Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 38 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/12/2026

Often rebooked

$135/session

Humorous
Solution oriented
Authentic

Specialties

School Issues
ADHD
Anxiety
+10
As a therapist, I strive to provide a supportive, safe space for clients where they can become their best selves and feel validated in their experiences. I hope to help clients gain perspective on their individual situations and create a plan to achieve personal goals. I enjoy throwing in a bit of humor along the way & will meet you where you’re at!
VirtualAvailable
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New to Grow

$200/session

Specialties

School Issues
Anxiety
Child or Adolescent
+6
I have more than three decades of personal and school counseling experience to share with my clients. I have worked in both private and Catholic schools. I have been a private therapist for eight years. I am also the proud mother of four adult sons. My life story includes some personal and professional obstacles, and I draw on these experiences to help my clients. I am especially empathetic to clients with physical challenges, as I cope with a partial hearing loss. This helps me serve clients with physical disabilities in addition to a wide variety of mental health challenges. I am privileged to serve anyone, but I have found my skills are particularly effective with children, teens, college students, and young adults who are navigating transitions, confidence, motivation or emotional challenges. I humbly believe my compassion and empathy are particularly helpful to this age group.
Available
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$150/session

Authentic
Warm
Open-minded

Specialties

School Issues
Anxiety
Depression
+10
I am dedicated to creating a welcoming environment where every client feels genuinely heard and appreciated. Imagine a warm, safe, and creative space where laughter and empathy are as valuable as meaningful conversation. Here, every topic is worth exploring, and there's no room for judgment. I may gently invite you to look at things from new perspectives, but my focus is on helping you recognize your own potential for positive change. I truly believe in your ability to make choices that lead to growth and happiness. Let’s embark on this journey together, crafting a personalized plan to enhance your overall well-being. Along the way, I incorporate various therapeutic approaches, including Art Therapy, to provide a creative outlet for your personal growth. Together, we'll work as a team, guiding you toward informed decisions and the realization of your dreams, one step at a time. It is a privilege to be part of each client’s journey of growth and self-discovery. If you're ready to begin, please look at bookings for availability. Let's take this journey together, where creativity and exploration light the path to healing and transformation.
VirtualAvailable
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$90/session

Solution oriented
Authentic
Warm

Specialties

School Issues
Anxiety
Depression
+7
Feeling stuck in your career, relationships, or life direction? You’re not alone—and you don’t have to figure it out on your own. I work with individuals who are ready to better understand themselves, overcome obstacles, and create meaningful, lasting change. Using evidence-based therapeutic approaches, we’ll explore what’s holding you back, clarify what you truly want, and build realistic, achievable goals that move you forward. Therapy isn’t one-size-fits-all. As you grow and your needs evolve, our work can shift with you. My goal is to provide a supportive, nonjudgmental space where you feel heard, empowered, and equipped with practical tools for real-life change. If you’re ready to move beyond feeling stuck and start creating the life you want, I’d be honored to walk alongside you in that process.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering

Specialties

School Issues
ADHD
Anxiety
+10
My name is Nicole Kowalewski and my goal is to provide you with a safe, welcoming experience working with you to reduce stress, manage your feelings, and grow confidence. As a licensed clinical social worker, my focus is to support adults and adolescents experiencing feelings and behaviors of anxiety, depression, ADHD, and life transitions. I am a certified clinical services provider, specializing in the diagnoses and management of ADHD symptoms.
VirtualAvailable
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$100/session

Authentic
Warm
Open-minded

Specialties

School Issues
ADHD
Anxiety
+5
Is your child or teen struggling to manage emotions, behaviors, anxiety, or ADHD symptoms? Are they dealing with problems at school, such as office referrals, poor grades, or bullying? These are just some of the issues I have worked with, in more than 25 years of experience with youth as a teacher and mental health therapist. Are you finding it overwhelming to cope with your anxiety, ADHD symptoms, or low self-esteem? Do you wish you could take control of your negative thinking instead of it controlling you? I have experience working as a therapist with adults facing these concerns. I welcome you or your child to my practice!
VirtualAvailable
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$100/session

