Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 124 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 12/9/2025

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New to Grow

$125/session

Direct
Open-minded

Specialties

Coping Skills
Mood Disorders
Trauma and PTSD
With over twenty years experience as a therapist, I have always considered it a privilege to be allowed into the most intimate details of my clients' lives, their pain, their sorrows and their joys. Using a collaborative approach, I help clients gain insight into the thoughts and behaviors that may be holding them back. I help clients to draw on their strengths, and to learn coping skills in order to improve their lives, and find greater happiness. I specialize in mood disorders, personality disorders, relationship issues, sexual addiction, grief, trauma and anxiety. Therapy, can be hard but rewarding work, and I honor your trust by providing a safe and supportive environment in which you can share your story and heal.
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Frequently rebooked

$100/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Child or Adolescent
Trauma and PTSD
+8
Hello! I am a licensed clinical social worker with 4 years of experience as a therapist I have experience in helping clients across the lifespan with stress and anxiety, trauma and abuse, anger management, motivation, self esteem, and confidence. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. I became a therapist to help people find healing, peace, confidence and fulfillment. One of my mentors described being a therapist as being a Sherpa-a guide through the wilderness of life, and I love that metaphor. Whatever your peak looks like, I want to help you get there.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Older Adults
+9
Laura's holistic health approach, blends Mind, Body and Spirit with an Eco-therapy connecting you to the Earth, Water, Air, and the Fire within you, to bring balance and restorative health. My Holistic Journey began with 30 Years of therapeutic Massage, blending with spiritual teachings, and completing with a clinical mental health degree. I have been through all stages of life with body awareness, positive psychology, mindfulness and gratitude. With celebrations and rituals to transform and empower you.
VirtualAvailable
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$120/session

Direct
Warm

Specialties

Anger Management
Anxiety
Depression
+10
I like working with individuals with a wide array of problems including: depression, anxiety, anger, trauma, relationship problems, behavioral disorders, substance abuse, impulse control problems, low self-esteem, low self-confidence, family problems, life skills deficits, and problems with decision-making. My goal is to help you achieve your goals. I am in the happiness business and I want help you achieve a happy, fulfilling lifestyle. I provide compassionate care and I am an efficient and effective counselor who uses evidence-based approaches like CBT and EMDR. I have an eclectic approach and I am skilled at cognitive-behavioral therapy, interpersonal therapy, psychodynamic therapy, existential therapy, reality therapy, grief therapy, and couples and family therapy. I provide therapy in a supportive, patient, and motivating manner. I do thorough assessments so that I can truly understand your situation and work with you to find solutions to your problems. I try to create an individualized, specific treatment approach for each client. Together, we will identify your challenges and goals - where you want your life to be a month, six months, a year from now. Then, we'll identify options and strategies you can use to get there. You'll leave the session with a better understanding of what you're facing with an "actions I can take right now" approach. There will always be room for suggestions concerning our work together, including keeping each other accountable.
VirtualAvailable
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New to Grow

$150/session

Specialties

Child or Adolescent
First Responders/Healthcare Workers
Military/Veterans
+10
Hi! I'm Jeffery. I work with adolescents, Veterans, and first responders/health care workers. Quite the combo, I know! I found that I'm comfortable with being uncomfortable in the therapy space. The patients I often see are those who've tried therapy with some success, but they didn't really 'click' with the therapist. Welcome to my approach! No suits and ties. Handouts optional. Thoughts, feelings, emotions are highly encouraged. Therapy is already hard enough, so I try my best to create a relationship that holds the necessary boundaries while encouraging you through direct and humors engagement. Once we have that relationship locked in, then we can go about figuring out how to obtain those self-defined goals you thought about when you clicked on this profile for the first time.
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$130/session

Authentic
Humorous

Specialties

Anxiety
Bipolar Disorder
Depression
I am a Licensed Professional Counselor with a passion for helping people. I believe that each person has the capacity to heal and grow, and I am committed to providing a safe and supportive environment for my clients to explore their challenges and develop effective coping mechanisms. I have a wide range of experience working with individuals, couples, and families, and I tailor my approach to each client's unique needs. I am committed to helping my clients overcome life's challenges and achieve their goals.
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Frequently rebooked

$100/session

Authentic
Humorous
Open-minded

Specialties

LGBTQ
Spirituality
Trauma and PTSD
+8
I am a husband, father, and twin brother (I have and identical twin sister). I am also a reiki master and hypnotherapist. When I am not conducting psychotherapy (talk therapy), I enjoy conducting past life regressions to help people resolve past life trauma. I also use hypnotherapy to heal trauma. Hypnotherapy is not covered by most insurances and may result in cash pay. I enjoy helping people identify their wants and needs so they can then identify their goals and dreams. I believe we all have had experiences that have stifled our self-confidence which then causes us to doubt our ability. I enjoy helping people discover that part of themselves that is hidden as a result. I believe the world is a collective of people. We need to take care of ourselves, each other, and the animals we share this planet with. I DO NOT CURRENTLY ACCEPT COUPLES FOR MARRIAGE COUNSELING.
VirtualAvailable
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$90/session

