Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1062 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/9/2025

Jon Jasper

(he/him)

Jon Jasper, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Kaylee Muñoz

(she/her)

Kaylee Muñoz, LCSW - Florida Therapist at Grow Therapy
$85/session
LCSW
5 years of experience
Virtual
I am someone who believes all people have the capacity to heal, grow, and live fully when given the right support. I recognize that life has many challenges and sometimes we just need help in facing the obstacles in our way. I became interested in psychology and understanding people after my brother was diagnosed with schizophrenia and I saw a drastic change in who he was as a person. This journey of trying to understand people, started in middle school, continued through college where I fell in love with Psychology, and into my masters program where I got a degree in Social Work. I started a career as a mental health therapist in 2019, and I continue my journey of learning and growing to better serve the needs of my clients now and in the future.

Debra Dragomir

Debra Dragomir, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
I am deeply committed to supporting individuals across all stages of life as they navigate complex emotional and mental health challenges. My experience working with diverse age groups has given me a profound appreciation for the resilience of the human spirit, whether guiding young clients through developmental struggles, assisting adults in overcoming life transitions, or helping seniors find meaning and peace. I integrate evidence-based therapeutic approaches with compassionate, person-centered care, fostering a safe space for healing and growth.

Kelley Flynn

Kelley Flynn, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Do you feel like nobody really understands you? Do crowded places leave you overstimulated and drained? Perhaps you avoid social situations, struggle to focus or experience constant mental fog. You might be questioning if you have ADHD or autism, or you might already know and you are seeking someone who understands your experiences. Anxiety might increase with routine changes, leaving you feeling stuck and unable to complete tasks despite your efforts. You may catch yourself wishing to escape or needing someone to truly listen. If you relate to any of this, remember you’re not alone, and you don’t have to face it by yourself.

Bryan Llorente

Bryan Llorente, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
6 years of experience
Virtual
Hello, my name is Bryan, I am a licensed clinical social worker and have experience working in several clinical and therapeutic settings. I started my career working for Advent Health Hospice Care, one of the largest non-profit hospital systems in the country. Through this position I gained experience in providing therapeutic counseling services to individuals and families who are going through major transitional periods in their lives (receiving a terminal illness, death of loved one, living adjustments etc.) As a result I am well experienced in dealing with depression, anxiety, situational stress, loss of a loved one, grief, and am understanding of how medical issues can affect a person’s mental health. I have also worked for Orlando Health at the Winnie Palmer Hospital for Women and Babies covering the ED/Triage, antepartum and postpartum units of the hospital. This position gave me experience with providing crisis interventions and psychotherapeutic counseling to patient's who have a history of severe mental health issues, or who are actively experiencing medical emergencies, traumatic events, domestic violence, manic/depressive episodes, psychotic episodes, and suicidal ideations. In addition, I provided education on post partum depression and child care. In 2021 I began teaching classes as an Adjunct Professor for the University of Central Florida's College of Health Professions and Sciences. I have also worked for the National Suicide Prevention Line where I learned how to deal with a variety of mental health and emotional crisis situations over the phone. I feel well equipped to help my clients deal with a variety of issues, weather in person, or online. I take an objective and collaborative approach to understanding problems, and work with clients to create strategies to address problems head on so that clients learn the skills necessary to achieve their goals.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Amanda Jerez

Amanda Jerez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor (LMHC). I received my Masters from Nova Southeastern University and have been practicing for 3 years. I believe in tailoring treatment to meet the unique needs and preferences of each individual, fostering a collaborative and empowering therapeutic relationship. My clients feel overwhelmed and confused as they go through challenging life transitions. Thus, I help adults struggling with stress and burnout become the best versions of themselves.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Brittany Gardner

(she/her)

Brittany Gardner, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$107/session
LCSW
7 years of experience
Virtual
Reaching out for help can be difficult and the thought of seeing a therapist can seem intimidating. I believe that with the right therapist, you can express yourself freely without fear of judgment and receive the support you need and desire. No two people's journeys and life experiences are the same, so I take an individualized approach with my clients. I love helping clients build skills to manage their feelings, address their anxiety, and create sustainable routines. I specialize in adults maneuvering life challenges, exploring identity and understanding family dynamics. I am passionate about building strong communication skills and strengthening boundaries in relationships. I strive to provide a welcoming environment that will support your unique development of self-awareness, vulnerability, and growth. Together, we will identify your goals for treatment and work towards those in a collaborative process. I value feedback so I can ensure your goals and voice are at the heart of our work. I strive to develop trust between us so you feel comfortable opening up. I utilize values, humor, and compassion so we can build an authentic, therapeutic relationship to make changes. In sessions, I will often bring us back to the present moment to build awareness and identify old patterns of behaviors so we can create new habits.

