Therapists that accept Cash Pay in New York

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 40 verified therapists in New York who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

New York

Availability updated: 7/1/2025

Stefani Melendez

(she/her)

Stefani Melendez, LMHC - New York Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
7 years of experience
Virtual
Hi there! It’s great to meet you all! I’m a certified therapist specializing in Telemental Health, Grief, and Trauma. As a woman of color, I deeply understand the unique challenges that BIPOC adults face in today’s world. Whether it’s dealing with societal expectations or the weight of racial and gender biases, I’m here to walk alongside you and provide the support you need.My areas of expertise include anxiety, depression, self-esteem, relationships, grief, racial trauma, and even career exploration. My aim is to empower you to create positive changes in your life. I believe in a strengths-based approach to therapy, where we work together to identify your unique strengths and use them to tackle challenges effectively. I also incorporate Cognitive Behavioral Therapy (CBT) to help reframe thoughts and behaviors, offering you practical techniques for problem-solving, stress management, and making lasting behavioral changes. Our sessions are goal-oriented and may even include some homework to practice what we discuss. At the heart of my philosophy is collaboration. Think of us as partners on this journey—I'm here to provide the tools and support, but you’re the one who charts your own path to growth and transformation. Just like an architect who helps you design a structure rather than building it for you, I empower you to carve out your own success. Together, we’ll establish a solid foundation so you can face future challenges with confidence and your own unique strategies. I can’t wait to start this journey with you!

Racquel Jones

(she/her)

Racquel Jones, LCSW - New York Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
30 years of experience
Virtual
Hi I'm Racquel. As Megan thee Stallion says “ Bad Bitches have Bad Days Too”. I'm a Licensed Clinical Social Worker with many years of experience. I became a therapist because I wanted to help others especially Black and other people of color. I help adults and adolescents struggling with anxiety, OCD and childhood trauma. I would be honored to help you on your journey to living a happier and more fulfilling life.

Yolette Greene

(she/her)

Yolette Greene, LCSW - New York Therapist at Grow Therapy

Frequently rebooked

$250/session
LCSW
8 years of experience
Virtual
Hi! I am a licensed clinical social worker with over 8 years of experience. I received my Masters from Adelphi University, where I honed my passion for mental health advocacy. Specializing and certified in anger management and anxiety, I weave a tapestry of support for diverse populations, employing a compassionate and evidence-based approach to guide individuals towards lasting mental well-being. With a commitment to fostering resilience, I am dedicated to helping others rewrite their stories and embrace the full spectrum of their mental health journey.

Noor Pinna

(she/her)

Noor Pinna, LMHC - New York Therapist at Grow Therapy
$135/session
LMHC
10 years of experience
Virtual
As a South Asian Muslim immigrant, I understand the rebuilding process of who we are from generational trauma and patterns, as well as navigating identities that make us authentic. I am passionate about this work because I have seen clients shed their stories and step into their authentic selves when aligned. It brings me immense joy to see individuals no longer surviving but thriving. I invited you to be curious and connect to see how we can work together to help you. I look forward to your phone call.

Eric Yip

(he/him)

Eric Yip, LMHC - New York Therapist at Grow Therapy
$175/session
LMHC
15 years of experience
Virtual
My name is Eric Yip and I am a Licensed Mental Health Counselor in New York City. I received my Masters from the Alliance School of Counseling at Nyack College. Becoming a therapist is a childhood dream come true for me and with fifteen years of experience in the mental health field, I have worked in various areas, ranging from depression and personality disorders to child development and end-of-life issues.

Andrea Rodriguez

Andrea Rodriguez, LMHC - New York Therapist at Grow Therapy
$140/session
LMHC
12 years of experience
Virtual
My name is Andrea. I am a Licensed Mental Health Counselor in the state of FL and NY. I have over 12 years of experience working with children and adults in inpatient and outpatients settings, including corrections. I was raised in NY by West Indian (Caribbean)/Asian parents. I then moved to FL where I earned my BA in Psychology and Masters in Mental Health Counseling. My passion is helping others figure out this crazy thing called life, and learn how to live with more satisfaction. My approach to therapy is person centered and may change from patient to patient. This means it will be tailored to each person's specific needs. I enjoy building rapport with my patients to help encourage a healthy therapeutic relationship and allow my patients to feel as comfortable as possible. So whether it's anxiety, depression, or trauma etc., let's figure this out together!

Kim Dallas

(she/her)

Kim Dallas, LCSW - New York Therapist at Grow Therapy
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.

