Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 365 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

DenverColorado SpringsGreenwood Village

Availability updated: 10/7/2026

$150/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
VirtualAvailable

$250/session

Empowering
Intelligent
Authentic
Specialties
Anxiety
Life Transitions
Self Esteem
+10
I am a board-certified Music Therapist and licensed Marriage and Family Therapist with 14 years of experience, serving clients across California and Colorado. My own journey informs my work: I grew up in California and built a successful business before transitioning my life to Colorado. I then spent two years as a digital nomad—traveling by car across the US and living abroad for 1.5 years—all while managing and growing my business. I understand how to maintain excellence while in motion, and I use an IFS-informed somatic and creative approach to help you find that same internal groundedness and freedom.
VirtualAvailable

$150/session

Authentic
Challenging
Direct
Specialties
Anxiety
Life Transitions
Mood Disorders
+10
I am a seasoned therapist of 30 years, and open to work with most adult and adolescent clients. I also have specialized training in the area of coparenting after divorce or separation. My work is focused on the needs of my clients, and I draw from a variety of approaches, depending on your specific needs. Personally, I take great pride in my work, but also enjoy the outdoors, live music, and I volunteer with a few nonprofits that promote positive social action. I've been a single parent and am proud of my now adult children, but understand the complex difficulties in raising children on your own.
Available

Often rebooked

$125/session

Authentic
Warm
Empowering
Specialties
Anxiety
LGBTQ
Life Transitions
+10
Hi, I'm Chelsea, a Licensed Professional Counselor with a passion for working with individuals navigating anxiety, identity, and life's many transitions. I believe that real, lasting change doesn't come from a technique or a worksheet, it comes from the relationship we build together. Research consistently shows that the therapeutic relationship is the most powerful predictor of meaningful growth. That's why I'm deeply committed to creating a space where you feel genuinely seen, heard, and never judged. A place where you can show up exactly as you are. Whether you're stepping into something new, feeling stuck in place, or simply trying to find your footing, I'm here to help you navigate every step of the way. My approach is collaborative at its core. I don't believe in one-size-fits-all solutions, because you are not a one-size-fits-all person. Together, we'll explore what's keeping you stuck, uncover your strengths, and work toward the kind of change that actually lasts at a pace that feels right for you. If you're ready to take that first step, I'd love to connect.
Available

$120/session

Authentic
Warm
Empowering
Specialties
Addiction
Substance Misuse
Trauma and PTSD
+3
I’ve had the privilege of walking alongside individuals as they navigate life’s challenges for the past 30 years. It’s truly an honor to support people through difficult times and be part of their journey toward healing and growth. I’ve supported individuals working through trauma, addiction, anxiety, grief, and major life transitions. I work with people who feel overwhelmed, stuck, or uncertain—often carrying pain they’ve held for a long time. Together, we begin a journey of healing and change, uncovering what’s been holding them back and building a path forward that feels meaningful, empowering, and aligned with who they truly are. My approach is warm and grounded in evidence-based practices. I strive to help you feel safe, understood, and empowered to make meaningful changes. The work we do together can help you reconnect with yourself, build resilience, and create a life that feels more balanced and fulfilling.
VirtualAvailable

$200/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Mood Disorders
Trauma and PTSD
+9
Hi there, I'm Alicia. Are you feeling lost or stuck in some aspect of your life and finding it hard to move forward? Is it hard to be kind to yourself? With your permission, I help to hold the container for deeper exploration and healing. I am a trauma-focused therapist, certified in EMDR and trained in Mindfulness-Based Stress Reduction (MBSR), and Internal Family Systems (IFS) therapy. I’m originally from Southern California, the traditional homelands of the Tongva (Gabrielino) and Chumash peoples, and I’m now based in Colorado, on the ancestral lands of the Arapaho, Ute, and Cheyenne peoples. I offer virtual individual therapy to clients in both states. I believe that each of us possesses an internal source of wisdom that can be cultivated through psychotherapy, psychedelic medicines, meditation practices, yoga and other connecting practices that link the brain, body and spirit. My therapeutic approach is grounded in mindfulness, compassion, curiosity, and respect. I often draw from concepts rooted in Buddhist psychology and contemplative traditions. I frequently incorporate EMDR as an evidence-based method for working with both acute and developmental trauma, along with parts work (IFS). I am attentive to the impact of a person’s social, physical, and cultural environment, as well as systems of oppression. Clients describe my approach as warm, relational, collaborative, strengths-based, and trauma-informed. I cannot do the work for you, but I can help you along the way, and it is truly an honor and a joy for me.
VirtualAvailable

