Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 97 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Charlotte

Availability updated: 8/13/2026

$46/session

Authentic
Empowering
Open-minded

Specialties

Career Counseling
ADHD
Couples Counseling
+10
I believe that the stories we tell ourselves shape everything about how we navigate the world. So often, trauma, neurodivergence, or societal expectations convince us that we are to blame for how we react or feel. My heart in this practice is to create a welcoming and gentle space where we can have real, honest conversations about who you are, unspooling those old stories so you can reclaim a narrative and life that actually feels true to you. My view of the world and my approach to therapy are deeply shaped by my own life experiences. I grew up in a family of clam diggers, was raised by a disabled mother who struggled with mental illness, and was later adopted at age 20 by my father, a self-identified gay hippie and social worker. Today, I am a neurodivergent father of four, and my partner is legally blind. I share these aspects because they have all taught me one thing: the world is unique, you are unique, and I love creating space for a uniquely broad, lived understanding of human diversity. Having walked through so many different paths, I know firsthand that the world is never black and white. It is filled with nuance, gray areas, and profound beauty.
VirtualAvailable

$150/session

Authentic
Empowering
Open-minded

Specialties

Career Counseling
Anxiety
Life Transitions
+7
Hi, I’m Raven Patten, LCSW. I work with adults navigating anxiety, stress, burnout, life transitions, relationship challenges, and self-esteem concerns. My approach is warm, collaborative, and practical. I believe therapy should be a space where you feel heard, supported, and challenged to grow. Together, we’ll explore patterns that may be keeping you stuck while developing realistic strategies that help you move toward the life you want to create.
Available

$100/session

Warm
Empowering
Authentic

Specialties

Career Counseling
Anxiety
Coping Skills
+7
I am a Licensed Clinical Social Worker and the owner of Seaside Legacy Counseling, PLLC. I received an undergraduate degree in Psychology, as well as a Masters of Social Work from the University of North Carolina at Wilmington. I have been licensed for over ten years and have experience in a variety of settings including residential treatment, clinical mental health and several schools. I have worked with both children and adult clients experiencing a variety of challenges including anxiety, depression, grief, relationship conflicts, low motivation and difficulty concentrating. I have a wealth of experience partnering with high school aged children, young adults attending college and/or professional careers as well as older adults. I welcome LGBTQIA2S+ clients, and I am a proud and active ally.
VirtualAvailable

$75/session

Empowering
Authentic
Warm

Specialties

Career Counseling
Anger Management
Anxiety
+10
Do you struggle with anxiety, depression, bipolar disorder, PTSD, mood disorders, gender identity issues, relationship challenges, or any other mental health concerns? If so, you are not alone. I offer a diverse range of evidence-based therapies that have been scientifically proven to alleviate symptoms associated with mental health disorders. My therapeutic interventions include Person-Centered Therapy, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Behavioral Therapy, and Solution-Focused Therapy. I empower those lacking motivation, encourage those who feel helpless and hopeless, and guide individuals who believe they have no purpose. I also teach coping skills to help navigate daily challenges. Let's start today on the path to regaining control of your life. I look forward to hearing from you.
VirtualAvailable

$175/session

Authentic
Solution oriented
Direct

Specialties

Career Counseling
Anxiety
Coping Skills
+6
Hello, my name is Stephen Pleasant, and I'm a psychotherapist for men. Why therapy for men? Well, because sometimes a man just needs a pork shoulder to cry on. That being said, I will also work with women as well. It’s a recognized human tendency for men to get “stuck” in their lives and to end up “settling” for the status quo when deep down they know they are capable of a great deal more. Here’s the truth; You are never “stuck” with your present circumstances. The Game of Life is a psychological and spiritual journey and winning at this game requires you to change your play and learn to think differently and do things in a new way. I help men break out from being “stuck” in life, resigned to producing results that are disappointing to them and others. My goal is to see transformative progress in men’s confidence, clarity, and self-expression, so that they may gain the fuller personal and work life they thought was beyond them.
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Solution oriented

