Therapists that accept Cash Pay in North Carolina

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 35 verified therapists in North Carolina who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Charlotte

Availability updated: 8/13/2026

$140/session

Empowering
Warm
Authentic

Specialties

Personality Disorders
Anxiety
Trauma and PTSD
+10
Hi there, I'm Tonya Bunch. I am a Licensed Clinical Social Worker with 11 years experience serving the community. I help individuals with anxiety, depression, and PTSD to manage burnout, learn emotion regulation, and balance their everyday lives. Together we will work to identify what is working and what is not working for you to learn healthy coping skills. We will use a person-centered approach to balance your mind, body, spirit and environment. I love using strength-based, grounding techniques, mindfulness and solution-focused techniques to help you learn that you have the coping skills to manage your struggles. Whether you are seeking help for anxiety, depression, trauma or relationship issues, I am here to help. Seeking therapy is scary and taking the first step is the hardest. I am here to support you nonjudgmentally, no matter the issue. You are making the right choice. I give you the space and time to build a therapeutic relationship to reach your goals. You deserve a safe space to heal and grow. In our sessions together, I will meet you with compassion and use evidence-based techniques so you can overcome the hangups and habits that have been holding you back. Let's work together!
VirtualAvailable
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Often rebooked

$160/session

Warm
Authentic
Solution oriented

Specialties

Personality Disorders
Addiction
Grief
+8
Hello, I’m Alaina, LCSW, LCASA, and I’m honored to have the opportunity to work with you. I hold a BA in Organizational Leadership and a Master’s in Social Work from Baylor University. I am trained in CBT, DBT, CPT, substance use, and grief treatment. I bring an evidence-based approach to care while providing a safe, supportive, and non-judgmental space for you to grow and heal.
VirtualAvailable
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$90/session

Warm
Direct

Specialties

Personality Disorders
Anxiety
Depression
+10
I enjoy working with individuals from a variety of backgrounds and with a wide array of presenting difficulties. I am person-centered and assist individuals with working towards their own personal goals. I work with individuals, couples, families, and groups to assist with the achievement of these goals. While I feel comfortable addressing any issue, I am always willing to refer to another provider if needed. I am integrative in my approach to counseling and will use the interventions that will be most effective to address each difficulty that is presented. I have training in play therapy, dialectical behavior therapy, cognitive behavioral therapy, solution-focused therapy, and a wide array of other orientations. I have worked as a Social Worker, a Mobile Crisis Worker, an Intensive In-Home Team member and team lead, and an Outpatient Counselor. I have worked with sexual offenders and survivors, domestic violence offenders and survivors, substance abusers and their family members, individuals, couples, families, and groups.
Available
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$130/session

Warm
Authentic
Direct

Specialties

Personality Disorders
Addiction
Mood Disorders
+10
As a Licensed Clinical Mental Health Counselor and a Licensed Clinical Addictions Specialist Associate I believe the biggest component to achieving happiness is making your mental health a priority. Taking the first step to improve your overall mental health can be a huge decision, but a very brave one! I graduated with my masters degree in clinical mental health counseling from Capella University in 2018. I have over 8 years of experience working in many different counseling settings, including inpatient/outpatient, residential, community support, and private practice. I enjoy working with those 13 and up who are struggling with anxiety, depression, mood disorders, trauma, personality disorders, serious, chronic mental illnesses, and addictive behaviors.
VirtualAvailable
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$70/session

Authentic
Intelligent
Empowering

Specialties

Personality Disorders
Anxiety
Bipolar Disorder
+7
Hi, my name is Anna Lanier-Comar. I have been practicing in the mental health field for 17 years. I served in the Air Force Reserves for 8 years as a Mental Health Technician while earning my MA in Clinical Mental Health Counseling. I completed the requirements for Licensure while working at an inpatient Eating Disorder Facility in North Carolina. I have been practicing as a Licensed Therapist since 2017. Most of my professional experience is in treating Anxiety, Depression, Bipolar disorder, Borderline personality disorder and Eating disorders. I use a few different modalities in therapy. I work to help clients feel empowered over their human experience; good and bad. If you have not participated in therapy before it can seem a little daunting. During the first session, we will go over your relevant history and compile a list of goals you would like to accomplish while in therapy. In the following sessions, we will increase coping skills and strategies, along with awareness of your emotions, thoughts, and behaviors. Throughout therapy we will work to increase your resilience, confidence and adaptability to all life has to throw at you, as well as heal from the parts of your past that need your attention.
VirtualAvailable
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$150/session

