Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 33 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/1/2025

Karen Owens

Karen Owens, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
7 years of experience
Virtual
As a counselor I pride myself on providing the best care to all clients. My services are customized for each client to ensure that they obtain the most out of the therapeutic process. Therapy should be many things; and I believe fun can be one of them! Engaging clients and making them feel safe, especially kids is critical. By offering dynamic services that include play and art therapy kids and families not only grow and learn from therapy but feel valued and a sense of belonging. I am honored to have clients trust me with their life story. It is my privilege to walk with you along this journey.

Ben Balke

Ben Balke, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
5 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) meeting with clients virtually in the state of Michigan. I am honored to work with clients ranging from age 12 to adults. I utilize a Person-Centered approach at the core of my work with clients. I also use these techniques and other approaches: Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Motivational Interviewing, Solution Focused, Mindfulness, and Polyvagal.

Rodney Skinner

Rodney Skinner, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
11 years of experience
Virtual
My name is Rodney Skinner and I am married and have 7 kids. I am a counselor because I love being a part of helping someone have a more fulfilling life. I have experience working with kids and adolescents with ADHD, oppositional/defiant behaviors, poor self-esteem, grief and loss, sexual and physical abuse, depression, anxiety and social anxiety disorders. I also have extensive experience with marital counseling, parenting skills, family difficulties, divorce recovery, domestic violence situations, blended family situations, obsessive/compulsive situations and chronic illness. I first focus on developing a trusting, non-judgmental and safe relationship with the person. I use an eclectic approach to counseling, utilizing evidence based treatments that pertain to the individuals stressors and needs. Sometimes past situations need to be explored and effectively dealt with in order to heal, forgive, understand, and implement new thoughts and skills to have a more fulfilling life. My overall passion is working with adolescents, parenting situations, marital relationships, depression, anxiety and chronic illness. My hobbies are spending time with my family, watching my kids play sports and hunting.

Anna Sloan

(she/her)

Anna Sloan, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$75/session
LMSW-C
9 years of experience
Virtual
It is my goal to provide a space where you feel safe, open and respected and you can gain a better understanding about things you are struggling with in life. Whether that be life transitions, relationships, grief, loss, work stressors etc., that may be causing you to feel anxious, depressed, or alone. At each stage in life comes challenges, I aim to help you navigate these with a gentle, personalized and strength-based approach. I have a master’s degree in Social Work from Michigan State University and have been practicing since 2016. I specialize in grief support and education, life transitions, relationship issues, anxiety, and self-esteem and work with individuals 13+. I look forward to learning more about you and working together to help you achieve a better balance in life.

Rebecca Parise

(she/her)

Rebecca Parise, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
10 years of experience
Virtual
"Between stimulus and response there is a space. In that space is our power to choose our response. In our response lies our growth and our freedom." - Viktor E. Frankl What a journey life can be, it is an honor to be considered to guide you along the way. I am a Clinically Licensed Social Worker in the state of Michigan. For the past 10 years, I have been working with children, adolescents, young adults and teenagers to address some of the following: anxiety, avoidance, depression, developing coping skills, sleep hygiene and providing interventions for ADHD. During our sessions together, we will work together on achieving obtainable goals in the areas you’d like to work on, whether it is in the home, school or other settings. I utilize a variety of therapeutic techniques such as; Cognitive behavioral therapy, Dialectical behavioral therapy , Behavioral therapy or Person-Focused therapy to work on the goals we set. This is your journey and the goal is to make sure this is a safe, productive, and positive experience for you.

Julie Boudreau

(she/her)

Julie Boudreau, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
30 years of experience
Virtual
Welcome! I am a clinical social worker licensed in Michigan with 30 years of experience in the field and 7 years providing mental health therapy using evidenced based practices. I currently provide school based mental health services in a district with high acuity. Prior to that I was a full-time therapist for a mental health agency. I have worked extensively with children, adolescents and adults. I received my Bachelor of Social Work from Northern Michigan University in 1991 and my Master of Social Work from Michigan State University in 2003. I am a certified EMDR therapist and have certification in trauma focused cognitive behavioral therapy. I am trained in full model Dialectical behavioral therapy and incorporate these evidenced based treatments into my practice.

