Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 315 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 8/17/2026

$110/session

Warm
Empowering
Authentic

Specialties

Women's Issues
Anxiety
Coping Skills
+8
Hi! I’m Kesedria and I'm a Licensed Clinical Social Worker who provides virtual therapeutic services in the state of Pennsylvania. I'm dedicated to build upon a culture of transparency, integrity, and compassion to assist people in developing better versions of themselves through mental health awareness and quality counseling services. My current clients seek support with anxiety, depression, stress management/coping skill development, LGBTQ+ affirming care, race related trauma, other trauma symptoms/experiences, family issues, peer relationship issues, strengthening assertive communication skills, and with boundary setting. As a previous social worker in medical settings, I have also provided extensive emotional support for those living with chronic illnesses such as HIV/AIDS and cancer. My professional and lived experiences have helped me adopt an inclusive, collaborative, and judgment-free therapeutic space for people to feel heard and understood as they work through their individual healing journeys. My practice operates from a person-centered, trauma-informed, and social justice lens. It would be an honor to partner with you in meeting your mental health needs and to ultimately contribute to your overall health and quality of life. You deserve to be prioritized and live a more fulfilling life! Please be aware that I see clients M-TH (morning and afternoon appointments only).
VirtualAvailable

Often rebooked

$130/session

Empowering
Humorous
Authentic

Specialties

Women's Issues
Life Transitions
Parenting
+8
As an art therapist with Grow Therapy, I specialize in helping clients explore and express their emotions through the creative process, often using humor to create a relaxed and comfortable environment. By integrating traditional therapeutic techniques with art-making and a touch of lightheartedness, I provide a unique and effective approach to mental health care. My goal is to support you in your journey toward healing and self-discovery, offering a safe and nurturing space where you can process your experiences and gain new insights.
VirtualAvailable

$190/session

Warm
Solution oriented
Authentic

Specialties

Women's Issues
Anxiety
Coping Skills
+6
Hi, I'm Lori Gephart, a Licensed Psychologist in Pennsylvania. I received my Masters degree from Duquesne University in 1990 and I have been providing therapy to clients for 36 years. I am here to help you on your journey to feel happy and healthy, cope with stress and become the best version of yourself. I provide a safe place for you to explore issues, identify goals, develop new tools and coping strategies, enhance self awareness and achieve personal growth, leading to a more fulfilling and balanced life. Please note that, per my license, I can only meet with client who are physically located in Pennsylvania at the time of their sessions.
VirtualAvailable

$185/session

Authentic
Direct
Empowering

Specialties

Women's Issues
Addiction
LGBTQ
+10
Hi! I'm a Licensed Professional Counselor in Pennsylvania and a Licensed Mental Health Counselor in Florida. I received my Masters from Rosemont College and have practiced for 19 years. I'm passionate about working with people who have struggled with substance use as well as members of the LGBTQ+ community. I am well versed in treating depression, anxiety, bipolar and personality disorders.
VirtualAvailable

$115/session

Authentic
Warm
Intelligent

Specialties

Women's Issues
LGBTQ
Trauma and PTSD
+3
Hi, I'm Nick. Clients who end up finding me are often capable and self-aware, but still find themselves overthinking, shutting down, becoming defensive, or feeling responsible for other people’s emotions. They often grew up being treated as “the problem” in their family of origin, and have learned to mask important parts of themselves, or were told their needs and reactions were too much. I work with LGBTQ+ and neurodivergent individuals who want to understand why certain patterns keep returning, and actually change them in a deeper way beyond just self-awareness and insight. I view symptoms as having developed for understandable reasons and still feel necessary in situations that trigger implicit learnings from the past. Together, we’ll become curious about what a very specific pattern might be protecting and develop new ways to respond. The aim here is to create greater self-trust to allow for actual meaningful change.
VirtualAvailable

