United Healthcare Life Insurance Therapists in California

Finding a therapist who accepts United Healthcare Life Insurance can make accessing mental health care more affordable and convenient. With 718 verified therapists in California who accept United Healthcare Life Insurance, you can filter by therapy approach—such as cognitive behavioral therapy, dialectical behavior therapy, or EMDR—and focus areas like anxiety, depression, or trauma to find the best match for your needs. Each Grow Therapy-verified provider is currently welcoming new clients and has availability within the next 30 days, ensuring you can access quality care that aligns with your insurance plan.

Availability updated: 3/31/2026

Authentic
Humorous
Solution oriented
Open-minded
Intelligent
Empowering
Warm
Direct
Challenging
Holistic
Open-Minded
Solution oriented

Specialties

Child or Adolescent
Family Conflict
Life Transitions
+7
I am Joe Henson, Licensed Marriage and Family Therapist. I consider myself a Bowen Family Therapist that has also utilizes CBT, DBT, and Solution focused treatment. I have extensive history working with children, teens, and young adults who are are just starting to figure out independent living. My style of therapy best serves those that want to both understand how their challenges and goals came to be as well as have a strong game plan to tackle those challenges for a meaningful change.
VirtualAvailable
Authentic
Empowering
Solution oriented
Warm
Intelligent
Humorous
Solution oriented
Direct
Open-minded
Holistic
Open-Minded
Challenging

Specialties

Anxiety
Depression
Spirituality
+10
You have chosen to take this step because you know that life is more than surviving—it’s about thriving. You know deep down that you can get there with the right support. My role is to assist you in living your best life, grounded in purpose. I want to help you meet your goals by offering a safe, reliable space for you to work out the barriers currently in your way to this best life. Whether you feel depressed, anxious, alone, angry, or afraid—you can manage the difficulties you face with strength and confidence. As a LMFT with over two decades of experience I will do my best to draw out of you strength and resilience. I live out my Christian beliefs and welcome those who want professional support and a partner in faith. I welcome all who want to partner with me to achieve your goals and to fully thrive!
VirtualAvailable
Open-minded
Authentic
Warm
Empowering
Solution oriented
Intelligent
Humorous
Holistic
Challenging
Direct

Specialties

Anxiety
Self Esteem
Serious Mental Illness
Being a therapist is a lifelong passion for me and is rooted in my dedication to supporting adults, children, families, and communities in building safety, resilience, and hope. My journey has taken me from my home county of Santa Cruz where I advocated and ran groups for youth living in situations including domestic violence from 2011-2013, to working as a shelter counselor in Oakland for youth 13-21 from 2016-2018. I worked in serving famillies with San Francisco Child and Family Services, where I partnered with families navigating reunification with their children while providing psychoeducation and crisis counseling during critical moments from 2018-2022. I have been licensed with my LCSW since May 2025 and focused my prior professional development around harm reduction and culturally focused treatment, aligning with my commitment to social justice and culturally responsive care.
VirtualAvailable
Empowering
Solution oriented
Intelligent
Warm
Authentic
Open-Minded

Specialties

Anxiety
Coping Skills
Life Transitions
+3
Hi there! I’m a Licensed Marriage and Family Therapist (LMFT) in California. We all have ways to cope with life’s stressors just fine. But when that natural process of coping breaks down, gets blocked, or is not moving along as quickly as you want, that is where I believe that therapy is helpful. I received my Masters in Counseling Psychology in Los Angeles, and have been practicing therapy in California for 7 years. I help women overcome challenges with anxiety, stress, panic, depression, and life transitions. I am passionate about focusing on strengths to empower you in your mental health and wellness. Therapy sessions will be a nurturing, nonjudgmental space for you to express yourself openly.
VirtualAvailable

Often rebooked

Warm
Empowering
Open-minded
Authentic
Humorous
Solution oriented

Specialties

Anxiety
Family Conflict
Self Esteem
+2
Hi, I’m Fabiola Serrano, a first-generation Latina and Licensed Marriage and Family Therapist (LMFT). I help people who are navigating anxiety, depression, low self-worth, and relationship struggles especially those who often feel overwhelmed by strong emotions. My approach blends evidence-based tools like CBT, ACT and DBT with compassion and cultural sensitivity. Together, we’ll work on building emotional balance, confidence, and more meaningful connections in your life.
VirtualAvailable
Empowering
Solution oriented
Warm
Solution oriented