Kristal Reyes

(she/her)

Kristal Reyes, LMSW-C - Michigan Therapist at Grow Therapy
$165/session
LMSW-C
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker in Ann Arbor, Michigan with specialized training in treating substance use disorders and am in alignment with the multiple pathways to recovery. I also work with people who are dealing with trauma in any form, interpersonal, relationship and adjustments concerns. I have been practicing for more than 7 years. I help young adults and up who are struggling with figuring this thing called life out! I take Medicaid, commercial insurance and work on a sliding scale. I see clients in the office and via zoom. i am available after 5pm and on Saturdays

Jenee Garcia-Guillermo

(she/her)

Jenee Garcia-Guillermo, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
12 years of experience
Virtual
Hello! I am licensed social worker serving clients throughout the state of Michigan. I graduated with my MSW from Grand Valley State University in 2013. I have worked within the foster care system, provided wraparound services for at-risk youth, worked with those experiencing homelessness and with Veterans and their caregivers. I work with youth and adults on developing positive coping skills, short and long-term goals to address anxiety, depression, life changes, stress management and other mental health concerns.

Millicent Perkins

Millicent Perkins, LP - Michigan Therapist at Grow Therapy
$120/session
LP
20 years of experience
Virtual
I have over 20 years of experience in listening carefully to clients and understanding their unique perspectives and creating a safe and supportive space for them to express themselves. I create a friendly and welcoming atmosphere and encourage feedback from clients as to what will help them feel most at ease and build trust in me and in the process of therapy. As a compassionate and experienced clinician, I specialize in helping people navigate the complexities of anxiety, depression, chronic pain and grief. My therapy techniques are grounded in the latest neuroscience and nervous system regulation. My approach integrates Eye Movement and Desensitization and Reprocessing (EMDR), Pain Reprocessing Therapy (PRT), Emotional Awareness and Expression Therapy (EAET), and Internal Family Systems (IFS) to help you unlearn pain and reconnect with yourself and others in a safe and more empowering way.

Erin Langwell

(she/her)

Erin Langwell, LMSW-C - Michigan Therapist at Grow Therapy
$60/session
LMSW-C
6 years of experience
Virtual
I’m a Licensed Master of Social Work (MSW) with 7 years of experience in therapy. My journey began with a strong academic foundation, including coursework focused on becoming a school social worker, which has been incredibly valuable in my practice. Although I’m not currently working in a school setting, the knowledge I gained helps me guide and empower parents to advocate for their children within the school system. I have a deep passion for working with children and teens who have experienced trauma, depression, anxiety, anger, autism, and ADHD. I understand that each child and teen is unique, and I tailor my approach to meet their individual needs, providing a safe space for them to express themselves and develop the tools to manage their emotions and challenges.

Lisa Coleman

Lisa Coleman, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
22 years of experience
Virtual
Welcome. I am a Licensed Clinical Social Worker with over 22yrs of experience working with individuals from all walks of life, and I love working with individuals in helping them with life challenges and barriers to their happiness and living their best life. My strengths include being a good listener, starting where the client is in their life, helping them to change the things that no longer serve them well.

Victoria Hodge

Victoria Hodge, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
6 years of experience
Virtual
Welcome! My name is Victoria. I am a lover of juicing, golden doodles, Jesus, expressive arts, and all things outdoors. I have been a school-based therapist for the past 6 years in working with students Kindergarten through 12th grade along with providing support to parents and teachers. Raising kids this day and age is not an easy task and it truly does take a village!

Renee Herbert

Renee Herbert, LPC - Michigan Therapist at Grow Therapy
$120/session
LPC
18 years of experience
Virtual
Yay you for taking the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. My therapy style is relaxed, collaborative, and holistic. I am passionate about helping others. My focus is you and helping you create the life you want by becoming the best version of yourself. Now that you are ready to do the work and learn some new skills-I look forward to meeting you and walking beside you in this journey.

