Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 254 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 5/17/2025

Semir Karic

Semir Karic, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
Hi! My name is Semir. Are you looking for a way to develop skills to overcome anxiety, depression, and other issues within your life? Well, together we can work on creating a plan to achieve your goals. Therapy is a collaborative effort we will focus on catering it to your needs. Whether you have anxiety, depression, struggling with substance use, trauma, and mood disorders. We can develop strategies to empower you to be the best you. I have 4-years of experience working with those suffering from trauma, anxiety, depression, substance use, and other forms of issues. I use a variety of therapeutic modalities to address a variety of issues. I provide EMDR therapy, CBT therapy, or DBT therapy depending on your needs. I believe what makes therapy successful is the relationship you form with your therapist. Therefore, my approach is to create a safe, and empowering environment for you to feel supported. Seeking help can be a scary first step but it is the first step to positive change. If you feel ready to make that first step, let's get started!

John Betancourt

John Betancourt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
16 years of experience
Virtual
Are you struggling or confused, does the rate of change in the world have you wondering how you will be able to keep up. Do you feel inadequate, isolated, addicted or not living to your full potential, I don’t have all the answers, and no one does. What I do have is 15 years of experience supporting change. I’m compassionate and honest, and along with your desire for change, i can reflect a mirror at you from a different perspective to adjust your trajectory.

Jorge Cruz

Jorge Cruz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello, my name is Jorge, and I'm here to support you on your journey to a healthier and more fulfilling life. As a Licensed Mental Health Counselor and Certified Addiction Professional, with 60 years of life and professional experiences I bring a unique and valuable perspective to therapy. I have gained a deep understanding of the evidence-based practices that can help you address issues with substance use addiction as well as behavioral addictions including compulsive Internet use, gambling, and compulsive sexual behavior. Addressing the underlying causes of addiction is of equal importance and often involves trauma-focused therapy and Psychotherapy to manage the anxiety and depression that frequently are part of the problem. By tailoring a comprehensive approach to addiction therapy, we will address the unique needs of each individual to produce the best possible results.

Paul Weaver

Paul Weaver, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
9 years of experience
Virtual
Hi, I’m Paul. I am a Licensed Therapist and my goal is to help you discover ways forward through distress towards wellness. While we can't change difficult situations of the past, we can work together to better understand and resolve challenges in your life. Distress is experienced in many different ways that impact our ability to function and cope within a healthy framework. By applying complementary therapy approaches and techniques, we will unearth behavioral patterns and pain perceptions that may be holding you back from experiencing a more fulfilling and meaningful life. If you're looking for extra support and guidance through a challenging situation or are just ready to move in a new direction, I look forward to working with you to achieve your goals. Please feel free to reach out with any questions or to book a session. Thanks. Hope I can be a resource.

Nicholas Kolos

(he/him)

Nicholas Kolos, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello my name is Nicholas Kolos. I am a licensed mental health counselor and a licensed marriage and family therapist. I love my profession and look forward to helping my clients achieve their individual goals. I get excited when I see clients with unrealized potential and then help them become the best version of themselves! I love to help those who are struggling in their personal or work relationships learn how to better communicate their needs and improve the quality of those relationships! I tailor my treatment plans to best help each individual case achieve success!

Alessandra da Fonte Smith

Alessandra da Fonte Smith, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
17 years of experience
Virtual
I am licensed in Florida with over 15 years of professional work experience. I speak English, Portuguese and Spanish. I work with clients who are suffering from Trauma, Domestic Violence, Mood Disorders, Anxiety, Depression, Grief, Transitional stages of life and Interpersonal Relationships. I strive to provide a warm, open and safe environment where thoughts and feelings can be shared without fear of judgment. My focus is to facilitate strategies and interventions that will bring you Hope and Transformation. My frame work is eclectic, solution oriented and I use evidence based therapy techniques. I provide Couples Therapy and have experienced great success in the past 15 years assisting couples navigate communication issues and intimacy. Couples have a safe space in my practice where both partners can become vulnerable and find a way back to one another. I am a certified Sex Therapy Informed Professional.

