Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 339 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/29/2026

$150/session

Solution oriented
Authentic
Warm

Specialties

Addiction
Anxiety
Life Transitions
+6
Hi, I'm Kristin. I'm a Licensed Addiction Counselor and a Licensed Professional Counselor in Colorado. I have worked in the field since 2011, primarily in substance treatment programs, jails, and with individuals struggling with serious mental illness. I began my private practice during the height of COVID-19 in May 2020. I specialize in addiction and relationships, focusing on boundaries, conflict, and relational dynamics. I have significant experience working with adults impacted by addiction and mental health issues, using therapy as a means to understand their experience and learn from it to enable purposeful movement forward.
VirtualAvailable
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$175/session

Warm
Empowering
Authentic

Specialties

ADHD
Anxiety
Life Transitions
+10
I'm a therapist with a PsyD and an LPC license. I work with teens and adults in need of true listening and clear-headed guidance through the overwhelm. Maybe things have been piling on for a while, or something recently tipped the balance, but whatever’s going on, you don’t have to navigate it on your own. I’m engaged, attuned, and honest. Together, we sort through it, find some steadiness, and move toward solutions and solace. We make small, manageable shifts so you can feel more like yourself again. And if you’re not even sure who that is yet, we’ll start there.
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$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Life Transitions
Self Esteem
+7
Hi there! I'm Courtney. I received my Masters from St. Edwards University and have been practicing for four years. I work with couples and adult individuals, offering virtual therapy to Colorado & Texas residents. My specialty areas include relational issues & dynamics, anxiety, people pleasing & self-growth. I am here to support you in creating meaningful change and deeper connections.
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Often rebooked

$120/session

Solution oriented
Warm
Intelligent

Specialties

Anxiety
Family Conflict
Trauma and PTSD
+8
I lean on a humanistic and strength based style. I offer a warm and compassionate space to explore your emotional landscape so that you can focus on things like gaining insight, processing difficult memories, or maybe finding a more balanced communication with your nervous system. I strive to be the type of therapist that is always learning and growing. In my free time, I love to enjoy the outdoors, read, bike, and drink a cozy cup of tea,
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$125/session

Authentic
Intelligent
Open-minded

Specialties

Anger Management
Anxiety
Depression
+10
With an extensive background spanning the full continuum of care—from outpatient services to long-term inpatient mental health—I have dedicated my career to supporting individuals across a vast spectrum of life experiences. My professional journey has been shaped by the guidance of exceptional mentors and supervisors who have instilled in me a commitment to continuous growth as a provider. When a client chooses to invite me into their life, I view it as a profound honor and one of the highest levels of trust a person can extend. Because I value this relationship so deeply, I am committed to finding the right fit.
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$90/session

Empowering
Intelligent
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Welcome. I am Cathy. Congratulations for taking the first step on your journey to finding and restoring balance in your life. I have a Masters in Medical Anthropology and Masters and license in Clinical Social Work. I have worked in the field of: primary, medical and secondary trauma for 20 years, and support people through both anxiety and depression that results from being disrespected or abused. I am a practitioner of restorative yoga, ear acupuncture, meditation and intentional self- care. Our work together will be compassionate and collaborative, in order to establish ways to bring you more peace. Offering trauma-Informed Care (TIC), I emphasize safety, trust, empowerment and choice. My Cognitive Behavioral Therapy ( CBT), Mindfulness and Solution Focused Therapy lens will address common symptoms like intrusive thoughts, difficulty sleeping, hyperarousal and anger. We may explore areas of your intergenerational /cultural history that have a role in your current concerns. I offer a whole person, holistic approach and integrate self care principles to support your well being journey. .
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New to Grow

$120/session

Specialties

Anxiety
Depression
Health/Medical Issues
+9
Life can be challenging, and it's easy to feel stuck in patterns that no longer serve you. I believe therapy isn't about eliminating every difficult thought or emotion - it's about learning how to respond to life's challenges in ways that align with your values and help you build a rich, meaningful life. My approach is warm, practical, and collaborative. I strive to create a space where you feel heard, understood, and accepted while also helping you identify patterns that may be keeping you stuck. Together, we'll explore your values, build on your strengths, develop practical tools, and work toward meaningful, lasting change to help you move toward the life you want, feeling more balanced and fulfilled even when life feels uncertain or difficult.
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Often rebooked

