Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 154 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 4/22/2026

New to Grow

$250/session

Specialties

Grief
Sexual Abuse
Trauma and PTSD
I am a compassionate and grounded therapist who is dedicated to helping clients navigate life’s challenges with clarity, purpose, and a greater sense of control. I bring a supportive, collaborative presence to each session, creating a space where clients feel genuinely heard, respected, and empowered to explore their experiences. My work is guided by a strong belief in personal responsibility, resilience, and each individual’s capacity for growth, healing, and meaningful, lasting change over time.
VirtualAvailable

Often rebooked

$150/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
Grief
+9
I’m a licensed therapist in New Jersey and Washington with over a decade of experience walking with people through anxiety, depression, grief, and the lies we inherit about who we’re supposed to be. I’m also a veteran and a single parent, which means I don’t just know theory, I know what it’s like to fight through chaos and rebuild. My approach is straightforward: no judgment, no pretending, just real conversations that help you reclaim your strength and live more honestly.
VirtualAvailable

$120/session

Empowering
Open-minded
Warm

Specialties

Anxiety
Couples Counseling
Health/Medical Issues
+4
I provide trauma-informed, client-centered counseling with an emphasis on somatic awareness and nervous system regulation. Clients often seek therapy when they feel overwhelmed, disconnected, or constrained by patterns that developed in response to past experiences. My role is to support you in building safety, increasing emotional and physiological regulation, and developing the capacity for meaningful and sustainable change. My approach is integrative and outcome-focused, combining relational therapy with solution-focused and body-based interventions. Treatment is collaborative and tailored to your goals, with attention to symptom reduction, improved functioning, and increased flexibility in how you respond to internal and external stressors. Somatic therapy is a central component of my work. With training in yoga therapy, massage therapy, and body-oriented psychotherapy, I incorporate interventions such as grounding techniques, breath regulation, mindfulness practices, guided imagery, and gentle movement when clinically appropriate and with your consent. These approaches support increased interoceptive awareness, reduced trauma-related activation, and a more regulated nervous system. This work is particularly effective for individuals experiencing trauma and PTSD symptoms, anxiety, chronic stress, and disordered eating. I help clients identify and modify patterns of thinking, feeling, and behavior that no longer support well-being, while also addressing the underlying physiological responses that maintain these patterns. Therapy is relational, structured, and often short- to medium-term, though length of treatment varies based on individual goals and clinical needs. Progress toward goals is reviewed regularly to ensure treatment remains effective and aligned. Clients are encouraged to ask questions and participate actively in the therapeutic process. Transparency, collaboration, and respect are foundational to my work.
VirtualAvailable

$100/session

Authentic
Direct
Holistic

Specialties

ADHD
Anxiety
Depression
+6
I am a Clinical Social Worker dedicated to creating a safe, compassionate space where individuals, military members, veterans, and their families can explore challenges, build resilience, and move toward meaningful change. I work with clients navigating anxiety, depression, life transitions, relationship stress, and emotional overwhelm. My goal is to help clients gain insight, strengthen coping skills, and reconnect with their sense of purpose so they can experience greater balance, confidence, and fulfillment in their daily lives. I am licensed in Alaska, Alabama, Mississippi, Montana, and Washington.
VirtualAvailable

Often rebooked

$175/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
I have been licensed for 35 years. I received my degree in clinical psychology from George Fox University. I specialize in PTSD, depression and anxiety. I use EMDR and CBT to address trauma. I enjoy helping people discover stories they have been living that no longer work for them. Hope is an essential quality to have as you embrace new narratives and ways of being in the world. I am committed to honesty and compassion as you discover new ways of being. I employ a style that is relational and collaborative. Faith has been an important part of my journey and I am comfortable incorporating that into your work if you desire.
VirtualAvailable

$120/session

Authentic
Open-minded
Warm

Specialties

Anxiety
Coping Skills
LGBTQ
+10
Yes, I’m a Licensed Mental Health Counselor with over 13 years of experience — but first, I’m a human who understands that life can feel overwhelming, confusing, and deeply challenging at times. Therapy isn’t just about talking to someone; it’s about working with someone who understands how complex and challenging life can be. I show up exactly where you are, a safe space free of judgement and profound understanding. I work with adults facing anxiety, relationship stress, life transitions, and the quiet internal battles that don’t always show on the outside. Many of the people I see are capable and responsible, yet feel overwhelmed, stuck in patterns, or unsure how to move forward. I’m deeply dedicated to meeting people exactly where they are — without judgment — while also helping them grow. Therapy with me isn’t just about talking; it’s about understanding yourself more clearly and learning tools you can begin using immediately. I blend practical strategies with deeper emotional work so that insight turns into real-life change. My goal is to help you feel more steady, more self-aware, and more confident navigating your relationships and your life.
VirtualAvailable