North Pinellas Christian Counseling

(she/her)

North Pinellas Christian Counseling, LMFT - Florida Therapist at Grow Therapy
$125/session
LMFT
12 years of experience
Virtual
I am a Licensed Marriage and Family Therapist. I am EMDR trained, IFS informed, and I enjoy working with individuals, couples and families. I am a Jesus-loving therapist and I offer evidence-based modalities to help clients heal from trauma, anxiety, depression and personality disorders. I graduated from University of Illinois at Urbana-Champaign with a bachelor of Science in Psychology. I graduated from my Master's Degree in 2009 and have been helping people since then. I am a mother to four children ages 10-14

Michelle Flynn

(she/her)

Michelle Flynn, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Do you often second-guess yourself? Do you have a hard time remembering some things? Do you often wonder why you do and say the things that you do and say? Do you feel anxious about… everything? Our lives are like puzzles. Some scenes and pictures are more complicated than others and require assistance being put together. The pieces often get mixed up, flipped over, and sometimes put in the wrong box. I'm here to help you flip those pieces over and arrange them in their appropriate spots to help you gain perspective, increase your self-awareness, and develop healthy coping mechanisms in a safe, relaxing, validating, and judgment free environment. I empower individuals in overcoming anxiety, setting boundaries, and identifying and processing traumatic or life altering events that may have been overlooked. Together we take a holistic approach, addressing your physical, mental, emotional, and spiritual self, as well as the different roles you play in your daily life.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

Montavious Bryant

Montavious Bryant, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Our current political and economic climates give many causes for concern. It can affect daily life, such as work, home, school, and social circles, essentially taking the fun out of what was once pleasurable. The same things that DO seem to help can eventually cause more pain. Who can you talk to when no one is listening? It would be helpful to have someone to talk to who can be objective, non-judgmental, and open-minded...but who could that be? Hello, I'm Montavious. What sets me apart is an ear for listening, a guiding approach, and an interest in helping you to overcome these obstacles. Join me by scheduling an appointment for a fitting. No one cares what you know unless they KNOW that you care! Contact me now to find out how!

Katherine C. McDonald

(she/her)

Katherine C. McDonald, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
5 years of experience
Virtual
Hello! I'm Katherine McDonald, a licensed Mental Health Counselor with a passion for human connection. My clients describe me as warm, compassionate, real and down-to-earth. I specialize in treating anxiety, depression, trauma recovery, PTSD, and grief. With extensive experience in trauma work, I can help you heal from painful events, finding hope and renewed energy for life. In addition to working individually with teens and adults, I also practice couples therapy

Michelle Katz

Michelle Katz, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
5 years of experience
Virtual
Hello, I’m Michelle, a Licensed Mental Health Counselor (LMHC) in Hollywood, Florida. I help individuals navigate anxiety, depression, grief, trauma, and relationship challenges, as well as offer support for OCD, adolescent issues, and self-esteem enhancement. Consider me a therapy mixologist, blending evidence-based modalities like psychodynamic, person-centered, CBT, DBT, and ACT to create personalized treatment plans. I believe that no two clients are alike, so I take time to understand your unique story, strengths, and goals. My approach is collaborative and compassionate, ensuring that each session is tailored to meet you where you are. In addition to traditional therapy techniques, I also incorporate creative strategies, including therapeutically applied role-playing games, to make therapy engaging and relevant for you. Whether you’re struggling with overwhelming emotions, feeling stuck in old patterns, or simply seeking greater meaning and confidence in your life, I’m committed to helping you build resilience, develop practical tools, and uncover new possibilities for growth and healing.

Loris McCorvey

Loris McCorvey, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
23 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW) with extensive experience in trauma-informed care, I specialize in helping individuals navigate the emotional and psychological effects of trauma, anxiety, and depression. My therapeutic approach is client-centered, compassionate, and evidence-based, ensuring that each person receives the care and strategies they need to heal and thrive. I have worked in clinical, educational, and crisis-response settings, providing therapy to individuals facing life’s most difficult challenges. My goal is to empower clients by fostering safety, trust, and emotional resilience while equipping them with the tools to regain control over their mental well-being. With a deep commitment to cultural sensitivity and inclusivity, I create a supportive space where every client feels heard, valued, and respected. Whether you're working through past trauma, struggling with overwhelming emotions, or seeking personal growth, I am here to help you heal, rebuild, and move forward.

