Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 187 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 2/22/2026

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New to Grow

$120/session

Specialties

Anxiety
Coping Skills
Women's Issues
+7
Hi, I’m so glad you’re here. Getting started is one of the hardest steps. I’m a therapist who welcomes clients from all walks of life, with a special passion for supporting women and children. My approach is deeply human‑centered—I believe in truly meeting you where you are and honoring the unique life experiences you bring into each session. My goal is to create a space where you feel seen, safe, and supported as we work together toward healing, growth, and meaningful change. If this sounds like a relationship you are interested in let's schedule an intake.
VirtualAvailable
No reviews yet
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New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Women's Issues
+5
Hi, I'm Lisa and I'm a Licensed Professional Counselor. I have extensive experience in helping clients manage and work through anxiety, depression, breakups/divorce, grief and loss, and a bunch of other things that life throws our way. I view counseling as a partnership between the therapist and the client, and my goal is always to support clients in strengthening their relationship with themselves.
VirtualAvailable

$100/session

Warm
Solution oriented

Specialties

Anxiety
Depression
Men's Issues
+10
I’m a husband and dad to three boys (ages 16, 13 and 8), and family is a huge part of my life. We live on a 20-acre homestead where we raise chickens, goats, pigs, and cows, and we spend a lot of time in the garden. Life on the farm keeps me grounded and reminds me daily of the value of patience, hard work, and slowing down to enjoy what really matters. Faith and community are also central for me. I’m actively involved in my church, and I see my work as an extension of that calling to walk alongside others. I’ve always had an entrepreneurial streak. Alongside my therapy work, I am starting a tech start-up, I’ve run an online store, and I even dabble in Bitcoin mining. I enjoy the challenge of building things from the ground up and thinking outside the box. I also read a lot, and my libertarian leanings have been shaped by writers like Murray Rothbard. The conservative/libertarian focus on freedom, personal responsibility and low time preference connects deeply with how I approach life and therapy: we’re at our best when we are free to live with responsibility in society, own our choices, and pursue truth apart from coercion. When it comes to therapy itself, I integrate my faith with practical, proven methods. I use Christian Counseling, CBT, Reality Therapy, Motivational Interviewing, and the Gottman Method to help people grow emotionally, spiritually, and relationally. My goal is to give you a space where your values are respected, your faith is honored, and you feel equipped to face life’s challenges with hope and clarity. If you’re looking for a therapist who understands the importance of faith, family, freedom, and practical tools for change, I’d love to walk with you on your journey.
VirtualAvailable

$75/session

Specialties

Addiction
Self Esteem
Spirituality
+10
As a transpersonal therapist, I view therapy as a holistic healing container, in which I am a fellow traveler on the path to wholeness. My goal is to awaken the knowing that is already alive within you, guiding you to your truest self. I have been on a personal journey of self-discovery and awakening for over a decade through meditation, yoga, practicing massage therapy for 5+ years, deepening an understanding of healing through the body mind spirit connection. I arrived in the field of counseling as a culmination of my personal journey, from a desire to serve others on the path to healing and integration.
VirtualAvailable
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New to Grow

$100/session

Specialties

Family Conflict
Health/Medical Issues
Mood Disorders
+10
Welcome! I am glad you are here! Choosing counseling / therapy and asking for help is a big step and you will absolutely not regret it! I have worked with clients since 2002 and have been a licensed clinician since 2008. Prior to my Therapist career, I was a career Medical Service Corp Officer in the Army. My focus as your guide throughout our journey together is to use evidenced-based modalities to build skills and resiliency while simultaneously reducing or eliminating the stressors that brought you to therapy.
VirtualAvailable

Often rebooked

$120/session

Open-minded
Solution oriented

Specialties

Addiction
Grief
Sex Addiction
+2
Hello, I am a Licensed Professional Counselor (LPC) who resides in Arizona. I have an LPC in both the state of Arizona and Colorado. For more than 8 years I have worked with both young adults and adults suffering from mood disorders, chemical addictions, behavioral addictions, and grief/loss. I have specific training in grief therapy, sexual addiction, as well as trauma informed care.
VirtualAvailable
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New to Grow

$80/session

Specialties

Anxiety
Depression
Life Transitions
+4
I work with people who are ready to slow down, look inward, and truly start feeling more like themselves again. I specialize in helping with anxiety, depression, and life transitions like break ups and divorce, job loss, or starting something new. My goal as a therapist is to help people figure out how to feel better, find out more about themselves, and face tough decisions.
VirtualAvailable

