Therapists that accept Cash Pay in Washington

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 192 verified therapists in Washington who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/24/2026

$100/session

Warm
Authentic
Open-minded

Specialties

ADHD
Autism
Depression
+4
I’m Gwendolyn Barnhart, PhD, PsyD, EdD, a licensed clinical psychologist with a cross-jurisdictional private practice serving Washington, Oregon, Hawaii, Alaska, British Columbia, and PSYPACT states. I have vast experience working with neurodivergence, intellectual and developmental disabilities, in multicultural settings. I primarily serve clients who identify with autism and ADHD. As an AuDHD psychologist, I bring lived experience alongside clinical expertise, which helps me create spaces that feel safer, clearer, and more attuned to neurodivergent needs.
VirtualAvailable
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$110/session

Authentic
Solution oriented
Empowering

Specialties

Anxiety
Child or Adolescent
Depression
+10
Greetings, my name is Jacky Jaeok Kim and my Korean name translates to “pearl of wisdom” in my native tongue. I’m also a 1st generation Korean immigrant to the US, a proud dog mom, an insatiable polymath, a technology advocate, and a person of many facets with a lifetime’s worth of stories under my belt. As a former DACA recipient and survivor of SA, I carry a deep understanding of resilience and hope with me in everything I do. I have 11 years of experience in the mental health/medical field and community-based work. My journey began advocating for the civil rights and safety of individuals in the criminal justice system with Orleans Public Defenders. From there, I expanded my work to serve diverse populations in juvenile justice, education, hospital systems and more. A formative experience in my career was a summer spent fly-fishing and working alongside grizzlies in Katmai National Park, where I was in complete reverence to Mother Nature and the remoteness of the Alaskan wilderness. This eventually led me to the Yukon-Kuskokwim region of Western Alaska upon receiving my MSW, where I worked as an itinerant social worker among the Yup’ik population. This experience deepened my respect for the indigenous way of life and reinforced my life’s commitment to providing meaningful, excellent patient care and therapy in rural settings.
VirtualAvailable
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New to Grow

$160/session

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
Psychotherapy provides a safe place to discuss fears, thoughts, and difficult decisions we as humans must make during our journey in life. I believe we are capable of making life changes with the right tools. I am here to listen without judgement. I believe we all have a story to share. Being heard is one of the most important aspects of communication. My passion is working with clients who have experienced some form of trauma in their lives. By sharing your story, we can begin to process the trauma from experience to a new understanding, while remaining in the present.
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New to Grow

$86/session

Specialties

Anxiety
Depression
Substance Misuse
I am passionate about working with individuals who are experiencing a moment or series of events in their life that seem difficult, unacceptable, or painful. I am here to listen, support, guide, and help you to work through those moments, as well as celebrate your wins and successes. "This too shall pass" moments are an absolute truth in life, and I look forward to working with you while they do. Currently serving the states of Washington, Pennsylvania and Maryland. In my spare time, I enjoy traveling all over the world, raising my teenager, learning Croatian, working out, trying new recipes, and spoiling my pit bulls!
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New to Grow

$150/session

Specialties

Anxiety
Health/Medical Issues
Life Transitions
+6
When life shifts, your body often feels it first. You might experience a "heavy" fatigue, or a nervous system that feels permanently stuck in "fight or flight." It can be difficult to find the best tools to manage life's challenges, but learning how to regulate your mind and body can significantly improve your quality of life. I'm Meghan, a Counselor specializing in Somatic-Informed Therapy. I believe that true resilience isn't just "mind over matter"—it's learning to listen to what your body is telling you. My approach combines traditional clinical insight with somatic (body-based) tools and mind-body techniques. We won't just analyze your stress; we will work to discharge it from your nervous system. Whether you are navigating something new or seeking new coping tools, I provide a grounded space to help you reconnect with yourself.
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New to Grow

$120/session

Intelligent
Warm

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I'm Anabel, a clinical social worker and certified trauma therapist and I work with people who are really good at holding it all together — until they're not. If you're exhausted in a way that's hard to explain, carrying more than your share, and wondering if this is just what life feels like now — this is the space I built for that. I work with adults who are holding everything together — managing responsibilities, relationships, and internal pressure — while quietly wondering why it all still feels so hard. My practice, Surviving to Thriving, exists for people who are ready to stop white-knuckling their way through life and start actually living it.
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New to Grow