Open-minded
Holistic

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable
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Frequently rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
LGBTQ
+5
Hi. I am a Licensed Clinical Professional Counselor (LCPC) and a Licensed Mental Health Counselor (LMHC). Perspective clients need to know I genuinely care about the people I work with, and have a passion for joining people on their journey to a new self. The fact that you are searching for a therapist shows you would like something to change. This is very brave. We often lose perspective about situations and how we deal with them. This can be a result of things we have buried from our past, or relationships that did not support us in the way we need. I will give you a safe and supportive place to look at your unwelcome patterns and find a way to make your journey more fulfilling. My counseling focus is on adolescents, adults, and elders (65+). My philosophy is client-centered, Mindfulness based, trauma informed, and goal oriented. I have training and experience with Dialectical Behavior Therapy (DBT), Cognitive Behavior Therapy (CBT), and Mindfulness. My areas of focus include trauma, attachment issues, difficulties with distress tolerance and emotional regulation, along with families dealing with Alzheimer's. Your thoughts, feelings, and behaviors are what make you who you are. As we work together to understand these parts of you, we will find a way to alter those thoughts that no longer work for you and strengthen those that are helping you become who you wish to be.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Life Transitions
Peer Relationships
+6
Those who would seek my services would appreciate the fact that I am a seasoned therapist with life experience. I learn from my crash and burns in life. I have been a successful business owner. Have experienced a challenging marriage with stepchildren and divorce. Years of committed single parenting, coaching, camping, skiing, and a caregiver of older parents; A subsequent faith-based happy marriage. Extensive world traveler and an insatiable curiosity about EVERYTHING. Im no longer 30-years -old, I'll admit , but I thrive on strenuous daily workouts- pickleball, yoga, walking our golden retriever "grandpup", sailing. Im an optimist, not afraid to fall down and get dirty. I believe in the basic goodness of people.
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$225/session

Direct
Solution oriented

Specialties

Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
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New to Grow

$175/session

Specialties

Anxiety
Depression
Men's Issues
+10
I am a Licensed Clinical mental Health Counselor who has been in professional counseling practice since December 2013, and in private practice since October 2016. I have worked with clients from all walks of life and various situations. I hold a Master of Science degree in Mental Health Counseling from Capella University, awarded in 2012 with Graduate Honors. Additionally, I continuously participate in continuing education, to increase my skills and knowledge in the field, in order to help clients in the most efficient and effective ways possible. In my spare time, I enjoy traveling, going to movies, and spending time with my friends.
VirtualAvailable
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$150/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
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Frequently rebooked

$100/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Depression
Family Conflict
+9
Hi, I’m Gena Haley, a Licensed Professional Counselor and Licensed Mental Health Counselor with over 25 years of experience supporting individuals across Colorado, Texas, New York, and Washington. I help people navigate anxiety, depression, bipolar disorder, and challenges in their relationships—whether with partners, family, or others close to them. Many of my clients come to therapy feeling overwhelmed, misunderstood, or stuck. They’re looking for relief from emotional pain, clarity about their experiences, and practical tools to feel more in control. I believe therapy works best when it feels collaborative, respectful, and real.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
I’m a Licensed Mental Health Counselor who helps adults and young adults manage anxiety, trauma, and relationship challenges. I’m a trauma-informed therapist who integrates EMDR, Acceptance and Commitment Therapy (ACT), and CBT to help clients move from survival to growth. I work best with clients who want to understand themselves more deeply, heal from the past, and take active steps toward meaningful change in their relationships and daily life.
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$150/session

Empowering
Intelligent
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I’m an Army Veteran and Licensed Mental Health Counselor with over 20 years of experience supporting military personnel and first responders facing challenges such as PTSD, depression, and anxiety. My practice is rooted in trauma resolution, and I’m trained in The Cortina Method—a cutting-edge brain optimization technique designed to address trauma, self-limiting beliefs, chronic pain, and unresolved guilt. In addition, I bring expertise in couples counseling, with a particular focus on supporting partners who are navigating the aftermath of infidelity. My approach helps couples rebuild trust, process complex emotions, and develop healthier communication patterns. I guide partners through the difficult stages of healing—whether they choose to repair the relationship or move forward separately—by fostering empathy, resilience, and clarity in their decision-making.
VirtualAvailable
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$150/session

Warm
Direct

Specialties

Anxiety
Couples Counseling
Depression
+6
Congrats on deciding on therapy! Choosing a therapist is a daunting task. I have over 14 years of experience with couples, families, children and individuals. I believe you are the expert on you. I bring the outside perspective to help highlight challenges, find new ways of interacting with your self and others. I use humor, straight talk and empathy to build trust and find solutions.
VirtualAvailable
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$120/session

