Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 237 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/7/2025

LeAnn Smith

LeAnn Smith, LPC - Michigan Therapist at Grow Therapy
$125/session
LPC
8 years of experience
Virtual
As a counselor, I am deeply committed to providing a safe, supportive space where individuals can explore their emotions, unlock their potential, and create meaningful change in their lives. With empathy, active listening, and a solution-focused approach, I guide each person toward greater self-awareness and personal growth, empowering them to overcome challenges and thrive while also identifying their greatest strengths.

AJ Jones

(she/her)

AJ Jones, LMSW-C - Michigan Therapist at Grow Therapy
$80/session
LMSW-C
10 years of experience
Virtual
From a young age, I understood that life doesn’t come with a playbook. We all face challenges—some expected, others that knock us off our feet. Over time, I discovered the power of listening, holding space, and of helping others find their way through to reach their desired outcome. As a Licensed Master Social Worker (LMSW) with a background in performance coaching and trauma-informed care, by bringing both clinical expertise and a holistic approach to therapy. Whether you’re a teen exploring identity, a young adult feeling stuck or overwhelmed, a parent managing stress, or someone navigating grief or major life transitions. I am is here to support you. Specializing in anxiety, life transitions, emotional resilience, and inner child healing, I create a space that’s welcoming, down-to-earth, and grounded in trust. Therapy with me isn’t about judgment or quick fixes. It’s about partnership, deep insight, and helping you build the tools to move forward with confidence. No matter your age or stage in life, i believe healing starts with feeling seen and supported. And from the moment you walk through the door (or log on), you’ll know, you don’t have to do this alone.

Traci Doran

Traci Doran, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
3 years of experience
Virtual
As a compassionate and experienced clinician, I specialize in helping individuals navigate the complexities of anxiety, depression, and grief. Through a combination of evidence-based therapies and empathetic support, I work collaboratively with my clients to develop effective coping strategies and promote lasting healing. I understand that these challenges can be overwhelming, and I am committed to creating a safe and supportive space where you can feel heard, understood, and empowered. Whether you're struggling with persistent worry, feelings of sadness, or the loss of a loved one, I am here to guide you on your journey towards emotional well-being.

Colette Biondi

(she/her)

Colette Biondi, LPC - Michigan Therapist at Grow Therapy
$80/session
LPC
40 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor (LMHC) located in Ocala, Florida. I recieved my Masters degree from the University at Bufallo in the Sate of New York. I've been practcing for 40 years and work with people of all ages who are struggling with anxiety and depression. I utilize cognitive behavior therapy, active listening and support to help clients gain coping skills and independence. Everyone deserves to become the best version of themselves, feel good and make healthy decisions.

Chalice Kopacki

Chalice Kopacki, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
16 years of experience
Virtual
Hello! I am a licensed Masters of Social Work Clinical Counselor based in Michigan. I received my Bachelors and Masters in Social Work from Grand Valley State University. My hope has always been to utilize my education to offer service and support to those who need a helping hand. I have worked in impatient, hospice, home care, residential, and hospital settings which has offered a wide range of knowledge in how poor mental health can negatively impact someone's life. Since 2020 I have focused my efforts on telehealth counseling which has helped me reach a population of individuals who may have not pursued therapy in the past. My goal is to be able to continue working with people who simply need a friendly and compassionate helping hand.

Dayna Machuta

Dayna Machuta, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
3 years of experience
Virtual
Hi! I am an LMSW (Licensed Master's in Social Work) therapist that has been working with clients experiencing Anxiety, Depression, Life Transitions, as well as a multitude of additional diagnoses over the past 2 years. I graduated from Grand Valley State University in 2017 and spent several years working with clients in Specialized Residential facilities, as well as positions in case management before finding my way back to individual therapy.

Kasey Walker-Lance

(she/her)

Kasey Walker-Lance, LMSW-C - Michigan Therapist at Grow Therapy
$90/session
LMSW-C
18 years of experience
Virtual
Hi! I am a Licensed Master of Social Work (LMSW) based in the greater Lansing, Michigan area. I graduated from Michigan State University and have extensive experience in advance care planning, working with people with chronic health conditions, older adults, LBGTQ+ identity, caregiver stress, family dynamics, depression, anxiety, and trauma. I help people from young adulthood through late life identify and utilize their strengths to promote quality of life for my consumers.

Heather Wiegand

Heather Wiegand, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
20 years of experience
Virtual
As a Licensed Professional Counselor, I have served a variety of populations with a passion for supporting law enforcement, first responders, military, medical professionals and their families. I have over 20 years of experience in service to adults and adolescents to improve their quality of life. The last 11 years were focused in supporting law enforcement, corrections, and other first responders.

Rhonda Beckermeyer

(she/her)

Rhonda Beckermeyer, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
5 years of experience
Virtual
I work with people of all ages who are trying to get the most out of their relationships and are finding that anxiety keeps getting in the way of feeling confident with others or at school. Having healthy relationships is the cornerstone of a balanced life. You know that there is no better time to resolve these issues of insecurity than now. I can help. If you are feeling isolated because of your anxiety you are not alone. Many people struggle with anxiety and negative thinking and counseling can help! People who work with me tend to feel relief right away. They learn skills to manage anxious thoughts and feelings, gain confidence, and feel more secure in relationships. With counseling you can look forward to being more confident expressing yourself, feeling more fulfilled in relationships, and gaining control of your worry.

