Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 567 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 9/15/2025

Rated 5.0 stars out of 5, 18 ratings

Anna Mayes

LCMHC, 1 years of experience

$80/session

Warm
Authentic
Humorous

Specialties

Obsessive-Compulsive (OCD)
Perinatal Mental Health
Trauma and PTSD
+7
My name is Anna and I am a Licensed Clinical Mental Health Counselor (LCMHC) and I specialize in Clinical Complex Trauma with children, teens and adults. I have also worked with various mood disorders and helping many through difficult phases in life. I have worked with individuals and families for about 5 years, both online and in private practice. My passion is to help those who have hit a rough patch and need help making their way to the other side. Working with mothers during and after pregnancy has become a passion as I myself am a mother and can provide empathy and insight to these particular experiences.
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Rated 5.0 stars out of 5, 3 ratings

Ally Rizol

LCSW, 6 years of experience

$100/session

Open-minded
Warm
Solution oriented

Specialties

Anxiety
Coping Skills
Life Transitions
+5
Hello! I’m Ally (she/her), a Licensed Clinical Social Worker. I believe in using a holistic, person-centered approach that honors you as the expert of your own experiences. Whether you are navigating a big life change, struggling with anxiety, or looking to strengthen your coping skills, I’m here to support you. Using an eclectic approach (incorporating Cognitive Behavioral Therapy, mindfulness-based strategies, solution focused work) we’ll work together to find what resonates best for you and your unique situation. Therapy with me is collaborative, supportive, and respectful of your journey. I’ll listen, ask questions, and provide guidance, but ultimately, it’s your voice that leads the way. You deserve a space where you can feel truly seen, heard, and empowered to be yourself.
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Rated 4.9 stars out of 5, 8 ratings

Cherie Covington

LCSW, 10 years of experience

Frequently rebooked

$75/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Depression
Spirituality
+7
Welcome and congratulations on taking the first step in your healing journey! First, my name is Cherie and I am originally from New York. My journey to becoming a therapist began while serving in the Army and having the opportunity to help Soldiers and their family members with personal issues/concerns. My experience led me to pursue formal schooling and training to be more of a service through therapy and providing much-needed resources to the people in need. This path has been rewarding for me, and being able to experience lives being transformed and people empowered continues to be an honor.
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Rated 4.7 stars out of 5, 74 ratings

KaShanda Ray

LCMHC, 20 years of experience

$95/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+1
Dr. KaShanda Ray is a Licensed Professional Counselor in the state of Georgia who has two decades of experience working with teens and adults experiencing depression, anxiety, adjustment issues and managing stress. Dr. Ray has worked in both community agencies as well as in higher education providing counseling and advising to college students on both 2-year and 4-year campuses. KaShanda completed a Bachelor of Science in Psychology at the University of Mobile, received a Master’s of Science in Community Counseling from the University of South Alabama and a doctorate in Organizational Leadership at Gardner-Webb University. Dr. Ray uses strength based, cognitive behavioral and solution-focused approaches to therapy, while working to meet the unique needs of each individual. Dr. Ray uses a combination of talk therapy and therapeutic assignments to work with each individual. Relationships are important to Dr. Ray and the therapeutic process. As a result, Dr. Ray strives to establish an environment that is comfortable and caring. The goal is to support you and help you work towards your goals. Specialties: Depression Anxiety Stress Management
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Rated 5.0 stars out of 5, 4 ratings

