Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 240 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 4/6/2026

$100/session

Authentic
Direct
Humorous
Solution oriented
Warm

Specialties

Family Conflict
Health/Medical Issues
Mood Disorders
+10
Welcome! I am glad you are here! Choosing counseling / therapy and asking for help is a big step and you will absolutely not regret it! I have worked with clients since 2002 and have been a licensed clinician since 2008. Prior to my Therapist career, I was a career Medical Service Corp Officer in the Army. My focus as your guide throughout our journey together is to use evidence-based modalities to build skills and resiliency while simultaneously reducing or eliminating the stressors that brought you to therapy.
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$100/session

Authentic
Solution oriented
Direct
Empowering

Specialties

Addiction
Mood Disorders
Trauma and PTSD
+10
I am a Licensed Clinical Social Worker and Addictions Specialist with decades of experience in the field. My passion is psychotherapy with adults and couples. I support my clients through a trauma-informed lens. I tailor my treatment approach to each client's individual needs. I am warm, supportive, non-judgmental. I consider it a privilege to partner with my clients in their healing.
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$150/session

Specialties

Anger Management
Crisis Intervention
Life Transitions
+10
I am speaking directly to the genuine, successful women out there. The ones that teeter between I deserve a good relationship to what's wrong with me? The ones that time and time again keep finding themselves in the same place, wanting more for yourself, but unsure just why its not happening for you or what that is. Everyone tells you, that you are a great catch, yet you find yourself attracting these relationships where you are pretending to be someone you are not or just accepting what someone else will give. Or maybe for whatever reason change happened-divorce, kids go off to college and now what? My name is Tawny, I have 25 years experience as a mental health counselor and I have a road map let's start!
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New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Hi there! :) My name is Rebecca, and I work with adults of all ages who experience or have experienced trauma, relational conflict, anxiety, depression, life transitions, self-esteem, grief, and identity issues. I feel honored to be a part of each and every one of my clients' journeys towards healing. I am committed to facilitating a non-judgmental warm, and equal space in therapy. I believe in the power of a therapeutic relationship that is collaborative, supportive, and authentic. I approach therapy from a holistic lens, striving to understand and respect my clients' unique background, cultural context, and belief system. I utilize a myriad of approaches to meet the needs of my clients, including Mindful Self-Compassion, DBT, and relational cultural therapy. I seek to facilitate a non-judgmental, warm, and equal space in therapy. If you are here reading my page today, I hope you know that I am proud of you for taking the first step by looking for a therapist who is right for you. I would love to chat and learn about what you are going through and how I may be able to help. Feel free to reach out via email to schedule with me.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+6
Hello! I'm Audra, and I appreciate you considering working with me. I have almost a decade of professional work experience and over 22 years of raising and homeschooling my family. I obtained my MSW from the University of Denver and am licensed as a clinical social worker in both Colorado and Texas. I spent several years working in the field of sexual abuse, supporting victims and their families. I've also worked in Community Mental Health, providing therapy to individuals and groups managing stress, anxiety, depression, sexual abuse, relationship issues, parenting concerns, trauma, and problems with life changes/stressors. I feel God has given me a gift for connecting with the clients and families I work with. Through this connection, I help you determine the path you want to take. My role as your therapist is to work with you to develop the skills necessary to achieve the treatment goals you have set.
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$150/session

Authentic
Humorous
Solution oriented

Specialties

ADHD
Depression
Trauma and PTSD
+10
I’m a licensed professional counselor with over 12 years of experience working in crisis response, clinical assessment, and trauma-informed care. I work primarily with adults and adolescents 12+ navigating trauma, anxiety, ADHD, burnout, and major life transitions. My approach is collaborative, structured, and grounded in evidence-based practices, including Trauma-Focused Cognitive Behavioral Therapy (TF-CBT). I look forward to working with people on an individual, voluntary basis. I worked for a long time on the involuntary end of treatment and still full heartedly believe in the capacity for change. I believe that the human spirit is intrinsically positive and we are all working towards being the best versions of ourselves with our available means. I applaud anyone reaching out to connect to another person in an attempt to better themselves, welcome you are in the right place. I help clients understand how past experiences and chronic stress continue to influence thoughts, emotions, and behaviors, while building practical skills for emotional regulation and sustainable coping. I place a strong emphasis on pacing, safety, and clarity, especially early in therapy, so clients feel supported while working toward meaningful change. I’m especially well suited to working with individuals who lead active lifestyles and value a therapy process that is goal-oriented, engaged, and applicable to everyday life. My goal is to provide a steady, supportive space where insight leads to action and progress feels both realistic and lasting.
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New to Grow