Dr. Samuel Louissaint

(he/him)

Dr. Samuel Louissaint, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi, I’m Doctor Samuel, a mental health professional here to support you on your journey toward healing, growth, and lasting change. Whether you're dealing with anxiety, stress, relationship struggles, life transitions, ADHD symptoms or simply feeling stuck this is a space where you don’t have to go through it alone. I use a collaborative, strengths-based approach grounded in Solution-Focused Therapy and Cognitive Behavioral Therapy (CBT). That means we’ll work together to understand what’s going on, identify what’s working, and build on your natural strengths to create meaningful, lasting shifts. In our work, we’ll focus on practical tools to help you manage overwhelming emotions, develop healthier thought patterns, and create more balance in your daily life. You'll also gain deeper emotional and self-awareness to support your personal growth. Therapy with me is not about fixing you because you’re not broken. It’s about creating a space where you feel safe, seen, and empowered to navigate life in a way that feels more aligned and grounded. If you’re ready to take that first step toward positive change, I’m here to walk with you every step of the way.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Larry Baumgartner

(he/him)

Larry Baumgartner, LMFT - Florida Therapist at Grow Therapy
$140/session
LMFT
10 years of experience
Virtual
Hi there! I am a Licensed Marriage & Family Therapist for residents of Florida and Minnesota. I received my Masters degree in Tampa, Florida and have been practicing for 10 years. I help adults get from point A to B by asking Solution-Focused questions. People have a lot more potential then they believe. My job as your Therapist is to ask you the questions that will make you think about your past accomplishments, skills/strengths, resources and experience and see if someway, somehow those 'solutions' can help you move forward in a more positive, productive way today.

Dr. Rafael Botta

(he/him)

Dr. Rafael Botta, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$180/session
LP
30 years of experience
Virtual
My individualized and pro-active approach helps create a supportive environment where clients can feel comfortable addressing life’s challenges through a strength based, solution focused and change oriented approach. It also helps people of all ages and ethnic backgrounds develop self-awareness, self-confidence and see life from a different perspective in order for them to believe in themselves and cope effectively with emotional, behavioral and stress-related problems. My therapeutic approach involves understanding how the patient’s past impacts their current level of functioning and then through this self-awareness, help them make healthier decisions today in order to reach their full potential and live mentally, physically and spiritually healthier lives.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Gabriel Rodriguez Lacabe

(he/him)

Gabriel Rodriguez Lacabe, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
11 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) with 10 years of experience, focusing on helping young adults and adults cope with anxiety, depression, grief, and life transitions. I use Cognitive Behavioral Therapy (CBT) and Solution-Focused Brief Therapy (SFBT) to help them build effective coping strategies and set achievable goals. My goal is to empower clients to overcome challenges, improve their emotional well-being, and develop a more positive self-image.

Charles Blickle

(he/him)

Charles Blickle, LMHC - Florida Therapist at Grow Therapy
$122/session
LMHC
5 years of experience
Virtual
I am a Christian therapist who feels that every adult person's spiritual beliefs are a strong factor for emotional healing. I am convinced that a life of hope, faith, and peace of mind awaits you. I want to help guide you to develop a clean pattern of life, a clean conscience, and self-confidence, which will remove the shadow of fear and guilt that seems to be hanging over you. Let me help you and together we will work on your development of the skills, for the successful and rewarding life that you have always desired. I received my MA in Mental Health Counseling from the University of South Florida. I have five years' experience. I did counseling at a housing center, with individuals experiencing interpersonal conflicts with members of their family. I also did counseling with the adult through Geriatrics population at a Community Mental Health Center.

Emily Pudlinski

(she/her)

Emily Pudlinski, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
10 years of experience
Virtual
Finding the right therapist can be like finding your coziest sweater. I work closely with clients to establish a comfortable rapport before helping them work through difficult adjustments in life. I'm a Licensed Mental Health Counselor with a Master's degree from the University of North Florida. I have been practicing for nine years, specializing in helping adults navigate transitions and overcome burnout to achieve their best selves. I look forward to meeting and working with you!