$110/session

Warm
Empowering
Intelligent

Specialties

Addiction
Anxiety
Depression
+7
Hi, I'm Saray Maldonado, MSW, LCSW, I’m a Licensed Clinical Social Worker passionate about helping adults navigate life’s challenges with clarity and confidence. I provide telehealth therapy for individuals struggling with depression, anxiety, anger management, substance use, or life transitions. I create a safe, supportive space where clients feel heard, understood, and empowered to explore what’s getting in the way of their well-being. My background includes work in psychiatric hospitals, outpatient clinics, residential programs, and integrated primary care. These experiences have allowed me to support adults through both acute crises and ongoing emotional challenges. I tailor therapy to each person’s unique story, strengths, and goals. I most often work with depression, anxiety, substance use, trauma, stress, self-esteem, and relationship or life transition concerns. My approach blends evidence-based practices such as CBT, DBT, EMDR, mindfulness, and somatic techniques with compassion and collaboration. I have provided clinical services since 2017 and have been licensed as a Clinical Social Worker since 2024. At the heart of my work is helping adults heal, grow, and reconnect with what matters most in their lives.
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$130/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Family Conflict
+10
Hi, I'm so happy you're here! My name is Maggie and I am a Colorado based licensed clinical social worker seeing clients in Oregon, Colorado, and Idaho via telehealth. I graduated from the University of Houston with a Master of Social Work in 2020 and since have worked in both medical and psychiatric hospital settings as a case manager and crisis intervention specialist and for a nonprofit providing solution-focused brief therapy and crisis intervention to teens and their families. Taking the first step to contact a therapist can feel intimidating and sometimes conflicting. Please feel more than welcome to reach out to see if we would be a good match!
VirtualAvailable
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$99/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+4
I'm a goofy, positive gal with a deep well of a capacity for the richness of human emotions in all forms. I love to express myself in painting, and song, and trying new things. I love doing therapy because it's amazing to see people get breakthrough and it's truly a huge honor to walk with you for a period of your journey. I believe humans are resilient, and my job is to empower you with tools so that you don't need me anymore! It's the best when I work myself out of a job with you because we did such great teamwork, and we really found what works for you.
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$100/session

Warm
Solution oriented
Open-minded

Specialties

Family Conflict
Health/Medical Issues
Mood Disorders
+10
Welcome! I am glad you are here! Choosing counseling / therapy and asking for help is a big step and you will absolutely not regret it! I have worked with clients since 2002 and have been a licensed clinician since 2008. Prior to my Therapist career, I was a career Medical Service Corp Officer in the Army. My focus as your guide throughout our journey together is to use evidence-based modalities to build skills and resiliency while simultaneously reducing or eliminating the stressors that brought you to therapy.
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$150/session

Solution oriented
Open-minded
Authentic

Specialties

ADHD
Depression
Trauma and PTSD
+10
I'm a Licensed Professional Counselor with over 12 years of experience in crisis response, clinical assessment, and trauma-informed care. I work primarily with adults and adolescents (12+) navigating trauma, anxiety, ADHD, burnout, and major life transitions. My approach draws from Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), and Trauma-Focused CBT (TF-CBT). I believe therapy should help people become more confident in understanding themselves and responding to life's challenges. My goal isn't to provide all the answers, but to help clients leave with the perspective and a different way of navigating challenges. Before entering outpatient practice, I spent many years working in crisis services and involuntary treatment settings. That experience reinforced something I continue to believe deeply: people are often capable of far more change than they realize. Everyone has the capacity to get better and make positive changes. I especially enjoy working with people who are curious, reflective, and invested in their own growth. Many of my clients are professionals, entrepreneurs, healthcare workers, first responders, and others balancing demanding lives while striving to live with greater purpose and intention. As someone who is neurodivergent myself, I also understand firsthand both the strengths and challenges that can come with ADHD, and I enjoy helping clients build systems that work with their brains rather than against them.
VirtualAvailable
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New to Grow

$150/session

Humorous
Warm

Specialties

Addiction
Anger Management
Substance Misuse
+10
Reaching out for therapy takes courage, and you don't have to navigate life's challenges alone. I provide compassionate, collaborative telehealth counseling for adults throughout Colorado in a space where you can feel heard, respected and supported. I specialize in helping clients navigate addiction and recovery, trauma, grief, relationship challenges, anxiety, life transitions, stress and emotional regulation. My approach is trauma-informed, person-centered and tailored to your unique needs. Drawing from evidence-based therapies including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT) and Motivational Interviewing, we'll work together to better understand what's keeping you stuck, build practical coping skills and create meaningful, lasting change.
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$200/session