Warm
Authentic
Solution oriented

Specialties

School Issues
Anxiety
Coping Skills
+10
Hello! I am a licensed master level social worker. I have worked in the field for the last 8 years in different capacities such as children’s protective services, substance abuse, mental health, school social work and family preservation. My passion is to help all of my clients become the best version of themselves. I can’t wait to meet you and help you reach your fullest potential.
VirtualAvailable
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New to Grow

$100/session

Specialties

School Issues
Anxiety
Obsessive-Compulsive (OCD)
+6
I have been in practice in Kalamazoo for over 15 years, working with children, teens, and adults navigating challenges such as trauma, stress, and family or parenting concerns. I am trained in trauma-informed care, cognitive behavioral therapy (CBT), trauma-focused CBT, and play therapy. In addition to my clinical work, I am also a school social worker and a father of eight, which gives me a deep understanding of the challenges families and children face every day. I take a person-centered approach, which means I focus on creating a safe, supportive space where you can feel heard and respected. Together, we will identify your goals and move at a pace that feels right for you.
VirtualAvailable
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$90/session

Warm
Direct
Empowering

Specialties

School Issues
Grief
Women's Issues
+9
Greetings, I am so glad you found me! I am a licensed professional counselor (LPC) with 20 years of experience based in Michigan. I am a Hope Advocate because I know that capturing and maintaining hope fuels a growth mindset and a resilient spirit! I find fulfillment in meeting clients where they are and helping them identify and achieve their personal goals in order to create the life they desire. I believe that you are the expert of your story and master builder of your future self. I look forward to supporting you in that journey.
VirtualAvailable
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$100/session

Warm
Authentic
Empowering

Specialties

School Issues
Family Conflict
Life Transitions
+8
I'm a Licensed Professional Counselor (LPC) based in Michigan, with over 15 years of counseling experience, including the last 6 years in this state. I hold a Master’s Degree and specialize in working with adolescents, adults, and couples, helping them improve understanding, build healthier communication patterns, and navigate challenges. My goal is to partner with those seeking support, providing a safe and supportive space to explore emotions and discover new ways forward.
VirtualAvailable
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$120/session

Open-minded
Warm
Solution oriented

Specialties

School Issues
Anxiety
Depression
+10
Hi, are you feeling overwhelmed by anxiety, stuck in depression, or carrying the weight of past trauma? You may look like you’re holding it together on the outside, but inside it feels exhausting. I work with adult clients (18+) to help them understand their emotions, break unhelpful patterns, and feel more in control of their lives. Using a compassionate, evidence-based approach, we’ll move at your pace to create meaningful, lasting change. I help adults and couples navigate anxiety, depression, trauma, and life transitions. Together, we identify patterns that keep you stuck, build healthier coping skills, and improve emotional regulation and communication. My approach is collaborative, practical, and tailored to help you feel more in control and create lasting change. Your story, your pace, your goals, therapy is tailored to you. I offer a compassionate, nonjudgmental space where you can explore what’s been weighing on you, build insight, and move toward healing. If you’re feeling stuck, overwhelmed, or ready for change, you don’t have to do it alone. I’m here to support you when you’re ready to take the next step.
VirtualAvailable
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$100/session

Empowering
Warm
Humorous

Specialties

School Issues
Anger Management
Anxiety
+7
Hello, I have been a Licensed Clinical Social Worker for over 15 years. I have worked very closely with adults and children with autism, anxiety depression for many years. My soul desire is to move individuals through life’s struggles and challenges to peace and happiness. I have learned to meet people where they are, love them for who they are and assist them where they need assistance. Our session will be all about you. You deserve to be heard.
VirtualAvailable
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$120/session

