Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 86 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Ciara Ivey

(she/her)

Ciara Ivey, LPC - New Jersey Therapist at Grow Therapy
$95/session
LPC
10 years of experience
Virtual
Hello, I'm Ciara. Are you ready to make a much-needed change in your life? Does it feel like you do not have the support you want and need? Whether you are dealing with anxiety, depression, self-esteem issues, trauma, or general stress, I am here to help. I help motivated individuals develop a healthier relationship with themselves and with others. While working together, I seek to create a safe space for you to express yourself, process your thoughts and feelings, and work towards overcoming challenges and reaching personal goals. In our sessions together, I will meet you with compassion, honesty, and the motivation to help you overcome the difficulties that are holding you back from being your best self. It is not always easy to be vulnerable and seek help but you are making the right choice!

Nancy Howard

(she/her)

Nancy Howard, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hi, I’m Nancy, a Licensed Clinical Social Worker specializing in supporting moms of babies and toddlers. I know how overwhelming and isolating this stage of life can feel, and I’m here to help you navigate the ups and downs with confidence and self-compassion. Through a warm, conversational approach grounded in cognitive behavioral therapy, I provide a space where you can feel heard, understood, and empowered. Whether you’re struggling with anxiety, guilt, or just feeling like you’ve lost yourself in motherhood, we’ll work together to help you find balance and joy. You don’t have to do this alone—I’d love to support you on your journey.

LaToya King-Robinson

LaToya King-Robinson, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I have 15 years experience in the Mental Health field and have been practicing as a therapist for 7 years. I help young people to adults who are struggling with various life issues , trauma and concerns to become the best versions of themselves. While using CBT model to help them evolve.

Serlina D James

Serlina D James, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness. I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices. As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.

Shameka Walker

(she/her)

Shameka Walker, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
4 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) with a passion for empowering individuals to overcome personal and professional barriers, and lead fulfilling lives. Being an introvert, I can truly understand others who have these traits and can help them identify any limiting beliefs, gain self-awareness, and utilize the benefits of those characteristics. As a therapist who deeply understands the lived experiences of BIPOC women, I help my clients process the impact of generational patterns, societal pressures, and internalized narratives that may be holding them back. I guide women in shifting their mindset, stepping into their confidence, and aligning their lives with their true desires. Late Cancellations When a cancellation is needed for therapy, I request a client does provide notice within 24 hours of the scheduled appointment, the $75 fee will be charged to the client’s account or card on file will be charged and will be asked to pay this balance prior to scheduling the next appointment. No Show Regarding No-Shows, this is where you do not attend a scheduled appointment. You will be charged the full fee of the session which is $150 (regardless of use of insurance). The fee will have to be paid before another session is scheduled. Multiple no shows or lack of communication will result in termination of services. If you need to cancel or reschedule an appointment, I encourage you to utilize the client portal to cancel or reschedule.

Antanette Ringold

(she/her)

Antanette Ringold, LPC - New Jersey Therapist at Grow Therapy
$255/session
LPC
11 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!

Monifa McCarther

(she/her)

Monifa McCarther, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
15 years of experience
Virtual
Monifa is a native New Yorker, currently living is Georgia. She has a deep commitment to understanding and supporting her clients on their unique therapeutic journeys. Her holistic approach focuses on addressing the diverse issues her client’s face. Throughout her career, Monifa has dedicated herself to working with individuals in various challenging settings, including the correction system foster system, hospice and hospitals. Her expertise lies in helping clients with alcohol and substance issues, issues, parenting challenges and eating disorder treatment.

Samantha Knight-Williams

(She/Her)

Samantha Knight-Williams, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.

Denise Delph

Denise Delph, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
15 years of experience
Virtual
Hi, I'm Denise and I have been a therapist for over 10 years. Whether your relationship feels off, and you’re struggling to communicate with your partner, anxiety or self-doubt is holding you back and you’re tired of second-guessing yourself, or maybe a life transition is bringing challenges you never expected, and you’re looking for support, I’m here to help you today.

Tarrance Barbee

Tarrance Barbee, LCSW - New Jersey Therapist at Grow Therapy
$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.

