Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 164 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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SeattleSpokaneOlympia

Availability updated: 10/22/2026

Often rebooked

$90/session

Warm
Authentic
Direct
Specialties
ADHD
Autism
Trauma and PTSD
+10
Hello, my name is Megan, and I am a licensed mental health counselor in the state of WA who has been practicing for 10 years in the PNW. I specialize working with neurodivergent (ADHD/ ASD) individuals and their families, trauma survivors and those who struggle with depression/ self worth and anxieties. I want to commend you for having the courage and willingness to embark on this therapeutic journey to improve your well-being because taking the first step can feel uncomfortable and filled with uncertainty. I believe building a trusting therapeutic relationship is the foundation to be able to heal, develop healthy skills and have agency over your life. I aim to cultivate a safe, collaborative, and empowering space which allows you, the client, to uncover and identify personal strengths, values and interests. As well as, explore various difficulties and obstacles in your life that have made it challenging to live life effectively. My focus is not to “fix” you, nor have an agenda of how you “should” be living your life, but to walk along beside you, support you in meeting you where you are at and working on creating the life you imagined for yourself utilizining a variety of theraputic apparoaches which best meets your needs.
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New to Grow

$170/session

Specialties
Anxiety
Depression
Life Transitions
+7
I'm Dr. Amy Casey, a multi-state licensed, multi-board certified mental health clinician and supervisor ready to support you in reaching your goals for peace of mind and behavior change. I believe in everyone's ability to get in touch with their innate courage and resilience. And when the going gets tough, I'm here to offer a safe and nonjudgmental therapeutic space to move forward. I work affirmatively with people of all backgrounds, including LGBTQ+ clients, neurodivergent people, people of color, disabled clients, and those from all faiths and cultures.
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New to Grow

$100/session

Specialties
ADHD
Anxiety
Autism
+9
I enjoy using humor in therapy. I feel that the client can be more relaxed with using this type of talk therapy. I was a nurse before I became a clinician and use some of my medical knowledge in your sessions. As a client you can decide how much or how little we focus on each topic. You are in charge of the sessions. I am here to help you balance your life and wishes.
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$150/session

Authentic
Warm
Holistic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I have over 11 years of experience helping adults and am licensed in Washington (LMHC), Illinois (LCPC), and Wisconsin (LPC). Additionally, I hold a Rehabilitation Counseling Certification (CRC). I work with clients facing mental health issues or challenging life experiences, including trauma, substance use, negative thoughts and emotions, and relationship difficulties. I was born and raised in Taiwan and have lived in the United States for 27 years. I am very empathetic and have extensive life experience. I can provide counseling in English or Mandarin. My doctoral degree is in mental health counseling. I do not prescribe medication.
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New to Grow

$185/session

Specialties
Chronic Illness / Medical Issues
Depression
Trauma and PTSD
+10
I view therapy as a collaborative, structured process tailored to each patient's unique physiological, psychological, and situational needs. Every client's journey is unique — I start by listening carefully to your story and the specific challenges bringing you to therapy. From there, we work as a team to identify the sources of your stress and build practical strategies that empower you to thrive in your day-to-day life. Whether we draw on present-focused skills, learn to navigate tough emotions, or process deeper memories — we decide the best path forward together. Grounded in a comprehensive lifespan perspective, my goal is to foster long-term resilience, functional recovery, and health optimization through evidence-based practice.
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$105/session

Open-minded
Specialties
ADHD
Anxiety
Depression
+10
Hello, my name is Val Golovanov. (LMHC) I believe positive transformation happens when there is collaboration for solutions, health in relationships, strengths are affirmed, and weaknesses are challenged. I offer an accepting, comfortable, and welcoming atmosphere in our therapeutic relationship. We will work together to determine the best treatment for your needs. You can expect a respectful and passionate professional who is dedicated to you and your goals. My goal is to foster a safe space and seek positive change in all areas of your life. It takes courage, resilience, and humility to begin counseling and I am excited to be a part of your unique journey. Looking forward to meeting you!
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$150/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Family Conflict
Perinatal / Postpartum
+10
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services from the convenience of your own couch. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With over 10 years experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs. Please visit my website www.telehealththerapy.org for more information. I also own Latitude Family Counseling, PLLC which is an office-based psychotherapy practice for children, adolescents, and their families in Bellevue, WA. You can visit www.latitudefamilycounseling.com for more information.
VirtualAvailable
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$95/session