Often rebooked

$190/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Eating Disorders
Self Esteem
+4
I believe that meaningful change happens when people feel truly seen, heard, and understood. With more than 25 years of experience as a therapist and wellness professional, I bring a compassionate, down-to-earth, and collaborative approach to helping clients navigate life's challenges particularly around issues with food, diet/binge cycling, body image, self-esteem, and relationships. Clients often tell me they appreciate my warm, genuine style and my ability to balance empathy with practical guidance. I create a safe, nonjudgmental space where you can explore your thoughts, emotions, relationships, and patterns at your own pace while feeling supported and empowered throughout the process. My work is grounded in the belief that emotional and physical well-being are deeply connected. In addition to my training in social work and psychotherapy, I have specialized training in intuitive eating and functional wellness, which allows me to take a whole-person approach to healing. Whether you are struggling with anxiety, stress, life transitions, relationship concerns, self-worth, emotional eating, or simply feeling disconnected from yourself, I help you uncover the root causes of your challenges while building practical tools for lasting change. I don't believe therapy is about fixing what's wrong with you. Instead, it's about helping you reconnect with your strengths, gain insight into patterns that may be holding you back, and create a life that feels more aligned with who you truly are. We will work through your personalized goals to help you move forward with greater clarity, confidence, and intention. I believe true health is not built through perfection or extremes, but through sustainable habits, self-awareness, and learning how to work with your body instead of against it. My goal is to create a supportive, nonjudgmental space where clients feel understood, empowered, and capable of building a healthier, more balanced life that genuinely feels good to maintain.
Available

Often rebooked

$125/session

Authentic
Empowering
Warm

Specialties

Women's Issues
Trauma and PTSD
Anxiety
+2
My biggest passion has always been to help others, and I am so grateful I can achieve that as a therapist. Helping my clients identify struggles and find new skills for coping makes my work as a therapist very rewarding. My personal life and professional life can often overlap since I value service, holistic healing, spirituality and community. I love animals, and when I'm not with my fur babies Ayla, Lynx and Bandit, I spend some of my free time volunteering at one of my local animal shelters. I enjoy working out and prioritizing movement to keep myself energized and strong. I deeply enjoy quality time with my husband, our family and friends, as well as growing in my own faith and spirituality. You may visit my practice website at www.spiritedpathwellness.com for more information on my services! I accept Highmark and Medicare through SpiritedPath Wellness.
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Addiction
Family Conflict
+8
Hello! I’m a Licensed Professional Counselor (LPC) based in PA, and I’m currently accepting new virtual individual therapy clients. I earned my Master's in Mental Health Counseling and Addiction Studies Certificate in 2015 and have worked in substance use disorder and mental health treatment since 2014. I have a passion for working with individuals from dysfunctional or addicted family systems, as well as those navigating codependency. I believe that understanding the dynamics of relationships is crucial for healing and growth. My goal is to provide a safe space where you can explore these patterns and develop healthier connections.
VirtualAvailable

$180/session

Empowering
Warm
Solution oriented

Specialties

Women's Issues
Anxiety
Depression
+5
Welcome! My name is Sherry and I am a Licensed Professional Counselor serving both California and Pennsylvania. I speaks English, Mandarin and Cantonese. I specialize in working with children, adolescents, and adults experiencing depression, anxiety, anger, and relationship issues. My greatest joy comes from listening to my clients' stories and guiding them through their unique counseling journeys. It has been a truly humbling experience to be part of their healing and growth. I look forward to being a supportive partner in your journey towards well-being.
VirtualAvailable

$100/session

Warm
Empowering
Authentic

Specialties

Women's Issues
Anger Management
Coping Skills
+5
Life rarely comes with a roadmap, and lately, just getting through your daily checklist might feel like an uphill battle. Maybe you are constantly doubting yourself, feeling hijacked by anxiety, or realizing that the way you’ve been coping with stress or anger just isn't working anymore. If you are a teenager, college student, adult, or an exhausted parent trying to handle a massive life transition by trial and error, I want you to know two things: your feelings make complete sense, and you do not have to figure this out by yourself.
VirtualAvailable

$100/session

Warm
Intelligent
Solution oriented

Specialties

Women's Issues
ADHD
Anxiety
+9
Welcome! I'm Damaris, a bilingual (English/Spanish) Licensed Professional Counselor dedicated to helping older adolescents and adults navigate life's challenges with compassion and hope. I believe healing begins with feeling heard, understood, and supported. I provide a warm, culturally responsive, and nonjudgmental space where I enjoy getting to know your unique story, building on your strengths, and helping you develop practical skills to create meaningful, lasting change. Together, we'll work toward the goals that matter most to you.
Available

