Therapists that accept Cash Pay in Pennsylvania

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 421 verified therapists in Pennsylvania who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Philadelphia

Availability updated: 8/16/2026

New to Grow

$180/session

Specialties

ADHD
Anxiety
Depression
+6
Hi! My name is Alexys and I am a Licensed Professional Counselor. Since 2010, I have dedicated my clinical career to helping individuals navigate life's complex transitions, process deep-seated challenges, and build healthier, more intentional relationships. I believe that therapy is at its best when it is a true partnership. You are the expert on your own life story; my role is to provide the clinical expertise, objective perspective, and dedicated space to help you make sense of it.
Available
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Often rebooked

$130/session

Empowering
Humorous
Authentic

Specialties

Life Transitions
Parenting
Postpartum
+8
As an art therapist with Grow Therapy, I specialize in helping clients explore and express their emotions through the creative process, often using humor to create a relaxed and comfortable environment. By integrating traditional therapeutic techniques with art-making and a touch of lightheartedness, I provide a unique and effective approach to mental health care. My goal is to support you in your journey toward healing and self-discovery, offering a safe and nurturing space where you can process your experiences and gain new insights.
VirtualAvailable
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$190/session

Authentic
Empowering
Direct

Specialties

Life Transitions
Self Esteem
Women's Issues
+5
Hi there! Let's sit and chat... Are you looking for a safe space to explore and organize your thoughts and feelings? Many people see therapy as a one-sided conversation, with little opportunity for interaction or getting to experience one another as real people. I can assure you our sessions will be as real as it gets! I want to help you achieve whatever solutions and life changes you are looking for. We'll work on building trust and a sense of safety, using open communication and humor, to identify how we can improve on your already existing coping skills, supports, and knowledge. Although this process may be challenging, we will work to enjoy the process as much as possible, so you can experience yourself, your relationships, and your life in new ways. Simply put, I don't think therapy has to be a painful thing for you. Starting this step can be hard and I would love the opportunity to work with you on this journey. For Private Pay Clients: Individual Sessions: $190/hour Couple/Family Sessions: $230/hour **All couples and families are seen via private pay. This allows us to focus on the relationships in the room, rather than the diagnosis of an individual. **For those out of network, should you meet criteria for a diagnosis accepted by insurance companies, I can provide monthly superbills that you may submit to your insurance provider for potential reimbursement. Please note that the payments received by the insurance provider as reimbursement may not cover the full service fee and I cannot guarantee reimbursement.
VirtualAvailable
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$145/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Grief
Welcome to Grow Therapy! My focus as a mental health therapist is to guide my client through the emotional ebb and flow of life. When one experiences turbulence in life, whether it be depression, anxiety, relationship issues and so much more, I aim to sit with my client. Extending my insight and clinical experience to guide them in their transition through the many challenges of life. Using evidence-based practices and intuition, I find that I have an innate ability to cultivate change and improved wellness. My passion for Psychology and Counseling began in 2004 while attending Western Michigan University. I then went on to Graduate School at Oakland University in Rochester Hills, MI. There I graduated Magna Cum Laude, in 2012 with a MA in Counseling.
VirtualAvailable
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Often rebooked