$150/session

Humorous
Empowering

Specialties

Couples Counseling
Life Transitions
Women's Issues
+3
Welcome! I am a Licensed Mental Health Counselor with over a decade of experience providing individual and couples therapy, with a focus on women’s emotional wellness and relationship concerns. I work with women who find themselves stuck in recurring relationship patterns, struggling with self-worth, or feeling overwhelmed by the pressure of balancing work, relationships, caregiving roles, and personal needs. My approach is warm, collaborative, and nonjudgmental, while also grounded in evidence-based practices. Together, we explore emotional and relational patterns, strengthen communication and boundaries, and develop practical tools to support greater clarity, confidence, and balance. Whether you’re navigating a life transition, relationship stress, or simply feeling disconnected from yourself, therapy offers a space to slow down, gain insight, and create meaningful change. I earned my Bachelor of Arts in Psychology from the University of New Hampshire and my Master’s degree in Counseling Psychology from Assumption College. I also complete ongoing continuing education to stay current with research, clinical best practices, and effective treatment approaches.
VirtualAvailable

Often rebooked

$80/session

Authentic
Open-minded

Specialties

Anxiety
Depression
Insomnia/Sleep Issues
+10
Hello, I'm Cheryl, a Licensed Professional Counselor (LPC) in Colorado with over 20 years of experience in counseling. I believe in treating everyone with respect, sensitivity, and compassion. My therapeutic approach is eclectic, meaning I draw from various techniques to best meet your needs. These may include Cognitive Behavioral Therapy (CBT), Psychoanalysis, and Person-Centered Therapy, among others. Each session is tailored to you as an individual, ensuring that we address your unique concerns and goals.
VirtualAvailable

Often rebooked

$165/session

Solution oriented
Authentic
Warm

Specialties

Anxiety
Men's Issues
Addiction
+6
You might feel like you’ve been carrying too much for too long—trying to keep it together while life feels heavier than it should. Maybe anxiety keeps running the show. Maybe you’ve been stuck in habits or patterns that don’t serve you anymore. Maybe you’ve gone through heartbreak, loss, or betrayal and can’t quite find your footing again. Or maybe you just know something’s off, and you’re tired of pretending everything’s fine. Here’s how I can help. Together, we’ll slow things down and get to the root of what’s really driving your emotions and behaviors—not just the surface stress, but the deeper patterns that keep showing up. I’ll help you develop tools to manage overwhelming thoughts and feelings in real time so you can start responding differently instead of reacting automatically. We’ll also focus on rebuilding your confidence and connection—with yourself and the people who matter most. That means learning how to trust your own instincts again, set boundaries without guilt, and create habits that actually last. Therapy with me isn’t about endlessly talking through problems—it’s about real movement. My goal is to help you feel lighter, more grounded, and genuinely hopeful about where you’re headed.
VirtualAvailable
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New to Grow

$150/session

Specialties

ADHD
Depression
Life Transitions
+10
I value deep self-exploration and find real meaning in the continued growth and change we experience as humans. That often shows up in conversations about identity, purpose, meaning-making, and spirituality. I take your well-being seriously, but I do not believe therapy has to feel rigid or overly formal. I aim to show up authentically and create a space where you feel safe enough to do the same.
VirtualAvailable
No reviews yet
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New to Grow

$105/session

Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi! Welcome! Im glad you're here! Im Bailey, can't wait to meet you! I am a dedicated therapist with over six years of experience and have worked in a multitude of settings such as schools, hospitals, and the community. You are already moving forward-taking the step to look for support shows your strength, and I’d be honored to walk with you on your healing journey. I see therapy as a collaborative process where we work together to find goals that truly matter to you. We'll create a plan that feels realistic and meaningful to you. I realize that goals can shift as you grow, so we’ll adjust to match your evolving needs. Throughout the process, I will celebrate the progress you make, big or small, along the way.
VirtualAvailable

