Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 290 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+10
I believe that healing happens when people feel truly heard, understood, and safe enough to be themselves. As a Licensed Professional Counselor with more than 15 years of experience, I work with adults, children, teens, couples, and families experiencing anxiety, depression, trauma, ADHD, relationship challenges, parenting concerns, grief, and life transitions. I have spent my life and career focused on partnering with clients to seek out solutions that increase their inner peace and self-worth. I have a special interest in helping adults heal from the lasting effects of difficult childhood experiences, including emotionally unavailable or addicted parents, family dysfunction, childhood trauma, and insecure attachment. I also have spent several years helping children and adolescents make sense of their world. Together we can explore how early relationships continue to influence self-worth, boundaries, relationships, and emotional wellbeing while building healthier patterns for the future. I believe our earliest relationships shape how we see ourselves, others, and the world, but they do not have to define the rest of our lives.
Available

$100/session

Warm

Specialties

Anger Management
Couples Counseling
Life Transitions
+5
Hello and welcome! I am a Licensed Professional Counselor with over three years of experience supporting survivors of domestic violence and sexual assault through a local nonprofit. In this role, I’ve also worked with individuals facing a wide range of life challenges, including trauma, relationship difficulties, stress, and emotional distress. This experience has given me a strong foundation in understanding how different life experiences can impact emotional well-being. I work with adults and couples who are looking to strengthen their relationships, improve communication, work through conflict, and develop healthier ways to cope with anxiety, depression, and anger. I strive to create a warm, supportive, and down-to-earth space where you feel comfortable showing up as you are and exploring what feels heavy or stuck in your life. Outside of work, I value time with my family. My husband and I spend many weekends traveling to our daughters’ softball tournaments, and life at home stays busy with our dogs, cat, and nine goats. I also enjoy being outdoors and spending time in my garden, even while I’m still learning. I believe healing happens through connection, patience, and small meaningful steps, and I look forward to getting to know you and supporting you along the way.
Available

$180/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Depression
Life Transitions
+5
Hello, I am a Licensed Clinical Social Worker (LMSW-C) based in Michigan. I earned my Master's degree in Social Work and have been practicing for 10 years. I help individuals struggling with mental health issues by providing a safe, empathetic, and non-judgmental space where they can express their feelings and challenges openly. I support clients in understanding the roots of their struggles, identifying their strengths, and developing strategies to manage their symptoms. My goal is to empower clients to achieve greater emotional well-being and lead a more balanced and fulfilling life.
VirtualAvailable

New to Grow

$125/session

Specialties

Anxiety
Grief
Trauma and PTSD
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
Available

New to Grow

$100/session

Specialties

Depression
Perinatal Mental Health
Postpartum
+5
Life doesn't always go the way we expect, and sometimes we find ourselves feeling overwhelmed, anxious, or simply not like ourselves. If you're here, you've already taken one of the hardest steps by reaching out for support. I'm passionate about helping women navigate some of life's biggest transitions. I specialize in working with women experiencing pregnancy and postpartum depression and anxiety, PMDD, perimenopause, and menopause. These seasons of life can bring significant emotional, physical, and hormonal changes that often leave you wondering, "What's happening to me?" You don't have to figure it out alone. I also work with adults experiencing anxiety, depression, ADHD, trauma, stress, and other life transitions. Whatever brings you to therapy, my goal is to provide a space where you feel comfortable being yourself—without fear of judgment. I want you to feel heard, understood, and supported as we work through life's challenges together. I believe therapy works best when it's a partnership. You are the expert on your life, and my role is to listen, offer guidance, and provide evidence-based tools that help you better understand yourself and navigate the obstacles standing in your way. Every person is different, so I tailor therapy to meet your unique needs while helping you build practical skills that you can use long after our sessions end. Whether you're struggling with anxiety, feeling overwhelmed by life's changes, or trying to find your way through a difficult season, you don't have to do it alone. Thank you for considering me to be part of your story. I look forward to supporting you as you work toward feeling more like yourself again.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Trauma and PTSD
Women's Issues
+10
Hi I'm Shan :) ! I'm a Licensed Clinical Social Worker who's been working as a therapist since 2018. I'm big hearted, non judgmental and believe in the healing power of authenticity. I've worked with adults of all ages on a wide scope of issues and strongly believe that I learn and grow alongside each and every person I work with.
VirtualAvailable

$100/session

Solution oriented
Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+9
Hi, I’m Chelsea, a Licensed Clinical Social Worker who works with adolescents and adults navigating anxiety, stress, trauma, and life transitions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and DBT-informed strategies to help clients understand their thoughts and emotions, develop healthier coping skills, and move toward meaningful change. My approach is collaborative, practical, and tailored to each person’s unique goals and strengths.
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
Available