Specialties

Postpartum
Women's Issues
Anxiety
+3
I specialize in helping expectant and new parents adapt and thrive in their new roles. The transition into parenthood is one of the most profound life changes, and it can come with emotional and psychological challenges. I believe that asking for help is a strength, not a weakness. Whether you're dealing with overwhelming emotions, struggling to adjust to postpartum life, you don’t have to face it alone. I am here for you. Therapy is different for every person and I work to tailor my treatment specifically to your needs and personality in order to help you in the best possible way. I am a Licensed Marriage and Family Therapist with over 15 years of experience working with people to enhance their lives through developing new skills and tools to tackle life's challenges.
VirtualAvailable
Warm
Direct
Solution oriented
Humorous
Intelligent
Authentic
Open-minded
Empowering

Specialties

Coping Skills
Life Transitions
Peer Relationships
+9
Finding a place where you can be completely honest about how you’re doing shouldn't be so difficult. I’m Elizabeth, and I help people navigate the deeper, more complex parts of their lives that often feel hard to put into words. I believe that the challenges you’re facing today are usually connected to a larger story. Whether you are dealing with the long-term effects of trauma, the weight of life changes, or a persistent feeling that something is 'off,' I’m here to help you make sense of it. My goal is to move beyond just managing symptoms so we can understand and address the root causes of your distress.
VirtualAvailable

Often rebooked

Authentic
Empowering
Intelligent
Open-minded
Warm
Direct
Humorous
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+14
You are emotionally, mentally, and physically exhausted! You recognize there is a problem, but don't know how to solve it. You are caught in the cycle of overwhelm. If you continue down this road all you will find is powerlessness and hopelessness. You don't have to stay trapped. My focus is to empower you to take back your life & become the best version of yourself.
VirtualAvailable
Solution oriented
Authentic
Direct
Intelligent
Empowering
Warm
Humorous
Open-minded

Specialties

Eating Disorders
Grief
Trauma and PTSD
I am an LPCC in California and an LPC in Texas. My educational background consists of earning my Bachelor of Arts in Psychology, a Master's in clinical counseling, and a Master's in Addictions. I am a National Certified Counselor and am a certified addictions counselor. My past clinical experience includes working for a crisis center where the majority of clients experienced issues related to suicide, homicide, domestic violence, and child and elder abuse. These issues impact people of all ages, races, and ethnic groups. I have also worked for a county-based permanent assisted housing development where all of the clients have experienced episodes of homelessness, and have been significantly impacted by issues of trauma, depression, addictions, domestic violence, and child abuse.
VirtualAvailable
Warm
Authentic
Open-minded
Solution oriented
Direct
Empowering
Holistic
Intelligent

Specialties

Anxiety
Depression
Self Esteem
+4
I’m a licensed therapist who helps people reconnect with their emotions when they’ve spent years pushing them aside just to get through life. Many of the clients I work with are thoughtful, capable, and deeply caring, but feel disconnected, overwhelmed, or hard on themselves without fully understanding why. My approach is warm, collaborative, and grounded in Emotion-Focused work, helping you slow down, understand what’s happening inside, and build a more compassionate relationship with yourself. Therapy with me isn’t about fixing you, it’s about helping you feel more like you again.
VirtualAvailable
Warm
Authentic
Direct
Empowering
Intelligent

Specialties

ADHD
Anxiety
Coping Skills
+10
I empower my clients to become more confident, achieve the goals they set for themselves, and to better communicate with the people around them. I aid my clients in gaining a better understanding of themselves and help them explore how to solve problems while staying aligned with their core values. I approach my work from a person-centered lens, while also utilizing CBT and solution focused practices with a dash of narrative therapy and humor. This allows my clients to feel both seen and heard, while also enabling the creation of lasting changes in their lives.
VirtualAvailable
Authentic
Intelligent
Open-minded
Solution oriented
Warm

Specialties

Anxiety
Depression
Grief
+3
I’m a licensed therapist who works with adults navigating anxiety, depression, grief, and relationship challenges. My approach is collaborative, trauma-informed, and insight-oriented, blending practical tools with deeper exploration of patterns. I create a grounded, supportive space where clients can gain clarity, better understand their emotional responses, and move toward meaningful, sustainable change. I value building strong therapeutic relationships and meeting clients where they are while helping them move forward at a pace that feels steady and manageable.
VirtualAvailable
Empowering
Warm

Specialties

Anxiety
Self Esteem
Trauma and PTSD
+10
I specialize in working with high-functioning adults who appear “fine” on the outside but feel overwhelmed, anxious, or stuck underneath. Many of my clients are successful, self-aware, and driven - but struggle with burnout, relationship patterns, or a constant sense of pressure they can’t turn off. I’m a more direct and engaged therapist than traditional talk therapy. I don’t just listen, I help you identify the deeper patterns driving your anxiety and work with you to actually change them.
VirtualAvailable
Warm
Authentic
Empowering
Intelligent

