Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2183 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 5/18/2025

Erin Moyer Johnston

Erin Moyer Johnston, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
29 years of experience
Virtual
Going through a change can be very tough and hard to navigate. Whether the changes are good or difficult, they can still be hard to work through. I can help you find a balance with the changes occurring in your life and the peace you hope to feel. Together we can work as a team to locate solutions to find acceptance and work out a plan to help you move forward in your life in a way that brings fulfillment. I use a whole self-approach, addressing the needs of your mind, body and spirit. Although I can help you work through most changes you might be experiencing, I have many year's experience working with individuals in the Hospice setting, helping patients and survivors find peace during the end of life with dignity. These experiences have been strengthened by my personal journey with breast cancer, which has given me a perspective on the other side. I hope I can use my 29 years experience as a therapist and my personal experience as a cancer survivor to help you learn how to find happiness and peace in your life.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

Christopher Patrick

(he/him)

Christopher Patrick, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
1 year of experience
Virtual
Hello! I am a Licensed Mental Health Counselor. I received my Master’s at Lynn University. I am also trained in EMDR. I work with adult clients who may feel lost or struggle with spirituality, work, or life stress and assist them in learning more about themselves and develop/grow the desire and willingness to grow and become better versions of themselves.

Jerica McQueen

Jerica McQueen, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I’m Jerica, a licensed mental health counselor who offers therapy as a place to exhale, reflect, and reconnect with yourself. I help clients navigate identity shifts, trauma, burnout, life transitions, LGBTQ+ exploration, and religious deconstruction. I also support clients experiencing anxiety, depression, or general overwhelm. My goal is to create a warm, collaborative space that honors your full humanity, not just your symptoms or circumstances. Whether you're processing deep emotional wounds or simply trying to feel more like yourself again, I'll meet you where you are with compassion, curiosity, and respect.

Amy Allen

Amy Allen, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Have you lost your balance in relationships and need to recalibrate? Want to close the gap between who you are and who you want to be? Do you feel anxiety or depression robbing you of your own life and need help finding the GOOD? I can help! As a licensed mental health counselor working in private practice, I have experience with children, individuals, couples, and families. As a school district counselor leader and trainer, as well as a fitness instructor, I can help guide you to live your best life through goal setting and goal reaching in nearly every area of your life. It may feel like a big step to email or call, but it will be worth it! I would be honored to support you in unraveling the knots of your heart, mind, and body and help you breathe easily, taking next steps for growth on your unique journey.

Richard Burklew

Richard Burklew, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
8 years of experience
Virtual
As a dedicated mental health professional with a background as a first responder, I understand the profound impact trauma and addiction can have on individuals. I specialize in helping those facing trauma, addiction, depression, anxiety, and grief by employing evidence-based therapies tailored to every client’s unique needs. I have spent my life working with high-intensity populations and have had the privilege of creating supportive environments, fostering resilience, and helping people achieve lasting recovery. Together, we can navigate your path to healing.

Maaria Chehab

Maaria Chehab, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
4 years of experience
Virtual
Hello there! I am a Northwestern University graduate in Mental Health Counseling and the founder of Hopefinder LLC, a private practice based on the belief hope is the most powerful emotion of all. I have 4+ years of experience in Mental Health Counseling and have worked with a variety of mental health concerns and disorders. I specialize in mood disorders.

Michael Shippole

(he/him)

Michael Shippole, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
1 year of experience
Virtual
As your licensed mental health counselor, we'll begin by building a strong and trusting rapport, which lays the foundation for effective therapy. Together, we will carefully identify your presenting issues and concerns, exploring the patterns, emotions, and experiences that have shaped your current challenges. Using evidence-based therapeutic techniques such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and mindfulness practices, I will tailor our sessions to meet your unique needs. Along the way, we will create clear, achievable strategies designed to help you reach your personal, academic, or professional goals. Throughout the process, you will feel genuinely heard and understood in a safe, supportive environment. You will gain confidence in your ability to navigate difficulties, develop greater emotional resilience, and foster personal growth that leads to meaningful and lasting change. My goal is to empower you to live a more fulfilling, balanced life while equipping you with the tools to continue thriving beyond our time together.

