Therapists that accept Cash Pay in Michigan
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 236 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 6/30/2025
Esther Garcia
(she/her)
$155/session
LPC
12 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) and received by Master's Degree from Western Michigan University. I specialize in helping women in Michigan find more balance in their life and feel more connected with who they are while supporting them on their personal growth journey. My private practice offers exclusive online counseling providing high quality service to individuals working through relationship struggles, grief, anxiety, and depression.
Karen Owens
Frequently rebooked
$100/session
LMSW-C
7 years of experience
Virtual
As a counselor I pride myself on providing the best care to all clients. My services are customized for each client to ensure that they obtain the most out of the therapeutic process. Therapy should be many things; and I believe fun can be one of them! Engaging clients and making them feel safe, especially kids is critical. By offering dynamic services that include play and art therapy kids and families not only grow and learn from therapy but feel valued and a sense of belonging. I am honored to have clients trust me with their life story. It is my privilege to walk with you along this journey.
Find therapists experienced in these areas
Yolanda Butcher
(she/her)
$125/session
LMSW-C
25 years of experience
Virtual
I am a culturally sensitive, clinical social worker. I incorporate in my therapy holding a secure space for my clients to be their authentic selves, building trust for connection, security, and safety. I bring presence and awareness to the therapeutic process fostering hope, self-awareness, personal growth, and self-compassion.
In the therapeutic process I help clients transform by cultivating healthier relationships with themselves and others.
Ann Lukacsy
$150/session
LPC
10 years of experience
Virtual
Hello, my name is Ann and I have been in the counseling field for over 20 years. I have worked with several diverse populations in a nonprofit setting, and also several years as a school counselor. I have been in private practice now for seven years and I serve adults and adolescents. My specialties are anxiety management, and relationship issues. My goal is to assist clients with a healthier, more positive mindset, which will intern help them cope better with life transitions, and assist with achieving their highest potential. I do enjoy incorporating spirituality as a coping mechanism and healing tool, however, I like to go where the client feels most comfortable.
Sondos Jaber
(she/her)
$150/session
LMSW-C
4 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Florida with experience in various mental health settings including emergency departments, private practice, and psychiatric facilities. I am EMDR certified with major focus in trauma, suicidal ideations, depression, self-esteem, and anxiety. My goal is to be a compassionate, authentic, respectful guide and to provide you with a safe and judgment free environment.
Rhonda Beckermeyer
(she/her)
$100/session
LMSW-C
5 years of experience
Virtual
I work with people of all ages who are trying to get the most out of their relationships and are finding that anxiety keeps getting in the way of feeling confident with others or at school. Having healthy relationships is the cornerstone of a balanced life. You know that there is no better time to resolve these issues of insecurity than now. I can help.
If you are feeling isolated because of your anxiety you are not alone. Many people struggle with anxiety and negative thinking and counseling can help! People who work with me tend to feel relief right away. They learn skills to manage anxious thoughts and feelings, gain confidence, and feel more secure in relationships.
With counseling you can look forward to being more confident expressing yourself, feeling more fulfilled in relationships, and gaining control of your worry.
Angela Hastings
(she/her)
$100/session
LMSW-C
12 years of experience
Virtual
Welcome! I'm a Licensed Master Social Worker (LMSW) based in Michigan. I received my Masters from Grand Valley State University and have been practicing for 11 years. I help adults of all ages struggling with life transitions and anxiety work through complicated feelings to become the best version of themselves. I see myself as a coach and mentor in walking alongside my clients, offering feedback and support through challenging situations.
Traci Doran
$100/session
LMSW-C
3 years of experience
Virtual
As a compassionate and experienced clinician, I specialize in helping individuals navigate the complexities of anxiety, depression, and grief. Through a combination of evidence-based therapies and empathetic support, I work collaboratively with my clients to develop effective coping strategies and promote lasting healing.
I understand that these challenges can be overwhelming, and I am committed to creating a safe and supportive space where you can feel heard, understood, and empowered. Whether you're struggling with persistent worry, feelings of sadness, or the loss of a loved one, I am here to guide you on your journey towards emotional well-being.
Caitlin DeMara
(she/her)
$87/session
LMSW-C
6 years of experience
Virtual
My background is in social work, which means I meet you where you are at. I specialize in anxiety, depression, adjustment challenges, and grief. I am also certified in Gerontology and have experience in end of life care, dementia care, and medical social work.
In college, I minored in Anthropology, because I am fascinated by the human experience, what makes us human, and how we all can relate to one another.
