Therapists that accept Cash Pay in South Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 363 verified therapists in South Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charleston

Availability updated: 10/26/2026

$145/session

Open-minded
Direct
Intelligent
Specialties
Life Transitions
Men's Issues
Parenting
+4
I am a seasoned educator, school and mental health counselor. I have two young adults. I am a curious, big-picture thinker who is comfortable asking direct questions and offering a different perspective. I sometimes gently challenge a client's first interpretation of a situation so we can consider what else may be true. My style is conversational, practical, and collaborative, with room for humor and honest discussion.
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$100/session

Authentic
Empowering
Specialties
Anxiety
Childhood / Intergenerational Trauma
Emotional Regulation
+9
I would describe myself as a therapist who is laid-back, charismatic, warm, and engaging. I firmly believe it is an honor to be part of someone’s journey, and my work ethic reflects that belief in my practice. I want my clients to feel comfortable showing up as their authentic selves without feeling judged or like they have to “perform” in therapy. If you have ever seen Issa Rae in Insecure, then that is probably the closest representation of what I am like in session! I am conversational, relatable, and not afraid to laugh with my clients when the moment calls for it. At the same time, I know when to slow down, sit with the difficult stuff, and have the deeper conversations that may be uncomfortable but necessary. I believe therapy can be both meaningful and enjoyable, and that you do not have to spend every session crying to make meaningful progress. I am also genuinely curious about my clients and want to understand the person beyond their presenting concern. I care about their relationships, experiences, culture, values, and the experiences that have shaped how they see themselves and the world around them. I view therapy as a collaborative process rather than a space where I simply tell someone what to do. My goal is to create an environment where clients feel heard, understood, supported, and challenged when needed. Ultimately, I want my clients to leave sessions feeling like they could be completely themselves, while also walking away with something meaningful to think about, practice, or carry into their everyday lives.
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$150/session

Empowering
Intelligent
Authentic
Specialties
ADHD
Anxiety
Depression
+9
My dream client is someone who recognizes that they deserve to be happy and is genuinely ready to grow. They approach the therapeutic process with an open mind, understanding that motivation and introspection can develop over time. This client is committed to taking control of their life and actively managing symptoms of mental health that hinder their well-being, paving the way for a healthier and more fulfilling lifestyle.
VirtualAvailable
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$100/session

Warm
Open-minded
Solution oriented
Specialties
Anxiety
Emotional Regulation
Self Esteem
+10
I am a compassionate and down-to-earth therapist who believes that therapy should be a place where you feel comfortable, understood and able to be yourself. I have extensive experience working with children, adolescents, young adults, and families, and I strive to create a supportive environment where even difficult topics feel easier to talk about. I also believe there is room for appropriate humor, during therapy, sometimes being able to smile or laugh together can make the hard work feel a little less overwhelming. What you see in session, the laid back, goofy but can be blunt person is who you'd meet on the street if you saw me in public. Serious when serious is needed.
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New to Grow

$85/session

Specialties
Anxiety
Attachment Issues
Trauma and PTSD
Are you feeling overwhelmed by the same challenges, uncertain about where to turn, or like change is impossible? I’ve been there, and I understand how heavy it can feel. At Haven’s Pathway, I offer a compassionate and supportive environment where you can safely explore your emotions, thoughts, and actions. Together, we’ll work through what’s holding you back and create space for growth and transformation. Taking the first step toward change takes real courage, and I’m here to walk alongside you. If you don’t take that step today, when will you? The path to freedom and understanding starts now.
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Often rebooked

$130/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
Self Esteem
+10
Hello, I'm Dora Smith. I am a Licensed Professional Counselor, in the state of Virginia and South Carolina. I am a former teacher who worked with the regular and special education environment. I received my Bachelor’s degree from the University of Alabama and my Master’s degree in Clinical Mental Health from the University of the Cumberlands in Williamsburg, Kentucky. I work with individuals, couples, and adolescents to improve relationship concerns, self-esteem, depression, anxiety, post-partum, grief, life transitions, ADHD, PTSD, and addictions. I believe everyone can overcome their struggles with support and genuine effort. Life transitions can feel overwhelming, whether you’re adjusting to parenthood, balancing care for both children and aging parents, or stepping into adulthood. My passion is helping you navigate these changes while staying true to yourself. Each person’s journey is unique, and I aim to help you improve your life your way. Together, we’ll explore how your thoughts, actions, and emotions connect, then adjust them to support your goals. My approach is warm, person-centered, and celebratory—I’ll always acknowledge your progress along the way.
VirtualAvailable
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$90/session