Kylie Schultz

(she/her)

Kylie Schultz, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
16 years of experience
Virtual
Hello! I'm a Licensed Professional Counselor in Michigan with 16 years of experience. I have worked extensively with young and middle-aged adults on concerns ranging from depression, anxiety, substance abuse and PTSD/trauma to eating disorders, relationship challenges and academic & career transition issues. If you choose to work with me, you can expect a safe and non-judgmental space to share your concerns with a supportive, active listener. Together we can work collaboratively towards concrete solutions that address your individual needs. I am passionate about the mind-body-spirit connection in both my professional and personal life. I am an avid runner and former college athlete, practice regular meditation for my own stress management and personal growth, and spend lots of time in nature and the outdoors with my family (husband and two boys aged 7 and 11) in all seasons kayaking, camping, hiking, and skiing/snowboarding.

Krystal Barrett

Krystal Barrett, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
8 years of experience
Virtual
Hello! I am a licensed master level social worker. I have worked in the field for the last 8 years in different capacities such as children’s protective services, substance abuse, mental health, school social work and family preservation. My passion is to help all of my clients become the best version of themselves. I can’t wait to meet you and help you reach your fullest potential.

Raphael A. Tramble

(he/him)

Raphael A. Tramble, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
8 years of experience
Virtual
Do you ever want to feel validated, heard, understood, and not judged by others? Are you still recovering from pain due to grief or trauma? Some days it feels like you are alone and misunderstood, but it does not have to be that way. Based on my experience as a clinical therapist, I specialize in working with Teens and adults focusing on but not limited to anger management, anxiety, depression, grief and loss with a vision to empower clients to feel confident, assurance within themselves, closure and normalize feelings with reasonable solutions and coping skills to manage everyday life.

Diana Varughese

Diana Varughese, LPC - Michigan Therapist at Grow Therapy
$120/session
LPC
4 years of experience
Virtual
Step into a space designed for you, a space where healing becomes a real, meaningful journey. If you’re feeling overwhelmed by anxiety, stuck in depression, dealing with trauma (whether from the past or present), or lost in the complexity of life, know that you don’t have to face it alone. You deserve more than just coping; you deserve growth, clarity, and lasting change. That’s where I come in, as a supportive partner in your journey toward self-discovery and healing. I work with adult individuals navigating a wide range of challenges, including anxiety and related disorders, depression and mood concerns, PTSD, ADHD, grief and loss, self-esteem issues, life transitions, and other mental health concerns. My approach is always tailored to you—your needs, your pace, your story. With compassion and a commitment to helping you set and reach realistic goals, I provide a safe and nonjudgmental space to explore what healing means for you. If you're ready to take the next step, I’m here to walk alongside you. Schedule your appointment today, and let’s begin your journey.

Monique Harris

(she/her)

Monique Harris, LPC - Michigan Therapist at Grow Therapy
$125/session
LPC
8 years of experience
Virtual
My name is Monique Harris, MA, LPC, LCDC. I am a licensed professional counselor in the state of Texas and Michigan. I have 8 years experience serving children, adolescents, families, and veterans through individual or group therapy who are dealing with issues that affect their mental health and well-being. More specifically, addressing a variety of mental health issues such as depression, anxiety, post-traumatic stress, substance abuse, and personality disorders. My counseling philosophy includes Rational Emotive Behavior and Choice Reality Therapy, placing emphasis on reshaping core beliefs in those individuals experiencing a variety of mental health conditions, thereby empowering them to live full, satisfying lives free from unnecessary psychological distress. Also, introducing the concept of choice and functioning in the here and now (reality), helping them understand that they have a choice and the power to change, adjust or enhance whatever it is that they want to alter about themselves, their situation or circumstances. My counseling style is compassionate, empathic, non-judgemental, and genuine. My goal is to empower individuals to live an emotional resilient, relentless, renewed, and restored lifestyle. I am looking forward to working with you!

