Finding a therapist who accepts United Healthcare Life Insurance can make accessing mental health care more affordable and convenient. With 554 verified therapists in California who accept United Healthcare Life Insurance, you can filter by therapy approach—such as cognitive behavioral therapy, dialectical behavior therapy, or EMDR—and focus areas like anxiety, depression, or trauma to find the best match for your needs. Each Grow Therapy-verified provider is currently welcoming new clients and has availability within the next 30 days, ensuring you can access quality care that aligns with your insurance plan.
Availability updated: 1/15/2026
Often rebooked
New to Grow
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When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.
Yes! If you use UnitedHealthcare Life Insurance you’ll be asked to verify your Member ID at the time you book the appointment. However, if you don’t have UnitedHealthcare Life Insurance you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.