Brenda Hardin

(she/her)

Brenda Hardin, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
24 years of experience
Virtual
Hello! Do you feel overwhelmed? Do you feel there is a lack of purpose, fulfillment and passion in your life? Do people in your life often have a hard time really getting what you are going through? Are you caught up in unhealthy patterns? Do you want your life to change, but are unsure how to make that happen? We all experience life in our own way. Our thoughts, feelings, and expectations can be so overwhelming that they become obstacles to making decisions and living our lives to the fullest. If you are experiencing one of life’s unexpected challenges and would like to explore your thoughts and feelings in a private, safe, and comfortable environment tailored to help increase your awareness and ability to work through challenges, I am here for you. I view therapy as a safe space for processing life experiences, emotions, thoughts, and trauma in order to achieve one’s goals and necessary growth. My goal as a therapist is to collaborate with you to understand your thought processes, address barriers to wellness, and identify ways in which you can achieve your goals. I believe that clients are the experts of their own lives; however, sometimes need an outside perspective to help re-frame our thinking.

Farah Chery

(she/her)

Farah Chery, LCSW - New Jersey Therapist at Grow Therapy
$160/session
LCSW
10 years of experience
Virtual
Are you looking to reclaim your life and rediscover your inner strength and confidence? Perhaps you’re looking for relief from past trauma, struggling with relationships or simply feeling stuck in life, know that you are not alone. As a compassionate and dedicated therapist, I specialize in supporting individuals who are navigating trauma and life's complex challenges. I am here to offer support, guidance, and healing.

Cherrelle Barton

Cherrelle Barton, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
Hello and Welcome! My name is Cherrelle Barton and I am a therapist whom genuinely cares. I commend you in taking the first step toward self discovery. I believe that what's most important in the therapeutic process is choosing a therapist that is the right fit. So just a little about me, I have 13 years of experience in the behavioral field, I graduated with a Bachelor of Science in Psychology in 2008 and went on to obtain my Master of Social Work degree in 2011. Those closest to me would describe me as kind, compassionate and patient. These qualities catapulted me into the behavioral health field. When working with clients I prefer to utilize strengths based, solution focused methods. Joining with clients in problem solving and analyzing to find solutions for troublesome symptoms. I believe that you are your best healer; I am simply the catalyst to guide you along the pathway to finding what it is you are needing and longing for.

Tyeast Edmond

Tyeast Edmond, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Greetings and thank you for viewing my page! I am so proud of you for taking this brave step toward self-care and I hope you are equally proud of yourself:) As a counselor, my passion lies in supporting individuals to reach their fullest potential. Life often presents challenges beyond our control, and early experiences can shape our adulthood. My primary goal is to guide clients beyond their pain, empowering them to embrace change. It’s essential to recognize that transformation requires ongoing effort it’s not an overnight process. Rather, it unfolds second by second, minute by minute, hour by hour, and day by day. I am committed to walking alongside them on this journey toward greater well-being.

Dori LeGrand-Christmas

(she/her)

Dori LeGrand-Christmas, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
10 years of experience
Virtual
Change can be hard, brutal, and ugly, especially when trying to go it alone. Change is something that is easier said than done. We all get to various points in our lives when we must make that change in order to evolve from the feelings and/or situations that we need to transition from. My goal is to support you while navigating those changes in your life in a safe and nurturing therapeutic relationship, where you can gain the skills needed to reach your mental wellness goals. I believe that YOU are the expert in your life. I am simply here to offer insight and to help guide you to the answers that reside within. I am an educator, a therapist, and a certified Parent Coach. I have over 20 years of experience working in a variety of settings with a diverse mix of needs which includes, adolescent therapy, parenting skills, helping separated couples co-parent, family systems, depression, anxiety, self-esteem, and defiant behaviors. I work with individuals, couples, families, and groups. We all have challenges that we need to get through. My approach is compassionate, non-judgmental, open, and honest. I believe that the best work is done in a trusting and nurturing relationship. I want to support your ability to grow, find your voice, and build confidence so that you are equipped to face your challenges with the tools needed for success.

Sabrina Smith-Hargroves

Sabrina Smith-Hargroves, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
20 years of experience
Virtual
Providing therapy, being a listener and helping others in essence found me. I did not initially plan to become a therapist but I am so happy and proud I did. I receive joy from being able to find the right words and work through the issue with my client. Therapy is a very important tool, whether it is intensive treatment or being a supportive ear. I have worked in the helping field for over 20 years. Beginning my career with developmentally delayed, then preventive services, foster care, Autism spectrum and currently providing child and adult psychiatric services. I enjoy the reward of helping! I am licensed to provide treat in New York and Georgia.

