Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 399 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/4/2025

Patrice Brantley

(she/her)

Patrice Brantley, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
As a Licensed Mental Health Counselor and Life coach, Patrice believes in focusing on one’s total health for a happy, healthy, and Whole Life. For the last nine years, she has been working in a variety of settings and has helped numerous clients achieve WHOLENESS. I am licensed in Florida with 9 years of professional work experience. I have experience in helping clients with stress and anxiety, lack of motivation, self-esteem, and confidence issues, career difficulties, & coping with life changes. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our discussions and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Jerica McQueen

(she/her)

Jerica McQueen, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$120/session
LMHC
3 years of experience
Virtual
Hi, I’m Jerica, a licensed mental health counselor who offers therapy as a place to exhale, reflect, and reconnect with yourself. I help clients navigate identity shifts, trauma, burnout, life transitions, LGBTQ+ exploration, and religious deconstruction. I also support clients experiencing anxiety, depression, or general overwhelm. My goal is to create a warm, collaborative space that honors your full humanity, not just your symptoms or circumstances. Whether you're processing deep emotional wounds or simply trying to feel more like yourself again, I'll meet you where you are with compassion, curiosity, and respect.

Sondos Jaber

(she/her)

Sondos Jaber, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Magda Murillo

(she/her)

Magda Murillo, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
9 years of experience
Virtual
I'm Magda Murillo, a bilingual Licensed Mental Health Counselor My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Terry Matz

(she/her)

Terry Matz, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
30 years of experience
Virtual
I’m Dr. Terry Matz, a Licensed Clinical Social Worker with over two decades of experience serving military Veterans, active-duty service members, and their families. As both a former Army Behavioral Health Officer and seasoned civilian therapist, I specialize in treating trauma, PTSD, depression, and life transitions using evidence-based therapies like CBT and supportive approaches. I aim to provide a compassionate, culturally competent space where healing, growth, and resilience are possible.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

David Ramey

David Ramey, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Hello, my name is David Ramey, and I am a Licensed Clinical Social Worker (LCSW). I specialize in providing mental health support, counseling, and guidance to individuals, families, and communities. With a strong foundation in clinical training and a passion for helping others, I work to empower clients through evidence-based practices, empathy, and personalized care. I strive to create a safe, nonjudgmental space where individuals feel heard, supported, and empowered to explore their thoughts and emotions.

Sasha Rose

Sasha Rose, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hi, I’m Sasha, a Licensed Clinical Social Worker here in Florida. I first want to acknowledge how much courage it takes to seek out therapy and I truly admire you for showing up for yourself! Whether you're feeling overwhelmed, anxious, stuck, or working through grief, I’m here to help you navigate what you’re going through with compassion. I specialize in managing stress, anxiety, and grief, and in helping people set healthier, more sustainable boundaries — in relationships, work, and within themselves. I draw from evidence-based approaches like Cognitive Behavioral Therapy, Motivational Interviewing, and Solution-Focused Therapy, but my work is always centered around you. My goal is to help you develop deeper self-awareness, feel more confident in your decisions, and create meaningful, lasting change. Therapy isn’t about “fixing” you — it’s about helping you reconnect with your strengths, your voice, and the version of yourself you want to be. If you’re ready, I’d be honored to walk that path with you.

Mark Gruber

Mark Gruber, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
25 years of experience
Virtual
I am a Licensed Mental Health Counselor, Certified Addiction Professional and Qualified Supervisor. I have over 20 years of counseling experience working with diverse populations including at risk youth, juvenile delinquents, and over the past several years, I have worked mostly in adult substance abuse treatment. I also identify with and specialize in working with LGBT persons. I am skilled at treating anxiety, depression, family of origin issues, career and relationship issues as well. I employ an empathic and motivational approach to working with clients. I utilize personal knowledge from being in recovery to connect with clients. I like to develop understanding and connection with what each client is struggling with as they progress in therapy. I am well versed in cognitive behavioral therapy and motivational enhancement, but also use a variety of other interventions to keep clients engaged and active in their own therapy process.

Rob Pritz

(he/him)

Rob Pritz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
I am a Licensed Mental Health Counselor and a National Certified Counselor with over 10 years of experience providing therapeutic services to individuals and families. I am dedicated to the field of psychotherapy and committed to the client/therapist relationship. I have a Masters Degree in Clinical Mental Health Counseling from Palo Alto University, CA. As a therapist, I am non-judgmental, empathetic and eager to see you become your best self. I am open minded and value the art of listening. I believe in the power of gained insight and self awareness. I trust that you can succeed in whatever it is you set your mind to. As a therapist and client team- We got this!

Kayla Goldsby

(she/her)

Kayla Goldsby, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
10 years of experience
Virtual
I am a licensed therapist in Florida with 10 years of professional experience and a master’s degree in clinical mental health counseling. I specialize in helping clients navigate stress, anxiety, addictions, anger management, motivation, self-esteem, and confidence. My approach is rooted in respect, sensitivity, and compassion, and I customize our conversations and treatment plans to meet your unique needs. As a person-centered therapist, I focus on creating a safe, non-judgmental environment where you can openly explore your thoughts and feelings. This space encourages honesty, self-awareness, and personal growth, helping you achieve your goals.

