Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 361 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

DenverColorado SpringsGreenwood Village

Availability updated: 10/14/2026

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
VirtualAvailable

$250/session

Empowering
Intelligent
Authentic
Specialties
Anxiety
Life Transitions
Self Esteem
+10
I am a board-certified Music Therapist and licensed Marriage and Family Therapist with 14 years of experience, serving clients across California and Colorado. My own journey informs my work: I grew up in California and built a successful business before transitioning my life to Colorado. I then spent two years as a digital nomad—traveling by car across the US and living abroad for 1.5 years—all while managing and growing my business. I understand how to maintain excellence while in motion, and I use an IFS-informed somatic and creative approach to help you find that same internal groundedness and freedom.
VirtualAvailable

$250/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Mood Disorders
+10
Thank you for visiting my profile. I have been in the mental health field for 35 years and have worked in many settings and with many issues throughout my career. I have a doctorate in clinical psychology, a masters in clinical social work and a masters in counseling. I am comfortable working with all populations and strive to meet my patients where they are in their process.
VirtualAvailable

$150/session

Empowering
Warm
Specialties
Childhood / Intergenerational Trauma
Chronic Illness / Medical Issues
Depression
+9
Hi, I’m Dr. Jessica M. Shine, affectionately called Dr. J by many of my amazing clients! I’m a caring, down-to-earth therapist who is passionate and intentional about helping people heal from past experiences while navigating the difficult seasons life can bring. I work with adults experiencing trauma, anxiety, depression, grief, family dysfunction, life transitions, burnout, relationship challenges, and the emotional impact of chronic illness and medical experiences. I love working with people from all walks of life and building a therapeutic relationship where you feel safe, supported, heard, and never judged. I’m here to help you connect the dots, understanding how your childhood, family dynamics, relationships, life experiences, and trauma may be influencing the decisions you make and the patterns you see today. Think of me as your therapist, accountability partner, safe place to land, and cheerleader as we work together toward your healing and growth.
Available

New to Grow

$200/session

Specialties
Depression
Insomnia/Sleep Issues
Trauma and PTSD
+10
I’m Kristen Kelsey, Psy.D., a Clinical Psychologist based in Denver, Colorado area. I help adults navigate anxiety, depression, insomnia, and the lasting effects of trauma. My work is rooted in the belief that therapy is not just about reducing symptoms—it’s about helping you reconnect with the parts of yourself that stress, fear, or past experiences may have pushed into the background. In our work together, I’ll take a collaborative, grounded approach. You’ll bring your lived experience, your history, and your strengths; I’ll bring clinical expertise and a deep respect for the courage it takes to show up. Together, we’ll look at what’s getting in the way and build tools that will help you move forward with clarity and confidence.
Available

$150/session

Solution oriented
Authentic
Warm
Specialties
Addiction / Substance Use
Anxiety
Life Transitions
+6
Hi, I'm Kristin. I'm a Licensed Addiction Counselor and a Licensed Professional Counselor in Colorado. I have worked in the field since 2011, primarily in substance treatment programs, jails, and with individuals struggling with serious mental illness. I began my private practice during the height of COVID-19 in May 2020. I specialize in addiction and relationships, focusing on boundaries, conflict, and relational dynamics. I have significant experience working with adults impacted by addiction and mental health issues, using therapy as a means to understand their experience and learn from it to enable purposeful movement forward.
VirtualAvailable

New to Grow

$125/session

Specialties
Anxiety
Perinatal / Postpartum
Trauma and PTSD
+10
I’m Melissa Watley, MA, LPC, LAC, and the owner of Fresh Start Counseling. I’ve worked in the mental health field since 2006 and provide individual and couples counseling. My approach is trauma-informed, compassionate, and individualized, creating a judgment-free space where clients can feel understood, work through difficult experiences, and build meaningful change.
Available

$120/session

Solution oriented
Warm
Intelligent
Specialties
Anxiety
Family Conflict
Trauma and PTSD
+8
I lean on a humanistic and strength based style. I offer a warm and compassionate space to explore your emotional landscape so that you can focus on things like gaining insight, processing difficult memories, or maybe finding a more balanced communication with your nervous system. I strive to be the type of therapist that is always learning and growing. In my free time, I love to enjoy the outdoors, read, bike, and drink a cozy cup of tea,
Available

