Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 33 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/18/2025

Chuck Archer

Chuck Archer, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
7 years of experience
Virtual
Hello! I'm a Licensed Professional Counselor (LPC) in the state of Michigan. I received my master's degree from Central Michigan University, and I've been practicing since 2017. Before I was a counselor, I was a public school teacher, so I have plenty of experience working with children and adolescents, and their parents and schools. Overall, I welcome clients of all ages, and look forward to being your guide in your therapy journey!

Jeremy McCall

Jeremy McCall, LMSW-C - Michigan Therapist at Grow Therapy
$200/session
LMSW-C
15 years of experience
Virtual
I’m Jeremy. Unique, kind, huge Lions fan, and hater of glitter. I would love to connect to see if we would be a good fit. I make traditional therapy fun by using nontraditional methods. We laugh a lot, ugly cry, and leave the session empowered to conquer the day. I’m not a fan of these bio things because it doesn’t do justice to what the therapeutic experience is like with me. Lets talk! Talktherapyjeremy.com

Stephanie Martin

(she/her)

Stephanie Martin, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
7 years of experience
Virtual
My name is Stephanie Martin and I have been a social worker for 6 years. My undergraduate degree is from Oakland University and my graduate degree is from Michigan State. I have worked with a variety of different mental health diagnoses, including depression, anxiety, attention deficit hyperactivity disorder, opposition defiance disorder, autism spectrum disorder, bipolar disorder, mood disorders, and other developmental disorders. I look forward to meeting you and learning how I can help you grow.

Carrie May

(she/her)

Carrie May, LPC - Michigan Therapist at Grow Therapy
$140/session
LPC
20 years of experience
Virtual
"Carrie is helping me to think positively and remove my negative self-talk. She helps me recognize where I might be holding myself back and teaches me ways to challenge my self-imposed limitations." I focus on supporting working professionals and college students who are struggling in their careers, education, or relationships due to anxiety or depression. Many feel burnt out, irritable, overwhelmed, and stuck. Chronic stress and rumination make it hard for them to connect with their co-workers, boss, friends, and family. I am a Licensed Professional Counselor (LPC) based in Texas and Michigan specializing in workplace mental health. I help clients struggling with burnout, anxiety, and depression bring their best selves to work. I am also a National Certified Counselor (NCC) and Certified Employee Assistance Professional (CEAP) with over 20 years working in career counseling, education, and mental health. Follow me on LinkedIn: www.linkedin.com/in/carrie-may

Ben Balke

Ben Balke, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
5 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) meeting with clients virtually in the state of Michigan. I am honored to work with clients ranging from age 12 to adults. I utilize a Person-Centered approach at the core of my work with clients. I also use these techniques and other approaches: Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Motivational Interviewing, Solution Focused, Mindfulness, and Polyvagal.

AJ Jones

(she/her)

AJ Jones, LMSW-C - Michigan Therapist at Grow Therapy
$80/session
LMSW-C
10 years of experience
Virtual
From a young age, I understood that life doesn’t come with a playbook. We all face challenges—some expected, others that knock us off our feet. Over time, I discovered the power of listening, holding space, and of helping others find their way through to reach their desired outcome. As a Licensed Master Social Worker (LMSW) with a background in performance coaching and trauma-informed care, by bringing both clinical expertise and a holistic approach to therapy. Whether you’re a teen exploring identity, a young adult feeling stuck or overwhelmed, a parent managing stress, or someone navigating grief or major life transitions. I am is here to support you. Specializing in anxiety, life transitions, emotional resilience, and inner child healing, I create a space that’s welcoming, down-to-earth, and grounded in trust. Therapy with me isn’t about judgment or quick fixes. It’s about partnership, deep insight, and helping you build the tools to move forward with confidence. No matter your age or stage in life, i believe healing starts with feeling seen and supported. And from the moment you walk through the door (or log on), you’ll know, you don’t have to do this alone.

Erin Langwell

(she/her)

Erin Langwell, LMSW-C - Michigan Therapist at Grow Therapy
$60/session
Has intro video
LMSW-C
6 years of experience
Virtual
I’m a Licensed Master of Social Work (MSW) with 7 years of experience in therapy. My journey began with a strong academic foundation, including coursework focused on becoming a school social worker, which has been incredibly valuable in my practice. Although I’m not currently working in a school setting, the knowledge I gained helps me guide and empower parents to advocate for their children within the school system. I have a deep passion for working with children and teens who have experienced trauma, depression, anxiety, anger, autism, and ADHD. I understand that each child and teen is unique, and I tailor my approach to meet their individual needs, providing a safe space for them to express themselves and develop the tools to manage their emotions and challenges.