$100/session

Specialties

ADHD
Bipolar Disorder
Mood Disorders
+10
With 38 years of experience, I’ve seen it all—from quiet rural towns to the toughest streets of Harlem and the South Bronx. I don’t just bring clinical theory to our sessions; I bring real-world perspective. I specialize in helping people navigate the weight of Bipolar Disorder, depression, anxiety, and deep grief. I also have a heart for women navigating the complexities of morbid obesity, providing a space free of judgment where we focus on the person, not just the scale. My background in impoverished and dangerous neighborhoods has taught me resilience, and I’m here to help you find yours. We’ll work together to untangle life’s hardest moments with honesty, humor, and a lot of heart.
VirtualAvailable

New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable

$150/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Many people come to therapy at a moment when they realize something in their life can’t continue the way it has been. You may feel stuck in painful patterns, overwhelmed by stress or uncertainty, or aware that something deeper needs attention. I offer a thoughtful, grounded space where we can slow down and explore what is happening beneath the surface so that meaningful change becomes possible. My work integrates mindfulness, somatic awareness, Internal Family Systems, and depth-oriented psychology to help clients understand themselves more clearly and move toward a life that feels more authentic and aligned.
VirtualAvailable

New to Grow

$90/session

Authentic
Warm

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+3
I have been licensed as a professional counselor since 2005 in Oregon, and in 2007 in WA, and more recently in AZ. I came to the profession after a career in telecommunications business and before that as a research and public librarian. My last 18 years have involved serving military Veterans in civilian readjustment, trauma processing and career preparation. Helping people solve their life problems and seek future-forward opportunities for growth is my true goal. Individuals and couples seeking some sort of help and guidance about their dilemmas and challenges may find my broad, worldly experience very beneficial.
VirtualAvailable

$225/session

Authentic
Direct
Open-minded

Specialties

Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

Often rebooked

$175/session

Open-minded
Authentic
Direct

Specialties

Perinatal Mental Health
Postpartum
Trauma and PTSD
+10
Being a mom can be beautiful, and brutally overwhelming. If you’re carrying invisible weight while trying to hold everything (and everyone) together, you’re not alone. Hi, I'm Olivia Lauzon, LCSW/LICSW and Certified Perinatal Mental Health provider. I specialize in working with mothers navigating trauma, anxiety, burnout, and the deep identity shifts that come with parenthood. Whether your trauma is recent or rooted in childhood, becoming a mom has a way of bringing it to the surface. The sleepless nights, the mental load, the pressure to “do it all,” it can stir up old wounds in ways no one prepared you for. I am licensed to see clients in CO, FL, and WA.
VirtualAvailable

New to Grow

$150/session

Specialties

Anxiety
Bipolar Disorder
Depression
+5
I’m deeply committed to supporting you in finding your inner peace and balance. This isn’t just about therapy—it’s about building a partnership where your voice matters, your goals guide us, and your progress is celebrated. In our time together, you’ll always have the freedom to speak openly, ask questions, and explore your emotions. We’ll set meaningful goals collaboratively, ensuring that every step we take is rooted in what matters.
VirtualAvailable

Often rebooked

$120/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Spirituality
Trauma and PTSD
+3
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.
VirtualAvailable

$40/session

Empowering
Solution oriented
Warm

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable

Often rebooked

$150/session

Authentic
Humorous
Direct

Specialties

Anxiety
Depression
Women's Issues
+9
I value authenticity, empathy, and self-awareness, both for myself, my clients, and as a critical part of the therapeutic process (I also take advantage of the healing power of laughter whenever possible!). I aim to normalize and validate my clients’ experiences without judgment, and above all, provide the most basic of human needs: to feel seen and heard. My name is Stephanie (or Stevie, either is fine) and I have been providing therapy in NJ exclusively via telehealth for about the last 5 years (prior to that, in person). I have a deep passion and respect for the power of therapy to change lives, which I have been privileged to witness in my work with clients, as well as in my personal life, both through the consistent use of therapy as part of my own self-care, as well as having spent the last 20 years raising two children with special needs. If you have been struggling with symptoms of depression or anxiety, particularly if they are related to a traumatic experience, I would love the opportunity to work with you to reduce your symptoms and help you experience a present that is not overshadowed by your past. I love working with women ages 20 to 30-something who are still in academia or just starting out in their careers, but also love working with women of any age. I frequently work with survivors of child sexual abuse, as well as those struggling with issues related to self-worth, but work with other conditions as well.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Couples Counseling
Obsessive-Compulsive (OCD)
+7
I am a licensed professional counselor with experience working with mental health, trauma, addiction, grief, and couples counseling. I am here to walk alongside you and see the world as you see it. I believe that with support, people can change their beliefs, thoughts, and behaviors in order to live productively and joyfully. It is my hope to build trust in a therapeutic relationship by providing safe and nonjudgmental therapy. My desire is for you to feel comfortable in relating your goals and needs. I will collaborate with you in understanding what will work best for you to reach those goals and get your needs met. Through knowledge, encouragement, support, and relationship, I will help you reach your full potential.
VirtualAvailable

