United Healthcare Life Insurance Therapists in California

Finding a therapist who accepts United Healthcare Life Insurance can make accessing mental health care more affordable and convenient. With 724 verified therapists in California who accept United Healthcare Life Insurance, you can filter by therapy approach—such as cognitive behavioral therapy, dialectical behavior therapy, or EMDR—and focus areas like anxiety, depression, or trauma to find the best match for your needs. Each Grow Therapy-verified provider is currently welcoming new clients and has availability within the next 30 days, ensuring you can access quality care that aligns with your insurance plan.

Availability updated: 2/7/2026

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New to Grow

Specialties

Anxiety
Grief
Life Transitions
+5
Hi, I’m Natalie! I’m a Northern California-based Licensed Clinical Social Worker who believes therapy is most effective when it feels like a genuine, supportive relationship. Real progress happens when you feel comfortable, understood, and connected—and that’s always where I begin. My clinical background includes school-based mental health, hospice, community-mental health and private practice, which allows me to meet a wide range of experiences. My style is warm, relaxed, and non-judgmental. I focus on building authentic connections and letting you take the lead at a pace that feels right. At the same time, I’m not afraid to ask thoughtful questions, offer supportive challenges, and use humor to lighten the process when it fits. I view you as the expert of your own life, and my role is to help you recognize and build on your strengths. While I prefer an unstructured, conversational approach, I also draw on evidence-based practices for skill-building and support when helpful. Together, we’ll work to identify tools and strategies that support your well-being and help you feel more confident navigating life’s challenges.
VirtualAvailable
Open-minded
Authentic

Specialties

Anger Management
Anxiety
Coping Skills
+11
Richard De La Garza is a licensed clinical social worker. His educational background includes a Bachelor's degree from San Jose State University and a Master's degree in Public Administration from Columbia University, and he is currently in pursuit of a Doctorate in Philosophy of Leadership from the University of San Diego. His research intersects multicultural facets of underrepresented first-generation, non-traditional, veteran, and disabled persons and is committed to social justice and culturally competent care. His experience includes working in a variety of settings including the US Army, as a direct commissioned officer for active-duty servicemen. Richard has provided consultation for a non-profit board of directors, case management for a community mental health clinic, and facilitated government partnerships across the military and Palo Alto VA. Richard aligns with a holistic therapeutic approach that is person-centered, psychodynamic, narrative, cognitive behavioral, solution-oriented, integrative systems, and storytelling. Richard's leadership style reflects traits like being bilingual, amiable, and tenacious. Richard strives to expand self-awareness to recognize everyone should be a learner who is capable of growth and redemption. Richard is also trained to provide EMDR therapy.
VirtualAvailable
Warm
Authentic

Specialties

Anxiety
Depression
Self Esteem
+6
Hello, I'm Amber Potter, a Licensed Marriage and Family Therapist with over 15 years of experience. I work with people who are open to growth and curious about the patterns shaping their relationships and experiences. I’m especially drawn to clients who are learning to accept themselves more fully, including the parts that feel imperfect or stuck. Together, we will work toward greater understanding, resilience, and meaningful change.
VirtualAvailable

Often rebooked

Warm
Authentic
Direct

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Phobias
+2
I’m a Licensed Marriage and Family Therapist (LMFT) specializing in anxiety disorders, including Obsessive Compulsive Disorders, PTSD, phobias, and social anxiety. With a client-centered approach and a family systems background, I love to work with individuals to help them overcome challenges, improve relationships, and foster lasting change. My goal is to provide compassionate, effective therapy tailored to each person’s unique needs.
VirtualAvailable
Empowering
Authentic
Challenging

Specialties

Anxiety
Depression
Trauma and PTSD
+7
I am a licensed professional in California with extensive experience in the mental health industry. With 6 years of dedicated work and an additional 10 years of complementary experience, I have worked in various settings including the criminal justice system, high-acuity psychiatric units, applied behavioral analysis, geriatrics, substance abuse facilities, and PHP/IOP/RTC levels of care. Thank you for considering me as your therapist.
VirtualAvailable
Solution oriented
Authentic
Intelligent

Specialties

Anxiety
Depression
Mood Disorders
+10
Hello, my name is Deserae, and welcome to my profile! As a licensed clinical social worker, I am passionate about supporting individuals in identifying their own path toward their mental health goals. With a Master's degree in Social Work with an Emphasis on Hispanic Culture from Our Lady of the Lake University, I bring a diverse background and skill set to my therapy practice.
VirtualAvailable
Warm
Empowering
Authentic

