Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 37 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/4/2025

LeAnn Smith

LeAnn Smith, LPC - Michigan Therapist at Grow Therapy
$125/session
LPC
8 years of experience
Virtual
As a counselor, I am deeply committed to providing a safe, supportive space where individuals can explore their emotions, unlock their potential, and create meaningful change in their lives. With empathy, active listening, and a solution-focused approach, I guide each person toward greater self-awareness and personal growth, empowering them to overcome challenges and thrive while also identifying their greatest strengths.

Jennifer Bardon

Jennifer Bardon, LMSW-C - Michigan Therapist at Grow Therapy
$95/session
LMSW-C
5 years of experience
Virtual
Hello, My name is Jennifer Bardon, I am a LCSW. I fell in love with social work. I received by BSW and MSW through Wayne State. I have been in the field for 6 years. I am able to work with those who have depression and anxiety. I can assist clients that have self esteem, and struggles with coping skills. I love to incorporate mindfulness techniques to assist clients with centering themselves, and focusing on the present. I do have experience from my full time position working with children, young adults, and adults with Developmental disabilities. I went to school for CBT. I am DBT certified. I have the skill set to work with a diverse population of clients. I am very person centered, and I encourage my clients to drive there own treatment, as they are the experts in their lives. I am dedicated to provide the best services to my future clients. I come from a strength based perspective. I have many evenings open for clients who have a busy work week, as well as availability on Saturday and Sunday.

Larry Powell

(he/him)

Larry Powell, LPC - Michigan Therapist at Grow Therapy
$95/session
LPC
17 years of experience
Virtual
I am a License Professional Counselor (LPC) I received my Masters from Siena Heights University in 2007 I am here to help and not give up on you. Be there for you and if we run into a road block. I am here to help you over it ,navigate you around it or get you through it. I am available and consistent .

Rodney Skinner

Rodney Skinner, LPC - Michigan Therapist at Grow Therapy
$100/session
LPC
11 years of experience
Virtual
My name is Rodney Skinner and I am married and have 7 kids. I am a counselor because I love being a part of helping someone have a more fulfilling life. I have experience working with kids and adolescents with ADHD, oppositional/defiant behaviors, poor self-esteem, grief and loss, sexual and physical abuse, depression, anxiety and social anxiety disorders. I also have extensive experience with marital counseling, parenting skills, family difficulties, divorce recovery, domestic violence situations, blended family situations, obsessive/compulsive situations and chronic illness. I first focus on developing a trusting, non-judgmental and safe relationship with the person. I use an eclectic approach to counseling, utilizing evidence based treatments that pertain to the individuals stressors and needs. Sometimes past situations need to be explored and effectively dealt with in order to heal, forgive, understand, and implement new thoughts and skills to have a more fulfilling life. My overall passion is working with adolescents, parenting situations, marital relationships, depression, anxiety and chronic illness. My hobbies are spending time with my family, watching my kids play sports and hunting.

Morgan Baughman

Morgan Baughman, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
3 years of experience
Virtual
Greetings, my name is Morgan and I am a "neurodivergent" counselor specializing in working with individuals living with autism and other similar divergencies. My clients often tell me that they have been to several counselors before and this was the first time it felt like it was working. I am a direct communicator who loves to help people understand their body, mind, and environmental connection for sustainable changes that support their goals.

Karlyn Markaity

(she/her)

Karlyn Markaity, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
5 years of experience
Virtual
Hello! I am a licensed clinical social worker with 4 years of experience as a therapist I have experience in helping clients across the lifespan with stress and anxiety, trauma and abuse, anger management, motivation, self esteem, and confidence. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. I became a therapist to help people find healing, peace, confidence and fulfillment. One of my mentors described being a therapist as being a Sherpa-a guide through the wilderness of life, and I love that metaphor. Whatever your peak looks like, I want to help you get there.

Connie Owens

Connie Owens, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
23 years of experience
Virtual
My name is Connie Owens, I am passionate about helping women overcome trauma and Narcissistic abuse. My approach is Holistic. We will address the 4 interdependent parts of self; 1. Mind, 2. Body, 3. Soul, and 4. Spirit. I believe that we are each uniquely different and to heal all of you we will need to treat all of you. Together we will develop a plan to look at every aspect of your life to see how it contributes to causing you emotional pain, and then focus on a solution to help you overcome the emotional pain, for good.