Solution oriented
Authentic
Warm

Specialties

Personality Disorders
Anxiety
Depression
+7
Welcome! My name is Kim, and I’m so glad you’re here. I’m a Licensed Clinical Social Worker with over 20 years of clinical experience and I believe therapy is a place where you can feel truly heard, supported, and empowered to grow. I utilize an eclectic approach to therapy, which means I draw from different techniques and perspectives to best fit your unique needs and goals. I bring a warm, down-to-earth style to our work together, meeting you where you are and helping you navigate life’s challenges with compassion and hope. My goal is to create a safe and caring space where you feel comfortable to be yourself and move towards the changes you want in your life.
VirtualAvailable
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$75/session

Authentic
Open-minded
Intelligent

Specialties

Personality Disorders
Anxiety
Coping Skills
+10
Hello, I currently live in North Carolina with my husband and two dogs. I love nature, so getting outside daily is important to me! I feel grounded to the earth and connected by spending quiet time near trees. I have a unique work history that includes years of factory work, community mental health, Hospice, prison support groups, emergency rooms, and hospital inpatient settings. I am proud of my clinical experience and I feel that I can relate to many different types of because of my background. I look forward to meeting you!
VirtualAvailable
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$120/session

Authentic
Open-minded
Warm

Specialties

Personality Disorders
Anxiety
LGBTQ
+10
I’m a Licensed Clinical Social Worker with a deep respect for the complexity of a client’s histories, identities, nervous system and family dynamics. I work from a psychodynamic and trauma-informed lens, integrating skills and ideas associated with various evidence-based practices such as CBT, acceptance-based, and emotion-focused work to help you process what’s happened to you while also building skills for the present. I specialize in working with adults including LGBTQ+, and neurodivergent clients. I pay close attention to creating space that feels actively affirming – not just “tolerant”. You’ll find that I’m transparent about the therapy process, that I name what I see with care, and that I hold your pain and resilience in mind at the same time.
VirtualAvailable
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New to Grow

$90/session

Specialties

Personality Disorders
First Responders/Healthcare Workers
Military/Veterans
+9
I come from a first responder family, and it shaped how I understand the people I work with. I built my practice specifically for law enforcement, fire, EMS, dispatchers/911, and veterans — people who carry things most providers have never had to sit with, let alone treat. I'm not interested in being another therapist who nods along without understanding the job. I get it, and that changes what happens in the room. Not all the work is about the job, either. Plenty of clients come to me for personal issues — relationship struggles, childhood stuff, grief, anxiety, things that have nothing to do with the badge or uniform. Being from this world just means I already understand the context you're operating in, whatever you're bringing to the room. I use evidence-based treatments — including EMDR, Brainspotting, and Prolonged Exposure, among others — to help clients process trauma that others may not fully understand. I also draw on Critical Incident Stress Management and Psychological First Aid for cumulative exposure, not just single-incident trauma. Whether it's an officer-involved shooting, years of runs finally catching up with someone, or something from long before the job started, I know how to work with it directly instead of dancing around it. My style is direct and less formal. I'm not going to make you explain your job to me or treat your coping mechanisms as automatically pathological. I'll call things what they are and won't waste your time with fluff. I work entirely via telehealth — meet with me from home, your vehicle between calls, wherever gives you privacy. If you want a therapist who won't flinch and actually understands the world you operate in, I'd like to work with you.
Available
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$120/session

Open-minded
Authentic
Intelligent

Specialties

Personality Disorders
Anxiety
Depression
+10
Hi, I’m Pete Cianci, LCSW, a licensed psychotherapist based in North Carolina. I work with adults who are ready to feel better and make meaningful changes in their lives. I believe therapy should be practical, clear, and focused on real results. I use proven approaches like cognitive behavioral therapy, dialectical behavior therapy, and acceptance and commitment therapy. In simple terms, that means we’ll look at how your thoughts, emotions, and behaviors connect—and I’ll teach you skills you can use right away. I strongly believe therapy doesn’t have to feel like a mystery. When you understand how your mind works and learn tools that fit your life, change becomes much more possible. My goal is to help you feel better as efficiently as possible while still feeling supported and understood along the way.
VirtualAvailable
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$90/session

Warm
Authentic
Solution oriented

Specialties

Personality Disorders
Anxiety
Mood Disorders
+7
Hello, I am Lori Breland, MA, NCC, LCMHC, C-DBT. My primary focus is working with clients struggling with trauma, family conflict, low self-esteem, lack of supports, inability to regulate strong emotions and self-harming/SI. I am an MA (master's in clinical Mental Health Counseling), NCC (National Certified Counselor), LCMHC (Licensed Clinical Mental Health Counselor), and C-DBT (Certified in Dialectical Behavioral Therapy. I am also trained and working on my certification in EMDR (Eye Movement Desensitization and Reprocessing therapy). I am a member of ACA, ACES, Chi Upsilon Chi Honor Society, and Southern ACES.
VirtualAvailable
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$200/session