$150/session

Authentic
Warm
Humorous

Specialties

Depression
Self Esteem
Trauma and PTSD
+10
I have been practicing since 2014 and have worked in a variety of contexts within the scope of therapy- ranging from children, couple's work, adults, teenagers, and the aging population. I deliver an authentic approach to therapy that punctuates the importance of the relationship between client and therapist as the primary mechanism for change. I believe all clients deserve to be met with dignity and respect and try to convey that in sessions.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
Welcome to my profile. I'm a clinical social worker licensed in Maryland and Pennsylvania. I also have a PhD in psychology, a clinical trauma certification, and am a 200-hr trained yoga instructor. My passion in life is to learn and understand things so that I can pass it on to others in a practical way to help improve lives and relationships. My doctoral dissertation focused on mindfulness and adult romantic partner conflict. As a military spouse myself, I am uniquely positioned to support military partners and spouses through relationship challenges. Additionally, I particularly enjoy to support healing professionals including therapists, nurses, reiki teachers, and massage therapists.
VirtualAvailable
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$190/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Coping Skills
Grief
+6
Hi, I'm Lori Gephart, a Licensed Psychologist in Pennsylvania. I received my Masters degree from Duquesne University in 1990 and I have been providing therapy to clients for 36 years. I am here to help you on your journey to feel happy and healthy, cope with stress and become the best version of yourself. I provide a safe place for you to explore issues, identify goals, develop new tools and coping strategies, enhance self awareness and achieve personal growth, leading to a more fulfilling and balanced life. Please note that, per my license, I can only meet with client who are physically located in Pennsylvania at the time of their sessions.
VirtualAvailable
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$100/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Serious Mental Illness
Trauma and PTSD
I focus on truly understanding you as an individual and valuing your unique experiences and perspectives because you are your own expert. My trauma informed approach emphasizes the importance of creating a supporting empathetic space where you feel heard and understood. By considering all aspects of your life (emotional, physical, social) we can work together to uncover your strengths, address challenges, and foster personal growth. This holistic perspective aims to empower you, enhance your self -awareness, and ultimately lead to significant and lasting changes.
VirtualAvailable
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$120/session

Warm
Authentic
Challenging

Specialties

Anxiety
Depression
Men's Issues
+7
In my practice, I strive to let my clients be in the driver's seat while I act as their guide. I aim to meet you where you are. I am both supportive and challenging in my approach, empathic while also encouraging you to look at things from different perspectives. I work with clients around various issues, including: depression, anxiety, insomnia, bipolar disorder, masculinity and men's issues, relationship and marital issues, stress related to medical issues, and adult ADHD. I am also fluent in Spanish. I have experience working in inpatient and outpatient settings, as well as medical settings. My belief is that you know yourself best, and I can help guide you to a more fulfilling and enriching life.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Empowering
Warm

Specialties

Trauma and PTSD
Anxiety
Family Conflict
+2
My biggest passion has always been to help others, and I am so grateful I can achieve that as a therapist. Helping my clients identify struggles and find new skills for coping makes my work as a therapist very rewarding. My personal life and professional life can often overlap since I value service, holistic healing, spirituality and community. I love animals, and when I'm not with my fur babies Ayla, Lynx and Bandit, I spend some of my free time volunteering at one of my local animal shelters. I enjoy working out and prioritizing movement to keep myself energized and strong. I deeply enjoy quality time with my husband, our family and friends, as well as growing in my own faith and spirituality. You may visit my practice website at www.spiritedpathwellness.com for more information on my services! I accept Highmark and Medicare through SpiritedPath Wellness.
VirtualAvailable
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$100/session

Authentic
Direct
Intelligent

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+10
I have been working with individuals, families, couples and groups for over 20 years as they navigate a wide variety of struggles and challenges. Together, we will work to set goals, identify obstacles and barriers to success, and strive to make positive changes that can enhance overall quality of life. Change can be difficult. As such, my aim is to provide a supportive and validating environment where positive transformation can occur. I have worked with individuals who are experiencing anxiety, depression, grief/bereavement, relationship issues/challenges, self-esteem issues, life transition and adjustment struggles, divorce, substance misuse, obsessive compulsive related behaviors and thoughts, anger, Bipolar Disorder, intimate partner violence, behavioral issues in children/teens, trauma and PTSD, sexual issues, suicidal and self-harming thought, and more. I also have experience working this those who are living with more complex challenges, such as personality disorders (Borderline, Narcissistic and Antisocial Personality Disorders), psychosis, Schizophrenia, Schizoaffective Disorder, those court mandated to treatment, individual working in high risk/stress professions (i.e. first responders, law enforcement, corrections, etc...), and other mental health difficulties.
VirtualAvailable
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$100/session