$130/session

Specialties

Chronic Illness
Health/Medical Issues
LGBTQ
+10
I’m passionate about supporting adults navigating life with anxiety, depression, chronic illness, disability, complex family dynamics, grief, and life transitions. I also work a lot with clients who are neurodivergent or part of the LGBTQ+ community. I know how important it is to feel truly seen, heard, and understood. I combine personal life experiences with evidence based strategies to help you achieve your treatment goals.
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$150/session

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+8
Clients shouldn't have to be in therapy forever! Together, we'll co-create a balanced approach combining active listening with practical techniques, helping you reclaim your narrative and overcome obstacles. My clinical and holistic approach aims for deeper alignment and fulfillment—think more water, less soda. As an LCSW, I'm trained in EMDR, certified in Theta Healing, Reiki, Transformational Life Coaching, and Therapeutic Touch, and am a Master Practitioner in Neuro Linguistic Programming, Hypnotherapy, and Time Line Therapy. I provide a compassionate, judgment-free space to explore your wants, needs, and emotions. You know yourself best, and our work is about uncovering your truths rather than imposing mine. Together, we'll determine the tools and approaches that best suit your needs, ensuring you feel heard, validated, and empowered. The goal is to help you confidently manage challenges independently over time. We'll walk side-by-side, with you gradually taking the lead and me offering steady support. If you have pressing concerns, those always take precedence. Our sessions focus on understanding HOW you think, not just WHAT you think, exploring both conscious and unconscious beliefs and emotions. You'll leave with clear, actionable steps, such as mindfulness exercises, creative writing prompts, meditation, and breathwork techniques to regulate emotions and reclaim your narrative. Therapy isn't about fixing what's "broken" but enhancing alignment and fulfillment while overcoming obstacles. By focusing on your goals and measuring progress, we can eliminate stigma, leaving shame behind and empowering you toward greater self-awareness and fulfillment.
VirtualAvailable
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$185/session

Empowering
Authentic
Direct

Specialties

Men's Issues
Trauma and PTSD
Women's Issues
+7
I help high-functioning adults reconnect with themselves and learn to trust their own judgment again. Many of the people I work with are thoughtful, capable adults who have spent years taking care of everyone else while quietly struggling themselves. They often appear successful on the outside but privately feel anxious, emotionally exhausted, overwhelmed, or disconnected from who they used to be. You may be recovering from betrayal, navigating a difficult relationship or divorce, struggling with perfectionism or people-pleasing, healing from trauma, or facing a major life transition. Somewhere along the way, you may have begun second-guessing yourself, losing confidence in your instincts, or wondering why life feels so much harder than it looks from the outside. My approach is warm, practical, and collaborative. Together, we'll make sense of the patterns keeping you stuck, calm your nervous system, reduce shame, strengthen healthy boundaries, and build the confidence to make choices that align with your values instead of fear or self-doubt. Therapy should leave you feeling understood, supported, and equipped with practical tools that make everyday life feel lighter.
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$140/session

Authentic
Warm
Direct

Specialties

Couples Counseling
Family Conflict
Mood Disorders
+4
Stephanie Passmore is the founder of The Narrative Reframe, PLLC and has more than a decade of experience as a licensed professional counselor. She can help you change your perspective and create a new life motto. It's essential to remember that you have the power to take control of your story and say that this is not how it's going to end. Stephanie can identify the root of your narrative and assist you in making the necessary changes to live the life you deserve. So, if you want to create a better future, take the first step and let Stephanie help you transform your story into one of success and fulfillment.
VirtualAvailable
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$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Bipolar Disorder
Trauma and PTSD
+10
As a licensed mental health counselor and professional counselor with 20 years of experience, I provide trauma-informed psychotherapy, faith-based counseling, and specialized evaluations for clients in Washington and Arizona. My passion is creating a safe, sacred space for those who feel overlooked or misunderstood, helping individuals, couples, and families to heal from anxiety, depression, and trauma. I meet you where you are, blending therapeutic expertise with compassion to help you find your strength and begin again.
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$140/session

