United Healthcare Life Insurance Therapists in California

Finding a therapist who accepts United Healthcare Life Insurance can make accessing mental health care more affordable and convenient. With 708 verified therapists in California who accept United Healthcare Life Insurance, you can filter by therapy approach—such as cognitive behavioral therapy, dialectical behavior therapy, or EMDR—and focus areas like anxiety, depression, or trauma to find the best match for your needs. Each Grow Therapy-verified provider is currently welcoming new clients and has availability within the next 30 days, ensuring you can access quality care that aligns with your insurance plan.

Availability updated: 3/12/2026

Solution oriented
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
If you’re here, you’re likely carrying more than you show. I specialize in helping adolescents and adults who feel anxious, overwhelmed, stuck, or weighed down by life’s transitions—including postpartum shifts, depression, relationship pain, and betrayal trauma. My approach is warm, grounded, and real. I focus on creating a space where you can finally exhale, process what’s been heavy, and reconnect to your own strength and clarity. With experience in hospitals, criminal justice settings, and outpatient clinics, I’ve supported people through some of the hardest chapters of their lives. Those experiences shaped the therapist I am today—one who listens deeply, meets you where you are, and walks beside you as you rebuild, heal, and move forward with confidence.
VirtualAvailable
Empowering
Direct
Intelligent

Specialties

Anger Management
Anxiety
Depression
+8
Hi, I am Licensed Marriage and Family Therapist/Mental Health provider in California. I have been in the social service field for over 20 years , and have been practicing fully licensed for over 15 years. I like to work with adults who are experiencing life stress and challenging moments in their lives and provide a safe space where they can be heard with out judgment .
VirtualAvailable
Solution oriented
Authentic

Specialties

Anger Management
Anxiety
Life Transitions
+3
I am a licensed therapist with over 12 years of experience, specializing in helping individuals and couples navigate challenges, foster deeper connections, and heal from trauma. My approach is relational, collaborative, and tailored to each client, integrating modalities like EFT, PACT, IFS, and EMDR. I create a safe and supportive space for self-discovery, helping clients build greater self-awareness, compassion, and resilience in their lives and relationships.
VirtualAvailable
Open-minded
Authentic

Specialties

Anger Management
Anxiety
Coping Skills
+11
Richard De La Garza is a licensed clinical social worker. His educational background includes a Bachelor's degree from San Jose State University and a Master's degree in Public Administration from Columbia University, and he is currently in pursuit of a Doctorate in Philosophy of Leadership from the University of San Diego. His research intersects multicultural facets of underrepresented first-generation, non-traditional, veteran, and disabled persons and is committed to social justice and culturally competent care. His experience includes working in a variety of settings including the US Army, as a direct commissioned officer for active-duty servicemen. Richard has provided consultation for a non-profit board of directors, case management for a community mental health clinic, and facilitated government partnerships across the military and Palo Alto VA. Richard aligns with a holistic therapeutic approach that is person-centered, psychodynamic, narrative, cognitive behavioral, solution-oriented, integrative systems, and storytelling. Richard's leadership style reflects traits like being bilingual, amiable, and tenacious. Richard strives to expand self-awareness to recognize everyone should be a learner who is capable of growth and redemption. Richard is also trained to provide EMDR therapy.
VirtualAvailable
Solution oriented
Warm
Authentic

Specialties

Anxiety
Depression
Eating Disorders
+6
Great to meet you! I'm Amanda of HeartTalk Christian Counseling. Have you been struggling to keep your head above water, worried that somehow you will miss something? Have you been feeling burnt out, overwhelmed, and anxious? I have been working with individual clients for the last twelve years to create a safe and positive space to work through life’s difficulties, understand important issues, learn new and effective coping skills, and develop full relationships to lead a more authentic life. I believe in working together to help you create attainable treatment goals and explore areas of growth. In our sessions together, I will bring my experience, compassion, and evidenced-based techniques so that you can overcome the things that have been holding you back from thriving.
VirtualAvailable
Solution oriented
Direct
Intelligent

Specialties

Anxiety
LGBTQ
Men's Issues
+3
I believe that life is a beautiful thing, but at times, hurdles and trials can obscure us from seeing that vision. Do mornings greet you with anxiety or sadness? Have you noticed that your motivation within you has dwindled? Hi, I'm Ben, and my passion is collaborating with individuals like you to help them rediscover their very best selves. I thrive on connecting with my clients right where they are. Whether you're wrestling with depression, grappling with anxiety, or simply feeling adrift, I invite you to take the initial step and schedule an appointment with me! We will work together to chart a new course to rekindle your appreciation for the beauty surrounding us in life. My primary approach is Cognitive Behavioral Therapy (CBT), which empowers you to unravel negative behavior patterns, allowing you to break free from thoughts and actions that might be constraining your happiness.
VirtualAvailable