Specialties

Anxiety
Life Transitions
Self Esteem
+2
Are you struggling with what's on your plate, whether you are doing "what you're supposed to be doing," or feeling like an imposter at times? Are you transitioning into a new phase, or ready to do something different? Are you feeling urgency to finally do the inner work so you can live in alignment with your innermost desires & values? If so, I look forward to connecting with you. I can help you process and move through what’s holding you back right now from flourishing. Let’s work together to manage anxiety, low self esteem, depression, and avoid burnout. Together, we can identify what's not working, help you find more clarity, and figure out what will serve you. Seeking therapy can feel scary but you are making the right choice. Give yourself permission to take time for yourself. You deserve a space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the challenges that have brought you here. Let's work together! I use a variety of therapy styles & tailor my approach to your needs. Mindfulness, connecting to creativity, and a culturally informed social-justice lens also inform my practice and are important to me. I often assign homework between sessions. This might look like exercises or activities to engage in, or prompts to consider and reflect upon. I want for you to feel heard, understood, and validated. At the same time, know that I will challenge you when it is appropriate, and encourage you to experiment with doing things differently than you may have done before. Relief & healing is possible, change and flourishing is possible, but not without effort on your part. Therapy is about getting the support you need, while learning ways to cope, recover, grow, and thrive.
VirtualAvailable

Often rebooked

Authentic
Empowering
Solution oriented

Specialties

Anxiety
Trauma and PTSD
Women's Issues
A UC Berkeley alumni and Master’s degree graduate from the University of San Francisco, my specialties include working with people experiencing major life transitions, grief/loss and relationship struggles. You can expect me to be warm, light hearted and genuinely engaged. I aim to build a safe and non-judgmental environment to explore new areas of growth and healing. Bay Area native, residing in Northern California I am a Licensed Marriage and Family Therapist (LMFT) providing individual therapy via Telehealth. My background as a musician gives me a creative approach in working with individuals.
VirtualAvailable

Often rebooked

Warm
Intelligent
Open-minded

Specialties

Anxiety
Depression
Grief
+10
As a licensed marriage and family therapist (LMFT), I specialize in supporting first-generation individuals and those who have experienced trauma, postpartum, anxiety, depression, and family challenges. My therapeutic approach integrates client-centered therapy, Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and somatic work to offer a holistic and personalized treatment plan that addresses both the mind and body. I deeply value creating a safe, collaborative, and empathetic space where clients feel heard and supported. My goal is to help clients process past experiences, gain self-acceptance, and build empowerment and confidence. I believe that therapy is a partnership, and I work closely with clients to explore their feelings, foster self-awareness, and help them develop the tools to thrive in their relationships—with themselves, their families, and their partners. Over the past 6 years, I have had the privilege of working with individuals of all ages, with a particular focus on first-generation immigrants. I offer services in both English and Spanish and find great fulfillment in helping clients navigate the unique pressures and challenges that come with balancing multiple cultural identities.
VirtualAvailable
Warm
Open-minded

Specialties

Anxiety
Grief
Mood Disorders
+8
My name is Manuel Cruz and I have been practicing for almost 20 years. I have worked in a variety of settings from schools to hospitals treating various mental health conditions. Believing that every client is unique I utilize an integrative approach of cognitive, interpersonal, client-centered therapy to tailor interventions to the specific needs of my clients. With an extensive background and experience with relational therapy I am able to help couples, families, and individuals realize their potential and achieve their goals.
VirtualAvailable
Solution oriented
Authentic

Specialties

Anxiety
Coping Skills
Self Esteem
+3
My name is Jennifer Poole and I’m a licensed martial and family therapist. Not only do I specialize in families and couples, I also provide individual psychotherapy. I’ve been practicing since 2008 and worked in both private practice settings and hospital settings too. I believe growth and transformation is possible. I’m excited to be a part of your journey and work towards your goals. I believe good therapy is possible and together we can make good things happen. Transformation is possible with the right clinician by your side.
VirtualAvailable
Open-minded

Specialties

Anxiety
Peer Relationships
Self Esteem
+6
I am a Licensed Marriage and Family Therapist (LMFT) and have worked in mental health facilities and organizations for over 18 years and have been a LMFT for 6 years. I have experience working with: -Runaway teen youth (12-17 years old) -Children with autism/ADHD (under 12 years old) -Parenting Skills and Anger Management instructor -Transitional Aged-Youth (16-25 years old) -Adult psychiatric hospital setting -Adult outpatient treatment centers -Adults with disabilities (assisting living independently) -Integrative-Health in a health clinic (ages 5 - 65+ year olds). Working with many age groups and ranges throughout my career has humbled me to believe we are all in a quest to maintain a good quality of life within all phases of life. Let's meet to discuss ways we could work together for you to reach your desired outcomes!
VirtualAvailable
Solution oriented
Empowering