Walker Edmondson

Walker Edmondson, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
1 year of experience
Virtual
I specialize in working with individuals dealing with anxiety, sexual addiction, pornography addiction, and emotional pain from past experiences. My goal is to provide a safe, supportive environment where you can heal, regain control, and start living the full life you were meant to live. With a background as both a pastor and therapist, I bring a compassionate, understanding approach to therapy. I use evidence based, personalized strategies to help you overcome the issues you’re facing.

Demetria "Dee Dee" Williams

(she/her)

Demetria "Dee Dee" Williams, LMHC - Florida Therapist at Grow Therapy
$165/session
LMHC
10 years of experience
Virtual
You DESERVE to Re-SET, To Re-FUEL, To Re-CHARGE. And then TAKE FLIGHT! Since entering the field of therapy I have learned to ascribe to the adage “all behavior has meaning.” Yes, ALL behavior. A deep curiosity for why we all act and think the way we do coupled with my own life’s challenges and experiences has led me to a place of compassion for not only my own life choices but compassion for others. Our thoughts lead to feelings, which leads to action. We are not always proud of our actions. As a woman, mother, wife, and veteran I know all too well the shame that comes with our personal choices and behaviors. I also know there is also a fear of JUDGEMENT when it comes to considering therapy. This is a no-judgement zone and if you are seeking a different feeling and action in your life then you have landed at the right place!

Matthew Volker

(he/him)

Matthew Volker, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
10 years of experience
Virtual
Most of the time the hardest part of change is the decision to do something different. There are times when we need some help to bring focus, clarity, and peace to our lives. At Purple Heart Counseling, I utilize a mindfulness and introspective approach to help identify your thoughts and feelings. We can focus on your goals and strive towards you living a more optimal and healthy life. I would like to be able to help you create a safe place and a safe space that you feel comfortable to work on the issues that are impacting you. I welcome you to begin your journey today to a healthier tomorrow.

Huguena Jeannot

(she/her)

Huguena Jeannot, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Florida with a Master's degree from the University of North Florida and four years of practice experience. I am dedicated to challenging the stigma surrounding mental health. I support men and women as they navigate the challenges of adulthood and embark on their journey to wholeness by improving their mental, emotional, and physical well-being.

Kristen Montiel

(she/her)

Kristen Montiel, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$235/session
LMFT
15 years of experience
Virtual
Hi, I'm Kristen Montiel. Searching for the right therapist can be a daunting process when you may already be feeling stressed or struggling. I know it's not easy and I'm so glad you're here! After experiencing my own struggles with family and relationships, I set out to help others who also felt stuck. I have a master’s degree in marriage and family counseling and a doctorate in psychology. With over 15 years of experience, my focus is helping individuals and couples understand themselves and use their own strengths to discover healing, even in the most difficult circumstances. I provide a non-judgmental space where clients can feel comfortable to work through challenges by exploring deep rooted patterns of hurt and disconnect, while developing new perspectives, learning new skills, and creating sustainable changes. I’ve helped hundreds of people find hope and renewed satisfaction in their lives and relationships. I look forward to helping you too!

Micheal Chad Franklin

(he/him)

Micheal Chad Franklin, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
13 years of experience
Virtual
I’m Micheal Franklin, and my journey into therapy began in a blue-collar family where my relatives worked in textile mills, battery plants, and furniture factories. Growing up, I aspired to carve a different path, aiming to be the first in my family to earn a college degree. I graduated from Western Piedmont Community College in Drug and Alcohol Technology and earned an Associate in Arts in 1996. I then continued my education at Gardner-Webb University, obtaining my Bachelor’s in Science in Human Services. Recognizing that the job market wouldn’t provide enough financial stability, I joined the Marines in 1998. During my service, I got married and welcomed a baby boy, which motivated me to seek part-time work with troubled adolescents and teens facing addiction issues. After leaving the Marines in 2003, I worked in a group home for adolescents and later became a Prevention Supervisor for adolescent substance use treatment. I also served as the lead treatment therapist for a Men's Intensive Outpatient Program at the Cognitive Connection in Hickory, NC. My passion for helping others led me to teach parenting classes and collaborate with Child Protective Services. I pursued my Master’s degree in Social Work at the University of West Florida while gaining experience in Community Mental Health. I also worked in a drug court program for two years. Since becoming licensed in 2014, I have dedicated my career to supporting clients dealing with trauma, anxiety, depression, addiction, personality disorders, and life transitions.