Sugandha Sharma

(she/her)

Sugandha Sharma, LMHC - New York Therapist at Grow Therapy
$150/session
LMHC
4 years of experience
Virtual
Hi, I'm a Licensed Mental Health Counselor (LMHC) based in New York. I received my Master's in counseling from New York University with a certification in LGBTQ+ Health and affirming care. Starting therapy can be scary and empowering at the same time which is why I strife to create a safe environment in the beginning stages and help client identify their therapy goals for most positive outcome. Do you find yourself feeling stressed or overwhelmed without knowing exactly why? Are you stuck in your own head, or unable to break free from old habits that no longer serve you? I specialize in working with individuals who are motivated to explore and shift the thought patterns and behaviors that are keeping them from reaching their full potential.

Roselyn Ortega

Roselyn Ortega, LMHC - New York Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
With a passion for helping others achieve their greatest potential, providing a safe and comfortable atmosphere to clients to lay the groundwork for open communication and personal accomplishments. Investing in clients and working with them to achieve their therapeutic goals is a priority. The ideal outcome is to help clients to learn skills that they can use in all settings and relationships and support them as they function in all areas of their life holistically. The idea is they find inner peace and personal joy. I have a Master's in Science degree in Clinical Mental Health Counseling and I am a Licensed Mental Health Counselor. I am comfortable providing therapy in Spanish as well as I am fluent. My experience has included outpatient and inpatient settings with a wide variety of client needs. I have specialized training in Trauma-Focused Cognitive Behavioral Therapy. I have years of experience with a variety of disorders most comfortable and experienced with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD, sexual abuse, human trafficking, and trauma. I specialize in treating issues relating to self-harm, depression, and anxiety. I also have both personal and professional experience as well as additional training in family military life-specific issues.

Jessenia Ramirez

(she/her)

Jessenia Ramirez, LMHC - New York Therapist at Grow Therapy
$180/session
LMHC
10 years of experience
Virtual
I am a Latina therapist from New York and founder of Capaz Counseling. I named my practice after the word "capaz" which means capable and inspires my practice’s mission to build on the fact that we are all capable of deepening mind and body experiences for catharsis, balance, and progress among the varying parts of ourselves. I help folx understand their patterns and find ways to modify or strengthen them for a more embodied life.

Joshua Jones

(he/him)

Joshua Jones, LCSW - New York Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Hi everyone! I'm Josh. Do you struggle with social anxiety and poor self-confidence? I know that overcoming it is possible! Many come to therapy for social anxiety because of childhood trauma and how it has manifested in their adult lives. Often this manifests in feelings of poor self-confidence, poor self-worth, and poor self-confidence. At its root, the fundamental belief of those who have social anxiety is the belief, “I am not enough.” Clients get into the habit of comparing themselves to others and it makes them feel inadequate and insecure. Over time clients begin to avoid situations that elicit their anxiety, particularly social situations. This can lead to social isolation and loneliness. Clients will present with complaints of frequent panic attacks, not having a romantic partner, not having friends, not being happy in their jobs and feeling disconnected from life. They are labeled by others as shy, quiet, or introverted. This scenario described myself for much of my life which gives me lived experience to better able to assist you. I help individuals combat their social fears and begin to live a rich and fulfulling life. I do this through cognitive behavioral therapy techniques primarily but also integrate solution-focused therapy, assertiveness training, exposure therapy, and acceptance & commitment therapy. Whether you're a teen struggling to make friends and socialize or you are an adult unable to speak up at work meetings or unable to ask someone out on a date, I'm here for you! Seeking therapy can be frightening but I want to assure you that you will be most welcome if you take that leap of faith!

Mary Hall

(she/her)

Mary Hall, LCSW - New York Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
12 years of experience
Virtual
Welcome! I'm Mary Hall, LCSW. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or self-care. I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Fatima Niakate

Fatima Niakate, LCSW - New York Therapist at Grow Therapy
$225/session
LCSW
11 years of experience
Virtual
Welcome! I'm Fatima Niakate, a Licensed Clinical Psychotherapist dedicated to supporting individuals on their journey towards mental and emotional well-being. With over a decade of experience, I have had the privilege of working with diverse populations facing various psychosocial challenges. My academic background, combined with extensive clinical experience, equips me with the knowledge and skillset to provide you with effective therapeutic support.

