Therapists that accept Cash Pay in New Jersey

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 261 verified therapists in New Jersey who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/6/2025

Remi Freeman

(she/her)

Remi Freeman, LCSW - New Jersey Therapist at Grow Therapy
$170/session
LCSW
25 years of experience
Virtual
I am a Licensed Clinical Social Worker licensed in both PA and NJ. I have been in private practice since 2001. I work with ages 15 years and older and I LOVE my career. I work with teens and young adults who are transitioning and have seen these clients through the entire process of not being accepted by peers and, very sadly family, to life incredible full lives. I have a past client's wedding to go to in May :) I get to witness my clients come to live the lives they've always wanted and I'm a small part of that. I absolutely love my job.

Marrium Guirguis

(she/her)

Marrium Guirguis, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey, my name is Marrium Guirguis and I am here to help you wherever you are in life. I believe we all have a story to tell and regardless of how similar two experiences sound, they will still be very different from each other and deserve to be heard, validated and worked with uniquely. Throughout my career, I have specialized in working with adults and adolescents 14+ with PTSD, Anxiety, working with survivors of human trafficking and domestic violence, family dynamics, supportive therapy through challenges, people with disabilities, and young couples. One thing uniquely about myself is that I am a little person (dwarfism). I navigate the world at 3’6” tall and had to overcome a lot and have learned tremendously from my experiences. If you resonate with that and feel there could be a lot to unpack and work through, I can help you. I have had great success in incorporating one's culture, faith, values and morals due to it being integral in understanding who they are. My Christian faith has influenced my desire to help people, but I enjoy working with people of all backgrounds in a faith-based or secular style, based on your preference. Life is moving pretty fast with all of the rapid changes occurring daily. This may be what you are looking for to be able to gain that much more control over it. Please check out my website at www.faithfultomorrowcs.com for more about my practice.

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LMFT - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Deanna McPherson

(she/her)

Deanna McPherson, LCSW - New Jersey Therapist at Grow Therapy
$115/session
LCSW
7 years of experience
Virtual
Hello there! I am a Licensed Clinical Social Worker (LCSW) based in New Jersey although I am also an LCSW for the state of Missouri. I received my Masters in Social Work from Washington University in St Louis, MO and have been practicing for 7 years. I enjoy helping people in general and after years of working in public health began working in social work. I work with clients struggling with a variety of mental health challenges to become the best versions of themselves despite what has happened to them or what may be occurring to them presently.

Tracy Carter

(she/her)

Tracy Carter, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
15 years of experience
Virtual
Hello, I'm Tracy Carter, a Licensed Clinical Social Worker (LCSW) in New York. I earned my Master of Social Work degree from Stony Brook University and have over 15 years of experience in the social work field. Throughout my career, I've worked with diverse populations, assisting individuals grappling with complex mental health and societal issues in leading more fulfilling lives.

Elise Haddassah Nerenberg

Elise Haddassah Nerenberg, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
36 years of experience
Virtual
Hello! My name is Elise Nerenberg. I am a Licensed Clinical Social Worker in New Jersey and Florida. I earned a Bachelor's degree of Social Work from Penn State and a Master's degree from Fordham Graduate School of Social Service. For over 19 years, I have been working in private practice with individuals, couples and families that deal with anxiety, depression and relationship issues.

Dawn Macri

Dawn Macri, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
29 years of experience
Virtual
I am so glad you reached out for help! I am passionate about helping people navigate life's difficulties with compassion and empathy. Oftentimes, it is our difficulties that are the catalyst for big change. I bring over 29 years of counseling experience in a variety of settings (Residential treatment, Intensive outpatient, EAP and private practice) but most enjoy connecting in individual sessions. I look forward to working with you and assisting you with living your best life.

Susan Bergen

(she/her)

Susan Bergen, LCSW - New Jersey Therapist at Grow Therapy
$180/session
LCSW
28 years of experience
Virtual
I am a Licensed Clinical Social Worker who has dedicated my professional life to the advancement of the human species. What do I mean by the advancement of the human species? Well, no one ever taught us how to be mindful of thought patterns; to be aware of our own scars and biases, no one gave us an instruction book when it comes to dealing with our emotional life and the emotional lives of others. Scary, those big feelings can be. Unless, you have a plan. That is where therapy comes in. We work together to develop plans to assure you accomplish the goals you set for yourself.

