United Healthcare Life Insurance Therapists in California

Finding a therapist who accepts United Healthcare Life Insurance can make accessing mental health care more affordable and convenient. With 765 verified therapists in California who accept United Healthcare Life Insurance, you can filter by therapy approach—such as cognitive behavioral therapy, dialectical behavior therapy, or EMDR—and focus areas like anxiety, depression, or trauma to find the best match for your needs. Each Grow Therapy-verified provider is currently welcoming new clients and has availability within the next 30 days, ensuring you can access quality care that aligns with your insurance plan.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 2/18/2026

Authentic
Intelligent
Open-minded

Specialties

Addiction
Anxiety
Depression
+10
California State University Stanislaus of Social Work, Master's in Social Work License LCSW# 76744 23 Years of experience Hello! My name is Robert Garza, LCSW Bi-lingual. I have over 18 years of experience working with clients ranging from early childhood, adolescence, children/families, adults, and end-of-life care. I have always viewed my professional career to learn as much as possible and be able to impact the largest number of people in need of support, counseling, therapy, and a safe space. I have worked in educational settings, healthcare settings, and clinical settings. I was born in Corcoran and raised in Central California. I currently reside in Rocklin CA, and enjoy horseshoe pitching, long walks, the ocean, and family and friends. My historical area of focus ranges from challenges in school to overcoming childhood traumas, depression, anxiety, social isolation, and conflict within family units. These are common things that we all face as we grow and evolve into our adult selves.
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Warm
Solution oriented
Direct

Specialties

Life Transitions
Self Esteem
Women's Issues
Hello! My name is Sarah, I am a licensed marriage and family therapist based in Carlsbad, California. I specialize in working with immigrants and children of immigrants to empower them to overcome the unique challenges of balancing East/West cultural norms. You're the expert of your life, I am here to empower you and offer different perspectives. I earned my Bachelor of Science degree in Health Sciences and my Masters of Arts degree in Marital and Family therapy. My clinical background includes working with people in outpatient settings and higher levels of care, supporting people in creating a life worth living.
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Empowering
Warm
Open-minded

Specialties

Anxiety
Depression
Grief
+1
Are you looking for a safe space to vent all of life’s ups and downs? Well look no further. I am Robin Dixon, LCSW, with years of experience in psychotherapy. I understand that going to therapy as well as finding the right therapist can be difficult. I will meet you where you are without judgment. I am here to provide guidance and support to individuals navigating through life stressors. I am an empathetic listener, willing, and ready to support my clients in a therapeutic space. My hope is to help you identify your strengths, find solutions, and meet your life goals. I utilize a solutions-based approach to healing.

 Have you ever heard the phrase “save the drama for your momma”? if so, I want you to save the trauma for your therapist (me).
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Authentic
Warm
Intelligent

Specialties

Depression
LGBTQ
Trauma and PTSD
+8
Hello! I have been continuously licensed as a Clinical Psychologist since 1999. I grew up poor in inner city Cleveland. I was the 1st in my family to complete a college degree of any kind. I was a truck driver before I became a psychologist. I have a neuromuscular disability which effects my lower arms and hands and lower legs and feet. I use a wheelchair for long distances but I can walk a little. I graduated with a BA in psychology from Cleveland State University in 1992. I graduated with my doctorate in clinical psychology from the Illinois School of Professional Psychology in Chicago in 1998.
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Direct

Specialties

Anger Management
Anxiety
Depression
+3
Hi, I have been licensed as a Marriage and Family Therapist for the past 13 years. I graduated from the California Institute of Integral Studies in expressive arts therapy. I also have lived in a Zen Buddhist temple to do residential practice for five years. My goal is to help people feel better as soon as possible. Usually by the time a person enters therapy they have been under stress that has been building for a while. I help people identify and clarify what their goals are and present interventions that I have supported people using that help them feel better.
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Solution oriented
Authentic
Warm

Specialties

Anxiety
Coping Skills
Depression
Hi there, I'm Steven. Do you feel that life has become hard to handle? Are you struggling to keep up with your relationships, work and health, or maybe the things that used to make you feel productive? When was the last time you were kind to yourself? I help people manage their distressing mood changes and unexpected stresses. Together, we can identify what's not working and get you back to balance. We'll use a holistic approach, addressing the needs of your mind, body and spirit. We will work to uncover the "healthy" you that has been stymied by the tough circumstances you find yourself in. Let's do this together. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome your challenges.
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Direct
Solution oriented
Authentic