Empowering
Intelligent

Specialties

ADHD
Autism
Chronic Illness
+10
I am a compassionate, neuro-affirming therapist dedicated to supporting adults as they navigate the intersection of neurodivergence, chronic health challenges, and systemic burnout. My practice is designed to be a low-pressure, accessible space—whether we are working together in individual therapy or within the intimate, collaborative setting of a peer-support cohort. I integrate evidence-based approaches including ACT, CBT, and DBT with a strengths-based lens to help you move away from shame and toward sustainable self-advocacy. I am fluent in ASL and spoken English, ensuring that communication is clear, comfortable, and tailored to your unique sensory and processing needs. My goal is not to "fix" you, but to help you build a life that truly fits your nervous system. Together, we will dismantle the exhaustion caused by trying to meet neurotypical expectations and instead create authentic, manageable paths forward that honor your body and your brilliant, busy brain. Whether you are dealing with executive dysfunction, chronic pain, or the stress of major life transitions, you will find a partner here who truly understands the weight of your experience.
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$175/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Mood Disorders
Spirituality
+6
We all have the opportunity in our life to start fresh. During the journey, we change, grow, heal, destroy, and can improve our lives. You will experience difficulties, and you are not alone. We are not alone in this world, but we are compelled to isolate ourselves from the fear of experiencing too much pain. I have many years of clinical training with life experiences, including successes and failures, but we are not provided a how to manual at birth. I have a sense of humor, but good sound clinical judgment, so take a leap of faith.
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$110/session

Solution oriented
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+9
With over 23 years of experience, I have had the privilege of working with a diverse range of individuals and families navigating life’s challenges. My work includes helping people manage anxiety, depression, grief and loss, relationship concerns, and life transitions. I also bring experience supporting military members and others who have experienced trauma, including PTSD and traumatic brain injuries. My approach to therapy is collaborative. I believe that therapy works best when we work together as a team. I strive to create a safe, supportive environment where you can share your story openly and feel heard without judgment. From there, we can explore practical tools and strategies that help you make meaningful and healthy changes in your life. Seeking support can feel like a big step, and I respect the courage it takes to begin the process. My goal is to help you gain insight, develop practical coping skills, and move toward a life that feels more balanced, meaningful, and fulfilling.
VirtualAvailable
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$150/session

Holistic
Open-minded

Specialties

Addiction
Anxiety
Trauma and PTSD
+3
I’m Michael, a Licensed Independent Clinical Social Worker and Substance Use Disorder Professional with a background in crisis work. I work with adults navigating anxiety, depression, trauma, life transitions, and substance use concerns. My style is supportive, practical, and nonjudgmental. I help clients build insight, strengthen coping skills, and take realistic steps toward feeling more grounded, confident, and in control of their lives.
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New to Grow

$100/session

Specialties

ADHD
Child or Adolescent
Trauma and PTSD
+7
Hello! I am a licensed mental health counselor that has been actively practicing with a variety of ages and issues for the past 15 years. The bulk of my work has been with children, adolescents, and adults in individual, group, and couple's counseling work. I have done a large amount of extra training in trauma work, neurodivergence, attachment and relational issues. I blend several modalities in order to provide a person centered, strengths-based approach that best fits the individual client. I am a believer that the tools to heal are already inherently inside of all of us, and work to help you find your way to your stability, growth, and comfort.
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$150/session

Empowering
Warm
Open-minded

Specialties

Anxiety
Bipolar Disorder
Depression
+10
Many people come to therapy at a moment when they realize something in their life can’t continue the way it has been. You may feel stuck in painful patterns, overwhelmed by stress or uncertainty, or aware that something deeper needs attention. I offer a thoughtful, grounded space where we can slow down and explore what is happening beneath the surface so that meaningful change becomes possible. My work integrates mindfulness, somatic awareness, Internal Family Systems, and depth-oriented psychology to help clients understand themselves more clearly and move toward a life that feels more authentic and aligned.
VirtualAvailable
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$40/session

Empowering
Solution oriented
Intelligent

Specialties

Depression
Grief
Trauma and PTSD
I am a licensed therapist with many years of experience in different situations. I have worked in private practice, group practices, community mental health and corrections. My areas of strength are with grief and loss, anxiety, depression, relationships and helping clients with their general sense of life struggles. I use a combination of therapeutic approaches while trying to match my clients with what works for them and what they feel comfortable in utilizing.
VirtualAvailable
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$140/session