$75/session

Warm
Empowering
Solution oriented

Specialties

Addiction
Anxiety
Trauma and PTSD
+9
Hello! I began my social work journey in 2006 and have been working in the mental health field since I obtained my MSW in 2008. As a clinical social worker I have thoroughly enjoyed the privilege of helping individuals identify and address many mental health concerns and move towards the life they most desire. I am passionate about addressing the stigma around addictions and serious mental illness and I believe the best way to begin any mental health journey of recovery is with compassion and understanding. I work from a cognitive-behavioral perspective and I use a strengths-based orientation of empowerment to foster growth and progress. I feel that we are already our best selves-we just need some help letting go of the survival skills we've taken on to get through the toughest times in our lives. I have spent several years working exclusively with homeless veterans and individuals struggling with addiction, and this has given me additional perspective and insight into the needs of some of our most vulnerable populations. I am an advocate, an accountability partner, an empath and your greatest cheerleader. I'm excited to help you rediscover your best self and to claim the life you deserve.
VirtualAvailable

$285/session

Authentic
Warm
Direct

Specialties

Anxiety
Depression
Trauma and PTSD
+8
**Whom the Son Sets Free, is freed Indeed- John 8:36 My name is Danni, and I’m a Christian - Licensed Therapist with degrees in Clinical Social Work and Marriage and Family Counseling. I’ve worked in mental health across a range of settings, but it was my nearly eight years of experience working with aggressive, nonverbal children and clients on the autism spectrum that shaped my passion for understanding behavior as unspoken, unconscious communication. This experience taught me to read beneath the surface and recognize that our behaviors often reflect deeper emotional needs and unresolved wounds. While my roots are in behavioral work, my focus is on helping adults and adolescents explore their inner worlds—especially through inner child work. I believe the inner child is present in all of us, and that healing comes from understanding and nurturing these parts of ourselves. My approach is direct, thorough, and compassionate. I am committed to helping clients get to the root of their distress and move toward a more authentic and fulfilling life. I offer progressive therapy grounded in psychodynamic trauma processing and inner child work. Together, we’ll go beyond surface symptoms to trace pain to its origins, uncover where coping mechanisms and triggers first formed, and support you in healing and integrating your whole self. This process can be intense and challenging, but I am here to walk with you every step of the way. My goal is to help you move from surviving to truly living.
VirtualAvailable

$150/session

Solution oriented
Warm
Authentic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+10
I am a Hispanic woman, a Licensed Professional Counselor with over a decade of experience, and an EMDR‑certified therapist dedicated to helping individuals heal from the wounds of their past. I work with clients ages 12 to 75 and offer a compassionate, culturally sensitive space where people can feel seen, supported, and safe. For those who desire it, I integrate biblical truth and faith‑based guidance into the therapeutic process, honoring both emotional healing and spiritual growth. Helping people has always been my passion, and I feel called to walk alongside individuals as they process trauma, rebuild their sense of self‑worth, and step into the life of peace, purpose, and wholeness that God has for them. My approach is gentle, empowering, and rooted in the belief that healing is possible—and that you don’t have to walk through it alone.
VirtualAvailable

Often rebooked

$120/session

Empowering
Authentic
Solution oriented

Specialties

Depression
Grief
Trauma and PTSD
+10
My name is Solimar Mattei, I am a clinician with over 25 years of experience treating various mental health issues such as depression, trauma, anxiety, grief and recovery from abuse. I primarily work with adults and am bilingual in English and Spanish. I have evidence based training in Prolonged Exposure, EMDR, CBT-D and IPT-D for depression. Additionally, I am a Certified Grief Specialist. I know how difficult and humbling it can be to reach out for help, therefore I take my responsibility as your therapist very seriously. I view therapy as a partnership where goals are developed and treatment has a focus that will lead you to live your best life. I will teach you skills needed to take back control of your life. You deserve to be at peace, joyful and productive. Together we can accomplish your therapy goals.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+8
I am dedicated to helping clients achieve positive change and emotional well-being. With expertise in evidence-based therapies such as Cognitive Behavioral Therapy (CBT) and Eye Movement Desensitization and Reprocessing (EMDR). My goal is to create a supportive and empowering therapeutic environment where clients can explore their challenges, tap into their strengths, and work towards achieving their goals for personal growth and healing.
VirtualAvailable