Empowering
Authentic
Open-minded
Specialties
Anxiety
Depression
Perinatal / Postpartum
I’m a compassionate, down-to-earth therapist who believes therapy should feel like a safe place to exhale, be honest, and make sense of what you’re experiencing. With 20 years of experience in behavioral health and 16 years as a licensed clinician, along with a background in nursing, I bring a broad and integrative perspective to emotional and mental wellness. I work with women navigating anxiety, life transitions, relationships, motherhood, trauma, and the many responsibilities that can leave you feeling overwhelmed or disconnected from yourself. My approach is warm, collaborative, and practical. I want you to feel heard, not judged and supported as you develop insight, strengthen your coping skills, and reconnect with the parts of yourself that may have gotten lost along the way.
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$125/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Life Transitions
Women's Issues
+10
Life can be challenging, but you don't have to navigate it alone. Whether you're feeling overwhelmed by anxiety, struggling with depression, processing past trauma, facing relationship difficulties, or simply feeling stuck, I provide a supportive and nonjudgmental space where you can be yourself and focus on healing and growth. I'm Ta'Meka Gethers, MA, LPC, NCC, a Licensed Professional Counselor with over 20 years of experience helping children, adolescents, adults, older adults, and families overcome obstacles and build healthier, more fulfilling lives. My approach is compassionate, collaborative, and tailored to your unique needs. I believe that every person has strengths they can draw upon, even during life's most difficult seasons. Together, we'll work to better understand your experiences, develop practical coping skills, and create meaningful change that aligns with your goals and values. My goal is to help you feel empowered, supported, and confident in your ability to move forward.
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$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+7
Hi! I’m Arley Gordon, LCSW, LISW-CP, a licensed therapist offering compassionate, inclusive support for adolescents, adults, and parents. My approach is rooted in trust, empathy, curiosity, and genuine care, and I believe meaningful change begins in a safe, supportive relationship where you feel seen and understood. I’m committed to walking alongside you as you grow, heal, and deepen your self-understanding. I am the founder of Talk About Stuff, a mental health practice dedicated to supporting individuals through life’s challenges.
VirtualAvailable
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$150/session

Specialties
Addiction
Anxiety
Trauma and PTSD
+5
I’m Susanne Sanders, a licensed professional counselor (LPC) with over 20 years of experience working in a variety of settings including community mental health, corrections, private practice and schools with individuals experiencing a wide range of concerns including trauma, depression, anxiety and addiction. I have experience working with children, adolescents and adults. I look forward to the opportunity to work with you!
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$100/session

Warm
Authentic
Open-minded
Specialties
ADHD
Anxiety
Depression
+8
I utilize a positive theoretical orientation which assumes that all individuals possess an innate desire for well-balanced emotional/mental health. I believe a person enters therapy with a strong wish, whether conscious or unconscious, to overcome obstacles and free themselves from constraints that are holding them back. I find that everyone needs a slightly different approach to accomplish these goals, so I adjust in technique for each specific challenge. I truly enjoy the experience of guiding my clients through this process and consider it a privilege to play such an important role in a person's life. “Crying does not indicate that you are weak. Since birth, it has always been a sign that you are alive.” ― Charlotte Brontë, Jane Eyre
VirtualAvailable
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$120/session

Warm
Authentic
Solution oriented
Specialties
ADHD
Anxiety
Depression
+8
I am a compassionate, collaborative therapist who supports individuals and couples in achieving their therapy goals using evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and Emotion-Focused Therapy, along with integrative techniques tailored to each client’s needs. I focus on helping clients develop healthier coping skills, improve communication, strengthen emotional awareness, establish balanced routines, and cultivate more fulfilling relationships. My work also emphasizes fostering self-compassion, assertiveness, confidence, and positive perspectives on life circumstances. My approach is direct yet supportive, solution-focused, and grounded in practical tools and guidance, empowering clients to feel confident and supported throughout their therapeutic journey. I bring my genuine self, professional knowledge, and years of experience to create a trusting, collaborative relationship where both client and therapist can feel confident in working together.
VirtualAvailable
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$125/session

