Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 137 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/28/2026

New to Grow

$200/session

Authentic
Open-minded
Solution oriented

Specialties

ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable

New to Grow

$175/session

Specialties

ADHD
Anxiety
Couples Counseling
+4
Hi, My name is Lindsay Emerson and I am passionate about helping people experiencing healing and freedom in their lives! I desire to see couples thrive in fulfilling relationships through deeper connection, effective communication, and healthy conflict resolution. I also help individuals with ADHD, depression, anxiety, and those who have experienced trauma and PTSD. Healing takes time and your personal story matters. You can expect to gain valuable tools to better equip you for the challenges you may be facing personally or with close relationships.
VirtualAvailable

$125/session

Empowering
Warm
Authentic
Solution oriented
Intelligent
Direct
Humorous
Open-minded

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+10
Melyssa Rivera-Lopez is a licensed clinical social worker with more than twenty years of experience, a track record marked by depth and tenacity. She earned top honors from Barry University, then spent the next two decades serving as a behavioral health specialist, clinical director, consultant, and expert witness. Her days range from conducting careful assessments, making complicated diagnoses, and offering evidence-based recommendations to testifying in court as an expert in her field. Every role demands quick adaptation and a focus on policies that improve lives. Some days she’s an advocate, other times a mediator, but all of it demands grit, empathy, and resilience. After twenty years, you can’t help but see that every chart represents a real life, and every report or recommendation is a chance to nudge the social system toward something better. Melyssa Rivera-Lopez is known for blending different evidence-based methods—Rapid Resolution Therapy, Exposure Therapy, Post-Traumatic Growth, Dialectical Behavioral Therapy, Mindfulness, Narrative Therapy, Cognitive Behavioral Therapy, Reality Therapy, and Psychodynamic Therapy—which are personally tailored plans for each individual. Based in Miami, she serves clients remotely as a licensed provider in Florida, Washington State, and New Hampshire. She accepts over 200 types of insurance and is widely regarded as a trauma specialist.
VirtualAvailable

$120/session

Intelligent
Warm

Specialties

Anxiety
Depression
LGBTQ
+6
Welcome to Your Therapeutic Journey! My name is Trent, and I am pleased to assist you in addressing the behavioral health concerns you've brought to your journey with me today. As a Client-Centered and Solution-Focused therapist, my goal is to support you in defining and achieving your personal dreams and aspirations. To begin, I would like to introduce the "miracle question." This exercise will help us envision what your ideal life would look like if you were to wake up tomorrow with everything in place as you hope. Once we establish this vision, we can prioritize your goals and collaborate on developing strategies and coping mechanisms that align with your desired outcomes. It's important to recognize that your fulfillment is shaped by your efforts and the meaningful interactions that you've identified as significant. Once we've created a treatment plan based on your objectives, we will work through each goal step by step. Regular check-ins will allow us to assess your feelings about your progress and make any necessary adjustments to the treatment plan, including the addition of new goals as they arise. Please keep in mind that the therapeutic process can sometimes feel challenging before it improves, so your feedback is crucial. It will enable me to adapt your treatment plan to ensure that your therapeutic goals are being effectively addressed. Should you wish to schedule your first session, I invite you to check my calendar for available slots and self-book at your convenience. I look forward to meeting with you soon. In the meantime, please feel free to reach out for support or with any questions or concerns you may have. I strive to respond to chat messages within 24 hours when possible. Congratulations on taking this significant step toward your therapeutic goals! Best regards, Trent
VirtualAvailable

New to Grow

$120/session

Direct
Solution oriented

Specialties

Anxiety
Child or Adolescent
Life Transitions
+10
Welcome! I am a Licensed Clinical Social Worker that honors client-led sessions to support your wellbeing journey with humility. I seek to support clients in identifying a desired outcome and explore how to build upon their strengths and examples of success to address their emotional, social and psychological wellbeing. I am passionate about working with youth and their caregivers to provide early intervention during the formative years of development to support the youngest in our community and help them flourish. I believe in the impact of recognizing positive feelings and functioning in life, in addition to character strengths and behaviors that help build a meaningful and purposeful life. I recognize the importance of cultural and community strengths to demonstrate how our social environment can benefit our mental health outcomes.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded
Empowering
Humorous
Challenging
Direct
Intelligent
Solution oriented
Holistic