Teresa Embach

(she/her)

Teresa Embach, LPC - Michigan Therapist at Grow Therapy
$75/session
LPC
12 years of experience
Virtual
Hello and welcome! I am Teresa Embach, a License Professional Counselor (LPC) in Michigan. I have been practicing for over a decade and have worked with many clients who have come from all walks of life. I love having the opportunity to be there for clients when they are facing challenges, providing support and empower them to achieve their goals.

Dr. Annette McCain

(she/her)

Dr. Annette McCain, LPC - Michigan Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
40 years of experience
Virtual
I have been a licensed therapist and psychologist for over 30 years. My style of therapy is solution focused, warm and interactive. I believe in treating the whole person not just the issue at hand. I treat everyone with respect, sensitivity, and compassion, being open and honest in my therapy. My approach combines cognitive-behavioral, humanistic, psychodynamic and rational-emotive therapy, alcohol/substance Abuse Bisexual/Gay/Lesbian, Depression, Developmental Disorders Domestic Violence, Dual Diagnosis, EAP Management Referrals, Family Therapy, Gambling Addictions, Gender Identity/Transgender, Health Care Professional, Marital/Couples, , PTSD, Psychotic Disorders, Sexual Disorders, Sexual Offenders I will tailor our dialog and treatment plan to meet your unique and specific needs. I believe that the journey of life is unique, and I will tailor your treatment around that uniqueness. It takes courage to reach out and say I need to talk with someone, and I will provide support and solutions to help you feel fulfilled. I look forward to working with you. Dr. Annette McCain, PHD, MA, LPC, LLP, DOT SAP

Jerrica Fuller

(she/her)

Jerrica Fuller, LPC - Michigan Therapist at Grow Therapy
$60/session
LPC
10 years of experience
Virtual
Welcome! I'm Jerrica Fuller, a licensed counselor. Congratulations! You have taken the first step to bettering your mental health and creating a more fulfilling life. My goal is to create a safe space that allows clients to explore concerns related to anxiety, depression, self-esteem, substance use and other issues that hinder ones quality of life. Together we can work side by side to develop a plan to overcome the obstacles and barriers holding you back. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share

Caitlin Koskey

(she/her)

Caitlin Koskey, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
10 years of experience
Virtual
Hi! I'm a Licensed Masters Social Worker (LMSW) with a clinical focus based in Michigan. I received my Masters from the University of Southern California and have been practicing in a variety of settings for nearly 11 years. I enjoy helping adults of any age work through challenging areas of their life, whether it be a trauma from the past or feeling overwhelmed by juggling everyday responsibilities, so they can feel like the best versions of themselves and continue their story in a way that serves them.

Alayna Boomgaard

(she/her)

Alayna Boomgaard, LMSW-C - Michigan Therapist at Grow Therapy
$175/session
LMSW-C
5 years of experience
Virtual
I am a Licensed Master of Social Work with a Clinical Designation (LMSW-C) based in Michigan. I received my Masters from Michigan State University and have been a practicing psychotherapist since 2020. My speciality is supporting individuals in healing and strengthening resilience following traumatic experiences. I primarily work with individual adults and adolescents who are struggling with trauma, domestic violence, self-harm, suicidality, anxiety, depression, emotional dysregulation, and/or identity-related concerns.

Jenna Gomez

(she/her)

Jenna Gomez, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
10 years of experience
Virtual
As a therapist, I am dedicated to supporting individuals in their journey toward healing and self-discovery. I strive to build a collaborative and trusting therapeutic relationship where clients feel heard, understood, and empowered to explore their thoughts, emotions, and behaviors. With a client-centered approach, I draw from evidence-based practices like CBT, motivational interviewing, and attachment theory to tailor treatment to each individual's unique needs. My ultimate goal is to help clients build resilience, develop healthy coping strategies, and foster meaningful change in their lives.