Aarian Punter

(she/her)

Aarian Punter, LCSW - New York Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hello, thank you for learning more about me and how we might work together toward your goals. I am a licensed therapist (LCSW) in New York City. My approach to working with clients is strength-based. No matter what you have been through, you are resilient. I work with you to discover your truth and your authenticity within you. While my background is in trauma-informed care, I apply treatment modalities such as Cognitive-behavioral therapies (CBT) CBT, Dialectic behavior therapy, DBT and Talk Therapy. I adapt most of my methods to individual needs. I am a parent and an African American woman with a deep understanding of the intersectionality of race, culture, and class. I approach my work with an anti-oppressive and social justice lens with a deeper understanding of systems of oppression as it relates to race and gender, and sexuality. I always approach diversity in the room as a gift with significant room for the clients to teach me. I am a curious person and respect the uniqueness of every human being’s background.

Wynn Cynthia

(she/her)

Wynn Cynthia, LMHC - New York Therapist at Grow Therapy
$100/session
LMHC
23 years of experience
Virtual
I am an experienced, thoughtful and caring therapist that will help you overcome or work on any issues, problems or concerns that you are dealing with. I have over 25 years of experience in the mental health field, and I have worked with singles, couples, families, seniors, and adolescents. I am empathic and an active listener. I treat all of my clients with unconditional positive regard and respect. I do not believe in a one size fits all therapy approach. Every client is different and has different needs and that is my focus. I work with the entire person to help them improve their mental health and over all well-being.

Andrea Onukwue

Andrea Onukwue, LCSW - New York Therapist at Grow Therapy
$160/session
LCSW
25 years of experience
Virtual
Freedom of mind. Don’t let worrying, about your past or current life stressors take up any more free real estate in your mind. Worrying offers NO RETURN on your investment. I’m Andrea Onukwue! It’s a pleasure and privilege to welcome you to Freed Mind Consulting, LLC. I am a Licensed Clinical Social Worker with Psychotherapy Privileges licensed to practice independently in the states of MO and NY. For the past five years, I've had my full-time private practice. Over the past 20 years, I’ve practiced in a variety of settings and contexts as a practitioner, C-suite executive employee assistance consultant, and senior executive leader. I’m dually credentialed as a psychotherapist and educational leader. I know people and have extensive experience journeying with individuals from all walks of life, as they seek greater clarity, wellness, fulfillment, and peace. My clients describe me as: Honest, easy to talk to, and highly competent in providing goal-directed care that achieves results. Levity and life application are always an integrated aspect of normalizing the treatment experience. My approach emphasizes cultivating a freed mindset as essential to a healthy, productive, and enjoyable life. It also emphasizes improving communication, managing expectations, and establishing and maintaining healthy boundaries in interpersonal connections. Something that stands out about where I offer therapy is: Your telehealth session can occur in your own indoor or outdoor private space as long as you have a stable connection, are comfortable, and not operating a vehicle in your state of residence.

Tawanna Peacock

Tawanna Peacock, LCSW - New York Therapist at Grow Therapy
$90/session
LCSW
18 years of experience
Virtual
Hi! My name is Tawanna Peacock and I am a Licensed Psychotherapist {LCSW}. I am licensed and certified to practice in the state of New York. I received my Masters degree from the Hunter College School of Social Work and have been practicing since 2005. I have worked in human services for over 27 years and have been afforded a wealth of opportunities to help others. Each wonderful opportunity has allowed me to further utilize and develop my skills and assist my clients with reaching their personal goals.

Vanessa Williamson

(she/her)

Vanessa Williamson, LCSW - New York Therapist at Grow Therapy
$130/session
LCSW
15 years of experience
Virtual
As a social worker therapist grounded in mindfulness theory, my dream client embodies a spirit of openness and motivation for change. This individual recognizes the challenges that come with personal growth but approaches therapy with a willingness to explore and confront these difficulties. They appreciate the journey of self-discovery and are eager to gain insights that can lead to meaningful transformation in their life. In our sessions, I envision a collaborative environment where they feel safe to express their thoughts and emotions. They understand that progress may not always be linear, yet they remain committed to the process. This client values the therapeutic relationship and seeks guidance to cultivate greater self-awareness, resilience, and mindfulness in their daily life. What I cherish most about this ideal client is their ability to reflect on their experiences and actively engage in their healing journey. They inspire me with their courage to face discomfort and their desire to learn and grow. Together, we would explore various mindfulness practices and therapeutic techniques, fostering a deep connection that empowers them to embrace change with compassion and patience. Ultimately, my dream client is someone who is not only motivated to seek help but also appreciates the support and insight I can offer. In this partnership, we would work hand in hand to navigate the complexities of their experiences, celebrating each step toward a more fulfilled and mindful existence. This collaborative spirit of growth and understanding is what makes the therapeutic journey profoundly rewarding for both of us.