$175/session

Authentic
Warm
Empowering
Specialties
ADHD
Anxiety
Life Transitions
+10
I'm a therapist with a PsyD and an LPC license. I work with teens and adults in need of true listening and clear-headed guidance through the overwhelm. Maybe things have been piling on for a while, or something recently tipped the balance, but whatever’s going on, you don’t have to navigate it on your own. I’m engaged, attuned, and honest. Together, we sort through it, find some steadiness, and move toward solutions and solace. We make small, manageable shifts so you can feel more like yourself again. And if you’re not even sure who that is yet, we’ll start there.
Available

New to Grow

$200/session

Specialties
ADHD
Anxiety
Bipolar Disorder
+10
As a therapist, I am someone who genuinely cares about the mental health and well-being of my clients. I care about the whole person—their thoughts, emotions, experiences, relationships, identity, and the holistic expression of who they are. I believe therapy is not simply about treating a problem; it is about developing insight, building skills, understanding patterns, and creating the capacity to become a healthier and more authentic version of oneself. I love witnessing the growth process. There is something powerful about watching a person begin to understand themselves differently, recognize their own strength, and realize that they have choices they may not have seen before.
Available

New to Grow

$160/session

Specialties
Anxiety
Childhood / Intergenerational Trauma
Life Transitions
+4
I help adults, kids and teens heal from the inside out by weaving together EMDR, attachment work, and nervous system regulation. If you’re navigating trauma, relationship hurdles, or a loss of self-worth. My work is grounded in the belief that you don’t need to be “fixed.” You may have learned to cope by staying busy, staying strong, or staying small — but those patterns made sense at one point.
Available

New to Grow

$125/session

Specialties
Anxiety
Perinatal / Postpartum
Trauma and PTSD
+10
I’m Melissa Watley, MA, LPC, LAC, and the owner of Fresh Start Counseling. I’ve worked in the mental health field since 2006 and provide individual and couples counseling. My approach is trauma-informed, compassionate, and individualized, creating a judgment-free space where clients can feel understood, work through difficult experiences, and build meaningful change.
Available

Often rebooked

$120/session

Solution oriented
Warm
Intelligent
Specialties
Anxiety
Family Conflict
Trauma and PTSD
+8
I lean on a humanistic and strength based style. I offer a warm and compassionate space to explore your emotional landscape so that you can focus on things like gaining insight, processing difficult memories, or maybe finding a more balanced communication with your nervous system. I strive to be the type of therapist that is always learning and growing. In my free time, I love to enjoy the outdoors, read, bike, and drink a cozy cup of tea,
Available

$110/session

Solution oriented
Direct
Empowering
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a licensed professional counselor in Colorado with over 10 years of experience working as a mental health therapist. I received a bachelor’s in psychology in 2006 and a master’s in clinical Mental Health from the University of Colorado in Colorado Springs in 2010. I have worked with the English and Spanish speaking civilian and military population in a variety of areas, some of which are: couples counseling, family counseling, parenting, blended families, Post Traumatic Stress Disorder (PTSD), domestic violence, grief, communication skills, personality disorders (such as bipolar disorder, borderline personality disorder), ADHD, depression, anxiety, emotional and sexual abuse, life changes, divorce, immigration, addictions, and military individual LGBTQ+ and family issues.
VirtualAvailable