Authentic
Warm
Empowering
Specialties
Anxiety
Trauma and PTSD
Women's Issues
+3
Hey, I’m Mariah! I work with women who look like they have it together on the outside but internally feel exhausted, anxious, overwhelmed, and stuck in patterns they can’t seem to break. A lot of my clients are the ones everyone depends on. They’re successful, self-aware, high-achieving, and used to pushing through. But underneath that, they’re overthinking everything, emotionally drained, struggling in relationships, and wondering why they still feel so stuck despite years of trying to “work on themselves.” Many have done therapy before and left frustrated because they gained insight but nothing actually changed. My approach is honest, direct, and focused on getting to the root of what’s keeping you stuck — not just helping you manage symptoms. I help clients understand the deeper patterns behind their anxiety, perfectionism, people-pleasing, emotional burnout, and relationship struggles so they can stop surviving life on autopilot. I’m not the therapist who just sits quietly and nods for 50 minutes. I’ll challenge you, connect the dots, and help you make real shifts in the way you relate to yourself and others. I also offer private pay therapy for clients looking for more personalized care without the limitations insurance can place on treatment. Clients are able to use HSA/FSA funds to pay for services and are able to receive partial reimbursement through out-of-network benefits.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Life Transitions
+7
Hi, I'm glad you’re here. I’m Liz Sullivan, and I specialize in helping stressed out, busy achievers find their joy in life, and gain control over stress, anxiety and overthinking. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but often feel stressed, frustrated and lonely. Everything is on their to-do list (except themselves), and they are realizing they want things to be different. It's possible to let go of your stressors, feel relaxed, enjoy your relationships, and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.
VirtualAvailable
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$170/session

Warm
Authentic
Solution oriented
Specialties
Depression
Life Transitions
Trauma and PTSD
+2
The woman who has it all together on the outside is often the one carrying the most on the inside. If you're high-achieving, dependable, and exhausted — not from laziness but from carrying too much for too long — this is the space you've been looking for. I'm Whitley Frazier, LCSW, and I specialize in trauma-informed therapy for women and teens navigating trauma, anxiety, emotional overwhelm, and major life transitions. My work is direct, warm, and grounded in approaches that actually produce change. EMDR is at the core of what I do. Unlike traditional talk therapy, EMDR works at a neurological level — helping your brain reprocess stored trauma so it no longer controls how you feel, react, and relate. The result isn't just feeling better temporarily. It's actually being different on the other side. You don't have to keep white-knuckling through life. Healing is possible — and you're worth it.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering
Specialties
Anxiety
Depression
Grief
I am a Licensed Professional Counselor (LPC), a Certified Grief Informed Professional, and a doctoral scholar. I hold a Master of Arts in Professional Counseling and a Master of Arts in Human Resource Management, bringing together clinical expertise with a deep understanding of the personal, relational, and workplace challenges many people face. Throughout more than 30 years of service in behavioral health, human services, leadership, and counseling, I have had the privilege of helping individuals navigate some of life’s most difficult seasons with hope, resilience, and practical strategies for growth. I work with adults experiencing anxiety, depression, grief and loss, caregiver stress, life transitions, relationship concerns, workplace stress, and adjustment to significant life changes. I have a special passion for supporting women, caregivers, helping professionals, and individuals who spend so much time caring for others that they often neglect their own emotional well-being. I also work with individuals seeking greater self-awareness, healthier relationships, improved coping skills, and personal growth. Clients often describe me as warm, compassionate, thoughtful, and easy to talk with. I believe every person has unique strengths, and together we will build upon those strengths while addressing the challenges that may be keeping you from living the life you desire. Whether you are feeling overwhelmed, grieving a loss, managing stress, or simply looking for support during a period of transition, you do not have to face it alone. I am committed to helping you gain clarity, build resilience, and move forward with greater confidence and hope.
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$100/session

Authentic
Direct
Empowering
Specialties
Anxiety
Couples Counseling
Military/Veterans
+9
William brings one of the more distinctive backgrounds on the Grow therapy platform: a former Army Chaplain with over 15 years active military experience, personal experience with therapy, and a rich modality set spanning EMDR, EFT for couples, Solution Focused Therapy, Family Systems, and Narrative Art Therapy. Married with adult children, he is ready to walk alongside his clients to help them through and out of their situation and onto reaching goals of their own. With over 30 years of counseling in a wide variety of settings and groups, let William see if he can help you today. Veterans and First Responders will find that William has a very unique understanding of those communities and cultures and the challenges they can present. Schedule a session today! Now accepting clients. Share this resource with your friends! Sessions are VERY affordable at $85 and hour and $95 per couple. A variety of insurances are accepted, along with private pay through Venmo and Zelle. Fully licensed as a marriage and family therapist in Texas, South Carolina, Georgia and Nevada. He can counsel you if you are a resident of one of these states. Set your appointment up today!
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New to Grow

$130/session

Direct
Humorous
Specialties
Anxiety
Life Transitions
Self Esteem
+5
I’m a Licensed Marriage and Family Therapist serving clients across California with over 20 years of experience supporting individuals and families. Outside of therapy, I feel most connected to the natural world. I’m an eco-therapist, an avid bird watcher, a lover of line dancing, and someone who values solo travel as a form of self-care and renewal.
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$120/session