$90/session

Direct
Open-minded
Solution oriented
Authentic
Humorous

Specialties

ADHD
Life Transitions
Trauma and PTSD
+7
My name is Kirt Baab, LCSW. I have been practicing psychotherapy and counseling since 1983. My practice focuses on using my training and experience to help people get out of the rut where they are stuck. In particular, I engage with people in ways that unlocks their greatest strengths and use those abilities to find relief. Most of us are unaware of how capable we are because we repeat what we know instead of learning something new. You'll find your meetings with me refreshing! I have helped patients change the way they look at themselves. They stop seeing themselves as a problem and grow their self-confidence ultimately acting differently and breaking the habits of criticizing themselves and anticipating failure. Those emotional blocks are just that us standing in our own way. The good news is that no matter what's happened in your life to keep you tied to a painful way of living, relief is possible in fact probable.
VirtualAvailable
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New to Grow

$120/session

Specialties

Domestic Violence
Trauma and PTSD
Anxiety
I’m Claudia, a Licensed Clinician dedicated to creating a safe, supportive space where you can explore your experiences at your own pace. Whether you’re new to therapy or returning to it, I meet you exactly where you are and work collaboratively to help you build a healthier relationship with yourself and others. I draw from a variety of therapeutic approaches and, when helpful, incorporate breathwork, guided meditation, relaxation techniques, and spiritual exploration. My work is grounded in a deep understanding of how trauma, stress, and life transitions shape our lives, often in ways we don’t immediately recognize. With expertise in depression, family and relationship challenges, multicultural issues, PTSD, stress. I’m committed to helping you uncover your strengths, heal from past wounds, and move toward a more balanced, peaceful life. When you’re ready, I’m here to walk alongside you on your healing journey.
VirtualAvailable
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New to Grow

$150/session

Specialties

Anxiety
Self Esteem
Spirituality
+3
I’m Dr. Eunice Joo, a Licensed Professional Counselor who helps individuals and couples gain deeper clarity about their thoughts, emotions, and relationship patterns. My goal is to help people understand the underlying beliefs and assumptions that often shape their reactions, conflicts, and life decisions. When these patterns become clearer, people are better able to make healthier and more meaningful choices for their lives. As an immigrant myself, I understand the unique cultural challenges that many people experience while living between different cultures and value systems. The process of navigating identity, expectations, and belonging can often create confusion, inner conflict, and emotional stress. In my work, I help clients sort through these experiences so they can develop a clearer sense of identity, regain confidence in their values, and learn how to engage with different cultures without losing their own sense of self. My counseling approach focuses on identifying distorted thinking patterns and emotional triggers that may keep people stuck in cycles of confusion, self-doubt, or relational conflict. By helping clients recognize these patterns, I support them in expanding their psychological perspective and developing practical ways to respond more thoughtfully rather than react impulsively. For clients who value faith, I also offer Christian counseling that integrates biblical wisdom, prayer, and personal faith reflection with sound psychological insight. My goal is to help people experience healing, restore their sense of dignity and purpose, and move toward a more grounded and meaningful life.
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New to Grow