New to Grow

$90/session

Specialties

Women's Issues
Anxiety
Coping Skills
+10
Hello, I'm Yannette Barnes, LPC, and welcome to Chrysalis Mental Health—where transformation begins. Seeking therapy is a courageous step, and I am committed to providing a safe, compassionate, and nonjudgmental space where you can feel heard, understood, and supported throughout your journey. I am a Licensed Professional Counselor (LPC) serving clients in both Pennsylvania and Ohio. I earned a Master of Arts in Clinical Mental Health Counseling from Wake Forest University and a Master of Science in Administration of Justice with a concentration in Forensic Mental Health Treatment . In addition, I have advanced training as a Behavior Specialist in Applied Behavior Analysis (ABA), allowing me to integrate evidence-based behavioral interventions with a holistic, client-centered therapeutic approach. I provide psychotherapy and behavioral health services for adults (18+) experiencing a variety of emotional, behavioral, and life challenges, including: - Anxiety and depression - Trauma and stress-related concerns - Relationship and marital difficulties - Life transitions and personal growth - Emotional regulation -Obsessive and repetitive behaviors, including Body-Focused Repetitive Behaviors (BFRBs) such as hair pulling (trichotillomania) and skin picking (excoriation disorder) - Behavioral concerns requiring evidence-based interventions My counseling style is collaborative, compassionate, and strengths-based. I believe each person possesses the capacity for growth and healing, even during life's most difficult seasons. Together, we will work to understand the patterns that may be keeping you stuck, identify your strengths, and develop practical strategies that support lasting change and emotional well-being. At Chrysalis Mental Health, I believe meaningful transformation happens through connection, self-discovery, and intentional growth. Whether you are navigating a difficult life transition, seeking healthier relationships, or working toward greater emotional balance, I look forward to partnering with you on your journey toward healing and resilience.
Available

$125/session

Solution oriented
Authentic
Direct

Specialties

Women's Issues
Anxiety
Depression
+5
Each person brings a unique set of experiences and challenges. I partner with you to meet you where you are and help you achieve the personal or professional goals that matter most. Whether you’re managing stress and anxiety, feelings of depression, ADHD, or navigating life transitions, I combine empathic listening with practical strategies and a touch of humor to make growth both meaningful and manageable. Many of my clients are ambitious professionals and individuals who are accustomed to striving for excellence while privately carrying stress, self-doubt, or a relentless pressure to do more. I help clients understand and work with their inner rebel, the part that resists rigid expectations, pushes back against perfectionism, and longs for greater autonomy and authenticity. Together, we can harness this part of you as a source of resilience, creativity, and lasting growth rather than viewing it as something to overcome. I’m skilled at helping you identify both clear goals and the strengths you may overlook in yourself. Even when you feel stuck, overwhelmed, or discouraged, there are always strengths and insights we can build from, and I help bring those into focus. Together, we will clarify goals, strengthen coping skills, and develop strategies that support decision-making, confidence, and emotional balance.
VirtualAvailable

Often rebooked

$130/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
LGBTQ
+8
The only constant in life is change. I see my primary role as therapist to be acting as steward and support for a client as they grow and change. I strive to create a safe a supportive space where a client can explore their identity without fear of judgement. I also seek to support my clients during their road to recovery from past trauma, attachment issues, and relationship struggles. I have been working as a therapist trained in supporting folx identifying as LGBTQIA+ as well as trans and gender variant, and have had the honor of supporting teens and adults during their gender exploration and transition. I have exensive training and experience in this area, including training from the CHOP Gender Clinic and through the Mazzoni Center in Philadelphia. Seeking therapeutic support can be a frightening and stressful experience and I seek to be a grounding support person who can provide the feedback and tools necessary to survive and thrive during this process.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Spirituality
+2
You love God—but your relationships still feel anxious, consuming, and confusing. You overthink texts, feel deeply affected by someone’s mood or distance, and find yourself giving more than you receive. You’ve prayed about it, tried to “have more faith,” and told yourself to just trust God—but the anxiety keeps showing up anyway. If this sounds familiar, you’re not broken—and you’re not lacking faith. You may be stuck in patterns of anxious attachment and codependency that keep you feeling insecure, even when you desire healthy, God-centered relationships. I specialize in working with Christian women who feel caught in these cycles. In our work together, we don’t just talk about your thoughts—we get to the root of why your nervous system feels unsafe in relationships and begin to change those patterns. You’ll learn how to: • Feel emotionally secure without constant reassurance • Stop overanalyzing and fearing abandonment • Set healthy, confident boundaries • Break cycles of chasing or losing yourself in relationships • Develop a deeper, more grounded trust in both yourself and God My approach integrates evidence-based therapy with your faith in a way that is both practical and deeply personal. This isn’t surface-level advice or “just pray more”—it’s real healing work that helps you experience lasting change. I offer private pay sessions for women who are ready to move beyond survival mode in relationships and step into clarity, peace, and emotional stability. If you’re ready to feel secure, grounded, and aligned in your relationships, I’d be honored to work with you.
VirtualAvailable