Solution oriented
Authentic
Direct

Specialties

Anxiety
First Responders/Healthcare Workers
Personality Disorders
+9
Dr. Ari here, founder of Tactful Disruption® (a trademarked methodology and federally recognized dual-expertise clinic). I’m a business psychologist and licensed psychotherapist who works with adults navigating anxiety, first responders, and individuals managing personality patterns that impact identity, relationships, and emotional regulation. My approach is experiential, trauma‑informed, and grounded in developmental psychology. I help clients understand how past experiences shape present patterns and support them in building clarity, stability, and healthier ways of relating to themselves and others. My style is collaborative, direct, and deeply attuned to each client’s lived experience.
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$140/session

Empowering
Authentic
Direct

Specialties

Anxiety
Bipolar Disorder
Depression
+10
My work as a therapist has given me the privilege of supporting people from many different backgrounds, cultures, and walks of life. Through these experiences, I've come to appreciate that while our stories are unique, many of us share similar struggles: wanting to feel connected, understood, accepted, and at peace within ourselves. I view therapy as a collaborative process rooted in curiosity, self compassion, and growth. Whether you're navigating a difficult chapter or seeking a deeper understanding of yourself, I aim to provide a space where healing, insight, and meaningful change can emerge.
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$110/session

Direct
Intelligent
Empowering

Specialties

Addiction
Anxiety
Depression
+10
I was drawn to this work because I know the impact that support from others can have. At different points in my life, I have benefited from people who helped me face challenges, understand myself more clearly, and move through difficult seasons with more honesty and direction. Those experiences taught me how powerful it can be to have someone help you feel less alone while also encouraging growth, accountability, and change. That shaped my desire to offer the same kind of support to others.
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New to Grow

$110/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
I am a licensed professional counselor who specializes in trauma, anxiety and stress. I came into the field to help others with the goal of providing a compassionate, non-judgmental space where you feel safe, understood, and empowered to move forward. Healing takes courage—but you don’t have to do it alone. If you’re carrying the weight of past hurts, feeling overwhelmed by anxiety, or struggling with chronic stress, I offer a steady, empathetic presence to help you make sense of what’s happening and find practical, sustainable ways to feel better. I blend evidence-based approaches with a relational, strengths-focused stance so we can tailor work to your needs, pace, and values. In our work together we’ll attend to how trauma shows up in your body, thoughts, and relationships, build skills to manage anxiety and stress, and create a clearer path toward safety and choice. I prioritize collaboration, respect your resilience, and help you reclaim a sense of control and meaning as you move through recovery. If this resonates with you, I invite you to reach out. -Let’s talk and see how we can work together toward the life you want.
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$100/session

Warm
Authentic
Solution oriented

Specialties

ADHD
Couples Counseling
Mood Disorders
+10
Hello, I am Samantha but you can call me Sam. I understand the struggles of life and mental health from a professional and personal perspective. Having lived through my own challenges, I've worked hard to transform my life. Through perseverance and dedication, I obtained a Master's of Science in Social Work from Indiana Wesleyan University. I began my career working with individuals both adolescent and adults battling addiction for three years, before transitioning into mental health working through each licensure until becoming independently licensed. Throughout my career, I have had the privilege of working with a wide range of individuals, ages 13 -70, across various mental health disorders, including ADHD, relationship issues, anxiety, and mood disorders. My work spans a variety of settings and has worked extensively with the LGBTQ+ community, ensuring an inclusive, affirming approach for all clients. More recently, my focus has been with family and relationship therapy, understanding how interconnected our mental and relational health are. I also have a special focus on supporting healthcare workers, as I know the unique challenges we face in the field and the importance of having a healthy outlet to process those stressors.
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$150/session

Authentic
Warm
Humorous

Specialties

Anxiety
Self Esteem
Trauma and PTSD
My name is Nikki, I’m a therapist with seven years of experience, specializing in helping clients address anxiety, depression, and trauma. Using EMDR and a personalized approach, I guide clients in overcoming limiting beliefs and building resilience for a more empowered, fulfilling life. Together, we can navigate life's obstacles, build resilience, and rediscover your inner strength. Taking that first step toward healing is an act of courage, and I’m here to provide the empathy and support you need along the way.
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New to Grow