Amy Manko

(she/her)

Amy Manko, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Amy Manko takes a holistic and empowerment based approach in working with children, teens, adults, and families to overcome their challenges and return to a happier and more peaceful lifestyle. Her focus is on healing, processing, and providing a balance of understanding, growth and application of skill to allow a more healthy and productive life. She will explore how past experiences and relationships impact you today. She will focus on meeting your goals, being open-minded and nonjudgmental, and staying real and relatable. She is a Florida-qualified supervisor for MSW-registered interns seeking licensure. I started this journey with a bachelor’s degree in interdisciplinary social sciences, focusing on psychology and anthropology. I took a year off to do some self-reflection and personal growth, before pursuing my MSW. I became a licensed clinical social worker because I wanted to help other people experience the same restoration of their self connection and relationships. I discovered that I love to hear people’s stories, and assist in helping them work through any issues they are experiencing. I have experience in working in the hospice arena, providing grief and loss counseling to children, adults and families; as well as working in an office setting working with people struggling with managing emotions, stresses, relationships, grief and loss, trauma, anxiety and depression, self image and confidence. She understands how chaotic life seems right now as she both has lived it and have walked alongside many on their journey to a better, brighter and lighter tomorrow. There is hope in what feels like a hopeless situation, relationship and/or life.

Jonell Pearce

(she/her)

Jonell Pearce, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
I enjoy working with adolescents and adults who are experiencing concerns with, but not limited to: anxiety, depression, critical self-talk, interpersonal relationships, emotional dysregulation, and parent/child conflict and connection. I have worked in various clinical settings providing crisis stabilization and therapy services to individuals of all ages. I utilize a holistic and personalized approach, specializing in trauma, interpersonal relationships, loss and grief, parent/child relationships, adolescent challenges, and parent support. I employ a straightforward and empathetic approach while utilizing strength-based and person-centered perspectives to help those I work with obtain their treatment goals and realize their greatest potential.

Rich Scholl

Rich Scholl, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
23 years of experience
Virtual
Welcome! I am a compassionate and dedicated therapist specializing in helping individuals navigate the complexities of substance abuse, mental health challenges, trauma, and relationship difficulties. My work is rooted in a deep understanding of the unique struggles that many face, from the impact of childhood experiences to the ongoing challenges of adulthood. I offer support through adult child therapy, guiding individuals in healing from past wounds and cultivating healthier relationships with themselves and others. In addition, I provide adaptive parenting strategies to empower parents in navigating the ups and downs of life.

Patricia Klocko

(she/her)

Patricia Klocko, LMHC - Florida Therapist at Grow Therapy
$65/session
LMHC
5 years of experience
Virtual
My name is Patty and I am a Licensed Mental Health Counselor. I operate from a person-centered strengths based perspective. This means that you, the client, are the expert in the room and the strengths that you bring in are important. The journey to a fulfilling life may require journeys into old memories, new relationships, current and past job experiences, and so much more. I would love to be a part of this journey with you.

Bridgit DeLisle-Daley

Bridgit DeLisle-Daley, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Taking the first step towards a happier, more fulfilling life takes courage. When was the last time you prioritized your mental health and well-being? Life's challenges can be overwhelming, making it difficult to move forward and heal from pain and struggles. Stress, anxiety, trauma, relationship issues, grief, and anger can all impact your well-being. As a Licensed Clinical Social Worker with over 6 years of experience, I'm here to support and empower you on your journey to health and wellness. My approach is built on respect, sensitivity, and compassion, tailoring our work together to meet your unique needs. In my practice, I've helped clients overcome stress, anxiety, and depression, achieving greater self-esteem and confidence. For those who wish to integrate faith into their treatment, I offer personalized Faith-Based Telehealth services, incorporating Christian spirituality into the healing process. Let's work together to help you gain deeper insights, develop self-acceptance, and achieve a more fulfilling life.

Melanie Deckman

(she/her)

Melanie Deckman, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
I am a Licensed Clinical Social Worker/LCSW. I received my Masters in Social Work/M.S.W. from Barry University in 1993. I am intensely trained in Dialectical Behavioral Therapy/DBT. I love spending time with my family and friends. I received a Bachelor in Science/B.S. from The University of Florida in 1988. I enjoyed my major in Psychology. At this point I knew I wanted to pursue a career as a Clinical provider. My friends always encouraged me to live my dream. Fast forward to the present time and here I am living my dream as a therapist. My experience as a therapist has been rewarding as well as providing me with life lessons and self-growth. My mental health has always been a priority. I practice habits on a daily basis that I share and assist my clients with.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.