Specialties

Anxiety
Coping Skills
Women's Issues
+9
Hello. My name is Ana and I am a bilingual Licensed Marriage and Family Therapist (128445), in the beautiful state of California. I have been in the counseling and social work field for 25+ yrs. Simply stated, I was born to do therapy, it is a gift and an honor. I am a safe, trusting and caring person, that is able to connect with a diversity of people, especially those that feel inadequate. I have worked with children, teens, elderly, foster care, gang members and most recently, death row inmates in prison. I have found through many of those experiences that emotional pain, feeling alone, being scared to live and having anxiety or depression is common and universal. However, I also know that the desire to live a deeper, peaceful and meaningful life can also be a driving force. I too have done much of that internal work and reflection in my life. I have learned that it is OK to be just me, no longer fearing to live the life that I have earned and deserve. I would love the same for you.
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Solution oriented
Authentic

Specialties

Anxiety
Life Transitions
Men's Issues
+8
Hi, I’m Luke Lorefice, a therapist and college/career counselor dedicated to helping men, young adults, including neurodivergent students and those facing emotional or academic challenges, find clarity, confidence, and purpose. I hold a Master’s in Social Work from Simmons University and a College Counseling Certificate from UCLA Extension. My work blends mental health expertise with academic counseling, employment, and life transitions. Through Grow and my private practice, Wave Point Counseling, I help clients explore meaningful paths whether that’s higher education, a career pivot, or rediscovering a sense of direction.
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Open-minded
Authentic

Specialties

Anger Management
Anxiety
Coping Skills
+11
Richard De La Garza is a licensed clinical social worker. His educational background includes a Bachelor's degree from San Jose State University and a Master's degree in Public Administration from Columbia University, and he is currently in pursuit of a Doctorate in Philosophy of Leadership from the University of San Diego. His research intersects multicultural facets of underrepresented first-generation, non-traditional, veteran, and disabled persons and is committed to social justice and culturally competent care. His experience includes working in a variety of settings including the US Army, as a direct commissioned officer for active-duty servicemen. Richard has provided consultation for a non-profit board of directors, case management for a community mental health clinic, and facilitated government partnerships across the military and Palo Alto VA. Richard aligns with a holistic therapeutic approach that is person-centered, psychodynamic, narrative, cognitive behavioral, solution-oriented, integrative systems, and storytelling. Richard's leadership style reflects traits like being bilingual, amiable, and tenacious. Richard strives to expand self-awareness to recognize everyone should be a learner who is capable of growth and redemption. Richard is also trained to provide EMDR therapy.
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Intelligent
Humorous

Specialties

Coping Skills
Life Transitions
Peer Relationships
+9
Finding a place where you can be completely honest about how you’re doing shouldn't be so difficult. I’m Elizabeth, and I help people navigate the deeper, more complex parts of their lives that often feel hard to put into words. I believe that the challenges you’re facing today are usually connected to a larger story. Whether you are dealing with the long-term effects of trauma, the weight of life changes, or a persistent feeling that something is 'off,' I’m here to help you make sense of it. My goal is to move beyond just managing symptoms so we can understand and address the root causes of your distress.
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Challenging
Empowering
Intelligent

Specialties

ADHD
Coping Skills
Couples Counseling
+10
Hello, I'm Heather, a seasoned counselor dedicated to providing compassionate support to individuals navigating life's challenges. With over 20 years of experience in Social Work and Counseling, including service as a Navy Veteran, I bring a wealth of expertise and understanding to my practice. As an Author, I've authored books aimed at simplifying complex medical and mental health issues, such as Hospice, Home Health, and Palliative Care. My commitment to enhancing accessibility and understanding in these areas underscores my passion for empowering individuals to take charge of their well-being. In my counseling approach, I prioritize active listening and client-centered care. Your growth and goals are at the forefront of our sessions, as I work collaboratively with you to navigate the path toward healing and personal fulfillment. In addition to individual counseling, I specialize in couples therapy, helping partners navigate complex issues like communication breakdowns, conflict resolution, and rebuilding trust. Through tailored interventions and empathetic support, I assist couples in cultivating deeper understanding, connection, and resilience within their relationships. I also offer individual counseling for personal growth, healing, and support, providing a safe and nurturing space for clients to explore their innermost thoughts and emotions on their journey towards greater well-being and fulfillment. Insight and progress can often be achieved in just one session, though the benefits of ongoing therapy are profound. Whether you're stepping into counseling for the first time or continuing your therapeutic journey, my objective remains the same: to provide you with the compassionate support and guidance you deserve. Your willingness to engage in therapy is deeply appreciated, and I am here to walk alongside you every step of the way.
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Solution oriented
Empowering
Authentic