Specialties

Career Counseling
ADHD
Anxiety
+10
Melissa Bradley, LCMHC, LPC, LCASA I am a licensed mental health in both NC and SC. I am dedicated to assisting adults and teens to navigate anxiety, stress, addiction, depression, with blends of evidence-based techniques such as EMDR, DBT, CBT and person-centered techniques. I am confident and comfortable discussing your personal spiritual beliefs and helping my clients to navigate through life's various challenges. I have a history of working in addictions counseling as well.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

Career Counseling
ADHD
Anxiety
+6
You’re showing up for everyone else—but when was the last time you showed up for yourself? Life can be overwhelming, especially when you’re navigating anxiety, burnout, addiction, or simply trying to make it through the day. Hi, I’m Vanecia Storms, a Licensed Clinical Social Worker in North Carolina. I help adults get real about what they’re feeling, reconnect with their strengths, and take powerful steps forward—without the pressure to be perfect. Therapy with me is a space where you can exhale, be heard, and maybe even laugh a little. Whether you're adjusting to a life change, overwhelmed by expectations, or struggling with past patterns, I’ll meet you where you are—with compassion, humor, and proven strategies for change.
VirtualAvailable

$130/session

Warm
Authentic
Open-minded

Specialties

Career Counseling
Anxiety
Depression
+7
Hello there, I'm Heather. Are you experiencing anxiety, depression, or difficulty adjusting to life transitions? Are you noticing that things are overwhelming and more difficult to cope with because of the many stressors in life? Do you feel that you worry too much, are not good enough, or feel like you're stuck? Do you feel like you are all alone, that you have no one who really listens, understands you, or can relate to what you are going through? Well look no further because I specialize in alleviating anxiety, managing and overcoming depression, and adjusting to life transitions (such as parenting, relationship challenges, experiencing an empty nest, health issues, job loss, divorce, death of a loved one, or retirement.) It's a common experience to face these life challenges, but when those issues start to take over your life, it's time to get the support you need by working through this with a counselor so you can live a more fulfilling life. I am a Licensed Clinical Social Worker (LCSW) based in North Carolina, licensed to see clients in North Carolina working virtually, and I'm also licensed in California. I received my Masters from San Diego State University and have been practicing clinical social work for 21 years. I enjoy working with individual adults who are struggling navigating the stressors in life, and we would work together to get you unstuck as soon as possible so you can live a better life, on your own terms. You are brave and have made an important step in the change process just by being here.
VirtualAvailable

$150/session

Authentic
Open-minded
Solution oriented

Specialties

Career Counseling
Anxiety
Depression
+9
I’m dedicated to helping teens and adults navigate the complexities of anxiety, depression, life transition, trauma and family challenges. I take a holistic approach to therapy, integrating evidence-based techniques to support your journey toward healing and self-discovery. I work with individuals who feel trapped by past experiences, struggling to set boundaries, or seeking clarity in their relationships. Whether you’re dealing with childhood wounds, toxic family dynamics, or the emotional toll of breaking free from unhealthy patterns, I provide a compassionate, structured space to help you process, heal, and move forward.
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Career Counseling
Anxiety
Depression
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) based in North Carolina. I am also licensed in Virginia, Indiana, Colorado, and West Virginia. I completed my Master's Degree in Social Work in 2005 from Eastern Washington University and became licensed in 2015. I use a conversational format with humor mixed in for sessions. Each person is different and your treatment will be developed based on your needs and wants. I am here to guide, support, and encourage you to help meet your goals. I am your therapy cheerleader!
VirtualAvailable

$165/session

Authentic
Warm
Empowering

Specialties

Career Counseling
Anxiety
Family Conflict
+9
I became a Licensed Psychotherapist in 2001. Relationship therapy is my main specialty after years of conducting counseling sessions and realizing that this is where most of our pain lies even while life itself can be very troubling, often presenting multiple challenges at once. Seeking individual or couples therapy is a thoughtful and brave investment for yourself. I am currently welcoming new clients, offering flexible office hours and easy online booking to meet your needs. I look forward to starting this journey with you. Please feel free to email me, visit my website and schedule an appointment to get started.
VirtualAvailable