$150/session

Empowering
Authentic
Humorous
Specialties
Anxiety
Childhood / Intergenerational Trauma
Trauma and PTSD
+3
Hi, I’m Shenelle Roebuck, LCSW, and I’m the founder of Kuumba Therapy, LLC. I’m a licensed clinical social worker, therapist, and empowerment-focused professional who believes that healing is not about becoming someone new, it’s about reconnecting with the person you have always been underneath the pain, expectations, and experiences that may have shaped you. For more than 15 years, I have had the privilege of walking alongside individuals as they navigate trauma, anxiety, life transitions, self-esteem challenges, relationships, and personal growth. At Kuumba Therapy, I focus on helping clients move beyond simply coping and toward living with greater confidence, clarity, purpose, and joy. I help clients recognize their strengths, understand how past experiences may influence their present, develop healthier boundaries, strengthen their self-worth, and create practical strategies for meaningful change.
Available

$100/session

Authentic
Humorous
Specialties
Anxiety
Attachment Issues
Family Conflict
+4
I believe therapy should be practical, collaborative, and grounded in approaches that have demonstrated clinical effectiveness. My style is directive, solution-focused, and evidence-based, with an emphasis on helping clients understand what is happening, identify what can change, and develop concrete strategies for moving forward. I view therapy as a collaborative process, while also believing that clients often benefit from a therapist who can provide clear guidance, thoughtful challenge, and practical direction. My goal is not simply to help you feel better in the moment, but to help you develop lasting skills and a stronger understanding of yourself.
Available

Often rebooked

$150/session

Warm
Authentic
Intelligent
Specialties
Anxiety
Life Transitions
Trauma and PTSD
+7
Hi! I’m Arley Gordon, LCSW, LISW-CP, a licensed therapist offering compassionate, inclusive support for adolescents, adults, and parents. My approach is rooted in trust, empathy, curiosity, and genuine care, and I believe meaningful change begins in a safe, supportive relationship where you feel seen and understood. I’m committed to walking alongside you as you grow, heal, and deepen your self-understanding. I am the founder of Talk About Stuff, a mental health practice dedicated to supporting individuals through life’s challenges.
VirtualAvailable

$110/session

Intelligent
Direct
Solution oriented
Specialties
Addiction
Anxiety
Depression
+10
I was drawn to this work because I know the impact that support from others can have. At different points in my life, I have benefited from people who helped me face challenges, understand myself more clearly, and move through difficult seasons with more honesty and direction. Those experiences taught me how powerful it can be to have someone help you feel less alone while also encouraging growth, accountability, and change. That shaped my desire to offer the same kind of support to others.
Available

New to Grow

$100/session

Specialties
Autism
Career Counseling
Learning / School Challenges
+8
Hello! My Name is Michael. I have been a Licensed Professional Counselor for the last 4 years. I love working with people, helping them attain a higher quality of life. While I work with everyone, I mainly focus on Adolescents, Teenagers and Young Adults. A lot of the client's I work with are on the Autism Spectrum.
Available

$175/session

Warm
Solution oriented
Authentic
Specialties
Anxiety
Depression
Trauma and PTSD
+10
I am a bilingual licensed professional counselor and EMDR certified provider in Colorado. My background includes experience working with a variety of mental health conditions, such as mood disorders, personality disorders, trauma disorders, suicidal ideation, anxiety, depression, and psychosis. I have experience supporting survivors of intimate partner violence, human trafficking, migration trauma, war trauma, and cultural challenges. I work primarily with adults navigating trauma and life's challenges who want to understand how past experiences may be affecting their present life, and work to shift the patterns that are contributing to their distress. My approach is collaborative and down-to-earth. I aim to create a space that feels grounded, warm, and genuine--where people can slow down, explore themselves on a deeper level, and feel less alone in what they are carrying. I work at a pace that feels safe and manageable to my clients, while building insight and creating meaningful change. I am a calm, curious, open, empathetic, and insight-driven clinician who deeply values and respects the unique needs, qualities, and hopes of each individual I work with.
Available