Caitlin DeMara

(she/her)

Caitlin DeMara, LMSW-C - Michigan Therapist at Grow Therapy
$87/session
LMSW-C
6 years of experience
Virtual
My background is in social work, which means I meet you where you are at. I specialize in anxiety, depression, adjustment challenges, and grief. I am also certified in Gerontology and have experience in end of life care, dementia care, and medical social work. In college, I minored in Anthropology, because I am fascinated by the human experience, what makes us human, and how we all can relate to one another.

Ramzia Saadi

Ramzia Saadi, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$85/session
LMSW-C
1 year of experience
Virtual
Welcome! I’m so glad you’re here. My name is Ramzia Saadi and I’m a clinical social worker with specialized training in Cognitive Behavioral Therapy (CBT). I create a space that’s compassionate, collaborative, and grounded in trust—where you’re encouraged to show up just as you are. I believe in the power of understanding your story, honoring your strengths, and gently exploring the patterns that may be holding you back. Whether you’re navigating a specific challenge or seeking deeper self-awareness, I’m here to walk alongside you with curiosity, care, and non-judgment. Together, we’ll work at your pace to build insight, develop tools that truly fit your life, and create meaningful, lasting change. I look forward to getting to know you.

Sondos Jaber

(she/her)

Sondos Jaber, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.

Taylor Bryant

(she/her)

Taylor Bryant, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
5 years of experience
Virtual
A little bit about me: I was born and raised in Northwest Michigan, I’m an avid animal lover, and sourdough connoisseur! I am a Licensed Master Social Worker. I earned an undergraduate degree from the University of Michigan with a major of Women’s Studies in 2018 and an MSW from Wayne State University in 2020. I’ve been practicing for five years. I’ve been a practicing social worker for five years. I have an innate understanding of the complexities of life and the overwhelm that can result. This understanding has created in me a passion for helping individuals learn and obtain the appropriate tools to achieve their full potential and overcome these challenges. I look forward to working with you!

Madeline Sword

(she/her)

Madeline Sword, LMSW-C - Michigan Therapist at Grow Therapy
$80/session
LMSW-C
7 years of experience
Virtual
Well hello, my name is Madeline. Welcome to my safe and inviting space to work on bringing peace into your life. I am a Licensed Clinical Master Social Worker in Michigan. I strive to provide compassionate care to those with ranging needs in the overwhelming and discouraging seasons of life. For 7 years I have supported children, adolescents, adults and older adults with individual and family needs in the school, home and community setting. I encourage you to focus on critical needs that impact the problem behaviors in your daily life that keep you from living your best life. I welcome you to utilize a holistic approach designed to nurture your specific needs.

Alana Gottler

Alana Gottler, LMSW-C - Michigan Therapist at Grow Therapy
$80/session
LMSW-C
6 years of experience
Virtual
Hello! I am Alana and I am a licensed master social worker. I have been working for the past 6+ years in multiple different settings. Currently I work in a school as a school social worker with children ages 3-12. I have also worked in a community mental health that I served multiple populations. I look forward to working with more people and assisting them with their goals.

Cheryl Reitz

Cheryl Reitz, LPC - Michigan Therapist at Grow Therapy
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing. Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey. I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.

Angela Hastings

(she/her)

Angela Hastings, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
12 years of experience
Virtual
Welcome! I'm a Licensed Master Social Worker (LMSW) based in Michigan. I received my Masters from Grand Valley State University and have been practicing for 11 years. I help adults of all ages struggling with life transitions and anxiety work through complicated feelings to become the best version of themselves. I see myself as a coach and mentor in walking alongside my clients, offering feedback and support through challenging situations.

Danni Thomas

Danni Thomas, LMSW-C - Michigan Therapist at Grow Therapy
$185/session
LMSW-C
8 years of experience
Virtual
I'm a therapist who's all about getting to the deep interconnectedness of things – peeling back the layers to really understand what's at play. From what I've seen in our sessions, you're the kind of person who's often navigating a lot beneath the surface: those unprocessed emotions that can feel like a "big bowl of whatever," or those times when you go "zero to a hundred" because something deep is getting triggered. I get that you're exhausted from going in circles, and that sometimes, what seems like a simple miscommunication is actually rooted in old fears or feelings of being unheard. My approach isn't just about quick fixes; it's about seeing how your past experiences – like those significant losses or family dynamics you've navigated – connect directly to how you're feeling and reacting today. We'll explore those unconscious patterns and "defense mechanisms" that might have protected you once but are now holding you back. I'm here to help you understand not just what's happening, but why it keeps happening, so you can truly build healthier coping mechanisms and find a sense of peace that resonates with your whole self – mind, body, and spirit.

