Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 271 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/2/2025

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Christopher Isbell

(he/him)

Christopher Isbell, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
3 years of experience
Virtual
I am a therapist dedicated to a deeply collaborative healing journey. My practice is built on creating a genuine connection where authenticity and curiosity are our guides. Together, we work to uncover insightful perspectives and practical strategies, empowering you to approach life's challenges and opportunities in ways that deeply resonate with your personal values and aspirations for a more fulfilling future.

Edward Tejeiro

(he/him)

Edward Tejeiro, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
23 years of experience
Virtual
I have worked in the field of Mental Health for 20 years. I hold a Master’s Degree in Clinical Social Work from The University of Georgia Athens and a Bachelor of Arts Degree in Psychology from Boston College. I am currently a Licensed Clinical Social Worker, Certified Sex Therapist and Certified Addictions Professional. I have experience working in various Inpatient and Outpatient Programs for Mental Health, Substance Abuse and Process Addictions in a wide range of roles including Group Facilitator, Primary Therapist, Family Therapist and Clinical Director. I specializes in the treatment of Depression, Anxiety, Interpersonal Relationships, Co Dependency, Addictive Disorders, Sexual Concerns/ Sexual Impulsivity, Intimacy, Gender, Orientation and Men’s Issues (Anger and Irritability, Intimacy and Affection, Numbing or Pushing Away Emotions, Divorce/Separation, Self Esteem, Identifying and communicating emotions).

Edmundo Carrión

(he/him)

Edmundo Carrión, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
8 years of experience
Virtual
Hello, I'm Edmundo Carrion, and I bring extensive experience working in crisis/detox, residential, outpatient, and rehabilitation settings, helping clients reintegrate into society with resilience and confidence. Through these experiences, I’ve seen firsthand the strength and perseverance of the human spirit. My goal is to empower you to navigate life transitions, manage stress, and overcome moments of self-doubt by building on your strengths. Together, we can pave the way for a more fulfilling and balanced life.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Adejare McMillan

(he/him)

Adejare McMillan, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Combining Transformative Justice Practices with Clinical Mental Health Counseling Techniques, Adejare (Ah-Day-Jah-Ray) McMillan, is professionally known as The Transformative Justice Therapist. This South Florida-based speaker, poet, and activist holds a Bachelor’s degree in Criminal Justice, Master’s degree in Mental Health Counseling, and is State Licensed as a Mental Health Counselor (LMHC). Additionally, he is currently writing his dissertation towards the completion of a Ph.D. in Couples and Family Therapy at Nova Southeastern University. For the last decade, he has worked with people of all races, lifestyles, and ages — as young as 13 and upwards of 70 years old. Having been a member of several organizations dedicated to human rights and social justice, Adejare finds time to remain engaged in community activism, advocacy, and organizing — at times, specifically as a Transformative Justice Circle Keeper and Trainer.

James J. Cordiano

James J. Cordiano, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
My name is Jim, and I am a Licensed Mental Health Counselor in the state of Florida. I understand that something in your life has initiated this search for support and you’ve come to the right place. You may be feeling, sad, angry, anxious, depressed or you may be struggling with addiction or family issues. I can empathize with and learn how you may be feeling at this moment and I am here to help you through this stressful, troubling time by empowering change. My Specialties Include: Anxiety, Depression, Substance Use / Addiction, and Trauma

Juan Valenzuela

Juan Valenzuela, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I am a Christian-informed therapist licensed in multiple States. With a background in clinical social work and a desire to see the building up of the body of Christ, I am passionate about supporting and encouraging my brothers and sisters as they seek to navigate the difficulties of life and develop resilience that can lead to personal healing and spiritual growth. My areas of expertise include managing stress, anxiety, depression, trauma, faith formation, identity and purpose, peer relationships, transitional challenges, conflict resolution, forgiveness, etc.

