Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 139 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 3/25/2026

$120/session

Warm
Intelligent

Specialties

Anxiety
Depression
LGBTQ
+6
Welcome to Your Therapeutic Journey! My name is Trent, and I am pleased to assist you in addressing the behavioral health concerns you've brought to your journey with me today. As a Client-Centered and Solution-Focused therapist, my goal is to support you in defining and achieving your personal dreams and aspirations. To begin, I would like to introduce the "miracle question." This exercise will help us envision what your ideal life would look like if you were to wake up tomorrow with everything in place as you hope. Once we establish this vision, we can prioritize your goals and collaborate on developing strategies and coping mechanisms that align with your desired outcomes. It's important to recognize that your fulfillment is shaped by your efforts and the meaningful interactions that you've identified as significant. Once we've created a treatment plan based on your objectives, we will work through each goal step by step. Regular check-ins will allow us to assess your feelings about your progress and make any necessary adjustments to the treatment plan, including the addition of new goals as they arise. Please keep in mind that the therapeutic process can sometimes feel challenging before it improves, so your feedback is crucial. It will enable me to adapt your treatment plan to ensure that your therapeutic goals are being effectively addressed. Should you wish to schedule your first session, I invite you to check my calendar for available slots and self-book at your convenience. I look forward to meeting with you soon. In the meantime, please feel free to reach out for support or with any questions or concerns you may have. I strive to respond to chat messages within 24 hours when possible. Congratulations on taking this significant step toward your therapeutic goals! Best regards, Trent
VirtualAvailable
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New to Grow

$160/session

Specialties

Anxiety
Coping Skills
Depression
+9
I help teens and adults cope with stress, express themselves honestly, and explore personal meaning and purpose. I have experience working with teens and adults in private practice and other settings, using my skills as a therapist to help people find relief, direction, motivation, and meaning. I use relational psychodynamic methods, with insights from CBT and others. My focus is on a person's feelings, which are the gateway to the unconscious, although thoughts and thinking are also important. By exploring feelings we can attain greater self understanding, and this can help us to find solutions and coping skills to deal with our problems.
VirtualAvailable
No reviews yet
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New to Grow

$90/session

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+3
I have been licensed as a professional counselor since 2005 in Oregon, and in 2007 in WA, and more recently in AZ. I came to the profession after a career in telecommunications business and before that as a research and public librarian. My last 18 years have involved serving military Veterans in civilian readjustment and career preparation. Helping people solve their life problems and seek future-forward opportunities for growth is my true goal. Individuals and couples seeking some sort of help and guidance about their dilemmas and challenges may find my broad, worldly experience very beneficial.
VirtualAvailable

$120/session

Intelligent
Warm
Authentic

Specialties

Anxiety
Spirituality
Trauma and PTSD
+3
Hi! I'm Nicole and I am an LPC in Texas and an LMHC in Washington State. I aim to provide an environment in which you feel accepted and encouraged as you work toward growth and contentment. I graduated with a Master's in Counseling in 2004, and since then I have worked with diverse populations dealing with anxiety, depression, trauma, grief, parenting and more. I am certified in multiple evidence-based parenting programs, and I have additional experience and training in military culture, trauma, foster care/adoption, and religious perspectives.
VirtualAvailable
No reviews yet
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New to Grow

$135/session

Specialties

Anxiety
Coping Skills
Depression
+5
I've been in the mental health field for around 17 years, licensed in the last 6, and have worked with a variety of clients. I've worked with parents who are struggling with behavioral issues with their children, adults struggling with chronic illness, older adults dealing with aging, and adults in general who are experiencing life transitions that are proving to be difficult to manage. I work to help clients find helpful ways of coping, while also addressing the core of the issues that they are dealing with.
VirtualAvailable
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New to Grow