Authentic
Intelligent
Empowering

Specialties

Personality Disorders
Eating Disorders
Mood Disorders
+10
You’ve done therapy before. You got insight. Maybe even some relief. And then you ended up right back in the same patterns. That’s the work I do. I work with adults dealing with eating disorders, trauma, burnout, and the kind of “functional” that looks fine from the outside but is not sustainable. Most of my clients are not new to therapy. They are frustrated that what helped didn’t hold. I have over 25 years of experience across inpatient, outpatient, and private practice, including higher levels of care in eating disorder treatment. I am licensed in Virginia, Maryland, and North Carolina, and I hold advanced certifications in eating disorders, trauma, and DBT. This is a telehealth practice designed to be structured, direct, and for people who are done circling the same insight without change.
VirtualAvailable
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Often rebooked

$120/session

Authentic
Warm
Empowering

Specialties

Personality Disorders
Depression
Trauma and PTSD
+10
Finding a good fit when you are looking for a therapist can be difficult and sometimes a little overwhelming. This is what I have to offer. I am a caring, empathic, understanding, honest, and most of all non-judgemental therapist. We have all struggled through difficult times and adjustments in our lives. I am here to give you tools that can help you through these difficult times. I give tools that can help you overcome the lies that you have been told about who you are and discover the truths about yourself. I am an LCMHCS and I specialize in anxiety, depression, and trauma, and have experience in many other areas. My philosophy is that no adversity is a waste of your time if you learn from it, become stronger because of it, and help others through it. That is what I do.
VirtualAvailable
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$125/session

Authentic
Direct
Empowering

Specialties

Personality Disorders
Mood Disorders
Trauma and PTSD
+9
Stephanie Green is a Licensed Professional Counselor, LPC and LCMHC. She has an eclectic broad range of experience from Criminal Justice, Geriatric Care, Residential Treatment, Clinical Mental Health and Substance Abuse Therapy for over 18+ years. She has a Graduate Degree (Master’s) in Clinical Mental Health Counseling and Undergraduate Degree (Bachelor’s) in Criminal Justice both from Old Dominion University, Norfolk, VA. She believes in Holistic Healing as the Trinity (Mind, Body, & Soul) are unified. You should find working with Stephanie as a genuine, non-judgmental, and at ease experience. Stephanie understands the need of flexibility is essential as what works for one individual may not necessary work for another. Stephanie's goal is to meet and accomplish YOUR goal(s), build self-autonomy, develop confidence, and to work as a team as you both collaborate on how you can get to living the life you desire and deserve. We all live in and ever changing world that have shifts, turns, hills, valleys, ups and downs. And, I am here to be an empowered support/source and assist you on your healing journey. I speak not from a textbook perspective but from experience as I countine to be a vessel serving people all over the world.
VirtualAvailable
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$150/session

Empowering
Warm
Authentic

Specialties

Personality Disorders
Addiction
Anxiety
+10
I'm Angela Harrington with 10 years please experience in mental health, co-occurring disorders, and substance abuse disorders. My goal in therapy is to elicit change talk, provide positive insight, and motivation to free yourself. When working with clients my structured approach is from cognitive behavioral therapy (CBT) where the individual learns to explore the link between thoughts, feelings, and behaviors.
VirtualAvailable
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$110/session

Direct
Empowering
Intelligent

Specialties

Personality Disorders
Depression
Grief
+13
Hi there, I am Jen. Do you want to improve the quality of your life? Do you want to make long-lasting changes that improve areas of your life such as work and relationships? I empower clients to overcome the daily challenges of dealing with such issues as depression (or other mood disorders), anxiety, PTSD/Trauma, and grief. I'm here to help clients (ages 10 & up) get back to a place in their life where they feel more balanced, secure and to a place where they feel happy with their overall quality of life. I do believe in a holistic approach that focuses on the mind-body-spirit connection. I utilize various techniques that include mindfulness, helping you identify and address irrational thoughts, motivational interviewing and more. I work with clients to identify treatment goals at their 1st appointment, if possible and I also like to assign therapeutic "homework" since this helps clients practice and eventually acquire the skills they need to feel better about themselves and their lives. No matter the issue, I'm here to help. Seeking therapy is a brave thing to do and I will provide a safe space to help you heal and grow. In our sessions, I will provide empathy, active listening and humor to help you overcome what is troubling you. I look forward to hearing from you soon!
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Personality Disorders
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker with over 21 years of experience. I know that therapy should be a team approach. I have learned that you, the client, are the expert on yourself. I am here to help guide and empower you to discover your full potential. It is important to me to create a safe environment for healing.
VirtualAvailable
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Often rebooked