New to Grow

$190/session

Specialties
Couples Counseling
Men's Issues
Women's Issues
+4
I'm a Licensed Professional Counselor in Colorado specializing in couples therapy, particularly couples caught in the pursue-withdraw cycle — one partner chasing the conversation, the other shutting down. I also work individually with men who go quiet during conflict. My approach is active and coaching-based: you'll practice new skills in session and bring real issues from your week so we can work them live. The goal is change you can actually feel, not just insight. I accept insurance for individuals. I only take private pay for couples counseling is $190 for 50 minute sessions.
Available

New to Grow

$100/session

Specialties
Autism
Career Counseling
Learning / School Challenges
+8
Hello! My Name is Michael. I have been a Licensed Professional Counselor for the last 4 years. I love working with people, helping them attain a higher quality of life. While I work with everyone, I mainly focus on Adolescents, Teenagers and Young Adults. A lot of the client's I work with are on the Autism Spectrum.
Available

$140/session

Authentic
Challenging
Direct
Specialties
ADHD
Anxiety
Life Transitions
+7
Hi, I’m Taciana, a Licensed Clinical Social Worker with over 11 years of experience supporting adolescents and adults through life transitions, emotional challenges, and difficult circumstances. I believe therapy works best when you feel genuinely heard, understood, and respected, and I take a collaborative, strengths-based approach that meets you where you are. My practice integrates evidence-based approaches including CBT, DBT-informed strategies, compassion-focused therapy, person-centered therapy, and culturally responsive care. I’m especially passionate about helping clients better understand themselves, navigate intense emotions, reduce self-criticism, and develop practical tools for creating meaningful change. I see therapy as a space where we can honor both the challenges you’ve experienced and the strengths that have helped you get this far.
Available

$150/session

Empowering
Authentic
Humorous
Specialties
Anxiety
Childhood / Intergenerational Trauma
Trauma and PTSD
+3
Hi, I’m Shenelle Roebuck, LCSW, and I’m the founder of Kuumba Therapy, LLC. I’m a licensed clinical social worker, therapist, and empowerment-focused professional who believes that healing is not about becoming someone new, it’s about reconnecting with the person you have always been underneath the pain, expectations, and experiences that may have shaped you. For more than 15 years, I have had the privilege of walking alongside individuals as they navigate trauma, anxiety, life transitions, self-esteem challenges, relationships, and personal growth. At Kuumba Therapy, I focus on helping clients move beyond simply coping and toward living with greater confidence, clarity, purpose, and joy. I help clients recognize their strengths, understand how past experiences may influence their present, develop healthier boundaries, strengthen their self-worth, and create practical strategies for meaningful change.
Available

New to Grow

$150/session

Specialties
Attachment Issues
Codependency
Trauma and PTSD
+10
Hi! I'm Kristina Carrera. I help people who feel constantly exhausted by anxiety, emotional burnout, or relational conflict find their way back to solid ground. In our sessions, you’ll find a non-judgmental harbor where you are truly heard and understood. We will work together using practical, evidence-based approaches to break destructive patterns, restore your emotional energy, and create meaningful, lasting change so you can show up fully for yourself and the people you love.
Available

New to Grow

$220/session

Specialties
Anxiety
Burnout
Life Transitions
I’m Andrew, a Colorado therapist and founder of Contemplative Caregiver. I work with caregivers and people facing grief, stress, change, or family strain. My style is warm, mindful, shaped by your story. We make space for hard things, build on what helps, and find clear steps that fit your life.
Available

$100/session

Solution oriented
Warm
Open-minded
Specialties
Health/Medical Issues
Life Transitions
Women's Issues
+7
Welcome! I am glad you are here! Choosing counseling / therapy and asking for help is a big step and you will absolutely not regret it! I have worked with clients since 2002 and have been a licensed clinician since 2008. Prior to my Therapist career, I was a career Medical Service Corp Officer in the Army. My focus as your guide throughout our journey together is to use evidence-based modalities to build skills and resiliency while simultaneously reducing or eliminating the stressors that brought you to therapy.
VirtualAvailable