Specialties

Anxiety
Depression
Trauma and PTSD
Janet Distefan, PhD LMFT is a Licensed Marriage and Family Therapist. She received a B.A. from the University of California, San Diego; an M.A. in Counseling Psychology from National University and a Ph.D. in Behavioral Epidemiology from the University of California, San Diego. She has been licensed since 2006 providing comprehensive clinical care for issues such as depression, anxiety, post-traumatic stress, bipolar disorder, relational difficulties, grief and loss, and major life transitions. Her clinical practice is collaborative and strength-based, drawing from cognitive-behavioral, object relations and attachment theories; and mindfulness-based stress reduction.
VirtualAvailable
Open-minded
Warm

Specialties

Anxiety
Self Esteem
Serious Mental Illness
Being a therapist is a lifelong passion for me and is rooted in my dedication to supporting adults, children, families, and communities in building safety, resilience, and hope. My journey has taken me from my home county of Santa Cruz where I advocated and ran groups for youth living in situations including domestic violence from 2011-2013, to working as a shelter counselor in Oakland for youth 13-21 from 2016-2018. I worked in serving famillies with San Francisco Child and Family Services, where I partnered with families navigating reunification with their children while providing psychoeducation and crisis counseling during critical moments from 2018-2022. I have been licensed with my LCSW since May 2025 and focused my prior professional development around harm reduction and culturally focused treatment, aligning with my commitment to social justice and culturally responsive care.
VirtualAvailable
Warm
Solution oriented
Intelligent

Specialties

Anxiety
Depression
Career Counseling
+4
I help individuals find relief from anxious thoughts, worries, and overthinking and discover the next logical steps for challenges related to relationships, work stress, communication and family issues. I assist you to gain control of your thoughts and free up mental energy to be more present to connect with your family and friends, increase motivation to achieve your goals, and allow more feelings of joy in your life. I am a psychologist, Dr. Frances He, Psy.D. I am passionate about helping clients to see and experience the possibility of moving their happiness up a notch and having consistent peace and joy in life. I love to see my clients feeling empowered not to settle for what is. I speak both Cantonese and Mandarin. I also attend regularly at a local church.
VirtualAvailable

Often rebooked

Warm
Direct
Solution oriented

Specialties

Anxiety
Coping Skills
Mood Disorders
Hi! I'm a Licensed Psychologist based in California. I have received my Bachelors of Science in Cognitive Psychology and Psychology of Social behaviors from the University of California, Irvine. I have obtained my Masters in Clinical Psychology from California State University of Fullerton. I have received my Doctorate in Clinical Psychology from California School of Professional Psychology at Alliant University. I have been seeing clients for the pas 13 years in different settings from private practice to community mental health centers and recovery centers.
VirtualAvailable
Authentic
Open-minded
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi! I'm a Licensed Marriage and Family Therapist (LMFT) and Registered Art Therapist based in California. I also have certification in substance use disorders. I practice from a trauma-informed, strengths-based perspective, utilizing integrative techniques which include CBT, mindfulness practices, somatic approaches, psychodynamic, internal family systems and art therapy. I tailor treatment to best suit your needs. I understand how hard it can be to make the decision to work through difficulties. My goal is to help clients develop insight into their thinking and behavioral patterns by exploring the root causes of their anxiety, depression, or trauma and identify the underlying issues contributing to their distress. This process of self-discovery can be challenging, but it is also incredibly empowering.
VirtualAvailable

Often rebooked

Authentic
Empowering
Warm

Specialties

Coping Skills
Life Transitions
Spirituality
Hello! I have been a licensed marriage and family therapist (LMFT) in the state of California since November 2017. I worked with children and youth from 2015-2023 in a community-based clinic. From December 2023 to August 2025, I worked with adults struggling with substance abuse who are part of a treatment court program. In August of 2025, I transitioned to private practice where I am primarily serving individuals struggling with relationship issues/life transitions.
VirtualAvailable
Holistic
Solution oriented

Specialties

Anxiety
Depression
Self Esteem
+4
I’m a licensed therapist who helps people reconnect with their emotions when they’ve spent years pushing them aside just to get through life. Many of the clients I work with are thoughtful, capable, and deeply caring, but feel disconnected, overwhelmed, or hard on themselves without fully understanding why. My approach is warm, collaborative, and grounded in Emotion-Focused work, helping you slow down, understand what’s happening inside, and build a more compassionate relationship with yourself. Therapy with me isn’t about fixing you, it’s about helping you feel more like you again.
VirtualAvailable

