you are and how to be kind to yourself? Let's work together to create a way for you to find joy and purpose. My goal is to provide an environment where you feel safe to explore and express your thoughts and feelings. Let's create a room for you to heal and grow. In our sessions together, I'll meet you with compassion, warmth, and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!
VirtualAvailable

$225/session

Warm
Authentic
Empowering
Specialties
Anxiety
Coping Skills
Depression
I am a Licensed Professional Clinical Counselor (LPCC) and have been practicing since 2020. I earned my Master of Arts in Clinical and School Counseling from Loyola Marymount University in Los Angeles. My approach is warm, collaborative, and grounded in evidence-based practices. I help clients better understand the connection between their thoughts, emotions, behaviors, and relationships so they can break unhelpful patterns and respond to life with greater intention. My work often focuses on anxiety, trauma, grief, emotional regulation, relationship concerns, self-esteem, boundaries, and major life transitions. Rather than taking a one-size-fits-all approach, I tailor therapy to each person’s needs and goals, drawing from approaches such as CBT, ACT, DBT-informed skills, Emotionally Focused Therapy, Motivational Interviewing, and trauma-informed care. My goal is to help clients develop greater self-awareness, emotional flexibility, resilience, and confidence while creating meaningful and sustainable change. Outside of therapy, I enjoy hiking, traveling, reading, painting, journaling, and spending time with family and friends.
VirtualAvailable

$250/session

Intelligent
Solution oriented
Authentic
Specialties
Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable

$200/session

Warm
Empowering
Authentic
Specialties
Anxiety
Coping Skills
Life Transitions
+8
Hello and welcome to my practice! I believe that mind, body, and spirit are all interconnected. Mental health is not a destination, but a process. It's about how you drive, not where you are going. I am here as a Licensed Clinical Social Worker, in practice since 2012, I specialize in treating anxiety, depression, life transitions, women's issues, and parenting. I am proud of you for taking the first step towards therapy. Change can be hard and taking this first step is not always easy. I aim to provide a safe, judgment free space to anyone looking for help and wanting positive change. We will address your thoughts and feelings at a pace that works best for you. My therapy style is supportive, reassuring, accepting, and genuine. In our therapeutic relationship, I will provide tools you need to reach your goals. You will do all the heavy lifting, but I will be here to support and encourage change.
VirtualAvailable

$225/session

Authentic
Solution oriented
Direct
Specialties
Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

$150/session

Authentic
Warm
Direct
Specialties
Coping Skills
Peer Relationships
Self Esteem
+5
Hi, I'm Jasmine! Inviting someone into your most personal space can be intimidating, scary, and daunting. Getting to this point of reading my bio is a huge step. Just know that I am SUPER excited that you have taken that step! Are you struggling with life transitions? Are you having difficulty maintaining healthy/positive relationships? Do you find it difficult to be kind to yourself? I help those having difficulty in these areas. We can work together to get you back on track and develop strategies to cope and manage. Some of the methods I utilize to help are cognitive behavioral therapy, acceptance and commitment therapy, solution focused therapy, and client-centered therapy. I also integrate mindfulness, journaling, and meditation--just to name a few! I will meet you with compassion and evidence-based practices. I hope that we can take steps TOGETHER towards achieving your therapy goals and I look forward to working with you!
Available

$140/session

Empowering
Intelligent
Open-minded
Specialties
Anxiety
Coping Skills
Depression
+8
I'm a board-licensed therapist with extensive experience working with teens and adults. I believe that therapy is characterized by safety, trust, respect, and an emphasis on education and self-discovery. I have had the pleasure of conducting therapy with people of various ages and backgrounds. I have served in various clinical settings (e.g., inpatient psychiatric, outpatient counseling, addictions, etc.). My specializations include working with those who have experienced life-altering anxiety, depression, trauma, relationship challenges, substance use, and chronic stress.
VirtualAvailable

$110/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Mood Disorders
+3
I'm Ashley Cross, a Licensed Clinical Social Worker and Board-Approved Clinical Supervisor with over 15 years of experience helping adults navigate anxiety, depression, bipolar disorder, life transitions, stress, and other emotional challenges. I believe therapy should be a place where you feel safe, supported, and free from judgment. My approach is compassionate, collaborative, and tailored to your unique needs and goals. Together, we'll work to better understand the challenges you're facing, build effective coping skills, and create meaningful, lasting changes that support your overall well-being and help you move toward a more balanced and fulfilling life.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.