Warm
Authentic
Empowering

Specialties

Anxiety
Grief
Trauma and PTSD
+10
You are not broken—you are becoming. Life brings challenges, and therapy can be a space where you feel safe, accepted, and empowered to grow at your own pace. I believe in a compassionate, collaborative approach that blends evidence-based practices with genuine curiosity about your unique story. Together, we’ll explore what matters most to you, track progress, and set meaningful goals that support healing and resilience. I am an EMDR certified therapist and child mental health specialist, licensed in both Washington, Idaho, and Montana , with a master's degree in Marriage and Family Therapy from Gonzaga University.
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$175/session

Open-minded
Warm
Authentic

Specialties

Coping Skills
Family Conflict
Life Transitions
+10
It is my desire to support you a long your journey. I have experience and training working with many life challenges faced by people of all ages. It is important to provide evidence based, age and developmentally appropriate therapy to meet your needs. This may look like sand tray expressive arts therapy, skills, Psychotherapy, or having family or friends to support your therapy goals. And sometimes we need to talk, I also provide talk therapy.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.
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$180/session

Authentic
Humorous
Direct

Specialties

Anxiety
Depression
Life Transitions
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
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$160/session

Authentic
Warm
Intelligent

Specialties

ADHD
Anxiety
Trauma and PTSD
+6
I am a Licensed Marriage and Family Therapist who practiced for ten years in a nationally recognized outpatient healthcare clinic before beginning my solo practice. After completing my Bachelor’s degree in psychology at Chapman University, I decided to change careers and pursue a Master’s degree in Clinical Psychology with an emphasis in Marriage and Family Therapy. Working for the clinic provided an extraordinary learning environment and allowed me to benefit from collaboration with amazing clinicians who share my passion to help others. I now continue to utilize the skills and experience I've accumulated to share these benefits with my clients.
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$175/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Self Esteem
Trauma and PTSD
+10
I am an LPC with a PhD in psychology from Walden University. I have been counseling for almost 20 years. Before that, I was a teacher working with students with emotional concerns and their families. I know that it can be very difficult to take the first step to seek counseling. My intent the moment you “walk through the door” is for you to feel safe, cared for, listened to, and above all, understood. I am not here to judge or condemn. We all have our stuff. Life gets messy. Life can be complicated. I grew up in a Christian family riddled with dysfunction; alcoholism, addiction, anxiety, chronic pain, depression, suicidal ideation, and chronic medical issues. I have also worked in the educational sector with children with behavior issues, ADHD, ODD, OCD, attachment disorder, autism, as well as anxiety and depression. I am a people person. I am empathetic, I listen, I am real, and I can help.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Life Transitions
Women's Issues
+9
I am so glad you are here. It takes courage to reach out and I want you to feel welcomed from the very first moment. You deserve a space where you can breathe, feel supported, and be met with genuine care. Clients often tell me they feel comfortable with me quickly. I show up with warmth, calm presence, and real curiosity about who you are. I listen closely to your words and also to the emotions and meaning underneath. There is room here for laughter, honesty, vulnerability, and relief. I work from a strengths based and holistic perspective because you are so much more than your struggles. I see your resilience, creativity, and the ways you have cared for others and pushed through when life felt heavy. I help you reconnect with those strengths so you can feel more grounded and confident in yourself. I also support the mind body connection. As a registered yoga instructor and mindfulness practitioner, I guide gentle grounding practices and nervous system awareness when it feels helpful. These tools can create internal steadiness that supports healing long after you leave the session. Professionally, I am a Licensed Independent Clinical Social Worker with years of experience supporting people through anxiety, stress, grief, and life transitions. My background in clinical leadership means I know how to remain steady in complex emotional moments while holding hope when things feel uncertain. I believe therapy works best when we do it together. You are the expert on your own life. My role is to walk beside you with empathy, encouragement, and the belief that change is possible. You do not need to have everything figured out. Come as you are. Here, you can feel seen and supported as you move toward a life that feels meaningful, aligned, and fully yours.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Washington. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Washington from Spokane to Tacoma! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Washington.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.