$120/session

Specialties

Couples Counseling
Self Esteem
Trauma and PTSD
+2
My name is Haleigh, and I am a Licensed Marriage and Family Therapist located in Grand Junction Colorado. I enjoy seeing couples and individuals. If you’re navigating the pain of a betrayal, hoping to strengthen communication in your relationship, or wanting support as you heal from past trauma, I’m here to help. I specialize in working with couples, as well as teens and adult individuals healing from complex trauma. My approach is grounded in empathy, collaboration, and a deep belief in the power of safe connection to transform our lives. I view therapy as a space where we can slow down, explore patterns with curiosity, and rebuild trust, both within ourselves and in our relationships. I am trained in EMDR and draw from attachment-based and trauma-informed approaches to help clients process painful experiences and create new ways of relating. My office is an affirming, inclusive space for all identities, including the LGBTQ+ community. I strive to meet each person exactly where they are, honoring their unique story and strengths.
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$90/session

Solution oriented
Authentic
Direct
Intelligent
Open-minded
Empowering
Warm

Specialties

Anxiety
Depression
Life Transitions
+6
I am Kaneka Hall, a licensed clinical social worker. I have over 13 years of experience in various settings and various populations including military/veteran, children, adults as well as the geriatric population in community and hospital settings including long-term care/nursing homes. I specialized in disorders such as anxiety, depression and ADHD as well as situational challenges such as family conflict, relationship and peer challenges, life transitions, and religious and cultural challenges.
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New to Grow

$120/session

Specialties

Anxiety
First Responders/Healthcare Workers
Trauma and PTSD
+3
Hello, I'm Allen Davis. I'm dedicated to helping all my clients be the best version of themselves and evolve beyond their present concerns. My approach to therapy is grounded in the belief that a strong, balanced mind, body, and spirit are essential for overall well-being. I strive to show my clients the value of having a counselor in their corner to support them through life's challenges, using the knowledge and skills I've gained through intensive study and diverse life experiences. You don't need to face challenges alone to be your best, and I'm here to help you grow and thrive. I was born in Hartford, Connecticut, and graduated Cum Laude from Springfield College, MA in 2008. My journey has been enriched by my service as a U.S. Army Reserve Supply Technician and my military education, which includes the Ordnance Officer Basic Course, Naval School Explosive Ordnance Disposal, and the Combined Logistics Captains Career Course. In addition to my military background, I hold a Bachelor of Science Degree in Psychology with a concentration in clinical mental health counseling and a minor in criminal justice, a master’s degree in organizational improvement and leadership, a second master's in Higher Education Administration, and a third master’s degree in Clinical Mental Health Counseling. Currently, I'm working on a PhD in Counseling Education and Supervision.
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$140/session

Warm
Authentic
Open-minded
Empowering
Humorous
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+6
Hey! I am Dr. Martecia "Tecii" Oates and I am a licensed professional counselor servicing clients in CO, FL and OK. I specialize in working with current and former athletes, college students, and adults navigating major life transitions between the ages of 16 and 40. My clients often struggle with anxiety, depression, low confidence, or feeling overwhelmed by what’s next. I focus on helping you understand what’s holding you back, strengthen your sense of self, and create forward momentum—without pressure to have everything figured out.
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$200/session

Empowering
Open-minded

Specialties

Anxiety
Depression
Family Conflict
+6
Hi, I’m Sarah! I'm a licensed therapist who offers online therapy for adults in Ohio and Colorado. Many of the people I work with are doing their best — but feel stretched thin, stuck in the same patterns, and unsure of how to calm the noise in their mind and body. In therapy, we’ll gently take a look at what’s going on beneath your patterns — with your stress response, thoughts, emotions, behaviors, and the experiences that shaped them. My style is practical and supportive. I use evidence-based approaches like CBT and mindfulness, and I also bring in body-based and energy-psychology tools when they’re helpful — so we’re not only talking about what’s hard, we’re building skills that help you actually feel different over time. I aim to create a space that feels safe, warm, and grounded — where you can understand yourself with more compassion and feel empowered to move toward the life and relationships you most want. Please note: I currently offer remote individual therapy sessions for adults only. I do not provide couples therapy through my therapy practice or through Grow. I do, however, work with couples separately through my coaching practice, which is outside of Grow Therapy. You can learn more about that here: https://sarahschweppe.com/couples-coaching
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$120/session