Often rebooked

Warm
Open-minded
Empowering

Specialties

Anxiety
Eating Disorders
Life Transitions
+7
Jazmin is a Licensed Clinical Social Worker who provides virtual therapy for clients across California. She works with teens and young adults navigating anxiety, self-esteem challenges, and eating disorders. Using a warm, client-centered approach grounded in CBT and ACT, she helps clients reduce negative self-talk, build practical coping skills, and move toward greater self-acceptance. Jazmin creates an inclusive space where everyone feels supported on their journey toward lasting resilience. Through extensive training and clinical experience, she integrates evidence-based therapy approaches to support clients with a wide range of mental health concerns. You can learn more at JazminAlarconTherapy.com
VirtualAvailable

Often rebooked

Solution oriented
Intelligent

Specialties

Addiction
Bipolar Disorder
Trauma and PTSD
+10
I bring both professional and personal experience to my work as a therapist. Having a bipolar diagnosis has given me a unique perspective on the challenges of navigating the institutional and often stigmatized aspects of mental health and the impact on day-to-day life. This lived experience allows me to approach therapy with empathy, a genuine curiosity and appreciation for each client’s journey, while also emphasizing holistic living for optimal wellness of mind and body. Professionally, I’ve worked in psychiatric residential treatment, addiction medicine, youth detention and family practice settings. These experiences have strengthened my ability to support clients through a wide range of concerns, from mood and anxiety challenges to relationship and life stressors. I utilize a lot of somatic and sensory-based tools focusing on emotion and nervous system regulation, including brainspotting, sound therapy, aromatherapy, meditation techniques and other mindfulness tools. Alongside these approaches, I draw from Cognitive Behavioral Therapy (CBT) and Dialectical Behavioral Therapy (DBT) to examine and reframe unhelpful thought patterns, strengthen emotional regulation, and develop healthier coping strategies. I have extensive experience supporting clients with addictions, complex PTSD and trauma history, ADHD, BPD, bipolar, schizophrenia and other psychiatric conditions, allowing me to meet individuals with both compassion and clinical expertise. My goal is to create a safe, collaborative space where clients feel supported, reconnect with themselves, cultivate resilience, and move toward meaningful, lasting change.
VirtualAvailable
Intelligent
Solution oriented

Specialties

Anxiety
Depression
Life Transitions
+5
You might be at a turning point. Drained by work or the people around you, disconnected from whatever used to give things meaning, or trying to find your footing after a major life change. Maybe anxiety creeps in, thoughts get stuck on repeat, or there's a heaviness you can't quite shake. These are the kinds of crossroads I help people navigate. I'm a Licensed Clinical Social Worker in Sacramento. My background spans community mental health, residential treatment, and crisis intervention, with a focus on addiction recovery, trauma, and complex life transitions. Before that, 15 years in the arts and nonprofit world gave me a close-up view of the burnout that people who give a lot of themselves often carry quietly.
VirtualAvailable
Empowering
Warm
Solution oriented

Specialties

Anxiety
Life Transitions
Trauma and PTSD
+9
I offer a non‑judgmental, empathic, and supportive space where clients can feel safe to explore their experiences. My goal is to empower you as you navigate life’s challenges and discover your own capacity for growth. I view therapy as a collaborative process of self‑exploration, acceptance, healing, and recognition of your strengths, challenges, and goals. I believe that you are the expert on you. My role is to walk alongside you, offering tools, insight, and guidance that support your journey toward clarity and well‑being. Because every person’s story is unique, I draw from multiple therapeutic modalities and tailor my approach to meet your individual needs. I specialize in trauma, anxiety, depression, PTSD, life transitions, grief and loss, and challenges faced by children, teens, young adults, couples, and families. My intention is to create a space where you feel understood, supported, and empowered to move toward the life you want.
VirtualAvailable

Often rebooked

Authentic
Solution oriented

Specialties

Depression
Trauma and PTSD
Women's Issues
+10
Hi, I’m Leah Yeshnik, LMFT. I specialize in supporting adults navigating anxiety, depression, trauma, relationship challenges, and major life transitions. My approach is honest, direct, and grounded in presence. I listen deeply, reflect thoughtfully, and bring compassion, respect, consistency, humor, and accountability into the therapeutic space. My work is especially attuned to the emotional and relational experiences of women. I incorporate a range of modalities to meet different learning styles and needs, including expressive arts, journaling, self-reflection, skill building, and somatic practices
VirtualAvailable
Solution oriented
Authentic
Direct

Specialties

Anger Management
Anxiety
Coping Skills
+7
I am not taking Couples, but I am taking individuals that are or are not in a relationship and need help. We were never taught how to be in a relationship of any kind. Yes there are tons of books of how to, however to put them to practical use can be very difficult. This can also relate to a relationship with a family member, friends or co-workers. Sometimes our own mental health can influence all of our relationships, and you may need coping techniques for anxiety and or depression type symptoms. I will work with you individually to help you gain insight to your own behavior that may be influencing your relationship. I am here to help beit coping strategies for anxiety and depression symptoms or learning how to communicate more effectively with others.
VirtualAvailable
Challenging
Empowering
Intelligent