Angie Allmen

Angie Allmen, LMSW-C - Michigan Therapist at Grow Therapy
$75/session
LMSW-C
11 years of experience
Virtual
Hi, my name is Angie and I’m a master’s licensed social worker and graduated from the University of Michigan. I have over 10 years of experience working with children, adolescents, families, parents, grief, domestic violence, substance misuse, and depression. I am certified in infant mental health and perinatal mental health. I have experience helping a variety of individuals and I’m sure together we can conquer whatever is causing you distress or what you are needing to process. We are all on this earth together and we need each other. I believe therapy should be a sounding board to help you work through your thoughts and feelings.

Regina Hall

(she/her)

Regina Hall, LPC - Michigan Therapist at Grow Therapy
$190/session
LPC
30 years of experience
Virtual
I am a counselor who embodies empathy, compassion, and motivation in guiding my clients toward healing and self-discovery. My training in TEAM CBT, developed by Dr. David Burns, emphasizes the transformative power of confronting negative thoughts to drive positive emotional change. This method, rooted in the principle that 'The Truth Shall Set You Free,' focuses on identifying and challenging cognitive distortions. Additionally, as a Christian Counselor, I seamlessly integrate Christian principles with traditional talk therapy and TEAM CBT, ensuring that these approaches complement rather than conflict. This holistic blend allows for a therapy experience where clients address their mental health challenges and find deeper meaning and alignment with their spiritual beliefs.

Gabrielle McCall

Gabrielle McCall, LMSW-C - Michigan Therapist at Grow Therapy
$130/session
LMSW-C
11 years of experience
Virtual
Hi, I'm Gabrielle. I'm a licensed clinical social worker (LMSW-C) and the owner of Whispering Willows Counseling. I earned my master's degree in social work (MSW) from Fordham University. I have been in the social work field for 11 years working with vulnerable populations particularly geriatrics, veterans, and incarcerated individuals. I grew up in Western New York, but now call Southwest Michigan my home. I look forward to the opportunity of working with you. Please note there is an additional fee for reports and court appearances

Cara Bickel

Cara Bickel, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
13 years of experience
Virtual
My passion is helping clients heal from "Relationship Trauma" (intimate partners or parents/family). Have you, or are you currently, suffering from Narcissistic Abuse, Codependency, People-pleasing, difficulty setting Boundaries, or have a pattern of staying in unhealthy relationships? I have helped many clients (men and women) who struggle in these areas. I will help you understand how you arrived at this place, and we can work together to help you heal. I can guide you in learning to create and maintain healthy boundaries, increase self-esteem and confidence, reduce guilt, and enjoy healthier relationships. I have a unique perspective because I have dealt with (and have overcome) many of these issues in my own life. This work is very near and dear to my heart.

Dr. Katrina D. Stokes

(she/her)

Dr. Katrina D. Stokes, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Katrina D. Stokes, PhD, MPhil, MA, LPC, ICAADC, SAP Professional Bio Katrina Stokes is the Crisis Response Coordinator of the Henry Ford ENHANCE Employee Assistance Program (EAP). She is a Licensed Professional Counselor and is an Internationally Certified Advanced Addictions Counselor; Katrina Stokes has been providing Employee Assistance Program Services and Behavioral Health Services to adults, adolescents, and children for more than fifteen years. Her experience spans both the private and public sectors and includes working for the Juvenile Justice System, nonprofit agencies, United Autoworkers International, The Big Three, and The United States Military. Katrina is also has served as an Adjunct Professor in the Human Services Department at a local college. Katrina focuses on helping clients understand and accept their social concerns while empowering them with the tools to cope with life’s challenges. Her vast training and expertise in clinical supervision and counseling have afforded her the ability to be professional, supportive, and diagnostic in her consultation. Her philosophy is to aid with the psychological needs of each individual client. Her approach to Person-Centered Therapy is cognizant of the fact that all square pegs do not fit into square holes.

Yolanda Butcher

(she/her)

Yolanda Butcher, LMSW-C - Michigan Therapist at Grow Therapy
$125/session
LMSW-C
25 years of experience
Virtual
I am a culturally sensitive, clinical social worker. I incorporate in my therapy holding a secure space for my clients to be their authentic selves, building trust for connection, security, and safety. I bring presence and awareness to the therapeutic process fostering hope, self-awareness, personal growth, and self-compassion. In the therapeutic process I help clients transform by cultivating healthier relationships with themselves and others.