$175/session

Authentic
Empowering
Warm

Specialties

Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable

$125/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Child or Adolescent
Coping Skills
+10
I am a Licensed Clinical Social Worker and have worked in the therapeutic field for over 20 years. People want to be heard, loved, and accepted without judgment for their thoughts and feelings. As a therapist, I provide that safe space for individuals to do so. I take pride in helping my clients look beyond the surface of personal challenges to identify and heal root issues. I have experience with children, adolescents, and adults with mental health conditions and other social stressors. I specialize in helping individuals dealing with depression, anxiety, low self-esteem, relationship with self, phase of life changes, parenting issues and others.
VirtualAvailable

$125/session

Solution oriented
Authentic
Challenging

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I’m a Marriage and Family Therapist specializing in trauma, anxiety, depression, and relationship issues. I help adults make sense of what they’re feeling and understand why these patterns keep showing up—especially in relationships. My work is grounded in an attachment-based, trauma-informed approach. Many of the struggles we face as adults are rooted in earlier experiences of emotional inconsistency, neglect, or psychological harm. These experiences can shape how we see ourselves, how safe we feel with others, and how we respond when relationships become stressful. Together, we’ll go beyond just talking about your thoughts. Using a bottom-up approach, we’ll work with your nervous system and emotional responses to create real, lasting change—not just temporary coping.
VirtualAvailable

$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
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New to Grow

$190/session

Direct
Solution oriented

Specialties

Anxiety
Perinatal Mental Health
Trauma and PTSD
+10
I am a Certified EMDR therapist and PMH-C clinician providing specialized trauma therapy in Arizona for first responders and individuals navigating perinatal mental health challenges. I help clients who appear high-functioning on the outside but feel overwhelmed, anxious, or emotionally stuck beneath the surface. My work focuses on treating PTSD, birth trauma, postpartum depression and anxiety, religious trauma, and chronic stress using EMDR therapy and evidence-based, trauma-informed care. I understand how trauma and nervous system dysregulation can keep you feeling constantly on edge, emotionally reactive, or disconnected from yourself. Through EMDR therapy in Arizona and Washington, I help clients reduce triggers, process unresolved trauma, regulate their nervous system, and experience deep, lasting healing—so you can feel stable, confident, and like yourself again.
VirtualAvailable

Often rebooked

$125/session

Solution oriented
Warm
Authentic

Specialties

Family Conflict
Anxiety
Coping Skills
+8
Hello! I am a licensed marriage and family therapist licensed in WA and CA. I received my master's degree in psychology from California Polytechnic University, Pomona. I have been actively practicing with a variety of populations for over 9 years. I use a number of therapeutic modalities based on the needs of my clients. I find that the therapeutic process is journey that I am honored to be on, my objective is to help my clients achieved their desired goals from treatment.
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
Hello, my name is Nicole. I will create a safe space for you to feel comfortable in sharing your concerns. If you are dealing with depression, anxiety, or possibly having difficulty adjusting to life stressors or changes, I am here to support and work with you as you navigate these issues. I utilize a variety of evidence-based interventions including Cognitive Behavioral Therapy to support client's in achieving mental well-being. For those who are solely interested in life coaching meetings and not psychotherapy, I do provide life coaching services to address (ex: career goals, etc.), please book a meeting with me on this platform.
VirtualAvailable

Often rebooked

$150/session

Authentic
Empowering
Humorous

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+8
Trauma work is my passion. In the nearly twenty years I have worked in this field I am constantly astonished and rewarded by the growth I witness as individuals experience healing. My own journey through trauma led me to my work, and granted me the opportunity to experience an array of ways to heal. I now incorporate personal and observed experiences into my counseling practice to help others experience growth and healing. I incorporate mind and body work through breath work, yoga and EMDR. I would love to connect and start, or continue with you on your healing journey.
VirtualAvailable
Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.