Melissa Sevigny

LCSW, 9 years of experience

Frequently rebooked

$100/session

Warm
Authentic
Holistic

Specialties

Anxiety
Coping Skills
Grief
+8
My path to becoming a mental health provider has been deeply influenced by both my personal background and my professional experiences. Growing up, I was surrounded by the work of my mother, who was a social worker. I saw firsthand the impact she had on individuals and families, and it inspired me to pursue a similar career. I was always drawn to the idea of helping others navigate difficult circumstances and providing support during times of crisis or transition. Her work shaped my understanding of the value of compassion, empathy, and practical intervention in improving lives. As a licensed therapist, I specialize in helping individuals manage the emotional, psychological, and practical aspects of these life adjustments. I take a compassionate, client-centered approach to therapy, emphasizing empathy and understanding. My methods are tailored to each person’s unique experiences and challenges. Over time, we’ll work together to deepen your self-awareness, develop coping mechanisms, and create practical tools for managing the ups and downs of life. I provide a safe space where you can feel heard and supported as you explore your feelings and develop skills to move forward. I focus on helping you make meaningful shifts in how you think, feel, and act. If you’re ready to take the first step toward navigating life’s transitions with more ease and confidence, I’m here to help.
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Traci Abernethy

LCSW, 14 years of experience

New to Grow

$120/session

Specialties

Anxiety
Depression
Trauma and PTSD
My name is Traci Abernethy. I have been a therapist for 14 years. My background is in Mental health as well as Substance abuse and dual-diagnosis. I have helped many improved their mental health and restore confidence. I graduated with a Bachelors of Social Work in 2010 at the University of North Carolina Greensboro and with a Masters of Social in 2011 from the Joint Masters of Social program at North Carolina Agricultural and Technical University and The University of North Carolina at Greensboro.
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Rated 4.9 stars out of 5, 160 ratings

Sejal Patel

LMFT, 6 years of experience

$100/session

Authentic
Empowering
Solution oriented

Specialties

Child or Adolescent
Family Therapy
Grief
+10
Hiya. My name is Sejal Patel, and I am currently licensed in North and South Carolina, as a LMFT. As a therapist, I show curiosity when my client(s), families, and couples ask me for guidance. Majority of my clients', share the assumption, because I am a therapist, I experience minimal challenges in life and relationships. I wish that was true. My professional education and knowledge has been helpful and useful. Truthfully, the lessons I learned by experiencing failures, challenges, and struggles of life are the true heroes to how I find my solutions. I welcome your curiosity to a collaborative process that combines my professional expertise, your life experience knowledge, and the power of creative solutions.
Virtual
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Rated 4.9 stars out of 5, 93 ratings

Teresia Medley-Hood

LCSW, 10 years of experience

$125/session

Empowering
Solution oriented
Open-minded

Specialties

Anger Management
Anxiety
Depression
+8
Hi there, I'm Teresia! Do you feel overwhelmed by challenging relationships with loved ones, friends or co-workers? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? I help people just like you manage anxiety and avoid burnout. Together, we can identify what's not working and get you back to balance. We'll use a holistic approach, addressing the needs in all aspects of your life. I will integrate mindfulness and CBT to help you develop a stronger relationship with yourself. My area of expertise includes anxiety issues, stress, anger management, depression, coping skills and mood disorders including bipolar. Whether you're dealing with everyday stress, relationship issues or cycles of anxiety and depression, I'm here to help. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!
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Rated 5.0 stars out of 5, 61 ratings

Meredith Hinson

LCSW, 9 years of experience

Frequently rebooked

$120/session

Authentic
Warm
Open-minded

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) and Licensed Clinical Addiction Specialist (LCAS) based in North Carolina. I received my Masters from the University of North Carolina Wilmington, and have been practicing going on 9 years now. I love helping young adults discover and understand how their past experiences are continuing to impact their lives, and how they can move forward.
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Rated 5.0 stars out of 5, 32 ratings

Lakeisha Aiken

LCMHC, 9 years of experience

$150/session

Authentic
Solution oriented
Warm

Specialties

Anxiety
Depression
Mood Disorders
+8
Greetings! I am a Licensed Clinical Mental Health Counselor (LCMHC) based in North Carolina. I completed my Master's program in 2011 at North Carolina Central University. I started my counseling journey in May 2011, working in community based mental health. I have since worked in both private and community settings. My experience has ranged from childhood and adolescent to older adulthood. I help my clients to deal with symptoms of anxiety and depression.
Virtual
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Rated 4.9 stars out of 5, 83 ratings