Dankel Paine

(she/her)

Dankel Paine, LPC - Michigan Therapist at Grow Therapy
$125/session
LPC
6 years of experience
Virtual
Since 2000, I've dedicated much of my professional career as a life coach. In 2016, I began my journey to become a Licensed Professional Counselor specializing in assisting individuals in managing their challenges. My approach integrates both intellectual and emotional aspects to support clients effectively. Using CBT, TF-CBT, and Motivational interviewing techniques, I provide structured, goal-oriented processes while focusing on achieving specific therapeutic goals. Addressing the needs of individuals who have experienced trauma by reducing symptoms of trauma-related disorders, such as PTSD, depression, and anxiety, among children, adolescents, and their families. Concentrating on helping clients explore and resolve ambivalence about change, the collaborative and client-centered nature effectively enhances motivation, promotes engagement in treatment, and supports clients in making meaningful and sustainable changes in their lives. Please contact me today to schedule a consultation.

Sonia Koenig

Sonia Koenig, LPC - Michigan Therapist at Grow Therapy
$90/session
LPC
18 years of experience
Virtual
I am a Licensed Professional Counselor with over 18 years of clinical experience. My Bachelor’s degree was earned from Rochester University where I was recognized as magna cum laude and graduated with honors in psychology. I went on to earn my graduate degree in Counseling from Siena Heights University in Adrian, Michigan. I have worked with children, adolescents, and adults with various concerns and I am paneled and accept almost all insurance providers, to include Medicaid. My range of expertise includes depression, anxiety, bipolar disorder, intimate relationship conflicts, substance abuse, attention deficit hyperactivity disorder, obsessive-compulsive disorder, and oppositional behavioral problems. ****please note that I do not take court ordered clients*****

Ronald Moesta

(he/him)

Ronald Moesta, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
45 years of experience
Virtual
I am a fully Licensed Master Social Worker with over 45 years of experience in therapeutic practice in schools, individual, and group counselling. As a facilitator of divorce prevention and recovery, I have assisted many couples and individuals to feel stronger and much more able to manage and improve themselves and their relationships. I have had much success using a client centered self esteem strengthening approach and as a result, have received a sense of satisfaction in my ability to help the clients who choose to work with me.

Paul Tassie

(he/him)

Paul Tassie, LMFT - Michigan Therapist at Grow Therapy
$200/session
LMFT
13 years of experience
Virtual
Hello! Hi! I'm a licensed therapist with 12 years of expertise and experience providing services in California and Michigan. I received my Masters from Antioch University, Los Angeles. I help young adults, adults and couples struggling with depression, anxiety, fatigue and any one of a variety of other challenges. Clients who engage in sessions realize less worry, sadness and stress. The goal is for you to have an improved experience of living and better relationships with yourself and others.

Dr. Cheruba A. Dhanaraj (Dr. D)

(she/her)

Dr. Cheruba A. Dhanaraj (Dr. D), LPC - Michigan Therapist at Grow Therapy
$385/session
LPC
15 years of experience
Virtual
I’m a Licensed Professional Counselor in Michigan and an Executive Coach with a Ph.D. in counseling and an MBA with over 15 years of experience helping high-achieving, highly anxious individuals and those with ADHD find clarity, calm, and confidence. Whether you’re navigating major life transitions, work stress, or relationship struggles, I offer a blend of evidence-based strategies and compassionate support to help you feel more in control, connected, and equipped to move forward.

Saundra Casey

Saundra Casey, LPC - Michigan Therapist at Grow Therapy
$65/session
LPC
9 years of experience
Virtual
I have been practicing Pastoral Care & Counseling for over 20 years. I am a board-certified chaplain and spiritually integrated psychotherapist through the Association Clinical Pastoral Education and a Licensed Clinical Mental Health Counselor. I have experience in providing counseling and assessment services to children, adolescents, adults, families in church, social service agencies, seniors/nursing homes and hospital/ hospice healthcare settings.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Domestic Violence?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Domestic Violence, is filtering therapists in Michigan that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.