$120/session

Specialties

Anxiety
Child or Adolescent
Life Transitions
+10
Welcome! I am a Licensed Clinical Social Worker that honors client-led sessions to support your wellbeing journey with humility. I seek to support clients in identifying a desired outcome and explore how to build upon their strengths and examples of success to address their emotional, social and psychological wellbeing. I am passionate about working with youth and their caregivers to provide early intervention during the formative years of development to support the youngest in our community and help them flourish. I believe in the impact of recognizing positive feelings and functioning in life, in addition to character strengths and behaviors that help build a meaningful and purposeful life. I recognize the importance of cultural and community strengths to demonstrate how our social environment can benefit our mental health outcomes.
VirtualAvailable

$150/session

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$125/session

Specialties

Domestic Violence
Sexual Abuse
Trauma and PTSD
+10
Melyssa Rivera-Lopez is a licensed clinical social worker with more than twenty years of experience, a track record marked by depth and tenacity. She earned top honors from Barry University, then spent the next two decades serving as a behavioral health specialist, clinical director, consultant, and expert witness. Her days range from conducting careful assessments, making complicated diagnoses, and offering evidence-based recommendations to testifying in court as an expert in her field. Every role demands quick adaptation and a focus on policies that improve lives. Some days she’s an advocate, other times a mediator, but all of it demands grit, empathy, and resilience. After twenty years, you can’t help but see that every chart represents a real life, and every report or recommendation is a chance to nudge the social system toward something better. Melyssa Rivera-Lopez is known for blending different evidence-based methods—Rapid Resolution Therapy, Exposure Therapy, Post-Traumatic Growth, Dialectical Behavioral Therapy, Mindfulness, Narrative Therapy, Cognitive Behavioral Therapy, Reality Therapy, and Psychodynamic Therapy—which are personally tailored plans for each individual. Based in Miami, she serves clients remotely as a licensed provider in Florida, Washington State, and New Hampshire. She accepts over 200 types of insurance and is widely regarded as a trauma specialist.
VirtualAvailable
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New to Grow

$125/session

Authentic
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
Hello! I’m a Marriage and Family Therapist specializing in trauma, anxiety, depression, and relationship issues. I help adults make sense of what they’re feeling and understand why these patterns keep showing up—especially in relationships. My work is grounded in an attachment-based, trauma-informed approach. Many of the struggles we face as adults are rooted in earlier experiences of emotional inconsistency, neglect, or psychological harm. These experiences can shape how we see ourselves, how safe we feel with others, and how we respond when relationships become stressful. Together, we’ll go beyond just talking about your thoughts. Using a bottom-up approach, we’ll work with your nervous system and emotional responses to create real, lasting change—not just temporary coping.
VirtualAvailable
No reviews yet
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New to Grow

$185/session

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi! I’m Dave McNew, a licensed clinical psychologist. I work to help those with marginalized identities (sexually & gender queer, BIPOC) to heal chronic struggles with trauma, anxiety, and depression. I use my passion for relational healing, mindfulness, and self-compassion to build space in which you can know yourself more fully and live more authentically. I help to cultivate more safety and joy in your relationships with others, and with yourself. I make space for you to face the parts of yourself that are hardest to feel. Where there was pain and confusion, I help you find greater calm, peace, and connection.
VirtualAvailable

$130/session

Warm
Empowering
Intelligent

Specialties

Anxiety
Coping Skills
Depression
+5
Hello, my name is Nicole. I will create a safe space for you to feel comfortable in sharing your concerns. If you are dealing with depression, anxiety, or possibly having difficulty adjusting to life stressors or changes, I am here to support and work with you as you navigate these issues. I utilize a variety of evidence-based interventions including Cognitive Behavioral Therapy to support client's in achieving mental well-being. For those who are solely interested in life coaching meetings and not psychotherapy, I do provide life coaching services to address (ex: career goals, etc.), please book a meeting with me on this platform.
VirtualAvailable

$120/session

Direct
Authentic

Specialties

Addiction
Anxiety
Depression
+6
I'm a Licensed Mental Health Counselor who knows that you are much more than a diagnosis. Having spent many years working in crisis intervention, suicide prevention, and with people in a variety of difficult legal and personal situations, I tend to be unflappable. I want to help you control the anxiety and depression that can feel so limiting. As someone in recovery myself, I welcome those who are looking to move beyond the stifling grip of substance abuse. I begin from a place of acceptance and positive regard, and utilize evidence-based strategies in collaboration with the client, to come together in a plan for meaningful growth.
VirtualAvailable