Candice Halley

LCMHC, 16 years of experience

$85/session

Authentic
Empowering
Open-minded

Specialties

Anxiety
Coping Skills
Grief
+4
I am a Licensed Clinical Mental Health Counselor in North Carolina and have been practicing for over 10 years. I received my Master's Degree from The University of North Carolina at Chapel Hill. I enjoy helping individuals find balance and contentment in their lives. I enjoy helping individual who have experienced trauma work through difficult emotions, feelings and beliefs in order to live more balanced and meaningful lives.
Virtual
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Rated 4.7 stars out of 5, 20 ratings

Cloie Schessl

LCSW, 5 years of experience

$110/session

Authentic
Empowering
Direct

Specialties

ADHD
Anxiety
Depression
+13
To feel fulfilled and truly happy in life, we need to take care of ourselves from the inside out, and this is what I help my clients do in their therapy sessions. I am passionate about supporting my clients to help them achieve their mental health goals and live a more positive and rewarding life. I help clients to re-discover their mental and emotional strength and to persevere through life's unexpected challenges. Therapy is a collaborative effort, and I look forward to working together as a team to help you reach the full potential that you have always envisioned in your life. I have worked in a variety of settings such as outpatient therapy, community mental health, nonprofit, private practice, inpatient psychiatry, and school settings. I specialize in working with children, adolescents and adults of different backgrounds, ethnicities and lifestyles. I offer a non-judgmental and person-centered environment for clients to explore areas of their life that they would like to bring about change and work through mental health concerns. I will help you work through past, present and future challenges you wish to overcome. Contact me today to start the journey of improving your life and meeting your goals!
Virtual
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Rated 5.0 stars out of 5, 3 ratings

MaRay Crockett

LMFT, 1 years of experience

$135/session

Solution oriented
Authentic
Warm

Specialties

Life Transitions
Trauma and PTSD
Women's Issues
+7
I am a Licensed Marriage and Family Therapist who helps individuals heal, grow, and reconnect with themselves. My approach combines Internal Family Systems (IFS), EMDR, and Emotionally Focused Therapy (EFT) to address the roots of distress and promote lasting change. I provide culturally sensitive, experiential therapy that honors your identity, values, and lived experiences. Whether we are reprocessing painful memories, exploring parts of yourself, or engaging in present-moment experiences, I create a compassionate and collaborative space where you feel understood, supported, and empowered to move forward.
Virtual
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Rated 5.0 stars out of 5, 10 ratings

Jenny Finlan

LCMHC, 7 years of experience

Frequently rebooked

$100/session

Authentic
Intelligent
Solution oriented

Specialties

ADHD
Anxiety
Trauma and PTSD
Hello, I am a licensed professional therapist in North Carolina. My experience has centered on working with diverse populations, from military-affiliated, college, and community behavioral health and private practice. Working within these settings has allowed my involvement with various ages, genders, cultures, and life experiences. My theoretical orientation is Constructivism; therefore, I need to understand my client's life perspectives and how that has influenced their worldview. In working with clients, I also practice an integrated approach using constructivism, person-centered, cognitive-behavioral, humanistic, solution-focused therapies, and others. Person-centered focuses on the client and allows the client to process feelings and thoughts in a non-judgmental environment with unconditional positive regard. Cognitive-behavioral therapy focuses on the role of thinking in the process of influencing a person's feelings of well-being and how controlling thoughts can affect mental health. This approach maintains the link between emotions and behaviors in the cognitive process. The humanistic therapeutic method emphasizes the counseling relationship and the importance of quality, genuineness, positive regard, and empathy in the counseling relationship. Solution-focused therapy utilizes skills already present to help navigate current concerns, focusing on being present and checking facts on emotions and feelings that might direct reactive responses to stressors. Constructivism proves the space for cultural humility and openness to worldviews I might not have had the privilege to interact with previously.
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Rated 5.0 stars out of 5, 60 ratings