Stephen Mosblech

Stephen Mosblech, LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
5 years of experience
Virtual
My name is Stephen and I’m a Licensed Marriage and Family Therapist serving clients remotely in California and Florida. As a therapist I’m passionate about awe and the belief that to be fundamentally heard transforms our suffering at its core. I will provide you with a place to say and explore what you can't anywhere else in your life. In our work all of you is welcome: your heartbreak, depressions, dreams and rage, your jealousies, anxiety, all of your crises and shattered parts, the tangles and glories of your sexuality and your relationship with power, money and the intangible. I do this work because life is happening now, and not one second of it can be gotten back. My approach is person-centered, it honors your uniqueness. I blend insights from psychoanalysis with expertise gained over two-decades of deep commitment to meditation. I completed my MA Clinical Psychology at California Institute of Integral Studies in San Francisco. I also hold a BA in film and contemporary philosophy from Brown University. 
I have worked in community, school based, private practice and recovery settings. I continue to

Rob Pritz

(he/him)

Rob Pritz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor and a National Certified Counselor with over 10 years of experience providing therapeutic services to individuals and families. I am dedicated to the field of psychotherapy and committed to the client/therapist relationship. I have a Masters Degree in Clinical Mental Health Counseling from Palo Alto University, CA. As a therapist, I am non-judgmental, empathetic and eager to see you become your best self. I am open minded and value the art of listening. I believe in the power of gained insight and self awareness. I trust that you can succeed in whatever it is you set your mind to. As a therapist and client team- We got this!

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Wilfredo Guzman

(he/him)

Wilfredo Guzman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
5 years of experience
Virtual
I’m Wilfredo Guzman (he/him/él), a bilingual Licensed Mental Health Counselor based in Orlando, Florida. I received my Masters from Rollins College and have been practicing for 5 years. I provide affirming, client-centered therapy to individuals navigating challenges related to identity, trauma, substance use, and life transitions. With a direct and compassionate approach, I collaborate with clients to explore their mental wellness, build coping skills, and create more satisfying and empowered lives.

Karina Chernacov

(she/her)

Karina Chernacov, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$175/session
LMHC
20 years of experience
Virtual
I have a Master's degree in clinical psychology, and am passionate about what I do. Helping clients reinvent, re signify and solve their own life problems is the best reward to my practice. I believe that the power of a good psychotherapy process lies in its ability to help my clients understand themselves better, address their emotional psychological challenges, and make meaningful changes in their lives. I also believe strongly in the transformative power of connection and communication, and know that psychotherapy is the key to evolve and learn new skills that may be hidden inside someone. I am simply a facilitator of my client's own awareness, their emotional healing, and their growth.

Jonathan Sanabria

(he/him)

Jonathan Sanabria, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with a background in crisis work—supporting people in settings like inpatient psych, ER, and homeless outreach. I work with people who’ve hit stuck points related to their mental health. My approach is warm, collaborative, and practical. I use humor when it helps, and draw from Solution-Focused Therapy and Motivational Interviewing to help folks set goals and move forward.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Larry Goble

(he/him)

Larry Goble, LCSW - Florida Therapist at Grow Therapy
$90/session
LCSW
55 years of experience
Virtual
Glad you stopped by! I'm Larry Goble, a licensed Clinical Social Worker. Taking the step to talk to a therapist is not easy. You are showing courage and determination to explore what it might be like. In working with folks who are feeling stuck, anxious, maybe sad and confused, I find using a practical and sometimes humorous approach helps to learn and develop specific ways to counter stress, manage thoughts and feelings that can overwhelm you, and to increase self-confidence.

Chiwoo Choi

(he/him)

Chiwoo Choi, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
8 years of experience
Virtual
My name is Chiwoo, and I'm a licensed professional counselor (LPC) serving clients in Missouri and Florida. I support individuals who tend to overthink and prioritize others' needs, helping them find relief and improve their well-being. By integrating evidence-based therapy with a compassionate approach, I help dismantle unhealthy thought patterns and equip clients with practical tools they can use immediately.

Tim Johnston

Tim Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LMHC
3 years of experience
Virtual
My name is Tim Johnston and I am a Licensed Professional Counselor based in Texas. I own my solo practice, Waves of Grace Counseling. I received my Masters in Clinical Mental Health Counseling from Walden University. I worked years in a community mental health setting and now private practice. My specialties are anxiety, depression, post traumatic stress disorder, mens issues, and grief and loss. I provide different research based strategies which include cognitive behavioral therapies, psychodynamic, and Eye Movement Desensitization and Reprocessing. Christian counseling is also offered. These are the different 'roadmaps' that will help us get you to a place of healing, freedom, and peace of mind.