Johanna Torres

Johanna Torres, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
Hello, my name is Johanna Torres, and I am a bilingual (English and Spanish) Licensed Mental Health Counselor (LMHC). I specialize in working with adult females experiencing anxiety, depression, stress, low self-esteem, family conflicts, and past trauma. If you find yourself overwhelmed by anxiety, struggling with panic attacks, emotional dysregulation, or experiencing the brain fog that comes with dissociation, or if you are simply seeking a deeper understanding of yourself and are motivated to improve your life, I am here to help. Together, we will explore these issues, develop strategies to achieve your goals, and start healing.

Lee Affrunti

Lee Affrunti, LP - Florida Therapist at Grow Therapy
$125/session
LP
17 years of experience
Virtual
Greetings and welcome! Are you struggling with worry or panic, sadness, stressful or rapidly changing life circumstances, or traumatic experiences from your past? Stress, overwhelming emotions, or overall frustration with one's current life's path can zap the life energy from even the most stout-hearted among us! My name is Lee, and, as a licensed clinical psychologist, I empower high-functioning individuals struggling with a wide range of challenges to take back their lives and live with meaning and fulfillment. It is your birthright as a human being to experience peace of mind, hope, and joy. In our sessions together, I will help you find and use your strengths and resources to overcome the current challenges keeping you from living your most authentic, engaged, and meaningful life. I appreciate the courage it took for you to reach out to improve the quality of your life. Yes, you absolutely can live your most fulfilling life, and I offer to be your guide who will strive to enlighten, empower, and support you on your journey. I hope we can travel this part of your journey together!

Gloria Wolpin

(she/her)

Gloria Wolpin, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
18 years of experience
Virtual
I started a life-long career in the psychology field in Colombia as a clinical psychologist. My passion for the field and helping clients live better lives led me to pursue further accreditation as a Licensed Mental Health Counselor, transplanted in Miami, Florida. I am an eclectic therapist committed to helping my clients improve their lives. Yo empece mi carrera de salud mental como psicologa clinica en Colombia. Esta es mi pasion ayudar a los clientes a mejorar sus vidas y descubrir sus potencialidades. Esto me llevo a buscar una acreditacion como licenciada en consejeria mental despues de transladarme a Miami, Florida. Soy una terapista eclectica dedicada a ayudar a mis clientes a mejorar sus vidas.

Natasha Dedijer-Turner

(she/her)

Natasha Dedijer-Turner, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
24 years of experience
Virtual
With more than two decades of experience, I've been privileged to work in a variety of settings including psychiatric hospitals, residential treatment centers, domestic violence shelters, juvenile justice, forensic facilities & child advocacy centers. I am currently licensed in GA, FL, NH and UT. I hold a M.Ed and an Ed.S in counseling and I am also a a Certified Professional Counselor Supervisor (CPCS). One of the most rewarding aspects of my work was partnering with local law enforcement & district attorneys as an expert witness in trauma & abuse cases, conducting 300+ forensic interviews across metro Atlanta. I served as an Executive Board Member on the State of GA Sexual Offender Registration Review Board for 10+ years & conducted workshops on a range of topics, including relationships, parenting, stress management & child abuse. I help countless people "figure it out". Whether you're battling anxiety, depression, self-esteem, or struggling with relationships, I believe you are the expert of your life. Together we'll work towards finding solutions to the problems that are holding you back, so you can focus on living your best life.

Sam Moglen

(he/him)

Sam Moglen, LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

William Sawyer

(he/him)

William Sawyer, LCSW - Florida Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
Welcome – I’m William Sawyer, MSW, LICSW, LCSW Online Therapy for Individuals and Couples in Minnesota & Florida I’m a therapist who help people and couples when life feels really hard. Most of the people I work with are men and women in relationships with each other. Many come to me when they’re feeling hurt, lost, or scared their relationship might fall apart. If you and your partner are fighting all the time, feeling distant, or just can’t seem to fix things, I want you to know you’re not alone-and things can get better. Even though I’m part of the LGBTQ+ community myself, I work with all kinds of people. I have a lot of experience helping men and women who are married or dating each other, as well as people from different backgrounds, including LGBTQ+ folks. My way of helping is gentle, caring, and never judgmental. When you’re stressed out, anxious, or overwhelmed, I help you slow down, breathe, and see what’s really going on. We’ll talk through your worries and pain, and I’ll give you tools you can use right away to feel calm and in control. My approach helps couples talk without yelling, listen without shutting down, and start feeling close again-even when things seem hopeless. I also help people who are dealing with anxiety, depression, ADHD, or feeling different from others. No matter what you’re facing, my goal is to help you feel safe, understood, and less alone. Together, we’ll find ways to ease your stress and bring back hope. If you feel like you’re at the end of your rope, or just want someone to talk to who gets it, I’m here for you. We’ll work together to heal old wounds and help you feel stronger-both as a person and as a couple. If you’re ready to feel better, let’s talk.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Michelle Flynn