Garland Nichols

LCSW, 5 years of experience

Frequently rebooked

$100/session

Empowering
Warm
Solution oriented

Specialties

Anxiety
Depression
Grief
Hello! My name is Garland Nichols and I am a Clinical Social Worker licensed in Washington, DC and North Carolina. My journey began as a Foster Care Social Worker, where I used case management skills to rehabilitate and reunify families. My passion and belief in rehabilitation eventually led me to pursue Clinical Social Work, where I am now aim to empower my clients each session.
Virtual
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Rated 5.0 stars out of 5, 20 ratings

Melanie Williams

LCSW, 25 years of experience

$130/session

Authentic
Warm
Empowering

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+8
My life experiences drew me to become a therapist and gave me a strong desire to help others on their paths. I have worked in a variety of settings, from schools, jails, and hospitals to private practice. I have specialized training in TF-CBT, DBT, ACT, EMDR, autism, and women's issues, including perinatal, postpartum, and perimenopausal/menopausal issues. I look forward to helping you on this journey together!
Virtual
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Rated 5.0 stars out of 5, 96 ratings

Latonya Badger

LCMHC, 5 years of experience

$150/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Depression
Hello, Are you feeling overwhelmed, stressed, or like life is taking over? It's completely natural to experience these emotions from time to time, but you don't have to navigate these challenges alone. My name is Latonya Badger, and I'm an experienced and compassionate mental health provider here to support you on your journey towards well-being and happiness. I have 4+ years of experience in the mental health field, I am a licensed therapist dedicated to helping individuals like you find balance, resilience, and inner strength. My approach is client-centered, meaning I tailor each session to your unique needs and circumstances. Together, we'll work collaboratively to address your concerns and develop personalized strategies to cope with life's stressors.
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Rated 5.0 stars out of 5, 1 ratings

Nosaba Naveed

LCMHC, 14 years of experience

$100/session

Authentic
Intelligent

Specialties

Career Counseling
Trauma and PTSD
Women's Issues
+9
Hi! I'm a LCMHC based in North Carolina. I received my Masters from Montclair state University and have been practicing since 2012. Being a counselor, entrepreneur, and a mom, I have experienced the struggles of the balancing act for high achievement and multitasking, and with help from my counselors I have eventually learned that act. now I love to help clients mastering the the same skill to enjoy success and life together.
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Rated 5.0 stars out of 5, 2 ratings

Amber Miner

LCMHC, 13 years of experience

$150/session

Authentic
Empowering
Direct

Specialties

ADHD
Self-Harming
Trauma and PTSD
+9
During my career my clientele has included men, women, non-binary/gender nonconforming individuals, kids, and families with mental health, relational, and/or emotional issues. I have experience with all socio-economic and cultural backgrounds as well as extensive experience with complex trauma. I have worked in community mental health as well with a non-profit organization that provides services to children and families who are involved with the foster care system. During treatment I integrate Cognitive Behavioral Therapy (CBT), Person-Centered Therapy, Eye Movement Desensitization and Reprocessing (EMDR), Dialectical Behavioral Therapy (DBT), and Trauma Focused Cognitive Behavioral Therapy (TF-CBT). These models are integrated or utilized based on the clinical needs of the individual.
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Rated 4.9 stars out of 5, 40 ratings

Crystal Scarborough

LCMHC, 7 years of experience

$150/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Coping Skills
Depression
+5
I am Crystal! I describe myself as warm and welcoming, but also authentic in providing a space for growth and accountability. I provide a space that will enable you to show up as your authentic self and leave evolved. I am here to help support you in your mental health and wellness journey by showing empathy, compassion, and wisdom. I enjoy helping others navigate this thing called life!
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Rated 5.0 stars out of 5, 1 ratings