Often rebooked

$120/session

Authentic
Empowering
Open-minded

Specialties

Women's Issues
Anxiety
Eating Disorders
+4
Hello, it's nice to meet you! My name is Pamela and I am a Licensed Professional Counselor in the state of PA. I received my bachelor's degree in Psychology from St. Joseph's University and my master's degree in Clinical and Counseling Psychology from Philadelphia College of Osteopathic Medicine. I have extensive experience working in a variety of mental health treatment settings that include residential, outpatient, and University counseling services. My goal as a therapist is to empower every client to see their true potential. I want to support clients in recognizing and building on their strengths and regaining a sense of hope and control in their lives, so that they can go on to live happier, healthier, and more productive lives. I realize that seeking help can be overwhelming and difficult; however the results can be life-changing, and I am here to guide and support you on your journey!
VirtualAvailable

$100/session

Authentic
Humorous

Specialties

Women's Issues
Addiction
Anxiety
+5
Hi! I'm Steph! I have been a therapist since receiving my master's degree in Marriage and Family Therapy from Seton Hill University in 2020. I have a strong passion for helping clients create meaningful change in their lives. My experience in community mental health has allowed me to support clients working through addiction, anxiety, depression, trauma, self-worth, and major life transitions. I understand that these challenges can feel heavy, overwhelming, and isolating, and I strive to provide a safe space where clients feel heard, respected, and supported. I enjoy working with clients who are motivated to better understand themselves, build healthier coping skills, and move toward healing and growth. I have special interest, experience, and training in helping clients struggling with self-worth, addiction, healthy relationships, anxiety and trauma. I have experienced great success in helping clients address concerns related to creating stronger relationships and improving anxiety and self-worth. In therapy, I help clients explore intrusive thoughts and childhood messages, identify their strengths, and create realistic steps toward lasting change. My approach is warm, collaborative, and compassionate, with a focus on helping clients feel more confident, grounded, and in control of their lives. If you are ready to begin your healing journey, I would be honored to support you in getting back to your best self.
Available

$190/session

Authentic
Empowering
Direct

Specialties

Women's Issues
Life Transitions
Self Esteem
+5
Hi there! Let's sit and chat... Are you looking for a safe space to explore and organize your thoughts and feelings? Many people see therapy as a one-sided conversation, with little opportunity for interaction or getting to experience one another as real people. I can assure you our sessions will be as real as it gets! I want to help you achieve whatever solutions and life changes you are looking for. We'll work on building trust and a sense of safety, using open communication and humor, to identify how we can improve on your already existing coping skills, supports, and knowledge. Although this process may be challenging, we will work to enjoy the process as much as possible, so you can experience yourself, your relationships, and your life in new ways. Simply put, I don't think therapy has to be a painful thing for you. Starting this step can be hard and I would love the opportunity to work with you on this journey. For Private Pay Clients: Individual Sessions: $190/hour Couple/Family Sessions: $230/hour **All couples and families are seen via private pay. This allows us to focus on the relationships in the room, rather than the diagnosis of an individual. **For those out of network, should you meet criteria for a diagnosis accepted by insurance companies, I can provide monthly superbills that you may submit to your insurance provider for potential reimbursement. Please note that the payments received by the insurance provider as reimbursement may not cover the full service fee and I cannot guarantee reimbursement.
VirtualAvailable

New to Grow

$120/session

Specialties

Women's Issues
Anxiety
Life Transitions
+10
Hi, I'm Zora, a trauma-informed, person-centered therapist who believes real clinical work and genuine warmth can coexist. I follow your lead, while adjusting my approach based on what actually helps you and I make sure you always feel in control of the pace, especially when things get hard. However, I won't just sit back and nod, I'll gently challenge you and help you unpack the difficult things, all within a space that feels safe enough to actually do that work. I take clinical, evidence-based practice seriously and everything I do is grounded in solid training paired with real empathy. I also believe in the power of laughter, so don't be surprised if humor finds its way into even the harder conversations. My practice is a space for people ready to do honest work on anxiety, trauma, relationships, or whatever else life is throwing at them.
Available