Marc Crandall

Marc Crandall, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$75/session
LMHC
29 years of experience
Virtual
Thank you for taking the time to consider my services! I have my Doctorate Degree in Clinical Psychology and I am a Licensed Mental Health Counselor in the state of Florida as well. I have over 28 years of experience helping individuals and families and I would love the opportunity to assist you in your healing process. Please contact me today to schedule your free consultation! I offer sessions in-person, online, and in-home for those within a specified geographical area. I'm available most weekdays and evenings.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Mike Denning

(he/him)

Mike Denning, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor based in Florida. I earned my Master’s degree in Clinical Mental Health Counseling from New England College in 2019, and I’ve been working in the field for over 7 years. Throughout my career, I’ve had the privilege of working with a diverse range of clients. I’ve supported individuals dealing with challenges such as addiction, depression, anxiety, bipolar disorder, and many other mental health concerns. My approach is compassionate, collaborative, and tailored to each person's unique needs and goals.

Hontah Epps

Hontah Epps, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
26 years of experience
Virtual
2024 is my 25th year as a social worker, clinical therapist, educator, supervisor, and leader committed to support vulnerable populations. My Social Work career was initiated by my passion to support those within vulnerable populations, specifically within the child welfare system. I began my career as a Social Worker working within the Child Welfare system in New York City. In 2003, I relocated to Charlotte, NC and continued my work within Child Welfare as a Child Protective Services Social Worker. In 2008, I obtained my clinical licensure which initiated my move from providing direct clinical services to children, young adults and families.

Maribel Nadal

(she/her)

Maribel Nadal, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
24 years of experience
Virtual
Welcome! I'm Dr. Maribel Nadal, a bilingual (English/Spanish) Licensed Mental Health Therapist with over 20 years of experience. I specialize in working with individuals, couples, and families dealing with relationship issues, depression, anxiety, ADHD, career issues and life transitions. I am very passionate about providing my clients with a space that is supportive, confidential and non judgmental. I look forward to working with you.

Emmanuel Nzuzu

Emmanuel Nzuzu, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
20 years of experience
Virtual
Welcome! I'm {Emmanuel Nzuzu}. I want to thank you sincerely for reaching out to me. Congratulations for taking this crucial first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. I strive to create a safe, structured, and welcoming environment that allows clients to explore challenges and obstacles with concerns related to alcohol and drug addiction, stress, anxiety, depression, and/or self-care. I focus on helping clients to regain control by taking back their power from alcohol and drugs. I facilitate client transformation by assisting them to learn how to be guided by a vision of the future and not memories of the past. My clients often find it beneficial to develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.

Irene Cortes

(she/her)

Irene Cortes, LMHC - Florida Therapist at Grow Therapy
$160/session
LMHC
22 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor in Florida. I completed my post graduate education from Nova Southeastern University and have been practicing for over 21 years. I am passionate about personal growth and facing those challenges together creates a path for self discovery and change. My goal is to help you reconnect with yourself , your strengths, passions, and skills. Then we will use them as anchors that help you define your purpose and value. Together we work through this process to heal and to create change.

James J. Cordiano

James J. Cordiano, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
11 years of experience
Virtual
My name is Jim, and I am a Licensed Mental Health Counselor in the state of Florida. I understand that something in your life has initiated this search for support and you’ve come to the right place. You may be feeling, sad, angry, anxious, depressed or you may be struggling with addiction or family issues. I can empathize with and learn how you may be feeling at this moment and I am here to help you through this stressful, troubling time by empowering change. My Specialties Include: Anxiety, Depression, Substance Use / Addiction, and Trauma

Priscilla J. Cole

(she/her)

Priscilla J. Cole, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
7 years of experience
Virtual
Hi there! My name is Priscilla J. Cole, and I am so excited that you have taken this step towards improving your quality of life! I am a Licensed Clinical Social Worker (LCSW) in Florida with 6 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, motivation, self esteem and confidence, & depression. I believe in treating everyone with respect, sensitivity, and compassion. With a client-centered and strength-based approach, I will tailor our sessions and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support and empower you in that journey.

Deborah Hilyard

(she/her)

Deborah Hilyard, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
32 years of experience
Virtual
Hi! I am a Licensed Mental Health Counselor and have been practicing for over 30 years. I received my masters in counseling at the University of Memphis. I worked with college students while getting my masters with personal career counseling. After becoming licensed in Florida, I worked specifically with service members and their families with anxiety, depression, post traumatic stress disorder, spouse and child abuse and marital issues. During the past 3 years I have worked with young adults to retired adults addressing individual, work and family issues. It has been my pleasure to guide hundreds of people to a healthier, happier life style that enables them to do what they want to in life without what appears to be impossible barriers like depression, stress and anxiety.

Moli McFarland

(she/her)

Moli McFarland, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
My name is Moli and I'm passionate about helping clients overcome mental health concerns related to anxiety, depression, low self-esteem, people pleasing behaviors, and trauma. With a strength-based approach, I help empower my clients to discover and utilize their inherent strengths to help overcome life's challenges. I aim to create a safe and non-judgmental space where my clients can explore their thoughts, emotions, and experiences, while tailoring my therapeutic interventions to meet the specific needs and goals of each client.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Career Counseling?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Career Counseling, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.