(she/her)

Michelle Flynn, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Do you often second-guess yourself? Do you have a hard time remembering some things? Do you often wonder why you do and say the things that you do and say? Do you feel anxious about… everything? Our lives are like puzzles. Some scenes and pictures are more complicated than others and require assistance being put together. The pieces often get mixed up, flipped over, and sometimes put in the wrong box. I'm here to help you flip those pieces over and arrange them in their appropriate spots to help you gain perspective, increase your self-awareness, and develop healthy coping mechanisms in a safe, relaxing, validating, and judgment free environment. I empower individuals in overcoming anxiety, setting boundaries, and identifying and processing traumatic or life altering events that may have been overlooked. Together we take a holistic approach, addressing your physical, mental, emotional, and spiritual self, as well as the different roles you play in your daily life.

Emily Sanchez

Emily Sanchez, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
I am a licensed mental health counselor and Florida native. I have training in behavior modification, family therapy, cognitive-behavioral therapy, and developmental psychology. I work with individuals as young as 6 years old through adulthood. I strive to provide the most meaningful and effective clinical interventions to address client needs. It can be incredibly difficult to reach out for help and be vulnerable with a stranger. I hope to be able to take this journey with you and/or your loved one. At this time, I am offering telehealth (virtual appointments) and in-person sessions with flexible scheduling. Please reach out to schedule your intake.

Abey Adams-Adasah

Abey Adams-Adasah, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a compassionate and client-centered therapist dedicated to helping individuals navigate anxiety, depression, life transitions, and emotional challenges with evidence-based approaches like CBT, DBT, and Christian counseling for those seeking a faith-based perspective. My dream clients are individuals who are ready to work on self-discovery, emotional regulation, and personal growth, whether they are struggling with stress, self-doubt, or relationship issues. I create a safe, supportive, and judgment-free space where clients can develop practical coping skills, build resilience, and regain a sense of control and confidence in their lives.

Racquel Smith

(she/her)

Racquel Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hi, my name is Racquel Smith, and I am a Licensed Clinical Social Worker in Florida and Arizona. Do you feel overwhelmed and pulled in a million directions? Are you struggling to have effective and open communication with your loved ones? Do you find it difficult navigating your way through life? Having conflicts in your marriage? Feeling overwhelmed being a parent? If you answered yes to any of those questions then you’ve come to the right place. Together, we can identify what’s not working and get you on the road to your happy place. I work with clients to identify their strengths and how to use them successfully, while navigating through life. I have worked with clients with a wide range of concerns including infertility, parenting, depression, anxiety, relationship issues, life changes, loss and grief. My treatment style is laid back but warm and interactive. I believe in treating everyone with respect, sensitivity, and compassion. My approach combines cognitive behavioral therapy (CBT), person centered therapy, solution focused therapy, and strength based therapy. I also look at a person’s strength because we are always our biggest critic. I believe everyone has tools in their toolbox to build on. I will tailor our dialog and treatment plan to meet your unique and specific needs. I meet my clients where they are and work collaboratively, at their pace, to make them feel safe and supported. It takes courage to seek help while on your journey for a more fulfilling and happier life. This is the first step towards that change. If you are reading this you are already there and I am here to support, and empower you to do the work. No availability? Send me a message and I maybe able to accommodate you. I look forward to partnering with you!