New to Grow

$100/session

Solution oriented
Warm

Specialties

Career Counseling
Anxiety
Depression
+9
I am a CBT-based therapy practice with over 9 years of experience supporting clients through anxiety, depression, stress, and other emotional challenges. My approach is structured, collaborative, and focused on helping you understand the connection between your thoughts, feelings, and behaviors so you can make meaningful, lasting changes. In our work together, I use Cognitive Behavioral Therapy techniques to help you identify unhelpful thinking patterns, build healthier coping strategies, and develop practical tools you can use in everyday life. Sessions are goal-oriented but tailored to your individual needs, pace, and circumstances. With nearly a decade of clinical experience, I focus on creating a supportive and professional space where you can work through difficulties while building confidence, resilience, and long-term emotional wellbeing.
Available

$150/session

Challenging
Direct
Empowering

Specialties

Career Counseling
Anxiety
Coping Skills
+3
I am a Licensed Clinical Social Worker with more than 25 years of experience helping adults navigate stress, transitions, and emotional overwhelm. Since 2011, I’ve worked in private practice supporting clients through the complexities of personal and professional life—with empathy, clarity, and a practical, solution-focused approach. I specialize in working with busy professionals who are juggling demanding careers, life changes, and the weight of high expectations. Whether you’re navigating workplace burnout, relationship stress, anxiety, or grief, I’m here to help you find steadier ground and move forward with more balance and confidence.
VirtualAvailable

$70/session

Authentic
Solution oriented
Warm

Specialties

Career Counseling
Life Transitions
Self Esteem
+10
I have been a LCSW for 38 years, providing psychotherapy. I still enjoy seeing people better understanding themselves, and getting to the point where they see more of what they want in their life. Many clients have spoken of my authenticity, which allows them to be comfortable in themselves. I work to empower people so they can feel more capable in accomplishing their needs and goals.
VirtualAvailable

$110/session

Warm
Authentic
Open-minded

Specialties

Career Counseling
ADHD
Family Conflict
+10
I have been a counselor for over 26 years. I work with clients from very diversified backgrounds, helping clients to identify their issues, helping them to determine what is leading to these issues, and determining the best steps to address such issues. We will take a look at how your past is potentially affecting your current day and further attempt to work through any issues from your past that are stopping you from getting to where you want to be in life. I provide a nurturing, supportive and motivating environment.
VirtualAvailable

$100/session

Authentic
Warm

Specialties

Career Counseling
Addiction
Anxiety
+6
I am a guide who supports individuals in navigating change, with a focus on treating anxiety, depression, men’s health concerns, relationships, and addiction. My approach is collaborative and values‑based. My goal is to guide you in getting where you want to go using evidence-based interventions and practices. If you’re feeling stuck or conflicted, that is normal. Therapy can be a supportive place to slow down, make sense of mixed or conflicted feelings, and choose what aligns with what matters most to you.
Available

$125/session

Authentic
Solution oriented
Warm

Specialties

Career Counseling
Coping Skills
LGBTQ
+10
I am an experienced and dedicated professional with a rich history spanning over three decades in counseling, education, professional services, and human advocacy. With a robust background, I have accumulated over two decades of successful supervision, five years of specialized McKinney-Vento Act implementation, and a strong aptitude for managing intricate projects while promoting collaboration. My skill set encompasses adept writing, organizational prowess, effective communication, and expertise in counseling and program development. My true passion lies in addressing the multifaceted challenges that families, adults, children, and youth encounter, especially in the realms of poverty, homelessness, substance-related issues, incarceration, and other life difficulties. Throughout my career, I've established a proven track record of forging robust partnerships and making a lasting impact. My adaptability and unwavering commitment, as evidenced by my licenses and certifications, render me an invaluable addition to any organization committed to effecting positive change in the lives of vulnerable populations.
VirtualAvailable

Often rebooked

$100/session

Intelligent
Open-minded
Authentic

Specialties

Career Counseling
ADHD
Anxiety
+10
Hi, I am Melissa Smith. I am a Licensed Clinical Mental heath Counselor in the beautiful state of North Carolina. I have been practicing in the field for 8 years. I treat clients using a holistic approach that honors your uniqueness as an individual and considers all aspects of your being in the pursuit of greater health and well-being. I hope to provide practical skills for coping and be a listening ear through difficult times so you are better able to handle what life brings.
VirtualAvailable