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
I am a Licensed Clinical Social Worker and have worked in the therapeutic field for over 20 years. People want to be heard, loved, and accepted without judgment for their thoughts and feelings. As a therapist, I provide that safe space for individuals to do so. I take pride in helping my clients look beyond the surface of personal challenges to identify and heal root issues. I have experience with children, adolescents, and adults with mental health conditions and other social stressors. I specialize in helping individuals dealing with depression, anxiety, low self-esteem, relationship with self, phase of life changes, parenting issues and others.
VirtualAvailable

Often rebooked

$120/session

Warm
Authentic
Intelligent
Open-minded
Solution oriented
Challenging
Direct
Empowering
Open-Minded

Specialties

Anxiety
Spirituality
Trauma and PTSD
+3
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.
VirtualAvailable

$115/session

Empowering
Warm
Authentic
Intelligent
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+4
Hi my name is Maria Mercedes Giol, I am a licensed Mental Health Counselor in Florida, California, Utah and Washington. I was born and raised in San Juan, Puerto Rico, and completed my Master's in Mental Health Counseling in Miami, Florida. I have lived in sunny (sometimes Florida, lol ) for 28 years and I am a devoted mother and girlfriend to a 16-year-old son and two small dogs. I enjoy boating with my family, watching sunsets, hiking, bicycling, singing, and making homemade soaps.
VirtualAvailable

$120/session

Authentic
Open-minded

Specialties

Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 13 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable

New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$110/session

Solution oriented
Empowering
Authentic
Warm
Solution oriented
Direct
Intelligent
Open-minded
Holistic
Humorous
Open-Minded

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Depression
First Responders/Healthcare Workers
+10
I’m a licensed therapist who is passionate about helping individuals find balance, clarity, and healing in the midst of life’s challenges. I specialize in working with adults—particularly women and helping professionals—who are navigating anxiety, burnout, life transitions, and emotional overwhelm. My approach is warm, collaborative, and grounded in evidence-based practices, while also honoring the importance of each client’s unique experiences, values, and cultural background. I use an integrative style that may include Cognitive Behavioral Therapy (CBT), attachment-based work, mindfulness, and, for those who desire it, faith-based counseling. I believe that therapy should be both practical and meaningful—providing you with tools you can use in your daily life while also creating space for deeper insight and lasting change. My goal is to create a supportive, nonjudgmental environment where you feel seen, heard, and empowered. Together, we will work to help you better understand yourself, strengthen your coping skills, and move toward a more grounded, intentional, and fulfilling life.
VirtualAvailable

New to Grow

$135/session

Specialties

LGBTQ
Serious Mental Illness
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker with over 10 years of experience supporting individuals with complex and high acuity mental health needs. My work is grounded in trauma informed and trauma responsive care, with a strong commitment to creating inclusive, affirming spaces for BIPOC, LGBTQI+, neurodivergent clients, and individuals in rural communities. I work across the lifespan, including children (6+), adults, older adults, families, and couples. My approach is collaborative and empowering, centered on the belief that clients are the experts in their own lives. I often describe my role as “working myself out of a job” helping clients build the insight, skills, and confidence needed to advocate for themselves and navigate systems independently.
VirtualAvailable

New to Grow

$90/session

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+3
I have been licensed as a professional counselor since 2005 in Oregon, and in 2007 in WA, and more recently in AZ. I came to the profession after a career in telecommunications business and before that as a research and public librarian. My last 18 years have involved serving military Veterans in civilian readjustment and career preparation. Helping people solve their life problems and seek future-forward opportunities for growth is my true goal. Individuals and couples seeking some sort of help and guidance about their dilemmas and challenges may find my broad, worldly experience very beneficial.
VirtualAvailable