Hector Pereles

(he/him)

Hector Pereles, LMHC - Florida Therapist at Grow Therapy
$155/session
LMHC
15 years of experience
Virtual
I am a Certified EMDR Therapist with over fifteen (15) years of full-time professional experience treating adults of at least twenty (20) years of age of diverse human backgrounds. I take a holistic and integrative and trauma-informed approach to therapy practice, including awareness and practice of the guiding principles of trauma-informed care and related treatment modalities in the field of psychology which are the following: safety, trustworthiness and transparency, collaboration and mutuality, empowerment and choice, cultural, historical, and gender issues. I value and practice sincerity and am a genuine person and therapist with no hidden agenda: What you see is what you get. I have been able to accomplish this personally by undergoing my own efforts in therapy and self-help. This is especially important to those with Complex PTSD and dissociative disorders who, usually, in the past have been traumatized by other people who, for example, were insincere, incongruous, and overall unstable, chaotic, unpredictable, and/or downright abusive. Human beings have an intrinsic need to share compassionately with others, to understand them, and to be understood. We also have a need to understand ourselves. This is essential communication that is at the core of collaborating with others in a manner that we can enjoy and respect our differences and our similarities.

Annie (Chana)

Annie (Chana), LMFT - Florida Therapist at Grow Therapy
$200/session
LMFT
7 years of experience
Virtual
I’m a warm, insight-oriented therapist who offers a steady, compassionate space for adults navigating grief, relational wounds, and the impact of growing up around emotional chaos or inconsistency. My approach is grounded in deep listening and curiosity—I help clients slow down and make sense of their inner experience, uncovering patterns that may have once been protective but now feel limiting. Together, we create room for new ways of relating—to yourself, to others, and to your story. Healing, in my work, begins with being deeply seen and understood.

Alexandra Newlon

(she/her)

Alexandra Newlon, LMHC - Florida Therapist at Grow Therapy
$145/session
LMHC
7 years of experience
Virtual
I genuinely believe in the power of therapy. So much can be improved upon through supportive connections, empathy and the general resilience of the human condition. I have a vested curiosity in the lived experiences of my clients and a commitment to their growth and goals. Change itself is inevitable, and at times can feel insurmountable, that said together we can work to direct the trajectory of where those changes may take you. A bit about me; I am Licensed Mental Health Counselor and have approximately 6 years of clinical experience. I am a born and raised Floridian - from St. Petersburg, FL - however, I spent much of my young adult life traveling and moving about (Miami, Jacksonville, Gainesville, Costa Rica, New Orleans and now back in the Tampa Bay Area). I received my Bachelors degree in Social Work, with a minor in Spanish, from the University of North Florida. In 2020, I graduated from Jacksonville University with a Masters degree in Clinical Mental Health Counseling, with a specialization in Marriage and Family Therapy. During my graduate study, I completed clinical internship (1500+ hours of direct client work) with a Hospice agency as a bereavement counselor. Post-graduation, I was hired by that same agency and counseled surviving loved ones of Hospice patients through their grief journey and efforts to adjust. Surviving loss is manageable and grief therapy can help with visualizing a more hopeful future that honors your loved ones.

Andrea Kupferman

(she/her)

Andrea Kupferman, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
12 years of experience
Virtual
You have a great career, stable housing, your bills are paid (on time), maybe even running a household with kids, and you look like, to others, you have it all together. Yet you find yourself stuck in the “perfectionism,” “people-pleasing,” or “procrastination” tendencies. You look around at all you “have” and feel like you “should” be happy. Yet, there is this persistent feeling of not feeling fulfilled. No matter what accomplishment you achieve, there is “always” another and even when you do reach that next bar, the “good feelings” are short-lived. If you’re tired of being stuck in these same old cycles, you’re in the right place. Together we’ll explore the underlying roots of these cycles, leverage your strengths, and use tools to help you rewire your thinking styles to empower you to move forward with confidence and clarity.

Destiny Crayton

(she/her)

Destiny Crayton, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
4 years of experience
Virtual
My journey as a therapist began with a deep fascination for the human mind and a genuine desire to make a positive impact in people's lives after growing up in the foster care system. I previously served in the Air Force, serving my country. I have a bachelor's in dietetics and nutrition with years of nutrition counseling as well. Over the years, I have honed my skills, gaining experience in various therapeutic techniques and approaches to better serve my clients.

Yana Sasaki

Yana Sasaki, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
8 years of experience
Virtual
Ever since my early years, i've drawn to the enigmatic depths of the human mind. The infinite complexity of our thoughts, emotions and behaviors has always fascinated me, igniting a passion for psychology that burns brighter with each passing day. It's a passion that led me to dedicate my life to this field, and it's my genuine pleasure to share my insights and experiences with you.

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Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.