$110/session

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+7
Hello, I'm Kim. Are you looking for ways to build a life worth living? I am happy and privileged to be a part of your journey for change. I have a passion for helping clients find an emotional balance and happiness in their lives. I will work with you to reach your goals through an open-minded and caring alliance. I work with you to help you build a life worth living, guiding you to the goals and contentment you seek. We will work together in a supportive environment on this journey toward change. I believe in helping clients find ways to jumpstart their change in a goal-oriented manner. Clients and I work together to set goals that help them move forward. Using cognitive-behavioral therapy and other counseling methods, I will help you find the path for change that works for you in an understanding and caring environment. Whether you are dealing with trauma, anxiety, depression, life changes, or relationship issues, I would be honored to help you discover a path to healing. Congratulations on taking the first step toward therapy and a happier future.
VirtualAvailable
No reviews yet
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New to Grow

$120/session

Specialties

Anxiety
Couples Counseling
Depression
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
No reviews yet
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New to Grow

$175/session

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable
No reviews yet
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$150/session

Authentic
Empowering

Specialties

Anxiety
Life Transitions
Older Adults
+9
Laura's holistic health approach, blends Mind, Body and Spirit with an Eco-therapy connecting you to the Earth, Water, Air, and the Fire within you, to bring balance and restorative health. I also do Life Coaching for change and growth. This is a cash only appointment and has many of the same therapy features, plus a lifetime accumulation of non clinical and experiential techniques to help you grow. I also have a group therapy on Tuesday Evenings for empowerment and self esteem. My Holistic Journey began with 30 Years of therapeutic Massage, blending with spiritual teachings, and completing with a clinical mental health degree. I have been through all stages of life with body awareness, positive psychology, mindfulness and gratitude. With celebrations and rituals to transform and empower you. My website gives you information at www.http:/natures-renewal.com With Renewal wilderness retreats and in person appointments coming in 2026.
VirtualAvailable

$200/session

Authentic
Warm

Specialties

LGBTQ
Perinatal Mental Health
Women's Issues
+6
Hello! I am Arwen, a Licensed Clinical Social Worker, committed to helping clients begin to live their best lives. Making the decision to seek help is a big step and is the beginning to changing the issues that are interfering with your daily life. I use a safe, holistic, compassionate, judgement free approach, knowing you are the expert of you. We all have past scars, but they do not need to dictate our future. Please note that I only work with individuals 18 and older. I do not do family or couple's therapy.
VirtualAvailable

$225/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Family Conflict
Life Transitions
+3
Mike is a Clinical Therapist and Mental Performance Coach, and the Founder of MadeMind Wellness & Performance, a private practice serving adults in Georgia, Illinois, and Washington state. He works with clients to help them build stronger coping skills, emotional intelligence, and personal values—supporting them in creating more fulfilling relationships, careers, and daily lives. With over a decade of experience as a therapist and mental coach, including roles as Director of Mental Performance for the NFL’s Chicago Bears and numerous college sports teams, Mike combines clinical expertise and performance coaching to guide clients through challenges, strengthen resilience, and discover their capacity to thrive.
VirtualAvailable

$165/session

Specialties

Life Transitions
Men's Issues
Spirituality
+5
I am a Licensed Clinical Social Worker dedicated to helping individuals, couples, and families find clarity, healing, and hope in the midst of life’s challenges. My approach is grounded in compassion, curiosity, and collaboration. I believe therapy should feel like a safe, welcoming space where you can show up as your full, authentic self. I specialize in Cognitive Behavioral Therapy, Motivational Interviewing, Strength-Based approaches, faith-based counseling, and couples therapy. I bring years of experience supporting clients through anxiety, depression, trauma, relationship issues, major life transitions, and moments of feeling “stuck.” My work is deeply informed by my background in social work, my commitment to equitable wellness systems, and my belief that people thrive when they feel seen, supported, and empowered. In every session, my goal is to help you better understand your story, identify what’s getting in the way of your peace, and develop tools to move toward the life you want. I approach therapy with genuine empathy, a bit of humor when it fits, and a strong belief that healing is possible for everyone.
VirtualAvailable