Authentic
Intelligent
Warm
Specialties
ADHD
Autism
LGBTQ
+8
Hello, my name is Ace (they/them or ze/hir pronouns) and I am a Licensed Clinical Psychologist who specializes in the intersections of neurodivergence, LGBTQ+ identity, and disability. Have you ever wished you could talk about your concerns without having to give a 101 level lecture first? Are you struggling to find treatment as an Autistic adult or an adult with ADHD? Whether you're undiagnosed, questioning, newly diagnosed, or just looking for some extra support, I'm here to meet you where you're at with tools and strategies that work. I'm a queer, Autistic, non-binary psychologist of color and I've spent the last seven years learning to provide support to members of my communities as they navigate systems of care not built for us. I believe that therapy should be collaborative and consensual, that evidence-based treatment must honor culture and neurotype, and that gender-affirming care is a human right. If you're struggling to build a system of supports and accommodations that will allow you to thrive, if you're questioning your gender or sexuality and need a guide, or if you're just looking for a safer space to process the everyday stresses of your life. You are welcome here.
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Often rebooked

$115/session

Warm
Solution oriented
Empowering
Specialties
Anxiety
Depression
Self Esteem
+3
Hi my name is Maria Mercedes Giol, I am a licensed Mental Health Counselor in Florida, California, Utah and Washington. I was born and raised in San Juan, Puerto Rico, and completed my Master's in Mental Health Counseling in Miami, Florida. I have lived in sunny (sometimes Florida, lol ) for 29 years and I am a devoted mother to a 17-year-old son and 1 small dog. I enjoy boating with my fiancee, watching sunsets, hiking, bicycling, singing, and making homemade soaps.
VirtualAvailable
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$150/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Depression
Life Transitions
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
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$130/session

Warm
Authentic
Direct
Specialties
Anxiety
Depression
Self Esteem
+5
Congratulations on taking this important step toward prioritizing your mental well-being! My name is Melissa Billings, and I am fully and independently licensed as a Clinical Social Worker in Florida, Minnesota, Utah, Washington State, and Wisconsin. I am here to support you using evidence-based approaches, including Person-Centered Therapy and Cognitive Behavioral Therapy, among others. I provide a safe, affirming space where everyone is welcome, including individuals of all ethnicities, biological sexes, sexual orientations, gender identities, and expressions.
VirtualAvailable
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$100/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Bipolar Disorder
Career Counseling
+10
Molly Rogers, MA, WA LMHC LH61506288 holds a Masters degree in psychology and mental health counseling , as well as a Masters degree in Applied Behavior Analysis. Molly has been practicing behavior intervention and modification for the past 14 years. During the past seven years Molly has enjoyed providing evidenced based mental health services to clients with co-occurring disorders to include, addiction disorders, mental health diagnosis of depression, anxiety, bipolar I, schizophrenia, and all other diagnoses. My approach Molly is a solution based therapist that utilizes evidence based therapy modalities to include Cognitive Behavioral Therapy and NLP, DBT, and talk therapy . My focus I have worked with Veterans with a diagnosis of PTSD and all individuals with General anxiety disorder and depression with adjustment discomforts coming into different stages of life.
VirtualAvailable
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$130/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Chronic Illness
Trauma and PTSD
+10
Many people come to therapy carrying experiences they've never told another person. Whether you're living with anxiety, depression, trauma, chronic illness, chronic pain, or navigating life as a neurodivergent person, you don't have to carry it alone anymore. I work with children, teens, and adults to create a space where you can be yourself without fear of judgment. Many of my clients have spent years masking who they are, minimizing their pain, or believing they have to handle everything on their own. Others carry experiences they worry are "too much" to share. In our work together, you don't have to hide parts of yourself or worry about being judged or misunderstood. I strive to create a therapeutic relationship where you feel safe enough to be honest, even about the things you've never said out loud. Whether you're processing trauma, navigating difficult life experiences, learning to live with chronic illness, or discovering what it means to be neurodivergent, we'll move at a pace that feels right for you. Together, we'll build practical coping skills, deepen self-understanding, and work toward a life where you feel more connected, empowered, and less alone.
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New to Grow

$160/session

Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Independent Clinical Social Worker (LICSW) in Washington State with 9 years of experience supporting individuals through a wide range of challenges. I believe every person has the capacity to create meaningful and lasting change in their life, and that everyone deserves access to quality mental health care. My approach is grounded in meeting clients where they are, without judgment, while creating a space where they can feel heard, understood, and supported. I have extensive experience working with anxiety, depression, trauma, difficult life transitions, and grief and loss. I work especially well with clients who are ready to take an honest look at where they are in life and are willing to take steps toward where they want to be. Therapy can be difficult work, but you don't have to navigate that process alone. My goal is to help you better understand yourself, work through what is holding you back, and build the tools and confidence needed to move forward.
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$100/session