Challenging
Direct

Specialties

Anxiety
Coping Skills
Women's Issues
+7
Hi, I’m so glad you’re here. Getting started is one of the hardest steps. I’m a therapist who welcomes clients from all walks of life, with a special passion for supporting women and children. My approach is deeply human‑centered—I believe in truly meeting you where you are and honoring the unique life experiences you bring into each session. My goal is to create a space where you feel seen, safe, and supported as we work together toward healing, growth, and meaningful change. If this sounds like a relationship you are interested in let's schedule an intake.
VirtualAvailable
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New to Grow

$144/session

Specialties

Anxiety
Spirituality
Women's Issues
+5
I chose this line of work to provide others with the skills they need for walking their life path with their heads held high and love in their hearts. At some point we are all given difficult, transformative opportunities. I would be grateful to assist in honoring life's painful experiences and integrating them as they transform you into something greater. As a yoga teacher, therapist, and spiritual seeker who specializes in working with women I use healing modalities that shift the mind, body, and soul. My care will provide a safe space to cultivate an understanding of the symptoms present and how they fit into your life story. I will introduce tools to initially help you alleviate and integrate symptoms, but I hope they're more than that. My goal is for you to gain lifelong skills that leave you feeling empowered when faced with life's twists and turns. Healing is a difficult but beautiful, eye opening journey. I find stimulating the mind, giving the body a voice, and listening to the soul to be the three most important components of healing. My sessions incorporate techniques for relaxing and relating to the body, talk therapy for stimulating the mind, and practices for getting in touch with the soul.
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New to Grow

$150/session

Empowering
Solution oriented

Specialties

Grief
Life Transitions
Trauma and PTSD
+10
Feeling overwhelmed, stuck in patterns, or disconnected from yourself? You’re not alone. I help clients navigate anxiety, relationship challenges, and life transitions with compassion and insight. My goal is to support you in feeling more grounded, understood, and empowered to move forward in your life. My approach is transpersonal, mindfulness-based, and person-centered. I focus on helping you reconnect with your inner wisdom while strengthening the mind-body connection. Together, we explore patterns, emotions, and experiences in a way that feels safe and supportive. I tailor therapy to your unique needs, integrating mindfulness, trauma-informed care, and relational work to support deep and lasting healing.
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New to Grow

$120/session

Specialties

Anxiety
Chronic Illness
Couples Counseling
+1
I would love to help, I hold a safe place to examine yourself. I Have gentle and a kind, challenging style. Have much experience with all types of humans....have strong beliefs about equality and human rights. Dog lover. Love working with couples, and not yet formally trained. Have experience with teens, older adults, and everything in between. As a Photographe, love to capture the essence of people.
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New to Grow

$90/session

Specialties

Anger Management
Anxiety
Depression
+10
I am a Licensed Professional Counselor (LPC) dedicated to providing compassionate, high-quality mental health care. I work with individuals and couples, offering a supportive and collaborative space where clients can explore challenges, build resilience, and move toward meaningful personal growth. My approach begins with a comprehensive assessment to better understand your unique experiences, strengths, and goals. Together, we develop a personalized treatment plan with clear, measurable objectives, ensuring that our work is focused, structured, and effective. I utilize evidence-based therapeutic techniques to help you develop practical coping skills, manage symptoms, and improve overall well-being. I have extensive experience working with a wide range of concerns, including anxiety, depression, stress, and life transitions. I also support clients navigating anger management, grief and loss, relationship challenges, addiction, trauma and PTSD, OCD, bipolar disorder, and other complex mental health conditions.
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$150/session

Empowering
Authentic
Direct
Humorous
Solution oriented

Specialties

Anxiety
Depression
Insomnia/Sleep Issues
+6
Hi, I’m Taylor, a Licensed Professional Counselor and Coach with 15 years of experience and 1000's of hours of one-on-one counseling. My journey in the mental health field has been driven by my deep passion for helping others break free of chronic overthinking, negative self-talk, and stress, so they can truly enjoy the life they have worked so hard to create. I believe that true healing comes from addressing both the mind and the body, which is why I incorporate tools that help calm the body, soothe the mind, and reshape the thoughts that may be contributing to stress and anxiety.
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New to Grow