Often rebooked

$125/session

Authentic
Solution oriented
Warm

Specialties

Family Conflict
Anxiety
Coping Skills
+8
Hello! I am a licensed marriage and family therapist licensed in WA and CA. I received my master's degree in psychology from California Polytechnic University, Pomona. I have been actively practicing with a variety of populations for over 9 years. I use a number of therapeutic modalities based on the needs of my clients. I find that the therapeutic process is journey that I am honored to be on, my objective is to help my clients achieved their desired goals from treatment.
VirtualAvailable
No reviews yet
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New to Grow

$190/session

Specialties

Anxiety
Perinatal Mental Health
Trauma and PTSD
+10
I am a Certified EMDR therapist and PMH-C clinician providing specialized trauma therapy in Arizona for first responders and individuals navigating perinatal mental health challenges. I help clients who appear high-functioning on the outside but feel overwhelmed, anxious, or emotionally stuck beneath the surface. My work focuses on treating PTSD, birth trauma, postpartum depression and anxiety, religious trauma, and chronic stress using EMDR therapy and evidence-based, trauma-informed care. I understand how trauma and nervous system dysregulation can keep you feeling constantly on edge, emotionally reactive, or disconnected from yourself. Through EMDR therapy in Arizona and Washington, I help clients reduce triggers, process unresolved trauma, regulate their nervous system, and experience deep, lasting healing—so you can feel stable, confident, and like yourself again.
VirtualAvailable

Often rebooked

$185/session

Warm
Open-minded
Intelligent

Specialties

Anger Management
Life Transitions
Women's Issues
Hi, my name is Lydia Davis. I am a licensed Independent clinical social worker as well as a licensed clinical social worker in 4 states . I received my masters degree in social work in 2014 and I currently facilitate a women’s DBT group. I am well-versed in Patience with co-occurring Diagnosis. I also have an anger management specialist certificate.
VirtualAvailable

$40/session

Open-minded
Holistic

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable
No reviews yet
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New to Grow

$100/session

Holistic
Authentic

Specialties

ADHD
Anxiety
Depression
+6
I am a Clinical Social Worker dedicated to creating a safe, compassionate space where individuals, military members, veterans, and their families can explore challenges, build resilience, and move toward meaningful change. I work with clients navigating anxiety, depression, life transitions, relationship stress, and emotional overwhelm. My goal is to help clients gain insight, strengthen coping skills, and reconnect with their sense of purpose so they can experience greater balance, confidence, and fulfillment in their daily lives. I am licensed in Alaska, Alabama, Mississippi, Montana, and Washington.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$165/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+6
I am passionate about helping adults heal from trauma, understand how their past shapes their present, and reclaim balance, resilience, and fulfillment in their lives. In my experience, healing trauma often has a ripple effect, improving relationships, emotional well-being, and overall life satisfaction. I specialize in supporting those navigating childhood trauma or complex PTSD, people-pleasing tendencies, life transitions, emotional burnout, and relationship struggles rooted in early attachment wounds. My approach is collaborative and trauma-informed, with you as the active partner in your own recovery. I create a safe, non-judgmental space where we explore your past and present to understand how both have shaped your patterns, coping strategies, and goals. Together, we’ll connect the dots from past experiences to your current challenges, fostering clarity, insight, and motivation for meaningful change. In addition to other therapeutic techniques, I use EMDR to gently help your mind and body unlearn survival patterns that no longer serve you. Clients often leave sessions feeling lighter, more present, and in greater control of their lives. If you’re ready to stop surviving and start truly healing, I’m here to walk that path with you.
VirtualAvailable
Frequently asked questions

Why filter by Washington rather than a city like Seattle?

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.