Specialties

Anxiety
Career Counseling
Depression
+6
Hello, I’m Kamron Poosti, a Licensed Marriage and Family Therapist based in Los Angeles. I specialize in addressing issues like anxiety, depression, dating, communication, relationships, burnout, and work-related stress. My client-centered approach offers tailored support to help you navigate your unique challenges and develop effective coping strategies. I’m dedicated to helping individuals from all walks of life achieve greater mental well-being and lead more fulfilling lives.
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Solution oriented
Intelligent
Empowering

Specialties

Anxiety
Depression
Life Transitions
+5
I am an LCSW, licensed in both New York and California, and have been working as a clinician for over 25 years. I have worked with ethnically and culturally diverse groups of clients, from toddlers to seniors and every age in between. My style is very interactive and I consider my role to be a partner with my clients - we work together to set goals, figure out strategies and work towards resolutions. I am also a firm believer that a good match is crucial to the therapeutic process - we both need to feel a connection and level of comfort as far as a working relationship for the therapy to be effective. Interested in seeing if we are a good match to work together? Please feel free to contact me and/ or schedule an appointment, we can chat and decide.
VirtualAvailable
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Often rebooked

Solution oriented
Direct

Specialties

Anxiety
Coping Skills
Women's Issues
+10
I work with clients navigating anxiety, depression, trauma, spirituality, chronic health conditions, relationship challenges, dating, career path, life purpose and self-esteem. I take a holistic approach to therapy, I support healing by exploring all aspects of the self—physical, emotional, mental, and spiritual. I believe therapy is a means of supporting yourself, a safe place to process emotions, a way to gain clarity, a way to feel supported and a way to feel understood. I value honest, open communication and work to create a safe, supportive space where you feel heard without judgment.
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Often rebooked

Authentic
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Spirituality
Hello! I have been a licensed marriage and family therapist (LMFT) in the state of California since November 2017. I worked with children and youth from 2015-2023 in a community-based clinic. From December 2023 to August 2025, I worked with adults struggling with substance abuse who are part of a treatment court program. In August of 2025, I transitioned to private practice where I am primarily serving individuals struggling with relationship issues/life transitions.
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Empowering
Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+8
Hello! It is truly a pleasure to have the possibility of working with you. Anxiety, trauma, and depression can make us feel lost and the road through is muddy and overwhelming. This is why having a guide that can understand you and meet you where you are, is incredibly important. It is my goal to help you navigate this voyage as well as hold and work through complex emotions as they fight with each other while at the same time cohabitating in the same space. I look forward to taking those first steps with you and take this journey together.
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Intelligent
Solution oriented
Direct

Specialties

Anxiety
LGBTQ
Men's Issues
+3
I believe that life is a beautiful thing, but at times, hurdles and trials can obscure us from seeing that vision. Do mornings greet you with anxiety or sadness? Have you noticed that your motivation within you has dwindled? Hi, I'm Ben, and my passion is collaborating with individuals like you to help them rediscover their very best selves. I thrive on connecting with my clients right where they are. Whether you're wrestling with depression, grappling with anxiety, or simply feeling adrift, I invite you to take the initial step and schedule an appointment with me! We will work together to chart a new course to rekindle your appreciation for the beauty surrounding us in life. My primary approach is Cognitive Behavioral Therapy (CBT), which empowers you to unravel negative behavior patterns, allowing you to break free from thoughts and actions that might be constraining your happiness.
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Often rebooked