Kasey Walker-Lance
(she/her)
$90/session
LMSW-C
18 years of experience
Virtual
Hi! I am a Licensed Master of Social Work (LMSW) based in the greater Lansing, Michigan area. I graduated from Michigan State University and have extensive experience in advance care planning, working with people with chronic health conditions, older adults, LBGTQ+ identity, caregiver stress, family dynamics, depression, anxiety, and trauma. I help people from young adulthood through late life identify and utilize their strengths to promote quality of life for my consumers.
Connie Owens
Frequently rebooked
$100/session
LMSW-C
23 years of experience
Virtual
My name is Connie Owens, I am passionate about helping women overcome trauma and Narcissistic abuse. My approach is Holistic. We will address the 4 interdependent parts of self; 1. Mind, 2. Body, 3. Soul, and 4. Spirit. I believe that we are each uniquely different and to heal all of you we will need to treat all of you. Together we will develop a plan to look at every aspect of your life to see how it contributes to causing you emotional pain, and then focus on a solution to help you overcome the emotional pain, for good.
Morgan Baughman
$150/session
LMSW-C
3 years of experience
Virtual
Greetings, my name is Morgan and I am a "neurodivergent" counselor specializing in working with individuals living with autism and other similar divergencies. My clients often tell me that they have been to several counselors before and this was the first time it felt like it was working. I am a direct communicator who loves to help people understand their body, mind, and environmental connection for sustainable changes that support their goals.
Caitlin Koskey
(she/her)
$100/session
LMSW-C
10 years of experience
Virtual
Hi! I'm a Licensed Masters Social Worker (LMSW) with a clinical focus based in Michigan. I received my Masters from the University of Southern California and have been practicing in a variety of settings for nearly 11 years. I enjoy helping adults of any age work through challenging areas of their life, whether it be a trauma from the past or feeling overwhelmed by juggling everyday responsibilities, so they can feel like the best versions of themselves and continue their story in a way that serves them.
Cheryl Reitz
Frequently rebooked
$150/session
LPC
25 years of experience
Virtual
Whether there has been a significant loss, a life transition, relational conflict, or daily stressors, we all need support during difficult times. Sometimes, however, a trained professional can help navigate these challenges and assist in facilitating positive change. We aren’t always able to recognize the underlying cause of our discomfort or find ways to overcome life’s challenges. In a therapeutic setting, we will work together to discover healthier ways for you to deal with life’s struggles, make desired changes, improve relationships, and find inner healing.
Seeking therapy can be viewed as an investment in yourself. Improving mental and emotional health is as important as one’s physical health. My role is to provide a safe space and come alongside you on your journey.
I work with adolescents and adults and provide individual, couples, and family counseling services. I treat depression, anxiety, grief and loss, trauma, (PTSD), relationship issues, parenting, behavioral concerns, and many other problems affecting how we feel and operate in the world.
Madeline Sword
(she/her)
$80/session
LMSW-C
7 years of experience
Virtual
Well hello, my name is Madeline. Welcome to my safe and inviting space to work on bringing peace into your life. I am a Licensed Clinical Master Social Worker in Michigan. I strive to provide compassionate care to those with ranging needs in the overwhelming and discouraging seasons of life. For 7 years I have supported children, adolescents, adults and older adults with individual and family needs in the school, home and community setting. I encourage you to focus on critical needs that impact the problem behaviors in your daily life that keep you from living your best life. I welcome you to utilize a holistic approach designed to nurture your specific needs.
Taylor Bryant
(she/her)
$100/session
LMSW-C
5 years of experience
Virtual
A little bit about me: I was born and raised in Northwest Michigan, I’m an avid animal lover, and sourdough connoisseur!
I am a Licensed Master Social Worker. I earned an undergraduate degree from the University of Michigan with a major of Women’s Studies in 2018 and an MSW from Wayne State University in 2020. I’ve been practicing for five years. I’ve been a practicing social worker for five years. I have an innate understanding of the complexities of life and the overwhelm that can result. This understanding has created in me a passion for helping individuals learn and obtain the appropriate tools to achieve their full potential and overcome these challenges. I look forward to working with you!
Jennifer Bardon
$95/session
LMSW-C
5 years of experience
Virtual
Hello,
My name is Jennifer Bardon, I am a LCSW. I fell in love with social work. I received by BSW and MSW through Wayne State. I have been in the field for 6 years. I am able to work with those who have depression and anxiety. I can assist clients that have self esteem, and struggles with coping skills. I love to incorporate mindfulness techniques to assist clients with centering themselves, and focusing on the present.
I do have experience from my full time position working with children, young adults, and adults with Developmental disabilities. I went to school for CBT. I am DBT certified. I am able to work with a diverse population.