Michelle Foster

(she/her)

Michelle Foster, LCSW - New York Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in New York. I received my Masters from the University at Albany (SUNY) and have been practicing for 7 years. I work with adults (18+) on an individual basis who are dealing with depression, anxiety, adjustment, and stress-related disorders. I like to work with the whole person utilizing my background in Medical Social Work to address Medical Comorbidities that impact a person's emotional and mental well-being. Currently able to accommodate phone appointments (No Video) at this time.

Keisha Cox

Keisha Cox, LCSW - New York Therapist at Grow Therapy
$125/session
LCSW
22 years of experience
Virtual
I am an LCSW with a private practice in NY and CT. I have earned a BA in Psychology and an MSW in Clinical Social Work, both from New York University. I have over 20 years of experience working with children and adults of all ages with a focus on cognitive behavioral therapy, solution focused therapy, strength based and mindfulness approaches.

Kat Ha

Kat Ha, LCSW - New York Therapist at Grow Therapy
$175/session
LCSW
10 years of experience
Virtual
Ideally, therapy has been shown to have the best outcomes when you feel like your therapist gets you. Therapy is a relationship, rather than a set of instructions. My approach is warm, interactive, practical, and empathic, and I draw from relational, feminist, trauma-informed, anti-racist treatment models. I believe in the healing power of the therapeutic relationship, along with helping you contextualize your life experiences, honoring your expertise in your own life. I specialize in working with those that are struggling with issues around depression, immigrant identity trauma/issues, mood disorders, and family violence. I am also sex work friendly. Reaching out for help can be overwhelming. I hope to alleviate some of its challenges by creating a supportive, non-judgmental space, as my approach is collaborative and strengths based.

Julie Novas

Julie Novas, LCSW - New York Therapist at Grow Therapy
$250/session
LCSW
17 years of experience
Virtual
For over 17 years, I have dedicated my life to supporting the healing and empowerment of people from marginalized communities (including LGBTQ+, POC and WOC.) My work is rooted in the belief that each person is an expert in their own lives. As a therapist I work in holistic collaboration with my clients to create a life they love, regardless of if whatever is arising in the current moment is pleasant, unpleasant or neutral. I bring an anti-oppressive and social justice lens to the work with a focus on holistic wellness in mind, body and spirit. I am an LCSW trained in DBT, Emotional Release Work, EMDR and Mediation. Also, I am an Ordained Interfaith Minister, Holistic Health Counselor, Reiki Teacher and Community Dharma (Mindfulness) Instructor, 200hr Yoga teacher and licensed (inactive) attorney.

Frederick Jones

Frederick Jones, LMHC - New York Therapist at Grow Therapy
$115/session
LMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor since 2011. I work with adults struggling with depression, anxiety and life stressors / transitions along with those looking to gain greater self confidence, establish better boundaries and improve their relationships. I provide both in person and virtual 60 minute sessions. I have office space in Albany, NY. I will provide you the support, encouragement and feedback needed to take the next step in your life. Together we will work through your life challenges and obstacles. It would be an honor to join you on your journey towards a happier, healthier life.

Toshi Francis

(she/her)

Toshi Francis, LCSW - New York Therapist at Grow Therapy
$250/session
LCSW
20 years of experience
Virtual
Dr. Toshi Francis has worked in the field of social service for over 18+ years, dealing with all aspects of work-related trauma, depression, anxiety, and medical trauma(prenatal/postpartum). Dr. Francis is a graduate of Clark Atlanta University with a bachelor’s degree in psychology and a minor in business administration. She also graduated from Adelphi University’s MSW program and Capella University with a PhD in psychology. Dr. Francis is recognized as a leading workplace mental health scientist.

Anna Azeglio-Stranahan

(she/her)

Anna Azeglio-Stranahan, LMHC - New York Therapist at Grow Therapy
$125/session
LMHC
25 years of experience
Virtual
I am a compassionate, empathetic and intuitive licensed mental health counselor. I enjoy working with clients who are ready to embark on their journey of self-discovery which will allow them to make changes that will ultimately make them feel better and inspired to accomplish their goals. I earned an Ed.M in Counseling Psychology at Teachers College, Columbia University. I have held my NYS Mental Health Counselor License for over 25 years. I am also bilingual English and Spanish for clients who may have a preference or would like to have the option to express their thoughts and feelings in either or both languages

Frequently asked questions

Why filter by New York rather than a city like New York City?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New York from Buffalo to Rochester! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New York.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Racism?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in New York that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.