Authentic
Challenging
Direct

Specialties

School Issues
Anxiety
Life Transitions
+10
Hello & welcome! I am currently accepting new clients virtually throughout the state of Michigan. I am a Licensed Professional Counselor (LPC) who has a passion for working with women, adolescents, and children. I am certified in perinatal mental health (PMH-C) that specializes in perinatal mental health disorders/perinatal mood & anxiety disorders (including pregnancy, postpartum, and loss). My approach to counseling is integrated based on the client's needs with a variety of techniques including: Mindfulness, CBT, DBT, and Solution-focused. I offer a supportive & non-judgmental safe space for women & children to express themselves, explore their emotions & allow them to discover new healthy coping skills.
VirtualAvailable
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New to Grow

$135/session

Specialties

School Issues
Anxiety
Life Transitions
+10
I became a therapist because I believe people are worth fighting for — including the parts of themselves they've written off, hidden away, or learned to manage instead of heal. That conviction drives everything I do. I work with women, teen girls, and couples, and I've spent over seven years walking alongside people in some of the hardest seasons of their lives. What I've learned is that the struggles that bring people to therapy rarely start where they think they do. So we go deeper — not to dredge up the past for its own sake, but because real, lasting change usually requires understanding what's actually driving things. I use Internal Family Systems (IFS) as the foundation of my work. In plain terms, that means I'm not here to fix you or diagnose what's wrong with you. I'm here to help you understand yourself — all of yourself, including the parts that feel difficult or contradictory — with a lot more compassion and a lot less judgment. My faith is part of who I am, and it shapes how I see every person I work with: as someone with real worth, real capacity for change, and a story that isn't over. How much that shows up in our sessions is entirely up to you. Some clients want faith woven throughout. Others just want to know their whole self is welcome. Either way, you're in the right place. I'm currently offering telehealth sessions in Indiana and Michigan.
Available
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$175/session

Warm

Specialties

School Issues
Anxiety
Life Transitions
+6
I decided to become a therapist after years of working in jobs I found unfulfilling and uninspiring. I have spent time in retail, marketing, carpentry, office administration, and non-profit work. I have been practicing for nearly ten years. I have worked with a variety of populations, such as adults with persistent and severe mental illness, teenagers, college students at a university, LGBTQIA+, and seniors. I now primarily work with young professionals, creatives, entrepreneurs, and those who have “strayed” away from a traditional life.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering

Specialties

School Issues
Anxiety
Career Counseling
+10
Hello! I'm a Licensed Professional Counselor in Michigan and Colorado with 18 years of experience. I have worked extensively with young and middle-aged adults with various concerns including depression, anxiety, substance abuse and PTSD/trauma to eating disorders, relationship challenges and academic & career transition issues. You can expect a safe and non-judgmental space to share your concerns with a supportive, active listener, if you choose to work with me. We can work collaboratively towards identifying concrete solutions that address your individual needs. I am passionate about the mind-body-spirit connection in both my professional and personal life. I am an avid runner and former college athlete, practice regular meditation for my own stress management and personal growth, and I spend lots of time in nature and the outdoors with my family (husband and two boys aged 9 and 12) in all seasons kayaking, camping, hiking, and skiing/snowboarding.
VirtualAvailable
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Often rebooked

$95/session

Solution oriented
Warm
Empowering

Specialties

School Issues
Anxiety
Depression
+10
I am a Licensed Professional Counselor with over 18 years of clinical experience. My Bachelor’s degree was earned from Rochester University where I was recognized as magna cum laude and graduated with honors in psychology. I went on to earn my graduate degree in Counseling from Siena Heights University in Adrian, Michigan. I have worked with children, adolescents, and adults with various concerns and I am paneled and accept almost all insurance providers, to include Medicaid. My range of expertise includes depression, anxiety, bipolar disorder, intimate relationship conflicts, substance abuse, attention deficit hyperactivity disorder, obsessive-compulsive disorder, and oppositional behavioral problems. ****Please note that I do not take court ordered clients*****
VirtualAvailable
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$90/session

Empowering
Authentic
Warm

Specialties

School Issues
Autism
Depression
+3
This is my 27th year as a Therapist/Social Worker. I have vast experience working in the public school system, mental health, foster care, and adoption. I have experience working with children and families with special education disabilities, anger management, depression, anxiety, PTSD, and trauma. I am experienced working with individuals, families, couples, people with different abilities, mental and emotional challenges.
VirtualAvailable
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$120/session