New to Grow

$195/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Emotional Regulation
+4
There are times in life when our ability to cope is no longer sufficient to get us through a difficult passage or challenge. This can leave us feeling anxious, depressed or lost. Therapy with me can help you develop coping skills, build resilience and heal. I am passionate about walking the healing journey with you while focusing on supporting your strengths. I am a dedicated Licensed Professional Counselor (LPC) with 25 years’ experience. I apply my training in Cognitive Behavioral Therapy, EMDR, Internal Family Systems (IFS), Somatic Experiencing, and relationship/couples counseling to help you recover and develop your natural capacity to experience well-being and live a full, healthy life. My husband and I have raised an adopted daughter from Guatemala. It has been the privilege of a lifetime. The family expanded further recently and welcomed three canine friends! One is a loving service dog named Phoebe, the Golden Doodle. I enjoy hiking with Phoebe and cycling with my husband on our gorgeous Colorado trails.
Available

$100/session

Authentic
Humorous
Specialties
Anxiety
Attachment Issues
Family Conflict
+4
I believe therapy should be practical, collaborative, and grounded in approaches that have demonstrated clinical effectiveness. My style is directive, solution-focused, and evidence-based, with an emphasis on helping clients understand what is happening, identify what can change, and develop concrete strategies for moving forward. I view therapy as a collaborative process, while also believing that clients often benefit from a therapist who can provide clear guidance, thoughtful challenge, and practical direction. My goal is not simply to help you feel better in the moment, but to help you develop lasting skills and a stronger understanding of yourself.
Available

$150/session

Intelligent
Authentic
Challenging
Specialties
ADHD
Anxiety
LGBTQ
+7
I'm Melixa Carbonell, a licensed therapist and the founder of A Different Lens Counseling. I hold licenses in Florida (LMHC) and Colorado (LPC), and I'm a National Certified Counselor and an ADHD-Certified Clinical Services Provider. I see adults by video for ADHD and anxiety, and much of my work is with women and healthcare professionals. I also have ADHD and work in healthcare myself, so I bring both training and firsthand understanding. My practice is LGBTQIA+ affirming and open to everyone.
VirtualAvailable

$150/session

Authentic
Solution oriented
Open-minded
Specialties
ADHD
Depression
Trauma and PTSD
+10
I'm a Licensed Professional Counselor with over 12 years of experience in crisis response, clinical assessment, and trauma-informed care. I work primarily with adults and adolescents (12+) navigating trauma, anxiety, ADHD, burnout, and major life transitions. My approach draws from Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), and Trauma-Focused CBT (TF-CBT). I believe therapy should help people become more confident in understanding themselves and responding to life's challenges. My goal isn't to provide all the answers, but to help clients leave with the perspective and a different way of navigating challenges. Before entering outpatient practice, I spent many years working in crisis services and involuntary treatment settings. That experience reinforced something I continue to believe deeply: people are often capable of far more change than they realize. Everyone has the capacity to get better and make positive changes. I especially enjoy working with people who are curious, reflective, and invested in their own growth. Many of my clients are professionals, entrepreneurs, healthcare workers, first responders, and others balancing demanding lives while striving to live with greater purpose and intention. As someone who is neurodivergent myself, I also understand firsthand both the strengths and challenges that can come with ADHD, and I enjoy helping clients build systems that work with their brains rather than against them.
VirtualAvailable

New to Grow

$110/session

Specialties
Anxiety
Life Transitions
Self Esteem
+5
I’m a down-to-earth therapist who believes therapy should be a place where you can be honest about what’s really going on. I’m warm and easy to talk to, but I’m also not afraid to challenge you when I think it could help. My goal is to understand you as a whole person and help you make sense of what you’re experiencing while figuring out what comes next.
Available

$120/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Child or Adolescent
Parenting
+10
I am Heather! I am here to join clients when they feel ready to explore challenges that may be affecting their emotional well-being, relationships, or daily life. I work with children, adolescents, adults, couples, and families experiencing anxiety, trauma, grief, attachment concerns, family conflict, and life transitions. I also support individuals and families navigating the unique stressors associated with the judicial system. Together, we focus on building insight, strengthening coping skills, improving relationships, and creating meaningful, lasting change.
Available