New to Grow

$200/session

Specialties

Anger Management
Self Esteem
Trauma and PTSD
+10
I believe in a "whole person" approach to growth and healing, taking into consideration relationships, social and cultural beliefs, physical state, and spirituality. My technique is diverse with an emphasis on behavioral modification- challenging thinking, feeling, and behaviors. I work with individuals to tailor achievable, measurable goals unique to their needs and definitions of success. My goal is to aid others in such a way as to foster an environment that encourages people to, not only define their successes, but achieve them.
Available

$150/session

Solution oriented
Authentic
Warm

Specialties

ADHD
Anxiety
Depression
+9
• Licensed Master Social Worker (LMSW) in Michigan • Certified Advanced Alcohol and Drug Counselor (CAADC) • Over 26 years of experience providing telehealth therapy and mental health counseling across Michigan • Provides therapy for children, teens, adults, and older adults • Specializes in anxiety therapy, panic disorder treatment, ADHD counseling, depression therapy, trauma therapy, PTSD treatment, OCD therapy, stress management, anger management, and emotional regulation • Supports individuals with life transitions, burnout, chronic stress, self-esteem issues, and resilience building • Provides weight management therapy and support for emotional eating, stress eating, binge eating, body image concerns, weight-related anxiety, healthy habit development, and behavior change strategies • Provides addiction counseling for alcohol use disorder, substance use disorders, drug addiction, behavioral addictions, gambling addiction, pornography addiction, relapse prevention, and craving management • Offers autism support for preteens, teens and adults including independent living skills, executive functioning skills, communication skills, social skills, peer relationship building, peer support and community integration • Provides employment readiness training, vocational skills support, and therapeutic life skills coaching for autistic individuals and neurodivergent clients • Offers parent coaching to support autism and ADHD including transition to adulthood, employment preparation, housing support, community resource navigation, case management referrals, and vocational rehabilitation linkage • Helps clients with grief, loss, divorce, family conflict, caregiver stress, aging-related concerns, and major life adjustments • Uses evidence-based treatment including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT) skills, Motivational Interviewing (MI), trauma-informed care, solution-focused therapy, and strengths-based approaches • Focuses on coping skills, emotional regulation, communication skills, boundary setting, problem-solving, and long-term behavioral change • Provides telehealth therapy across Michigan offering accessible, confidential, and compassionate mental health care • Supports clients in building stability, improving functioning, reducing negative symptoms, and creating meaningful, lasting change in daily life
VirtualAvailable

$120/session

Authentic
Intelligent

Specialties

Anxiety
Coping Skills
Grief
My approach to therapy is solution-focused, compassionate, and centered on helping clients build lasting skills. Rather than simply helping someone get through the current crisis, I want to equip them with the tools they need to navigate future challenges with greater confidence and independence. I focus on identifying and addressing the underlying issues that drive recurring patterns, whether that's unresolved childhood trauma, deeply held negative beliefs about oneself, or other core experiences. My goal is to help clients process those experiences, challenge unhelpful cognitions, and develop healthier, more adaptive beliefs about themselves. While it's important to acknowledge and address what's happening in a client's life right now, I believe lasting change comes from understanding and working through the deeper patterns that contribute to those challenges. I strive to balance supporting clients through present-day concerns with helping them create meaningful, long-term change.
Available

$150/session

Empowering
Warm
Authentic

Specialties

Anxiety
Career Counseling
Life Transitions
+9
Charisse Staine, LPC, is a dedicated and compassionate licensed professional counselor that uses a holistic approach to facilitate personal growth and resilience in her clients. With over 30 years counseling experience, Charisse specializes in helping individuals navigate life transitions, manage stress and anxiety, and improve interpersonal relationships, and understand how things like nutrition impact mental health. Her therapeutic approach is client-centered and evidence-based, emphasizing the development of coping strategies and self-awareness to foster a healthier, more fulfilling life. Charisse's practice considers the whole person, body, soul, and spirit and encourages clients to explore their thoughts and feelings and embark on a journey toward healing and self-discovery.
VirtualAvailable

$20/session

Authentic
Warm
Empowering

Specialties

Addiction
Anxiety
Spirituality
+3
I love to work with people who are willing to think, to consider new ideas, to examine themselves honestly, and to try new behaviors. This is exciting! I love people who allow me the occasional moment of silence so that I can prepare a question that fits their unique personality and situation. I love working with people who are excited about working on things throughout the week and will give me honest feedback as to how effective that idea was for them. And i find it very enjoyable to work with someone who can articulate what they believe their issue is and what they think they need to do to overcome (either by increasing or decreasing a behavior) their problem (even if it takes a few sessions to get there). it's great to work with people who will do their best to give a new idea a shot. All that being said, everyone has their up days and down days. We wouldn't be human if we didn't. Being willing to let me walk alongside of them on those days, as well as the good days, humbles me because of their trust. Therapy can be work, and change doesn't fall into our laps. But it is possible, and in many cases, in order to experience abundant living, very necessary. Finally, I really enjoy working with people who, even as they identify a tendency, a personality trait, a reaction, or a thought process that may be related to childhood or adult trauma or abuse, will also look for ways to overcome its impact on them instead of being content to sit in its shade and let themselves be bested by it.
VirtualAvailable