Chris Chiappetta

(he/him)

Chris Chiappetta, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
13 years of experience
Virtual
As a licensed clinical social worker (LCSW), I provide comprehensive mental health support to individuals, families, and communities facing a variety of challenges. My role involves conducting thorough assessments to understand your needs and developing tailored intervention plans that promote emotional well-being and resilience. I utilize evidence-based therapeutic techniques, such as motivational interviewing, and cognitive-behavioral therapy as well as acceptance and commitment therapy to help you navigate personal struggles, build coping skills, and achieve your goals. My commitment to fostering a safe and empathetic environment empowers you to explore your thoughts and feelings, ultimately leading to positive change and improved quality of life.

Edward Tejeiro

(he/him)

Edward Tejeiro, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
22 years of experience
Virtual
I have worked in the field of Mental Health for 20 years. I hold a Master’s Degree in Clinical Social Work from The University of Georgia Athens and a Bachelor of Arts Degree in Psychology from Boston College. I am currently a Licensed Clinical Social Worker, Certified Sex Therapist and Certified Addictions Professional. I have experience working in various Inpatient and Outpatient Programs for Mental Health, Substance Abuse and Process Addictions in a wide range of roles including Group Facilitator, Primary Therapist, Family Therapist and Clinical Director. I specializes in the treatment of Depression, Anxiety, Interpersonal Relationships, Co Dependency, Addictive Disorders, Sexual Concerns/ Sexual Impulsivity, Intimacy, Gender, Orientation and Men’s Issues (Anger and Irritability, Intimacy and Affection, Numbing or Pushing Away Emotions, Divorce/Separation, Self Esteem, Identifying and communicating emotions).

David Shields

David Shields, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
5 years of experience
Virtual
​Our lives are full of obstacles that can prevent us from living life to its fullest. Some obstacles we seem to bring upon ourselves, while others are thrust upon us. Overcoming these obstacles can be difficult and sometimes painful. I offer a safe, non-judgmental therapeutic setting. Together, we explore the specific challenges you are facing which impede your ability to live life to its fullest. I incorporate a variety of therapeutic interventions.

Jeffrey Moyer

(he/him)

Jeffrey Moyer, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
13 years of experience
Virtual
Hello and thank you for checking out my profile and considering me in your current journey. My name is Jeff Moyer, licensed mental health therapist. I understand that therapy can be intimating and so I applaud you for taking this step in looking at options for support. My goal is to help change the perception of therapy and help clients see it as a positive way to support mental health, and just another way of developing one's health, just like with our physical health. I want to guide clients in developing positive changes in their life, so they feel better and healthier, emotionally. Therapy isn’t about changing who you are, it’s about finding possible alternatives to support change in the areas that may be causing problems in our life. Thank you again for looking into ways to be more emotionally healthy, and I am here to help if you decide you would like to get started.

James Trinnaman

(he/him)

James Trinnaman, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
My path to becoming a therapist began outside the world of mental health, giving me a broader lens and a deep respect for the complexity of people’s stories and their cultures. With an MBA in International Marketing from George Washington University, I spent years working for major global firms—until I realized my true purpose was helping people heal. Nearly a decade ago, I returned to school to pursue my second master’s degree in mental health counseling, fully committing to this work. Since then, I’ve supported clients in a wide range of settings: residential treatment centers, a psychiatric hospital during the height of COVID, and for over three years, individuals navigating the criminal justice system. For the past few years, I’ve continued that work in private practice. These experiences have shaped not only my clinical skill set, but my unwavering belief in the resilience of the human spirit. No matter where you’ve been, you deserve care that’s grounded in empathy, respect, and a commitment to real change.

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Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Men's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.