Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 157 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

SeattleSpokaneOlympia

Availability updated: 9/28/2026

New to Grow

$120/session

Specialties
Anxiety
Depression
Life Transitions
+1
Hello, I'm Megan Young and I have over 10 years of experience supporting children and families through a variety of challenges and life transitions. My approach is strengths-based, compassionate, and focused on creating a safe, supportive space where individuals feel heard and understood. I believe in building on the strengths, relationships, and skills that are already present to help you grow, connect, and thrive.
Available

New to Grow

$150/session

Specialties
Addiction / Substance Use
ADHD
Trauma and PTSD
+10
I’m Eddie. I’m a therapist, husband, dad, and someone who has lived enough life to know that people can change. I became a father young, have experienced my own struggles with addiction and recovery, and I wasn’t always the person I am today. A lot of my life has been about learning how our physical, mental, relational, and spiritual worlds are connected, and how our past can shape us without having to define our future. Before becoming a mental health therapist, I worked in substance use treatment, which was especially meaningful because I understood some of that struggle personally. Today I work with teens and adults navigating trauma, ADHD and neurodivergence, addiction, anxiety, depression, relationships, identity, and life transitions. I’m not interested in reducing someone to a diagnosis or pretending I have life completely figured out because I’m sitting in the therapist chair. I’m another human being who has done a lot of growing myself, and I want therapy to be a place where you can be honest about who you are, understand how you got here, and figure out who you want to become.
Available

$165/session

Authentic
Empowering
Intelligent
Specialties
Addiction
Mood Disorders
Trauma and PTSD
+9
Hi there! Thanks for taking the first step on your behavioral health journey. I have worked in the behavioral health field since 2016, primarily in community mental health, and have a wide range of experience from traditional outpatient therapy, to crisis intervention and more. I work primarily with co-occurring disorders, trauma based disorders, and mood disorders. I am currently licensed in Colorado as Licensed Clinical Social Worker (LCSW) and Licensed Addictions Counselor (LAC). I obtained a Masters in Social Work (MSW) from Boise State University in 2019 and a Masters in Addiction Counseling from Grand Canyon University in 2023. I am also credentialed at a national level as a Master Addiction Counselor (MAC) through NAADAC. My goal as a clinician is to help folks learn how to effectively navigate the chaotic world we live in.
VirtualAvailable

$180/session

Authentic
Warm
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I take a warm, down-to-earth approach to therapy and work from a trauma-informed lens. I believe our reactions make sense, even when they feel overwhelming or confusing. Together, we slow things down and begin to understand what’s underneath your experiences. I bring in an understanding of how the brain and nervous system respond to stress, helping your reactions feel more understandable and connected to what you’ve been through. I see your reactions as signals worth paying attention to. Rather than only trying to manage them, we take time to understand why they’re showing up and what they might be connected to. From there, we can begin to shift how you respond, building tools that actually support you in a way that feels more grounded and effective.
VirtualAvailable

$200/session

Authentic
Solution oriented
Intelligent
Specialties
Eating Disorders
Life Transitions
Women's Issues
+4
I have 15 years experience working with a wide breadth of individuals. I have a speciality in helping individuals with food struggles, negative body image, anxiety, and depression. I also enjoy working with women's issues in postpartum and perimenopause. I use an integrative strengths-based approach with CBT, psychodynamics and Family Systems techniques. I can help you replace self-destructive behaviors with acceptance and self-love, while offering practical tools for managing emotions and challenging negative thoughts. My approach focuses on building resilience and fostering self-compassion for lasting change.
VirtualAvailable

$160/session

Authentic
Direct
Open-minded
Specialties
Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
Available

$175/session

Authentic
Warm
Empowering
Specialties
Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
VirtualAvailable

$150/session

Authentic
Solution oriented
Warm
Specialties
Anxiety
Family Conflict
Perinatal / Postpartum
+10
Hello and thank you for taking the time to review my page. I am currently accepting new clients for my Telehealth Therapy practice, offering valuable mental health services from the convenience of your own couch. I am grateful for the opportunity to work alongside individuals on their journey to prioritize wellness in their lives. With over 10 years experience providing psychotherapy services to individuals of all ages in various settings—including homes, schools, outpatient clinics, and through online therapy—I strive to meet diverse needs. Please visit my website www.telehealththerapy.org for more information.
VirtualAvailable