$150/session

Warm
Authentic
Open-minded

Specialties

Women's Issues
Life Transitions
Parenting
+10
Hi, and welcome! I’m so glad you’re here. Reaching out for therapy can be a big step, and finding the right therapist, someone you feel comfortable with and can trust, is an important part of that process. My goal is to create a warm, supportive, and judgment-free space where you can feel heard, understood, and comfortable being yourself. I am a Licensed Clinical Social Worker with over 10 years of experience in the mental health field, including more than 8 years working in therapy settings. I earned my Master’s in Social Work from Rutgers University and completed my clinical training while working in Philadelphia with individuals and families from diverse and at-risk populations. My background in case management has given me a broad understanding of the many challenges that can impact emotional well-being, relationships, and daily life. I believe therapy should be tailored to you not a one-size-fits-all approach. Together, we will identify your goals, explore the challenges you are facing, and develop strategies that feel realistic and meaningful for your life. I believe that a strong therapeutic relationship is the foundation of effective therapy. I will meet you where you are, listen without judgment, and work collaboratively with you to build trust and create a space where you feel safe exploring your thoughts, emotions, and experiences.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Anxiety
Trauma and PTSD
+10
I work with women navigating life transitions, including changes in relationships, family roles, and health. These experiences can bring anxiety, emotional overwhelm, and the effects of trauma into focus, and can influence how thoughts, emotions, and the body interact. As a yoga teacher and yoga therapist for over 25 years, mindfulness is a natural part of my work and informs how I understand and approach the mind body connection. I integrate mindfulness based stress reduction, mindfulness based cognitive therapy, and somatic therapy into sessions in a way that supports awareness and emotional regulation. My training as a Licensed Professional Counselor in Pennsylvania, Florida, South Carolina and Delaware allows me to bring these approaches together in a way that is both clinically grounded and also responsive to your experience.
VirtualAvailable

$125/session

Solution oriented
Warm
Intelligent

Specialties

Women's Issues
Anxiety
Coping Skills
+6
Hi there! I am a Licensed Clinical Social Worker (LCSW) based in Connecticut and Pennsylvania. I received my Masters from the University of New York and have been practicing for 8 years. I enjoy working with individuals to explore the pain of the past, process the uneasiness of the present, and lay a strong foundation for a more enriching future, a well balanced life.
VirtualAvailable

$120/session

Warm
Authentic
Empowering

Specialties

Women's Issues
Domestic Violence
Trauma and PTSD
+3
Hello! My name is Sascha Baello. I am a Licensed Professional Counselor (LPC) and a Certified Narcissistic Abuse Treatment Clinician (NATC). I aim to help clients to reclaim the peace in their lives after struggling with C-PTSD and life issues resulting from narcissistic abuse and other forms of trauma. My passion centers around helping clients to find their inner strength to heal from these relationships, understand their experience, and empower them to move forward into a new, healthier life.
VirtualAvailable

$75/session

Warm
Authentic
Direct

Specialties

Women's Issues
Anxiety
Mood Disorders
+3
Sometimes you just can't. You have been trying so hard for so long but you feel like a failure. You just don't adult like other people. This can show up looking like Anxiety, Depression or even stuff like OCD or Social Anxiety symptoms. Often this pain relates to trauma. It could be a history of very serious abuse with PTSD or just painful life experiences you assumed were not such a big deal. This is where I can help. I love to use my skills to help people who are wrestling with emotional pain and daily life struggles. I want you to see yourself and the world in a new way. To stop experiencing days that feel like a dumpster fire. To feel hopeful about your life. To feel safe.To accept your imperfections and like yourself anyhow. When we work together it probably won't be like other therapy you have tried. We will work on your timeline. We will also focus on what matters. I am trained in therapies that address your thinking and your emotions. I use several forms of Cognitive therapy, EMDR, and Ericksonian (non-directive) Hypnosis.
VirtualAvailable

$200/session

Warm
Authentic
Solution oriented

Specialties

Women's Issues
Anxiety
Depression
+10
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Women's Issues, is filtering therapists in Pennsylvania that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.