Specialties

ADHD
Coping Skills
Couples Counseling
+10
Hello, I'm Heather, a seasoned counselor dedicated to providing compassionate support to individuals navigating life's challenges. With over 20 years of experience in Social Work and Counseling, including service as a Navy Veteran, I bring a wealth of expertise and understanding to my practice. As an Author, I've authored books aimed at simplifying complex medical and mental health issues, such as Hospice, Home Health, and Palliative Care. My commitment to enhancing accessibility and understanding in these areas underscores my passion for empowering individuals to take charge of their well-being. In my counseling approach, I prioritize active listening and client-centered care. Your growth and goals are at the forefront of our sessions, as I work collaboratively with you to navigate the path toward healing and personal fulfillment. In addition to individual counseling, I specialize in couples therapy, helping partners navigate complex issues like communication breakdowns, conflict resolution, and rebuilding trust. Through tailored interventions and empathetic support, I assist couples in cultivating deeper understanding, connection, and resilience within their relationships. I also offer individual counseling for personal growth, healing, and support, providing a safe and nurturing space for clients to explore their innermost thoughts and emotions on their journey towards greater well-being and fulfillment. Insight and progress can often be achieved in just one session, though the benefits of ongoing therapy are profound. Whether you're stepping into counseling for the first time or continuing your therapeutic journey, my objective remains the same: to provide you with the compassionate support and guidance you deserve. Your willingness to engage in therapy is deeply appreciated, and I am here to walk alongside you every step of the way.
VirtualAvailable

Often rebooked

Specialties

Anxiety
Military/Veterans
Obsessive-Compulsive (OCD)
+9
As a Licensed Marriage and Family Therapist (LMFT) and former Army medic, I offer clients a uniquely disciplined and compassionate path to healing. I specialize in evidence-based treatment for challenging conditions, including Obsessive-Compulsive Disorder (OCD) and Hoarding Disorder. My approach is highly structured, drawing on models like Exposure and Response Prevention (ERP) and Habit Reversal Training (HRT), which is especially effective for Body-Focused Repetitive Behaviors (BFRBs) and addiction. My veteran background translates into a deep understanding of trauma and a unique ability to connect with clients seeking a high level of cultural competence and discipline in their therapeutic journey. I empower you to break free from debilitating cycles and achieve lasting change.
VirtualAvailable
Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
+6
Hello there my name is Blake and I look forward to getting to know and work with you. I've been fortunate enough to work with all age ranges for the past 7 years providing assistance to those struggling with anxiety, depression, suicidality, post-traumatic stress, as well as grief and loss. I enjoy working alongside my clients utilizing evidence-based techniques to improve the quality of life and reinstall a healthy and sustainable trajectory.
VirtualAvailable

Often rebooked

Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+4
Hi there! My name is Courtney Carlson and I am a Licensed Marriage and Family therapist. I have a background in working with a diverse range of clients (children, families, adults) in a variety of settings (school-based, outpatient, long term residential settings). Currently, I focus on providing individual therapy for transitional-aged youth (18-24) and adults. I believe therapy is something I do with clients, not to clients. I typically work with helping clients manage anxiety, depression, and stress symptoms by improving coping skills, processing life transitions, exploring childhood and current family dynamics, improving relationships and communication skills, and improving emotional regulation skills.
VirtualAvailable
Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
Hello. my name is Diane Gibbs and i have been a licensed clinical social worker since 2008. I am Rogerian(carl rogers) focused. I am clt centered, start where the client is, creating a safe and nonjudgmental environment where a client feels safe to explore. any one of us can experience disturbance of mood, thought, or emotion; simply because we are human. I like to use a strengths based approach, empowering the clt to use their strengths in overcoming obstacles. I have used various modality interventions including CBT DBT Exposure Therapy, IFS, Strengths based, trauma focused, guided imagery, meditation, narrative, and visualization. I have worked with 5 yo to 80+ yr old. I feel blessed when clients open their life up to me and honor the oath to privacy and client needs. Let’s have a 15 minute meeting and see if we are a fit :)
VirtualAvailable
No reviews yet
No reviews yet
Authentic
Warm

Specialties

Anxiety
Depression
Grief
+8
Hello ~ My name is Georgia and I am a Licensed Clinical Social Work. My life experience, education and extensive professional training has brought me on a wonderful journey of helping others. I focus on creating an open and safe environment where thoughts and feelings can be shared in a nonjudgemental space. As a therapist, it's an honor and privilege to be part of the lives of my clients and the ability to walk along with them in their most vulnerable times.
VirtualAvailable
Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take UnitedHealthcare Life Insurance?

Yes! If you use UnitedHealthcare Life Insurance you’ll be asked to verify your Member ID at the time you book the appointment. However, if you don’t have UnitedHealthcare Life Insurance you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What happens during the first therapy session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.