Therapists that accept Cash Pay in New Jersey
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 79 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/5/2025
Constance D Sey
(she/her)
$175/session
LCSW
11 years of experience
Virtual
My goal is to provide a safe space for healing.
I prioritize my client’s confidentiality and comfort when providing care to meet their needs. In addition, I treat each client as a unique individual with specific issues and needs.
After earning my master’s degree from the University of Southern California, I began my counseling career with the Shenandoah Public School. I also worked as a Crisis Intervention Therapist for two years and as a substance abuse therapist for another two years.
After obtaining my couples therapy and sex therapy licenses, I began working with couples.
Tracy Carter
(she/her)
$120/session
LCSW
15 years of experience
Virtual
Hello, I'm Tracy Carter, a Licensed Clinical Social Worker (LCSW) in New York. I earned my Master of Social Work degree from Stony Brook University and have over 15 years of experience in the social work field. Throughout my career, I've worked with diverse populations, assisting individuals grappling with complex mental health and societal issues in leading more fulfilling lives.
Find therapists experienced in these areas
Jamil Akil
(he/him)
$95/session
LPC
11 years of experience
Virtual
"True success is the predictable result of hard work, patience, sacrifice & learning put into practice everyday." - Unknown
Hey there! Thank you for sliding on past my profile and the above quote is essential to not only my mindset in how I approach everyday as a Licensed Professional Counselor (LPC) but also how I want to assist in creating a space for my clients. I am currently based in Pennsylvania & have over 10 years of experience working with an array of clients. I have helped many from young adults to older adults take a deep dive within themselves to challenge thoughts, perspectives and beliefs that create a mental and emotional limitation on becoming a more empowered and improved version of themselves. My goal is to respectfully challenge and guide clientele to look within themselves since they are the best expert on their own life and choices so that they can discover the innate skills and abilities that can take them to higher heights within their situations and lives.
Dr. Sheena Ford, Ph.D
Frequently rebooked
$125/session
LPC
12 years of experience
Virtual
Availability: *Intakes (Mondays only) *Therapy sessions- Tuesdays, Wednesdays & Thursdays (9am-3pm).
Hello, I am a Psychologist (Ph. D) and Licensed Professional Counselor (LPC) in PA and NJ, specializing in supporting individuals experiencing anxiety, depression, grief and loss, life transitions, personal growth, and self-esteem concerns. My approach is tailored to meet your unique needs, providing a safe and supportive space for exploration and healing. Together, we'll work collaboratively to address challenges and foster positive change. I meet with clients weekly, offering consistent support and guidance as you navigate your journey towards greater well-being and fulfillment.
Michelle Devlugt
(she/her)
$140/session
LPC
5 years of experience
Virtual
EMDRIA-Approved EMDR Therapist. FL/NJ/VA. I also use traditional talk therapy with my clients. My therapeutic approach is based on the individual's specific needs. EMDR (Eye Movement Desensitization and Reprocessing) is a form of therapy that enables you to heal from the symptoms and emotional distress that are the result of disturbing life experiences. I work with adult clients with individual therapy.
Deanna McPherson
(she/her)
$115/session
LCSW
7 years of experience
Virtual
Hello there! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey although I am also an LCSW for the state of Missouri. I received my Masters in Social Work from Washington University in St Louis, MO and have been practicing for 7 years. I enjoy helping people in general and after years of working in public health began working in social work. I work with clients struggling with a variety of mental health challenges to become the best versions of themselves despite what has happened to them or what may be occurring to them presently.
Rosas Place
(she/her)
$200/session
LCSW
21 years of experience
Virtual
I am a Licensed Clinical Social Worker based in New Jersey and South Carolina. I ascertained my MSW from Rutgers the State University of New Jersey. I have been in Private Practice for over twenty years working with children, adolescents and adults using Eclectic and Cognitive Behavioral Therapy treatments. Specializing in various kinds of trauma and depression . I have worked in the pubic school system as a Social Studies Teacher and a member of the Child Study Team. In addition, I worked in several hospitals in the emergency room as a psychiatric social worker and several Correctional facilities in New York and New Jersey.
Ericca Keith
(she/her)
$125/session
LCSW
5 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters from the University of Connecticut and have been practicing for 5 years. I stive to help teens and adults struggling with life stressors, anxiety, and/or depression to learn coping skills and aid in shifting their perspectives so that they can go from surviving to thriving.
Antanette Ringold
(she/her)
$255/session
LPC
10 years of experience
Virtual
Hello, my name is Antanette. I am an experienced therapist and life coach with 10+ years of working in the mental health field. We can work together to address existential dread, development of systems and routines to address executive dysfunction, the journey of spirituality, unexpected life changes, anxious attachment style, Anxiety, and Depression. I understand starting therapy (or starting again) can be quite the task, especially if you’re not sure where to begin. My approach to therapy will be tailored to best fit your needs and we will work at the pace of your choosing. If you're looking to make a change, let’s work together!