Krystal Barrett

Krystal Barrett, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
8 years of experience
Virtual
Hello! I am a licensed master level social worker. I have worked in the field for the last 8 years in different capacities such as children’s protective services, substance abuse, mental health, school social work and family preservation. My passion is to help all of my clients become the best version of themselves. I can’t wait to meet you and help you reach your fullest potential.

Jenee Garcia-Guillermo

(she/her)

Jenee Garcia-Guillermo, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
12 years of experience
Virtual
Hello! I am licensed social worker serving clients throughout the state of Michigan. I graduated with my MSW from Grand Valley State University in 2013. I have worked within the foster care system, provided wraparound services for at-risk youth, worked with those experiencing homelessness and with Veterans and their caregivers. I work with youth and adults on developing positive coping skills, short and long-term goals to address anxiety, depression, life changes, stress management and other mental health concerns.

Millicent Perkins

Millicent Perkins, LP - Michigan Therapist at Grow Therapy
$120/session
LP
20 years of experience
Virtual
I have over 20 years of experience in listening carefully to clients and understanding their unique perspectives and creating a safe and supportive space for them to express themselves. I create a friendly and welcoming atmosphere and encourage feedback from clients as to what will help them feel most at ease and build trust in me and in the process of therapy. As a compassionate and experienced clinician, I specialize in helping people navigate the complexities of anxiety, depression, chronic pain and grief. My therapy techniques are grounded in the latest neuroscience and nervous system regulation. My approach integrates Eye Movement and Desensitization and Reprocessing (EMDR), Pain Reprocessing Therapy (PRT), Emotional Awareness and Expression Therapy (EAET), and Internal Family Systems (IFS) to help you unlearn pain and reconnect with yourself and others in a safe and more empowering way.

Julie Boudreau

(she/her)

Julie Boudreau, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
30 years of experience
Virtual
Welcome! I am a clinical social worker licensed in Michigan with 30 years of experience in the field and 7 years providing mental health therapy using evidenced based practices. I currently provide school based mental health services in a district with high acuity. Prior to that I was a full-time therapist for a mental health agency. I have worked extensively with children, adolescents and adults. I received my Bachelor of Social Work from Northern Michigan University in 1991 and my Master of Social Work from Michigan State University in 2003. I am a certified EMDR therapist and have certification in trauma focused cognitive behavioral therapy. I am trained in full model Dialectical behavioral therapy and incorporate these evidenced based treatments into my practice.

Rodney Skinner

Rodney Skinner, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
11 years of experience
Virtual
My name is Rodney Skinner and I am married and have 7 kids. I am a counselor because I love being a part of helping someone have a more fulfilling life. I have experience working with kids and adolescents with ADHD, oppositional/defiant behaviors, poor self-esteem, grief and loss, sexual and physical abuse, depression, anxiety and social anxiety disorders. I also have extensive experience with marital counseling, parenting skills, family difficulties, divorce recovery, domestic violence situations, blended family situations, obsessive/compulsive situations and chronic illness. I first focus on developing a trusting, non-judgmental and safe relationship with the person. I use an eclectic approach to counseling, utilizing evidence based treatments that pertain to the individuals stressors and needs. Sometimes past situations need to be explored and effectively dealt with in order to heal, forgive, understand, and implement new thoughts and skills to have a more fulfilling life. My overall passion is working with adolescents, parenting situations, marital relationships, depression, anxiety and chronic illness. My hobbies are spending time with my family, watching my kids play sports and hunting.