Sondra J Dublinsky

(she/her)

Sondra J Dublinsky, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
35 years of experience
Virtual
Sondra J. Dublinsky, LCSW, LCADC, CCTP has a Master’s degree in Student Personnel Services (School Guidance Counseling) from Glassboro State College ( currently Rowan University) and a Master’s degree in Social Work from Rutgers University. Sondra has been an influential leader in the Mental Health/Substance Abuse field for the past 35 years, serving as a teacher, bilingual (Spanish/English) therapist, Substance Abuse Assessment specialist, Professional Trainer, Supervisor and Executive Director. Sondra has experience working with children, adolescents and adults utilizing the following treatment modalities: Cognitive Behavioral Therapy, Motivational Interviewing, Brief Solution Focused Therapy, Narrative Therapy, Gestalt therapy and Family-Based Therapy in an individual, group and family therapy setting. Sondra also has experience providing counseling in an Outpatient, Intensive Outpatient, and Partial Care setting with DCP &P, Drug Court and IDRC referred clients. Over the years, she has participated in training and implementing evidenced based practices to help to empower clients/counselors to move clients forward in recovery. Sondra has dedicated her life’s work to making programs better for the community, the families and the clients that use them and places high value on bringing about sustainable change.

Samantha Skirka

(she/her)

Samantha Skirka, LCSW - New Jersey Therapist at Grow Therapy
$120/session
LCSW
12 years of experience
Virtual
Hi, I’m Samantha! I’ve been a clinician for over twelve years and truly love what I do. I’m passionate about helping clients tap into their strengths, overcome challenges, and move toward the life they want. My background includes working with people of all ages in schools, juvenile justice, and long-term care settings. As a mom, I know how rewarding—and overwhelming—life can be. I bring that real-life perspective into my work, along with compassion, curiosity, and a sense of humor. Outside of work, I enjoy audiobooks, organizing (it’s therapeutic for me!), and family time. Fun fact: I have a degree in Philosophy and studied Japanese in high school!

Michelle Devlugt

(she/her)

Michelle Devlugt, LPC - New Jersey Therapist at Grow Therapy
$140/session
LPC
5 years of experience
Virtual
EMDRIA-Approved EMDR Therapist. FL/NJ/VA. I also use traditional talk therapy with my clients. My therapeutic approach is based on the individual's specific needs. EMDR (Eye Movement Desensitization and Reprocessing) is a form of therapy that enables you to heal from the symptoms and emotional distress that are the result of disturbing life experiences. I work with adult clients with individual therapy.

Linda Pendergrass

Linda Pendergrass, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$110/session
LPC
21 years of experience
Virtual
I provide more than talk therapy & integrate a clinical approach grounded in research on neuroscience and psychology. I have 21-plus years of post-licensure experience and a demonstrated history of providing comprehensive clinical expertise in addition to supervising and training other therapists as a clinical supervisor. My educational and career development opportunities were significantly enriched through clinical supervision with a psychiatrist, which provided invaluable insights into diagnostic frameworks, and effective treatment interventions. Additionally, my work alongside multidisciplinary clinical treatment teams at various psychiatric hospitals has enhanced my understanding of holistic mental health care, and deepened my skills in managing complex cases, contributing to patient assessments, and coordinating effective interventions across diverse treatment settings.

Elizabeth Urciuoli

Elizabeth Urciuoli, LCSW - New Jersey Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
10 years of experience
Virtual
You are not alone! Thank you for trusting me with your care. I am committed to providing you with direction and guidance to support, empower and help you navigate through the challenges life presents. I focus on meeting you where you're at and fostering resilience and personal growth. Together, we can do this! Let’s journey together as we unlock the blocks that are inhibiting you from moving forward and living your best life as your authentic self. I use an integrative holistic approach drawing from a range of theoretical knowledge and evidenced based techniques. I work with adolescents and adults who struggle with anxiety, depression, low self-esteem, women issues, divorce, life transitions and grief/loss to name a few.