Fennel Kpolie
(he/him)
$120/session
LCSW
17 years of experience
Virtual
Hi , my name is Fennel Kpolie, I am a Licensed Clinical social worker. I received my MSW from Rutgers University, New Jersey in 2008, and have been practicing since. However, the last seven years of my career has been focused on working with adults challenged by Generalized Anxiety Disorder and Major Depressive Disorder, empowering them to acquire helpful coping skills to manage their symptoms, and improve their daily functioning.
Samantha Knight-Williams
(She/Her)
$160/session
LPC
10 years of experience
Virtual
Hi, I'm Samantha and I am a Licensed Counselor in the states of New York and New Jersey with over 10 years of experience. Accompanying my strong passion and devotion to the mental health profession is my wide variety of professional experiences across disciplines and populations. I use a cognitive behavioral and solution-focused approach to therapy in order to create a welcoming and comfortable atmosphere where clients can freely express themselves without the fear of judgement. My goal is to help clients transform themselves into stronger, more self-aware people.
Tadayah Pulliam
(she/her)
$175/session
LCSW
13 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Master of Social Work from Kean University and have been practicing for 12 plus years. I am the founder and owner of Therapeutically Fit Counseling, LLC. I help children, adolescents, and adults to become the best version of themselves by providing quality and reliable mental, emotional, and behavioral health services to help you navigate through difficult times and improve your quality of life. My mission is to help heal, empower, and evolve individuals and families by providing quality and culturally competent psychotherapy that transforms and renews your mind and body that leaves you therapeutically fit.
Serlina D James
Frequently rebooked
$150/session
LCSW
14 years of experience
Virtual
I'm an Integrative Wellness Practitioner and a certified Trauma Therapist. My goal is to provide a safe space for you to come to learn healthy coping strategies to manage daily stressors. I would be honored to be a part of your healing, your growth and your journey to Total Wellness.
I have more than a decade of counseling and Life Coach experience. I am a strength's based, person-centered clinician with a passion to share my knowledge and expertise with you to create your path to living your best life. I will guide you in enhancing self awareness and increasing your ability to identify strengths and resources to manage stressors, overcome challenges and practice self-loving practices.
As we work together, you will increase self-awareness, learn healthy coping strategies to manage stressors, remove barriers, heal from trauma, find inner peace and begin living the life you deserve. If you are looking to enhance your quality of life, I would be delighted to be a part of your journey to Wellness. I am here to help. Contact me to get started on your journey to living a balanced life filled with self-love, prosperity, peace and purpose.
Tamar Joseph
(she/her)
$120/session
LPC
16 years of experience
Virtual
Have you ever been blindsided by life? Do you ever feel overwhelmed by your feelings and emotions? Are you having difficulty balancing and navigating through relationships, finances, and/or your career? Do you compare yourself to people who seem to have it all figured out? Trust me, we have all been there trying to figure out this beautiful thing called LIFE. It is my passion to assist people navigating through the highs and lows of their personal life. I like to view our sessions as collaborations to help you put things in perspective and hopefully obtain the solutions you seek. My desire is to empower you to live the life that you want to live.
I have experience working in various settings such as school, jail/prison, and in the community. Because of my clinical experiences and background, I can provide a non-judgmental approach for you to speak freely about any life situation. Let’s get through life together.
Denise Delph
$175/session
LCSW
15 years of experience
Virtual
Hi, I'm Denise and I have been a therapist for over 10 years. Whether your relationship feels off, and you’re struggling to communicate with your partner, anxiety or self-doubt is holding you back and you’re tired of second-guessing yourself, or maybe a life transition is bringing challenges you never expected, and you’re looking for support, I’m here to help you today.
Kim Dallas
(she/her)
$150/session
LCSW
19 years of experience
Virtual
So great to meet you. My name is Kim, and I would love to work with you to solve and work through things that are keeping you up at night and things that are stopping you from reaching your full potential. Are you feeling sad, anxious, stressed or "fed up"? Many people are feeling just like you. Come and share those feelings and find ways to deal with the stressors that are holding you back. Over the past 18 years, I have worked with people from every walk of life who struggled with a large array of obstacles and together we were able to work with them in an enlightening, safe and positive space.
Michelle Coleman
$200/session
LPC
24 years of experience
Virtual
Hello! Thanks for reviewing the information for my online practice, "Coleman Counseling". My name is Mrs. Michelle Coleman. I’m a Licensed Professional Counselor. I have worked in the field for over 20 years. I specialize in mood disorders, adjustment disorders, & addressing life stressors. Counseling is a collaborative effort between the counselor and the client and is action oriented. Previous counseling experiences have allowed me to work with individuals from a variety of backgrounds, with a host of presenting concerns.
I am dedicated to working collaboratively with individuals to help them bring about positive changes in their lives. I use solution-focused and cognitive behavioral techniques to assist with concerns. Solution-focused techniques work well for individuals who present to reduce or relieve their symptoms. Cognitive therapy works best for individuals who have issues related to negative and unsuccessful patterns of behavior and make plans to change those patterns. My goal is to assist individuals with applying these strategies to their current goals and plan of action for change.