Diana Varughese

Diana Varughese, LPC - Michigan Therapist at Grow Therapy
$120/session
LPC
4 years of experience
Virtual
Hi, I’m a licensed professional counselor with over four years of experience supporting adults through life’s most overwhelming and uncertain moments. Whether you’re feeling stuck in anxiety or depression; struggling with unresolved trauma; navigating grief; or facing challenges related to ADHD, low self-worth, or major life changes, know that you don’t have to face it alone. I believe therapy should be more than just a space to talk: it should be a space to grow. My approach is compassionate, collaborative, and tailored to your individual needs. You are the expert in your life, and I’m here to help you reconnect with your inner strengths, uncover patterns that no longer serve you, and move toward healing at a pace that feels right for you. With over four years in the field, I’ve had the privilege of walking alongside individuals as they’ve moved through deep pain and into lasting change. I offer a safe, affirming, and nonjudgmental space where you can show up just as you are. Together, we’ll work toward goals that are meaningful to you; whether that’s building healthier coping skills, understanding your story, or creating more balance and connection in your life. My style is warm, engaged, and grounded in evidence-based practices. I view therapy as a partnership rooted in trust, honesty, and hope. Healing looks different for everyone; and whatever you're carrying, you don't have to carry it alone. If you're ready to begin your journey, I’m here to walk beside you. Let’s take that first step together.

Lindsay Miller

(she/her)

Lindsay Miller, LMSW-C - Michigan Therapist at Grow Therapy
$75/session
LMSW-C
10 years of experience
Virtual
Hello, my name is Lindsay. I am a licensed clinical social worker, with 10 years of counseling experience. I have a license to provide therapy to individuals living in South Carolina and Michigan. My experience has included providing direct counseling support to individuals and families struggling with mental health needs. Throughout my experience I have worked with clients from a wide range of ages, backgrounds, cultures, faiths, and identities. I am LGBTQ+ affirming. There is no doubt in my mind this is what I was meant to do with my life and career, and I have a deep passion for working with people to help them navigate the challenges life puts in our paths.

Kristal Reyes

(she/her)

Kristal Reyes, LMSW-C - Michigan Therapist at Grow Therapy
$165/session
LMSW-C
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker in Ann Arbor, Michigan with specialized training in treating substance use disorders and am in alignment with the multiple pathways to recovery. I also work with people who are dealing with trauma in any form, interpersonal, relationship and adjustments concerns. I have been practicing for more than 7 years. I help young adults and up who are struggling with figuring this thing called life out! I take Medicaid, commercial insurance and work on a sliding scale. I see clients in the office and via zoom. i am available after 5pm and on Saturdays

Renee Herbert

Renee Herbert, LPC - Michigan Therapist at Grow Therapy
$120/session
LPC
18 years of experience
Virtual
Yay you for taking the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. My therapy style is relaxed, collaborative, and holistic. I am passionate about helping others. My focus is you and helping you create the life you want by becoming the best version of yourself. Now that you are ready to do the work and learn some new skills-I look forward to meeting you and walking beside you in this journey.

Raphael A. Tramble

(he/him)

Raphael A. Tramble, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
8 years of experience
Virtual
Do you ever want to feel validated, heard, understood, and not judged by others? Are you still recovering from pain due to grief or trauma? Some days it feels like you are alone and misunderstood, but it does not have to be that way. Based on my experience as a clinical therapist, I specialize in working with Teens and adults focusing on but not limited to anger management, anxiety, depression, grief and loss with a vision to empower clients to feel confident, assurance within themselves, closure and normalize feelings with reasonable solutions and coping skills to manage everyday life.

Lisa Waters

Lisa Waters, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$90/session
LMSW-C
20 years of experience
Virtual
Life threw me a curveball when I underwent open-heart surgery—but I hit it out of the park with resilience, self-care, and a passion for helping others do the same. With 20 years of experience as a social worker, including supporting children and families in a school setting, I understand the ups and downs of life and the power of healthy coping strategies. In my past role, I worked closely with families, helping them manage, cope, and recover from trauma. Through this experience, I developed a deep understanding of the challenges families face and guided them with empathy and practical support. Whether you're navigating the emotional rollercoaster of life and work or recovering from a difficult chapter, I’m here to help you regain your balance, one step at a time. Let’s work together to make your comeback even stronger.

Victoria Hodge

Victoria Hodge, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
6 years of experience
Virtual
Welcome! My name is Victoria. I am a lover of juicing, golden doodles, Jesus, expressive arts, and all things outdoors. I have been a school-based therapist for the past 6 years in working with students Kindergarten through 12th grade along with providing support to parents and teachers. Raising kids this day and age is not an easy task and it truly does take a village!