$150/session

Warm
Open-minded
Solution oriented

Specialties

Career Counseling
Anxiety
Coping Skills
+10
I am Crystal! I describe myself as warm and welcoming, but also authentic in providing a space for growth and accountability. I provide a space that will enable you to show up as your authentic self and leave evolved. I am here to help support you in your mental health and wellness journey by showing empathy, compassion, and wisdom. I enjoy helping others navigate this thing called life!
VirtualAvailable

$175/session

Authentic
Solution oriented
Warm

Specialties

Career Counseling
Anxiety
Depression
+6
Hello, I'm Justin. Have you ever felt overwhelmed by stress and life's complexities? Many do, and it's more common than you might think. Life's challenges can leave us feeling exhausted, anxious, and disconnected. But remember, you're not alone in this journey. As a Licensed Professional Counselor offering virtual therapy in Virginia and North Carolina, my role is to walk with you in creating a safe, empowering space. Together, we'll explore and employ a range of therapeutic techniques tailored to your unique needs. My goal? To help you navigating the intricacies of life and forge meaningful connections — with others and with yourself. In therapy, we uncover the roots of your stress, lighten your emotional load, and find strength in support and understanding. It's about building resilience and rediscovering your inner balance. If you're reading this, you've already taken a brave first step. You recognize the need for change and understand that carrying the burden alone isn't the only way. If you're ready to move forward, to cultivate lasting change and greater self-awareness, I'm here to guide you. Reach out, and let's start this transformative journey together.
VirtualAvailable

$100/session

Authentic
Direct
Solution oriented

Specialties

Career Counseling
Addiction
Anxiety
+10
I am a Licensed Clinical Mental Health Counselor in North Carolina. I have been counseling for 17 years and have worked with clients with many different life concerns including substance abuse, anxiety, depression, ADD/ADHD, trauma, relationship issues, family conflicts and life changes just to name a few. I am a firm believer in a client centered approach. The client is in the “driver’s seat” when it comes to their therapy. I approach every client with unconditional positive regard and my office/video screen is ALWAYS a judgement free zone. I am passionate about helping my clients seek to find balance and empowering them to take the necessary steps to reach their goals. I encourage you to take a leap of faith and get the help you are seeking. Life changes are achievable when individual ideas collide with positive actions.
VirtualAvailable

$115/session

Solution oriented
Authentic
Empowering

Specialties

Career Counseling
Men's Issues
Self Esteem
+6
Hello, my name is Tristan Thomas, a dedicated mental health professional committed to guiding individuals on their journey to wellness. With a passion for helping others and years of experience in the field, I provide compassionate support and evidence-based interventions to empower individuals to overcome challenges and thrive. Let's work together to prioritize your mental well-being and achieve your goals.
VirtualAvailable

$150/session

Solution oriented
Authentic
Direct

Specialties

Career Counseling
Life Transitions
Self Esteem
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

$125/session

Authentic
Warm
Empowering

Specialties

Career Counseling
Anxiety
Grief
+10
Hi! My name is Robbyn and I am a seasoned Counselor with years of experience helping individuals navigate anxiety, depression, grief/loss, life transitions, relationship/career challenges, and the emotional weight that comes with being human. My goal is to help people feel seen, supported, and understood with an approach that is warm, down-to-earth, and deeply empathetic. Here, you’ll find a safe space where you can explore your thoughts and feelings without judgment, shame, or pressure to “have it all figured out.” If you’re ready to shift your narrative and step into a stronger version of yourself, I’d be honored to take that journey with you.
VirtualAvailable

$125/session

Specialties

Career Counseling
Anxiety
Depression
+10
You don’t have to perform here; this is a space where you can exhale and be real. I’m a therapist who specializes in helping individuals break the cycle of high-functioning burnout, carrying the mental load, managing demanding roles, and feeling depleted behind the scenes. My work is trauma-informed and collaborative, focused on helping you reclaim your energy, strengthen boundaries, and move from survival mode into a life that feels sustainable. If you’re ready to feel grounded again, set boundaries without guilt, and build a life that’s sustainable, I use EMDR along with CBT, mindfulness-based strategies, and motivational interviewing to help you get there.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.