Morgan Baughman

Morgan Baughman, LMSW-C - Michigan Therapist at Grow Therapy
$150/session
LMSW-C
3 years of experience
Virtual
Greetings, my name is Morgan and I am a "neurodivergent" counselor specializing in working with individuals living with autism and other similar divergencies. My clients often tell me that they have been to several counselors before and this was the first time it felt like it was working. I am a direct communicator who loves to help people understand their body, mind, and environmental connection for sustainable changes that support their goals.

Shelly Smith

(she/her)

Shelly Smith, LMSW-C - Michigan Therapist at Grow Therapy
$100/session
LMSW-C
20 years of experience
Virtual
Hello and welcome! I have quite a bit of experience working in the mental health field and am committed to supporting my clients as they work to make change. In my over 20 years of experience, I've worked with clients from young children to older adults. I enjoy supporting clients through periods of transition such as young adulthood, middle-age, and retirement. I also assist clients who are dealing with serious health issues as they navigate their way through what can be a scary and life-altering event. My areas of specialty include CBT for anxiety and mood disorders, solution-focused therapy, and the use of somatic therapies that support an holistic approach to wellness. I love and believe in the healing power of nature.

Jessica Rogal

(she/her)

Jessica Rogal, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$90/session
LMSW-C
12 years of experience
Virtual
Hi, I am a licensed clinical social worker from Michigan and have been practicing for over 10 years. It is my goal to use my knowledge and experiences in a way that is honest, relatable, non-judgmental and consistent. Taking steps towards change can be scary and overwhelming. It would be an honor to provide a safe and thought-provoking space that empowers you to grow in the direction of your choice.

Angie Hollander

Angie Hollander, LMSW-C - Michigan Therapist at Grow Therapy
$125/session
LMSW-C
14 years of experience
Virtual
I'm Angie Hollander, an LMSW with 14 years of experience providing compassionate therapy in New Jersey and Michigan. I partner with adults of all ages, including young adults (14-18) navigating challenging life transitions, trauma, or concerning thoughts and behaviors. My goal is to help you remove the burdens of stigma and shame, align your actions with your deepest values, and leverage your existing strengths and life experiences to integrate new skills and perspectives, empowering you to live a more fulfilling life.

Erin Langwell

(she/her)

Erin Langwell, LMSW-C - Michigan Therapist at Grow Therapy
$60/session
LMSW-C
6 years of experience
Virtual
I’m a Licensed Master of Social Work (MSW) with 7 years of experience in therapy. My journey began with a strong academic foundation, including coursework focused on becoming a school social worker, which has been incredibly valuable in my practice. Although I’m not currently working in a school setting, the knowledge I gained helps me guide and empower parents to advocate for their children within the school system. I have a deep passion for working with children and teens who have experienced trauma, depression, anxiety, anger, autism, and ADHD. I understand that each child and teen is unique, and I tailor my approach to meet their individual needs, providing a safe space for them to express themselves and develop the tools to manage their emotions and challenges.

Sammie Babbie

(she/her)

Sammie Babbie, LMSW-C - Michigan Therapist at Grow Therapy

Frequently rebooked

$100/session
LMSW-C
20 years of experience
Virtual
Hi, I'm a Licensed Clinical Masters level Social Worker (LMSW) based in MIchigan. I received my master's degree from Wayne State University, and I have been practicing for 20 years. I have worked in a multicultural school system in the initial part of my career, and I also worked in an urban areas inpatient and outpatient mental health hospitals . Over the years I have helped improve the lives of adults, children and the elderly who are struggling with anxiety, ADHD, depression, domestic violence, developmental disabilities, severe mental illness, job transition, conflict resolution, are some of many other challenges that I have my clients to overcome. In addition I am trilingual and speak English, Arabic and the Chaldean languages. I have worked with clients from various cultural backgrounds, ethnicities and races and I have guided them through th emost difficult period of adjusting and transitioning into their new country.

Ginger Drake

Ginger Drake, LPC - Michigan Therapist at Grow Therapy
$25/session
LPC
11 years of experience
Virtual
I love to work with people who are willing to think, to consider new ideas, to examine themselves honestly, and to try new behaviors. This is exciting! I love people who allow me the occasional moment of silence so that I can prepare a question that fits their unique personality and situation. I love working with people who are excited about working on things throughout the week and will give me honest feedback as to how effective that idea was for them. And i find it very enjoyable to work with someone who can articulate what they believe their issue is and what they think they need to do to overcome (either by increasing or decreasing a behavior) their problem (even if it takes a few sessions to get there). it's great to work with people who will do their best to give a new idea a shot. All that being said, everyone has their up days and down days. We wouldn't be human if we didn't. Being willing to let me walk alongside of them on those days, as well as the good days, humbles me because of their trust. Therapy can be work, and change doesn't fall into our laps. But it is possible, and in many cases, in order to experience abundant living, very necessary. Finally, I really enjoy working with people who, even as they identify a tendency, a personality trait, a reaction, or a thought process that may be related to childhood or adult trauma or abuse, will also look for ways to overcome its impact on them instead of being content to sit in its shade and let themselves be bested by it.

Frequently asked questions

Why filter by Michigan rather than a city like Detroit?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.