Arlene Joseph-Younger

Arlene Joseph-Younger, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Arlene, a licensed clinical social worker in the state of NJ and I have been practicing for almost a decade. I am dedicated to helping individuals untangle their thoughts, strengthen their emotional resilience, and create meaningful change. Whether you're navigating anxiety, depression, trauma, relationships, or just feeling stuck, I’m here to offer a grounded space where healing and growth can happen, without judgment, and at your pace.

Anah Ukpere

(she/her)

Anah Ukpere, LCSW - New Jersey Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Hello! Congratulations on choosing to seek out therapy. Your choice to make this decision informs me that you are on the right path! I am a Licensed Clinical Social Worker (LCSW), and have been working as a mental health therapist for a few years. The diversity of my experience as a therapist, has allowed me to interact with people from a variety of different races, ages, sexual orientations, cultures, socio-economic status and so much more!

Donna Fontana

(she/her)

Donna Fontana, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
1 year of experience
Virtual
Hello, I’m Donna, a Licensed Clinical Social Worker dedicated to supporting individuals through life’s challenges. With a background in special education for over two decades I have experience working with diverse populations. I bring a compassionate and understanding approach to therapy. I specialize in helping adults navigate mental health concerns such as anxiety, depression, ADHD, grief, trauma, and substance use disorders. In our work together, I use evidence-based approaches like cognitive behavioral therapy, mindfulness, and dialectical behavior therapy, tailored to your unique needs and goals. My focus is on creating a safe, non-judgmental space where you feel heard and empowered to explore your strengths, overcome obstacles, and achieve meaningful growth. I’m here to walk alongside you on your journey toward healing, resilience, and a more fulfilling life.

Brigid Geary

(she/her)

Brigid Geary, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
8 years of experience
Virtual
Hey there – I'm so glad you found your way here. If you're feeling overwhelmed, stuck in old patterns, or just a little disconnected from yourself lately—you’re not alone. Showing up (even just browsing for a therapist) is a powerful first step, and I’m here to meet you with compassion, curiosity, and zero judgment. I'm a therapist who gets sensitive souls and deep feelers—especially young adults navigating anxiety, burnout, grief, complicated family dynamics, and all the messy parts of growing into yourself. If you’re craving stronger boundaries, more self-trust, or just want to feel like you again, you’re in the right place. My approach is rooted in mindfulness, self-compassion, and a trauma-informed lens. That means we’ll go at your pace, honor your lived experiences, and make space for real, sustainable healing—not just a quick fix. Therapy doesn’t have to feel clinical or heavy all the time. It can also be empowering, affirming, even a little lighthearted. Together, we’ll untangle what’s been holding you back, gently shift what no longer fits, and help you reconnect with the version of you that feels grounded, confident, and more at home in your own life. You don’t have to go it alone. I’m here to walk alongside you.

Rajitha Pillai

(she/her)

Rajitha Pillai, LPC - New Jersey Therapist at Grow Therapy
$160/session
LPC
15 years of experience
Virtual
Hi! I am Rajitha Pillai (Raji), Licensed Professional Counselor with more than 15 years of experience in the mental health field, inclusive of experiences from India and in the US. I have earned my Master of Science Degree in Clinical and Mental Health Counseling from Monmouth University. I am basically a Clinical Psychologist, REBT Therapist and Hypnotherapist from India. I also hold a Master of Arts degree in Clinical Psychology and also has a Postgraduate diploma in Clinical and Community Psychology from India. I work with individuals, couples, families who are navigating a variety of life challenges whether it is anxiety, relationship issues, stress or any other life issues. I use REBT, SFBT, CBT and other techniques to make a positive change in their lives. My approach is collaborative and goal focused. I create a supportive, safe, nonjudgemental and welcoming space where we can work together to move forward towards your preferred future. You will be leaving each session with clarity and direction. Basically I am here to provide you with meaningful and lasting change. If you are open to it, I would love to learn more about what brings you here and what you are hoping to get out of therapy.