$130/session

Specialties

Anxiety
Autism
Parenting
+10
I am a Licensed Clinical Social Worker and have been providing mental health services since 2013. I earned my Master of Social Work from the University of New England and my Bachelor of Arts in Psychology from the University of Wyoming. Throughout my career, I've worked with individuals who have experienced trauma, and I'm passionate about helping people reconnect with themselves and their strength. I also work closely with parents to build more structure and consistency in their homes, while supporting their own mental health growth. I started out working in the homes and communities of my clients through an intensive program, working with the families of children who were at risk for out of home placement, such as residential treatment or psychiatric hospitalization. This program was a 6 month therapeutic intervention, helping parents to better understand their children's needs, as well as helping children develop regulatory skills to help them be more successful, in their homes and communities. I provide virtual outpatient therapy to Colorado residents, working with individuals aged 15 and up who are struggling with daily functioning and searching for their true, authentic selves. My approach blends evidence-based methods, tailored to support you through distress and toward healing. I believe in meeting you exactly where you are, without judgment, and building a path forward together at a pace that feels right for you.
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$100/session

Solution oriented
Authentic
Empowering

Specialties

ADHD
Anxiety
Self Esteem
+9
Hi, I’m Morgan Whiteman. I’m a therapist, a mom to two amazing daughters, and a proud dog owner living in beautiful Colorado with my husband. I genuinely love what I do—because I believe everyone deserves a safe space to feel heard, supported, and understood. Life can be a lot. Whether you're feeling overwhelmed by anxiety, sitting with grief, or working through tough relationship dynamics, you're not alone. With over six years of experience as a Licensed Clinical Social Worker, I’m here to help you make sense of it all. Together, we’ll explore what’s weighing you down and build tools to help you move forward—one step at a time, with clarity and confidence.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Coping Skills
Life Transitions
+7
I specialize in helping adults understand the connection between past experiences and present-day patterns. My approach is direct and collaborative. Together, we use a blueprint that balances emotional identification and processing with data-point mapping to better understand how the mind shapes thoughts, behaviors, and day-to-day life, often outside of conscious awareness. We identify triggers, core beliefs, learned coping patterns, and recurring reactions, then examine how they influence relationships, decision-making, and other areas of present-day functioning. The goal of our work is not simply to understand why these patterns exist, but to recognize them as they happen and develop more intentional ways of responding. Through this process, many clients report experiencing greater self-awareness, increased emotional insight, and a stronger sense of control over their thoughts, feelings, and behaviors.
Available
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New to Grow

$100/session

Specialties

Anxiety
Self Esteem
Women's Issues
+6
Hello! I'm Alyssa and I'm so excited to be (potentially) working with you! I have always enjoyed helping others so I figured why not make a career out of it? I got my Bachelors in Psychology at Vanguard University and my Masters in Clinical Mental Health Counseling from Adams State University. I've been working in a mental health center for the last 7 years and have been seeing individual clients for 4 years. I'm looking forward to getting to know you! I work primarily with those struggling with anxiety, self-esteem, life transitions, depression, and trauma.
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New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Depression
+9
I have extensive experience working with issues surrounding low self esteem, which harbors a negative impact on ones ability to reach their full potential. I believe that it is important you understand how your belief system affects your ability to feel good about yourself. I want you to understand that with motivation you can change your life and regain control over our emotions.
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Often rebooked

$125/session

Solution oriented
Warm
Authentic

Specialties

Mood Disorders
Suicidal Ideation
Trauma and PTSD
+9
Hi! I am Laura and I provide a compassionate, supportive space for individuals navigating life’s challenges, trauma, or anxiety. I work with clients who want to better understand themselves, manage overwhelming emotions, and develop practical strategies for coping and growth. My approach is collaborative and tailored to each person’s experiences. I prioritize creating a safe, nonjudgmental environment where clients can explore feelings at their own pace. Many of the people I work with feel stuck or uncertain about how past experiences affect their present lives. I help them build insight, self-compassion, and resilience while guiding them toward their personal goals. While my focus is on individual work, I also address the impact of relationships on well-being, helping clients navigate interpersonal challenges when they arise. I support clients in strengthening emotional awareness, identifying unhelpful patterns, and developing tools to respond to life’s stressors more effectively. I am drawn to clients who are curious about their inner world and ready to take steps toward meaningful change, even when it feels challenging. My goal is to walk alongside each client with warmth, respect, and understanding, empowering them to feel more confident in themselves and their choices. Therapy is a journey, and I’m honored to guide clients as they explore, heal, and grow. Whether you’re seeking relief from emotional distress, clarity in your experiences, or a deeper connection to yourself, I provide support that is empathetic, practical, and rooted in your unique path.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.