Specialties

Child or Adolescent
Men's Issues
Women's Issues
+10
My name is Gary Youssef and I have been providing mental/behavioral health services for children, adolescents, adults and families for 25+ years. I'm a licensed marriage and family therapist specializing mental/behavioral health issues impacting children and adults such as: career/school stressors, depression, anxiety, relational issues, parenting, family systems, medical challenges, healthy lifestyles, etc. I worked for 14 years as a therapist and program manager at the central outpatient psychiatry clinic at Rady Children's Hospital-San Diego which is ranked as one of the top 10 children's hospitals in the United States by U.S. News and World report. I have helped provide behavioral health services for over 10,000 children, adults and families throughout San Diego County. In addition, I helped support U.S. service members and their families while working as a military family life counselor at Naval Medical Center-San Diego in Pediatrics. I also volunteered at San Diego Unified School District and coached little league. I love being a father to my two awesome sons and I enjoy athletics and cooking in my free time. I am practical and eclectic therapist combining elements from theoretical orientations such as cognitive behavioral therapy and solution focused therapy to help clients of all ages. The vast majority of my clients report that they had a good experience working with me and describe me as experienced, professional, friendly, kind, helpful and effective.
VirtualAvailable

Often rebooked

Warm
Intelligent

Specialties

Anxiety
Depression
Post Partum
+2
My name is Jennifer Limon and I’m a Licensed Marriage and Family Therapist (LMFT). I’m also a proud first-generation college graduate, raised by migrant worker parents who came to this country in search of a better life. Their journey shaped my values and inspired my passion for helping others navigate life’s transitions with resilience and purpose. I especially enjoy working with teens and young adults who are facing major life changes starting college, entering the workforce, dealing with stress or burnout, becoming a parent, or adjusting to a new life stage. These transitions can be overwhelming, and it’s easy to feel anxious, lost, or stuck. My goal is to help you build the tools and confidence to manage these changes, reduce anxiety and depression, and move forward with more clarity, calm, and self-compassion. You don’t have to go through this alone . I’m here to support you as you find your footing and create a life that feels meaningful and manageable.
VirtualAvailable

Often rebooked

Warm
Empowering
Authentic

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
I am a Licensed Clinical Social Worker (LCSW) originally from just outside of New York City and currently live in San Diego. Working to support the mental health of others is truly my greatest honor. We are often programmed by our previous experiences, culture, and past trauma to believe a false narrative about ourselves. Utilizing the therapeutic alliance, I help clients to resolve negative, false, or limiting beliefs that may be hindering their ability to step into their true identities. We do not have to continue to live out the script that we inherited or feel the need to live in the shadows. Instead, we can live with intension, purpose, and a sense of gratitude.
VirtualAvailable
Solution oriented
Authentic
Warm

Specialties

Anxiety
Coping Skills
Depression
Hi there, I'm Steven. Do you feel that life has become hard to handle? Are you struggling to keep up with your relationships, work and health, or maybe the things that used to make you feel productive? When was the last time you were kind to yourself? I help people manage their distressing mood changes and unexpected stresses. Together, we can identify what's not working and get you back to balance. We'll use a holistic approach, addressing the needs of your mind, body and spirit. We will work to uncover the "healthy" you that has been stymied by the tough circumstances you find yourself in. Let's do this together. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome your challenges.
VirtualAvailable
Solution oriented
Warm
Authentic

Specialties

Anxiety
Depression
Women's Issues
+1
Welcome! I'm Annemarie and I would love to be your guide on your journey toward peace and self-discovery. Seeking support is such a huge step and often times a difficult one to take. But here you are! Now that the difficult part is behind you, let's talk about how I can help. Over the last 6 years, I have worked with a wide range of emotional and behavioral challenges which include depression, anxiety, relationship challenges, grief and loss, and life transitions. During our sessions, you can expect compassion and collaboration. Ours will be a non-judgmental, safe space where you can learn and practice evidence-based strategies to assist you with your challenges.
VirtualAvailable

Often rebooked

Empowering
Solution oriented
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+9
Holistic-Mindfulness. Supporting your therapeutic journey, brain-based & embodied reprocessing. Trauma-Wound-Growth. Hello and a warm welcome to you, I'm Karre, she/her. Over 20 years ago, through my massage therapy practice, I discovered the healing that is possible for both myself and my clients. Inspired by the many years of personal narratives, shared with me during bodywork sessions, I continued my journey into mental health. Healing of the whole person and overall well-being is central to my clinical practice. I love my work, helping you to discover, recover, and embrace your strengths and true self is a privilege. I invest daily in my skill set and bring into my work an incredibly strong desire to provide the best possible approaches. Those closest to me know me as an ardent mom, wife, and nana, a traveler, and an arts-inspired social equality-loving creator.
VirtualAvailable