$140/session

Warm
Authentic

Specialties

Anxiety
Eating Disorders
Obsessive-Compulsive (OCD)
Hi, I’m Charly Volk, a Licensed Clinical Social Worker (LCSW) with over 15 years of experience supporting individuals through life’s ups and downs. I’ve had the privilege of working with children, teens, and adults (ages 6 and up), and I truly believe that every person’s story deserves to be heard, honored, and valued. I provide compassionate, evidence-based therapy for adults, teens, and couples navigating anxiety, depression, panic, OCD, and eating disorders. My practice is rooted in creating a safe, collaborative space where you can explore challenges, build resilience, and move toward lasting change.
VirtualAvailable

$75/session

Authentic
Warm
Empowering

Specialties

Anxiety
Family Conflict
Life Transitions
+10
Hello, I’m Marisol Cruz. I am a bilingual Licensed Clinical Professional Counselor (LCPC) and Licensed Mental Health Counselor (LMHC) offering therapy in both English and Spanish. With 24 years of experience as a school counselor and over 5 years as a mental health clinician, I support adults who are navigating life transitions, relationship challenges, stress, anxiety, depression, and issues with self-worth or confidence. I also have extensive experience helping individuals manage overthinking, emotional overwhelm, and communication difficulties. My approach is warm, collaborative, and client-centered. I believe therapy should feel safe and supportive, and I work to create a non-judgmental space where you can express yourself openly. Together, we will identify your goals, understand what’s weighing on you, and develop practical strategies to help you feel more grounded, confident, and emotionally balanced. Whether you’re seeking clarity, guidance, healing, or personal growth, I’m here to walk with you every step of the way. You don’t have to navigate this alone. Let’s work together to create meaningful and lasting change.
VirtualAvailable
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New to Grow

$80/session

Specialties

Anxiety
Coping Skills
Life Transitions
+8
Hello! My name is Kawaski Owens and I am a Licensed Professional Counselor. I have experience working with diverse populations to resolve various mental health concerns like anxiety, depression, relationships, and trauma. Therapy is a journey of trust and transparency. I like to believe the client is the professional of their life who trusts me to assist with helping them to realize their goals. I use a person-centered approach meaning we go at your pace ensuring that you are comfortable and respected during our sessions.
VirtualAvailable

$120/session

Empowering
Warm
Open-minded

Specialties

Anxiety
Parenting
Women's Issues
Hi, I’m Samantha! I’ve been a clinician for over twelve years, and I genuinely love this work. My passion lies in helping clients tap into their strengths, navigate challenges, and create meaningful change in their lives. Over the years, I’ve worked with people of all ages in schools, juvenile justice, and long-term care—experiences that have given me a deep appreciation for the resilience of the human spirit. As a mom, I understand firsthand how life can be both beautifully rewarding and incredibly overwhelming. I bring that perspective into my sessions—combining compassion, curiosity, and a sense of humor with a down-to-earth, real-world approach. Outside of my practice, I enjoy listening to audiobooks, organizing (yes, it’s my version of therapy!), and spending time with my family. Fun fact: I have a degree in Philosophy and even studied Japanese in high school!
VirtualAvailable

$200/session

Solution oriented
Authentic

Specialties

LGBTQ
Life Transitions
Serious Mental Illness
+10
Hi, I’m Henry L. Smith Jr., LCSW, and I provide compassionate, trauma-informed therapy for children, adults, and families. I specialize in helping clients heal from trauma, manage anxiety and depression, and navigate life transitions with clarity and confidence. My goal is to create a safe, supportive space where you can grow, build resilience, and find lasting balance and peace you deserve.
VirtualAvailable

$115/session

Empowering
Solution oriented
Open-minded

Specialties

Mood Disorders
Self Esteem
Substance Misuse
Hi there! I'm a Licensed Clinical Social Worker (LCSW) in Florida. I received my Master of Social Work from at the University of Central Florida. I'm a Florida native, where I've raised my children as a single mom and business owner. I have learned to roll with the punches and enjoy helping others not only survive, but thrive in adversity.
VirtualAvailable
No reviews yet
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New to Grow

$200/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hello, I'm Brandon. I am a licensed clinical social worker with +8000 hours of experience in providing therapy and supervision to other clinicians. I am passionate about helping other work through challenges in a collaborative and kind way. I look forward to getting to know you and understanding your unique experience of life. I also speak Spanish and Italian. :)
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$120/session