$100/session

Specialties

Addiction
Couples Counseling
Sex Therapy
+10
I’m a supervisory-level Licensed Professional Counselor and Licensed Addiction Counselor in the State of CO, a founding member of the Colorado Mental Health Professionals Association, and have been in practice for almost 30 years. I am also an American Board of Sexology-certified Clinical Sexologist and teach graduate-level courses on sex-based issues, psychology, and addictions. A prolific writer, I've published numerous articles in a wide variety of publications, including Behavioral Health News, Journal of Sexual Health & Reproductive Medicine, and many others. I've been recognized with citations by both the US Congress and the State of NY Legislature for my work in Community Mental Health.
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$140/session

Empowering
Intelligent
Solution oriented

Specialties

Anxiety
Depression
Mood Disorders
+4
Hello, I'm Sandra Workman, MS, LPC, NCC, CMHC. I work with adults experiencing anxiety, depression, trauma, or mood disorders, that disrupt daily functioning, relationships, work, and financial stability. Using evidenced -based approaches including CBT, DBT, and Solution-Focused Brief Therapy, I help clients build practical skills, reduce stress, and create clear, achievable steps toward recovery. I can help you regain control.
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New to Grow

$100/session

Specialties

Addiction
Anxiety
Depression
+6
My name is Alessia and I am a Licensed Professional Counselor and a Licensed Addiction Counselor. I work with all clients from the ages of 13 to 60+. My therapeutic process unfolds from a trauma-informed and holistic approach that can involve several areas of life. I am attentive and dedicated to the care of each person that I am fortunate to work with. I am inclusive, accepting, and committed to my client's well-being. I am receptive to the uniqueness of each individual.
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$120/session

Humorous
Direct
Solution oriented

Specialties

Addiction
Anxiety
Depression
+8
I am a therapist that enjoys using client centered strategies to help clients better understand themselves and how they exist in the world around them. When I look at my journey through life, I have found that some of the greatest changes I have made were through conversations with others who helped me to see the world from a lens of choice. I have learned over the years that choice relates to actions, that in turn influence dynamics of empowerment and advocacy. Empowerment, advocacy, and perseverance are terms easy to grasp by definition, but much more difficult to follow through with in our day to day experiences. I believe that healing and growth really begin to set in when decisions are made to accept the current reality of ones life and then further commit to strategically apply necessary changes. Over time, I have noticed that therapy often can help people (myself included) gain a greater sense of self efficacy and self confidence, especially when we learn how powerful our thoughts and actions can be! In other words, it is ok if there are things happening in our day that we would rather not go through, however we also have a choice in how we respond in that day. I value the importance of a healthy and healing therapeutic relationship! I also value the process of exploring how trust and hope participate towards how we experience the world.
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$200/session

Authentic
Open-minded
Solution oriented
Intelligent
Direct
Empowering
Humorous
Warm

Specialties

ADHD
Trauma and PTSD
Women's Issues
+3
I’m a licensed therapist with over 18 years of experience helping adults navigate burnout, anxiety, trauma, and life transitions. I work with high-functioning individuals who often appear to have it together on the outside but feel overwhelmed, exhausted, or stuck beneath the surface. Many of my clients are used to pushing through, taking care of others, and managing everything on their own—until it stops working. They come to me looking for more than just coping strategies. They want to understand what’s driving their patterns and experience real, lasting change. My approach integrates EMDR, parts work, and nervous system-focused therapy to help you move beyond surface-level solutions. Together, we work to reduce overwhelm, process unresolved experiences, and shift the patterns that keep you feeling stuck. The impact of this work is more than symptom relief. Clients often begin to feel calmer, more grounded, and clearer in their decisions. They develop a stronger sense of self, improved boundaries, and a greater ability to navigate stress without becoming overwhelmed. My goal is to create a space where you feel supported, understood, and able to make meaningful progress at a pace that feels right for you. You don’t have to keep doing this alone—change is possible, and it can feel more sustainable than you might expect.
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Frequently asked questions

Why filter by state rather than a city?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.