Emily Pudlinski

(she/her)

Emily Pudlinski, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Finding the right therapist can be like finding your coziest sweater. I work closely with clients to establish a comfortable rapport before helping them work through difficult adjustments in life. I'm a Licensed Mental Health Counselor with a Master's degree from the University of North Florida. I have been practicing for nine years, specializing in helping adults navigate transitions and overcome burnout to achieve their best selves. I look forward to meeting and working with you!

Mario Morano

Mario Morano, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
Thank you for visiting my page! I am Mario, a licensed therapist in Florida. I offer counseling via telehealth and I have flexible hours throughout the week. I have worked in the mental health field since my junior year of college, and I'm not burnt out yet! I find my work rewarding and I look forward to helping you.

Dr. Rafael Botta

(he/him)

Dr. Rafael Botta, LP - Florida Therapist at Grow Therapy

Frequently rebooked

$180/session
LP
30 years of experience
Virtual
My individualized and pro-active approach helps create a supportive environment where clients can feel comfortable addressing life’s challenges through a strength based, solution focused and change oriented approach. It also helps people of all ages and ethnic backgrounds develop self-awareness, self-confidence and see life from a different perspective in order for them to believe in themselves and cope effectively with emotional, behavioral and stress-related problems. My therapeutic approach involves understanding how the patient’s past impacts their current level of functioning and then through this self-awareness, help them make healthier decisions today in order to reach their full potential and live mentally, physically and spiritually healthier lives.

Chris Chiappetta

(he/him)

Chris Chiappetta, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
13 years of experience
Virtual
As a licensed clinical social worker (LCSW), I provide comprehensive mental health support to individuals, families, and communities facing a variety of challenges. My role involves conducting thorough assessments to understand your needs and developing tailored intervention plans that promote emotional well-being and resilience. I utilize evidence-based therapeutic techniques, such as motivational interviewing, and cognitive-behavioral therapy as well as acceptance and commitment therapy to help you navigate personal struggles, build coping skills, and achieve your goals. My commitment to fostering a safe and empathetic environment empowers you to explore your thoughts and feelings, ultimately leading to positive change and improved quality of life.

Riana Milne

(she/her)

Riana Milne, LMHC - Florida Therapist at Grow Therapy
$190/session
LMHC
25 years of experience
Virtual
Tired of the Anxiety, Depression, and Frustration of Toxic relationships? Past, unhealed Childhood Trauma leads to low confidence, self-esteem, and negative, fear-based thinking. I've specialized in healing both Childhood & Love Trauma for over 25 years, leading to Emotionally Healthy, sustainable relationships. Let's Create the Life You Desire & Have the Love You Deserve! I provide both Global Coaching Programs (self-pay) and Counseling sessions (insurance) for women and men, Straight & LGBT+, ages 15-76, by Telehealth. Counseling for Fla residents only. See the differences between the two models at https://rianamilne.com/counseling/. I look forward to meeting you soon! BIO - Coach Riana Milne was featured for her Coaching Process in FORBES, Influencer Daily, and NY Weekly; and selected as “One of the Top Coaches to Follow in 2022” by Wealth Insider Magazine. She’s a Certified, Global Life, Love Trauma Recovery & Mindset Coach, Advanced Cert. Clinical Trauma & Addictions Professional (CCTP-II), a #1 Bestselling Author, the Host of her Podcast called Lessons in Life & Love™, an Educational Speaker, and a Licensed Mental Health Counselor for over 25 years living in Palm Beach County, Florida. Riana also won the 2022 GIVA International Award for Top International Female Entrepreneur of the Year and #1 Global Wellness Coach; and was selected in 2021 as “One of The 100 Most Successful Women Around the World” by The Global Trade Chamber. Riana’s 5-star rated books; the #1 Bestseller, LOVE Beyond Your Dreams – Break Free of Toxic Relationships to Have the Love You Deserve - and - LIVE Beyond Your Dreams – from Fear and Doubt to Personal Power, Purpose, and Success addresses Life's Difficult Transitions, Personal Transformation, The Mindset for Success, and having Loving, Conscious Relationships with yourself and others. Website: https://RianaMilne.com - FREE eBook on Love, Love Tests & book chapters podcast https://www.LessonsinLifeandLove.com Flow page: https://flow.page/rianamilne

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Men's Issues?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Men's Issues, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.