$105/session

Authentic
Solution oriented
Intelligent

Specialties

Personality Disorders
Anger Management
Anxiety
+9
I believe there is power in learning to balance our lives emotionally and spiritually. I have 30-plus years of experience as a counselor, and have been able to help clients find emotional and general life balance. I draw from primary treatment modalities of Cognitive Behavioral, Dialectical Behavioral, Solution Focused, Psychodynamic, and Existential Theories. At the conclusion of counseling, clients should be able to actively deal with their internal states in a way that allows them to feel more at peace with increased self-esteem, and well-being.
VirtualAvailable
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$120/session

Solution oriented
Authentic
Intelligent

Specialties

Personality Disorders
Coping Skills
Couples Counseling
+10
I am a therapist who believes in empathy, active listening, applying objective, sound knowledge, & encouraging clients to build on the personal insight they gain from therapy. I have a diverse background, life experiences, & multiple professions including time in the military which has instilled a deep understanding of resilience & the complexities of navigating life. Couples & Individuals 17 years and older. NC, SC, GA, and VA.
VirtualAvailable
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$130/session

Warm
Authentic
Direct

Specialties

Personality Disorders
Anxiety
Bipolar Disorder
+9
I am a Licensed Clinical Social Worker who believes therapy works best when it feels safe, supportive, and genuinely human. I bring warmth, curiosity, and deep respect for each person’s story into my work, and I value creating a space where clients feel comfortable showing up as they are. My approach is collaborative and practical, blending evidence-based practices with a holistic, person-centered lens that honors the whole individual. I am especially mindful of how relationships, life roles, and transitions shape emotional well-being, and I partner with clients at a pace that feels steady, respectful, and empowering.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Solution oriented
Warm

Specialties

Personality Disorders
Anxiety
Couples Counseling
+10
Hello I am a Licensed Clinical Mental Health Counselor in North Carolina. I have over 30 years of experience working in mental health settings. I provide individual and couples counseling to adults only. I utilize CBT techniques most often. But I also tailor my sessions to the individuals or couples that I work with so I often utilize many other treatment approaches. I do my best to provide a safe, unbiased, nonjudgmental environment for my clients so they may feel comfortable discussing their feelings and concerns openly with me. I work to aid and support issues related to depression, anxiety, grief, relationship conflict, premarital counseling, job stress, LGBTQIA+ community issues and many more.
VirtualAvailable
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$125/session

Intelligent
Direct
Open-minded

Specialties

Personality Disorders
Anxiety
Depression
+8
Life can feel overwhelming at times, but you don’t have to go through it alone. I’m a warm, down-to-earth therapist who helps children, teens, and adults manage anxiety, depression, relationship struggles, and life transitions with compassion and practical support. In our work together, we’ll focus on understanding your experiences, building on your strengths, and creating lasting change so you can feel more grounded and fulfilled.
VirtualAvailable
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$135/session

Authentic
Solution oriented
Warm

Specialties

Personality Disorders
Anger Management
Anxiety
+9
Hello! My name is Ms. Tawanda McPhatter and I'm a Licensed Professional Counselor based in Virginia. I received my Master's Degree from Virginia Commonwealth University, and I have been providing therapy services for 12 years. I allow my clients a safe space to discuss their issues, concerns, and needs for themselves using behavioral approaches. I am a very avid listener and I feel that listening is very important when assisting my clients and helps identify their feelings and thoughts on things so that I can identify ways that I can be of assistance in helping to work through and/or address these issues and/or concerns.
VirtualAvailable
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New to Grow

$125/session

Specialties

Personality Disorders
Anxiety
Coping Skills
+7
Hello, my name is Luz Florio and am an LCMHC with 13 years of experience starting with crisis, community based, private practice and military counseling. My therapeutic approach is in DBT, CBT, and Solution Focused which I utilize to help you manage your mental health. I like to meet clients where they are and walk alongside them to help them reach their goals. I am warm and welcoming while being professional and assisting clients in creating goals and finding coping skills that work for them. I work with teens, adults, individuals and couples.
Available
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New to Grow

$125/session

Specialties

Personality Disorders
Anxiety
Depression
+10
Hello! I'm Carrie. I'm a Licensed Clinical Social Worker, and I work with teens, young adults, and adults who are navigating challenges such as anxiety, depression, trauma, and life transitions. My approach is very collaborative, and my goal for our time together will be to work alongside of you as we focus on your strengths and goals, finding solutions to your challenges that will support meaningful, long-lasting growth for you. I look forward to meeting you soon!
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in North Carolina. We want you to find the best fit, therefore, Grow Therapy shows available therapists across North Carolina from Raleigh to Greensboro! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in North Carolina.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Personality Disorders, is filtering therapists in North Carolina that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.