Often rebooked

Solution oriented
Warm

Specialties

Anxiety
Life Transitions
Parenting
+7
From working in East LA with 0-5 population to working with adults in the military and kids/teens in San Diego, I have had the privilege of walking alongside so many individuals and families in every facet of life. Obtaining my Bachelor's Degree in the Midwest, studying in a foreign country, and ultimately earning my Master's in California, I embrace adaptability and have gained valuable perspectives gained through varied experiences in various locations. I specialize in utilizing an attachment-based, trauma-informed, and neuroscience lens; and I embrace every individual's story.
VirtualAvailable
Authentic
Solution oriented
Intelligent

Specialties

Anxiety
Obsessive-Compulsive (OCD)
Trauma and PTSD
+4
Hi all! Have you ever wondered what life would be like free of anxiety and depressive symptoms? Are you feeling lost and in need of a purpose? I love helping folks recover from issues like anxiety, depression, OCD and complex post-traumatic stress. Healing and recovery are possible! I will work with you to establish small achievable goals we can take baby steps toward. I also believe in the importance of being able to explore and process feelings that were not safe to share in the past. Healing is a process that takes time and I will help guide you. I can help you get to the root of the issue and teach you skills you can use all of your life in various situations. I do inner-child/ inner-adult work for those interested, but I also use the more practical REBT to help shift rigid perspectives that keep us stuck. I know seeking therapy can feel scary and intimidating, you have already taken the brave step of seeking assistance. I will meet you with patience and empathy and help you realize the strength you never knew you had. Let's work together!
VirtualAvailable
Authentic
Solution oriented
Warm

Specialties

Mood Disorders
Trauma and PTSD
With over 6 years of experience as a Licensed Clinical Social Worker (LCSW), I am passionate about creating a safe space for individuals, families, and groups to explore and grow. My work is centered on building genuine connections and empowering people to make meaningful behavioral changes. I specialize in a variety of therapeutic approaches, including EMDR, CBT, DBT, and client-centered therapy, to support those who have experienced trauma and other challenges.
VirtualAvailable

Often rebooked

Empowering
Solution oriented

Specialties

Child or Adolescent
Depression
Coping Skills
+4
Hello, I am a Licensed Marriage Family Therapist (LMFT) based in California. I received my undergrad from California State University of San Bernardino, my Masters and Doctorate from Argosy University in Southern California. I have been Practicing in Mental Health for over 10 years. I have worked with children, adolescent to adults from behavior issue, family to working with those individuals incarcerated.
VirtualAvailable

Specialties

ADHD
Anxiety
Grief
+10
As a Licensed Clinical Social Worker, I provide a supportive and collaborative space where clients can explore challenges, discover strengths, and build meaningful change. I have over 10 years of experience working with a variety of populations, addressing multiple issues to give clients the encouragement for creating change in their lives. In our sessions, you can expect a warm, collaborative, and nonjudgmental environment. My goal is to create a space where you feel safe enough to share openly while also supported in taking steps toward meaningful change. I bring a genuine curiosity to your story, while also helping you identify strengths and tools to move you forward.
VirtualAvailable

Often rebooked

Solution oriented
Empowering
Authentic

Specialties

Anxiety
Career Counseling
Depression
+6
Hello, I’m Kamron Poosti, a Licensed Marriage and Family Therapist based in Los Angeles. I specialize in addressing issues like anxiety, depression, dating, communication, relationships, burnout, and work-related stress. My client-centered approach offers tailored support to help you navigate your unique challenges and develop effective coping strategies. I’m dedicated to helping individuals from all walks of life achieve greater mental well-being and lead more fulfilling lives.
VirtualAvailable
Authentic
Warm
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+10
As a Licensed Clinical Social Worker, I help clients to overcome the obstacles that get in the way of living a meaningful and purposeful life. I believe mental health and wellness is a lifestyle of putting yourself first mentally, emotionally, and physically. I am a Licensed Clinical Social Worker in the state of California. I have a Masters in Social Work from the University of Oklahoma and a Bachelor's in Psychology from Chapman University. My primary focus includes depression, anxiety, grief and loss, life transitions, caregiver stress, relationship issues, and stress management. It is important for my clients to be comfortable, agreeable and involved throughout the treatment process. Treatment plans are individualized to meet your needs because one size does not fit all. I use a person centered strengths based approach using Motivational Interviewing, Cognitive Behavioral Therapy (CBT), and Solution Focused Brief Therapy (SFBT). I look forward to partnering with you on your healing journey.
VirtualAvailable
Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take UnitedHealthcare Life Insurance?

Yes! If you use UnitedHealthcare Life Insurance you’ll be asked to verify your Member ID at the time you book the appointment. However, if you don’t have UnitedHealthcare Life Insurance you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.