I am very person centered, and I encourage my clients to drive there own treatment, as they are the experts in their lives. I am dedicated to provide the best services to my future clients. I have many evenings open for clients who have a busy work week, as well as availability on Saturday and Sunday.
Jean Snyder
(she/her)
$100/session
LPC
30 years of experience
Virtual
Hi! I'm a licensed mental health Counselor and Occupational Therapist with about 30 years of experience working with adults struggling with mental health issues. I especially like working with people who are struggling with anxiety in their lives because I know I can make a real difference. I like to treat anxiety with a combination of helping you to identify those things that trigger your anxiety, CBT (Cognitive Behavior Therapy), and teaching you coping & relaxation skills.
Dr. Carol Ellstein
(she/her)
$180/session
LP
40 years of experience
Virtual
I have seen people in almost all professional and community arenas (even jails). My work has been a mix of public and private sector involvement, including 11 years of community mental health service and 30 years of individual practice. I have extensive experience in both home- and office-based psychotherapy, program development, clinical supervision, and clinical innovation. Special populations have included people with developmental disabilities, children and adolescents at risk for out-of-home placements, people with substance abuse issues, and geriatric populations; all have experienced various forms of grief, loss, and trauma while navigating the simple task of living and surviving. If you modify the title of Johnny Cash's song I've Been Everywhere to I've Done Everything (except prison work), that pretty much sums up my years of professional experience.
Jessica Rogal
(she/her)
$90/session
LMSW-C
12 years of experience
Virtual
Hi, I am a licensed clinical social worker from Michigan and have been practicing for over 10 years. It is my goal to use my knowledge and experiences in a way that is honest, relatable, non-judgmental and consistent. Taking steps towards change can be scary and overwhelming. It would be an honor to provide a safe and thought-provoking space that empowers you to grow in the direction of your choice.
Megan Mackety
(she/her)
$150/session
LMSW-C
15 years of experience
Virtual
Welcome! I am so glad you are taking the first step to find happiness and well-being. My name is Megan Mackety and I am an LMSW with 15 years of professional experience. My main focus is on building connection and trust. I want to make sure you feel safe and heard as we build a therapeutic rapport. I am here to act as a sounding board to work through all those things that come up as we move through life. You are the expert on yourself.
All of us deal with sadness and worry, but sometimes those feelings can become overwhelming and lead to anxiety and depression. Through techniques such as cognitive behavioral therapy, mindfulness and solution focused work we can design a plan that meets your individual goals with strategies that make sense in your life.
Often past trauma, feelings of anger and resentment and self-esteem issues are important factors to address to work through in order to reach your goals. I would love to be there to help support and empower your journey,
Amanda Gatiss
(she/her)
Frequently rebooked
$120/session
LMSW-C
7 years of experience
Virtual
Hello! I am a Licensed Clinical Social worker (LMSW-C) based in Michigan. I graduated with my master's degree in 2018 from Spring Arbor University. I have 7 years of experience working with children, adolescents, and adults experiencing things like anxiety, depression, obsessive thoughts, and traumatic experiences. I primarily work with adults who are experiencing chronic and sometimes debilitating symptoms of anxiety and depression due to a variety of reasons including parenting, employment, grief, divorce, and processing through past trauma that is holding them back.
Dr. Cheruba A. Dhanaraj (Dr. D)
(she/her)
$385/session
LPC
15 years of experience
Virtual
I’m a Licensed Professional Counselor in Michigan and an Executive Coach with a Ph.D. in counseling and an MBA with over 15 years of experience helping high-achieving, highly anxious individuals and those with ADHD find clarity, calm, and confidence. Whether you’re navigating major life transitions, work stress, or relationship struggles, I offer a blend of evidence-based strategies and compassionate support to help you feel more in control, connected, and equipped to move forward.
Shelby Smith
(she/her)
$75/session
LPC
5 years of experience
Virtual
Welcome - I'm so glad you're here! My name is Shelby, and I am a licensed professional counselor and mental health advocate. I partner with my clients to develop unique individualized therapy goals that address the whole person. If you are looking for a therapist who will be your “teammate” to help address and resolve problems/conflict, then you’ve found the right therapist! I am here to help work alongside you, supporting you every step to help you achieve your therapy goals.
Heather Wiegand
$150/session
LPC
20 years of experience
Virtual
As a Licensed Professional Counselor, I have served a variety of populations with a passion for supporting law enforcement, first responders, military, medical professionals and their families. I have over 20 years of experience in service to adults and adolescents to improve their quality of life. The last 11 years were focused in supporting law enforcement, corrections, and other first responders.
Frequently asked questions
Why filter by Michigan rather than a city
like Detroit?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.