Authentic
Warm
Empowering

Specialties

School Issues
Addiction
Anxiety
+10
Welcome—I’m Tancier, a licensed therapist with over 25 years of experience helping individuals and families navigate life’s challenges and rediscover their strength. My name, rooted in French origins, reflects purpose and intuition—qualities I bring into every session. I work with clients ages 8 through adulthood, offering a compassionate, down-to-earth space where healing can begin. My approach combines evidence-based methods like Cognitive Behavioral Therapy (CBT) with a creative, client-centered lens. I believe therapy should feel safe, empowering, and tailored to your unique journey. Whether you're facing anxiety, trauma, life transitions, or simply seeking clarity, I’m here to walk alongside you with curiosity, care, and a grounded commitment to building lasting resilience from the inside out.
VirtualAvailable
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$120/session

Authentic
Intelligent
Open-minded

Specialties

School Issues
Anger Management
Anxiety
+10
Do you ever want to feel validated, heard, understood, and not judged by others? Are you still recovering from pain due to grief or trauma? Some days it feels like you are alone and misunderstood, but it does not have to be that way. Based on my experience as a clinical therapist, I specialize in working with Teens and adults focusing on but not limited to anger management, anxiety, depression, grief and loss with a vision to empower clients to feel confident, assurance within themselves, closure and normalize feelings with reasonable solutions and coping skills to manage everyday life.
VirtualAvailable
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$95/session

Warm
Authentic
Open-minded

Specialties

School Issues
Anxiety
Depression
+10
Hi, I’m Antania! My mission is to provide a true safe space for you to heal—to cry, to laugh, and to reconnect with the authentic self you know you can be. Therapy can feel intimidating, but I’m a human, a soul, here to connect with your soul. I offer EMDR, CBT, polyvagal-informed practices, and soul-centered insight, blended with movement, breath, and reflection. Let’s connect and see if this is the space you choose for yourself to begin your healing journey!
VirtualAvailable
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Often rebooked

$75/session

Challenging
Direct

Specialties

School Issues
Anxiety
Depression
+10
As a Licensed Practical Counselor I am dedicated to providing compassionate and effective mental health support to individuals seeking guidance and healing. With a deep commitment to promoting wellness and empowerment, I have a wealth of experience and expertise in counseling. While I have worked with clients from all over the country, I hope to primarily work with clients from the state of Michigan since that is where I am licensed. I attended the University of Michigan for my Undergraduate education, and then attended Graduate School for Counseling at San Jose State.
VirtualAvailable
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New to Grow

$150/session

Specialties

School Issues
Anxiety
Coping Skills
+10
I am a licensed social worker dedicated to supporting individuals navigating anxiety, stress, life transitions, and family-related challenges. I am passionate about working with diverse communities including Latino individuals and families, and I provide culturally responsive and supportive space where clients feel seen and understood. My approach is collaborative, strength-based, and focused on helping clients build practical coping skills, gain clarity, and create meaningful, lasting change.
VirtualAvailable
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$70/session

Specialties

School Issues
Anxiety
Coping Skills
My name is Stephanie Pitcher and I have been a counselor for over 15 years. I have two daughters who are currently teenagers. I have worked mostly as a school counselor in the high school and have been a counselor at the college level as well. My goal is to help people be their best selves. In my full time job as a school counselor, I help my students with a variety of issues related to academic, career and personal development. I have seen how therapy can help people learn how to cope with difficult situations. I am interested in doing therapy to help my clients overcome any challenges they are facing.
VirtualAvailable
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$150/session

Warm
Open-minded
Authentic

Specialties

School Issues
Anxiety
Child or Adolescent
Hello! My name is Chandra and I am a Licensed Clinical Social Worker located in North Carolina. I earned my Master of Social Work degree from Indiana University School of Social Work (IUPUI). I help people cope with life transitions and the stress that comes along with them. I have 19 years of experience working with youth and families in various settings.
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Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in Michigan. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on School Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.