Authentic
Warm

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker (LCSW) with over 10 years of experience working in the fields of substance use and mental health. I am also a Certified Advanced Alcohol and Drug Counselor (CAADC), with extensive experience supporting individuals struggling with substance use disorders, mood disorders, personality disorders, trauma, and other mental health challenges. My approach to treatment is grounded in trauma-informed care and a strong belief in the power of self-awareness. I believe meaningful change begins when individuals take the time to understand themselves, their experiences, and how past events have shaped their thoughts, behaviors, and patterns. Through this process of insight and reflection, individuals can begin to develop healthier coping strategies and create lasting change. While therapy can provide guidance, support, and tools for growth, I also emphasize the importance of personal commitment and motivation in the recovery process. When individuals are willing to engage in that work, therapy can become a powerful space for healing, growth, and transformation.
VirtualAvailable
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Often rebooked

$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
LGBTQ
Women's Issues
+8
The only constant in life is change. I see my primary role as therapist to be acting as steward and support for a client as they grow and change. I strive to create a safe a supportive space where a client can explore their identity without fear of judgement. I also seek to support my clients during their road to recovery from past trauma, attachment issues, and relationship struggles. I have been working as a therapist trained in supporting folx identifying as LGBTQIA+ as well as trans and gender variant, and have had the honor of supporting teens and adults during their gender exploration and transition. I have exensive training and experience in this area, including training from the CHOP Gender Clinic and through the Mazzoni Center in Philadelphia. Seeking therapeutic support can be a frightening and stressful experience and I seek to be a grounding support person who can provide the feedback and tools necessary to survive and thrive during this process.
VirtualAvailable
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$140/session

Warm
Empowering
Authentic

Specialties

Anxiety
Life Transitions
Women's Issues
+8
Hi, I’m Meagan. I work with adults who feel overwhelmed, stuck, or unsure of their next steps — especially when stress, anxiety, or major life transitions start to affect confidence, relationships, or daily functioning. I take a practical, supportive approach to therapy, helping you understand what’s getting in your way, identify your strengths, and develop skills you can actually use in real life. My goal is to help you feel more confident, grounded, and capable of managing challenges as you move toward the life you want.
VirtualAvailable
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$180/session

Specialties

Couples Counseling
Self Esteem
Sex Therapy
+10
Hi, I'm Elvan Kama Kurtz, a Licensed Marriage and Family Therapist in Pennsylvania and the founder of Praxis Relationship Therapy. I work with adult individuals and couples who feel stuck in painful relationship patterns and want real, meaningful change. My professional journey began with a double major in Psychology and Sociology at Koc University Istanbul, Turkiye and continued with my master's degree in Family Therapy at Drexel University in the United States. I've spent over a decade working with individuals and couples navigating communication breakdowns, sexual intimacy issues, betrayal trauma and affair recovery, depression, anxiety, grief, life transitions, workplace and caregiver burnout, parent and adult child relationship dynamics, parents trying to conceive, narcissistic abuse recovery, and complex relationship challenges. The word praxis means turning theory into practice, and that's exactly how I approach therapy. In our work together, we don't just talk about your relationships. We actively work on them. I'm bilingual in English and Turkish, and as a dual citizen of Turkiye and the U.S., I warmly welcome clients from diverse cultural and relational backgrounds. I offer telehealth across Pennsylvania and in-person sessions in Swarthmore. I'm a proud mom of two rescue dogs, powered by coffee, great music, and dark humor. I have huge respect for art and artists, and an endless curiosity about the world. I truly love traveling and meeting people from different cultures and learning their stories along the way!
VirtualAvailable
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Often rebooked