Brenda Hardin
(she/her)
$120/session
LCSW
24 years of experience
Virtual
Hello! Do you feel overwhelmed? Do you feel there is a lack of purpose, fulfillment and passion in your life? Do people in your life often have a hard time really getting what you are going through? Are you caught up in unhealthy patterns? Do you want your life to change, but are unsure how to make that happen?
We all experience life in our own way. Our thoughts, feelings, and expectations can be so overwhelming that they become obstacles to making decisions and living our lives to the fullest. If you are experiencing one of life’s unexpected challenges and would like to explore your thoughts and feelings in a private, safe, and comfortable environment tailored to help increase your awareness and ability to work through challenges, I am here for you.
I view therapy as a safe space for processing life experiences, emotions, thoughts, and trauma in order to achieve one’s goals and necessary growth. My goal as a therapist is to collaborate with you to understand your thought processes, address barriers to wellness, and identify ways in which you can achieve your goals. I believe that clients are the experts of their own lives; however, sometimes need an outside perspective to help re-frame our thinking.
Tarrance Barbee
Frequently rebooked
$175/session
LCSW
11 years of experience
Virtual
I am an Licensed Clinical Social Worker in NY, CT, and NJ. I have worked with clients to help them overcome stress, anxiety, depression, LGBTQ+ identity, and depression. I enjoy working with individuals who want to work on healing to become a better self and accomplish their goals. I specifically love working with men who identify as gay and/or bisexual having increased stress and need talk therapy.
Ayana Foluke Mckanney
(she/her)
$150/session
LCSW
27 years of experience
Virtual
I am Ayana Foluke McKanney, a seasoned Clinical Social Worker and Life Coach with over 26 years of experience in both public and private sectors, helping individuals and families navigate life’s most challenging circumstances. I hold clinical social worker licenses in New York (#098940), New Jersey (#44SL06739500) and Rhode Island (#ISW04317). I believe that obstacles are opportunities for growth, and I support my clients in reflecting on their experiences, safely processing their feelings, and then choosing empowered ways to move forward. I specialize in supporting individuals as they heal, build fulfilling careers, navigate family dynamics, and create a life of balance and purpose.
TaMara Gray-Phillips
(she/her)
$150/session
LMFT
10 years of experience
Virtual
TaMara brings a wealth of experience in an unconventional way. As a former owner of a home healthcare company, that primarily provided services to the elderly, TaMara found herself assisting families, particularly adult children, who had to make tough healthcare and financial decisions for their parent(s). She helped families establish goals on how best to support their parents in maintaining dignity and independence while simultaneously identifying the next steps in the event of their parents’ passing. While families had to come to terms with the physical, mental, and/or psychological changes seen in their parents, taking on the parental role was quite emotionally challenging for adult children. TaMara supported the entire family in managing these delicate issues.
Candace Moxey
(she/her)
$150/session
LCSW
6 years of experience
Virtual
Hello! I'm Candace. Thank you for allowing me to join your wellness journey. I received my Master's from Columbia University School of Social Work and have been practicing for 6 years. I specialize in helping young adults and adults navigate challenges like depression, anxiety, trauma, and grief. In addition to traditional therapeutic techniques, I integrate faith-based principles with those that find it helpful. My goal is to provide you with the support and tools you need to heal and thrive!
LaToya McLaughlin
$130/session
LCSW
10 years of experience
Virtual
Hi, my name is LaToya. I am a Licensed Clinical Social Worker serving clients in California and New Jersey! I have 10 years of extensive experience in the mental health field; I am dedicated to empowering individuals and families to navigate their unique challenges. With a master's degree in social work and multiple certifications, I have developed a diverse skill set that allows me to provide tailored therapeutic support to adults and older adults.
Shanique Azeez
$120/session
LPC
6 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) and a doctoral candidate specializing in traumatology. I am passionate about helping individuals who are navigating trauma, emotional distress, and life transitions. My goal is to provide a safe, supportive environment where clients can heal, grow, and build resilience. I believe therapy should be a positive addition to your life, fostering empowerment, growth, and lasting change.
Maureen R. Edwards
(she/her)
$180/session
LCSW
20 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker and have over 18 years of experience in providing compassionate, comprehensive, and quality behavioral health care in most settings including outpatient, crisis intervention, partial hospitalization, intensive outpatient, in-home counseling, residential treatment, hospitals, nursing homes, schools and outpatient substance abuse programs. I have worked with children, adolescents, teens, adults, families, couples, geriatrics, and LGBTQ+. I specialize in ADHD, addiction, anger management, anxiety, bipolar disorder, depression, gender dysphoria, marital issues, psychosis, trauma, and many other life challenges with individualized treatment that include forms of psychodynamics, CBT, family systems therapy, faith-based approaches and more.
Frequently asked questions
Why filter by New Jersey rather than a city
like Newark?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.