Specialties

Anxiety
Coping Skills
Family Conflict
+6
Hello! My name is Dioscelina Gonzalez, and I am a first-generation Latinx therapist. I am passionate about supporting the Latino community and other marginalized populations. As a proud Hispanic Mexican American licensed clinical social worker, I bring a culturally responsive and trauma-informed approach to my work. I am fluent in both Spanish and English, which allows me to provide therapy that honors language, culture, and identity.
VirtualAvailable
Warm
Authentic
Empowering
Intelligent
Humorous
Open-Minded
Open-minded
Solution oriented
Solution oriented
Direct

Specialties

Anxiety
Coping Skills
Depression
+9
Hello! I am a Licensed Marriage & Family Therapist in California with over 20 years of experience working in a variety of mental health settings. I specialize in supporting minority adults and adolescents who are navigating anxiety, depression, trauma, family conflict, and stress. I provide a safe, compassionate space where clients can feel seen, heard, and empowered to grow. With consistency in treatment, my clients often experience meaningful improvements in managing their thoughts and behaviors, leading to healthier relationships and a more positive life perspective.
VirtualAvailable

Specialties

Anxiety
Depression
Trauma and PTSD
Janet Distefan, PhD LMFT is a Licensed Marriage and Family Therapist. She received a B.A. from the University of California, San Diego; an M.A. in Counseling Psychology from National University and a Ph.D. in Behavioral Epidemiology from the University of California, San Diego. She has been licensed since 2006 providing comprehensive clinical care for issues such as depression, anxiety, post-traumatic stress, bipolar disorder, relational difficulties, grief and loss, and major life transitions. Her clinical practice is collaborative and strength-based, drawing from cognitive-behavioral, object relations and attachment theories; and mindfulness-based stress reduction.
VirtualAvailable
Warm
Authentic
Humorous
Empowering
Open-minded
Intelligent
Solution oriented
Direct
Open-Minded

Specialties

Anxiety
Depression
LGBTQ
+6
Hello, I'm Julie Addison. I come to you with 25+ years of mental health experience. We all need support sometimes and I am happy to collaborate with you to determine where you want to go. I'm anchored from a strength based model, which focuses on your talents or innate, best parts of who you are versus a negative side yourself (looking at you, Instagram). I believe in realness, self discovery and change. Please take care!
VirtualAvailable
Challenging
Direct
Holistic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
The symptoms and sensations of post-traumatic stress, anxiety, grief, and depression can often feel debilitating, and may leave us bereft of hope that things will ever get better. My main goal and focus is to facilitate healing and collaborate with clients to carve out a path towards a greater sense of inner peace, meaning, and connection. I find that cultivating psychological flexibility and emotional regulation will often facilitate this endeavor and aim to guide and support my clients to this end. I embrace an eclectic approach to psychotherapy, borrowing from multiple traditions and theories of treatment. I tend to use psychodynamic, Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Acceptance and Commitment Therapy. I am a strong advocate of integrative psychology and finding creative solutions to life's challenges and stressors.
VirtualAvailable

Often rebooked

Warm
Authentic
Open-Minded
Empowering
Direct
Humorous
Intelligent
Open-minded
Solution oriented
Challenging
Solution oriented

Specialties

Anxiety
Eating Disorders
Life Transitions
+7
Jazmin is a Licensed Clinical Social Worker who provides virtual therapy for clients across California. She works with teens and young adults navigating anxiety, self-esteem challenges, and eating disorders. Using a warm, client-centered approach grounded in CBT and ACT, she helps clients reduce negative self-talk, build practical coping skills, and move toward greater self-acceptance. Jazmin creates an inclusive space where everyone feels supported on their journey toward lasting resilience. Through extensive training and clinical experience, she integrates evidence-based therapy approaches to support clients with a wide range of mental health concerns. You can learn more at JazminAlarconTherapy.com
VirtualAvailable
Authentic
Warm
Intelligent
Solution oriented
Empowering
Humorous
Direct
Open-minded
Challenging
Holistic
Open-Minded
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+9
I am a Licensed Marriage and Family Therapist dedicated to supporting adults navigating anxiety, depression, grief and loss, addiction, life transitions and relationship challenges. I believe therapy is a journey inward—one that honors the mind, heart, and spirit. My goal is to help clients reconnect with their inner strengths and their Best Self: the part of you that is grounded in clarity, resilience, and compassion. At any stage of life, your Best Self remains present—offering wisdom, healing, and the possibility of deep inner peace even in the presence of deep pain or long-standing challenges. I hold a Master of Arts in Spiritual and Counseling Psychology and have trained in grief and loss, community mental health, psychiatric settings, and addiction treatment. In my private practice, I am deeply committed to creating a safe, shame-free, and growth-oriented space that honors each client’s unique healing process. My therapeutic approach is integrative, relational, and grounded in deep caring and lived experience. I draw from Cognitive Behavioral Therapy (CBT) to identify and shift unhelpful patterns; mindfulness and acceptance-based practices to cultivate present-moment awareness and self-compassion; and humanistic and spiritual perspectives that invite exploration of meaning, authenticity, and purpose. Therapy is a collaborative process. Together we work in a compassionate space to reconnect with your Best Self—honoring a lifetime of experience while cultivating peace, resilience, and self-compassion in all seasons of life.
VirtualAvailable
Warm
Empowering
Open-minded
Solution oriented
Direct
Intelligent
Authentic
Holistic