Specialties

Addiction
Anxiety
Depression
+8
I am a therapist that enjoys using client centered strategies to help clients better understand themselves and how they exist in the world around them. When I look at my journey through life, I have found that some of the greatest changes I have made were through conversations with others who helped me to see the world from a lens of choice. I have learned over the years that choice relates to actions, that in turn influence dynamics of empowerment and advocacy. Empowerment, advocacy, and perseverance are terms easy to grasp by definition, but much more difficult to follow through with in our day to day experiences. I believe that healing and growth really begin to set in when decisions are made to accept the current reality of ones life and then further commit to strategically apply necessary changes. Over time, I have noticed that therapy often can help people (myself included) gain a greater sense of self efficacy and self confidence, especially when we learn how powerful our thoughts and actions can be! In other words, it is ok if there are things happening in our day that we would rather not go through, however we also have a choice in how we respond in that day. I value the importance of a healthy and healing therapeutic relationship! I also value the process of exploring how trust and hope participate towards how we experience the world.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$60/session

Specialties

ADHD
Anxiety
Depression
+10
I have been a Licensed Professional Counselor (LPC) in Colorado and actively working in the field since 2010. I have been told that I have a calming presence, a decent sense of professional insight, and a serious approach to empowering clients to find success and improve their mental health. You don’t have to suffer in silence. I am there for you. I listen, collaboratively work with you, assist with life goals and help guide you toward better mental health.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$200/session

Specialties

Anxiety
Depression
Family Conflict
+2
I’m Sarah! I offer online therapy for adults in Ohio and Colorado. Many of the people I work with are doing their best—but feel stretched thin, stuck in the same patterns, and unsure of how to calm the noise in their mind and body. In therapy, we’ll gently take a look at what’s going on beneath your patterns—with your stress response, thoughts, emotions, behaviors, and the experiences that shaped them. My style is practical and supportive. I use evidence-based approaches like CBT and mindfulness, and I also bring in body-based and energy-psychology tools when they’re helpful—so we’re not only talking about what’s hard, we’re building skills that help you actually feel different over time. I aim to create a space that feels safe, warm, and grounded—where you can understand yourself with more compassion and feel empowered to move toward the life and relationships you most want.
VirtualAvailable
No reviews yet
No reviews yet

New to Grow

$150/session

Specialties

Anxiety
LGBTQ
Trauma and PTSD
+4
Hi! I'm Mary and I realllly like my job. I am accepting clients both in person and virtually. I use a combination of Adlerian theory, Person-Centered, and ACT. I have training in complex trauma/PTSD, OCD, and anxiety. I am LGBTQ+ affirming. When not working, I am either going on walks with my dog, reading, playing Stardew Valley, or spending time with friends and family.
VirtualAvailable

$150/session

Warm
Open-minded
Humorous

Specialties

Addiction
Depression
Self Esteem
+4
Are you feeling overwhelmed, stuck, or weighed down by life’s challenges? Whether you are struggling with depression, anxiety, substance use, trauma, relationship issues, or the stress of everyday life, you do not have to go through it alone. My name is Michael, and I am a licensed therapist with over a decade of experience helping people from all walks of life find clarity, healing, and growth. I have worked extensively with individuals facing depression, anxiety, bipolar disorder, substance use and recovery, childhood and relational trauma, men’s issues, self worth, identity struggles, and relationship difficulties. My approach is compassionate, practical, and supportive. I focus on meeting you where you are and working together to untangle what feels overwhelming, while giving you tools that create real change. Therapy with me is not about quick fixes but about building a life that feels balanced, meaningful, and authentic. I also understand the importance of creativity and personal expression. My background in the arts has shown me how vital it is to have outlets for what we carry inside. Many of my clients are artists, performers, and writers, but creativity is not required. What matters is that you are a human being with a story, and I am here to help you move forward with strength and clarity. When we work together you will find a therapist who listens without judgment, asks thoughtful questions, and collaborates with you to find solutions that fit your life. I look forward to meeting you, learning your story, and helping you take the next step toward healing and growth.
VirtualAvailable

$125/session

Direct
Warm
Open-minded

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hi! I’m a Licensed Professional Counselor (LPC) licensed in Colorado and Texas. I received my Masters from the University of Texas - El Paso and have been practicing for over 15 years. I believe that every person has the capacity for resilience and change. Whether you're looking to overcome specific challenges or simply seeking support, I am here to help guide you on your journey toward a more fulfilling life.
VirtualAvailable
Frequently asked questions

Why filter by state rather than a city?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.