$80/session

Warm
Authentic
Open-minded

Specialties

Anger Management
Coping Skills
Depression
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.
VirtualAvailable

$50/session

Empowering
Warm
Authentic

Specialties

Chronic Illness
Grief
Spirituality
+6
I have been practicing Pastoral Care & Counseling for over 20 years. I am a board-certified chaplain and spiritually integrated psychotherapist through the Association Clinical Pastoral Education and a Licensed Clinical Mental Health Counselor. I have experience in providing counseling and assessment services to children, adolescents, adults, families in church, social service agencies, seniors/nursing homes and hospital/ hospice healthcare settings.
VirtualAvailable

$150/session

Empowering
Warm

Specialties

Life Transitions
Parenting
Self Esteem
+10
Hi! Welcome to my profile. I have been in practice for over 30 years and have a lot of experience working with folks who have had various struggles in their lives and want to sort things out and feel better. I hope to provide a non-judgmental, safe place where you can begin to allow yourself to talk about your concerns, worries, fears, and frustrations. Together, we can help you find some answers, direction, and a sense of peace.
Available

$225/session

Solution oriented
Authentic
Warm

Specialties

Anger Management
Career Counseling
Couples Counseling
+10
Over the years, I've worked across diverse community settings, including Home-Based Services, hospitals, outpatient, PHP, residential, and virtual environments. My experience spans working with children, teens, adults, and older adults (geriatric population) facing challenges such as homelessness, alcohol and drug addiction, COVID-19, anxiety, PTSD, ADHD, depression, and more. I understand that you may be going through a difficult time. Life brings many challenges that can cause one to feel anxiety, stress, worry, and doubt. Does this sound like you? I want you to know that I can empower you with the tools of success.
VirtualAvailable

$100/session

Authentic
Humorous

Specialties

Anxiety
Depression
Life Transitions
+9
I am a Licensed Professional Counselor, Life Coach and Author who is passionate about helping individuals navigate life’s challenges with clarity, confidence, and balance. I specialize in working with high-functioning women who often carry multiple roles and responsibilities, yet feel overwhelmed, emotionally drained, or disconnected behind the scenes. My work is rooted in creating a safe, supportive, and nonjudgmental space where clients feel heard, understood, and empowered. I take a collaborative approach, helping clients explore patterns, strengthen emotional awareness, and develop practical strategies that support real, lasting change. I am known for being both compassionate and direct, offering support while also gently challenging clients to grow, set healthier boundaries, and show up more fully in their lives. My goal is to help each client reconnect with themselves, build confidence, and create a life that feels aligned, balanced, and sustainable
Available

$125/session

Authentic
Warm
Solution oriented

Specialties

Addiction
Anxiety
Trauma and PTSD
+8
Hello, I’m Amy Culbert, LMSW, CAADC passionate about supporting individuals on their journey to mental wellness. With a focus on compassionate care, I specialize in providing therapeutic guidance tailored to each client's unique needs. My approach is rooted in empathy and understanding, helping you navigate life's challenges and enhancing your overall wellbeing. Whether you're seeking support for anxiety, depression, or life transitions, I’m here to listen and assist you through every step of your path to recovery. I offer convenient telehealth services, allowing you to access care from the comfort of your home. Together, we can work towards a brighter, healthier future.
Available

$80/session

Solution oriented
Warm
Empowering

Specialties

Coping Skills
Grief
Self Esteem
+10
I am a licensed Clinical Social Worker (LCSW) with over 28 years of extensive educational and professional experiences. My clinical work has been providing guidance to individuals, couples, and families from diverse backgrounds in the focus areas of grief and loss, relationship distress, adjusting to life/health changes, addressing personal struggles and other emotional stressors. I have been privileged to support many people in finding hope, healing, and strength as they navigate life’s toughest challenges and transitions. My services are virtual sessions only. As a counselor, I believe everyone is doing their best to work through hardship. However, there are times when we all need support and alternative perspectives to help us on our life’s journey. So essentially, you deserve a meaningful life. I offer a supportive space where each person can feel seen, heard, and empowered. Our work will center on self-discovery, free will, finding purpose, and developing a strong sense of self. Let's explore together what you need, by booking a first appointment with me.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Michigan. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.