Desiree Lambert

LCMHC, 7 years of experience

$110/session

Open-minded
Solution oriented

Specialties

Anxiety
Child or Adolescent
Sexual Abuse
With 9 years' experience, I help children, teens, adults & families heal from trauma using TF-CBT, AF-CBT & CPT. I offer a safe, supportive space to process pain, build resilience & create lasting change. Whether you're a parent or adult facing the past, we'll work together to move forward with strength & hope. If you’ve experienced trauma like sexual or physical abuse, you’re not alone. Healing is possible, and you don’t have to do it alone. I offer a safe, supportive space to help you process pain and rebuild. When you're ready, I’m here to walk with you on your path to healing.
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Rated 5.0 stars out of 5, 1 ratings

Sheena Beach

LCSW, 10 years of experience

$175/session

Challenging
Empowering
Warm

Specialties

Personality Disorders
Suicidal Ideation
Trauma and PTSD
+10
I am a native North Carolinian, raised on a farm. I find enjoyment in seeing the moment when clients in my care get it and understand themselves better. I consider myself a behaviorist at heart with a passion for utilizing DBT and working with those suffering from emotional dysregulation, self-harm and suicidal thoughts. I believe that everyone is capable of achieving a life worth living and loving. My areas of passion and expertise are in personality disorders, depression and neurodivergence.
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Rated 4.9 stars out of 5, 23 ratings

Christina Phillips

LCMHC, 8 years of experience

$60/session

Solution oriented
Authentic
Direct

Specialties

ADHD
Bipolar Disorder
Trauma and PTSD
+10
Greetings, I am Dr. Christina Phillips, and I am here to help you. I have over 7 years of experience providing therapy in the home and in an office setting. I believe that therapy is a place for clients to realize their goals and discover who they were meant to be. I have experience with a diverse range of clients, and I appreciate the uniqueness of every client.
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Rated 4.9 stars out of 5, 8 ratings

Ariel Harris

LCSW, 7 years of experience

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Self Esteem
+10
I’m a Licensed Clinical Social Worker (LCSW) seeing clients in North Carolina statewide via virtual visits. I specialize in working with anxiety, depression, setting boundaries, dating in the digital era, confidence, and eating disorders. Whether, you have a small circle of friends, dealing with transitional changes in life, depression, loneliness, or even really crappy Hinge dates. You deserve to invest in your self-care and curate the most fulfilling life for yourself. If any of this speaks to you I encourage you to reach out today.
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Rated 5.0 stars out of 5, 20 ratings

Teshia Weeks Purvis

LMFT, 16 years of experience

Frequently rebooked

$125/session

Solution oriented
Direct
Warm

Specialties

Military/Veterans
Spirituality
Trauma and PTSD
+8
Hi, I'm Teshia. Despite your best efforts, do you find yourself on the verge of divorce? Your marriage may be a disaster, but your divorce doesn't have to be! As a Licensed Marriage and Family Therapist with nearly 20 years of experience as a family law paralegal, I possess a unique set of skills that are invaluable to those who find themselves in the throes of divorce. In addition to providing support through one of the most difficult life transitions, understanding that the legal process of divorce has the potential to inhibit the healing process and completely devastate families, I provide my clients with a better way to divorce...a way that builds up instead of tears down...a way that refashions your family instead of leaving it shattered. Since every ending brings a new beginning, my goal as your therapist is to guide you through the uncertainty of divorce, help you regain your balance and help you lay the foundation for a HEALTHY new beginning. No matter where you are in the divorce process, whether working as your therapist or as your divorce coach, I am dedicated to helping you regroup, recover and grow. "GREAT IS THE ART OF BEGINNING, BUT GREATER IS THE ART OF ENDING." -Henry Wadsworth Longfellow
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Frequently asked questions

Why filter by North Carolina rather than a city like Charlotte?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.