Specialties

Anxiety
Coping Skills
Family Conflict
+3
Hello! I'm a Licensed Clinical Social Worker. I received my Master Degree from California State University and I've been practicing therapy for over 12 years. I grew up in Italy and moved to the US 42 years ago. I work with adult men and women struggling with trauma, anxiety, life transitions, relationships. I'm passionate about helping them live more fulfilling relationships and peaceful life.
VirtualAvailable
Warm
Empowering
Authentic
Open-minded
Solution oriented
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+10
You may be coming to therapy feeling overwhelmed, stuck, or worn down by patterns that keep repeating in your life or relationships—or by a situation that has disrupted your sense of stability. You might be navigating a loss, a major transition, or ongoing pressure that has left you depleted. Your body and emotions may be holding more than words alone can explain. I offer a relational, trauma-informed space where we can slow down together and create more choice in otherwise habitual patterns of responding. Over time, many people feel more at ease in their bodies, clearer about their needs, and more confident in how they relate to others and themselves.
VirtualAvailable
Direct
Authentic
Empowering
Warm
Solution oriented
Challenging
Humorous
Open-minded
Solution oriented

Specialties

Anxiety
Chronic Illness
LGBTQ
+3
Hello, I am a therapist who focuses on improving the lives of his clients. I will help empower them to enrich their lives. Together we can explore methods on helping the individual deal with everyday life stressors and also past trauma. I am someone who wants to see their clients excel and be able to manage life's difficulties. Hoping to help my clients see positive results in therapy.
VirtualAvailable
Warm
Authentic
Empowering
Open-Minded
Solution oriented
Direct
Intelligent
Open-minded
Solution oriented
Humorous

Specialties

Anxiety
Domestic Violence
Peer Relationships
+13
Deciding to begin therapy is the first step in a life changing decision. Welcome, my name is Marisol Cendejas , I am a bilingual therapist who cares about creating safer spaces to empower mental health and wellness in BIPOC (Black, Indigenous, and people of color), and all communities. As a therapist who shares a similar background, I can understand your unique personal and professional experiences, family dynamics, and/or the stigmas against mental health in our community and culture. Have you noticed that you are often sad, worried, or irritable? Is it impacting your relationships with your partner or family? Changes in mood can be brought upon in many situations including life changes or stressors, maybe recent trauma or a past trauma that is now coming to surface. As your therapist, my goal is to provide a safe place for personal growth and healing and will provide you with specific tools to help you manage your thoughts and feelings in a new way so that you can claim your life back.
VirtualAvailable
Warm
Authentic
Open-minded
Solution oriented
Intelligent
Solution oriented
Direct
Empowering
Humorous
Holistic

Specialties

Coping Skills
Depression
Anger Management
+17
Hello, thank you for coming to my web page, and I want to help you with whatever journey comes our way. I have 8 years of experience, with combined internship and as an LMFT in dealing with anxiety, depression and trauma. Being married, I believe that I can relate when married couples have struggles and they need my help with a tune-up or their restart. I empower clients to use different ways of thinking to whatever life situations come your way, by giving many different ways to solve problems, and improve communication and strive for assertiveness and self-confidence, and let go of past hurts. I strive to listen to clients at their lowest lows and highest highs and bring Christian views and values whenever possible.
VirtualAvailable
Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take UnitedHealthcare Life Insurance?

Yes! If you use UnitedHealthcare Life Insurance you’ll be asked to verify your Member ID at the time you book the appointment. However, if you don’t have UnitedHealthcare Life Insurance you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.