Sonia Koenig

Sonia Koenig, LPC - Michigan Therapist at Grow Therapy
$90/session
LPC
18 years of experience
Virtual
I am a Licensed Professional Counselor with over 18 years of clinical experience. My Bachelor’s degree was earned from Rochester University where I was recognized as magna cum laude and graduated with honors in psychology. I went on to earn my graduate degree in Counseling from Siena Heights University in Adrian, Michigan. I have worked with children, adolescents, and adults with various concerns and I am paneled and accept almost all insurance providers, to include Medicaid. My range of expertise includes depression, anxiety, bipolar disorder, intimate relationship conflicts, substance abuse, attention deficit hyperactivity disorder, obsessive-compulsive disorder, and oppositional behavioral problems. ****please note that I do not take court ordered clients*****

Jessica Mayfield-Ashwood

(she/her)

Jessica Mayfield-Ashwood, LMSW-C - Michigan Therapist at Grow Therapy
$111/session
LMSW-C
6 years of experience
Virtual
Hi! My name is Jessica Mayfield-Ashwood, a clinically licensed social worker with 6 years of practice in the mental health field. I received my MSW degree from The University of Michigan and am a proud native of Detroit, Mi. I service children as young as 9yrs old and adults of all ages utilizing a variety of specialties tailored to the needs of my client.

Vickie Clouse

(she/her)

Vickie Clouse, LMSW-C - Michigan Therapist at Grow Therapy
$165/session
LMSW-C
7 years of experience
Virtual
I'm a licensed clinical social worker (LMSW) with a Master's degree from Spring Arbor University and a certification in school social work. With over seven years of experience in the mental health field, I currently serve as a high school social worker and provide therapy in private practice. My approach is grounded in empathy, collaboration, and respect for your unique journey. I'm passionate about helping individuals navigate life's challenges and uncover meaningful paths toward healing, self-awareness, and fulfillment. I use a client-centered, strengths-based approach that integrates evidence-based interventions such as Cognitive Behavioral Therapy (CBT), mindfulness, and solution-focused strategies. I tailor our work to your specific needs and goals-whether you're managing anxiety, depression, intrusive thoughts, life transitions, or simply feeling stuck. In therapy, I focus on helping you regain a sense of control and agency. You'll find a warm, non-judgmental space where your voice is heard and valued. Together, we'll explore what's holding you back and work toward creating a life that feels more balanced and purposeful.

Clarke Young

(she/her)

Clarke Young, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
5 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker based in Michigan. I am passionate about helping children, adolescents and young adults heal from challenging life experiences, distressing changes, trauma, and patterns of thought and behavior that are difficult to escape. It is my privilege to support and collaborate with clients struggling with mental health challenges and assist them on their path to wellness.

Monique Harris

(she/her)

Monique Harris, LPC - Michigan Therapist at Grow Therapy
$125/session
LPC
8 years of experience
Virtual
My name is Monique Harris, MA, LPC, LCDC. I am a licensed professional counselor in the state of Texas and Michigan. I have 8 years experience serving children, adolescents, families, and veterans through individual or group therapy who are dealing with issues that affect their mental health and well-being. More specifically, addressing a variety of mental health issues such as depression, anxiety, post-traumatic stress, substance abuse, and personality disorders. My counseling philosophy includes Rational Emotive Behavior and Choice Reality Therapy, placing emphasis on reshaping core beliefs in those individuals experiencing a variety of mental health conditions, thereby empowering them to live full, satisfying lives free from unnecessary psychological distress. Also, introducing the concept of choice and functioning in the here and now (reality), helping them understand that they have a choice and the power to change, adjust or enhance whatever it is that they want to alter about themselves, their situation or circumstances. My counseling style is compassionate, empathic, non-judgemental, and genuine. My goal is to empower individuals to live an emotional resilient, relentless, renewed, and restored lifestyle. I am looking forward to working with you!

Julie Szczepanski

(she/her)

Julie Szczepanski, LMSW-C - Michigan Therapist at Grow Therapy
$60/session
LMSW-C
25 years of experience
Virtual
Hello! I am a Licensed Masters Level Social Worker practicing in the State of Michigan for 26 years. I received my bachelor's and master's degrees in social work from Michigan State University. My practice has centered around supporting parents, children and individuals that have struggle with depression, anxiety, and anger management challenges develop effective strategies that enable them to enjoy more out of life and find hope.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.