Authentic
Warm
Solution oriented
Specialties
Coping Skills
Family Therapy
Trauma and PTSD
+10
Hello I am a licensed mental health counselor in the state of Florida, a licensed mental health counselor in the state of Indiana and licensed professional counselor in the state of South Carolina. I received my master’s in psychology and mental health counseling from Marist College in Poughkeepsie. NY. I have been practicing for 20 years. I work with clients ages 13 and above helping to manage trauma as well as other stressors from life and teach coping skills to not just manage symptoms but live the best version of the clients self.
VirtualAvailable
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$95/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Couples Counseling
Depression
+8
I am a licensed psychotherapist dedicated to supporting individuals, couples, and families in navigating life’s challenges. I strive to create a compassionate and welcoming space where you can safely explore your thoughts, emotions, and experiences. Whether you are working through anxiety, relationship difficulties, or seeking personal growth, I use evidence-based approaches tailored to your unique needs. My goal is to help you gain clarity, foster resilience, and move toward healing, growth, and a more fulfilling life. In our work together, you can expect a supportive space to explore your experiences and emotions at your own pace. We will focus on setting meaningful goals that reflect your values and fit your life circumstances. Whether you are looking to improve communication, manage stress, or build healthier relationships, each session will offer practical tools and insights you can carry into daily life. My goal is to empower you to make lasting changes, strengthen your resilience, and create a more fulfilling and authentic life. I look forward to supporting you on this journey.
VirtualAvailable
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$120/session

Warm
Authentic
Open-minded
Specialties
ADHD
Life Transitions
Trauma and PTSD
+10
I’m a warm, down-to-earth therapist with more than 15 years of experience helping people navigate anxiety, trauma, relationship challenges, major life transitions, grief, burnout, emotional overwhelm, and the seasons of life when everything simply feels like a lot. My background is a little different from the traditional therapy path. I’ve worked in schools, community mental health, and crisis intervention settings. I’ve supported veterans, first responders, survivors of trauma and abuse, neurodivergent individuals, parents, professionals, and people facing some of life’s hardest moments. These experiences have taught me how to stay grounded when things feel chaotic and why it’s so important to see the whole person - not simply a diagnosis or list of symptoms. My style is conversational, collaborative, and practical. I’ll give you space to process, but I’m not a therapist who simply nods and asks, “How does that make you feel?” We’ll get curious about patterns, relationships, boundaries, past experiences, and the things that keep showing up in your life. We’ll explore where those patterns came from, how they affect you now, and what you may want to change. I believe insight is only part of the work. Together, we’ll develop practical strategies you can use outside of therapy to manage anxiety, regulate emotions, improve communication, strengthen relationships, establish boundaries, and navigate difficult seasons. You don’t need to know exactly what you need from therapy before you begin. Sometimes it starts with simply recognizing that something isn’t working anymore. My role isn’t to tell you how to live your life - it’s to help you understand yourself more clearly, build skills and confidence, and create meaningful change.
VirtualAvailable
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$120/session

Warm
Intelligent
Solution oriented
Specialties
Attachment Issues
Emotional Regulation
Women's Issues
+10
The world can feel like it's moving incredibly fast at times, and it is easy to get swept up in that momentum only to realize you’ve been running on empty for a long time. Having lived through that kind of deep, exhausting stress firsthand, this therapist understands how heavy it can feel when the days start blurring together and you want a change but have no idea where to start. This practice is simply a non-judgmental, warm, and honest space to finally pause and slow down. The ultimate hope is that at the end of every session, the walk back out into the world feels just a little bit lighter
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+7
I’m Stephanie, a warm, honest therapist with 11 years of experience. I help teens and adults with anxiety, depression, grief, trauma, relationships, stress, substance use, and food or body concerns. I meet you where you are, listen without judgment, build on your strengths, and shape therapy around your needs, goals, comfort, values, and pace. Together, we’ll create practical steps toward lasting and meaningful change.
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$115/session

Specialties
LGBTQ
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist who believes therapy works best when it feels real, collaborative, and grounded in trust. I strive to create a space where clients can show up as they are, without judgment or pressure, and feel supported in exploring whatever they’re carrying. My work is trauma-responsive, relational, and affirming, and I enjoy helping teens and adults navigate healing, identity, relationships, and life’s transitions with both compassion and practical support.
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Often rebooked

$120/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Depression
Trauma and PTSD
+7
Hello, my name is Ruth McKowen. I am a Licensed Independent Social Worker, and I am honored to help people navigate life’s challenges and difficulties. I have been in the mental health field for eleven years—five of which were spent in crisis intervention, where I had the privilege of meeting people at very dark points in their lives to help provide stabilization and hope. My approach centers on empowering clients to recognize their unique identity, skills, talents, and gifts, while providing the warm support and guidance they need.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.