New to Grow

$100/session

Specialties
Addiction / Substance Use
Anxiety
Trauma and PTSD
+4
I know how difficult it can be to find a therapist. Thank you for taking the time to read this. I'm offering how to accept your thoughts, and emotions, while using skills to be in the moment and less reactive. We can use breath work, guided imagery, somatic work, exposure therapy, and journaling. My professional career spans working in community mental health systems and helping people cope with a range of diagnoses and severities. My focus is on helping people cope with depression, anxiety, trauma, addictions, and issues that affect men specifically.
Available

New to Grow

$120/session

Specialties
ADHD
Anxiety
Family Conflict
+10
I’m a Licensed Clinical Social Worker who provides a warm, supportive, and nonjudgmental space where clients can feel heard and understood. I work collaboratively with clients navigating anxiety, grief and loss, trauma, life transitions, relationship challenges, and everyday stress. My approach is practical, compassionate, and tailored to each person’s unique needs, strengths, and goals.
Available

New to Grow

$195/session

Authentic
Warm
Specialties
Anxiety
Career Counseling
Emotional Regulation
+4
There are times in life when our ability to cope is no longer sufficient to get us through a difficult passage or challenge. This can leave us feeling anxious, depressed or lost. Therapy with me can help you develop coping skills, build resilience and heal. I am passionate about walking the healing journey with you while focusing on supporting your strengths. I am a dedicated Licensed Professional Counselor (LPC) with 25 years’ experience. I apply my training in Cognitive Behavioral Therapy, EMDR, Internal Family Systems (IFS), Somatic Experiencing, and relationship/couples counseling to help you recover and develop your natural capacity to experience well-being and live a full, healthy life. My husband and I have raised an adopted daughter from Guatemala. It has been the privilege of a lifetime. The family expanded further recently and welcomed three canine friends! One is a loving service dog named Phoebe, the Golden Doodle. I enjoy hiking with Phoebe and cycling with my husband on our gorgeous Colorado trails.
Available

New to Grow

$125/session

Specialties
Anxiety
Burnout
Life Transitions
+6
Hi, I’m Christine, a Licensed Clinical Social Worker with over 20 years of experience helping people navigate life’s challenges. I believe therapy should be a space where you can show up as yourself, feel heard and supported, and also be challenged when needed. My style is laid-back, warm, and collaborative—I’ll ask thoughtful questions, help you explore patterns in your thoughts and relationships, and support you in making changes that feel meaningful to you. At The Mental Wellness Studio, my goal is to create a space where you feel comfortable doing the work while knowing you don’t have to figure everything out on your own.
Available

New to Grow

$200/session

Specialties
Couples Counseling
Men's Issues
Women's Issues
+4
I'm a Licensed Professional Counselor in Colorado specializing in couples therapy, particularly couples caught in the pursue-withdraw cycle — one partner chasing the conversation, the other shutting down. I also work individually with men who go quiet during conflict. My approach is active and coaching-based: you'll practice new skills in session and bring real issues from your week so we can work them live. The goal is change you can actually feel, not just insight. I accept insurance for individuals. I only take private pay for couples counseling is $200 for 53 minute sessions.
Available

New to Grow

$220/session

Specialties
Anxiety
Burnout
Life Transitions
I’m Andrew, a Colorado therapist and founder of Contemplative Caregiver. I work with caregivers and people facing grief, stress, change, or family strain. My style is warm, mindful, shaped by your story. We make space for hard things, build on what helps, and find clear steps that fit your life.
Available

New to Grow

$150/session

Specialties
Attachment Issues
Codependency
Trauma and PTSD
+10
Hi! I'm Kristina Carrera. I help people who feel constantly exhausted by anxiety, emotional burnout, or relational conflict find their way back to solid ground. In our sessions, you’ll find a non-judgmental harbor where you are truly heard and understood. We will work together using practical, evidence-based approaches to break destructive patterns, restore your emotional energy, and create meaningful, lasting change so you can show up fully for yourself and the people you love.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.