Jamill Baker

(he/him)

Jamill Baker, LCSW - New Jersey Therapist at Grow Therapy
$110/session
LCSW
28 years of experience
Virtual
I am Licensed Clinical Social Worker in the state of New Jersey. I completed his Master’s degree in Social Work from the University Of Southern California and has been certified in Motivational Interviewing, Problem Solving Therapy and Ark Grow Parenting Therapy . I am also certified to supervise MSWs and LSWs and I am certified advance case manager. I provide individual, group and couples therapy. I have worked with children, adolescents, adults, and families from diverse and multicultural backgrounds. I have worked as an Addiction Therapist with the Department of Veteran Affairs , A Clinic Supervisor with Neuropath Therapies and a Grant and Per Diem Liaison for Homeless services with the Department of Veteran’s Affairs.

Latanya Oluokun

Latanya Oluokun, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hello! My name is Latanya and I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters of Social Work from Rutgers University and have been practicing for 9 years. I am dedicated to helping individuals navigate life’s challenges and build meaningful, lasting change. I offer a compassionate, nonjudgmental space where you can explore your thoughts, emotions, and goals at your own pace. Whether you're facing anxiety, depression, relationship issues, trauma, or simply feeling stuck, I'm here to support your journey toward healing and self-discovery.

Tamar Joseph

(she/her)

Tamar Joseph, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
16 years of experience
Virtual
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live. I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.

Tairah Brown

(she/her)

Tairah Brown, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi my name is Tairah. First, I admire your ability to start your journey, and I’m here to guide you through the process. I specialize in working with individuals navigating through life transitions, anxiety, depression, and trauma. I take a client-centered, collaborative approach to therapy, tailoring each session to your unique needs and goals. I encourage you to connect with me to establish a path of healing and self-discovery, that best aligns with your needs.

LaToya McLaughlin

LaToya McLaughlin, LCSW - New Jersey Therapist at Grow Therapy
$160/session
LCSW
10 years of experience
Virtual
Hi, my name is LaToya. I am a Licensed Clinical Social Worker serving clients in California and New Jersey! I have 10 years of extensive experience in the mental health field; I am dedicated to empowering individuals and families to navigate their unique challenges. With a master's degree in social work and multiple certifications, I have developed a diverse skill set that allows me to provide tailored therapeutic support to adults and older adults.

Rhonda Mathis

Rhonda Mathis, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
15 years of experience
Virtual
Greetings! I am a Licensed Professional Counselor based in NJ. I have been practicing for 15 years. I help clients with their struggles with anxiety, depression and trauma in a judgement free environment. I would love to work with you to help guide you on your journey to a healthier way of life and better mental health. Let's make this happen together.

Ebony Yelder

(she/her)

Ebony Yelder, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
20 years of experience
Virtual
Do you find yourself overthinking? Feeling lost due to traumatic experiences, or struggling with unresolved grief? I believe in empowering individuals by helping them identify and cultivate their strengths. Together, we can build upon these qualities to realize the vision you have for yourself. Creating a safe, supportive, and non-judgmental space where you can share openly and honestly is the top priority. Whether you're navigating difficult emotions or seeking greater clarity, I am committed to guiding you toward healing, growth, and self-discovery. This is your moment! My name is Ebony Yelder (she/her/hers), and I am a Licensed Professional Counselor with over 20 years of experience providing counseling and psychiatric services. I have worked in a variety of settings to include, behavioral health hospitals, outpatient clinics, emergency rooms, in home counseling, as well as for the Department of Defense providing counseling services for our service members and their families.

Janine McFadden

(she/her)

Janine McFadden, LPC - New Jersey Therapist at Grow Therapy
$120/session
LPC
20 years of experience
Virtual
Navigating relationships can be hard, can't it? Trying to figure out if you'd like to be in a relationship or questioning if you will ever marry or re-marry are thoughts that can be pervasive. Feeling satisfied and fulfilled in your season of singleness comes with its multitude of challenges. Making the decision to separate or divorce can be stressful. Life after separation, divorce or any relationship transition can initially appear to be overwhelming: family & friend transitions, co-parenting, career moves, and demographic changes just to name a few. You don't have to do it alone. You deserve therapeutic partnership to assist in making your best informed decisions in your life. I'm a Licensed Professional Counselor in Pennsylvania and New Jersey. I've been in various consulting and counseling roles since 2005. I specialize in Empowering Individuals Through Life and Relationship Transitions by providing Individual Telehealth Talk Therapy via J. Nichol Counseling, LLC. Consider a lunch-time appointment between the times of 11am-2pm. Have your lunch alongside therapy.

Fatuma Lalugba

Fatuma Lalugba, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello There! I am a Licensed Clinical Social Worker based out of New Jersey. For 6 years I have provided culturally competent services to adults and couples. I utilize a collaborative approach to help clients recognize and manage situations that are causing distress to current functioning. I create a safe space for clients to feel heard, to feel empowered, and to become motivated toward being the creators of change within their lives.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.