$200/session

Solution oriented
Authentic
Empowering
Specialties
ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
VirtualAvailable

Often rebooked

$200/session

Solution oriented
Authentic
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker and private practice therapist with over 13 years of experience supporting individuals, couples, and families. My approach is compassionate, collaborative, and grounded in evidence-based care. As an African American therapist, I am passionate about helping clients heal from trauma, navigate life transitions, build healthier relationships, and achieve meaningful personal growth. I am known for being empathetic, encouraging, authentic, and committed to creating a safe space where clients feel heard and supported.
Available

$150/session

Warm
Authentic
Specialties
Anxiety
Obsessive-Compulsive (OCD)
Phobias
+2
I am a licensed professional clinical counselor with over 10 years of experience specializing in treating anxiety related disorders such as , Generalized Anxiety, Obsessive Compulsive Disorder, and Hoarding Disorder. I also work with people experiencing life transitions, grief issues, and women's issues. I have a masters degree in clinical psychology from Azusa Pacific University and enjoy helping clients reach their life goals.
VirtualAvailable

$200/session

Empowering
Intelligent
Solution oriented
Specialties
Mood Disorders
Personality Disorders
Trauma and PTSD
+8
Trevor Duncan, PsyD, is a Licensed Mental Health Counselor with over 13 years of experience helping teens and adults navigate a wide range of emotional, behavioral, and serious mental health challenges. Throughout his career, he has worked with individuals facing anxiety, depression, trauma, personality disorders, mood disorders, life transitions, and other complex mental health concerns, providing compassionate and evidence-based care tailored to each person's unique needs. Beyond his professional role, Trevor is a father, grandfather, brother, and son who understands the importance of connection, family, and personal growth. He believes that meaningful change occurs through authentic relationships, empathy, and a collaborative therapeutic process. His goal is to create a safe, supportive environment where clients feel heard, respected, and empowered to make positive changes in their lives. When he's not working with clients, Trevor enjoys spending time outdoors and riding his bicycle. His appreciation for nature, movement, and balance informs his holistic approach to wellness and mental health. Whether you are facing significant challenges or simply seeking personal growth, Trevor is committed to helping you build resilience, develop practical coping skills, and create a more fulfilling life.
Available

$150/session

Authentic
Warm
Specialties
Anxiety
Depression
Trauma and PTSD
+4
I am an independently licensed clinical social worker in Washington and Oregon. I have four years of experience as a therapist and over a year of experience in independent clinical practice. Coming to this career later in life, I bring valuable life experience, perspective, and a commitment to lifelong learning to my work. I am passionate about social justice, respecting individual differences, and recognizing the unique strengths each person brings. My previous experience as a teacher and a social worker has given me the opportunity to work with people from many backgrounds. It is deeply important to me, , to honor our differences while recognizing our shared humanity, . I am passionate about helping people heal from trauma, navigate life transitions, develop greater self-understanding, and cultivate self-compassion. My goal is to provide a supportive, collaborative space where clients can understand themselves and move toward a life that is authentic and fulfilling.
Available