Sonia Koenig

Sonia Koenig, LPC - Michigan Therapist at Grow Therapy
$90/session
LPC
18 years of experience
Virtual
I am a Licensed Professional Counselor with over 18 years of clinical experience. My Bachelor’s degree was earned from Rochester University where I was recognized as magna cum laude and graduated with honors in psychology. I went on to earn my graduate degree in Counseling from Siena Heights University in Adrian, Michigan. I have worked with children, adolescents, and adults with various concerns and I am paneled and accept almost all insurance providers, to include Medicaid. My range of expertise includes depression, anxiety, bipolar disorder, intimate relationship conflicts, substance abuse, attention deficit hyperactivity disorder, obsessive-compulsive disorder, and oppositional behavioral problems. ****please note that I do not take court ordered clients*****

L. Lynn Hempstead

(she/her)

L. Lynn Hempstead, LPC - Michigan Therapist at Grow Therapy
$90/session
LPC
20 years of experience
Virtual
Greetings, I am so glad you found me! I am a licensed professional counselor (LPC) with 20 years of experience based in Michigan. I am a Hope Advocate because I know that capturing and maintaining hope fuels a growth mindset and a resilient spirit! I find fulfillment in meeting clients where they are and helping them identify and achieve their personal goals in order to create the life they desire. I believe that you are the expert of your story and master builder of your future self. I look forward to supporting you in that journey.

Julie Szczepanski

(she/her)

Julie Szczepanski, LMSW-C - Michigan Therapist at Grow Therapy
$60/session
LMSW-C
25 years of experience
Virtual
Hello! I am a Licensed Masters Level Social Worker practicing in the State of Michigan for 26 years. I received my bachelor's and master's degrees in social work from Michigan State University. My practice has centered around supporting parents, children and individuals that have struggle with depression, anxiety, and anger management challenges develop effective strategies that enable them to enjoy more out of life and find hope.

Lisa Waters

Lisa Waters, LMSW-C - Michigan Therapist at Grow Therapy
$90/session
LMSW-C
20 years of experience
Virtual
Life threw me a curveball when I underwent open-heart surgery—but I hit it out of the park with resilience, self-care, and a passion for helping others do the same. With 20 years of experience as a social worker, including supporting children and families in a school setting, I understand the ups and downs of life and the power of healthy coping strategies. In my past role, I worked closely with families, helping them manage, cope, and recover from trauma. Through this experience, I developed a deep understanding of the challenges families face and guided them with empathy and practical support. Whether you're navigating the emotional rollercoaster of life and work or recovering from a difficult chapter, I’m here to help you regain your balance, one step at a time. Let’s work together to make your comeback even stronger.

Jessica Mayfield-Ashwood

(she/her)

Jessica Mayfield-Ashwood, LMSW-C - Michigan Therapist at Grow Therapy
$111/session
LMSW-C
6 years of experience
Virtual
Hi! My name is Jessica Mayfield-Ashwood, a clinically licensed social worker with 6 years of practice in the mental health field. I received my MSW degree from The University of Michigan and am a proud native of Detroit, Mi. I service children as young as 9yrs old and adults of all ages utilizing a variety of specialties tailored to the needs of my client.

Lindsay Miller

(she/her)

Lindsay Miller, LMSW-C - Michigan Therapist at Grow Therapy
$75/session
LMSW-C
10 years of experience
Virtual
Hello, my name is Lindsay. I am a licensed clinical social worker, with 10 years of counseling experience. I have a license to provide therapy to individuals living in South Carolina and Michigan. My experience has included providing direct counseling support to individuals and families struggling with mental health needs. Throughout my experience I have worked with clients from a wide range of ages, backgrounds, cultures, faiths, and identities. I am LGBTQ+ affirming. There is no doubt in my mind this is what I was meant to do with my life and career, and I have a deep passion for working with people to help them navigate the challenges life puts in our paths.

Chandra Carter

(she/her)

Chandra Carter, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
5 years of experience
Virtual
Hello! My name is Chandra and I am a Licensed Clinical Social Worker located in North Carolina. I earned my Master of Social Work degree from Indiana University School of Social Work (IUPUI). I help people cope with life transitions and the stress that comes along with them. I have 19 years of experience working with youth and families in various settings.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.