A Better Tomorrow Counseling

A Better Tomorrow Counseling, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
A Better Tomorrow Counseling is licensed in Massachusetts, Florida and New Jersey. Our ideal clients include people suffering from PTSD, anxiety, depression and self-esteem issues. We provide services to adult clients, adolescent clients, couples and families. We offer telehealth only in Massachusetts and New Jersey, however, in Florida we offer both telehealth and in person sessions. We are gladly accepting new clients!

Kelly Szewczyk

(she/her)

Kelly Szewczyk, LPC - New Jersey Therapist at Grow Therapy
$150/session
LPC
7 years of experience
Virtual
I am a Licensed Professional Counselor (LPC) based in New Jersey. I received my Master's degree from Caldwell University and have been practicing for 7 years. I have experience working with children, adolescents, adults, and families in various settings. I currently work with adults struggling with anxiety, depression, stress-management, and self-discovery. My goal is to provide a supportive and safe environment for clients to create positive change, gain self-awareness, and lead a more balanced, fulfilling life.

Ericca Keith

(she/her)

Ericca Keith, LCSW - New Jersey Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
I'm a Licensed Clinical Social Worker (LCSW) based in New Jersey. I received my Masters from the University of Connecticut and have been practicing for 5 years. I stive to help teens and adults struggling with life stressors, anxiety, and/or depression to learn coping skills and aid in shifting their perspectives so that they can go from surviving to thriving.

Kam Mehrotra

(she/her)

Kam Mehrotra, LPC - New Jersey Therapist at Grow Therapy
$100/session
LPC
15 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in New Jersey. I received my Master's from Montclair State University and additional courses from other colleges. I have been practicing for 8 years and have several years prior experience. I help adults with anxiety, depression, mood disorders, struggling with career stress and burnout. The client have felt improvement from my psychotherapy.

Dr. Louise Beaubrun-Macaluso

Dr. Louise Beaubrun-Macaluso, LPC - New Jersey Therapist at Grow Therapy
$230/session
LPC
11 years of experience
Virtual
For over a decade, I've immersed myself in the realm of mental health care, where I meet my clients in the place they are in their emotional/psychological struggles. I am passionate about making a lasting positive impact in each and every client's life. To that end, I obtained a bachelor's, a master’s and a doctorate degrees in psychology. My therapeutic approach is as diverse as the stories I encounter, tailored to resonate with each person’s unique journey.

Nicole Jennings- Girau

Nicole Jennings- Girau, LPC - New Jersey Therapist at Grow Therapy

Frequently rebooked

$100/session
LPC
10 years of experience
Virtual
For additional availability, please visit my practice website at TPJHealing.com! *If you do not complete intake assessment forms prior to intake (24 hours in advance) your appointment may be cancelled* Also, please note- I am only licensed in the state of NJ and am unable to see patients in locations outside of New Jersey! Nicole is a wife, stepmother, business owner, and has been ever engaged in the field of healing throughout the past 11 years. She is well versed in helping others tap into the root causes of their pain and helping them move from a place of surviving to thriving. After witnessing her own father’s recovery from a brain stem stroke, she found herself at a professional crossroad. She has always been aware that healing is a tripod- the medical model seeks to heal the body, therapy seeks to heal the mind, but often times the spiritual aspect of healing remains unaddressed. It is this aspect that led Nicole to dive more deeply into integrative wellness and immerse herself into true healing. In more recent time, Nicole has become dedicated in working with individuals who are facing terminal illnesses/ children who are facing their parent's long-term illnesses.

Michelle DePaoli

(she/her)

Michelle DePaoli, LCSW - New Jersey Therapist at Grow Therapy
$150/session
LCSW
12 years of experience
Virtual
Hello! I’m Michelina, though you can call me Michelle. I’m a Licensed Clinical Social Worker (LCSW) with 12 years of experience, based in Pennsylvania. I hold a Master’s degree from Fordham University, and my focus is on helping adults navigate the challenges of anxiety and depression. Together, we work as a team to manage symptoms and guide you toward becoming the best version of yourself.

Frequently asked questions

Why filter by New Jersey rather than a city like Newark?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across New Jersey from Jersey City to Paterson! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in New Jersey.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in New Jersey that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.