$120/session

Warm
Authentic
Empowering
Specialties
ADHD
Anxiety
Military/Veterans
+10
I am a bilingual and bicultural Licensed Mental Health Counselor licensed in Florida with over 15 years of experience working as a psychotherapist. I have worked around the world- in Mexico, in the US, in Germany, in Japan, and in US, and worked in a wide variety of settings, including extensive work in community mental health, substance abuse/addictions, child welfare, and with military and veteran populations. I have worked with clients with a wide range of concerns including couples/relationship issues, anxiety, depression, immigration-related issues, abuse and trauma, divorce and separation, and grief and loss, among other things. I have also worked extensively with the Marine Corps in the area of force preservation and suicide prevention, and have worked with other branches of the service as well, both in the US and OCONUS. My counseling style is warm and interactive. I believe in treating anyone with respect, sensitivity, and compassion, and I don't believe in stigmatizing labels. I honestly believe we can work together to find solutions for almost any problem and that we can emerge from challenges stronger, and even more resilient. My approach combines cognitive-behavioral, humanistic, mindfulness training, and other techniques. I also have incorporated many things I have learned in my travels and interactions with psychology in other cultures and countries into my extensive training. I will tailor our interactions and treatment to help you meet your goals and work collaboratively with you every step along the way. It takes courage to seek for a more fulfilling and happier life and to take the first steps towards a change. If you are ready to take that step I am here to support and empower you.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I have over 11 years of experience helping adults and am licensed in Washington (LMHC), Illinois (LCPC), and Wisconsin (LPC). Additionally, I hold a Rehabilitation Counseling Certification (CRC). I work with clients facing mental health issues or challenging life experiences, including trauma, substance use, negative thoughts and emotions, and relationship difficulties. I was born and raised in Taiwan and have lived in the United States for 27 years. I am very empathetic and have extensive life experience. I can provide counseling in English or Mandarin. My doctoral degree is in mental health counseling. I do not prescribe medication.
Available

$175/session

Warm
Solution oriented
Direct
Specialties
Anxiety
Depression
Trauma and PTSD
+10
Hi, I'm Sara. I help individuals caught in controlling and abusive relationships see through the gaslighting, reconnect with their intuition, and shift from survival to self-trust. I specialize in working with survivors of psychological, emotional, verbal, or physical abuse, narcissistic abuse, coercive control, and domestic violence. I also provide individuals struggling with anxiety, depression, trauma/PTSD, infertility and perinatal mood disorders, with the tools they need to begin healing. In couple's work, my approach focuses on recognizing and unlearning disruptive patterns, learning new strategies to communicate more effectively, and rebuilding emotional safety and connection. I graduated with my M.A in Counseling from Northwestern University in 2020, and am currently a doctoral student in the Counseling Education and Supervision program at University of the Cumberlands.
VirtualAvailable

Often rebooked

$100/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Autism
Coping Skills
+5
Hi, I’m a licensed therapist in Washington, Montana, and Florida, and I truly believe caring for your mental health is one of the most important steps toward a steady, fulfilling life. Reaching out isn’t easy, so I’m really glad you’re here. I focus on supporting adults who are looking to expand their ways of coping and understand themselves better. My style is warm, curious, and collaborative—I use proven approaches while also trusting intuition to help you build skills and reconnect with your strengths. You can expect empathy, compassion, and a space where you can show up as your full self.
VirtualAvailable

$150/session

Intelligent
Authentic
Open-minded
Specialties
Addiction
Anxiety
Family Conflict
+10
I bring a strong foundation in race-based trauma work and a client-centered and holistic healing approach. I’m especially passionate about supporting Black men and women on their journeys through the 21st-century Diaspora. As a Licensed Professional Counselor (LPC) in Oregon, and Licensed Mental Health Counselor (LMHC) in Washington state, I’m a compassionate therapist who believes deeply in healing, growth, and personal transformation. You don’t have to face life’s challenges alone. Please Note: Therapy does not FIX anything! Therapy is an act of courage and self-love. I have extensive experience working with adults from ALL ethnic, racial, and socio-economic backgrounds. I am particularly passionate about formulating alliances that will inform and strengthen the individual on their individual and collective journey in the 21 Century. Therapy is not a bad word. I would love to help you identify the right approach for your healing.
Available

Often rebooked

$100/session

Open-minded
Warm
Authentic
Specialties
ADHD
Child or Adolescent
Trauma and PTSD
+7
Hello! I am a licensed mental health counselor that has been actively practicing with a variety of ages and issues for the past 15 years. The bulk of my work has been with children, adolescents, and adults in individual, group, and couple's counseling work. I have done a large amount of extra training in trauma work, neurodivergence, attachment and relational issues. I blend several modalities in order to provide a person centered, strengths-based approach that best fits the individual client. I am a believer that the tools to heal are already inherently inside of all of us, and work to help you find your way to your stability, growth, and comfort.
Available