New to Grow

$160/session

Specialties

Anxiety
Coping Skills
Depression
+9
I help teens and adults cope with stress, express themselves honestly, and explore personal meaning and purpose. I have experience working with teens and adults in private practice and other settings, using my skills as a therapist to help people find relief, direction, motivation, and meaning. I use relational psychodynamic methods, with insights from CBT and others. My focus is on a person's feelings, which are the gateway to the unconscious, although thoughts and thinking are also important. By exploring feelings we can attain greater self understanding, and this can help us to find solutions and coping skills to deal with our problems.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Depression
Trauma and PTSD
+5
I help individuals who feel stuck in deep-rooted anxiety, depression, or trauma find lasting relief through an integrative body-centered approach by combining the rapid neuroplasticity of Ketamine assisted therapy with specialized trauma tools like EMDR and brainspotting. I create a safe healing container that goes beyond traditional talk therapy. I provide a caring, compassionate, and collaborative approach. The synergy between EMDR, brainspotting, and KAP accelerates healing, moving beyond talk therapy to access deep-seated somatic memories and subconscious habits, and is aimed at rapid, lasting transformation. Trauma manifests in several ways. Re-experiencing, avoidance, hyperarousal, performance anxiety, emotional numbness hinder total wellness and relationship quality. My passion is working with adults who are ready to work and heal. Relief from your symptoms will result in improved interpersonal relationships, work performance, and overall happiness
VirtualAvailable

$125/session

Solution oriented
Authentic
Humorous
Open-minded
Warm
Challenging
Direct
Intelligent

Specialties

Anxiety
Depression
LGBTQ
+10
I have been a therapist since 2009 and have experience working with clients across a wide range of identities and challenges. It is important to me to maintain an affirming, supportive, and open space for all people. Show up just as you are. No shame. No embarrassment. No taboos. My communication style is very relaxed, casual and I enjoy using humor, when appropriate. However, I will provide you with direct feedback and observations in a kind gentle way. Clients who have worked with me have described me as being personable, disarming, and like they were talking to someone they have known for a long time.
VirtualAvailable

Often rebooked

$125/session

Solution oriented
Warm
Authentic
Direct
Empowering
Humorous
Intelligent
Solution oriented

Specialties

Family Conflict
Anxiety
Coping Skills
+8
Hello! I am a licensed marriage and family therapist licensed in WA and CA. I received my master's degree in psychology from California Polytechnic University, Pomona. I have been actively practicing with a variety of populations for over 9 years. I use a number of therapeutic modalities based on the needs of my clients. I find that the therapeutic process is journey that I am honored to be on, my objective is to help my clients achieved their desired goals from treatment.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Anxiety
Career Counseling
Life Transitions
I work with adults navigating anxiety, stress, and major life transitions—especially those who are used to holding everything together for everyone else. In therapy, we approach your story like a collaborative puzzle: you bring the pieces, and together we make sense of the bigger picture so you can slow down, reconnect with yourself, and grow. I support clients experiencing depression, anxiety, and chronic life stress by offering a warm, practical, and personalized space for reflection and healing. My approach blends compassion with actionable strategies, helping you build insight, strengthen coping skills, and create meaningful, sustainable change. If you’re feeling overwhelmed and looking for a therapist who understands the pressure of balancing work, relationships, and daily responsibilities, I’m here to help you move toward clarity and calm.
VirtualAvailable
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New to Grow

$100/session

Authentic
Holistic
Humorous

Specialties

ADHD
Anxiety
Depression
+6
I am a Clinical Social Worker dedicated to creating a safe, compassionate space where individuals, military members, veterans, and their families can explore challenges, build resilience, and move toward meaningful change. I work with clients navigating anxiety, depression, life transitions, relationship stress, and emotional overwhelm. My goal is to help clients gain insight, strengthen coping skills, and reconnect with their sense of purpose so they can experience greater balance, confidence, and fulfillment in their daily lives. I am licensed in Alaska, Alabama, Mississippi, Montana, and Washington.
VirtualAvailable

$150/session

Warm
Authentic
Intelligent
Direct
Empowering
Solution oriented
Challenging
Open-minded
Holistic

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

Often rebooked

$225/session

Direct
Authentic
Open-minded
Solution oriented
Empowering
Warm
Intelligent
Holistic
Humorous

Specialties

Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

New to Grow

$175/session

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable

Often rebooked

$185/session

Authentic
Empowering
Solution oriented
Warm
Intelligent
Direct
Challenging
Open-minded
Humorous
Holistic

Specialties

Anger Management
Life Transitions
Women's Issues
Hi, my name is Lydia Davis. I am a licensed Independent clinical social worker as well as a licensed clinical social worker in 4 states . I received my masters degree in social work in 2014 and I currently facilitate a women’s DBT group. I am well-versed in Patience with co-occurring Diagnosis. I also have an anger management specialist certificate.
VirtualAvailable

$40/session

Empowering
Solution oriented
Authentic
Warm
Intelligent
Open-minded
Direct
Holistic

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable
Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.