$95/session

Warm
Authentic
Humorous

Specialties

Addiction
Anxiety
Self Esteem
+8
My work is informed by real-life experiences, which allows me to approach therapy with authenticity, compassion, and genuine understanding. My approach is rooted in empathy and collaboration, creating a supportive, nonjudgmental space where you can explore your thoughts, emotions, and patterns at a pace that feels right for you. I help adults manage anxiety, navigate relationships, cope with stress, and handle the demands of everyday life. Together, we’ll identify unhelpful patterns, develop practical tools, and work toward greater self-understanding, emotional balance, and meaningful, lasting change.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Direct
Empowering

Specialties

Child or Adolescent
Couples Counseling
Family Conflict
+7
I have had the privilege of walking alongside couples and families through some of their most difficult seasons, helping marriages rebuild trust, communication, and emotional connection after deep hurt and trauma. Over the years, I have supported children recovering from the effects of trauma and sexual abuse, guiding them toward safety, stability, and renewed confidence. These experiences have strengthened my commitment to providing compassionate, trauma‑informed care that honors each client’s story. My background in Christian counseling further allows me to support clients who desire faith‑based guidance as they work toward restoration and healing.
Available
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$150/session

Direct
Authentic
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+9
Most people don't need more advice. They need clarity. I'm Josh, a Licensed Professional Counselor with 12 years of experience helping adults cut through the noise — the overthinking, the emotional cycles, the stuck feeling that tells you something has to change. My approach is direct and practical: we figure out what's actually going on, build a concrete plan, and get to work. Whether you're managing anxiety, navigating a rough stretch, or just ready to operate differently, I'll give you real tools — not just a space to vent. If you're ready to move, so am I.
VirtualAvailable
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Often rebooked

$140/session

Solution oriented
Empowering
Authentic

Specialties

Depression
Self Esteem
Substance Misuse
+3
My counseling style is empathic and conversational, grounded in respect, sensitivity, and compassion. We'll incorporate your experiences, feelings, and values into a meaningful life story. My approach combines cognitive-behavioral, psychodynamic, narrative, and evidence-based strategies while allowing space for rediscovery, growth, and repair. I specialize in depression, self-esteem, substance use and misuse, men's mental health, and relationship issues. Relationships are often the most important things in our lives, and all treatment holds this at its core. When we pursue change, we strengthen our relationships and become better partners, parents and friends. I strive to meet the client where they're at and tailor the approach based on their needs. My style is empathic and supportive. We will figure out where and how you'd like to make changes, uncover the patterns that have kept you stuck, and do the rewarding work of letting go of the things that aren't working for you anymore.
VirtualAvailable
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$95/session

Authentic
Humorous

Specialties

Addiction
Anxiety
Trauma and PTSD
+5
Hi! I'm Steph! I have been a therapist since receiving my master's degree in Marriage and Family Therapy from Seton Hill University in 2020. I have a strong passion for helping clients create meaningful change in their lives. My experience in community mental health has allowed me to support clients working through addiction, anxiety, depression, trauma, self-worth, and major life transitions. I understand that these challenges can feel heavy, overwhelming, and isolating, and I strive to provide a safe space where clients feel heard, respected, and supported. I enjoy working with clients who are motivated to better understand themselves, build healthier coping skills, and move toward healing and growth. I have special interest, experience, and training in helping clients struggling with self-worth, addiction, healthy relationships, anxiety and trauma. I have experienced great success in helping clients address concerns related to creating stronger relationships and improving anxiety and self-worth. In therapy, I help clients explore intrusive thoughts and childhood messages, identify their strengths, and create realistic steps toward lasting change. My approach is warm, collaborative, and compassionate, with a focus on helping clients feel more confident, grounded, and in control of their lives. If you are ready to begin your healing journey, I would be honored to support you in getting back to your best self.
Available
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$175/session