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Bipolar Disorder
Trauma and PTSD
+10
Are you carrying pain you don’t talk about—spiritual questions, emotional wounds, or unspoken grief that is causing mood instability and difficulty with relationships or with making decisions? As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
VirtualAvailable

$150/session

Solution oriented
Authentic
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+9
I have provided counseling services to clients since 2008 and have experience with a wide range of mental health and behavioral disorders in a variety of treatment settings to include crisis stabilization units, inpatient psychiatric hospitals, inpatient substance abuse treatment centers, outpatient community mental health, and both inpatient and outpatient mental health treatment in correctional settings. As such, I have gained extensive experience working with individuals with complex issues.
VirtualAvailable

$175/session

Authentic
Solution oriented
Humorous
Specialties
Career Counseling
Life Transitions
Women's Issues
+8
Are you a woman facing big decisions? Navigating relationship challenges, family dynamics, parenting difficulties, career pivots? My background shapes how I approach therapy with clients facing such women's issues, which includes years as a licensed mental health counselor, but also as serving in senior leadership within higher education, supporting clients as a transformational coach, and balancing parenting along the way. This mix (and juggling act) gives me a practical understanding of how emotional wellbeing is often shaped by work, caregiving, relationships, and major life responsibilities. Many of the woman I work with are thoughtful, capable, and carrying more than others realize. They often appear highly functional on the outside while privately feeling overwhelmed, depleted, uncertain, or disconnected from themselves. I help clients slow things down enough to understand what is happening beneath the surface, identify what needs attention, and move forward in ways that feel grounded and realistic. I am licensed in Washington, Virginia, and Rhode Island, am a nationally certified counselor, and hold a doctorate in adult and higher education. While my colleagues may call me Dr. T, in counseling I'm just Melanie. I'm here to support you, help you find clarity and calm, offer guidance, levity, and a safe space for tears, perimenopausal rage, or a well placed curse word. Together, we find solutions to the barriers keeping you from your next chapter.
VirtualAvailable

Often rebooked

$120/session

Intelligent
Authentic
Direct
Specialties
First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
Available

$150/session

Authentic
Humorous
Intelligent
Specialties
Anxiety
Depression
Life Transitions
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable

$250/session

Intelligent
Authentic
Solution oriented
Specialties
Couples Counseling
Depression
Trauma and PTSD
Introduction to Dr. Raymond H. Hamden Dr. Raymond H. Hamden is a Clinical and Forensic Psychologist with over 50 years of experience helping individuals, couples, families, and organizations navigate life’s most complex psychological challenges. His work is grounded in a simple but powerful philosophy: “People Helping People: Making a Better World.” Dr. Hamden brings a unique combination of deep clinical expertise, real-world experience, and human understanding. He has worked across hospitals, forensic settings, government systems, and private practice, supporting individuals dealing with anxiety, depression, trauma, relationship conflict, identity concerns, and major life transitions. What Makes His Approach Different Dr. Hamden does not believe in a one-size-fits-all model. Each person is seen as unique, with their own story, strengths, and potential for growth. His approach integrates: Clinical and forensic psychology Emotional and behavioral insight Communication and relationship dynamics Trauma recovery and resilience building Practical, real-life strategies for change He is also the developer of the Quantum Collaboration Model, focusing on improving how people relate, communicate, and support one another, at home, at work, and in society. Areas of Support Individuals seek Dr. Hamden’s guidance for: Stress, anxiety, and mood concerns Trauma and post-traumatic growth Relationship and family challenges Personal identity and life direction Behavioral and emotional regulation Conflict resolution and communication Forensic and legal-related psychological evaluations What to Expect Working with Dr. Hamden is not just about talking, it is about understanding, clarity, and meaningful change. Clients often describe the experience as: Insightful and grounding Respectful and non-judgmental Structured yet flexible Focused on real-life outcomes A Message to Prospective Clients If you are seeking clarity, support, or a path forward, you are not alone. Dr. Hamden offers a space where your experiences are understood, your voice is heard, and your growth is supported—with professionalism, compassion, and purpose.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.