Often rebooked

$200/session

Open-minded
Authentic
Direct
Specialties
Obsessive-Compulsive (OCD)
Trauma and PTSD
LGBTQ
+9
I am a Licensed Professional Counselor in TX, CO, and ID, passionate about helping individuals heal, grow, and reconnect with themselves in meaningful and lasting ways. My approach to therapy is warm, collaborative, trauma-informed, and grounded in authenticity. I believe healing happens when people feel emotionally safe, genuinely seen, and supported without judgment. I specialize in navigating anxiety, OCD, trauma, emotional overwhelm, relationship challenges, identity struggles, intimacy concerns, trauma, perfectionism, and major life transitions. I also have experience supporting couples, children, adults, LGBTQIA+ clients, neurodivergent individuals, BIPOC communities, and Spanish-speaking clients through culturally sensitive and affirming care. My therapeutic style integrates evidence-based approaches including Exposure and Response Prevention (ERP), Dialectical Behavior Therapy (DBT), mindfulness-based therapy, somatic techniques, play therapy interventions, and sex therapy-informed work. I strive to create therapy experiences that are both practical and deeply compassionate, helping clients better understand themselves while building the tools needed for emotional regulation, healthier relationships, and long-term healing. As a bilingual Latina therapist, I value creating spaces where clients can show up fully as themselves. I understand how culture, family dynamics, identity, and lived experiences can shape emotional wellbeing, and I aim to honor each client’s unique story throughout the therapeutic process. In addition to my clinical work, I am passionate about holistic healing, nervous system regulation, breathwork, and personal growth. My goal is to help clients move beyond survival mode and toward lives that feel more connected, balanced, authentic, and emotionally sustainable. I view therapy as a collaborative journey where healing is not about perfection, but about creating greater self-awareness, resilience, and compassion for yourself along the way.
Available

New to Grow

$150/session

Specialties
Addiction / Substance Use
Family Conflict
Parenting
+10
Hello, my name is Ana Paula. I am a bilingual (English/Portuguese) Licensed Marriage and Family Therapist (LMFT) and Licensed Addiction Counselor (LAC), with a passion for helping individuals and families navigate personal and relational challenges. My approach to therapy is rooted in understanding relationships and the patterns that can develop within families and other important relationships. I use Emotionally Focused Therapy (EFT) to help clients better understand their emotions, attachment needs, and relationship patterns. Together, we work to identify unhealthy patterns, strengthen emotional connections, and develop healthier and more meaningful relationships.
Available

$175/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a bilingual licensed professional counselor and EMDR certified provider in Colorado. My background includes experience working with a variety of mental health conditions, such as mood disorders, personality disorders, trauma disorders, suicidal ideation, anxiety, depression, and psychosis. I have experience supporting survivors of intimate partner violence, human trafficking, migration trauma, war trauma, and cultural challenges. I work primarily with adults navigating trauma and life's challenges who want to understand how past experiences may be affecting their present life, and work to shift the patterns that are contributing to their distress. My approach is collaborative and down-to-earth. I aim to create a space that feels grounded, warm, and genuine--where people can slow down, explore themselves on a deeper level, and feel less alone in what they are carrying. I work at a pace that feels safe and manageable to my clients, while building insight and creating meaningful change. I am a calm, curious, open, empathetic, and insight-driven clinician who deeply values and respects the unique needs, qualities, and hopes of each individual I work with.
Available

New to Grow

$185/session

Specialties
Attachment Issues
Couples Counseling
Life Transitions
+7
Your story, needs, and goals guide our work together. I draw from IFS, mindfulness, body awareness, EFT, and trauma-informed approaches, choosing what feels most comfortable for you. Together, we’ll build on your strengths, make sense of what you’re experiencing, and develop a deeper understanding of yourself with compassion and curiosity. Taking steps toward better mental health takes courage and vulnerability. You’ve already done the hard part, identifying that you need support. If you think we might be a good fit, please reach out!
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.