Authentic
Empowering
Solution oriented
Specialties
Anxiety
Coping Skills
Depression
+5
Welcome! I’m Ronica Sobiech. Thank you for taking a moment to get to know me. Scheduling that first appointment for mental health can be tough. It is the hardest part of the journey. Finding a provider that fits your personality and needs can also be a challenge. Take a moment to get to know me to determine if you feel we will be a good fit to help you be a better version of you. I am a Licensed Independent Clinical Social Worker (LICSW) with over 17 years of experience providing clinical counseling to active-duty military service members, retirees, and their families. I graduated in 2003 from the University of Washington, School of Social Work. I have extensive experience assisting clients with a broad range of concerns, including crisis intervention, life transitions, anxiety, depression, grief and loss, self-esteem, and trauma/PTSD.
VirtualAvailable
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$200/session

Solution oriented
Authentic
Empowering
Specialties
ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable
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$85/session

Solution oriented
Intelligent
Authentic
Specialties
Addiction
Anxiety
Depression
+10
Hello! I'm delighted you're taking the courageous step of seeking support. As an independently licensed therapist with over 20 years of practice, I bring a wealth of experience and a deep commitment to helping individuals and couples achieve their desired mental health outcomes. My educational foundation includes a Master of Clinical Social Work with a focus on Mental Health and Addictions Practice from Indiana University, and a Ph.D. from Western Michigan University. I'm licensed to practice across multiple states, including Michigan, Oregon, Illinois, Texas, and Washington, allowing me to serve a broad range of clients. My passion is helping adults successfully navigate challenges such as: • Stress • Mood Disorders (including anxiety and depression) • PTSD, anger management • Substance Use Disorders and other co-occurring conditions I also work with couples who are facing relationship challenges, guiding them toward stronger connection and communication. Ready to start your journey toward better mental health and a more fulfilling life? I look forward to partnering with you.
VirtualAvailable
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$200/session

Authentic
Empowering
Solution oriented
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 13 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, personality disorders, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
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$175/session

Authentic
Humorous
Solution oriented
Specialties
Career Counseling
Life Transitions
Women's Issues
+8
Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington, Virginia, and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
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$90/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Perinatal / Postpartum
I'm Heather Davies, a dedicated counselor with over 20 years of experience helping individuals navigate life's challenges. I earned my BA in Psychology from the University of Texas at Arlington and my MA in Counseling from Dallas Baptist University. My practice focuses on women's issues, parenting support, stress management, anxiety and panic disorders, and depression. Through a compassionate and personalized approach, I strive to create a safe space for healing and growth.
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$100/session

Humorous
Warm
Direct
Specialties
Child or Adolescent
Life Transitions
Mood Disorders
+7
I believe that change happens when people are given the proper guidance and tools needed to pursue their goals while also giving them the autonomy to pull on their own strengths and qualities that will get them to the finish line. I provide clients with a space full of compassion and support to help them overcome obstacles and move forward in life. My therapeutic experience mostly consists of services provided to adult and adolescent clients struggling with depression, anxiety, trauma, family conflict, and stress related issues. I tailor various therapeutic modalities such as, Cognitive Behavioral Therapy, Solution Focused, Positive Psychology and Motivational Interviewing according to the client’s individual needs and wants. I believe that everyone is entitled to pursue and live a fulfilling and happy life. I believe that a large part of wellness is having healthy, meaningful relationships, not just with others, but with ourselves.
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$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
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$110/session

Authentic
Warm
Empowering
Specialties
Anxiety
Depression
Mood Disorders
+3
I'm Ashley Cross, a Licensed Clinical Social Worker and Board-Approved Clinical Supervisor with over 15 years of experience helping adults navigate anxiety, depression, bipolar disorder, life transitions, stress, and other emotional challenges. I believe therapy should be a place where you feel safe, supported, and free from judgment. My approach is compassionate, collaborative, and tailored to your unique needs and goals. Together, we'll work to better understand the challenges you're facing, build effective coping skills, and create meaningful, lasting changes that support your overall well-being and help you move toward a more balanced and fulfilling life.
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$140/session

Empowering
Intelligent
Open-minded
Specialties
Anxiety
Coping Skills
Depression
+8
I'm a board-licensed therapist with extensive experience working with teens and adults. I believe that therapy is characterized by safety, trust, respect, and an emphasis on education and self-discovery. I have had the pleasure of conducting therapy with people of various ages and backgrounds. I have served in various clinical settings (e.g., inpatient psychiatric, outpatient counseling, addictions, etc.). My specializations include working with those who have experienced life-altering anxiety, depression, trauma, relationship challenges, substance use, and chronic stress.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.