Authentic
Humorous
Solution oriented

Specialties

Couples Counseling
Parenting
ADHD
+9
I love what I do as a Licensed Clinical Therapist. To me, there's no better job than showing people how to use their minds to work for them instead of against them by getting past their mental blocks and past traumas so they don't have to suffer any longer. Specifically, I work with two groups - couples and parents. Couples that aren't communicating very well that have lost that once special connection with their partner and parents struggling with their children's behaviors.
VirtualAvailable
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New to Grow

$150/session

Specialties

Coping Skills
Depression
Grief
+5
I believe you are the ultimate expert on your own life. As a person-centered, solution-focused therapist, my role isn't to give you the answers. Instead, I partner with you to identify your unique goals, uncover your hidden strengths, and build actionable solutions that create lasting, positive change I hi. Most clients that join a session find me warm, nurturing and accepting while teaching you new skills of coping with the challenges of life. Mindfulness is an integral part of the strategies of being present and working through life stressors, anxiety and worry of overthinking and intrusive thoughts.
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Often rebooked

$80/session

Authentic
Warm
Empowering

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+7
Are you feeling anxious, depressed, overwhelmed or stuck? I understand that reaching out to a therapist can be scary , but I am here to provide you with support and validate your feelings. I help clients with issues including depression, anxiety, PTSD, relationship, and work stressors. I provided an accepting, empathetic, and compassionate, environment where you can explore your thoughts and feelings and develop a plan to achieve your goals. Let my provide you with a safe space to talk about the things that trouble you and the encouragement you need to start living your best life!!
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Spirituality
Women's Issues
+2
You love God—but your relationships still feel anxious, consuming, and confusing. You overthink texts, feel deeply affected by someone’s mood or distance, and find yourself giving more than you receive. You’ve prayed about it, tried to “have more faith,” and told yourself to just trust God—but the anxiety keeps showing up anyway. If this sounds familiar, you’re not broken—and you’re not lacking faith. You may be stuck in patterns of anxious attachment and codependency that keep you feeling insecure, even when you desire healthy, God-centered relationships. I specialize in working with Christian women who feel caught in these cycles. In our work together, we don’t just talk about your thoughts—we get to the root of why your nervous system feels unsafe in relationships and begin to change those patterns. You’ll learn how to: • Feel emotionally secure without constant reassurance • Stop overanalyzing and fearing abandonment • Set healthy, confident boundaries • Break cycles of chasing or losing yourself in relationships • Develop a deeper, more grounded trust in both yourself and God My approach integrates evidence-based therapy with your faith in a way that is both practical and deeply personal. This isn’t surface-level advice or “just pray more”—it’s real healing work that helps you experience lasting change. I offer private pay sessions for women who are ready to move beyond survival mode in relationships and step into clarity, peace, and emotional stability. If you’re ready to feel secure, grounded, and aligned in your relationships, I’d be honored to work with you.
VirtualAvailable
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New to Grow

$85/session

Solution oriented
Warm

Specialties

Anxiety
Depression
Mood Disorders
+10
If you've been feeling overwhelmed, stuck, anxious, emotionally exhausted, or like you're carrying more than you can manage on your own, therapy can be a place to slow down, make sense of what's happening, and begin moving toward the life you want. Whether you're working through anxiety, depression, relationship difficulties, low self-esteem, recovery, therapy can provide a place to better understand what you're experiencing, build practical coping skills, and create meaningful, lasting change. My goal is to help you feel comfortable and overcome hurdles. Here you'll have space to be honest without fear of judgment while also learning practical skills you can use outside of therapy. I believe the most meaningful progress happens not only during our sessions, but in the small moments between them as you begin applying what you've learned in your everyday life. Most importantly, you don't have to show up as your “perfect” self. Come as you are—whether you're hopeful, skeptical, anxious, or simply unsure where to begin. This is a down-to-earth space where you can be yourself, and together we'll work toward helping you feel more confident, resilient, and like yourself again!
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Pennsylvania. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Pennsylvania from Pittsburgh to Scranton! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Pennsylvania.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.