Solution oriented
Warm

Specialties

Anxiety
Life Transitions
Parenting
+7
From working in East LA with 0-5 population to working with adults in the military and kids/teens in San Diego, I have had the privilege of walking alongside so many individuals and families in every facet of life. Obtaining my Bachelor's Degree in the Midwest, studying in a foreign country, and ultimately earning my Master's in California, I embrace adaptability and have gained valuable perspectives gained through varied experiences in various locations. I specialize in utilizing an attachment-based, trauma-informed, and neuroscience lens; and I embrace every individual's story.
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Solution oriented
Warm
Empowering

Specialties

Career Counseling
Chronic Illness
Crisis Intervention
+10
Having a hard time getting through the day? Struggling to cope in areas that others make look "Easy"? I have years of personal, professional and social experience in helping people who feel this way. As a clinician I focus on mindfulness and internal growth. My mission is to reach as many people as possible who may be suffering in silence and/or don't feel heard. I hope that through strong professional support my clients can make and achieve their goals. My desire is to assist those who work with me in living their best emotionally healthy lives.
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Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
Hello. my name is Diane Gibbs and i have been a licensed clinical social worker since 2008. I am Rogerian(carl rogers) focused. I am clt centered, start where the client is, creating a safe and nonjudgmental environment where healing can happen. any one of us can experience disturbance of mood, thought, or emotion; simply because we are human. I like to use a strengths based approach, empowering the clt to use their strengths in overcoming obstacles. I have used various modality interventions including CBT DBT Exposure Therapy, IFS, Strengths based, trauma focused, guided imagery, meditation, visualization, and . I have worked with 5 yo to 80+ yr old. I feel blessed when clients open their life up to me and honor the oath to privacy and client needs. Let’s have a 15 minute meeting Anna see if we are a fit :)
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Authentic
Solution oriented

Specialties

Anxiety
Coping Skills
Family Conflict
+3
Hello! I'm a Licensed Clinical Social Worker. I received my Master Degree from California State University and I've been practicing therapy for over 12 years. I grew up in Italy and moved to the US 42 years ago. I work with adult men and women struggling with trauma, anxiety, life transitions, relationships. I'm passionate about helping them live more fulfilling relationships and peaceful life.
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Empowering
Authentic
Humorous

Specialties

Anxiety
Depression
Trauma and PTSD
+3
Hi! My name is Yomaira Suazo and I am a licensed Marriage Family Therapist in California. I identify as a Latina and am bilingual. My experiences include young adults and adults. My main focus is proving a client-centered approach along with other approaches that help to create a non-judgment space for clients to feel safe and unpack, learn, and begin the healing process.
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Authentic
Warm
Open-minded

Specialties

ADHD
Anxiety
Child or Adolescent
+8
I am a Licensed Clinical Social Worker with over 11 years of experience providing psychotherapy and clinical social work across medical, academic, and private practice settings. My clinical work is grounded in trauma-informed care, psychoeducation, and a commitment to evidence-based, integrative treatment that supports each client’s individual goals and strengths. My experience includes working with adults, adolescents, and families in settings such as UCSF Benioff Children’s Hospital, Kaiser Permanente, and the San Francisco Stress and Anxiety Center. These diverse environments have informed a comprehensive approach that values collaboration, holistic assessment, and continuity of care.
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Solution oriented
Authentic
Intelligent

Specialties

Anxiety
Depression
Mood Disorders
+10
Hello, my name is Deserae, and welcome to my profile! As a licensed clinical social worker, I am passionate about supporting individuals in identifying their own path toward their mental health goals. With a Master's degree in Social Work with an Emphasis on Hispanic Culture from Our Lady of the Lake University, I bring a diverse background and skill set to my therapy practice.
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Warm
Open-minded
Authentic

Specialties

Family Conflict
Life Transitions
Trauma and PTSD
+6
My name is Corinna Navarro and I am a Licensed Clinical Social Worker (LCSW) based in the Southern California and working with clients statewide via telehealth. I work with young adults and specialize in trauma, anxiety, depression, family conflicts, and life transitions. I am an eclectic therapist meaning I pull from various types of therapy to help you identify their needs, make progress and start feeling better.
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Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take UnitedHealthcare Life Insurance?

Yes! If you use UnitedHealthcare Life Insurance you’ll be asked to verify your Member ID at the time you book the appointment. However, if you don’t have UnitedHealthcare Life Insurance you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.