Solution oriented
Open-minded

Specialties

ADHD
Anxiety
Depression
+2
Hello! I am Jeff, a licensed therapist practicing in California and Washington. I specialize in treating ADHD, anxiety, depression, and difficulties in relationships. As a certified ADHD therapist, we will work together in improving your focus, motivation, and time management. Moreover as an RLT trained therapist, I will provide support in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your personal life and relationships. We will work together to discover your best self.
VirtualAvailable
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New to Grow

$165/session

Specialties

Life Transitions
Men's Issues
Spirituality
+5
I am a Licensed Clinical Social Worker dedicated to helping individuals, couples, and families find clarity, healing, and hope in the midst of life’s challenges. My approach is grounded in compassion, curiosity, and collaboration. I believe therapy should feel like a safe, welcoming space where you can show up as your full, authentic self. I specialize in Cognitive Behavioral Therapy, Motivational Interviewing, Strength-Based approaches, faith-based counseling, and couples therapy. I bring years of experience supporting clients through anxiety, depression, trauma, relationship issues, major life transitions, and moments of feeling “stuck.” My work is deeply informed by my background in social work, my commitment to equitable wellness systems, and my belief that people thrive when they feel seen, supported, and empowered. In every session, my goal is to help you better understand your story, identify what’s getting in the way of your peace, and develop tools to move toward the life you want. I approach therapy with genuine empathy, a bit of humor when it fits, and a strong belief that healing is possible for everyone.
VirtualAvailable
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$150/session

Warm
Direct
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Hi, I'm Vicky! I am a Licensed Professional Counselor (LPC) in Pennsylvania and have 11 years of experience. I have experience working with clients with a wide range of presenting concerns, including anxiety, depression, relationship issues, and more. My counseling style is warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion. I am flexible in my treatment approaches and will tailor my approaches to best fit your needs. It takes courage to seek a more fulfilling and happier life and to take the first steps towards positive growth and change. I am here to support and empower you and will help you every step of the way. I look forward to working with you!
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New to Grow

$160/session

Specialties

Anxiety
Perinatal Mental Health
Trauma and PTSD
+8
I was born in Managua, Nicaragua but moved to the United States at a young age. I can say that I’ve learned to appreciate, value, and grow from every experience given in life. Good or bad experiences can potentially shape who we are. They can impact our view and perspective about life, and make us stronger to overcome challenges we face throughout our journey or disable us temporarily, making the journey less enjoyable and pleasing. I always had a strong desire to help others. I found in Psychology and Therapy a good option to provide others the needed tools to move forward, so they can find within them the strength to push toward a better and more productive lifestyle. I view therapy as a safe place to explore relationships, whether those relationships are with people (family, co-workers, partner) or things (food, money, alcohol). I also feel an important part of therapy is addressing the social, economic, and cultural influences on a person.
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$100/session

Warm
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
Welcome! I’m Ronica Sobiech. Thank you for taking a moment to get to know me. Scheduling that first appointment for mental health can be tough. It is the hardest part of the journey. Finding a provider that fits your personality and needs can also be a challenge. Take a moment to get to know me to determine if you feel we will be a good fit to help you be a better version of you. I am a Licensed Independent Clinical Social Worker (LICSW) with over 17 years of experience providing clinical counseling to active-duty military service members, retirees, and their families. I graduated in 2003 from the University of Washington, School of Social Work. I have extensive experience assisting clients with a broad range of concerns, including crisis intervention, life transitions, anxiety, depression, grief and loss, self-esteem, and trauma/PTSD.
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New to Grow

$150/session

Specialties

LGBTQ
Perinatal Mental Health
Women's Issues
+8
Hello! I am Arwen, a Licensed Clinical Social Worker with over 17 years' experience, committed to helping clients begin to live their best lives. Making the decision to seek help is a big step and is the beginning to changing the issues that are interfering with your daily life. I use a safe, holistic, compassionate, judgement free approach, knowing you are the expert of you. We all have past scars, but they do not need to dictate our future.
VirtualAvailable
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$150/session

Empowering
Warm
Solution oriented

Specialties

Anxiety
Mood Disorders
Women's Issues
+6
Hello! I'm Tabitha Rupard, a Licensed Professional Counselor with a passion for helping individuals navigate through life's challenges. I have dedicated my career to treating a range of conditions including anxiety, depression, substance abuse, and a particular focus on women's issues. It’s my belief that everyone deserves a safe, non-judgmental space where they can express their feelings, fears, and hopes, and this is what I strive to provide to each of my clients. Over the years, I have developed a compassionate, empathetic, and client-centered approach to therapy. I understand that each individual's journey is unique, and therefore, I tailor my therapeutic approach to meet the specific needs of each client. Whether you're dealing with anxiety, struggling with depression, battling substance abuse, or grappling with issues related to womanhood, I’m here to support you, offering the tools and guidance necessary to help you reclaim your life and your happiness.
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Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I’m" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.